Fedbank Financial Services Reports 6.8% PAT Growth in Q1, Focuses on MSME Lending and Digital Expansion
Fedbank Financial Services (Fedfina) announced Q1 results with a 6.8% year-on-year increase in Profit After Tax to ₹75.00 crore. Net Interest Income rose by 7.4% to ₹268.20 crore, while Assets Under Management grew by 19.0% to ₹15,697.00 crore. The company is strategically focusing on MSME lending, digital expansion, and a gold-mortgage twin engine approach. Gold Loan AUM increased by 38.8% YoY, contributing 40.3% to total AUM. Secured AUM accounts for 96.1% of total AUM. The company maintains stable asset quality with Gross Stage III assets at 2.0% and a strong Capital Adequacy Ratio of 22.4%. Fedfina expanded its branch network to 668 across 18 states and union territories, with a 10.4% increase in employee count.
28Jul 25
Fedbank Financial Reports 6.8% Growth in Q1 Net Profit Amid Revenue Decline
Fedbank Financial Services Limited (Fedfina) reported a 6.8% year-on-year increase in net profit to ₹75.00 crore for Q1. Total income rose 6% to ₹520.40 crore. Assets Under Management grew 19% to ₹15,697.00 crore, driven by gold loans and mortgages. The company maintained stable asset quality with GNPA at 2.0%. Fedfina executed a 100% direct assignment of its Business Loan portfolio and sold NPAs worth ₹2,545.00 crore to ARCs. The company operates through 668 branches across 18 states and union territories.
Fedbank Financial Services (Fedfina) announced robust Q4 FY25 results, with Assets Under Management (AUM) growing 29.7% YoY to ₹15,812.00 crore. Disbursements increased by 28.6% to ₹5,578.00 crore, while Net Interest Income rose 34.6% to ₹283.40 crore. Profit After Tax grew 5.9% to ₹71.70 crore. The gold loan segment showed exceptional growth with 48.1% YoY AUM increase. Gross Stage III assets slightly increased to 2.0%. The company expanded its branch network by 11.8% to 694 branches across 18 states and union territories.
FedBank Financial Services Limited (Fedfina) announced its Q4 and FY2025 results, showing significant growth. AUM increased by 29.7% YoY to ₹15,812.00 crore, with gold loans growing 48.1% to ₹5,880.00 crore. Disbursements rose 28.6% YoY to ₹5,578.00 crore. Net interest income surged 34.6% to ₹283.40 crore, while net profit grew 5.9% to ₹71.70 crore. The company maintained a strong CRAR of 21.9% and saw its book value per share increase to ₹68.30.