Cholamandalam Investment
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Cholamandalam Investment

1,594.30
+14.80
(0.94%)
Market Cap
1,34,535.56 Cr
PE Ratio
27.49
Volume
27,89,681.00
Day High - Low
1,598.20 - 1,527.00
52W High-Low
1,831.50 - 1,225.35
ann
Q3 Quarterly Results are out. Check out the updated financials21 hrs ago
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Key Fundamentals
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Market Cap
1,34,535.56 Cr
EPS
50.72
PE Ratio
27.49
PB Ratio
4.88
Book Value
323.58
EBITDA
18,480.80
Dividend Yield
0.13 %
Sector
NBFC
Return on Equity
18.00
Debt to Equity
7.15
Analyst Rating and Forecast
- By Refinitiv from34 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+52.94 %
+52.94 %
Hold
Hold+29.41 %
+29.41 %
Sell
Sell+17.65 %
+17.65 %
Forecast For
Actual

Company News

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neutral
Cholamandalam Investment board approves reclassification of Algavista Greentech Private Limited from promoter group to public category under SEBI regulations, subject to stock exchange approval.
positive
Cholamandalam Investment reports strong Q3 FY26 performance with PAT of ₹1,287.66 crores (19% YoY growth), total income of ₹7,985.36 crores, and AUM reaching ₹2,27,770 crores. Board approves 65% interim dividend.
positive
Cholamandalam Investment and Finance Company successfully allotted 100000 secured non-convertible securities worth ₹1000 crores through private placement on NSE EBP platform with 7.83% coupon rate.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
903.70
#1 5,62,325.69
30.28
#1 69,724.80
26.81
#1 16,780
23.27
32.12
962.10
1,81,005.85
20.50
41,859.50
19.61
9,423
-22.13
45.60
244.10
1,55,080.19
95.89
2,078.90
12.09
1,613
-8.75
21.15
3,535.10
1,41,923.12
19.39
20,324.50
34.04
5,352
82.54
36.37
1,594.30
#5 1,34,535.56
#5 27.49
#3 26,152.80
#2 34.67
#4 4,260
#5 18.54
36.26
735.80
70,014.87
33.55
18,637.10
6.60
1,916
45.25
23.49
5,358.50
59,535.00
28.07
8,563.00
17.53
1,813
11.90
58.59
353.60
49,149.38
20.94
18,530.50
16.03
2,261
-10.03
44.14
509.60
43,276.53
#1 10.48
4,612.20
#1 76.63
4,241
-8.96
37.01
394.25
32,036.24
90.50
4,222.80
34.17
-98
#1 703.21
29.76
Growth Rate
Revenue Growth
34.67 %
Net Income Growth
24.90 %
Cash Flow Change
9.16 %
ROE
3.39 %
ROCE
2.13 %
EBITDA Margin (Avg.)
-2.23 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Revenue
942
987
1,020
1,055
1,139
1,115
1,173
1,184
1,225
1,247
1,313
1,404
1,537
1,643
1,703
1,861
1,903
2,045
2,213
2,289
2,166
2,126
2,458
2,521
2,536
2,482
2,497
2,575
2,657
2,796
3,067
3,408
3,835
4,171
4,695
5,055
5,515
5,857
6,323
6,838
7,137
7,354
7,615
8,009
Expenses
245
319
323
321
305
305
334
357
327
378
397
421
467
401
378
417
436
450
485
542
945
387
662
802
1,063
910
574
795
630
879
940
912
902
1,174
1,391
1,412
1,417
1,727
1,897
2,038
2,010
2,286
2,460
2,554
EBITDA
697
668
697
734
834
811
838
828
898
869
916
984
1,071
1,242
1,324
1,444
1,466
1,596
1,728
1,747
1,221
1,738
1,796
1,718
1,472
1,572
1,923
1,780
2,026
1,917
2,127
2,496
2,932
2,997
3,304
3,643
4,099
4,130
4,426
4,800
5,127
5,068
5,154
5,455
Operating Profit %
74 %
68 %
68 %
70 %
73 %
73 %
71 %
70 %
73 %
70 %
70 %
70 %
70 %
76 %
78 %
77 %
77 %
78 %
78 %
76 %
56 %
82 %
73 %
68 %
57 %
63 %
77 %
69 %
76 %
68 %
69 %
73 %
76 %
71 %
70 %
72 %
74 %
70 %
70 %
70 %
71 %
69 %
67 %
68 %
Depreciation
9
5
5
5
6
8
9
11
12
10
12
14
15
13
13
15
16
24
27
32
28
26
26
25
26
25
24
24
28
28
28
30
36
39
39
46
75
59
63
59
64
67
71
74
Interest
485
495
510
510
532
547
569
565
547
540
556
590
619
795
857
950
986
1,087
1,178
1,192
1,136
1,131
1,185
1,140
1,120
1,104
1,078
1,046
1,071
1,130
1,340
1,543
1,734
2,006
2,204
2,441
2,579
2,796
3,059
3,275
3,365
3,468
3,517
3,646
Profit Before Tax
205
172
185
224
299
256
261
252
339
319
348
380
436
434
455
478
465
485
523
523
57
582
586
553
327
443
822
710
928
759
759
923
1,163
952
1,062
1,156
1,444
1,275
1,305
1,466
1,699
1,532
1,566
1,736
Tax
68
61
63
76
105
89
93
89
119
112
120
130
147
153
156
159
167
170
216
134
15
151
151
143
82
115
211
182
241
197
196
238
307
242
289
284
379
328
337
377
439
394
406
446
Net Profit
137
111
122
148
194
167
167
163
221
207
228
250
289
281
299
319
298
315
307
389
43
431
435
410
245
329
611
528
687
562
563
685
855
710
773
872
1,065
947
968
1,088
1,260
1,138
1,160
1,290
EPS in ₹
9.40
7.63
8.17
9.48
12.41
10.71
10.73
10.46
14.15
13.27
14.60
16.01
18.53
3.59
19.15
4.08
3.81
4.03
3.93
4.98
0.53
5.26
5.30
5.00
2.99
4.01
7.44
6.43
8.36
6.84
6.85
8.34
10.40
8.64
9.40
10.40
12.68
11.27
11.52
12.95
14.98
13.53
13.78
15.29

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
Fixed Assets
69
120
150
171
167
283
228
259
403
1,563
1,780
Current Assets
7,456
8,765
9,409
1,360
4,197
7,809
6,215
5,308
4,181
5,956
10,742
Capital Work in Progress
0
0
0
4
14
11
10
37
61
13
11
Investments
9
4
48
23
42
33
1,584
2,055
3,562
4,036
6,367
Other Assets
23,790
27,765
30,401
43,970
57,267
63,732
72,823
80,128
1,09,602
1,51,075
1,93,729
Total Liabilities
23,868
27,889
30,598
44,167
57,490
64,058
74,644
82,479
1,13,627
1,56,686
2,01,887
Current Liabilities
7,906
12,710
10,411
3,972
11,067
8,523
10,131
8,890
18,828
9,653
12,111
Non Current Liabilities
12,788
11,506
15,887
35,069
40,215
47,336
54,914
61,820
80,453
1,27,440
1,66,107
Total Equity
3,174
3,673
4,300
5,126
6,209
8,200
9,600
11,769
14,346
19,593
23,669
Reserve & Surplus
2,530
3,514
4,141
4,969
6,052
8,036
9,436
11,605
14,182
19,424
23,499
Share Capital
644
156
156
156
156
164
164
164
165
168
168

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-485
85
2
22
2,862
323
-1,888
1,219
-1,787
-66
4,434
Investing Activities
-40
-137
-222
-60
-11
-54
-1,746
1,640
-2,148
-2,855
-2,948
Operating Activities
-2,264
-2,809
-1,468
-7,926
-9,317
-2,075
-8,848
-5,571
-27,105
-35,683
-32,413
Financing Activities
1,819
3,031
1,692
8,009
12,191
2,452
8,707
5,150
27,467
38,471
39,795

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
51.62 %
51.61 %
51.57 %
51.55 %
51.55 %
51.52 %
51.50 %
51.49 %
51.47 %
51.46 %
51.43 %
50.37 %
50.35 %
50.33 %
50.24 %
49.93 %
49.92 %
49.90 %
49.88 %
49.72 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
21.51 %
24.73 %
26.00 %
26.62 %
27.17 %
27.43 %
28.23 %
27.96 %
26.85 %
26.55 %
DIIs
20.28 %
17.95 %
18.30 %
18.39 %
19.54 %
19.20 %
20.64 %
21.24 %
21.47 %
18.60 %
20.04 %
18.38 %
17.04 %
16.86 %
16.58 %
16.10 %
15.49 %
16.06 %
17.27 %
17.55 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.87 %
6.05 %
6.24 %
6.18 %
6.17 %
6.28 %
6.14 %
6.06 %
5.87 %
5.69 %
5.43 %
5.11 %
5.18 %
4.91 %
4.76 %
5.20 %
4.93 %
4.80 %
4.54 %
4.48 %
Others
22.23 %
24.40 %
23.89 %
23.88 %
22.74 %
23.00 %
21.70 %
21.20 %
21.18 %
24.25 %
1.60 %
1.41 %
1.43 %
1.28 %
1.25 %
1.35 %
1.42 %
1.27 %
1.46 %
1.69 %
No of Share Holders
86,296
1,03,134
1,07,443
1,14,309
1,20,069
1,25,525
1,30,833
1,30,154
1,21,184
1,40,546
1,46,815
1,40,636
1,55,055
1,43,097
1,46,889
1,76,231
1,78,471
1,83,933
1,65,068
1,70,050

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 5.5 6.5 6.5 1.7 2 2 0.00 2 2 0.00
Dividend Yield (%) 1.9 2.24 4.25 0.3 0.28 0.26 0.00 0.13 0.13 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
05 Feb 2026 DIVIDEND Dividend
₹ 1.30 /share
05 Feb 2026 1,650.00 1,578.70
10 Feb 2021 DIVIDEND Dividend
₹ 1.30 /share
09 Feb 2021 405.05 458.95
26 Jul 2021 DIVIDEND Dividend
₹ 0.70 /share
22 Jul 2021 580.30 499.05
11 Feb 2022 DIVIDEND Dividend
₹ 1.30 /share
10 Feb 2022 629.50 690.75
25 Jul 2022 DIVIDEND Dividend
₹ 0.70 /share
21 Jul 2022 712.15 685.95
10 Feb 2023 DIVIDEND Dividend
₹ 1.30 /share
10 Feb 2023 710.75 796.10
26 Jul 2023 DIVIDEND Dividend
₹ 0.70 /share
25 Jul 2023 874.70 1,127.40
07 Feb 2024 DIVIDEND Dividend
₹ 1.30 /share
07 Feb 2024 1,245.80 1,157.05
20 Jul 2024 DIVIDEND Dividend
₹ 0.70 /share
19 Jul 2024 1,170.95 1,426.60
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 1,170.95 1,364.65
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 1,609.00 1,386.15
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 1,271.05 1,279.30
07 Feb 2025 DIVIDEND Dividend
₹ 1.30 /share
07 Feb 2025 1,279.30 1,382.15
25 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Apr 2025 1,453.25 1,547.90
24 Jul 2025 DIVIDEND Dividend
₹ 0.70 /share
24 Jul 2025 1,547.90 1,555.95
31 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jul 2025 1,527.35 1,478.10
31 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Jul 2025 1,547.90 1,478.10
06 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2025 1,570.90 1,755.25
30 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2026 1,723.30 1,650.00

Announcements

Announcement under Regulation 30 (LODR)-Investor Presentation3 days ago
Intimation Pursuant To Regulation 31A Of SEBI(Listing Regulations)3 days ago
Corporate Action-Board approves Dividend3 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate3 days ago
Outcome Of Board Meeting3 days ago
Announcement under Regulation 30 (LODR)-Allotment5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
Update on board meeting10 days ago
Announcement under Regulation 30 (LODR)-AllotmentJan 20, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 14, 2026
Intimation Under Reg.31A(8) Of SEBI Listing RegulationsJan 10, 2026
Announcement under Regulation 30 (LODR)-Conversion of SecuritiesJan 08, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 07, 2026
Closure of Trading WindowJan 02, 2026
Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter And Nine Months Ended 31-Dec-2025Jan 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeDec 30, 2025
Announcement under Regulation 30 (LODR)-AllotmentDec 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeDec 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 23, 2025
Rumour verification - Regulation 30(11)Dec 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 23, 2025
Rumour verification - Regulation 30(11)Dec 23, 2025
Intimation Under Regulation 31(A)(8) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Dec 18, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 04, 2025
Announcement under Regulation 30 (LODR)-AllotmentDec 02, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 28, 2025
Announcement under Regulation 30 (LODR)-AllotmentNov 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 14, 2025
Intimation On Submission Of Application For Promoter Reclassification Under Regulation 31A(8)(C)Nov 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 07, 2025
Intimation Pursuant To Regulation 31A Of SEBI (LODR)Nov 06, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 06, 2025
Statement Of Utilization Of Issue ProceedsNov 06, 2025
Press ReleaseNov 06, 2025
Press ReleaseNov 06, 2025
Audited Financial Results For The Quarter And Half Year Ended 30 September 2025Nov 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 31, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 17, 2025
Announcement under Regulation 30 (LODR)-AllotmentOct 14, 2025
Announcement under Regulation 30 (LODR)-Conversion of SecuritiesOct 08, 2025
Closure of Trading WindowOct 06, 2025
Board Meeting Intimation for To Consider And Approve The Audited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 06, 2025
Intimation Under Reg.31 (A) (8) Of SEBI (LODR) Regulations 2015Sep 25, 2025
Intimation Under Regulation 31(A)(8) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 17, 2025
Intimation Under Regulation 31(A)(8) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 17, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 10, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 04, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Kotak Rural Opportunities Fund Direct - Growth
2.06%
110000
2.06%
2.06%
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund Direct-Growth
3.05%
10999
3.05%
3.05%
SBI Nifty200 Momentum 30 Index Fund Direct-Growth
2.28%
-8788
-1.28%
-1.28%
360 ONE Multi Asset Allocation Fund Direct - Growth
1.23%
6041
0.18%
0.14%
TRUSTMF Arbitrage Fund Direct-Growth
1.70%
5625
1.70%
1.70%
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
3.13%
5250
0.04%
1.85%
PGIM India Multi Asset Allocation Fund Direct - Growth
0.44%
4680
0.44%
0.44%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
3.10%
2156
-0.06%
0.03%
Unifi Dynamic Asset Allocation Fund Direct - Growth
0.03%
1875
0.03%
0.03%
Kotak Nifty Alpha 50 Index Fund Direct-Growth
1.69%
1794
1.69%
1.69%
Tata Nifty Next 50 Index Fund Direct - Growth
3.13%
-1732
-0.02%
0.06%
Kotak Nifty500 Momentum 50 Index Fund Direct-Growth
1.93%
1651
1.93%
1.93%
WhiteOak Capital Equity Savings Fund Direct - Growth
0.13%
625
0.04%
0.02%
Bajaj Finserv Nifty Next 50 Index Fund Direct-Growth
3.09%
577
-0.07%
0.02%
Groww Nifty Next 50 Index Fund Direct-Growth
3.11%
75
-0.06%
0.06%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.34%
27
-0.01%
0.00%
Invesco India Aggressive Hybrid Fund Direct - Growth
2.11%
0
0.00%
-0.30%
HDFC Large and Mid Cap Fund Direct- Growth
0.41%
0
0.00%
-0.01%
Aditya Birla Sun Life Large Cap Direct Fund-Growth
0.99%
0
0.00%
-0.02%
Aditya Birla Sun Life Mid Cap Direct Fund-Growth
0.00%
0
0.00%
0.00%
Aditya Birla Sun Life Nifty Next 50 Index Fund Direct-Growth
3.10%
0
0.00%
-0.06%
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-Growth
0.00%
0
0.00%
0.00%
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-Growth
0.25%
0
0.00%
0.00%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-Growth
0.11%
0
0.00%
0.00%
Angel One Nifty Total Market Index Fund Direct - Growth
0.34%
0
0.00%
-0.01%

Technical Indicators

RSI(14)
Neutral
32.87
ATR(14)
Volatile
45.19
STOCH(9,6)
Neutral
20.96
STOCH RSI(14)
Oversold
19.80
MACD(12,26)
Bearish
-10.23
ADX(14)
Weak Trend
19.64
UO(9)
Bearish
40.52
ROC(12)
Downtrend And Accelerating
-7.15
WillR(14)
Oversold
-91.59

About Cholamandalam Investment

Cholamandalam Investment and Finance Company (CIFCL) is an India-based non-banking financial company offering various financial services including vehicle finance, home loans, SME loans, consumer loans, and insurance agency services. The company operates 1,191 branches across India with Assets Under Management exceeding Rs 1,12,782 Crore. CIFCL provides loans for vehicle purchases,...more
Chairperson NameVellayan Subbiah