SBI Cards

812.05
-35.95
(-4.24%)
Market Cap
77,254.70 Cr
EPS
25.39
PE Ratio
39.44
Dividend Yield
0.29 %
52 Week High
884.50
52 Week Low
647.95
PB Ratio
6.16
Debt to Equity
3.24
Sector
NBFC
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from24 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+41.67 %
+41.67 %
Hold
Hold+33.33 %
+33.33 %
Sell
Sell+25.00 %
+25.00 %

Company News

View All News
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negative
SBI Card: IPO Underperforms SBI Fixed Deposit Over Five Years6 days ago
SBI Card's IPO, launched in March 2020 at ₹755 per share, has delivered only 2.52% CAGR over five years, significantly underperforming SBI's Fixed Deposit rates. The stock currently trades around ₹855 on NSE, yielding about 13% total return since IPO. Experts attribute the underperformance to high initial valuation and the IPO being primarily an offer for sale rather than fresh issue.
neutral
SBI Cards and Payment Services Appoints New MD & CEO6 days ago
Salila Pande has been appointed as the new Managing Director and Chief Executive Officer of SBI Cards and Payment Services. This leadership change represents a significant development for the company, which is a major player in the Indian credit card and payment services sector.
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
8,568.00
#1 5,31,112.03
33.82
#1 54,982.50
32.75
#1 14,451
18.39
48.38
213.52
1,35,652.28
87.89
1,854.70
#1 4,039.96
1,605
0.34
38.21
1,386.10
1,16,559.47
30.04
19,419.90
48.18
3,411
24.79
38.37
614.00
1,15,455.57
15.14
36,413.00
19.35
7,391
#1 73.39
43.15
2,254.30
90,502.00
19.00
15,162.70
26.62
4,468
21.51
45.83
812.05
#6 77,254.70
#8 39.44
#4 17,483.50
#9 22.39
#6 2,408
#9 -30.21
37.58
4,514.05
50,152.84
30.65
7,285.50
31.41
1,422
-9.94
45.76
252.70
31,221.84
13.12
15,970.30
24.45
1,943
47.29
31.12
345.60
26,888.03
160.43
3,147.30
56.71
1,652
-92.95
61.58
1,513.40
25,704.36
#1 7.14
2,611.20
381.77
4,285
-10.31
42.92
Growth Rate
Revenue Growth
22.39 %
Net Income Growth
6.62 %
Cash Flow Change
18.27 %
ROE
-13.27 %
ROCE
1.62 %
EBITDA Margin (Avg.)
1.65 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,905
2,492
3,364
5,370
7,287
9,752
9,714
11,302
14,286
17,484
18,280
Expenses
1,260
1,623
2,242
3,726
4,887
6,618
7,223
7,954
9,444
11,460
12,222
EBITDA
644
869
1,121
1,644
2,400
3,134
2,490
3,348
4,842
6,024
6,057
Operating Profit %
31 %
32 %
31 %
28 %
30 %
29 %
22 %
26 %
31 %
32 %
31 %
Depreciation
1
1
1
14
55
104
123
149
164
197
200
Interest
373
430
522
708
1,009
1,301
1,043
1,027
1,648
2,595
3,107
Profit Before Tax
271
438
599
923
1,335
1,730
1,324
2,172
3,031
3,232
2,750
Tax
4
154
208
320
470
485
339
556
772
824
834
Net Profit
267
284
390
604
865
1,245
985
1,616
2,259
2,408
2,045
EPS in ₹
3.40
3.62
4.97
7.69
9.45
13.35
10.48
17.16
23.92
25.39
21.50

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
Fixed Assets
2
2
4
140
196
311
308
440
551
542
Current Assets
5,620
7,196
10,020
1,276
1,856
1,884
1,883
2,492
3,225
4,654
Capital Work in Progress
0
0
0
35
20
24
10
14
23
22
Investments
0
0
0
0
2
2
958
1,297
2,140
3,519
Other Assets
6,256
7,878
10,826
15,407
19,928
24,971
25,737
32,898
42,832
54,088
Total Liabilities
6,257
7,880
10,829
15,583
20,146
25,307
27,013
34,648
45,546
58,171
Current Liabilities
5,019
6,339
8,829
11,563
13,326
15,233
15,692
18,909
24,999
32,990
Non Current Liabilities
273
387
549
1,663
3,232
4,733
5,019
7,987
10,716
13,097
Total Equity
966
1,155
1,451
2,357
3,588
5,341
6,302
7,753
9,830
12,084
Reserve & Surplus
181
370
666
1,572
2,751
4,402
5,359
6,810
8,884
11,133
Share Capital
785
785
785
785
837
939
941
943
946
951

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
130
-17
9
190
422
-218
127
115
232
1,492
Investing Activities
1
1
-1
128
-76
-77
-997
-538
-921
-1,457
Operating Activities
-879
-1,158
-2,235
-2,891
-2,327
-4,063
692
-4,392
-6,671
-5,452
Financing Activities
1,008
1,141
2,244
2,953
2,824
3,923
432
5,045
7,824
8,401

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
69.40 %
69.50 %
69.37 %
69.47 %
69.59 %
69.64 %
69.41 %
69.05 %
69.02 %
68.96 %
68.94 %
68.75 %
68.63 %
68.62 %
68.61 %
68.60 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
9.09 %
9.35 %
8.59 %
8.73 %
9.18 %
9.51 %
DIIs
5.49 %
6.33 %
9.29 %
11.51 %
12.02 %
15.77 %
17.04 %
16.72 %
17.47 %
17.18 %
17.29 %
16.28 %
16.69 %
16.53 %
16.75 %
16.48 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.65 %
4.09 %
3.80 %
4.51 %
4.66 %
4.97 %
4.11 %
4.44 %
4.38 %
3.75 %
4.10 %
5.02 %
5.28 %
5.45 %
4.80 %
4.78 %
Others
21.46 %
20.08 %
17.55 %
14.50 %
13.73 %
9.62 %
9.44 %
9.79 %
9.13 %
10.11 %
0.59 %
0.60 %
0.81 %
0.67 %
0.66 %
0.63 %
No of Share Holders
0
10,57,520
11,18,650
10,46,250
11,40,590
11,61,090
11,78,350
10,63,050
10,41,170
9,67,531
9,61,296
10,28,670
10,36,630
10,19,120
9,48,916
9,37,270

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 1 1 0.00 2.5 2.5 2.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.16 0.11 0.00 0.35 0.37 0.28 0.00

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 20159 days ago
Closure of Trading Window9 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate9 days ago
Outcome Of Board Meeting Held On March 29 20259 days ago
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG Rating Mar 26, 2025
Closure of Trading WindowMar 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 18, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 17, 2025
Corporate Action-Board approves DividendFeb 17, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On February 17 2025Feb 17, 2025
Intimation Of Record Date For Declaration Of Interim Dividend If AnyFeb 12, 2025
Closure of Trading WindowFeb 12, 2025
Board Meeting Intimation for Inter Alia Considering Declaration And Payment Of Interim Dividend If AnyFeb 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 10, 2025
Shareholders Approval - Appointment Of DirectorFeb 06, 2025
Shareholders Approval - Amendment In SBI Card Employee Stock Option Plan 2023Feb 06, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportFeb 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 29, 2025
Integrated Filing (Financial)Jan 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJan 28, 2025
Unaudited Financial Results Of The Company For The Quarter And The Nine Months Ended December 31 2024Jan 28, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 21, 2025
Board Meeting Intimation for Inter Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter And The Nine Months Ended December 31 2024Jan 21, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2025

Technical Indicators

RSI(14)
Neutral
50.86
ATR(14)
Volatile
24.95
STOCH(9,6)
Neutral
57.05
STOCH RSI(14)
Oversold
0.25
MACD(12,26)
Bearish
-2.94
ADX(14)
Weak Trend
17.91
UO(9)
Bearish
73.16
ROC(12)
Uptrend But Slowing Down
0.18
WillR(14)
Neutral
-30.17

About SBI Cards

SBI Cards and Payment Services Limited is an Indian company that issues credit cards and acts as a corporate insurance agent. Incorporated in 1998 and a subsidiary of State Bank of India, it is the second-largest credit card issuer in India with over 16.8 million cards in force. The company offers a diverse portfolio of credit cards, including SBI Card-branded and co-branded cards, catering to various customer segments. It partners with Visa, MasterCard, and RuPay payment networks. SBI Cards has a wide customer acquisition network, including physical points of sale, digital platforms, and access to SBI's extensive branch network. The company has launched several new card products and partnerships across different categories to expand its offerings and reach.
Listing Date
16 Mar, 2020(5 Years, -9 days)
Chairperson NameChalla Sreenivasulu Setty