Bajaj Finance

Bajaj Finance

1,085.00
+18.40
(1.73%)
hide
Key Fundamentals
Add Ratio
Market Cap
6,75,139.30 Cr
EPS
268.94
PE Ratio
38.30
Dividend Yield
0.51 %
52 Week High
1,102.50
52 Week Low
645.10
PB Ratio
6.98
Debt to Equity
3.78
Sector
NBFC
Analyst Rating and Forecast
- By Refinitiv from31 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+51.61 %
+51.61 %
Hold
Hold+35.48 %
+35.48 %
Sell
Sell+12.90 %
+12.90 %
Forecast For
Actual

Company News

View All News
Caret
positive
Bajaj Finance has made three significant leadership appointments. Jennifer Fernandes has been elevated from Deputy Chief Human Resources Officer to Chief Human Resources Officer. She has been with the company since 2015 and previously served as Deputy CHRO since May 2023, during which time she helped scale the company headcount from 37,000 to 65,000 employees. Manish Jain has been promoted from Senior President-Capital Markets to Deputy CEO while retaining his role as Managing Director of Bajaj Financial Securities Limited. In his new position, he will oversee Loan against Securities, Commercial Lending and Deposits businesses, reporting to Vice-Chairman Managing Director Rajeev Jain. Additionally, Neelesh Sarda has been re-appointed as Chief Compliance Officer for a three-year term starting February 1, 2026, subject to regulatory approvals. All appointments were approved by the Board of Directors based on recommendations from the Nomination and Remuneration Committee and are in line with the company's succession framework.
positive
Bajaj Finance has provided guidance for sustained 26-28% Assets Under Management (AUM) growth, focusing on consumer, SME, and commercial segments. The company added 41 lakh new customers in Q2FY26, bringing its total customer base to 87 million. The company is expanding its digital ecosystem through Bajaj Pay, app marketplace, and AI-based credit engines. Bajaj Finance targets maintaining Return on Assets (RoA) of 3.6-3.8% and Return on Equity (RoE) above 20%. The company plans a ₹20,000 crore capital infusion over three years and is strengthening rural penetration and merchant financing to drive long-term growth.
positive
Bajaj Finance executive forecasts the company's gold loan business will reach 160 billion rupees by year-end, representing growth from the current 120 billion rupees. This projection indicates a 33% increase in the gold loan portfolio size.
View more
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,085.00
#1 6,75,139.30
#7 38.30
#1 69,724.80
#5 26.81
#1 16,780
#4 21.81
63.24
301.95
1,91,833.10
117.45
2,078.90
12.09
1,613
0.86
42.92
821.10
1,54,449.60
15.65
41,859.50
19.61
9,423
7.47
89.33
1,754.40
1,47,615.00
31.87
26,152.80
34.67
4,260
19.82
62.87
3,328.20
1,33,616.70
21.81
20,324.50
34.04
5,352
65.12
68.05
875.05
83,264.90
43.40
18,637.10
6.60
1,916
9.99
41.52
4,800.60
53,336.50
27.04
8,563.00
17.53
1,813
11.90
62.96
2,736.70
46,481.50
#1 11.38
4,612.20
#1 76.63
4,241
-8.96
27.18
313.50
43,575.60
17.65
18,530.50
16.03
2,261
45.15
67.03
458.55
35,730.60
170.97
4,222.80
34.17
-98
#1 115.75
34.12
Growth Rate
Revenue Growth
26.81 %
Net Income Growth
16.11 %
Cash Flow Change
2.42 %
ROE
-9.98 %
ROCE
-1.44 %
EBITDA Margin (Avg.)
-2.80 %

Quarterly Financial Results

Quarterly Financials
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
2,834
3,066
3,374
3,492
3,938
4,273
4,992
5,266
5,775
6,287
6,978
7,195
6,637
6,484
6,617
6,782
6,638
7,519
8,245
8,349
8,984
9,697
10,526
11,103
12,277
13,130
13,909
14,651
15,754
16,744
17,659
18,167
19,260
Expenses
1,027
978
1,105
1,091
1,253
1,240
1,530
1,532
1,780
1,907
2,289
3,320
2,758
2,785
2,662
2,747
3,035
3,236
3,040
2,691
3,026
3,129
3,308
3,382
3,693
3,931
4,229
4,420
4,956
5,338
5,691
6,026
5,992
EBITDA
1,807
2,088
2,269
2,401
2,685
3,033
3,463
3,734
3,995
4,380
4,689
3,875
3,878
3,699
3,955
4,035
3,603
4,283
5,205
5,658
5,957
6,567
7,218
7,721
8,584
9,199
9,679
10,231
10,798
11,406
11,968
12,141
13,268
Operating Profit %
64 %
68 %
67 %
69 %
68 %
71 %
69 %
71 %
69 %
70 %
67 %
54 %
58 %
57 %
60 %
59 %
54 %
57 %
63 %
68 %
66 %
68 %
69 %
70 %
70 %
70 %
70 %
70 %
69 %
68 %
68 %
67 %
69 %
Depreciation
22
24
27
29
29
33
41
41
63
71
76
85
84
72
80
90
89
95
97
104
111
121
119
134
156
159
176
193
200
210
219
252
252
Interest
1,073
1,141
1,179
1,227
1,359
1,565
1,786
1,913
2,113
2,323
2,489
2,547
2,498
2,358
2,363
2,196
2,254
2,398
2,535
2,568
2,645
2,972
3,351
3,592
4,103
4,537
4,868
5,217
5,684
6,149
6,386
6,552
6,918
Profit Before Tax
713
923
1,064
1,144
1,297
1,435
1,636
1,812
1,851
2,022
2,170
1,278
1,310
1,306
1,555
1,823
1,366
2,004
2,868
3,266
3,503
3,752
4,012
4,261
4,551
4,758
4,896
5,105
5,265
5,402
5,765
5,647
6,368
Tax
252
325
374
397
461
511
576
636
656
516
556
330
347
341
409
476
363
524
743
846
907
972
1,039
1,103
1,114
1,207
1,257
1,281
1,353
1,388
1,457
1,102
1,602
Net Profit
461
598
690
748
836
924
1,060
1,176
1,195
1,506
1,614
948
962
965
1,146
1,347
1,002
1,481
2,125
2,420
2,596
2,781
2,973
3,158
3,437
3,551
3,639
3,825
3,912
4,014
4,308
4,546
4,765
EPS in ₹
8.42
10.80
12.00
13.00
14.53
16.03
18.38
20.39
20.71
26.08
27.32
15.80
16.04
16.07
19.08
22.40
16.66
24.58
35.26
40.11
43.02
46.05
49.20
52.25
56.83
58.67
59.42
61.91
63.28
64.66
68.63
72.35
7.57

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
32,780
46,973
63,731
86,824
1,24,233
1,64,391
1,71,470
2,12,506
2,75,226
3,75,742
4,66,127
Fixed Assets
252
290
366
470
695
1,321
1,316
1,716
2,308
3,250
3,780
Current Assets
13,958
21,067
30,145
37,781
1,757
3,300
4,074
6,136
6,881
14,257
18,879
Capital Work in Progress
0
0
0
0
0
0
51
34
80
44
41
Investments
179
572
3,307
5,448
8,599
17,544
18,397
12,246
22,752
30,881
34,441
Other Assets
32,348
46,111
60,057
80,906
1,14,939
1,45,527
1,51,707
1,98,510
2,50,087
3,41,568
4,27,865
Total Liabilities
32,780
46,973
63,731
86,824
1,24,233
1,64,391
1,71,470
2,12,506
2,75,226
3,75,742
4,66,127
Current Liabilities
9,419
13,569
19,444
22,746
15,451
8,365
12,142
15,725
18,287
34,274
39,553
Non Current Liabilities
18,561
25,977
34,686
47,533
89,085
1,23,699
1,22,411
1,53,068
2,02,567
2,64,772
3,27,637
Total Equity
4,800
7,427
9,600
16,546
19,697
32,328
36,918
43,713
54,372
76,695
98,937
Reserve & Surplus
4,750
7,271
9,491
16,431
19,582
32,208
36,798
43,592
54,251
76,275
96,569
Share Capital
50
54
109
115
115
120
120
121
121
124
124

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-557
1,100
-972
13
9
998
505
1,532
-1,831
2,484
-392
Investing Activities
-360
-687
-3,047
1,075
-5,379
-8,758
-429
6,347
-10,394
-10,088
-2,765
Operating Activities
-7,064
-9,870
-10,439
-20,566
-29,062
-24,412
-807
-37,090
-42,112
-69,843
-68,155
Financing Activities
6,867
11,656
12,513
19,503
34,449
34,167
1,741
32,275
50,675
82,415
70,527

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
56.12 %
56.03 %
56.03 %
56.03 %
55.86 %
55.86 %
55.86 %
55.91 %
55.91 %
55.87 %
55.87 %
54.78 %
54.78 %
54.69 %
54.70 %
54.70 %
54.70 %
54.73 %
54.73 %
54.66 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
20.41 %
0.00 %
20.92 %
20.56 %
21.09 %
20.81 %
20.79 %
21.46 %
21.71 %
21.97 %
DIIs
7.11 %
7.43 %
8.13 %
8.47 %
9.43 %
9.80 %
11.09 %
12.44 %
12.99 %
12.90 %
13.12 %
12.43 %
14.09 %
14.41 %
14.31 %
15.09 %
15.17 %
14.87 %
14.59 %
14.47 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.46 %
8.28 %
8.34 %
8.73 %
8.95 %
9.65 %
8.86 %
9.19 %
9.35 %
8.68 %
8.21 %
7.95 %
7.95 %
8.03 %
7.74 %
7.34 %
7.36 %
6.89 %
6.89 %
6.73 %
Others
28.31 %
28.27 %
27.50 %
26.77 %
25.76 %
24.68 %
24.19 %
22.45 %
21.74 %
22.55 %
2.39 %
24.85 %
2.27 %
2.32 %
2.16 %
2.06 %
1.98 %
2.05 %
2.07 %
2.17 %
No of Share Holders
0
4,64,394
4,88,763
5,25,257
6,36,931
7,18,638
8,68,271
7,67,722
8,90,706
7,84,883
7,26,583
7,26,997
7,45,040
7,99,199
8,05,241
7,81,913
7,91,392
7,05,610
8,12,118
9,41,999

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 25 3.6 4 6 10 10 20 30 36 56
Dividend Yield (%) 21.35 2.04 1.32 2.71 1.94 1.38 3.56 4.14 4.02 5.25

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
10 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
10 Nov 2025 1,018.60 1,066.65
10 Sept 2016 BONUS Bonus
1:1
08 Sept 2016 107.77 115.24
10 Jul 2021 DIVIDEND Dividend
₹ 10.00 /share
08 Jul 2021 473.66 613.63
01 Jul 2022 DIVIDEND Dividend
₹ 20.00 /share
30 Jun 2022 700.55 540.05
30 Jun 2023 DIVIDEND Dividend
₹ 30.00 /share
30 Jun 2023 607.53 709.04
31 Oct 2023 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
31 Oct 2023 816.75 750.31
21 Jun 2024 DIVIDEND Dividend
₹ 36.00 /share
21 Jun 2024 732.92 720.89
23 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Jul 2024 732.92 688.43
22 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Oct 2024 743.33 678.45
29 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Jan 2025 740.73 760.47
29 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Apr 2025 872.09 909.30
09 May 2025 DIVIDEND Dividend
₹ 12.00 /share
09 May 2025 909.30 881.80
30 May 2025 DIVIDEND Dividend
₹ 44.00 /share
30 May 2025 909.30 920.40
29 Apr 2025 SPLIT Split
1:2
16 Jun 2025 909.30 909.30
16 Jun 2025 BONUS Bonus
4:1
16 Jun 2025 937.15 933.42
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 946.55 968.20
24 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
24 Jul 2025 909.30 968.20

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome10 hours ago
Announcement under Regulation 30 (LODR)-Change in Management12 hours ago
Announcement under Regulation 30 (LODR)-Change in Management12 hours ago
Announcement under Regulation 30 (LODR)-Change in Management12 hours ago
Announcement under Regulation 30 (LODR)-Investor Presentation14 hours ago
Unaudited Standalone And Consolidated Financial Results For The Quarter And Half Year Ended 30 September 202514 hours ago
Board Meeting Outcome for Outcome Of Board Meeting Held On 10 November 202514 hours ago
Announcement under Regulation 30 (LODR)-Change in Management3 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Announcement under Regulation 30 (LODR)-Change in Management9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 23, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 16, 2025
Board Meeting Intimation for Considering And Approving Unaudited Standalone And Consolidated Financial Results For The Quarter And Half Year Ended 30 September 2025Oct 15, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesOct 15, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Oct 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 04, 2025
Information Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 R/W Schedule A Of Regulation 8 Of SEBI (Prohibition Of Insider Trading) Regulations 2015Oct 03, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 29, 2025
Closure of Trading WindowSep 26, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Sep 12, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 12, 2025
Clarification Regarding Volume MovementSep 05, 2025
Clarification sought from Bajaj Finance LtdSep 05, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 12, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 28, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 24, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 24, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2025
Unaudited Standalone And Consolidated Financial Results For The Quarter Ended 30 June 2025Jul 24, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 24, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On 24 July 2025.Jul 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Addendum To The Notice Of 38Th Annual General Meeting Of The CompanyJul 21, 2025
Disclosure Under Regulation 30 And 51 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations 2015)Jul 21, 2025
Announcement under Regulation 30 (LODR)-Resignation of DirectorJul 21, 2025
Announcement under Regulation 30 (LODR)-Resignation of Managing DirectorJul 21, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 21, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 08, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Equity Hybrid Fund Direct Plan-Growth
0.00%
-21000000
-2.66%
-2.84%
Axis Large Cap Fund Direct-Growth
0.00%
-17796977
-5.39%
-4.68%
Axis ELSS Tax Saver Direct Plan-Growth
0.00%
-16282910
-4.74%
-4.14%
Nippon India Large Cap Fund Direct-Growth
0.00%
-14648655
-3.15%
-3.03%
DSP Flexi Cap Fund Direct Plan-Growth
0.00%
-9741950
-8.17%
-7.32%
Nippon India Multi Cap Fund Direct-Growth
0.00%
-9281970
-1.96%
-2.14%
Kotak Flexicap Fund Direct-Growth
0.00%
-9000000
-1.66%
-1.06%
Axis Focused Direct Plan-Growth
0.00%
-8872088
-7.23%
-6.34%
SBI Flexicap Fund Direct-Growth
0.00%
-8215850
-3.65%
-3.28%
Axis Flexi Cap Fund Direct-Growth
0.00%
-7673135
-5.93%
-5.15%
Kotak Large & Midcap Fund Direct-Growth
0.00%
-6750000
-2.38%
-2.14%
ICICI Prudential Balanced Advantage Direct-Growth
0.00%
-6127090
-0.92%
-0.82%
HDFC Balanced Advantage Fund Direct-Growth
0.00%
-5846250
-0.57%
-0.51%
UTI Nifty 50 Index Fund Direct-Growth
0.00%
-5739055
-2.36%
-2.11%
HDFC NIFTY 50 Index Fund Direct -Growth
0.00%
-4934345
-2.35%
-2.10%
Canara Robeco Large Cap Fund Direct-Growth
0.00%
-4909340
-2.97%
-2.65%
Aditya Birla Sun Life Large Cap Direct Fund-Growth
0.00%
-4535750
-1.51%
-1.33%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.00%
-4053000
-1.79%
-1.71%
360 ONE Focused Fund Direct-Growth
0.00%
-4012655
-5.51%
-4.85%
SBI Mid Cap Direct Plan-Growth
0.00%
-4000000
-1.80%
-1.60%
ICICI Prudential Multi Asset Fund Direct-Growth
0.00%
-3991880
-0.59%
-0.54%
Axis Large & Mid Cap Fund Direct-Growth
0.00%
-3431045
-2.30%
-2.05%
Mirae Asset Large Cap Fund Direct- Growth
0.00%
-3385240
-0.85%
-0.75%
Canara Robeco Flexi Cap Fund Direct-Growth
0.00%
-3359960
-2.51%
-2.22%
Axis Midcap Direct Plan-Growth
0.00%
-3355290
-1.08%
-0.95%

Technical Indicators

RSI(14)
Neutral
58.54
ATR(14)
Volatile
22.50
STOCH(9,6)
Neutral
23.48
STOCH RSI(14)
Oversold
17.62
MACD(12,26)
Bearish
-5.63
ADX(14)
Strong Trend
26.56
UO(9)
Bearish
48.87
ROC(12)
Downtrend And Accelerating
-1.33
WillR(14)
Neutral
-50.21

About Bajaj Finance

Bajaj Finance Limited is an Indian non-banking financial company, subsidiary of Bajaj Finserv Limited. It engages in lending and accepting deposits, with a diversified portfolio across retail, SMEs, and commercial customers in urban and rural India. The company operates through six main categories: Consumer Lending, SME Lending, Commercial Lending, Rural Lending, Deposits, and Partnerships and Services. It has two wholly owned subsidiaries: Bajaj Housing Finance Ltd. and Bajaj Financial Securities Ltd. The company offers various financial products including consumer finance, commercial lending, SME finance, investments, and corporate finance. Bajaj Finance has expanded its presence to 3,733 locations with over 154,650 points of sale. It serves a customer base of 57.6 million and has strategic partnerships with companies like DBS Bank, Cars24, and LG Electronics.
Chairperson NameSanjiv Bajaj