Bajaj Finance

9,331.00
-37.50
(-0.40%)
Market Cap
5,78,408.77 Cr
EPS
236.89
PE Ratio
34.97
Dividend Yield
0.60 %
52 Week High
9,788.00
52 Week Low
6,425.00
PB Ratio
6.02
Debt to Equity
3.89
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from33 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+54.55 %
+54.55 %
Hold
Hold+30.30 %
+30.30 %
Sell
Sell+15.15 %
+15.15 %

Company News

View All News
Caret
positive
Bajaj Finance has approved a 4:1 bonus issue and a 1:2 stock split, effectively turning every 10 shares into 100. The record date is June 16, and changes will reflect in Demat accounts by June 27. This move aims to increase stock affordability and liquidity without changing investment value.
neutral
Bajaj Finance Ltd: Last Day to Buy Shares for 4:1 Bonus Issue1 day ago
June 13 is the last day to buy Bajaj Finance shares to qualify for the 4:1 bonus issue and 1:2 stock split. The record date is set for June 16. Shareholders must hold shares by June 13 to be eligible due to T+1 settlement.
negative
Bajaj Finance has reduced deposit rates by 60 basis points, its third cut since early 2025. Senior citizen benefits are reduced from 50 to 35 basis points. Special 18 and 33-month deposit tenures are discontinued. Maximum interest rate now 6.95% for 24-60 month deposits.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
9,331.00
#1 5,78,408.77
#7 34.97
#1 54,982.50
#5 32.75
#1 14,451
#2 18.85
54.79
294.05
1,86,814.13
116.46
1,854.70
#1 4,039.96
1,605
1.77
62.08
1,553.80
1,30,661.65
31.21
19,419.90
48.18
3,411
18.24
45.74
667.15
1,25,449.81
15.12
36,413.00
19.35
7,391
6.06
51.91
2,598.70
1,04,328.42
19.21
15,162.70
26.62
4,468
#1 22.13
75.92
1,007.00
95,801.34
49.73
17,483.50
22.39
2,408
-19.35
69.44
5,022.50
55,801.91
29.66
7,285.50
31.41
1,422
17.06
47.19
2,448.80
41,591.67
#1 10.00
2,611.20
381.77
4,285
14.67
66.25
270.50
37,598.72
16.86
15,970.30
24.45
1,943
-31.97
54.34
416.60
32,411.91
173.32
3,147.30
56.71
1,652
-81.22
60.47
Forecast
Actual
Growth Rate
Revenue Growth
32.75 %
Net Income Growth
25.58 %
Cash Flow Change
-72.78 %
ROE
-10.96 %
ROCE
1.92 %
EBITDA Margin (Avg.)
2.06 %

Quarterly Financial Results

Quarterly Financials
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
2,834
3,066
3,374
3,492
3,938
4,273
4,992
5,266
5,775
6,287
6,978
7,195
6,637
6,484
6,617
6,782
6,638
7,519
8,245
8,349
8,984
9,697
10,526
11,103
12,277
13,130
13,909
14,651
15,755
16,744
17,659
18,167
Expenses
1,027
978
1,105
1,091
1,253
1,240
1,530
1,532
1,780
1,907
2,289
3,320
2,758
2,785
2,662
2,747
3,035
3,236
3,040
2,691
3,026
3,129
3,308
3,382
3,693
3,931
4,229
4,420
4,956
5,338
5,691
6,026
EBITDA
1,807
2,088
2,269
2,401
2,685
3,033
3,463
3,734
3,995
4,380
4,689
3,875
3,878
3,699
3,955
4,035
3,603
4,283
5,205
5,658
5,957
6,567
7,218
7,721
8,584
9,199
9,679
10,231
10,799
11,406
11,968
12,141
Operating Profit %
64 %
68 %
67 %
69 %
68 %
71 %
69 %
71 %
69 %
70 %
67 %
54 %
58 %
57 %
60 %
59 %
54 %
57 %
63 %
68 %
66 %
68 %
69 %
70 %
70 %
70 %
70 %
70 %
69 %
68 %
68 %
67 %
Depreciation
22
24
27
29
29
33
41
41
63
71
76
85
84
72
80
90
89
95
97
104
111
121
119
134
156
159
176
193
200
210
219
252
Interest
1,073
1,141
1,179
1,227
1,359
1,565
1,786
1,913
2,113
2,323
2,489
2,547
2,498
2,358
2,363
2,196
2,254
2,398
2,535
2,568
2,645
2,972
3,351
3,592
4,103
4,537
4,868
5,217
5,684
6,149
6,386
6,552
Profit Before Tax
713
923
1,064
1,144
1,297
1,435
1,636
1,812
1,851
2,022
2,170
1,278
1,310
1,306
1,555
1,823
1,366
2,004
2,868
3,266
3,503
3,752
4,012
4,261
4,551
4,758
4,896
5,105
5,265
5,402
5,765
5,647
Tax
252
325
374
397
461
511
576
636
656
516
556
330
347
341
409
476
363
524
743
846
907
972
1,039
1,103
1,114
1,207
1,257
1,281
1,353
1,388
1,457
1,102
Net Profit
461
598
690
748
836
924
1,060
1,176
1,195
1,506
1,614
948
962
965
1,146
1,347
1,002
1,481
2,125
2,420
2,596
2,781
2,973
3,158
3,437
3,551
3,639
3,825
3,912
4,014
4,308
4,546
EPS in ₹
8.42
10.80
12.00
13.00
14.53
16.03
18.38
20.39
20.71
26.08
27.32
15.80
16.04
16.07
19.08
22.40
16.66
24.58
35.26
40.11
43.02
46.05
49.20
52.25
56.83
58.67
59.42
61.91
63.28
64.66
68.63
72.35

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
32,780
46,973
63,731
86,824
1,24,233
1,64,391
1,71,470
2,12,506
2,75,226
3,75,742
Fixed Assets
252
290
366
470
695
1,321
1,316
1,716
2,308
3,250
Current Assets
13,958
21,067
30,145
37,781
1,757
3,300
4,074
6,136
6,881
14,257
Capital Work in Progress
0
0
0
0
0
0
51
34
80
44
Investments
179
572
3,307
5,448
8,599
17,544
18,397
12,246
22,752
30,881
Other Assets
32,348
46,111
60,057
80,906
1,14,939
1,45,527
1,51,707
1,98,510
2,50,087
3,41,568
Total Liabilities
32,780
46,973
63,731
86,824
1,24,233
1,64,391
1,71,470
2,12,506
2,75,226
3,75,742
Current Liabilities
9,419
13,569
19,444
22,746
15,451
8,365
12,142
15,725
18,287
34,274
Non Current Liabilities
18,561
25,977
34,686
47,533
89,085
1,23,699
1,22,411
1,53,068
2,02,567
2,64,772
Total Equity
4,800
7,427
9,600
16,546
19,697
32,328
36,918
43,713
54,372
76,695
Reserve & Surplus
4,750
7,271
9,491
16,431
19,582
32,208
36,798
43,592
54,251
76,275
Share Capital
50
54
109
115
115
120
120
121
121
124

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-557
1,100
-972
13
9
998
505
1,532
-1,831
2,484
Investing Activities
-360
-687
-3,047
1,075
-5,379
-8,758
-429
6,347
-10,394
-7,171
Operating Activities
-7,064
-9,870
-10,439
-20,566
-29,062
-24,412
-807
-37,090
-42,112
-72,760
Financing Activities
6,867
11,656
12,513
19,503
34,449
34,167
1,741
32,275
50,675
82,415

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
56.12 %
56.03 %
56.03 %
56.03 %
55.86 %
55.86 %
55.86 %
55.91 %
55.91 %
55.87 %
55.87 %
54.78 %
54.78 %
54.69 %
54.70 %
54.70 %
54.70 %
54.73 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
20.41 %
0.00 %
20.92 %
20.56 %
21.09 %
20.81 %
20.79 %
21.46 %
DIIs
7.11 %
7.43 %
8.13 %
8.47 %
9.43 %
9.80 %
11.09 %
12.44 %
12.99 %
12.90 %
13.12 %
12.43 %
14.09 %
14.41 %
14.31 %
15.09 %
15.17 %
14.87 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.46 %
8.28 %
8.34 %
8.73 %
8.95 %
9.65 %
8.86 %
9.19 %
9.35 %
8.68 %
8.21 %
7.95 %
7.95 %
8.03 %
7.74 %
7.34 %
7.36 %
6.89 %
Others
28.31 %
28.27 %
27.50 %
26.77 %
25.76 %
24.68 %
24.19 %
22.45 %
21.74 %
22.55 %
2.39 %
24.85 %
2.27 %
2.32 %
2.16 %
2.06 %
1.98 %
2.05 %
No of Share Holders
0
4,64,394
4,88,763
5,25,257
6,36,931
7,18,638
8,68,271
7,67,722
8,90,706
7,84,883
7,26,583
7,26,997
7,45,040
7,99,199
8,05,241
7,81,913
7,91,392
7,05,610

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Technical Indicators

RSI(14)
Neutral
54.79
ATR(14)
Volatile
210.14
STOCH(9,6)
Neutral
67.12
STOCH RSI(14)
Neutral
57.92
MACD(12,26)
Bullish
15.19
ADX(14)
Weak Trend
16.02
UO(9)
Bearish
53.38
ROC(12)
Uptrend And Accelerating
0.69
WillR(14)
Neutral
-49.76

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
SBI Magnum Mid Cap Direct Plan-Growth
400000
1.64%
-1.57%
-1.79%
May 2025
Kotak Equity Arbitrage Fund Direct-Growth
1160250
1.58%
0.45%
0.68%
May 2025
Nippon India Multi Cap Fund Direct-Growth
1128197
2.38%
-0.47%
-0.70%
May 2025
HDFC Arbitrage Fund Wholesale Direct-Growth
266375
1.18%
0.86%
0.75%
May 2025
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
310125
1.56%
0.62%
0.97%
May 2025
Tata Arbitrage Fund Direct - Growth
122375
0.75%
0.73%
0.38%
May 2025
Mahindra Manulife Multi Cap Fund Direct - Growth
125000
2.12%
-1.66%
-2.00%
May 2025
Sundaram Aggressive Hybrid Fund Direct-Growth
83530
1.25%
1.25%
1.25%
May 2025
Invesco India Arbitrage Fund Direct-Growth
343825
1.41%
0.22%
0.53%
May 2025
Mahindra Manulife Large & Mid Cap Fund Direct - Growth
44900
1.57%
-2.27%
-2.60%
May 2025
HSBC Midcap Fund Direct-Growth
121500
0.97%
0.52%
0.49%
May 2025
SBI Arbitrage Opportunities Fund Direct-Growth
329750
0.90%
0.18%
0.31%
May 2025
Nippon India Arbitrage Fund Direct-Growth
177125
1.12%
0.42%
0.44%
May 2025
SBI Conservative Hybrid Fund Direct-Growth
100000
0.95%
-0.36%
-0.40%
May 2025
Edelweiss Business Cycle Fund Direct-Growth
24370
1.22%
-2.07%
-2.32%
May 2025
Axis ELSS Tax Saver Direct Plan-Growth
1628291
4.23%
0.11%
-0.53%
May 2025
Axis Arbitrage Fund Direct-Growth
125000
1.70%
0.44%
0.39%
May 2025
Sundaram Multi Asset Allocation Fund Direct - Growth
30120
1.05%
1.05%
1.05%
May 2025
Aditya Birla Sun Life Frontline Equity Direct Fund-Growth
672550
2.07%
-0.01%
-0.17%
May 2025
UTI Multi Cap Fund Direct-Growth
30000
2.64%
2.64%
2.64%
May 2025
DSP Arbitrage Fund Direct - Growth
121875
1.73%
0.43%
0.51%
May 2025
HSBC Large and Mid Cap Fund Direct - Growth
130000
2.86%
0.57%
0.41%
May 2025
UTI Flexi Cap Fund Direct-Growth
1674000
6.04%
0.22%
-0.20%
May 2025
Tata India Innovation Fund Direct-Growth
10400
0.55%
-1.30%
-2.21%
May 2025
360 ONE Quant Fund Direct - Growth
23467
3.04%
3.04%
3.04%
May 2025

About Bajaj Finance

Bajaj Finance Limited is an Indian non-banking financial company, subsidiary of Bajaj Finserv Limited. It engages in lending and accepting deposits, with a diversified portfolio across retail, SMEs, and commercial customers in urban and rural India. The company operates through six main categories: Consumer Lending, SME Lending, Commercial Lending, Rural Lending, Deposits, and Partnerships and Services. It has two wholly owned subsidiaries: Bajaj Housing Finance Ltd. and Bajaj Financial Securities Ltd. The company offers various financial products including consumer finance, commercial lending, SME finance, investments, and corporate finance. Bajaj Finance has expanded its presence to 3,733 locations with over 154,650 points of sale. It serves a customer base of 57.6 million and has strategic partnerships with companies like DBS Bank, Cars24, and LG Electronics.
Chairperson NameSanjiv Bajaj