Muthoot Finance

2,017.00
-122.95
(-5.75%)
Market Cap
80,975.27 Cr
EPS
107.72
PE Ratio
17.31
Dividend Yield
1.12 %
52 Week High
2,435.40
52 Week Low
1,509.70
PB Ratio
3.07
Debt to Equity
2.65
Sector
NBFC
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from20 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+65.00 %
+65.00 %
Hold
Hold+25.00 %
+25.00 %
Sell
Sell+10.00 %
+10.00 %

Company News

View All News
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negative
Muthoot Finance: Shares Plunge 8% as RBI Proposes Stricter Gold Loan Norms3 days ago
Muthoot Finance shares dropped 8.13% to ₹1,965, a 3-month low, following RBI's draft guidelines for standardizing gold loan procedures. The new norms require uniform documentation, standardized gold evaluation, and transparent communication with borrowers. Despite the market reaction, some industry experts believe these changes could boost gold loan demand.
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
8,921.10
#1 5,52,999.94
33.85
#1 54,982.50
32.75
#1 14,451
18.39
58.11
230.02
1,46,134.96
87.31
1,854.70
#1 4,039.96
1,605
0.34
52.54
1,475.70
1,24,094.09
29.58
19,419.90
48.18
3,411
24.79
53.02
638.80
1,20,118.92
14.47
36,413.00
19.35
7,391
#1 73.39
51.02
852.00
81,055.36
39.38
17,483.50
22.39
2,408
-30.21
52.69
2,017.00
#6 80,975.27
#4 17.31
#6 15,162.70
#7 26.62
#3 4,468
#4 21.51
30.56
4,645.75
51,616.08
31.79
7,285.50
31.41
1,422
-9.94
51.07
263.10
32,506.79
12.86
15,970.30
24.45
1,943
47.29
41.96
366.30
28,498.52
160.05
3,147.30
56.71
1,652
-92.95
68.61
1,609.00
27,328.08
#1 6.59
2,611.20
381.77
4,285
-10.31
49.88
Growth Rate
Revenue Growth
26.62 %
Net Income Growth
21.74 %
Cash Flow Change
-390.50 %
ROE
4.71 %
ROCE
6.76 %
EBITDA Margin (Avg.)
-1.22 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
1,786
1,821
1,906
2,089
2,072
2,406
2,595
2,634
2,607
2,824
3,016
3,119
2,963
3,065
3,168
3,041
2,804
2,842
3,031
3,298
3,509
3,632
3,843
4,179
4,493
4,957
5,222
Expenses
412
412
390
540
464
511
616
624
469
536
600
662
553
620
692
636
624
596
715
829
847
805
872
1,121
1,226
1,324
1,405
EBITDA
1,373
1,409
1,515
1,549
1,608
1,895
1,979
2,009
2,138
2,288
2,417
2,457
2,411
2,445
2,476
2,405
2,180
2,246
2,315
2,469
2,662
2,827
2,971
3,058
3,266
3,634
3,817
Operating Profit %
77 %
77 %
80 %
74 %
78 %
79 %
76 %
76 %
82 %
81 %
80 %
79 %
81 %
80 %
78 %
79 %
78 %
79 %
76 %
75 %
76 %
78 %
77 %
73 %
73 %
73 %
73 %
Depreciation
11
12
13
15
12
14
16
17
14
16
18
20
15
16
18
21
17
18
20
23
19
22
24
27
26
25
31
Interest
570
610
667
689
732
766
810
864
972
1,028
1,049
1,051
1,086
1,077
1,061
1,033
1,051
1,021
1,047
1,091
1,236
1,335
1,413
1,447
1,595
1,807
1,900
Profit Before Tax
793
787
835
845
864
1,116
1,153
1,128
1,152
1,244
1,351
1,385
1,310
1,352
1,397
1,352
1,112
1,207
1,249
1,355
1,407
1,470
1,534
1,585
1,646
1,802
1,886
Tax
275
272
313
297
300
208
292
292
294
314
344
361
331
349
353
346
287
305
315
346
362
375
389
403
450
481
495
Net Profit
518
515
522
549
563
909
861
836
858
931
1,007
1,024
979
1,003
1,044
1,006
825
902
934
1,009
1,045
1,095
1,145
1,182
1,196
1,321
1,392
EPS in ₹
12.82
12.73
12.84
13.53
13.88
22.46
21.28
20.68
21.28
23.09
25.15
25.42
24.37
24.98
25.91
24.85
20.41
22.22
23.11
24.25
25.46
26.39
27.49
28.37
28.99
31.67
35.36

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
26,996
27,395
32,184
33,672
41,735
54,882
68,641
76,317
80,149
96,469
Fixed Assets
269
235
257
251
259
314
327
342
386
482
Current Assets
26,486
26,839
30,996
966
2,478
6,824
8,600
10,763
8,532
6,902
Capital Work in Progress
7
11
10
6
23
29
39
52
68
89
Investments
16
34
81
177
211
630
809
523
546
713
Other Assets
26,705
27,114
31,836
33,237
41,242
53,909
67,467
75,399
79,150
95,187
Total Liabilities
26,996
27,395
32,184
33,672
41,735
54,882
68,641
76,317
80,149
96,469
Current Liabilities
13,908
15,181
20,047
16,047
18,650
18,159
19,978
17,201
17,178
22,669
Non Current Liabilities
7,976
6,554
5,527
9,695
13,011
24,722
32,904
39,978
40,818
48,047
Total Equity
5,113
5,660
6,610
7,930
10,074
12,001
15,760
19,138
22,153
25,754
Reserve & Surplus
4,686
5,223
6,139
7,457
9,531
11,428
15,174
18,384
21,264
24,706
Share Capital
398
399
400
400
401
401
401
401
401
402

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-209
-1,036
664
-734
1,365
3,838
1,935
2,260
-2,229
-1,749
Investing Activities
21
-43
-177
-126
-162
-385
37
411
180
48
Operating Activities
-479
108
-2,186
-1,432
-4,824
-4,970
-7,814
-1,596
-2,804
-13,754
Financing Activities
249
-1,102
3,027
824
6,351
9,193
9,712
3,446
395
11,958

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
73.40 %
73.40 %
73.37 %
73.37 %
73.37 %
73.37 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
73.35 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
8.12 %
0.00 %
8.33 %
8.69 %
9.84 %
10.26 %
DIIs
6.18 %
7.30 %
7.85 %
8.04 %
9.27 %
10.08 %
10.91 %
12.02 %
12.66 %
13.73 %
14.65 %
14.04 %
14.71 %
14.55 %
13.31 %
12.99 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.43 %
3.29 %
3.61 %
3.83 %
3.74 %
4.02 %
4.16 %
3.83 %
3.97 %
3.65 %
3.39 %
3.26 %
3.06 %
2.89 %
3.03 %
2.94 %
Others
17.00 %
16.01 %
15.17 %
14.77 %
13.62 %
12.53 %
11.58 %
10.80 %
10.02 %
9.27 %
0.50 %
9.35 %
0.54 %
0.53 %
0.47 %
0.46 %
No of Share Holders
0
1,60,789
1,68,419
2,02,128
2,26,044
2,42,216
2,59,911
2,91,646
2,72,148
2,46,597
2,17,233
2,03,284
1,94,951
1,82,990
2,98,304
3,04,528

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 6 10 12 15 20 20 22 24 0.00
Dividend Yield (%) 0.00 1.47 1.62 1.96 1.24 1.5 2.05 1.49 1.01 0.00

Corporate Action

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20186 days ago
Corporate Action- Record Date6 days ago
Board Meeting Intimation for Considering Declaration Of An Interim Dividend And To Consider Seeking Approval Of Shareholders For Increase In The Borrowing Powers Of The Board Of Directors.6 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 03, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 03, 2025
Announcement under Regulation 30 (LODR)-Credit RatingApr 02, 2025
Announcement under Regulation 30 (LODR)-Credit RatingApr 02, 2025
Announcement Under Regulation 30 Of SEBI (LODR) Regulation 2015 Mar 31, 2025
Settlement Of US$ 250 Mn ECBMar 26, 2025
Pricing Of US$ 250 Mn GMTNMar 19, 2025
Update On GMTN - Mandate AnnouncementMar 19, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMar 18, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 17, 2025
Closure of Trading WindowMar 15, 2025
Closure of Trading WindowMar 15, 2025
Business Update: Gold Loan AUM Crosses Rs. 1 Lakh CroreMar 14, 2025
Clarification On Newspaper Reports Regarding Fraud Committed By EmployeesMar 12, 2025
Announcement Under Regulation 30 Of LODR- Permission For Opening Of New BranchesFeb 26, 2025
Announcement Under Regulation 30 Of LODR- Permission For Opening Of New BranchesFeb 26, 2025
Announcement Under Regulation 30- Penalty Imposed By Office Of The Assistant Commissioner Of State Tax DelhiFeb 25, 2025
Announcement Under Regulation 30- Penalty Imposed By Office Of The Assistant Commissioner Of State Tax DelhiFeb 25, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 18, 2025
Announcement Under Reg 30 Of LODR - Appointment Of Secretarial Auditor For FY 2024-25Feb 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 13, 2025
Integrated Filing (Financial)Feb 13, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesFeb 12, 2025
Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024Feb 12, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationFeb 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 12, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On 12 February 2025Feb 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2025
Board Meeting Intimation for Quarterly Financial Results And Raising Of FundsJan 20, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 07, 2025
Announcement under Regulation 30 (LODR)-Updates on AcquisitionDec 27, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 16, 2024
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 20, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 15, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 15, 2024
Announcement under Regulation 30 (LODR)-AcquisitionNov 14, 2024
Disclosure Under Regulation 23 Of The SEBI (LODR) Regulations 2015Nov 14, 2024
Results- Financial ResultsNov 14, 2024
Announcement under Regulation 30 (LODR)-Investor PresentationNov 14, 2024
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 14, 2024
Board Meeting Outcome for Outcome Of The Board Meeting Dated November 14, 2024Nov 14, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 11, 2024
Board Meeting Intimation for Board Meeting Intimation For Unaudited Financial Results For The Quarter And Half Year Ended September 30, 2024Nov 06, 2024
Settlement Of USD 400 Mn Senior Secured Notes Due 2029Oct 23, 2024
Pricing Of US$ 400 Mn Senior Secured NotesOct 16, 2024

Technical Indicators

RSI(14)
Neutral
30.56
ATR(14)
Volatile
95.07
STOCH(9,6)
Neutral
43.60
STOCH RSI(14)
Oversold
5.66
MACD(12,26)
Bearish
-34.10
ADX(14)
Weak Trend
24.41
UO(9)
Bearish
47.51
ROC(12)
Downtrend And Accelerating
-14.26
WillR(14)
Oversold
-88.07

About Muthoot Finance

Muthoot Finance Limited is India's largest gold financing company, headquartered in Kerala. It provides personal and business loans secured by gold jewelry, primarily to individuals who may not have access to formal credit. The company operates through a network of 5,838 branches across 29 states and union territories. Muthoot Finance has several subsidiaries, including Muthoot Insurance Brokers, Muthoot Homefin, Belstar Microfinance, and Asia Asset Finance PLC. The company offers various gold loan schemes and additional services such as housing finance, personal loans, SME loans, vehicle loans, mutual funds, and money transfer. As of March 31, 2023, Muthoot Finance had a loan portfolio of Rs. 14,381 million. The company is licensed as an NBFC by the Reserve Bank of India and has been in operation for over 70 years, evolving from a family business established in 1939.
Listing Date
06 May, 2011(13 Years, 40 days)
Chairperson NameGeorge Jacob Muthoot