| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Total Assets  | 23,868 | 27,889 | 30,598 | 44,167 | 57,490 | 64,058 | 74,644 | 82,479 | 1,13,627 | 1,56,686 | 2,01,887 |
| Fixed Assets | 69 | 120 | 150 | 171 | 167 | 283 | 228 | 259 | 403 | 1,563 | 1,791 |
| Current Assets | 7,456 | 8,765 | 9,409 | 1,360 | 4,197 | 7,809 | 6,215 | 5,308 | 4,181 | 5,956 | 10,612 |
| Capital Work in Progress | 0 | 0 | 0 | 4 | 14 | 11 | 10 | 37 | 61 | 13 | 4 |
| Investments | 9 | 4 | 48 | 23 | 42 | 33 | 1,584 | 2,055 | 3,562 | 4,036 | 0 |
| Other Assets | 23,790 | 27,765 | 30,401 | 43,970 | 57,267 | 63,732 | 72,823 | 80,128 | 1,09,602 | 1,51,075 | 0 |
| Total Liabilities | 23,868 | 27,889 | 30,598 | 44,167 | 57,490 | 64,058 | 74,644 | 82,479 | 1,13,627 | 1,56,686 | 2,01,887 |
| Current Liabilities | 7,906 | 12,710 | 10,411 | 3,972 | 11,067 | 8,523 | 10,131 | 8,890 | 18,828 | 33,435 | 3,085 |
| Non Current Liabilities | 12,788 | 11,506 | 15,887 | 35,069 | 40,215 | 47,336 | 54,914 | 61,820 | 80,453 | 1,03,658 | 1,75,133 |
| Total Equity | 3,174 | 3,673 | 4,300 | 5,126 | 6,209 | 8,200 | 9,600 | 11,769 | 14,346 | 19,593 | 23,669 |
| Reserve & Surplus | 2,530 | 3,514 | 4,141 | 4,969 | 6,052 | 8,036 | 9,436 | 11,605 | 14,182 | 19,424 | 23,500 |
| Share Capital | 644 | 156 | 156 | 156 | 156 | 164 | 164 | 164 | 165 | 168 | 168 |
Cholamandalam Investment
1,517.00
+2.70
(0.18%)
Market Cap
1,27,595.11 Cr
EPS
50.72
PE Ratio
29.88
Dividend Yield
0.13 %
Industry
Financial Services52 Week High
1,684.40
52 Week Low
1,168.00
PB Ratio
5.38
Debt to Equity
6.83
Sector
NBFC
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from34 analysts
Company News
View All News
A block trade of approximately 266,278 shares of Cholamandalam Investment and Finance Company Ltd. occurred on the NSE. The trade was valued at Rs. 40.42 Crores, with shares priced at Rs. 1517.90 each.
Cholamandalam Investment And Finance Co Schedules Q1 Results Review3 days ago
Cholamandalam Investment And Finance Co has announced that it will review its Q1 results on July 31.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
924.80 | #1 5,74,697.22 | 34.47 | #1 69,724.80 | 32.75 | #1 16,780 | 18.85 | 50.58 | |
327.40 | 2,08,001.86 | 129.13 | 2,042.91 | #1 4,039.96 | 1,677 | 1.77 | 72.12 | |
1,517.00 | #3 1,27,595.11 | #5 29.88 | #3 25,846.00 | #4 48.18 | #4 4,018 | #3 18.24 | 41.33 | |
669.95 | 1,25,985.89 | 15.39 | 41,859.50 | 19.61 | 9,423 | 6.06 | 50.79 | |
2,639.20 | 1,05,954.35 | 20.02 | 20,214.20 | 26.62 | 5,285 | #1 22.13 | 70.69 | |
914.45 | 87,008.57 | 45.12 | 18,072.20 | 22.39 | 1,827 | -19.35 | 39.98 | |
5,145.50 | 57,168.49 | 30.94 | 8,563.00 | 17.53 | 1,813 | 17.06 | 57.55 | |
2,653.70 | 45,071.79 | #1 10.70 | 4,578.34 | 381.77 | 3,865 | 14.67 | 55.23 | |
269.55 | 37,466.67 | 16.50 | 18,530.50 | 16.03 | 2,261 | -31.97 | 49.86 | |
468.90 | 36,495.69 | 173.32 | 4,189.76 | 56.71 | -136 | -81.22 | 76.91 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
48.18 %
Net Income Growth
27.42 %
Cash Flow Change
-31.65 %
ROE
-6.70 %
ROCE
13.66 %
EBITDA Margin (Avg.)
-0.12 %
Balance Sheet
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -485 | 85 | 2 | 22 | 2,862 | 323 | -1,888 | 1,219 | -1,787 | -66 |
| Investing Activities | -40 | -137 | -222 | -60 | -11 | -54 | -1,746 | 1,640 | -2,148 | -2,855 |
| Operating Activities | -2,264 | -2,809 | -1,468 | -7,926 | -9,317 | -2,075 | -8,848 | -5,571 | -27,105 | -35,683 |
| Financing Activities | 1,819 | 3,031 | 1,692 | 8,009 | 12,191 | 2,452 | 8,707 | 5,150 | 27,467 | 38,471 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 51.62 % | 51.61 % | 51.57 % | 51.55 % | 51.55 % | 51.52 % | 51.50 % | 51.49 % | 51.47 % | 51.46 % | 51.43 % | 50.37 % | 50.35 % | 50.33 % | 50.24 % | 49.93 % | 49.92 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.01 % | 0.01 % | 0.01 % | 21.51 % | 24.73 % | 26.00 % | 26.62 % | 27.17 % | 27.43 % | 28.23 % |
| DIIs | 20.28 % | 17.95 % | 18.30 % | 18.39 % | 19.54 % | 19.20 % | 20.64 % | 21.24 % | 21.47 % | 18.60 % | 20.04 % | 18.38 % | 17.04 % | 16.86 % | 16.58 % | 16.10 % | 15.49 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.87 % | 6.05 % | 6.24 % | 6.18 % | 6.17 % | 6.28 % | 6.14 % | 6.06 % | 5.87 % | 5.69 % | 5.43 % | 5.11 % | 5.18 % | 4.91 % | 4.76 % | 5.20 % | 4.93 % |
| Others | 22.23 % | 24.40 % | 23.89 % | 23.88 % | 22.74 % | 23.00 % | 21.70 % | 21.20 % | 21.18 % | 24.25 % | 1.60 % | 1.41 % | 1.43 % | 1.28 % | 1.25 % | 1.35 % | 1.42 % |
| No of Share Holders | 86,296 | 1,03,134 | 1,07,443 | 1,14,309 | 1,20,069 | 1,25,525 | 1,30,833 | 1,30,154 | 1,21,184 | 1,40,546 | 1,46,815 | 1,40,636 | 1,55,055 | 1,43,097 | 1,46,889 | 1,76,231 | 1,78,471 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 4.5 | 5.5 | 6.5 | 6.5 | 1.7 | 2 | 2 | 2 | 2 | 0.00 |
| Dividend Yield (%) | 2.33 | 1.9 | 2.24 | 4.25 | 0.3 | 0.28 | 0.26 | 0.17 | 0.13 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 31 Jul 2025 |  Quarterly Result Announcement | NA | 31 Jul 2025 | 1,526.70 | 1,514.45 |
| 31 Jul 2025 |  Annual General Meeting | NA | 31 Jul 2025 | 1,541.20 | 1,514.45 |
| 24 Jul 2025 |  Dividend | ₹ 0.70 /share | 24 Jul 2025 | 1,541.20 | 1,514.45 |
| 25 Apr 2025 | Quarterly Result Announcement | NA | 25 Apr 2025 | 1,386.10 | 1,541.20 |
| 07 Feb 2025 | Dividend | ₹ 1.30 /share | 07 Feb 2025 | 1,285.85 | 1,380.15 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 1,320.25 | 1,285.85 |
| 25 Oct 2024 | Quarterly Result Announcement | NA | 25 Oct 2024 | 1,608.90 | 1,374.60 |
| 26 Jul 2024 | Annual General Meeting | NA | 26 Jul 2024 | 1,193.30 | 1,410.95 |
| 20 Jul 2024 | Dividend | ₹ 0.70 /share | 19 Jul 2024 | 1,193.30 | 1,426.60 |
| 07 Feb 2024 | Dividend | ₹ 1.30 /share | 07 Feb 2024 | 1,241.25 | 1,159.65 |
| 26 Jul 2023 | Dividend | ₹ 0.70 /share | 25 Jul 2023 | 886.45 | 1,141.55 |
| 10 Feb 2023 | Dividend | ₹ 1.30 /share | 10 Feb 2023 | 707.40 | 777.85 |
| 25 Jul 2022 | Dividend | ₹ 0.70 /share | 21 Jul 2022 | 715.35 | 684.85 |
| 11 Feb 2022 | Dividend | ₹ 1.30 /share | 10 Feb 2022 | 653.15 | 679.80 |
| 26 Jul 2021 | Dividend | ₹ 0.70 /share | 22 Jul 2021 | 569.05 | 492.25 |
| 10 Feb 2021 | Dividend | ₹ 1.30 /share | 09 Feb 2021 | 397.85 | 467.75 |
Announcements
Board Meeting Intimation for Meeting Of The Board Of Directors On 31 July 2025
3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 21, 2025
Jun 21, 2025Announcement under Regulation 30 (LODR)-AllotmentJun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 31, 2025
May 31, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-AllotmentMay 28, 2025
May 28, 2025Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015May 13, 2025
May 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2025
May 06, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 28, 2025
Apr 28, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 25, 2025
Apr 25, 2025Corporate Action-Board approves DividendApr 25, 2025
Apr 25, 2025Audited Financial Results For The Quarter And Year Ended 31 March 2025Apr 25, 2025
Apr 25, 2025Board Meeting Outcome for Outcome Of The Board MeetingApr 25, 2025
Apr 25, 2025Board Meeting Outcome for Outcome Of The Board MeetingApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 22, 2025
Apr 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 21, 2025
Apr 21, 2025Update on board meetingApr 21, 2025
Apr 21, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2025
Apr 15, 2025Announcement under Regulation 30 (LODR)-AllotmentApr 09, 2025
Apr 09, 2025Closure of Trading WindowApr 07, 2025
Apr 07, 2025Board Meeting Intimation for Intimation Of Board MeetingApr 07, 2025
Apr 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 30, 2025
Mar 30, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 29, 2025
Mar 29, 2025Announcement under Regulation 30 (LODR)-AllotmentMar 26, 2025
Mar 26, 2025Amendment To The Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive InformationMar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateMar 24, 2025
Mar 24, 2025Board Meeting Outcome for Intimation On The Outcome Of The Board MeetingMar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 22, 2025
Mar 22, 2025Announcement under Regulation 30 (LODR)-AllotmentMar 06, 2025
Mar 06, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-AllotmentFeb 17, 2025
Feb 17, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 06, 2025
Feb 06, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 03, 2025
Feb 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 31, 2025
Jan 31, 2025Integrated Filing (Financial)Jan 31, 2025
Jan 31, 2025Statement Of Deviation & Variation Under Reg 32Jan 31, 2025
Jan 31, 2025Compliances-Reg. 54 - Asset Cover details Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 31, 2025
Jan 31, 2025Board Meeting Outcome for Declaration Of Interim Dividend Of Rs. 1.30 Per ShareJan 31, 2025
Jan 31, 2025Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-AllotmentJan 23, 2025
Jan 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2025
Jan 22, 2025Update on board meetingJan 22, 2025
Jan 22, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 16, 2025
Jan 16, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 05, 2025
Jan 05, 2025Technical Indicators
RSI(14)
Neutral 39.78
ATR(14)
Less Volatile 44.38
STOCH(9,6)
Neutral 24.39
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish -9.86
ADX(14)
Weak Trend 12.08
UO(9)
Bearish 43.53
ROC(12)
Downtrend And Accelerating -1.95
WillR(14)
Oversold -96.09
Mutual Fund Holdings
SBI Large Cap Direct Plan-Growth 
Motilal Oswal Flexi Cap Fund Direct-Growth 
Axis ELSS Tax Saver Direct Plan-Growth 
HDFC Large Cap Fund Direct-Growth 
Canara Robeco Large and Mid Cap Fund Direct-Growth 
Aditya Birla Sun Life Flexi Cap Fund Direct-Growth 
Invesco India Contra Fund Direct-Growth 
360 ONE Focused Fund Direct-Growth 
UTI Nifty200 Momentum 30 Index Fund Direct - Growth 
DSP Flexi Cap Fund Direct Plan-Growth 
Franklin India Flexi Cap Fund Direct-Growth 
ICICI Prudential Nifty Next 50 Index Direct-Growth About Cholamandalam Investment
Cholamandalam Investment and Finance Company (CIFCL) is an India-based non-banking financial company offering various financial services including vehicle finance, home loans, SME loans, consumer loans, and insurance agency services. The company operates 1,191 branches across India with Assets Under Management exceeding Rs 1,12,782 Crore. CIFCL provides loans for vehicle purchases, property, home acquisition/construction, and business purposes. It also offers wealth management, stock broking, and mutual fund distribution services. The company has expanded its operations through strategic partnerships, acquisitions, and investments in fintech companies. CIFCL is licensed as a composite corporate agent for insurance business solicitation and procurement.
Chairperson NameVellayan Subbiah
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
