M&M Financial Services

M&M Financial Services

255.10
-3.75
(-1.45%)
Market Cap
35,458.20 Cr
EPS
18.32
PE Ratio
15.48
Dividend Yield
2.26 %
52 Week High
333.74
52 Week Low
231.52
PB Ratio
1.45
Debt to Equity
5.29
Sector
NBFC
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from34 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+44.12 %
+44.12 %
Hold
Hold+38.24 %
+38.24 %
Sell
Sell+17.65 %
+17.65 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
861.45
#1 5,35,329.70
30.73
#1 69,724.80
26.81
#1 16,780
21.81
36.52
327.40
2,08,001.90
129.88
2,078.90
12.09
1,613
3.87
55.76
1,461.50
1,22,927.00
27.56
26,152.80
34.67
4,260
20.12
43.20
616.45
1,15,925.10
13.65
41,859.50
19.61
9,423
6.34
41.57
2,757.40
1,10,699.70
17.99
20,324.50
34.04
5,352
#1 65.12
63.81
789.35
75,105.50
40.00
18,637.10
6.60
1,916
-6.48
26.41
4,534.70
50,382.30
26.20
8,563.00
17.53
1,813
9.27
39.02
2,897.70
49,216.00
#1 12.02
4,578.34
#1 381.77
3,865
-14.01
57.87
455.75
35,472.20
173.32
4,222.80
34.17
-98
-78.53
60.03
255.10
#10 35,458.20
#3 15.48
#6 18,530.50
#8 16.03
#6 2,261
#5 6.44
44.58

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
16.03 %
Net Income Growth
16.36 %
Cash Flow Change
15.43 %
ROE
7.71 %
ROCE
-0.12 %
EBITDA Margin (Avg.)
3.24 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
1,680
1,513
1,587
1,593
1,905
1,579
1,741
1,748
2,133
1,886
1,986
2,246
2,507
2,315
2,535
2,714
2,914
2,852
2,948
3,094
3,149
3,311
3,071
3,017
3,053
2,584
2,983
2,996
2,904
2,926
3,041
3,360
3,549
3,651
3,878
4,150
4,348
4,374
4,494
4,815
4,913
5,034
Expenses
440
639
614
694
512
631
749
877
866
954
943
776
809
854
817
878
581
1,388
1,052
1,071
1,392
1,368
1,175
1,982
1,534
3,541
318
556
933
1,512
1,127
1,041
1,073
1,504
1,724
1,456
1,520
1,676
1,830
1,325
2,001
1,964
EBITDA
1,240
874
974
899
1,393
947
993
871
1,266
932
1,043
1,470
1,698
1,461
1,718
1,837
2,333
1,464
1,896
2,023
1,756
1,943
1,896
1,035
1,518
-958
2,665
2,440
1,971
1,414
1,914
2,320
2,476
2,146
2,154
2,693
2,829
2,698
2,664
3,490
2,912
3,069
Operating Profit %
74 %
58 %
61 %
56 %
73 %
60 %
56 %
49 %
59 %
49 %
52 %
64 %
68 %
63 %
67 %
67 %
80 %
51 %
64 %
65 %
55 %
55 %
61 %
33 %
49 %
-39 %
89 %
81 %
67 %
48 %
63 %
69 %
69 %
58 %
55 %
64 %
65 %
61 %
59 %
72 %
59 %
61 %
Depreciation
11
11
11
12
12
12
13
13
16
13
13
14
15
16
19
20
21
41
43
43
19
38
40
37
37
33
34
35
50
43
55
63
65
66
67
69
72
76
79
82
85
86
Interest
678
693
710
730
736
764
789
831
802
828
855
873
870
957
1,053
1,153
1,270
1,263
1,346
1,351
1,431
1,401
1,369
1,312
1,226
1,151
1,143
1,071
1,053
1,052
1,192
1,373
1,477
1,597
1,703
1,798
1,861
1,960
2,062
2,175
2,218
2,280
Profit Before Tax
551
170
253
157
645
171
191
28
448
91
175
583
813
488
646
665
1,041
160
507
629
306
504
488
-313
256
-2,141
1,488
1,334
869
318
668
884
934
483
383
826
896
662
523
1,233
610
704
Tax
179
60
93
56
227
61
73
12
162
30
69
211
300
166
211
255
341
52
243
154
68
72
135
-90
37
-568
385
342
240
79
176
219
259
121
96
203
225
165
133
315
153
175
Net Profit
372
110
160
101
418
110
118
16
286
61
106
371
513
322
435
410
701
109
264
475
239
432
353
-223
219
-1,573
1,103
992
629
240
492
664
675
362
287
623
671
497
390
918
456
529
EPS in ₹
6.51
1.91
2.78
1.71
7.29
1.91
2.02
0.21
4.93
1.03
1.78
6.37
8.43
5.14
6.93
6.49
11.17
1.74
4.25
5.25
2.61
7.01
3.31
-1.84
1.76
-12.77
8.93
8.01
5.06
1.94
3.98
5.36
5.52
2.91
2.28
5.05
5.43
4.03
3.15
7.43
3.70
4.06

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
1,44,105
Fixed Assets
119
129
133
147
201
455
399
515
871
1,008
1,207
Current Assets
17,412
20,628
23,283
937
1,658
2,554
5,043
6,026
6,947
5,858
7,900
Capital Work in Progress
0
0
1
1
1
1
12
2
3
106
66
Investments
95
547
576
2,378
3,327
5,340
12,126
8,654
10,063
9,599
10,590
Other Assets
38,420
44,331
52,512
56,205
71,046
75,996
73,064
74,637
94,148
1,13,004
1,32,242
Total Liabilities
38,633
45,007
53,223
58,730
74,576
81,793
85,601
83,809
1,05,085
1,23,716
1,44,105
Current Liabilities
15,121
17,204
20,203
8,317
7,443
4,100
5,119
5,142
9,061
8,594
5,928
Non Current Liabilities
17,520
21,266
25,960
40,413
55,785
65,634
64,606
61,629
77,323
95,147
1,16,604
Total Equity
5,992
6,537
7,060
10,000
11,348
12,059
15,876
17,038
18,701
19,975
21,573
Reserve & Surplus
5,830
6,357
6,847
9,732
11,146
11,846
15,530
16,650
18,313
19,686
21,283
Share Capital
113
113
113
123
123
123
246
247
247
247
247

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-29
34
202
-93
199
245
26
-43
-179
317
927
Investing Activities
34
-440
-97
243
-1,213
-2,689
-8,349
3,112
-1,635
2,671
-1,077
Operating Activities
-3,970
-4,957
-6,467
-8,510
-12,078
-3,115
5,826
18
-17,395
-18,449
-15,602
Financing Activities
3,907
5,431
6,766
8,174
13,490
6,050
2,549
-3,173
18,852
16,095
17,605

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.16 %
52.49 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
14.09 %
0.00 %
11.96 %
10.09 %
10.19 %
10.48 %
10.68 %
9.34 %
DIIs
15.36 %
15.11 %
15.18 %
14.94 %
15.72 %
16.72 %
15.69 %
23.76 %
25.18 %
26.95 %
25.84 %
19.68 %
28.61 %
30.67 %
31.57 %
31.16 %
31.31 %
32.33 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.39 %
9.17 %
8.06 %
8.46 %
8.88 %
7.75 %
6.99 %
6.44 %
6.31 %
5.70 %
6.24 %
6.77 %
6.03 %
6.02 %
5.22 %
5.38 %
5.12 %
5.05 %
Others
27.09 %
23.57 %
24.60 %
24.45 %
23.25 %
23.37 %
25.16 %
17.65 %
16.36 %
15.20 %
1.67 %
21.39 %
1.24 %
1.07 %
0.86 %
0.81 %
0.73 %
0.78 %
No of Share Holders
1,88,131
2,96,357
2,37,701
2,49,889
2,50,678
2,17,677
2,14,897
1,93,555
1,86,265
1,85,705
2,19,510
2,39,372
2,27,512
2,24,273
2,11,051
2,24,415
2,17,620
2,27,483

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 4 2.4 4 6.5 0.00 0.8 3.6 6 6.3 6.5
Dividend Yield (%) 2.14 0.87 1.6 7.44 0.00 0.52 1.6 2.21 2.29 2.55

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
22 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jul 2025 269.00 262.95
22 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Jul 2025 268.34 262.95
15 Jul 2025 DIVIDEND Dividend
₹ 6.50 /share
15 Jul 2025 268.34 268.15
14 May 2025 RIGHTS Rights
1:8
14 May 2025 253.95 249.38
22 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Apr 2025 282.26 268.34
28 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jan 2025 259.20 252.73
22 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Oct 2024 313.44 280.89
23 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Jul 2024 259.89 284.50
17 Jul 2024 DIVIDEND Dividend
₹ 6.30 /share
16 Jul 2024 259.89 288.34
22 Jul 2023 DIVIDEND Dividend
₹ 6.00 /share
21 Jul 2023 249.91 304.24
22 Jul 2022 DIVIDEND Dividend
₹ 3.60 /share
20 Jul 2022 178.20 203.45
20 Jul 2021 DIVIDEND Dividend
₹ 0.80 /share
16 Jul 2021 169.98 152.56
23 Jul 2020 RIGHTS Rights
1:1
22 Jul 2020 123.33 149.79

Announcements

Announcement under Regulation 30 (LODR)-Credit Rating4 days ago
Press Release - Mahindra Finance And ICICI Lombard Enter Partnership For Motor Insurance Distribution6 days ago
Newspaper Publication Regarding Special Window For Re-Lodgement Of Transfer Request Of Physical SharesJul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 28, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 24, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 24, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 22, 2025
Security Cover CertificateJul 22, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 22, 2025
Monitoring Agency Report For The Quarter Ended 30Th June 2025Jul 22, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)Jul 22, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 22, 2025
Financial Results For The First Quarter Ended 30Th June 2025 Jul 22, 2025
Board Meeting Outcome for Unaudited Standalone And Consolidated Financial Results For The First Quarter Ended 30Th June 2025 Jul 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingJul 16, 2025
Announcement under Regulation 30 (LODR)-AllotmentJul 15, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 14, 2025
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option TrustJul 14, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 10, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Business Update For Q1 FY26Jul 02, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 28, 2025
Letter To The Members Of The Company - Reg 30 Of SEBI (LODR) Regulations 2015Jun 27, 2025
Closure of Trading WindowJun 27, 2025
Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For Q1 FY 2026Jun 27, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jun 26, 2025
Reg. 34 (1) Annual Report.Jun 26, 2025
Notice Of 35Th Annual General Meeting And Integrated Report For The Financial Year 2024-25.Jun 26, 2025
Newspaper PublicationJun 17, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJun 13, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 10, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 10, 2025
Announcement under Regulation 30 (LODR)-AllotmentJun 09, 2025
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011May 29, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
Communication To Shareholders (Request To Submit Tax Exemption Documents ): Dividend For FY 2025 - Intimation On Tax Deduction At Source (TDS)/Withholding Tax On Dividend.May 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 19, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 16, 2025
Intimation For Transfer Of Equity Shares From Mahindra & Mahindra Financial Services Limited Employees Stock Option TrustMay 13, 2025
Letter Of Offer For Rights Issue Of Equity SharesMay 08, 2025
Corporate Action - Record Date For Rights IssueMay 08, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsMay 08, 2025
Board Meeting Outcome for Approval Of Terms Of Rights Issue Of Equity SharesMay 08, 2025

Technical Indicators

RSI(14)
Neutral
44.58
ATR(14)
Less Volatile
5.78
STOCH(9,6)
Neutral
52.83
STOCH RSI(14)
Overbought
89.37
MACD(12,26)
Bullish
0.37
ADX(14)
Weak Trend
16.30
UO(9)
Bearish
50.28
ROC(12)
Uptrend And Accelerating
1.25
WillR(14)
Neutral
-40.27

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Balanced Advantage Fund Direct - Growth
0.69%
8748473
0.61%
0.61%
SBI Arbitrage Opportunities Fund Direct-Growth
0.00%
-5594376
-0.40%
-0.24%
Invesco India Arbitrage Fund Direct-Growth
0.00%
-5154392
-0.58%
-0.23%
Kotak Arbitrage Fund Direct-Growth
0.00%
-4416288
-0.17%
-0.15%
Axis Midcap Direct Plan-Growth
0.00%
-2640603
-0.22%
-0.29%
ICICI Prudential Equity Arbitrage Direct-Growth
0.00%
-2358232
-0.21%
-0.02%
Bandhan Flexi Cap Fund Direct-Growth
0.66%
1900000
0.66%
0.66%
ICICI Prudential Large & Mid Cap Fund Direct Plan-Growth
0.72%
1546132
0.13%
0.72%
ICICI Prudential Multicap Fund Direct Plan-Growth
0.25%
1517908
0.25%
0.25%
HDFC Retirement Savings Fund Equity Plan Direct-Growth
0.12%
-1275000
-0.51%
-0.44%
Edelweiss Arbitrage Fund Direct-Growth
0.00%
-1270608
-0.23%
-0.17%
Tata Banking and Financial Services Fund Direct-Growth
1.07%
1200000
1.07%
1.07%
Nippon India Arbitrage Fund Direct-Growth
0.00%
-1155472
-0.21%
-0.04%
ICICI Prudential Multi Asset Fund Direct-Growth
0.19%
1000000
0.03%
0.19%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.00%
-888192
-0.12%
-0.09%
Tata Arbitrage Fund Direct - Growth
0.00%
-803896
-0.14%
-0.11%
DSP Arbitrage Fund Direct - Growth
0.00%
-791560
-0.33%
-0.28%
Franklin India Mid Cap Fund Direct-Growth
1.54%
750000
0.11%
0.26%
Axis Arbitrage Fund Direct-Growth
0.00%
-618856
-0.24%
-0.24%
HDFC Equity Savings Direct Plan-Growth
0.00%
-562500
-0.27%
-0.24%
Bandhan Arbitrage Fund Direct-Growth
0.00%
-559232
-0.17%
-0.11%
Mirae Asset Arbitrage Fund Direct - Growth
0.00%
-464656
-0.39%
-0.26%
SBI Banking & Financial Services Fund Direct-Growth
0.13%
411200
0.13%
0.13%
HDFC Multi Asset Fund Direct-Growth
0.08%
-411156
-0.25%
-0.21%
Bandhan Multi Asset Allocation Fund Direct-Growth
0.50%
400000
0.50%
0.36%

About M&M Financial Services

Mahindra & Mahindra Financial Services Limited (MMFSL) is a leading Non-Banking Finance Company in India, primarily serving rural and semi-urban markets. It is part of the Mahindra Group and offers financing for vehicles, housing, personal loans, and SMEs. MMFSL operates through a network of 1,386 offices across 27 States and 7 Union Territories. The company has subsidiaries in insurance broking, rural housing finance, and asset management. MMFSL also has a joint venture in the US for financing Mahindra tractors. The company provides services such as insurance broking and mutual fund distribution. MMFSL has expanded its operations to include leasing and subscription services, digital finance lending for consumer durables and personal loans, and used car financing. The company also operates in Sri Lanka through a joint venture.
Listing Date
17 Mar, 2006(19 Years, 0 days)
Chairperson NameAnish Shah