State Bank of India

782.90

-2.65

(-0.34%)

Market Cap (₹ Cr.)

₹7,00,984

52 Week High

912.00

Book Value

₹434

52 Week Low

543.20

PE Ratio

9.59

PB Ratio

1.70

PE for Sector

17.69

PB for Sector

1.90

ROE

15.83 %

ROCE

5.21 %

Dividend Yield

1.74 %

EPS

₹81.94

Industry

Banks

Sector

Banks - Public Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

25.60 %

Net Income Growth

20.47 %

Cash Flow Change

125.15 %

ROE

4.02 %

ROCE

16.95 %

EBITDA Margin (Avg.)

4.99 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	48,616	44,731	46,855	46,731	53,527	48,929	50,743	53,588	57,720	62,911	70,866	62,887	68,436	65,493	68,169	70,312	75,671	70,653	76,335	76,798	78,759	75,998	75,342	75,981	81,327	77,367	77,689	78,352	82,613	74,989	88,734	98,084	1,06,912	1,08,039	1,12,169	1,18,193	1,28,412	1,22,688
Expenses	17,411	13,618	14,545	18,135	24,969	18,007	19,534	20,813	24,112	22,667	33,740	33,893	44,682	35,733	28,468	24,108	35,208	26,891	31,563	25,915	33,874	30,579	30,368	31,075	34,643	30,518	28,920	27,813	30,599	25,148	25,976	30,078	33,049	28,173	30,989	38,726	31,887	29,288
EBITDA	31,206	31,113	32,310	28,596	28,558	30,922	31,209	32,775	33,608	40,244	37,126	28,994	23,754	29,760	39,701	46,204	40,463	43,762	44,772	50,883	44,885	45,419	44,974	44,905	46,684	46,849	48,770	50,538	52,015	49,841	62,758	68,006	73,864	79,866	81,180	79,466	96,525	93,400
Operating Profit %	57 %	66 %	64 %	55 %	42 %	57 %	54 %	53 %	49 %	59 %	38 %	38 %	20 %	39 %	52 %	61 %	44 %	57 %	51 %	62 %	46 %	54 %	55 %	53 %	47 %	53 %	58 %	60 %	57 %	65 %	67 %	65 %	64 %	71 %	69 %	64 %	71 %	74 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	25,389	25,911	26,405	26,947	27,541	27,281	27,881	29,174	29,322	37,299	36,264	36,115	35,967	37,015	37,888	39,586	40,032	39,699	39,712	39,913	39,915	39,859	38,633	37,915	38,035	37,926	38,298	38,991	39,535	41,480	44,676	48,547	52,559	57,071	61,879	66,918	69,387	70,401
Profit Before Tax	5,816	5,202	5,905	1,649	1,018	3,641	3,328	3,600	4,286	2,945	862	-7,122	-12,213	-7,255	1,813	6,619	431	4,063	5,060	10,970	4,970	5,560	6,341	6,991	8,649	8,923	10,472	11,548	12,479	8,360	18,081	19,459	21,305	22,796	19,301	12,548	27,138	22,999
Tax	2,074	1,510	2,026	533	-246	1,120	789	990	1,472	939	-720	-4,705	-4,495	-2,379	868	2,664	-407	1,751	2,048	5,386	1,389	1,370	1,767	1,795	2,198	2,419	2,845	3,116	3,366	2,292	4,817	5,253	4,611	5,911	4,971	3,384	6,439	5,964
Net Profit	3,742	3,692	3,879	1,115	1,264	2,521	2,538	2,610	2,815	2,006	1,582	-2,416	-7,718	-4,876	945	3,955	838	2,312	3,012	5,583	3,581	4,189	4,574	5,196	6,451	6,504	7,627	8,432	9,114	6,068	13,265	14,205	16,695	16,884	14,330	9,164	20,698	17,035
EPS in ₹	5.01	4.88	5.08	1.43	1.64	3.25	3.27	3.36	3.55	2.44	1.83	-2.80	-8.92	-5.46	1.06	4.43	0.94	2.59	3.37	6.26	4.01	4.69	5.13	5.82	7.23	7.29	8.55	9.45	10.21	6.80	14.86	15.92	18.71	18.92	16.06	10.27	23.19	19.09

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	20,48,080	23,57,620	27,05,970	34,54,750	36,80,910	39,51,390	45,34,430	49,87,600	55,16,980	61,79,690
Fixed Assets	9,042	9,819	42,345	39,201	38,509	38,023	38,067	37,468	42,101	42,126
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	287	570	574	792	689	416	352	241	281	491
Investments	4,81,759	5,75,652	7,65,989	10,60,990	9,67,021	10,46,953	13,51,703	14,81,441	15,70,371	16,71,340
Other Assets	15,56,992	17,71,579	18,97,062	23,53,768	26,74,691	28,65,998	31,44,307	34,68,451	39,04,228	44,65,733
Total Liabilities	19,19,642	22,13,346	25,17,684	32,35,621	34,59,996	37,19,383	42,80,555	47,07,512	51,89,372	58,02,443
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	19,19,638	22,13,346	25,17,675	32,35,628	34,59,997	37,19,390	42,80,549	47,07,512	51,89,367	58,02,450
Total Equity	1,28,438	1,44,274	1,88,286	2,19,129	2,20,914	2,32,007	2,53,875	2,80,088	3,27,608	3,77,247
Reserve & Surplus	1,27,692	1,43,498	1,87,489	2,18,236	2,20,021	2,31,115	2,52,983	2,79,196	3,26,716	3,76,354
Share Capital	747	776	797	892	892	892	892	892	892	892

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	22,206	12,712	4,504	19,927	30,592	28,607	91,942	51,514	-86,653	2,902
Investing Activities	-3,126	-2,991	-4,776	1,01,061	-2,948	-433	-3,556	-1,724	-503	-2,264
Operating Activities	27,621	11,196	11,060	-85,425	34,628	25,688	89,866	58,415	-91,352	19,022
Financing Activities	-2,289	4,506	-1,780	4,291	-1,088	3,352	5,633	-5,178	5,202	-13,855

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	57.63 %	57.62 %	57.62 %	57.60 %	57.59 %	57.57 %	57.52 %	57.50 %	57.49 %	57.47 %	57.49 %	57.49 %	57.54 %	57.54 %
FIIs	9.94 %	10.34 %	10.55 %	10.37 %	9.97 %	9.62 %	9.95 %	10.09 %	9.88 %	10.36 %	10.72 %	10.92 %	11.09 %	11.16 %
DIIs	24.40 %	24.19 %	24.17 %	24.09 %	24.66 %	25.09 %	25.40 %	25.36 %	25.19 %	24.83 %	24.36 %	24.16 %	23.96 %	23.61 %
Government	0.20 %	0.15 %	0.15 %	0.15 %	0.15 %	0.15 %	0.03 %	0.03 %	0.03 %	0.03 %	0.03 %	0.03 %	0.03 %	0.03 %
Public / Retail	7.83 %	7.70 %	7.51 %	7.78 %	7.63 %	7.58 %	7.10 %	7.03 %	7.40 %	7.30 %	7.40 %	7.40 %	7.38 %	7.67 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
State Bank of India	782.90	7,00,983.63	9.59	5,94,574.89	25.60	68,138	5.24	38.93
Bank of Baroda	239.50	1,23,621.41	6.49	1,41,778.71	27.98	18,410	6.63	42.48
Punjab National Bank	108.03	1,22,002.05	10.39	1,22,394.01	23.52	9,157	192.84	35.63
Indian Overseas Bank	58.21	1,12,355.94	39.89	29,730.97	26.39	2,666	28.69	39.42
Canara Bank	105.54	96,783.85	6.20	1,39,164.93	25.14	14,782	9.15	43.25
Union Bank of India	124.13	94,084.19	6.64	1,18,188.36	21.75	13,709	11.31	51.67
Indian Bank	519.75	70,028.66	7.66	64,231.68	21.67	8,129	38.98	39.12
UCO Bank	48.94	59,205.90	29.65	25,119.87	24.61	1,654	146.88	38.14
Central Bank of India	60.04	52,346.06	16.80	35,561.98	19.57	2,677	89.57	49.17
Bank of India	112.28	51,399.62	7.46	67,306.47	22.06	6,567	20.98	37.02

Corporate Action

Technical Indicators

RSI(14)

Neutral

38.93

ATR(14)

Less Volatile

14.45

STOCH(9,6)

Neutral

28.63

STOCH RSI(14)

Neutral

51.68

MACD(12,26)

Bearish

-1.24

ADX(14)

Weak Trend

22.93

UO(9)

Bearish

47.45

ROC(12)

Downtrend And Accelerating

-4.01

WillR(14)

Neutral

-71.10