Poonawalla Fincorp

288.40
+3.15
(1.10%)
Market Cap
22,435.54 Cr
EPS
21.89
PE Ratio
129.70
Dividend Yield
0.69 %
52 Week High
514.00
52 Week low
267.20
PB Ratio
2.75
Debt to Equity
1.76
Sector
NBFC
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from6 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy33.33 %
33.33 %
Hold16.67 %
16.67 %
Sell50.00 %
50.00 %

Company News

View All News
Caret
positive
Poonawalla Fincorp: Launches 24/7 Digital Personal Loan Product3 days ago
Poonawalla Fincorp Limited introduces 'PL Prime Digital 24x7', a fully digital personal loan product for salaried professionals. It offers instant approvals up to ₹15 lakh within 15 minutes through a paperless process, available 24/7 via mobile app, website, and partners.
positive
Poonawalla Fincorp Launches Digital Prime Personal Loan3 days ago
Poonawalla Fincorp has introduced an industry-first Digital Prime Personal Loan product for salaried professionals. The loan offers a fully digital experience with 24/7 accessibility and instant approvals for amounts up to 15 lakhs. This product is specifically designed to meet the needs of modern professionals, providing a convenient and efficient borrowing solution.
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
8,423.00 5,21,380.73 32.23 54,982.50 32.75 14,451 18.39 52.34
220.70 1,40,213.84 85.83 1,854.70 4,039.96 1,605 0.34 39.47
1,461.65 1,22,892.77 29.90 19,419.90 48.18 3,411 24.79 62.72
643.55 1,21,006.31 14.63 36,413.00 19.35 7,391 73.39 69.78
2,165.90 86,953.06 17.17 15,162.70 26.62 4,468 21.51 41.81
840.95 80,003.44 39.24 17,483.50 22.39 2,408 -30.21 58.09
4,504.50 50,046.73 30.36 7,285.50 31.41 1,422 -9.94 49.53
279.50 34,533.06 13.77 15,970.30 24.45 1,943 47.29 49.60
1,514.25 25,718.79 6.41 2,611.20 381.77 4,285 -10.31 42.27
288.40 22,435.54 129.70 3,147.30 56.71 1,652 -92.95 41.91
Growth Rate
Revenue Growth
56.71 %
Net Income Growth
189.84 %
Cash Flow Change
-44.30 %
ROE
143.91 %
ROCE
88.09 %
EBITDA Margin (Avg.)
6.04 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
632
617
625
630
640
618
615
594
576
600
611
580
590
616
638
634
631
652
675
630
618
573
606
596
587
488
515
516
428
468
514
551
599
733
1,567
774
922
996
997
1,057
Expenses
231
243
242
251
234
233
238
252
456
283
221
233
186
240
248
218
197
289
273
271
292
216
257
296
1,187
195
199
190
158
164
149
143
152
194
207
178
241
272
1,260
632
EBITDA
401
374
383
379
407
385
377
342
120
317
390
347
404
376
389
416
434
363
402
359
326
357
349
301
-599
292
317
326
271
304
365
407
447
539
1,361
596
681
724
-263
426
Operating Profit %
63 %
60 %
61 %
60 %
63 %
62 %
60 %
57 %
19 %
52 %
63 %
60 %
68 %
59 %
60 %
65 %
68 %
54 %
59 %
56 %
52 %
62 %
57 %
50 %
-107 %
59 %
61 %
63 %
59 %
60 %
67 %
71 %
74 %
72 %
72 %
77 %
74 %
72 %
-27 %
40 %
Depreciation
12
10
10
11
9
11
12
14
12
13
12
12
13
12
12
12
14
18
20
20
18
15
14
14
14
12
14
14
14
12
14
16
19
16
15
15
14
15
16
15
Interest
314
305
296
294
298
306
290
272
258
292
284
276
267
267
273
287
295
329
342
310
313
295
285
270
251
200
177
181
110
119
144
159
173
230
216
224
281
320
352
385
Profit Before Tax
70
57
73
74
102
65
77
56
-152
12
94
60
125
97
104
117
125
16
41
30
-4
47
50
17
-864
81
127
131
147
173
207
232
254
293
1,130
357
386
390
-631
25
Tax
16
11
24
22
36
18
26
20
-30
-27
21
15
45
29
27
43
40
5
11
7
31
9
12
4
-216
17
31
34
28
32
44
50
56
67
270
92
54
98
-159
7
Net Profit
54
47
49
52
66
48
51
37
-122
39
73
45
80
68
77
74
85
11
30
22
-36
38
38
13
-648
65
96
97
119
141
163
182
199
226
860
265
332
292
-471
19
EPS in ₹
2.60
1.96
1.99
2.17
2.75
1.98
2.13
1.57
-4.81
1.64
2.06
1.89
3.38
2.57
2.84
2.75
3.17
0.40
1.10
0.83
-1.32
1.40
1.41
0.48
-24.03
1.12
1.25
1.26
1.55
2.23
2.13
2.38
2.59
2.94
11.20
3.45
4.31
3.79
-6.10
0.24

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
14,883
15,525
13,622
13,701
16,789
15,240
13,212
16,443
23,221
24,087
Fixed Assets
212
265
278
199
199
242
196
214
222
194
Current Assets
5,095
5,236
4,724
4,583
1,301
1,200
1,183
1,180
7,417
804
Capital Work in Progress
9
13
8
2
4
7
0
1
5
0
Investments
106
76
74
266
141
151
177
0
311
878
Other Assets
14,556
15,171
13,263
13,235
16,445
14,841
12,839
16,228
22,684
23,014
Total Liabilities
14,883
15,525
13,622
13,701
16,789
15,240
13,212
16,443
23,221
24,087
Current Liabilities
9,247
9,656
8,081
8,486
2,766
445
3,540
2,627
8,903
6,638
Non Current Liabilities
3,808
3,662
3,335
2,896
11,280
12,047
7,478
7,758
7,445
9,282
Total Equity
1,827
2,206
2,206
2,320
2,744
2,748
2,194
6,058
6,873
8,167
Reserve & Surplus
1,617
2,104
2,125
2,272
2,690
2,694
2,140
5,903
6,708
8,013
Share Capital
171
60
47
47
54
54
54
153
154
154

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-169
-20
-81
-33
469
-365
152
-3
402
-501
Investing Activities
-36
-254
-186
-36
-98
-281
81
-33
-110
2,725
Operating Activities
-305
733
2,949
390
-923
998
1,644
-2,873
-5,237
-7,557
Financing Activities
171
-498
-2,844
-387
1,491
-1,083
-1,574
2,903
5,749
4,331

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
24.39 %
73.29 %
73.20 %
72.52 %
68.25 %
61.50 %
61.49 %
61.48 %
62.05 %
62.14 %
62.12 %
62.10 %
62.07 %
62.13 %
62.09 %
61.87 %
62.36 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
7.91 %
0.00 %
7.77 %
7.85 %
7.72 %
8.19 %
DIIs
12.38 %
6.44 %
6.26 %
6.34 %
6.50 %
6.21 %
5.68 %
5.09 %
4.48 %
6.14 %
7.92 %
6.97 %
5.47 %
5.83 %
6.79 %
10.61 %
11.81 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
14.83 %
5.56 %
7.26 %
8.53 %
13.10 %
18.42 %
18.42 %
18.78 %
18.48 %
17.42 %
15.19 %
15.68 %
17.60 %
17.41 %
17.37 %
15.02 %
13.42 %
Others
48.40 %
14.70 %
13.28 %
12.60 %
12.16 %
13.87 %
14.41 %
14.64 %
14.99 %
14.31 %
14.77 %
7.34 %
14.86 %
6.87 %
5.90 %
4.77 %
4.22 %
No of Share Holders
40,160
38,413
49,030
66,317
1,19,034
1,64,805
1,93,021
1,92,283
2,10,852
2,08,419
1,85,803
2,02,705
1,95,334
2,03,244
2,32,421
2,65,650
2,60,656

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.8 0.8 0.8 0.00 0.00 0.4 2 2 0.00
Dividend Yield (%) 0.00 0.53 0.68 4.71 0.00 0.00 0.14 0.43 0.7 0.00

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2 days ago
Intimation Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015.
2 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release
3 days ago
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan-2024-Scheme-II
7 days ago
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan-2024-Scheme-II
7 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Feb 20, 2025, 22:54
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan-2024-Scheme-II
Feb 20, 2025, 22:49
Announcement under Regulation 30 (LODR)-Credit Rating
Feb 15, 2025, 24:44
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Feb 12, 2025, 23:28
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Feb 12, 2025, 23:25
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan 2024- Scheme -II
Feb 11, 2025, 22:28
Update- Machine Readable Form / Legible Copy Of Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024.
Feb 11, 2025, 22:16
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Feb 06, 2025, 12:09
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Feb 05, 2025, 08:30
Announcement under Regulation 30 (LODR)-Newspaper Publication
Feb 01, 2025, 10:47
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Jan 31, 2025, 23:29
Intimation Under Regulation 8(2) Of SEBI (Prohibition Of Insider Trading) Regulations 2015.
Jan 31, 2025, 23:17
Asset Liability Management (ALM) statement
Jan 31, 2025, 18:51
Integrated Filing (Financial)
Jan 31, 2025, 18:45
Announcement under Regulation 30 (LODR)-Investor Presentation
Jan 31, 2025, 17:01
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Jan 31, 2025, 16:58
Intimation W.R.T Unaudited Standalone And Consolidated Financial Results Of The Company For The Quarter And Nine Months Period Ended December 31 2024
Jan 31, 2025, 16:31
Board Meeting Outcome for Outcome Of Board Meeting Held On January 31 2025
Jan 31, 2025, 16:22
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirement) Regulations 2015
Jan 29, 2025, 15:00
Update on board meeting
Jan 25, 2025, 21:45
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 23, 2025, 11:40
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Jan 22, 2025, 20:23
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan 2024- Scheme -II
Jan 22, 2025, 20:18
Certificate from CEO/CFO
Jan 15, 2025, 20:23
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 14, 2025, 10:12
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan 2024- Scheme-II
Jan 13, 2025, 23:29
Announcement under Regulation 30 (LODR)-Allotment
Jan 13, 2025, 16:46
Shareholder Meeting / Postal Ballot-Outcome of EGM
Jan 09, 2025, 18:46
Disclosure Under Regulation 30 And 51 Of SEBI Listing Regulations-Issue Of Non-Convertible Debentures.
Jan 08, 2025, 15:54
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan 2024 - Scheme-II.
Jan 06, 2025, 19:41
Information Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulation 2015 R/W Schedule A Of Reg. 8 Of SEBI (Prohibition Of Insider Trading) Regulations 2015
Jan 06, 2025, 08:33
Intimation W.R.T Change In Name Of Registrar And Share Transfer Agent
Jan 02, 2025, 23:21
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Plan- 2024 -Scheme -II.
Dec 31, 2024, 11:32
Board Meeting Intimation for Unaudited Financial Results Of The Company For The Quarter And Nine Months Ending December 31 2024
Dec 27, 2024, 20:26
Closure of Trading Window
Dec 27, 2024, 20:18
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Dec 23, 2024, 20:24
Intimation W.R.T. Grant Of Stock Options Under Employee Stock Option Plan- 2024 - Scheme-II.
Dec 23, 2024, 20:21
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Dec 23, 2024, 08:33
Disclosure Under Regulation 30 And 51 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Outcome Of The Board Meeting Held On December 18 2024
Dec 18, 2024, 14:19
Board Meeting Outcome for Outcome Of Board Meeting Held On December 12 2024
Dec 18, 2024, 13:18
Intimation W.R.T Grant Of Stock Options Under Employee Stock Option Scheme 2024- Scheme II
Dec 16, 2024, 22:50
Announcement under Regulation 30 (LODR)-Change in Directorate
Dec 10, 2024, 20:00
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Dec 10, 2024, 18:50
Intimation Under Regulation 30 Of SEBI Listing Regulations 2015
Dec 10, 2024, 10:48
Intimation Under Regulation 30 Of SEBI(Listing Obligations And Disclosure Requirements) Regulations, 2015.
Dec 09, 2024, 20:02

Company Filings to Exchanges

Technical Indicators

RSI(14)
Neutral
43.52
ATR(14)
Volatile
12.57
STOCH(9,6)
Neutral
27.44
STOCH RSI(14)
Neutral
56.59
MACD(12,26)
Bearish
-0.15
ADX(14)
Weak Trend
17.17
UO(9)
Bearish
48.83
ROC(12)
Downtrend And Accelerating
-0.45
WillR(14)
Neutral
-55.21

About Poonawalla Fincorp

Poonawalla Fincorp Limited, formerly known as Magma Fincorp Limited, is a publicly held non-banking finance company headquartered in Kolkata, India. The company provides asset finance and housing services through a pan-India branch network. It offers various financial products including commercial vehicle finance, construction equipment finance, car and utility vehicle finance, tractor finance, small and medium enterprise loans, and insurance. The company operates 85 branches across 19 states in India. Poonawalla Fincorp focuses on consumer and MSME financing, offering services such as pre-owned car finance, personal loans, loans to professionals, business loans, loans against property, supply chain finance, machinery loans, medical equipment loans, and consumer loans. In 2021, Rising Sun Holdings Private Limited acquired a controlling stake in the company, leading to its rebranding under the Poonawalla name.

Chairperson NameADAR CYRUS POONAWALLA