Muthoot Finance

2,244.50
+0.60
(0.03%)
Market Cap
90,108.57 Cr
EPS
107.72
PE Ratio
18.16
Dividend Yield
1.07 %
52 Week High
2,334.80
52 Week low
1,261.90
PB Ratio
3.22
Debt to Equity
2.65
Sector
NBFC
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from21 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy76.19 %
76.19 %
Hold23.81 %
23.81 %
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
Muthoot Finance: Gold Loan Rates Unlikely to Decrease Despite RBI Rate Cut3 days ago
Muthoot Finance MD George Alexander Muthoot states gold loan rates are unlikely to decrease despite RBI's repo rate cut. The company reported a 33% YoY increase in Q3 net profit to ₹1,363 crore, with net interest income up 42.8% YoY. Muthoot cites strong demand for gold loans and rising gold prices as growth drivers. The company's microfinance business is on hold due to industry-wide issues.
positive
Muthoot Finance: Shares Surge on Strong Q3 Earnings and Analyst Upgrade5 days ago
Muthoot Finance's shares hit a fresh life high, rising over 6% after reporting a 32.7% increase in Q3 net profit to Rs 1,363 crore. The company's loan AUM grew 34% to Rs 1.11 lakh crore. Nuvama upgraded the stock to 'Buy' with a target price of Rs 2,550.
positive
Muthoot Finance Reports Strong Q3 Results and Approves Fund Raising5 days ago
Muthoot Finance announced its Q3 financial results, showing significant year-over-year growth. Net profit increased to 14 billion rupees from 10.3 billion rupees last year, exceeding estimates of 13.11 billion. Revenue rose to 44 billion rupees from 31.7 billion rupees. The company's asset quality improved, with GNPA decreasing to 4.22% from 4.30% in the previous quarter, and NNPA reducing to 3.51% from 3.68%. Additionally, Muthoot Finance approved fund raising of up to 21,063.50 crore rupees through the issuance of redeemable non-convertible debentures via private placement.
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Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
8,465.90 5,24,036.22 32.68 54,982.50 32.75 14,451 18.39 69.36
221.02 1,40,417.14 87.92 1,854.70 4,039.96 1,605 0.34 27.52
1,350.40 1,13,539.08 28.05 19,419.90 48.18 3,411 24.79 54.71
553.35 1,04,046.06 12.76 36,413.00 19.35 7,391 73.39 50.53
2,244.50 90,108.57 18.16 15,162.70 26.62 4,468 21.51 54.78
865.35 82,324.72 39.73 17,483.50 22.39 2,408 -30.21 70.34
4,698.70 52,204.37 30.51 7,285.50 31.41 1,422 -9.94 56.83
272.80 33,705.26 13.82 15,970.30 24.45 1,943 47.29 45.19
1,527.75 25,948.09 6.77 2,611.20 381.77 4,285 -10.31 33.90
290.60 22,606.69 129.61 3,147.30 56.71 1,652 -92.95 37.61
Growth Rate
Revenue Growth
26.62 %
Net Income Growth
21.74 %
Cash Flow Change
-390.50 %
ROE
4.71 %
ROCE
6.76 %
EBITDA Margin (Avg.)
-1.22 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
1,786
1,821
1,906
2,089
2,072
2,406
2,595
2,634
2,607
2,824
3,016
3,119
2,963
3,065
3,168
3,041
2,804
2,842
3,031
3,298
3,509
3,632
3,843
4,179
4,493
4,957
5,222
Expenses
412
412
390
540
464
511
616
624
469
536
600
662
553
620
692
636
624
596
715
829
847
805
872
1,121
1,226
1,324
1,405
EBITDA
1,373
1,409
1,515
1,549
1,608
1,895
1,979
2,009
2,138
2,288
2,417
2,457
2,411
2,445
2,476
2,405
2,180
2,246
2,315
2,469
2,662
2,827
2,971
3,058
3,266
3,634
3,817
Operating Profit %
77 %
77 %
80 %
74 %
78 %
79 %
76 %
76 %
82 %
81 %
80 %
79 %
81 %
80 %
78 %
79 %
78 %
79 %
76 %
75 %
76 %
78 %
77 %
73 %
73 %
73 %
73 %
Depreciation
11
12
13
15
12
14
16
17
14
16
18
20
15
16
18
21
17
18
20
23
19
22
24
27
26
25
31
Interest
570
610
667
689
732
766
810
864
972
1,028
1,049
1,051
1,086
1,077
1,061
1,033
1,051
1,021
1,047
1,091
1,236
1,335
1,413
1,447
1,595
1,807
1,900
Profit Before Tax
793
787
835
845
864
1,116
1,153
1,128
1,152
1,244
1,351
1,385
1,310
1,352
1,397
1,352
1,112
1,207
1,249
1,355
1,407
1,470
1,534
1,585
1,646
1,802
1,886
Tax
275
272
313
297
300
208
292
292
294
314
344
361
331
349
353
346
287
305
315
346
362
375
389
403
450
481
495
Net Profit
518
515
522
549
563
909
861
836
858
931
1,007
1,024
979
1,003
1,044
1,006
825
902
934
1,009
1,045
1,095
1,145
1,182
1,196
1,321
1,392
EPS in ₹
12.82
12.73
12.84
13.53
13.88
22.46
21.28
20.68
21.28
23.09
25.15
25.42
24.37
24.98
25.91
24.85
20.41
22.22
23.11
24.25
25.46
26.39
27.49
28.37
28.99
31.67
35.36

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
26,996
27,395
32,184
33,672
41,735
54,882
68,641
76,317
80,149
96,469
Fixed Assets
269
235
257
251
259
314
327
342
386
482
Current Assets
26,486
26,839
30,996
966
2,478
6,824
8,600
10,763
8,532
6,902
Capital Work in Progress
7
11
10
6
23
29
39
52
68
89
Investments
16
34
81
177
211
630
809
523
546
713
Other Assets
26,705
27,114
31,836
33,237
41,242
53,909
67,467
75,399
79,150
95,187
Total Liabilities
26,996
27,395
32,184
33,672
41,735
54,882
68,641
76,317
80,149
96,469
Current Liabilities
13,908
15,181
20,047
16,047
18,650
18,159
19,978
17,201
17,178
22,669
Non Current Liabilities
7,976
6,554
5,527
9,695
13,011
24,722
32,904
39,978
40,818
48,047
Total Equity
5,113
5,660
6,610
7,930
10,074
12,001
15,760
19,138
22,153
25,754
Reserve & Surplus
4,686
5,223
6,139
7,457
9,531
11,428
15,174
18,384
21,264
24,706
Share Capital
398
399
400
400
401
401
401
401
401
402

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-209
-1,036
664
-734
1,365
3,838
1,935
2,260
-2,229
-1,749
Investing Activities
21
-43
-177
-126
-162
-385
37
411
180
48
Operating Activities
-479
108
-2,186
-1,432
-4,824
-4,970
-7,814
-1,596
-2,804
-13,754
Financing Activities
249
-1,102
3,027
824
6,351
9,193
9,712
3,446
395
11,958

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
73.40 %
73.40 %
73.37 %
73.37 %
73.37 %
73.37 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
8.12 %
0.00 %
8.33 %
8.69 %
9.84 %
10.26 %
DIIs
6.18 %
7.30 %
7.85 %
8.04 %
9.27 %
10.08 %
10.91 %
12.02 %
12.66 %
13.73 %
14.65 %
14.04 %
14.71 %
14.55 %
13.31 %
12.99 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.43 %
3.29 %
3.61 %
3.83 %
3.74 %
4.02 %
4.16 %
3.83 %
3.97 %
3.65 %
3.39 %
3.26 %
3.06 %
2.89 %
3.03 %
2.94 %
Others
17.00 %
16.01 %
15.17 %
14.77 %
13.62 %
12.53 %
11.58 %
10.80 %
10.02 %
9.27 %
0.50 %
9.35 %
0.54 %
0.53 %
0.47 %
0.46 %
No of Share Holders
0
1,60,789
1,68,419
2,02,128
2,26,044
2,42,216
2,59,911
2,91,646
2,72,148
2,46,597
2,17,233
2,03,284
1,94,951
1,82,990
2,98,304
3,04,528

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 6 10 12 15 20 20 22 24 0.00
Dividend Yield (%) 0.00 1.47 1.62 1.96 1.24 1.5 2.05 1.49 1.07 0.00

Corporate Action

Technical Indicators

RSI(14)
Neutral
54.72
ATR(14)
Less Volatile
72.53
STOCH(9,6)
Neutral
54.00
STOCH RSI(14)
Neutral
35.10
MACD(12,26)
Bearish
-0.30
ADX(14)
Weak Trend
21.07
UO(9)
Bearish
54.14
ROC(12)
Uptrend And Accelerating
2.82
WillR(14)
Neutral
-44.60