| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,905 | 2,492 | 3,364 | 5,370 | 7,287 | 9,752 | 9,714 | 11,302 | 14,286 | 17,484 | 18,637 | 20,357 |
| Expenses | 1,260 | 1,623 | 2,242 | 3,726 | 4,887 | 6,618 | 7,223 | 7,954 | 9,444 | 11,460 | 12,731 | 14,286 |
| EBITDA | 644 | 869 | 1,121 | 1,644 | 2,400 | 3,134 | 2,490 | 3,348 | 4,842 | 6,024 | 5,906 | 6,071 |
| Operating Profit % | 31 % | 32 % | 31 % | 28 % | 30 % | 29 % | 22 % | 26 % | 31 % | 32 % | 30 % | 27 % |
| Depreciation | 1 | 1 | 1 | 14 | 55 | 104 | 123 | 149 | 164 | 197 | 147 | 102 |
| Interest | 373 | 430 | 522 | 708 | 1,009 | 1,301 | 1,043 | 1,027 | 1,648 | 2,595 | 3,178 | 3,153 |
| Profit Before Tax | 271 | 438 | 599 | 923 | 1,335 | 1,730 | 1,324 | 2,172 | 3,031 | 3,232 | 2,581 | 2,816 |
| Tax | 4 | 154 | 208 | 320 | 470 | 485 | 339 | 556 | 772 | 824 | 664 | 746 |
| Net Profit | 267 | 284 | 390 | 604 | 865 | 1,245 | 985 | 1,616 | 2,259 | 2,408 | 1,916 | 2,092 |
| EPS in ₹ | 3.40 | 3.62 | 4.97 | 7.69 | 9.45 | 13.35 | 10.48 | 17.16 | 23.92 | 25.39 | 20.15 | 22.00 |
SBI Cards
SBI Cards
688.65
+8.90
(1.31%)
Market Cap
65,531.57 Cr
PE Ratio
30.92
Volume
8,37,198.00
Day High - Low
691.35 - 675.50
52W High-Low
1,027.25 - 615.50
Key Fundamentals
Market Cap
65,531.57 Cr
EPS
20.15
PE Ratio
30.92
PB Ratio
4.37
Book Value
155.42
EBITDA
5,905.80
Dividend Yield
0.37 %
Industry
Financial Services Sector
NBFC Return on Equity
13.91
Debt to Equity
3.28
Analyst Rating and Forecast
- By Refinitiv from25 analysts
Actual
Company News
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SBI Cards Files Q4FY26 Compliance Certificate
Apr 08, 2026
Apr 08, 2026SBI Cards submitted its quarterly compliance certificate to stock exchanges, confirming no dematerialization requests were received during Q4FY26 period.
SBI Hit by $5B Short Rupee Positions Amid RBI PolicyApr 07, 2026
State Bank of India reportedly held approximately $5 billion in short rupee positions, positioning it among the banks most significantly impacted by recent Reserve Bank of India policy changes.
SBI Cards and Payment Services Limited has been assigned an Environmental, Social, and Governance (ESG) score of 71 by ESG Risk Assessments & Insights Limited, a SEBI registered ESG rating provider.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
936.25 | #1 5,82,579.86 | 31.92 | #1 69,724.80 | 26.81 | #1 16,780 | -5.62 | 58.30 | |
1,047.75 | 1,97,141.01 | 26.89 | 41,859.50 | 19.61 | 9,423 | -22.13 | 58.19 | |
239.14 | 1,51,929.03 | 95.37 | 3,513.26 | 69.00 | 1,606 | -13.89 | 45.59 | |
3,608.90 | 1,44,885.96 | 16.75 | 20,324.50 | 34.04 | 5,352 | 102.90 | 59.24 | |
1,567.20 | 1,33,501.87 | 27.93 | 26,152.80 | 34.67 | 4,260 | 18.54 | 56.36 | |
688.65 | #6 65,531.57 | #7 30.92 | #5 18,637.10 | #10 6.60 | #7 1,916 | #3 45.25 | 47.43 | |
4,945.70 | 54,948.64 | 26.85 | 8,563.00 | 17.53 | 1,813 | 18.86 | 52.09 | |
301.55 | 41,914.58 | 17.92 | 18,530.50 | 16.03 | 2,261 | -10.03 | 47.27 | |
488.10 | 41,450.70 | #1 11.01 | 4,612.20 | #1 76.63 | 4,241 | -70.06 | 53.32 | |
424.20 | 34,478.50 | 106.41 | 4,222.80 | 34.17 | -98 | #1 703.21 | 55.64 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
6.60 %
Net Income Growth
-20.41 %
Cash Flow Change
62.14 %
ROE
-30.21 %
ROCE
-13.44 %
EBITDA Margin (Avg.)
-8.01 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 6,257 | 7,880 | 10,829 | 15,583 | 20,146 | 25,307 | 27,013 | 34,648 | 45,546 | 58,171 | 65,546 |
| Fixed Assets | 2 | 2 | 4 | 140 | 196 | 311 | 308 | 440 | 551 | 542 | 320 |
| Current Assets | 5,620 | 7,196 | 10,020 | 1,276 | 1,856 | 1,884 | 1,883 | 2,492 | 3,225 | 4,654 | 4,603 |
| Capital Work in Progress | 0 | 0 | 0 | 35 | 20 | 24 | 10 | 14 | 23 | 22 | 10 |
| Investments | 0 | 0 | 0 | 0 | 2 | 2 | 958 | 1,297 | 2,140 | 3,519 | 6,235 |
| Other Assets | 6,256 | 7,878 | 10,826 | 15,407 | 19,928 | 24,971 | 25,737 | 32,898 | 42,832 | 54,088 | 58,980 |
| Total Equity & Liabilities | 6,257 | 7,880 | 10,829 | 15,583 | 20,146 | 25,307 | 27,013 | 34,648 | 45,546 | 58,171 | 65,546 |
| Current Liabilities | 5,019 | 6,339 | 8,829 | 11,563 | 13,326 | 15,233 | 15,692 | 18,909 | 24,999 | 32,990 | 36,792 |
| Non Current Liabilities | 273 | 387 | 549 | 1,663 | 3,232 | 4,733 | 5,019 | 7,987 | 10,716 | 13,097 | 14,972 |
| Total Equity | 966 | 1,155 | 1,451 | 2,357 | 3,588 | 5,341 | 6,302 | 7,753 | 9,830 | 12,084 | 13,782 |
| Reserve & Surplus | 181 | 370 | 666 | 1,572 | 2,751 | 4,402 | 5,359 | 6,810 | 8,884 | 11,133 | 12,830 |
| Share Capital | 785 | 785 | 785 | 785 | 837 | 939 | 941 | 943 | 946 | 951 | 951 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 130 | -17 | 9 | 190 | 422 | -218 | 127 | 115 | 232 | 1,492 | 56 |
| Investing Activities | 1 | 1 | -1 | 128 | -76 | -77 | -997 | -538 | -921 | -1,255 | -2,491 |
| Operating Activities | -879 | -1,158 | -2,235 | -2,891 | -2,327 | -4,063 | 692 | -4,392 | -6,671 | -5,653 | -2,141 |
| Financing Activities | 1,008 | 1,141 | 2,244 | 2,953 | 2,824 | 3,923 | 432 | 5,045 | 7,824 | 8,401 | 4,687 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 69.40 % | 69.50 % | 69.37 % | 69.47 % | 69.59 % | 69.64 % | 69.41 % | 69.05 % | 69.02 % | 68.96 % | 68.94 % | 68.75 % | 68.63 % | 68.62 % | 68.61 % | 68.60 % | 68.60 % | 68.59 % | 68.59 % | 68.58 % | 68.92 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 9.09 % | 9.35 % | 8.59 % | 8.73 % | 9.18 % | 9.51 % | 9.88 % | 10.22 % | 10.10 % | 10.15 % | 9.54 % |
| DIIs | 5.49 % | 6.33 % | 9.29 % | 11.51 % | 12.02 % | 15.77 % | 17.04 % | 16.72 % | 17.47 % | 17.18 % | 17.29 % | 16.28 % | 16.69 % | 16.53 % | 16.75 % | 16.48 % | 17.22 % | 17.51 % | 17.76 % | 17.85 % | 18.12 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.65 % | 4.09 % | 3.80 % | 4.51 % | 4.66 % | 4.97 % | 4.11 % | 4.44 % | 4.38 % | 3.75 % | 4.10 % | 5.02 % | 5.28 % | 5.45 % | 4.80 % | 4.78 % | 3.81 % | 3.24 % | 3.10 % | 2.96 % | 2.88 % |
| Others | 21.46 % | 20.08 % | 17.55 % | 14.50 % | 13.73 % | 9.62 % | 9.44 % | 9.79 % | 9.13 % | 10.11 % | 0.59 % | 0.60 % | 0.81 % | 0.67 % | 0.66 % | 0.63 % | 0.49 % | 0.44 % | 0.46 % | 0.46 % | 0.54 % |
| No of Share Holders | 0 | 10,57,520 | 11,18,650 | 10,46,250 | 11,40,590 | 11,61,090 | 11,78,350 | 10,63,050 | 10,41,170 | 9,67,531 | 9,61,296 | 10,28,670 | 10,36,630 | 10,19,120 | 9,48,916 | 9,37,270 | 8,47,672 | 7,74,642 | 7,50,786 | 7,18,342 | 7,05,597 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 1 | 1 | 0.00 | 2.5 | 2.5 | 2.5 | 2.5 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.16 | 0.11 | 0.00 | 0.35 | 0.37 | 0.28 | 0.39 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 20 Sept 2019 |  Change Of Name | NA | 20 Sept 2019 | 0.00 | 0.00 |
| 31 Mar 2022 |  Dividend | ₹ 2.50 /share | 30 Mar 2022 | 841.95 | 868.90 |
| 29 Mar 2023 | Dividend | ₹ 2.50 /share | 29 Mar 2023 | 710.60 | 711.10 |
| 28 Mar 2024 | Dividend | ₹ 2.50 /share | 28 Mar 2024 | 701.25 | 692.55 |
| 09 Aug 2024 |  Annual General Meeting | NA | 09 Aug 2024 | 730.80 | 715.55 |
| 29 Oct 2024 |  Quarterly Result Announcement | NA | 29 Oct 2024 | 703.95 | 667.55 |
| 28 Jan 2025 | Quarterly Result Announcement | NA | 28 Jan 2025 | 760.70 | 753.70 |
| 25 Feb 2025 | Dividend | ₹ 2.50 /share | 25 Feb 2025 | 858.60 | 839.00 |
| 24 Apr 2025 | Quarterly Result Announcement | NA | 24 Apr 2025 | 888.45 | 915.85 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 894.60 | 885.80 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 814.70 | 801.85 |
| 24 Oct 2025 | Quarterly Result Announcement | NA | 24 Oct 2025 | 916.00 | 928.45 |
| 28 Jan 2026 | Quarterly Result Announcement | NA | 28 Jan 2026 | 838.30 | 771.05 |
| 11 Mar 2026 | Dividend | ₹ 2.50 /share | 11 Mar 2026 | 726.25 | 715.45 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2026
Apr 08, 2026Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG RatingApr 07, 2026
Apr 07, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2026
Apr 01, 2026Closure of Trading WindowMar 25, 2026
Mar 25, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 22, 2026
Mar 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2026
Mar 18, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 12, 2026
Mar 12, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2026
Mar 10, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 10, 2026
Mar 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 09, 2026
Mar 09, 2026Information On Interim Dividend - FY 2025-26Mar 06, 2026
Mar 06, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 05, 2026
Mar 05, 2026Corporate Action-Board approves DividendMar 05, 2026
Mar 05, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On March 05 2026Mar 05, 2026
Mar 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 02, 2026
Mar 02, 2026Intimation Of Record Date For Declaration Of Interim Dividend If AnyFeb 27, 2026
Feb 27, 2026Closure of Trading WindowFeb 27, 2026
Feb 27, 2026Board Meeting Intimation for Inter Alia Considering Declaration And Payment Of Interim Dividend If AnyFeb 27, 2026
Feb 27, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 26, 2026
Feb 26, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 26, 2026
Feb 26, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 25, 2026
Feb 25, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 10, 2026
Feb 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 09, 2026
Feb 09, 2026Shareholders Approval - Appointment Of DirectorFeb 06, 2026
Feb 06, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportFeb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 29, 2026
Jan 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 28, 2026
Jan 28, 2026Board Meeting Outcome for Outcome Of Board Meeting Held On January 28 2026 - Unaudited Financial Results Of The Company For The Quarter And The Nine Months Ended December 31 2025Jan 28, 2026
Jan 28, 2026Unaudited Financial Results Of The Company For The Quarter And The Nine Months Ended December 31 2025Jan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 27, 2026
Jan 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2026
Jan 20, 2026Board Meeting Intimation for Board Meeting Intimation For Inter Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter And The Nine Months Ended December 31 2025Jan 20, 2026
Jan 20, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2026
Jan 08, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 08, 2026
Jan 08, 2026Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG RatingJan 08, 2026
Jan 08, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 07, 2026
Jan 07, 2026Closure of Trading WindowDec 26, 2025
Dec 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 22, 2025
Dec 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 19, 2025
Dec 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 19, 2025
Dec 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Dec 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 18, 2025
Dec 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 17, 2025
Dec 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 17, 2025
Dec 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 12, 2025
Dec 12, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 12, 2025
Dec 12, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 47.43
ATR(14)
Less Volatile 23.22
STOCH(9,6)
Neutral 77.27
STOCH RSI(14)
Overbought 83.16
MACD(12,26)
Bullish 6.49
ADX(14)
Weak Trend 18.47
UO(9)
Bearish 49.56
ROC(12)
Uptrend And Accelerating 6.69
WillR(14)
Neutral -24.32
About SBI Cards
SBI Cards and Payment Services Limited is an Indian company that issues credit cards and acts as a corporate insurance agent. Incorporated in 1998 and a subsidiary of State Bank of India, it is the second-largest credit card issuer in India with over 16.8 million cards in force. The company...more
Listing Date
16 Mar, 2020(6 Years,
6 days)
Website
Chairperson NameChalla Sreenivasulu Setty
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