Cholamandalam Investment
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Cholamandalam Investment

1,470.60
-12.20
(-0.82%)
Market Cap
1,25,273.01 Cr
PE Ratio
24.16
Volume
10,78,181.00
Day High - Low
1,494.00 - 1,444.60
52W High-Low
1,831.50 - 1,299.40
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Key Fundamentals
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Market Cap
1,25,273.01 Cr
EPS
61.98
PE Ratio
24.16
PB Ratio
4.15
Book Value
357.31
EBITDA
21,175.43
Dividend Yield
0.13 %
Sector
NBFC
Return on Equity
18.00
Debt to Equity
7.15
Analyst Rating and Forecast
- By Refinitiv from34 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+73.53 %
+73.53 %
Hold
Hold+20.59 %
+20.59 %
Sell
Sell+5.88 %
+5.88 %
Forecast For
Actual

Company News

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Caret
neutral
Cholamandalam Investment allotted 5000 cr secured non-convertible securities via private placement on NSE EBP. The issuance has a tenure of 2 years 9 months.
neutral
Cholamandalam Investment allotted secured NCDs worth ₹317 crore via private placement. The securities carry an 8.08% coupon rate and a tenure of 3 years.
positive
Cholamandalam Investment reported 25% YoY disbursement growth in Q4 FY26 at ₹32,913 crores, with AUM rising 21% to ₹2,42,630 crores and ROA improving to 4.1% before overlay.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
876.80
#1 5,45,587.21
28.37
#1 81,482.80
16.86
#1 18,943
22.17
38.20
912.95
2,14,788.51
21.40
47,508.50
13.50
9,139
40.91
40.71
235.03
1,49,317.89
100.74
3,513.26
#1 69.00
1,606
-13.89
44.81
3,218.30
1,29,204.60
#1 12.35
31,209.20
53.55
10,530
135.30
39.31
1,470.60
#5 1,25,273.01
#6 24.16
#4 31,073.10
#4 18.81
#4 4,963
#5 30.62
39.03
596.55
56,767.38
26.59
19,899.60
6.77
2,161
14.06
25.91
4,169.50
46,324.75
22.93
9,808.92
14.55
1,985
0.22
30.98
290.55
40,385.61
14.29
21,005.40
13.36
2,844
106.16
36.60
454.50
38,597.30
19.98
2,608.80
-43.44
2,101
-96.74
39.80
399.30
35,148.32
64.59
6,790.18
60.80
666
#1 308.99
44.32
Growth Rate
Revenue Growth
18.81 %
Net Income Growth
16.50 %
Cash Flow Change
9.16 %
ROE
3.39 %
ROCE
2.13 %
EBITDA Margin (Avg.)
-5.00 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Revenue
942
987
1,020
1,055
1,139
1,115
1,173
1,184
1,225
1,247
1,313
1,404
1,537
1,643
1,703
1,861
1,903
2,045
2,213
2,289
2,166
2,126
2,458
2,521
2,536
2,482
2,497
2,575
2,657
2,796
3,067
3,408
3,835
4,171
4,695
5,055
5,515
5,857
6,323
6,838
7,137
7,354
7,615
8,009
8,565
Expenses
245
319
323
321
305
305
334
357
327
378
397
421
467
401
378
417
436
450
485
542
945
387
662
802
1,063
910
574
795
630
879
940
912
902
1,174
1,391
1,412
1,417
1,727
1,897
2,038
2,010
2,286
2,460
2,554
2,597
EBITDA
697
668
697
734
834
811
838
828
898
869
916
984
1,071
1,242
1,324
1,444
1,466
1,596
1,728
1,747
1,221
1,738
1,796
1,718
1,472
1,572
1,923
1,780
2,026
1,917
2,127
2,496
2,932
2,997
3,304
3,643
4,099
4,130
4,426
4,800
5,127
5,068
5,154
5,455
5,968
Operating Profit %
74 %
68 %
68 %
70 %
73 %
73 %
71 %
70 %
73 %
70 %
70 %
70 %
70 %
76 %
78 %
77 %
77 %
78 %
78 %
76 %
56 %
82 %
73 %
68 %
57 %
63 %
77 %
69 %
76 %
68 %
69 %
73 %
76 %
71 %
70 %
72 %
74 %
70 %
70 %
70 %
71 %
69 %
67 %
68 %
69 %
Depreciation
9
5
5
5
6
8
9
11
12
10
12
14
15
13
13
15
16
24
27
32
28
26
26
25
26
25
24
24
28
28
28
30
36
39
39
46
75
59
63
59
64
67
71
74
72
Interest
485
495
510
510
532
547
569
565
547
540
556
590
619
795
857
950
986
1,087
1,178
1,192
1,136
1,131
1,185
1,140
1,120
1,104
1,078
1,046
1,071
1,130
1,340
1,543
1,734
2,006
2,204
2,441
2,579
2,796
3,059
3,275
3,365
3,468
3,517
3,646
3,753
Profit Before Tax
205
172
185
224
299
256
261
252
339
319
348
380
436
434
455
478
465
485
523
523
57
582
586
553
327
443
822
710
928
759
759
923
1,163
952
1,062
1,156
1,444
1,275
1,305
1,466
1,699
1,532
1,566
1,736
2,143
Tax
68
61
63
76
105
89
93
89
119
112
120
130
147
153
156
159
167
170
216
134
15
151
151
143
82
115
211
182
241
197
196
238
307
242
289
284
379
328
337
377
439
394
406
446
498
Net Profit
137
111
122
148
194
167
167
163
221
207
228
250
289
281
299
319
298
315
307
389
43
431
435
410
245
329
611
528
687
562
563
685
855
710
773
872
1,065
947
968
1,088
1,260
1,138
1,160
1,290
1,645
EPS in ₹
9.40
7.63
8.17
9.48
12.41
10.71
10.73
10.46
14.15
13.27
14.60
16.01
18.53
3.59
19.15
4.08
3.81
4.03
3.93
4.98
0.53
5.26
5.30
5.00
2.99
4.01
7.44
6.43
8.36
6.84
6.85
8.34
10.40
8.64
9.40
10.40
12.68
11.27
11.52
12.95
14.98
13.53
13.78
15.29
19.33

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Total Assets
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
2,45,448
Fixed Assets
69
120
150
171
167
283
228
259
403
1,563
1,780
1,911
Current Assets
7,456
8,765
9,409
1,360
4,197
7,809
6,215
5,308
4,181
5,956
10,742
17,847
Capital Work in Progress
0
0
0
4
14
11
10
37
61
13
11
28
Investments
9
4
48
23
42
33
1,584
2,055
3,562
4,036
6,367
0
Other Assets
23,790
27,765
30,401
43,970
57,267
63,732
72,823
80,128
1,09,602
1,51,075
1,93,729
0
Total Equity & Liabilities
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
2,45,448
Current Liabilities
7,906
12,710
10,411
3,972
11,067
8,523
10,131
8,890
18,828
9,653
12,111
3,837
Non Current Liabilities
12,788
11,506
15,887
35,069
40,215
47,336
54,914
61,820
80,453
1,27,440
1,66,107
2,11,153
Total Equity
3,174
3,673
4,300
5,126
6,209
8,200
9,600
11,769
14,346
19,593
23,669
30,458
Reserve & Surplus
2,530
3,514
4,141
4,969
6,052
8,036
9,436
11,605
14,182
19,424
23,499
30,288
Share Capital
644
156
156
156
156
164
164
164
165
168
168
171

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-485
85
2
22
2,862
323
-1,888
1,219
-1,787
-66
4,434
Investing Activities
-40
-137
-222
-60
-11
-54
-1,746
1,640
-2,148
-2,855
-2,948
Operating Activities
-2,264
-2,809
-1,468
-7,926
-9,317
-2,075
-8,848
-5,571
-27,105
-35,683
-32,413
Financing Activities
1,819
3,031
1,692
8,009
12,191
2,452
8,707
5,150
27,467
38,471
39,795

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Promoter
51.62 %
51.61 %
51.57 %
51.55 %
51.55 %
51.52 %
51.50 %
51.49 %
51.47 %
51.46 %
51.43 %
50.37 %
50.35 %
50.33 %
50.24 %
49.93 %
49.92 %
49.90 %
49.88 %
49.72 %
49.25 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
21.51 %
24.73 %
26.00 %
26.62 %
27.17 %
27.43 %
28.23 %
27.96 %
26.85 %
26.55 %
24.87 %
DIIs
20.28 %
17.95 %
18.30 %
18.39 %
19.54 %
19.20 %
20.64 %
21.24 %
21.47 %
18.60 %
20.04 %
18.38 %
17.04 %
16.86 %
16.58 %
16.10 %
15.49 %
16.06 %
17.27 %
17.55 %
19.91 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.87 %
6.05 %
6.24 %
6.18 %
6.17 %
6.28 %
6.14 %
6.06 %
5.87 %
5.69 %
5.43 %
5.11 %
5.18 %
4.91 %
4.76 %
5.20 %
4.93 %
4.80 %
4.54 %
4.48 %
4.59 %
Others
22.23 %
24.40 %
23.89 %
23.88 %
22.74 %
23.00 %
21.70 %
21.20 %
21.18 %
24.25 %
1.60 %
1.41 %
1.43 %
1.28 %
1.25 %
1.35 %
1.42 %
1.27 %
1.46 %
1.69 %
1.37 %
No of Share Holders
86,296
1,03,134
1,07,443
1,14,309
1,20,069
1,25,525
1,30,833
1,30,154
1,21,184
1,40,546
1,46,815
1,40,636
1,55,055
1,43,097
1,46,889
1,76,231
1,78,471
1,83,933
1,65,068
1,70,050
1,60,428

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 5.5 6.5 6.5 1.7 2 2 2 2 2 0.00
Dividend Yield (%) 1.9 2.24 4.25 0.3 0.28 0.26 0.17 0.13 0.15 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
28 Jul 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
28 Jul 2026 1,552.40 1,482.80
10 Feb 2021 DIVIDEND Dividend
₹ 1.30 /share
09 Feb 2021 405.05 458.95
26 Jul 2021 DIVIDEND Dividend
₹ 0.70 /share
22 Jul 2021 580.30 499.05
11 Feb 2022 DIVIDEND Dividend
₹ 1.30 /share
10 Feb 2022 629.50 690.75
25 Jul 2022 DIVIDEND Dividend
₹ 0.70 /share
21 Jul 2022 712.15 685.95
10 Feb 2023 DIVIDEND Dividend
₹ 1.30 /share
10 Feb 2023 710.75 796.10
26 Jul 2023 DIVIDEND Dividend
₹ 0.70 /share
25 Jul 2023 874.70 1,127.40
07 Feb 2024 DIVIDEND Dividend
₹ 1.30 /share
07 Feb 2024 1,245.80 1,157.05
20 Jul 2024 DIVIDEND Dividend
₹ 0.70 /share
19 Jul 2024 1,170.95 1,426.60
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 1,170.95 1,364.65
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 1,609.00 1,386.15
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 1,271.05 1,279.30
07 Feb 2025 DIVIDEND Dividend
₹ 1.30 /share
07 Feb 2025 1,279.30 1,382.15
25 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Apr 2025 1,453.25 1,547.90
24 Jul 2025 DIVIDEND Dividend
₹ 0.70 /share
24 Jul 2025 1,547.90 1,555.95
31 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Jul 2025 1,547.90 1,478.10
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 1,527.35 1,478.10
06 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2025 1,570.90 1,755.25
30 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2026 1,723.30 1,650.00
05 Feb 2026 DIVIDEND Dividend
₹ 1.30 /share
05 Feb 2026 1,650.00 1,739.50
30 Apr 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Apr 2026 1,356.30 1,552.40

Announcements

Announcement under Regulation 30 (LODR)-Allotment7 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS7 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication8 days ago
Announcement under Regulation 30 (LODR)-AllotmentMay 21, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 11, 2026
Announcement under Regulation 30 (LODR)-AllotmentMay 05, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 04, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2026
Convening Of Annual General MeetingApr 30, 2026
Record Date For Final Dividend For The Year Ended 31 March 2026Apr 30, 2026
Corporate Action-Board approves DividendApr 30, 2026
Financial Results For The Quarter And Year Ended 31 March 2026Apr 30, 2026
Board Meeting Outcome for Outcome Of The Board MeetingApr 30, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 21, 2026
Update on board meetingApr 21, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 20, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2026
Closure of Trading WindowApr 06, 2026
Board Meeting Intimation for To Consider And Approve The Audited Standalone And Consolidated Financial Results Of The Company For The Quarter And Year Ended 31 March 2026.Apr 06, 2026
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderMar 25, 2026
Announcement under Regulation 30 (LODR)-AllotmentMar 20, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 12, 2026
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 10, 2026
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotMar 10, 2026
Announcement under Regulation 30 (LODR)-AllotmentFeb 27, 2026
Clarification Regarding News Item Appearing In Moneycontrol.InFeb 26, 2026
Rumour verification - Regulation 30(11)Feb 26, 2026
Clarification sought from Cholamandalam Investment and Finance Company LtdFeb 26, 2026
Cholamandalam Investment and Finance Company LtdFeb 26, 2026
Announcement under Regulation 30 (LODR)-AllotmentFeb 23, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 20, 2026
Announcement under Regulation 30 (LODR)-AllotmentFeb 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 09, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 07, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotFeb 06, 2026
Intimation Under Reg.31A(8) Of SEBI (LODR) RegulationsFeb 04, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 02, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 30, 2026
Intimation Pursuant To Regulation 31A Of SEBI(Listing Regulations)Jan 30, 2026
Corporate Action-Board approves DividendJan 30, 2026
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 30, 2026
Outcome Of Board MeetingJan 30, 2026
Announcement under Regulation 30 (LODR)-AllotmentJan 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 23, 2026
Update on board meetingJan 23, 2026
Announcement under Regulation 30 (LODR)-AllotmentJan 20, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 14, 2026
Intimation Under Reg.31A(8) Of SEBI Listing RegulationsJan 10, 2026
Announcement under Regulation 30 (LODR)-Conversion of SecuritiesJan 08, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Quality Fund Direct-Growth
2.77%
75000
0.68%
0.44%
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
1.04%
27662
1.04%
1.04%
Canara Robeco Banking And Financial Services Fund Direct-Growth
1.98%
18000
0.58%
1.98%
The Wealth Company Flexi Cap Fund Direct-Growth
1.03%
15000
1.03%
1.03%
ITI Business Cycle Fund Direct-Growth
0.00%
-6562
-0.96%
0.00%
360 ONE Multi Asset Allocation Fund Direct-Growth
1.26%
6394
0.27%
0.00%
TRUSTMF Arbitrage Fund Direct-Growth
3.90%
6250
1.48%
0.69%
Edelweiss Financial Services Fund Direct-Growth
2.91%
3825
0.11%
-0.13%
Parag Parikh Large Cap Fund Direct-Growth
0.49%
3533
0.03%
-0.04%
Choice Nifty Next 50 Index Fund Direct-Growth
2.71%
1995
2.71%
2.71%
SBI Nifty200 Momentum 30 Index Fund Direct-Growth
2.17%
1846
0.08%
-0.13%
Tata Nifty Next 50 Index Fund Direct-Growth
2.72%
742
0.02%
-0.43%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
2.72%
-667
0.01%
-0.42%
JioBlackRock Sector Rotation Fund Direct-Growth
0.33%
476
0.04%
0.01%
Edelweiss Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.17%
461
0.17%
0.17%
Kotak Nifty500 Momentum 50 Index Fund Direct-Growth
1.80%
324
0.05%
-0.15%
Zerodha Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70:30 Index Fund Direct-Growth
0.17%
160
0.17%
0.17%
Groww Nifty Next 50 Index Fund Direct-Growth
2.71%
89
0.01%
-0.43%
Bajaj Finserv Nifty Next 50 Index Fund Direct-Growth
2.71%
73
0.00%
-0.44%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.33%
48
0.01%
-0.03%
DSP Nifty 500 Index Fund Direct-Growth
0.35%
20
0.03%
-0.03%
Invesco India ELSS Tax Saver Fund Direct-Growth
1.17%
0
0.00%
0.05%
Groww Large Cap Fund Direct-Growth
2.51%
0
0.00%
0.14%
Angel One Nifty Total Market Index Fund Direct-Growth
0.33%
0
0.00%
0.01%
Axis Aggressive Hybrid Fund Direct-Growth
0.44%
0
0.00%
0.04%

Technical Indicators

RSI(14)
Neutral
40.35
ATR(14)
Less Volatile
51.50
STOCH(9,6)
Neutral
49.62
STOCH RSI(14)
Oversold
13.56
MACD(12,26)
Bearish
-8.93
ADX(14)
Weak Trend
13.46
UO(9)
Bearish
43.78
ROC(12)
Downtrend And Accelerating
-5.38
WillR(14)
Oversold
-82.73

About Cholamandalam Investment

Cholamandalam Investment and Finance Company (CIFCL) is an India-based non-banking financial company offering various financial services including vehicle finance, home loans, SME loans, consumer loans, and insurance agency services. The company operates 1,191 branches across India with Assets Under Management exceeding Rs 1,12,782 Crore. CIFCL provides loans for vehicle purchases,...more
Chairperson NameVellayan Subbiah