SBI Cards
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SBI Cards

618.10
-0.50
(-0.08%)
Market Cap
58,818.97 Cr
PE Ratio
25.88
Volume
13,06,832.00
Day High - Low
629.30 - 612.60
52W High-Low
965.00 - 565.45
ann
There are 2 new updates from the company1 day ago
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Key Fundamentals
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Market Cap
58,818.97 Cr
EPS
22.77
PE Ratio
25.88
PB Ratio
3.75
Book Value
165.25
EBITDA
6,121.00
Dividend Yield
0.40 %
Sector
NBFC
Return on Equity
13.78
Debt to Equity
3.02
Analyst Rating and Forecast
- By Refinitiv from24 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+45.83 %
+45.83 %
Hold
Hold+16.67 %
+16.67 %
Sell
Sell+37.50 %
+37.50 %
Forecast For
Actual

Company News

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neutral
SBI Cards and Payment Services Ltd will hold a group investor meeting on September 17, 2026, organized by Jefferies. The in-person session is scheduled for 9:00 am at Gurugram.
positive
SBI Cards and Payment Services Ltd has been assigned a Crisil ESG rating of 71 under the Leadership category for fiscal 2026. The rating reflects the company's environmental, social, and governance performance based on data from FY26.
neutral
SBI Cards & Payment Services Ltd will hold a group investor meeting with Jefferies on September 15, 2026, in Gurugram. The session is scheduled for 11:30 am and will be conducted in person.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,006.20
#1 6,26,455.52
30.45
#1 81,989.50
19.09
#1 19,332
27.60
30.98
979.00
2,30,342.11
20.40
48,192.60
15.13
10,004
59.90
29.15
1,765.60
1,50,515.37
26.66
31,538.70
20.59
5,229
45.56
37.69
224.84
1,48,465.04
72.20
3,542.60
#1 70.41
1,561
155.71
28.78
2,771.40
1,11,262.97
#1 9.57
31,263.40
54.27
10,607
43.08
38.21
618.10
#6 58,818.97
#6 25.88
#6 20,707.60
#9 11.11
#6 2,167
#9 19.50
38.63
4,672.40
51,912.17
23.48
9,873.10
15.30
2,005
33.88
55.93
345.05
47,960.95
14.59
21,086.70
13.79
2,861
75.33
33.69
528.95
44,919.78
21.49
2,653.90
-42.46
1,929
17.52
47.31
432.45
38,076.36
48.61
6,795.70
60.93
542
#1 391.53
29.79

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
11.11 %
Net Income Growth
13.06 %
Cash Flow Change
123.03 %
ROE
-0.93 %
ROCE
-8.59 %
EBITDA Margin (Avg.)
-6.72 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
Revenue
1,905
2,492
3,364
5,370
7,287
9,752
9,714
11,302
14,286
17,484
18,637
20,708
20,882
Expenses
1,260
1,623
2,242
3,726
4,887
6,618
7,223
7,954
9,444
11,460
12,731
14,587
14,689
EBITDA
644
869
1,121
1,644
2,400
3,134
2,490
3,348
4,842
6,024
5,906
6,121
6,193
Operating Profit %
31 %
32 %
31 %
28 %
30 %
29 %
22 %
26 %
31 %
32 %
30 %
27 %
27 %
Depreciation
1
1
1
14
55
104
123
149
164
197
147
136
132
Interest
373
430
522
708
1,009
1,301
1,043
1,027
1,648
2,595
3,178
3,072
3,003
Profit Before Tax
271
438
599
923
1,335
1,730
1,324
2,172
3,031
3,232
2,581
2,913
3,058
Tax
4
154
208
320
470
485
339
556
772
824
664
747
788
Net Profit
267
284
390
604
865
1,245
985
1,616
2,259
2,408
1,916
2,167
2,275
EPS in ₹
3.40
3.62
4.97
7.69
9.45
13.35
10.48
17.16
23.92
25.39
20.15
22.77
23.90

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Total Assets
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
65,546
66,328
Fixed Assets
2
2
4
140
196
311
308
440
551
542
320
219
Current Assets
5,620
7,196
10,020
1,276
1,856
1,884
1,883
2,492
3,225
4,654
6,610
6,110
Capital Work in Progress
0
0
0
35
20
24
10
14
23
22
10
12
Investments
0
0
0
0
2
2
958
1,297
2,140
3,519
6,235
6,374
Other Assets
6,256
7,878
10,826
15,407
19,928
24,971
25,737
32,898
42,832
54,088
58,980
59,723
Total Equity & Liabilities
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
65,546
66,328
Current Liabilities
5,019
6,339
8,829
11,563
13,326
15,233
15,692
18,909
24,999
32,990
36,792
33,646
Non Current Liabilities
273
387
549
1,663
3,232
4,733
5,019
7,987
10,716
13,097
14,972
16,956
Total Equity
966
1,155
1,451
2,357
3,588
5,341
6,302
7,753
9,830
12,084
13,782
15,726
Reserve & Surplus
181
370
666
1,572
2,751
4,402
5,359
6,810
8,884
11,133
12,830
14,774
Share Capital
785
785
785
785
837
939
941
943
946
951
951
952

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Net Cash Flow
130
-17
9
190
422
-218
127
115
232
1,492
56
-434
Investing Activities
1
1
-1
128
-76
-77
-997
-538
-921
-1,255
-2,491
246
Operating Activities
-879
-1,158
-2,235
-2,891
-2,327
-4,063
692
-4,392
-6,671
-5,653
-2,141
493
Financing Activities
1,008
1,141
2,244
2,953
2,824
3,923
432
5,045
7,824
8,401
4,687
-1,172

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
69.40 %
69.50 %
69.37 %
69.47 %
69.59 %
69.64 %
69.41 %
69.05 %
69.02 %
68.96 %
68.94 %
68.75 %
68.63 %
68.62 %
68.61 %
68.60 %
68.60 %
68.59 %
68.59 %
68.58 %
68.92 %
68.86 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
9.09 %
9.35 %
8.59 %
8.73 %
9.18 %
9.51 %
9.88 %
10.22 %
10.10 %
10.15 %
9.54 %
8.99 %
DIIs
5.49 %
6.33 %
9.29 %
11.51 %
12.02 %
15.77 %
17.04 %
16.72 %
17.47 %
17.18 %
17.29 %
16.28 %
16.69 %
16.53 %
16.75 %
16.48 %
17.22 %
17.51 %
17.76 %
17.85 %
18.12 %
18.13 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.65 %
4.09 %
3.80 %
4.51 %
4.66 %
4.97 %
4.11 %
4.44 %
4.38 %
3.75 %
4.10 %
5.02 %
5.28 %
5.45 %
4.80 %
4.78 %
3.81 %
3.24 %
3.10 %
2.96 %
2.88 %
3.41 %
Others
21.46 %
20.08 %
17.55 %
14.50 %
13.73 %
9.62 %
9.44 %
9.79 %
9.13 %
10.11 %
0.59 %
0.60 %
0.81 %
0.67 %
0.66 %
0.63 %
0.49 %
0.44 %
0.46 %
0.46 %
0.54 %
0.62 %
No of Share Holders
0
10,57,520
11,18,650
10,46,250
11,40,590
11,61,090
11,78,350
10,63,050
10,41,170
9,67,531
9,61,296
10,28,670
10,36,630
10,19,120
9,48,916
9,37,270
8,47,672
7,74,642
7,50,786
7,18,342
7,05,597
7,29,862

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 1 1 0.00 2.5 2.5 2.5 2.5 2.5
Dividend Yield (%) 0.00 0.00 0.16 0.11 0.00 0.35 0.37 0.28 0.39 0.4

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
20 Sept 2019 CHANGE OF NAME Change Of Name
NA
20 Sept 2019 0.00 0.00
31 Mar 2022 DIVIDEND Dividend
2.50 /share
30 Mar 2022 841.95 868.90
29 Mar 2023 DIVIDEND Dividend
2.50 /share
29 Mar 2023 710.60 711.10
28 Mar 2024 DIVIDEND Dividend
2.50 /share
28 Mar 2024 701.25 692.55
09 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
09 Aug 2024 730.80 715.55
29 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Oct 2024 703.95 667.55
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 760.70 753.70
25 Feb 2025 DIVIDEND Dividend
2.50 /share
25 Feb 2025 858.60 839.00
24 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Apr 2025 888.45 915.85
25 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Jul 2025 894.60 885.80
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 814.70 801.85
24 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2025 916.00 928.45
28 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2026 838.30 771.05
11 Mar 2026 DIVIDEND Dividend
2.50 /share
11 Mar 2026 726.25 715.45
27 Apr 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
27 Apr 2026 679.70 670.30
24 Jul 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2026 644.60 621.75
31 Aug 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Aug 2026 660.20 639.10

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG Rating7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG RatingSep 05, 2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG RatingSep 03, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 01, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 01, 2026
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 31, 2026
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 31, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 27, 2026
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Aug 27, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 25, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 24, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 21, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 20, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 12, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 11, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 10, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2026
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Letter Dispatched To The Shareholders/Debenture Holders Of The CompanyAug 03, 2026
Notice Of The 28Th Annual General Meeting Of The Company Scheduled To Be Held On August 31 2026Aug 03, 2026
Business Responsibility and Sustainability Reporting (BRSR)Aug 03, 2026
Reg. 34 (1) Annual Report.Aug 03, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 30, 2026
Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Product LaunchJul 29, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 29, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 24, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2026
Unaudited Financial Results Of The Company For The Quarter Ended June 30 2026Jul 24, 2026
Board Meeting Outcome for Outcome Of Board Meeting Held On July 24 2026 - Unaudited Financial Results Of The Company For The Quarter Ended June 30 2026Jul 24, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 23, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 17, 2026
Board Meeting Intimation for Inter Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter Ended June 30 2026Jul 17, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 29, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 29, 2026
Closure of Trading WindowJun 26, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJun 25, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Balanced Hybrid Fund Direct-Growth
1.50%
48461
1.50%
1.50%
The Wealth Company Multi Asset Allocation Fund Direct-Growth
0.30%
9700
0.30%
0.30%
The Wealth Company Flexi Cap Fund Direct-Growth
0.00%
-7000
-0.19%
0.00%
The Wealth Company Balanced Advantage Fund Direct-Growth
0.00%
-5000
-0.70%
0.00%
AlphaGrep Multi Asset Allocation Fund Direct-Growth
0.36%
3186
0.23%
0.36%
UTI Nifty 500 Index Fund Direct-Growth
0.10%
1642
0.10%
0.10%
Tata Nifty Midcap 150 Index Fund Direct-Growth
0.45%
660
-0.02%
0.01%
Kotak Nifty Midcap 150 Index Fund Direct-Growth
0.45%
279
-0.02%
0.02%
JioBlackRock Sector Rotation Fund Direct-Growth
0.10%
250
0.01%
0.02%
JioBlackRock Nifty Midcap 150 Index Fund Direct-Growth
0.45%
-216
-0.02%
0.02%
Zerodha Nifty MidSmallcap400 50:50 Index Fund Direct-Growth
0.22%
149
-0.01%
0.00%
Zerodha Life Cycle Fund 2036 Direct-Growth
0.15%
92
-0.01%
0.15%
Zerodha Life Cycle Fund 2041 Direct-Growth
0.18%
67
-0.02%
0.18%
Navi Nifty MidSmallcap 400 Index Fund Direct-Growth
0.29%
58
-0.02%
0.01%
Edelweiss Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.16%
54
0.00%
0.01%
Zerodha Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.17%
48
0.01%
0.01%
DSP Nifty Midcap 150 Index Fund Direct-Growth
0.45%
40
-0.02%
0.02%
Groww Nifty Midcap 150 Index Fund Direct-Growth
0.45%
24
-0.02%
0.02%
DSP Nifty 500 Index Fund Direct-Growth
0.10%
12
0.00%
0.01%
Nippon India Nifty 500 Low Volatility 50 Index Fund Direct-Growth
0.41%
3
0.02%
0.02%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.09%
1
0.00%
0.01%
Kotak Nifty 200 Momentum 30 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%
Franklin India Multi Cap Fund Direct-Growth
1.74%
0
0.00%
-0.10%
Axis Nifty 500 Index Fund Direct-Growth
0.10%
0
0.00%
0.00%
Axis Nifty Midcap 50 Index Fund Direct-Growth
0.81%
0
0.00%
-0.03%

Technical Indicators

RSI(14)
Neutral
51.88
ATR(14)
Less Volatile
18.27
STOCH(9,6)
Overbought
82.97
STOCH RSI(14)
Neutral
65.38
MACD(12,26)
Bullish
1.27
ADX(14)
Weak Trend
19.83
UO(9)
Bearish
57.69
ROC(12)
Downtrend And Accelerating
-0.74
WillR(14)
Neutral
-37.50

About SBI Cards

SBI Cards and Payment Services Limited is an Indian company that issues credit cards and acts as a corporate insurance agent. Incorporated in 1998 and a subsidiary of State Bank of India, it is the second-largest credit card issuer in India with over 16.8 million cards in force. The company...more
Listing Date
16 Mar, 2020(6 Years, 6 Months)
Chairperson NameChalla Sreenivasulu Setty