SBI Cards

SBI Cards

822.05
+1.05
(0.13%)
Market Cap
78,216.85 Cr
EPS
20.15
PE Ratio
41.58
Dividend Yield
0.30 %
52 Week High
1,027.25
52 Week Low
659.80
PB Ratio
5.66
Debt to Equity
3.28
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from25 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy
Buy+28.00 %
+28.00 %
Hold
Hold+32.00 %
+32.00 %
Sell
Sell+40.00 %
+40.00 %

Company News

View All News
Caret
negative
SBI Card Removes Reward Points for Digital Gaming and Government Transactions on Select CardsToday
SBI Card will discontinue reward points on digital gaming platforms and government-related transactions for three specific cards starting September 1. The affected cards are Lifestyle Home Centre SBI Card, Lifestyle Home Centre SBI Card SELECT, and Lifestyle Home Centre SBI Card PRIME. Cardholders will no longer earn reward points on purchases like gaming credits or government bill payments. SBI Card charges a redemption fee of Rs 99 plus taxes when customers redeem reward points. Reward points cannot be transferred between different SBI cards and can only be used to pay outstanding balances in multiples of 2,000. HDFC Bank implemented similar restrictions on online skill-based gaming transactions in July.
negative
SBI Card announced changes effective September that will impact customer benefits. Starting September 1, three Lifestyle Home Centre SBI Card variants will stop earning reward points on digital gaming transactions and government-related payments. From September 16, Card Protection Plan memberships will automatically migrate to new plan variants with updated features and pricing on each customer's renewal date. The company has also removed complimentary air accident insurance coverage from multiple co-branded cards, including ₹1 crore cover from six ELITE variants and ₹50 lakh cover from other PRIME and Platinum co-branded cards with partner banks.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
900.80
#1 5,59,782.93
31.91
#1 69,724.80
26.81
#1 16,780
21.81
51.77
319.70
2,03,109.94
127.28
2,078.90
12.09
1,613
3.87
46.26
1,509.40
1,26,955.87
28.80
26,152.80
34.67
4,260
20.12
50.75
620.85
1,16,752.50
13.62
41,859.50
19.61
9,423
6.34
45.15
2,693.70
1,08,142.33
17.47
20,324.50
34.04
5,352
#1 65.12
55.48
822.05
#6 78,216.85
#8 41.58
#5 18,637.10
#10 6.60
#7 1,916
#8 -6.48
44.33
4,970.50
55,224.17
30.49
8,563.00
17.53
1,813
9.27
53.64
3,042.10
51,668.58
#1 12.41
4,578.34
#1 381.77
3,865
-14.01
63.68
266.05
36,980.18
15.96
18,530.50
16.03
2,261
6.44
56.20
467.70
36,402.29
173.32
4,222.80
34.17
-98
-78.53
60.74

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
6.60 %
Net Income Growth
-20.41 %
Cash Flow Change
62.14 %
ROE
-30.21 %
ROCE
-13.44 %
EBITDA Margin (Avg.)
-8.01 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
1,905
2,492
3,364
5,370
7,287
9,752
9,714
11,302
14,286
17,484
18,637
19,190
Expenses
1,260
1,623
2,242
3,726
4,887
6,618
7,223
7,954
9,444
11,460
12,731
13,303
EBITDA
644
869
1,121
1,644
2,400
3,134
2,490
3,348
4,842
6,024
5,906
5,887
Operating Profit %
31 %
32 %
31 %
28 %
30 %
29 %
22 %
26 %
31 %
32 %
30 %
28 %
Depreciation
1
1
1
14
55
104
123
149
164
197
147
132
Interest
373
430
522
708
1,009
1,301
1,043
1,027
1,648
2,595
3,178
3,224
Profit Before Tax
271
438
599
923
1,335
1,730
1,324
2,172
3,031
3,232
2,581
2,530
Tax
4
154
208
320
470
485
339
556
772
824
664
737
Net Profit
267
284
390
604
865
1,245
985
1,616
2,259
2,408
1,916
1,878
EPS in ₹
3.40
3.62
4.97
7.69
9.45
13.35
10.48
17.16
23.92
25.39
20.15
19.70

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
65,546
Fixed Assets
2
2
4
140
196
311
308
440
551
542
320
Current Assets
5,620
7,196
10,020
1,276
1,856
1,884
1,883
2,492
3,225
4,654
4,603
Capital Work in Progress
0
0
0
35
20
24
10
14
23
22
10
Investments
0
0
0
0
2
2
958
1,297
2,140
3,519
6,235
Other Assets
6,256
7,878
10,826
15,407
19,928
24,971
25,737
32,898
42,832
54,088
58,980
Total Liabilities
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
65,546
Current Liabilities
5,019
6,339
8,829
11,563
13,326
15,233
15,692
18,909
24,999
32,990
36,792
Non Current Liabilities
273
387
549
1,663
3,232
4,733
5,019
7,987
10,716
13,097
14,972
Total Equity
966
1,155
1,451
2,357
3,588
5,341
6,302
7,753
9,830
12,084
13,782
Reserve & Surplus
181
370
666
1,572
2,751
4,402
5,359
6,810
8,884
11,133
12,830
Share Capital
785
785
785
785
837
939
941
943
946
951
951

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
130
-17
9
190
422
-218
127
115
232
1,492
56
Investing Activities
1
1
-1
128
-76
-77
-997
-538
-921
-1,255
-2,491
Operating Activities
-879
-1,158
-2,235
-2,891
-2,327
-4,063
692
-4,392
-6,671
-5,653
-2,141
Financing Activities
1,008
1,141
2,244
2,953
2,824
3,923
432
5,045
7,824
8,401
4,687

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
69.40 %
69.50 %
69.37 %
69.47 %
69.59 %
69.64 %
69.41 %
69.05 %
69.02 %
68.96 %
68.94 %
68.75 %
68.63 %
68.62 %
68.61 %
68.60 %
68.60 %
68.59 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
9.09 %
9.35 %
8.59 %
8.73 %
9.18 %
9.51 %
9.88 %
10.22 %
DIIs
5.49 %
6.33 %
9.29 %
11.51 %
12.02 %
15.77 %
17.04 %
16.72 %
17.47 %
17.18 %
17.29 %
16.28 %
16.69 %
16.53 %
16.75 %
16.48 %
17.22 %
17.51 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.65 %
4.09 %
3.80 %
4.51 %
4.66 %
4.97 %
4.11 %
4.44 %
4.38 %
3.75 %
4.10 %
5.02 %
5.28 %
5.45 %
4.80 %
4.78 %
3.81 %
3.24 %
Others
21.46 %
20.08 %
17.55 %
14.50 %
13.73 %
9.62 %
9.44 %
9.79 %
9.13 %
10.11 %
0.59 %
0.60 %
0.81 %
0.67 %
0.66 %
0.63 %
0.49 %
0.44 %
No of Share Holders
0
10,57,520
11,18,650
10,46,250
11,40,590
11,61,090
11,78,350
10,63,050
10,41,170
9,67,531
9,61,296
10,28,670
10,36,630
10,19,120
9,48,916
9,37,270
8,47,672
7,74,642

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 1 1 0.00 2.5 2.5 2.5 2.5
Dividend Yield (%) 0.00 0.00 0.00 0.16 0.11 0.00 0.35 0.37 0.28 0.3

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 814.70 821.00
20 Sept 2019 CHANGE OF NAME Change Of Name
NA
20 Sept 2019 0.00 0.00
31 Mar 2022 DIVIDEND Dividend
₹ 2.50 /share
30 Mar 2022 841.95 868.90
29 Mar 2023 DIVIDEND Dividend
₹ 2.50 /share
29 Mar 2023 710.60 711.10
28 Mar 2024 DIVIDEND Dividend
₹ 2.50 /share
28 Mar 2024 701.25 692.55
09 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
09 Aug 2024 730.80 715.55
29 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Oct 2024 703.95 667.55
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 760.70 753.70
25 Feb 2025 DIVIDEND Dividend
₹ 2.50 /share
25 Feb 2025 858.60 839.00
24 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Apr 2025 888.45 915.85
25 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Jul 2025 894.60 885.80

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Product Launch7 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 14, 2025
Addendum To The Notice Of The 27Th Annual General Meeting Of The CompanyAug 14, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 13, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2025
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Letter Dispatched To The Shareholders Of The CompanyJul 31, 2025
Notice Of The 27Th Annual General Meeting Of The Company Scheduled To Be Held On August 29 2025Jul 31, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jul 31, 2025
Reg. 34 (1) Annual Report.Jul 31, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 25, 2025
Board Meeting Outcome for Unaudited Financial Results Of The Company For The Quarter Ended June 30 2025Jul 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 25, 2025
Unaudited Financial Results Of The Company For The Quarter Ended June 30 2025Jul 25, 2025
Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Product LaunchJul 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 21, 2025
Board Meeting Intimation for Inter Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter Ended June 30 2025Jul 21, 2025
Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Appointment Of Secretarial AuditorJul 14, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 14, 2025
Outcome Of The Board Meeting Held On July 14 2025 Jul 14, 2025
Shareholder S Approval - Appointment Of DirectorJul 10, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 10, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 10, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 01, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJun 27, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 23, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 20, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -ESG RatingJun 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 10, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 28, 2025

Technical Indicators

RSI(14)
Neutral
43.79
ATR(14)
Less Volatile
17.12
STOCH(9,6)
Overbought
88.13
STOCH RSI(14)
Overbought
95.46
MACD(12,26)
Bullish
7.42
ADX(14)
Weak Trend
18.74
UO(9)
Bearish
59.92
ROC(12)
Uptrend And Accelerating
3.53
WillR(14)
Overbought
-19.05

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Large & Mid Cap Fund Direct Plan-Growth
3.61%
2252758
0.22%
0.13%
Quant Large and Mid Cap Fund Direct-Growth
0.00%
-1170000
-2.90%
-2.88%
Quant Flexi Cap Fund Direct-Growth
0.00%
-590000
-0.77%
-0.76%
ICICI Prudential Multi Asset Fund Direct-Growth
2.08%
-322400
-0.46%
-0.55%
Quant Multi Cap Fund Direct-Growth
0.00%
-306818
-0.29%
-0.28%
Nippon India Focused Fund Direct-Growth
3.69%
300000
-0.25%
-0.22%
Aditya Birla Sun Life Value Direct Fund-Growth
0.00%
-299536
-0.45%
-0.71%
Axis Momentum Fund Direct - Growth
1.64%
266234
1.64%
1.64%
ICICI Prudential Midcap Direct Plan-Growth
0.38%
250000
0.29%
0.38%
Nippon India Value Fund Direct-Growth
0.31%
-218818
-0.28%
-0.65%
Quant Quantamental Fund Direct - Growth
0.00%
-208000
-1.00%
-0.98%
Nippon India Innovation Fund Direct - Growth
2.50%
200000
0.21%
0.18%
SBI Arbitrage Opportunities Fund Direct-Growth
0.04%
185600
0.04%
0.00%
Aditya Birla Sun Life Large & Mid Cap Fund Direct -Growth
1.29%
165759
0.09%
0.08%
SBI Long Term Advantage Fund Series V Direct - Growth
3.13%
-150000
-4.13%
-4.12%
Aditya Birla Sun Life Multi-Cap Fund Direct-Growth
0.00%
-150000
-0.22%
-0.22%
TRUSTMF Flexi Cap Fund Direct - Growth
0.00%
-116533
-0.94%
0.00%
Union Multicap Fund Direct - Growth
0.00%
-90014
-0.73%
-0.74%
Kotak Quant Fund Direct - Growth
0.85%
-89322
-1.38%
-1.55%
ICICI Prudential Multicap Fund Direct Plan-Growth
0.46%
80559
-0.03%
-0.10%
Union Midcap Fund Direct - Growth
0.85%
-73500
-0.60%
-0.06%
Union ELSS Tax Saver Fund Direct-Growth
0.00%
-73000
-0.75%
-0.74%
Union Large & Midcap Fund Direct - Growth
0.58%
-65000
-0.77%
-0.47%
Edelweiss Business Cycle Fund Direct-Growth
0.44%
61600
0.24%
-0.52%
Bank of India Flexi Cap Fund Direct-Growth
1.04%
56629
0.08%
0.40%

About SBI Cards

SBI Cards and Payment Services Limited is an Indian company that issues credit cards and acts as a corporate insurance agent. Incorporated in 1998 and a subsidiary of State Bank of India, it is the second-largest credit card issuer in India with over 16.8 million cards in force. The company offers a diverse portfolio of credit cards, including SBI Card-branded and co-branded cards, catering to various customer segments. It partners with Visa, MasterCard, and RuPay payment networks. SBI Cards has a wide customer acquisition network, including physical points of sale, digital platforms, and access to SBI's extensive branch network. The company has launched several new card products and partnerships across different categories to expand its offerings and reach.
Listing Date
16 Mar, 2020(5 Years, 9 days)
Chairperson NameChalla Sreenivasulu Setty