M&M Financial Services
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M&M Financial Services

363.50
-1.25
(-0.34%)
Market Cap
50,525.45 Cr
PE Ratio
21.31
Volume
17,76,257.00
Day High - Low
368.40 - 361.30
52W High-Low
412.20 - 231.52
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Key Fundamentals
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Market Cap
50,525.45 Cr
EPS
18.32
PE Ratio
21.31
PB Ratio
2.05
Book Value
178.13
EBITDA
11,698.30
Dividend Yield
1.58 %
Sector
NBFC
Return on Equity
10.48
Debt to Equity
5.29
Analyst Rating and Forecast
- By Refinitiv from32 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+46.88 %
+46.88 %
Hold
Hold+37.50 %
+37.50 %
Sell
Sell+15.63 %
+15.63 %
Forecast For
Actual

Company News

View All News
Caret
negative
Rising freight costs are affecting logistics expenses and reducing profit margins for exporters shipping containers to Africa, with particular impact on tractor exports to the region.
positive
Mahindra & Mahindra reported strong February auto sales of 97,177 units, marking a 16.1% increase from 83,702 units in the previous year and surpassing analyst estimates of 96,400 units.
negative
Mahindra & Mahindra Financial Services Limited received a monetary penalty order of Rs. 11.50 lakh from RBI on February 27, 2026, for non-compliance with Fair Practices Code and Internal Ombudsman directions.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
950.20
#1 5,91,260.23
32.68
#1 69,724.80
26.81
#1 16,780
-5.62
39.98
1,007.50
1,89,547.23
21.38
41,859.50
19.61
9,423
-22.13
43.86
239.35
1,52,062.44
96.09
2,078.90
12.09
1,613
-8.75
26.20
1,626.30
1,37,235.89
29.37
26,152.80
34.67
4,260
18.54
39.17
3,238.90
1,30,031.62
15.34
20,324.50
34.04
5,352
102.90
35.36
724.05
68,896.80
33.23
18,637.10
6.60
1,916
45.25
31.45
5,356.00
59,507.23
30.17
8,563.00
17.53
1,813
18.86
50.66
363.50
#8 50,525.45
#3 21.31
#6 18,530.50
#8 16.03
#6 2,261
#8 -10.03
45.61
432.15
36,699.28
#1 10.19
4,612.20
#1 76.63
4,241
-70.06
26.48
423.50
34,413.05
100.71
4,222.80
34.17
-98
#1 703.21
39.63

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
16.03 %
Net Income Growth
16.36 %
Cash Flow Change
15.43 %
ROE
7.71 %
ROCE
-0.12 %
EBITDA Margin (Avg.)
3.24 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Revenue
1,680
1,513
1,587
1,593
1,905
1,579
1,741
1,748
2,133
1,886
1,986
2,246
2,507
2,315
2,535
2,714
2,914
2,852
2,948
3,094
3,149
3,311
3,071
3,017
3,053
2,584
2,983
2,996
2,904
2,926
3,041
3,360
3,549
3,651
3,878
4,150
4,348
4,374
4,494
4,815
4,913
5,034
5,065
5,482
Expenses
440
639
614
694
512
631
749
877
866
954
943
776
809
854
817
878
581
1,388
1,052
1,071
1,392
1,368
1,175
1,982
1,534
3,541
318
556
933
1,512
1,127
1,041
1,073
1,504
1,724
1,456
1,520
1,676
1,830
1,325
2,001
1,964
2,015
2,046
EBITDA
1,240
874
974
899
1,393
947
993
871
1,266
932
1,043
1,470
1,698
1,461
1,718
1,837
2,333
1,464
1,896
2,023
1,756
1,943
1,896
1,035
1,518
-958
2,665
2,440
1,971
1,414
1,914
2,320
2,476
2,146
2,154
2,693
2,829
2,698
2,664
3,490
2,912
3,069
3,050
3,437
Operating Profit %
74 %
58 %
61 %
56 %
73 %
60 %
56 %
49 %
59 %
49 %
52 %
64 %
68 %
63 %
67 %
67 %
80 %
51 %
64 %
65 %
55 %
55 %
61 %
33 %
49 %
-39 %
89 %
81 %
67 %
48 %
63 %
69 %
69 %
58 %
55 %
64 %
65 %
61 %
59 %
72 %
59 %
61 %
60 %
62 %
Depreciation
11
11
11
12
12
12
13
13
16
13
13
14
15
16
19
20
21
41
43
43
19
38
40
37
37
33
34
35
50
43
55
63
65
66
67
69
72
76
79
82
85
86
94
96
Interest
678
693
710
730
736
764
789
831
802
828
855
873
870
957
1,053
1,153
1,270
1,263
1,346
1,351
1,431
1,401
1,369
1,312
1,226
1,151
1,143
1,071
1,053
1,052
1,192
1,373
1,477
1,597
1,703
1,798
1,861
1,960
2,062
2,175
2,218
2,280
2,198
2,236
Profit Before Tax
551
170
253
157
645
171
191
28
448
91
175
583
813
488
646
665
1,041
160
507
629
306
504
488
-313
256
-2,141
1,488
1,334
869
318
668
884
934
483
383
826
896
662
523
1,233
610
704
759
1,105
Tax
179
60
93
56
227
61
73
12
162
30
69
211
300
166
211
255
341
52
243
154
68
72
135
-90
37
-568
385
342
240
79
176
219
259
121
96
203
225
165
133
315
153
175
193
279
Net Profit
372
110
160
101
418
110
118
16
286
61
106
371
513
322
435
410
701
109
264
475
239
432
353
-223
219
-1,573
1,103
992
629
240
492
664
675
362
287
623
671
497
390
918
456
529
566
826
EPS in ₹
6.51
1.91
2.78
1.71
7.29
1.91
2.02
0.21
4.93
1.03
1.78
6.37
8.43
5.14
6.93
6.49
11.17
1.74
4.25
5.25
2.61
7.01
3.31
-1.84
1.76
-12.77
8.93
8.01
5.06
1.94
3.98
5.36
5.52
2.91
2.28
5.05
5.43
4.03
3.06
7.43
3.70
4.06
4.06
5.93

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
1,44,105
Fixed Assets
119
129
133
147
201
455
399
515
871
1,008
1,207
Current Assets
17,412
20,628
23,283
937
1,658
2,554
5,043
6,026
6,947
5,858
7,900
Capital Work in Progress
0
0
1
1
1
1
12
2
3
106
66
Investments
95
547
576
2,378
3,327
5,340
12,126
8,654
10,063
9,599
10,590
Other Assets
38,420
44,331
52,512
56,205
71,046
75,996
73,064
74,637
94,148
1,13,004
1,32,242
Total Equity & Liabilities
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
1,44,105
Current Liabilities
15,121
17,204
20,203
8,317
7,443
4,100
5,119
5,142
9,061
8,594
5,928
Non Current Liabilities
17,520
21,266
25,960
40,413
55,785
65,634
64,606
61,629
77,323
95,147
1,16,604
Total Equity
5,992
6,537
7,060
10,000
11,348
12,059
15,876
17,038
18,701
19,975
21,573
Reserve & Surplus
5,830
6,357
6,847
9,732
11,146
11,846
15,530
16,650
18,313
19,686
21,283
Share Capital
113
113
113
123
123
123
246
247
247
247
247

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-29
34
202
-93
199
245
26
-43
-179
317
927
Investing Activities
34
-440
-97
243
-1,213
-2,689
-8,349
3,112
-1,635
2,671
-1,077
Operating Activities
-3,970
-4,957
-6,467
-8,510
-12,078
-3,115
5,826
18
-17,395
-18,449
-15,602
Financing Activities
3,907
5,431
6,766
8,174
13,490
6,050
2,549
-3,173
18,852
16,095
17,605

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.49 %
52.49 %
52.49 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
14.09 %
0.00 %
11.96 %
10.09 %
10.19 %
10.48 %
10.68 %
9.34 %
9.59 %
9.11 %
DIIs
15.36 %
15.11 %
15.18 %
14.94 %
15.72 %
16.72 %
15.69 %
23.76 %
25.18 %
26.95 %
25.84 %
19.68 %
28.61 %
30.67 %
31.57 %
31.16 %
31.31 %
32.33 %
32.29 %
32.35 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.39 %
9.17 %
8.06 %
8.46 %
8.88 %
7.75 %
6.99 %
6.44 %
6.31 %
5.70 %
6.24 %
6.77 %
6.03 %
6.02 %
5.22 %
5.38 %
5.12 %
5.05 %
4.92 %
5.18 %
Others
27.09 %
23.57 %
24.60 %
24.45 %
23.25 %
23.37 %
25.16 %
17.65 %
16.36 %
15.20 %
1.67 %
21.39 %
1.24 %
1.07 %
0.86 %
0.81 %
0.73 %
0.78 %
0.70 %
0.88 %
No of Share Holders
1,88,131
2,96,357
2,37,701
2,49,889
2,50,678
2,17,677
2,14,897
1,93,555
1,86,265
1,85,705
2,19,510
2,39,372
2,27,512
2,24,273
2,11,051
2,24,415
2,17,620
2,27,483
2,22,526
2,43,019

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 2.4 4 6.5 0.00 0.8 3.6 6 6.3 6.5 0.00
Dividend Yield (%) 0.87 1.6 7.44 0.00 0.52 1.6 2.21 2.29 1.79 0.00

Announcements

Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 20158 days ago
Announcement under Regulation 30 (LODR)-Credit Rating10 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 23, 2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) - ESG RatingsFeb 19, 2026
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option Trust To Eligible PersonsFeb 12, 2026
Announcement under Regulation 30 (LODR)-Credit RatingFeb 11, 2026
General UpdatesFeb 09, 2026
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportFeb 09, 2026
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotFeb 09, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 06, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 05, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 03, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 29, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 28, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 28, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJan 28, 2026
Intimation Under Regulation 30 And Regulation 51 Of The SEBI LODRJan 28, 2026
Board Meeting Outcome for Outcome Of Board Meeting - Unaudited Standalone And Consolidated Financial Results For The Third Quarter And Nine Months Ended 31St December 2025Jan 28, 2026
Outcome Of Board Meeting - Unaudited Standalone And Consolidated Financial Results For The Third Quarter And Nine Months Ended 31St December 2025Jan 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 19, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJan 13, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 08, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 07, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 07, 2026
The Board Of Directors Of The Company Have Today I.E. On Wednesday 7Th January 2026 Approved Mahindra & Mahindra Financial Services Limited - Subsidiaries Restricted Stock Units Plan 2026 Subject To Approval Of Members Of The Company.Jan 07, 2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) - ESG RatingJan 03, 2026
Business Update For Q3 FY26Jan 03, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementDec 31, 2025
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option Trust To Eligible PersonsDec 29, 2025
Closure of Trading WindowDec 23, 2025
Board Meeting Intimation for Board Meeting Intimation For Consideration And Approval Of Unaudited Financial Results For Q3 FY 2026Dec 23, 2025
Announcement under Regulation 30 (LODR)-Credit RatingDec 12, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateDec 08, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On 08Th December 2025Dec 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 01, 2025
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option Trust To Eligible PersonsNov 26, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 14, 2025
Newspaper Publication Regarding Special Window For Re-Lodgement Of Transfer Requests Of Physical SharesNov 13, 2025
Mahindra & Mahindra Ltd. (M&M) And The Manufacturers Life Insurance Company (Manulife) Agree To Establish 50:50 Life Insurance Joint Venture (JV Company) In IndiaNov 13, 2025
Announcement under Regulation 30 (LODR)-Credit RatingNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 05, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 28, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateOct 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 28, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Kotak Active Momentum Fund Direct-Growth
0.00%
-804675
-2.25%
-2.36%
UTI Multi Cap Fund Direct-Growth
0.00%
-393688
-0.80%
-0.85%
Kotak Rural Opportunities Fund Direct - Growth
0.00%
-250000
-1.08%
-1.11%
JM Large & Mid Cap Fund Direct-Growth
0.00%
-159545
-1.50%
0.00%
TRUSTMF Multi Cap Fund Direct-Growth
0.00%
-107943
-1.09%
-1.28%
Tata Nifty Midcap 150 Index Fund Direct-Growth
0.00%
-37907
-0.67%
-0.69%
JioBlackRock Nifty Midcap 150 Index Fund Direct-Growth
0.00%
-35752
-0.67%
-0.69%
Samco Large & Mid Cap Fund Direct-Growth
0.00%
-20259
-0.61%
-2.68%
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund Direct-Growth
0.00%
-20210
-1.21%
-1.26%
Kotak Nifty500 Momentum 50 Index Fund Direct-Growth
0.00%
-4516
-1.12%
-1.17%
Kotak Nifty Midcap 150 Index Fund Direct - Growth
0.00%
-3335
-0.67%
-0.69%
Groww Nifty Midcap 150 Index Fund Direct - Growth
0.00%
-2083
-0.67%
-0.69%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.00%
-1809
-0.12%
-0.13%
DSP Nifty Midcap 150 Index Fund Direct - Growth
0.00%
-1580
-0.67%
-0.69%
Navi Nifty MidSmallcap 400 Index Fund Direct - Growth
0.00%
-1328
-0.44%
-0.45%
DSP Nifty 500 Index Fund Direct-Growth
0.00%
-399
-0.13%
0.00%
Kotak Arbitrage Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Retirement Fund Direct-Growth
0.00%
0
0.00%
-0.55%
Axis Nifty 500 Index Fund Direct-Growth
0.00%
0
0.00%
-0.13%
Bandhan Flexi Cap Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Large & Mid Cap Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Multi Asset Allocation Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Multi Cap Fund Direct-Growth
0.00%
0
0.00%
-1.98%
Bandhan Multi-Factor Fund Direct - Growth
0.00%
0
0.00%
-3.20%
Bandhan Nifty 500 Momentum 50 Index Fund Direct-Growth
0.00%
0
0.00%
-1.12%

Technical Indicators

RSI(14)
Neutral
45.61
ATR(14)
Less Volatile
13.33
STOCH(9,6)
Neutral
33.17
STOCH RSI(14)
Oversold
5.95
MACD(12,26)
Bearish
-2.16
ADX(14)
Weak Trend
11.16
UO(9)
Bearish
51.45
ROC(12)
Downtrend And Accelerating
-5.44
WillR(14)
Oversold
-82.81

About M&M Financial Services

Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading Non-Banking Finance Company in India, primarily serving rural and semi-urban markets. It is part of the Mahindra Group and offers financing for vehicles, housing, personal loans, and SMEs. MMFSL operates through a network of 1,386 offices across 27 States and...more
Listing Date
17 Mar, 2006(19 Years, 19 days)
Chairperson NameAnish Shah