Shriram Finance

Market Cap

1,22,901.89 Cr

EPS

196.32

PE Ratio

15.16

Dividend Yield

1.37 %

Industry

Financial Services

52 Week High

2,732.15

52 Week Low

438.60

PB Ratio

2.35

Debt to Equity

3.89

Sector

NBFC

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Analyst Rating

- By Refinitiv from34 analysts

Analysts have suggested that investors can buy this stock

Buy

Buy+97.06 %

+97.06 %

Hold

Hold0.0 %

0.0 %

Sell

Sell+2.94 %

+2.94 %

Company News

View All News

RBI Approves Shriram Finance's Acquisition of SOIPL4 days ago

The Reserve Bank of India (RBI) has granted approval for Shriram Finance to acquire 100% of SOIPL (Shriram Overseas Investments Private Limited). This acquisition represents a significant corporate action for Shriram Finance, potentially expanding its business operations or consolidating its holdings.

RBI Approves Shriram Finance's Acquisition of SOIPL4 days ago

The Reserve Bank of India (RBI) has granted approval for Shriram Finance to acquire 100% of SOIPL (Shriram Ownership and Investment Private Limited). This acquisition represents a significant corporate action for Shriram Finance, potentially expanding its financial services portfolio or market presence.

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
Bajaj Finance	8,718.85	#1 5,40,462.90	33.35	#1 54,982.50	32.75	#1 14,451	18.39	53.50
Jio Financial Services	222.32	1,41,243.04	91.09	1,854.70	#1 4,039.96	1,605	0.34	44.60
Shriram Finance	653.60	#3 1,22,901.89	#3 15.16	#2 36,413.00	#10 19.35	#2 7,391	#1 73.39	56.50
Cholamandalam Investment	1,453.30	1,22,210.43	29.84	19,419.90	48.18	3,411	24.79	48.98
Muthoot Finance	2,348.30	94,275.77	19.18	15,162.70	26.62	4,468	21.51	57.16
SBI Cards	848.00	80,674.82	39.54	17,483.50	22.39	2,408	-30.21	50.86
Sundaram Finance	4,578.75	50,871.68	30.13	7,285.50	31.41	1,422	-9.94	48.54
M&M Financial Services	262.30	32,407.95	13.23	15,970.30	24.45	1,943	47.29	36.37
Authum Inv & Infr	1,684.35	28,607.86	#1 7.52	2,611.20	381.77	4,285	-10.31	55.42
Poonawalla Fincorp	353.05	27,467.65	164.59	3,147.30	56.71	1,652	-92.95	66.78

Automatic Screeners on ScanX

Day 1 Unusual Volume

Growth Rate

Revenue Growth

19.35 %

Net Income Growth

22.95 %

Cash Flow Change

-76.46 %

ROE

8.45 %

ROCE

4.42 %

EBITDA Margin (Avg.)

0.43 %

Quarterly Financial Results

Quarterly Financials	Mar 2015	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024	Dec 2024
Revenue	2,421	3,731	3,948	3,993	3,883	4,031	4,157	4,222	4,173	4,144	4,351	4,443	4,498	4,652	4,703	4,832	5,088	7,138	7,593	7,799	7,980	7,944	8,486	8,877	9,406	9,551	10,078	12,164
Expenses	908	985	1,148	1,080	1,011	1,005	1,146	948	1,635	1,410	1,136	1,181	1,240	1,886	1,194	1,477	1,299	2,233	2,108	2,082	2,341	2,141	2,454	2,634	2,710	2,648	2,836	3,033
EBITDA	1,513	2,747	2,800	2,914	2,872	3,026	3,011	3,274	2,539	2,734	3,215	3,262	3,258	2,766	3,509	3,355	3,789	4,906	5,486	5,717	5,639	5,803	6,033	6,243	6,696	6,903	7,242	9,131
Operating Profit %	62 %	74 %	71 %	73 %	74 %	75 %	72 %	78 %	61 %	66 %	74 %	73 %	72 %	59 %	75 %	69 %	74 %	69 %	72 %	73 %	71 %	73 %	71 %	70 %	71 %	72 %	72 %	71 %
Depreciation	10	10	11	11	12	33	36	36	36	36	32	37	33	33	33	35	35	56	57	61	427	132	137	147	154	154	159	162
Interest	1,253	1,854	1,850	1,919	1,889	2,011	2,049	2,051	2,159	2,267	2,263	2,236	2,288	2,498	2,435	2,397	2,404	3,026	3,305	3,241	3,361	3,488	3,622	3,707	3,990	4,129	4,350	4,751
Profit Before Tax	250	883	939	984	972	982	927	1,186	344	431	920	989	938	235	1,041	923	1,351	1,823	2,124	2,416	1,851	2,283	2,391	2,494	2,717	2,716	2,830	4,326
Tax	166	308	326	345	223	344	159	304	120	111	232	255	181	65	267	237	259	472	546	614	563	571	599	620	695	685	677	1,077
Net Profit	84	575	613	639	749	637	768	882	224	319	689	734	757	170	774	686	1,091	1,352	1,579	1,802	1,288	1,712	1,792	1,874	2,021	2,031	2,153	3,249
EPS in ₹	3.71	25.36	27.01	28.15	33.01	28.10	33.86	38.88	9.63	12.96	27.97	29.80	30.72	6.63	28.81	25.59	40.34	36.10	42.16	48.27	34.01	45.53	47.61	49.70	53.47	53.82	56.93	86.35

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	62,154	68,014	74,446	97,360	1,05,419	1,14,266	1,29,910	1,42,268	2,10,573	2,48,266
Fixed Assets	154	152	134	122	148	489	437	418	3,714	3,718
Current Assets	28,343	23,303	25,093	3,984	4,319	8,547	17,184	17,344	18,724	13,311
Capital Work in Progress	0	0	0	0	0	0	0	0	66	0
Investments	2,213	117	52	2,456	4,126	2,936	3,347	6,971	7,430	9,472
Other Assets	59,786	67,744	74,259	94,782	1,01,146	1,10,841	1,26,126	1,34,879	1,99,363	2,35,076
Total Liabilities	62,154	68,014	74,446	97,360	1,05,419	1,14,266	1,29,910	1,42,268	2,10,573	2,48,266
Current Liabilities	17,189	23,563	24,116	6,709	6,464	3,405	2,314	1,783	3,049	8,679
Non Current Liabilities	35,699	34,275	38,998	76,961	82,992	92,718	1,05,879	1,14,391	1,63,724	1,89,910
Total Equity	9,266	10,176	11,332	13,690	15,963	18,142	21,717	26,094	43,800	49,677
Reserve & Surplus	9,039	9,949	11,105	13,464	15,736	17,915	21,464	25,824	43,138	48,571
Share Capital	227	227	227	227	227	227	253	271	374	376

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-1,819	-2,721	338	-42	-62	2,060	7,962	-389	-730	-3,751
Investing Activities	-45	-36	-2	86	-76	-55	-25	-34	5,076	-258
Operating Activities	-9,611	-5,507	-2,677	-13,142	-5,535	-2,464	-4,239	-8,859	-17,625	-31,101
Financing Activities	7,836	2,822	3,017	13,014	5,550	4,579	12,226	8,505	11,820	27,609

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024	Dec 2024
Promoter	26.48 %	25.10 %	25.58 %	26.06 %	26.45 %	29.30 %	29.37 %	25.29 %	25.51 %	25.48 %	25.45 %	25.43 %	25.42 %	25.41 %	25.40 %	25.40 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	2.65 %	2.65 %	0.00 %	54.67 %	0.00 %	53.90 %	54.28 %	53.29 %	53.08 %
DIIs	6.53 %	11.31 %	14.42 %	14.70 %	13.77 %	14.89 %	14.19 %	11.14 %	11.75 %	14.67 %	15.18 %	15.05 %	15.69 %	15.24 %	16.22 %	15.94 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	4.61 %	4.78 %	4.96 %	4.60 %	4.72 %	4.44 %	4.47 %	3.71 %	3.74 %	3.53 %	3.61 %	3.82 %	3.92 %	3.99 %	3.99 %	4.40 %
Others	62.37 %	58.81 %	55.04 %	54.64 %	55.06 %	51.37 %	51.96 %	57.21 %	56.35 %	56.32 %	1.09 %	55.70 %	1.07 %	1.08 %	1.09 %	1.18 %
No of Share Holders	78,348	78,579	97,976	97,899	1,00,926	93,379	92,254	1,03,554	99,212	92,227	96,873	1,07,254	1,18,031	1,26,529	1,40,680	1,81,398