Cholamandalam Investment
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Cholamandalam Investment

1,914.40
-5.60
(-0.29%)
Market Cap
1,63,200.40 Cr
PE Ratio
28.41
Volume
14,53,808.00
Day High - Low
1,926.00 - 1,892.90
52W High-Low
1,952.50 - 1,299.40
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Key Fundamentals
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Market Cap
1,63,200.40 Cr
EPS
61.98
PE Ratio
28.41
PB Ratio
5.37
Book Value
357.03
EBITDA
21,641.10
Dividend Yield
0.10 %
Sector
NBFC
Return on Equity
17.17
Debt to Equity
7.13
Analyst Rating and Forecast
- By Refinitiv from34 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+76.47 %
+76.47 %
Hold
Hold+17.65 %
+17.65 %
Sell
Sell+5.88 %
+5.88 %
Forecast For
Actual

Company News

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neutral
Cholamandalam Investment & Finance Company Limited has uploaded the audio recording of its earnings call for the quarter ended June 30, 2026, on its website as per SEBI regulations.
positive
Cholamandalam Investment & Finance Company Limited declared a final dividend of ₹0.70 per share at its 48th AGM held on July 28, 2026.
positive
Cholamandalam Investment & Finance reports 45% PBT growth to ₹2,220 Cr in Q1FY27. Disbursements rise 22% to ₹29,612 Cr as NIM expands to 8.2%.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,093.30
#1 6,80,683.58
33.26
#1 81,989.50
19.09
#1 19,332
27.60
55.32
1,129.90
2,65,846.33
23.51
48,192.60
15.13
10,004
59.90
63.93
252.75
1,66,894.40
81.07
3,542.60
#1 70.41
1,561
155.71
55.25
1,914.40
#4 1,63,200.40
#7 28.41
#3 31,538.70
#4 20.59
#4 5,229
#5 45.56
61.42
2,915.90
1,17,064.19
#1 10.22
31,263.40
54.27
10,607
43.08
42.67
650.05
61,859.36
27.60
20,707.60
11.11
2,167
19.50
53.99
398.80
55,432.05
17.58
21,086.70
13.79
2,861
75.33
62.45
4,447.40
49,412.33
22.90
9,873.10
15.30
2,005
33.88
43.58
573.45
48,698.84
23.77
2,608.80
-43.44
2,101
17.52
57.91
487.20
42,896.99
53.26
6,795.70
60.93
542
#1 391.53
59.45
Growth Rate
Revenue Growth
20.59 %
Net Income Growth
22.74 %
Cash Flow Change
7.38 %
ROE
-4.61 %
ROCE
-1.56 %
EBITDA Margin (Avg.)
-2.90 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
942
987
1,020
1,055
1,139
1,115
1,173
1,184
1,225
1,247
1,313
1,404
1,537
1,643
1,703
1,861
1,903
2,045
2,213
2,289
2,166
2,126
2,458
2,521
2,536
2,482
2,497
2,575
2,657
2,796
3,067
3,408
3,835
4,171
4,695
5,055
5,515
5,857
6,323
6,838
7,137
7,354
7,615
8,009
8,565
8,958
Expenses
245
319
323
321
305
305
334
357
327
378
397
421
467
401
378
417
436
450
485
542
945
387
662
802
1,063
910
574
795
630
879
940
912
902
1,174
1,391
1,412
1,417
1,727
1,897
2,038
2,010
2,286
2,460
2,554
2,597
2,652
EBITDA
697
668
697
734
834
811
838
828
898
869
916
984
1,071
1,242
1,324
1,444
1,466
1,596
1,728
1,747
1,221
1,738
1,796
1,718
1,472
1,572
1,923
1,780
2,026
1,917
2,127
2,496
2,932
2,997
3,304
3,643
4,099
4,130
4,426
4,800
5,127
5,068
5,154
5,455
5,968
6,306
Operating Profit %
74 %
68 %
68 %
70 %
73 %
73 %
71 %
70 %
73 %
70 %
70 %
70 %
70 %
76 %
78 %
77 %
77 %
78 %
78 %
76 %
56 %
82 %
73 %
68 %
57 %
63 %
77 %
69 %
76 %
68 %
69 %
73 %
76 %
71 %
70 %
72 %
74 %
70 %
70 %
70 %
71 %
69 %
67 %
68 %
69 %
70 %
Depreciation
9
5
5
5
6
8
9
11
12
10
12
14
15
13
13
15
16
24
27
32
28
26
26
25
26
25
24
24
28
28
28
30
36
39
39
46
75
59
63
59
64
67
71
74
72
75
Interest
485
495
510
510
532
547
569
565
547
540
556
590
619
795
857
950
986
1,087
1,178
1,192
1,136
1,131
1,185
1,140
1,120
1,104
1,078
1,046
1,071
1,130
1,340
1,543
1,734
2,006
2,204
2,441
2,579
2,796
3,059
3,275
3,365
3,468
3,517
3,646
3,753
4,007
Profit Before Tax
205
172
185
224
299
256
261
252
339
319
348
380
436
434
455
478
465
485
523
523
57
582
586
553
327
443
822
710
928
759
759
923
1,163
952
1,062
1,156
1,444
1,275
1,305
1,466
1,699
1,532
1,566
1,736
2,143
2,224
Tax
68
61
63
76
105
89
93
89
119
112
120
130
147
153
156
159
167
170
216
134
15
151
151
143
82
115
211
182
241
197
196
238
307
242
289
284
379
328
337
377
439
394
406
446
498
567
Net Profit
137
111
122
148
194
167
167
163
221
207
228
250
289
281
299
319
298
315
307
389
43
431
435
410
245
329
611
528
687
562
563
685
855
710
773
872
1,065
947
968
1,088
1,260
1,138
1,160
1,290
1,645
1,656
EPS in ₹
9.40
7.63
8.17
9.48
12.41
10.71
10.73
10.46
14.15
13.27
14.60
16.01
18.53
3.59
19.15
4.08
3.81
4.03
3.93
4.98
0.53
5.26
5.30
5.00
2.99
4.01
7.44
6.43
8.36
6.84
6.85
8.34
10.40
8.64
9.40
10.40
12.68
11.27
11.52
12.95
14.98
13.53
13.78
15.29
19.33
19.43

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Total Assets
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
2,45,448
Fixed Assets
69
120
150
171
167
283
228
259
403
1,563
1,780
1,869
Current Assets
7,456
8,765
9,409
1,360
4,197
7,809
6,215
5,308
4,181
5,956
10,742
17,988
Capital Work in Progress
0
0
0
4
14
11
10
37
61
13
11
42
Investments
9
4
48
23
42
33
1,584
2,055
3,562
4,036
6,367
6,646
Other Assets
23,790
27,765
30,401
43,970
57,267
63,732
72,823
80,128
1,09,602
1,51,075
1,93,729
2,36,892
Total Equity & Liabilities
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
2,45,448
Current Liabilities
7,906
12,710
10,411
3,972
11,067
8,523
10,131
8,890
18,828
9,653
12,111
19,589
Non Current Liabilities
12,788
11,506
15,887
35,069
40,215
47,336
54,914
61,820
80,453
1,27,440
1,66,107
1,95,401
Total Equity
3,174
3,673
4,300
5,126
6,209
8,200
9,600
11,769
14,346
19,593
23,669
30,458
Reserve & Surplus
2,530
3,514
4,141
4,969
6,052
8,036
9,436
11,605
14,182
19,424
23,499
30,272
Share Capital
644
156
156
156
156
164
164
164
165
168
168
171

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Net Cash Flow
-485
85
2
22
2,862
323
-1,898
1,219
-1,787
-66
4,434
3,035
Investing Activities
-40
-137
-222
-60
-11
-54
-1,572
1,640
-2,148
-2,855
-2,948
-2,554
Operating Activities
-2,264
-2,809
-1,468
-7,926
-9,317
-2,075
-8,842
-5,571
-27,105
-35,683
-32,413
-30,021
Financing Activities
1,819
3,031
1,692
8,009
12,191
2,452
8,516
5,150
27,467
38,471
39,795
35,610

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
51.62 %
51.61 %
51.57 %
51.55 %
51.55 %
51.52 %
51.50 %
51.49 %
51.47 %
51.46 %
51.43 %
50.37 %
50.35 %
50.33 %
50.24 %
49.93 %
49.92 %
49.90 %
49.88 %
49.72 %
49.25 %
49.22 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
21.51 %
24.73 %
26.00 %
26.62 %
27.17 %
27.43 %
28.23 %
27.96 %
26.85 %
26.55 %
24.87 %
24.45 %
DIIs
20.28 %
17.95 %
18.30 %
18.39 %
19.54 %
19.20 %
20.64 %
21.24 %
21.47 %
18.60 %
20.04 %
18.38 %
17.04 %
16.86 %
16.58 %
16.10 %
15.49 %
16.06 %
17.27 %
17.55 %
19.91 %
20.62 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.87 %
6.05 %
6.24 %
6.18 %
6.17 %
6.28 %
6.14 %
6.06 %
5.87 %
5.69 %
5.43 %
5.11 %
5.18 %
4.91 %
4.76 %
5.20 %
4.93 %
4.80 %
4.54 %
4.48 %
4.59 %
4.38 %
Others
22.23 %
24.40 %
23.89 %
23.88 %
22.74 %
23.00 %
21.70 %
21.20 %
21.18 %
24.25 %
1.60 %
1.41 %
1.43 %
1.28 %
1.25 %
1.35 %
1.42 %
1.27 %
1.46 %
1.69 %
1.37 %
1.32 %
No of Share Holders
86,296
1,03,134
1,07,443
1,14,309
1,20,069
1,25,525
1,30,833
1,30,154
1,21,184
1,40,546
1,46,815
1,40,636
1,55,055
1,43,097
1,46,889
1,76,231
1,78,471
1,83,933
1,65,068
1,70,050
1,60,428
1,51,219

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 5.5 6.5 6.5 1.7 2 2 2 2 2 2
Dividend Yield (%) 1.9 2.24 4.25 0.3 0.28 0.26 0.17 0.13 0.15 0.1

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
10 Feb 2021 DIVIDEND Dividend
1.30 /share
09 Feb 2021 405.05 458.95
26 Jul 2021 DIVIDEND Dividend
0.70 /share
22 Jul 2021 580.30 499.05
11 Feb 2022 DIVIDEND Dividend
1.30 /share
10 Feb 2022 629.50 690.75
25 Jul 2022 DIVIDEND Dividend
0.70 /share
21 Jul 2022 712.15 685.95
10 Feb 2023 DIVIDEND Dividend
1.30 /share
10 Feb 2023 710.75 796.10
26 Jul 2023 DIVIDEND Dividend
0.70 /share
25 Jul 2023 874.70 1,127.40
07 Feb 2024 DIVIDEND Dividend
1.30 /share
07 Feb 2024 1,245.80 1,157.05
20 Jul 2024 DIVIDEND Dividend
0.70 /share
19 Jul 2024 1,170.95 1,426.60
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 1,170.95 1,364.65
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 1,609.00 1,386.15
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 1,271.05 1,279.30
07 Feb 2025 DIVIDEND Dividend
1.30 /share
07 Feb 2025 1,279.30 1,382.15
25 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Apr 2025 1,453.25 1,547.90
24 Jul 2025 DIVIDEND Dividend
0.70 /share
24 Jul 2025 1,547.90 1,555.95
31 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Jul 2025 1,547.90 1,478.10
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 1,527.35 1,478.10
06 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2025 1,570.90 1,755.25
30 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2026 1,723.30 1,650.00
05 Feb 2026 DIVIDEND Dividend
1.30 /share
05 Feb 2026 1,650.00 1,739.50
30 Apr 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Apr 2026 1,356.30 1,552.40
21 Jul 2026 DIVIDEND Dividend
0.70 /share
21 Jul 2026 1,552.40 1,782.80
28 Jul 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
28 Jul 2026 1,552.40 1,784.80
28 Jul 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jul 2026 1,789.75 1,784.80

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome7 days ago
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 29, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2026
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 28, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJul 28, 2026
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 28, 2026
Outcome Of The Board MeetingJul 28, 2026
Board Meeting Outcome for Outcome Of Board MeetingJul 28, 2026
Announcement under Regulation 30 (LODR)-AllotmentJul 20, 2026
Update on board meetingJul 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 17, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 15, 2026
Announcement under Regulation 30 (LODR)-Conversion of SecuritiesJul 08, 2026
Announcement under Regulation 30 (LODR)-AllotmentJul 08, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 08, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2026
Closure of Trading WindowJul 06, 2026
Board Meeting Intimation for Consideration And Approval Of Un-Audited Financial Results For The Quarter Ended 30 June 2026Jul 06, 2026
48Th Annual General Meeting On 28 July 2026Jul 06, 2026
Business Responsibility and Sustainability Reporting (BRSR)Jul 06, 2026
Reg. 34 (1) Annual Report.Jul 06, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 02, 2026
Announcement under Regulation 30 (LODR)-AllotmentJun 25, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJun 25, 2026
Response To Clarification Sought By ExchangeJun 24, 2026
Clarification sought from Cholamandalam Investment and Finance Company LtdJun 24, 2026
Announcement under Regulation 30 (LODR)-AllotmentJun 18, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 17, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 08, 2026
Announcement under Regulation 30 (LODR)-AllotmentMay 27, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 27, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 26, 2026
Announcement under Regulation 30 (LODR)-AllotmentMay 21, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 11, 2026
Announcement under Regulation 30 (LODR)-AllotmentMay 05, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 04, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2026
Convening Of Annual General MeetingApr 30, 2026
Record Date For Final Dividend For The Year Ended 31 March 2026Apr 30, 2026
Corporate Action-Board approves DividendApr 30, 2026
Financial Results For The Quarter And Year Ended 31 March 2026Apr 30, 2026
Board Meeting Outcome for Outcome Of The Board MeetingApr 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 21, 2026
Update on board meetingApr 21, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 20, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2026
Closure of Trading WindowApr 06, 2026
Board Meeting Intimation for To Consider And Approve The Audited Standalone And Consolidated Financial Results Of The Company For The Quarter And Year Ended 31 March 2026.Apr 06, 2026
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderMar 25, 2026
Announcement under Regulation 30 (LODR)-AllotmentMar 20, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Quality Fund Direct-Growth
2.08%
-127158
-0.99%
-0.75%
Bandhan Multi-Factor Fund Direct-Growth
0.00%
-107358
-2.83%
0.00%
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
0.00%
-55400
-2.20%
-1.99%
Motilal Oswal Financial Services Fund Direct-Growth
0.00%
-46000
-4.30%
-4.02%
Edelweiss Financial Services Fund Direct-Growth
0.00%
-45886
-2.99%
-2.75%
TRUSTMF Multi Cap Fund Direct-Growth
0.00%
-43898
-1.30%
0.00%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
0.00%
-36680
-3.16%
-2.62%
SBI Long Term Advantage Fund Series IV Direct-Growth
0.00%
-35000
-3.22%
-2.81%
360 ONE Multi Asset Allocation Fund Direct-Growth
0.00%
-34744
-1.33%
-1.17%
Parag Parikh Large Cap Fund Direct-Growth
0.00%
-24992
-0.57%
-0.49%
Bank of India Banking & Financial Services Fund Direct-Growth
0.00%
-20119
-1.28%
-1.13%
TRUSTMF Arbitrage Fund Direct-Growth
0.00%
-15625
-2.27%
-3.24%
Nippon India BSE Sensex Next 30 Index Fund Direct-Growth
0.00%
-14083
-3.01%
0.00%
Unifi Dynamic Asset Allocation Fund Direct-Growth
0.00%
-13750
-0.19%
-0.17%
PGIM India Multi Asset Allocation Fund Direct-Growth
0.00%
-8010
-0.51%
-0.45%
ITI Business Cycle Fund Direct-Growth
0.00%
-6678
-1.05%
0.00%
JioBlackRock Arbitrage Fund Direct-Growth
0.00%
-6250
-0.20%
0.00%
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
0.37%
-5357
-0.22%
-0.19%
Kotak Dividend Yield Fund Direct-Growth
2.19%
3500
0.29%
0.51%
JioBlackRock Sector Rotation Fund Direct-Growth
0.00%
-3031
-0.34%
-0.30%
WhiteOak Capital Equity Savings Fund Direct-Growth
0.00%
-2111
-0.26%
-0.48%
Groww Nifty Next 50 Index Fund Direct-Growth
0.00%
-1755
-3.16%
-2.62%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.00%
-1311
-0.38%
-0.33%
Old Bridge Arbitrage Fund Direct-Growth
0.00%
-625
-0.06%
0.00%
Edelweiss Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.00%
-557
-0.20%
-0.16%

Technical Indicators

RSI(14)
Neutral
62.16
ATR(14)
Less Volatile
58.76
STOCH(9,6)
Overbought
84.47
STOCH RSI(14)
Neutral
75.08
MACD(12,26)
Bullish
9.14
ADX(14)
Weak Trend
19.20
UO(9)
Bearish
59.79
ROC(12)
Uptrend And Accelerating
11.80
WillR(14)
Overbought
-11.13

About Cholamandalam Investment

Cholamandalam Investment and Finance Company (CIFCL) is an India-based non-banking financial company offering various financial services including vehicle finance, home loans, SME loans, consumer loans, and insurance agency services. The company operates 1,191 branches across India with Assets Under Management exceeding Rs 1,12,782 Crore. CIFCL provides loans for vehicle purchases,...more
Chairperson NameVellayan Subbiah