Fedbank Financial Services

Fedbank Financial Services

149.94
-0.71
(-0.47%)
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Key Fundamentals
Add Ratio
Market Cap
5,628.30 Cr
EPS
6.06
PE Ratio
24.36
Dividend Yield
0.00 %
52 Week High
166.80
52 Week Low
80.00
PB Ratio
2.20
Debt to Equity
3.91
Sector
NBFC
Analyst Rating and Forecast
- By Refinitiv from4 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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positive
Fedbank Financial Services has outlined a growth strategy targeting over 25% AUM expansion. The company plans to focus on gold and mortgage-led business expansion while working to improve asset quality. The strategy emphasizes maintaining strong return on equity through technology-driven rural market penetration.
positive
Fedbank Financial Services Limited reported net profit of ₹80.15 crore for the quarter ended September 30, 2025, compared to ₹64.55 crore in the same period last year. Total income increased to ₹535.99 crore from ₹519.09 crore year-on-year. Interest income rose to ₹507.70 crore from ₹479.11 crore. For the half-year period, net profit grew to ₹155.16 crore versus ₹134.78 crore previously. The company's gross non-performing assets stood at 1.90% while net NPAs were at 1.30%. Capital adequacy ratio was maintained at 21.64%. The company allotted 5,90,965 equity shares during the quarter under its employee stock option schemes. Basic earnings per share for the quarter was ₹2.15 compared to ₹1.74 in the previous year.
neutral
Fedbank Financial Services Limited sold a pool of Gross Non-Performing Assets worth Rs. 79.45 crore to India SME Asset Reconstruction Company Limited for an upfront cash payment of Rs. 32.57 crore, representing approximately 41% of the principal outstanding value. The sold portfolio includes small-ticket Loan Against Property worth Rs. 55.60 crore and Affordable Home Loans worth Rs. 23.85 crore. The net carrying outstanding principal value after ECL provisions stood at Rs. 22.20 crore as of August 31, 2025. The company will write off the net carrying value of interest worth Rs. 5.14 crore in the quarter ending September 30, 2025.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,070.10
#1 6,63,161.00
37.76
#1 69,724.80
26.81
#1 16,780
21.81
71.32
309.30
1,98,281.60
120.35
2,078.90
12.09
1,613
0.86
50.76
1,654.30
1,40,353.80
31.34
26,152.80
34.67
4,260
20.12
58.81
3,334.50
1,31,220.00
21.82
20,324.50
34.04
5,352
65.12
73.53
675.50
1,26,497.80
13.09
41,859.50
19.61
9,423
6.34
66.53
927.00
88,955.10
46.95
18,637.10
6.60
1,916
-6.48
66.54
3,162.20
54,994.10
13.17
4,612.20
#1 76.63
4,241
-14.01
50.72
4,488.20
49,892.30
25.97
8,563.00
17.53
1,813
9.27
49.29
526.40
41,017.50
#1 -130.57
4,222.80
34.17
-98
#1 115.75
59.74
300.10
40,767.90
18.24
18,530.50
16.03
2,261
6.44
71.07

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
28.15 %
Net Income Growth
-7.97 %
Cash Flow Change
-26.05 %
ROE
-18.30 %
ROCE
0.59 %
EBITDA Margin (Avg.)
-9.92 %

Yearly Financial Results

Annual Financials
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
256
466
698
884
1,215
1,623
2,080
2,126
Expenses
83
190
280
360
442
578
873
874
EBITDA
173
276
417
524
772
1,045
1,206
1,252
Operating Profit %
67 %
58 %
60 %
59 %
62 %
63 %
57 %
59 %
Depreciation
8
19
27
37
42
37
49
52
Interest
114
201
313
348
472
680
854
869
Profit Before Tax
51
56
77
139
243
328
304
332
Tax
15
17
15
36
63
83
79
109
Net Profit
36
39
62
104
180
245
225
246
EPS in ₹
1.76
1.61
2.19
3.32
5.60
7.22
6.06
6.60

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
2025
Total Assets
2,151
4,086
5,466
6,556
9,071
11,138
13,250
Fixed Assets
46
107
133
154
146
146
189
Current Assets
80
245
727
211
223
1,167
1,403
Capital Work in Progress
0
0
1
1
1
0
1
Investments
13
41
33
514
681
751
404
Other Assets
2,092
3,938
5,300
5,887
8,244
10,241
12,656
Total Liabilities
2,151
4,086
5,466
6,556
9,071
11,138
13,250
Current Liabilities
343
354
633
713
965
1,238
1,948
Non Current Liabilities
1,350
3,041
3,998
4,689
6,750
7,639
8,755
Total Equity
459
691
835
1,154
1,356
2,261
2,547
Reserve & Surplus
229
417
544
832
1,034
1,891
2,175
Share Capital
230
273
290
322
322
369
373

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-5
133
384
-460
28
92
539
Investing Activities
-55
-69
-71
-417
-130
-100
329
Operating Activities
-445
-1,397
-371
-578
-1,474
-776
-978
Financing Activities
495
1,599
826
535
1,632
967
1,187

Share Holding

% Holding
Feb 2022
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
73.31 %
61.65 %
61.65 %
61.58 %
61.35 %
61.16 %
61.04 %
61.03 %
60.97 %
FIIs
0.00 %
0.00 %
0.00 %
1.05 %
0.85 %
0.63 %
0.52 %
0.49 %
0.78 %
DIIs
0.00 %
9.59 %
9.82 %
23.17 %
23.44 %
22.56 %
21.36 %
20.81 %
20.11 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
11.22 %
10.60 %
10.29 %
10.41 %
12.25 %
13.85 %
14.34 %
14.52 %
Others
26.69 %
17.54 %
17.93 %
3.90 %
3.96 %
3.39 %
3.23 %
3.33 %
3.62 %
No of Share Holders
18
2,58,731
1,68,184
1,55,066
1,46,526
1,46,611
1,52,749
1,49,276
1,43,731

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
22 Feb 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
22 Feb 2024 131.00 129.75
19 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
19 Sept 2024 119.65 119.45
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 111.20 108.10
24 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jan 2025 97.85 95.05
29 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Apr 2025 92.66 89.31
13 Jun 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
13 Jun 2025 84.94 115.17
28 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jul 2025 125.54 126.18
29 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Sept 2025 141.90 148.50
17 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2025 162.55 150.65

Announcements

Statement Of Deviation In Utilisation Of Funds Raised Pursuant To Reg 32 Of SEBI (LODR) Regulations 201522 hours ago
Announcement under Regulation 30 (LODR)-Monitoring Agency Report23 hours ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)23 hours ago
Announcement under Regulation 30 (LODR)-Investor Presentation23 hours ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release23 hours ago
Board Meeting Outcome for Outcome Of The Board Meeting Held On October 17 2025 And Submission Of The Unaudited Financial Results Under IND AS For The Quarter And Half Year Ended September 30 20251 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Intimation Of Grant Of Stock Options Under "Fedbank Financial Services Limited- Employees Stock Options Scheme 2018"2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20184 days ago
Board Meeting Intimation for Inter-Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter Ended September 30 2025.Oct 07, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 30, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 29, 2025
Intimation Of Sale Of Non-Performing Small-Ticket LAP/Home Loans (Including Technically Written Off Loans).Sep 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 26, 2025
Closure of Trading WindowSep 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 06, 2025
Business Responsibility and Sustainability Reporting (BRSR)Sep 05, 2025
Reg. 34 (1) Annual Report.Sep 05, 2025
Notice Of 30Th Annual General Meeting Of The Company Scheduled To Be Held On Monday September 29 2025Sep 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 04, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 04, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 04, 2025
Revised Outcome Of The Board Meeting Held On August 25 2025Aug 26, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Board Meeting Outcome for Outcome For The Board Meeting Held On August 25 2025 Pursuant To The Provisions Of The SEBI (LODR) Regulations 2015Aug 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 22, 2025
Board Meeting Intimation for Board Meeting Intimation For Consideration And Approval Of Offer And Issue Non-Convertible Debentures (Ncds) Not Exceeding INR 2500 Crores Subject To The Approval Of The Shareholders.Aug 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 01, 2025
Newspaper Publication Of The Unaudited Financial Results For The Quarter Ended June 30 2025Jul 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 28, 2025
Statement Of Deviation In Utilisation Of Funds Raised Pursuant To Reg 32 Of SEBI (LODR) Regulations 2015Jul 28, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJul 28, 2025

Mutual Fund Holdings

Technical Indicators

RSI(14)
Neutral
47.48
ATR(14)
Volatile
6.23
STOCH(9,6)
Neutral
35.00
STOCH RSI(14)
Oversold
2.57
MACD(12,26)
Bearish
-1.38
ADX(14)
Strong Trend
27.28
UO(9)
Bearish
45.30
ROC(12)
Downtrend And Accelerating
-2.90
WillR(14)
Neutral
-74.11