| Annual Financials | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 256 | 466 | 698 | 884 | 1,215 | 1,623 | 2,080 | 2,126 |
| Expenses | 83 | 190 | 280 | 360 | 442 | 578 | 873 | 874 |
| EBITDA | 173 | 276 | 417 | 524 | 772 | 1,045 | 1,206 | 1,252 |
| Operating Profit % | 67 % | 58 % | 60 % | 59 % | 62 % | 63 % | 57 % | 59 % |
| Depreciation | 8 | 19 | 27 | 37 | 42 | 37 | 49 | 52 |
| Interest | 114 | 201 | 313 | 348 | 472 | 680 | 854 | 869 |
| Profit Before Tax | 51 | 56 | 77 | 139 | 243 | 328 | 304 | 332 |
| Tax | 15 | 17 | 15 | 36 | 63 | 83 | 79 | 109 |
| Net Profit | 36 | 39 | 62 | 104 | 180 | 245 | 225 | 246 |
| EPS in ₹ | 1.76 | 1.61 | 2.19 | 3.32 | 5.60 | 7.22 | 6.06 | 6.60 |
Fedbank Financial Services
Fedbank Financial Services
137.89
+1.21
(0.89%)
Key Fundamentals
Market Cap
5,151.60 Cr
EPS
6.06
PE Ratio
20.97
Dividend Yield
0.00 %
Industry
Financial Services 52 Week High
166.80
52 Week Low
80.00
PB Ratio
1.90
Debt to Equity
3.91
Sector
NBFC Analyst Rating and Forecast
- By Refinitiv from4 analysts
Actual
Company News
View All News
Fedbank Financial has appointed bankers for a True North block deal. True North plans to sell its complete 8.6% stake in the company. The block deal is expected to happen soon.
Fedbank Financial Services Reports 24% Jump in Net Profit, Focuses on Gold and LAP Business Expansion
Oct 25, 2025
Oct 25, 2025Fedbank Financial Services reported net profit of INR 80.2 crores for the quarter, up 24.2% year-on-year. The company's AUM reached INR 16,136 crores with 13.5% growth, driven by gold loans which grew 36.4% to INR 6,731 crores and mortgage AUM which increased 22.6% to INR 8,796 crores. The company opened 57 new gold loan branches and co-located 49 small ticket LAP branches with gold branches to optimize costs. Credit costs stood at 0.9% for the quarter, including a 20 basis points impact from ECL refresh exercise. The company sold deep delinquent NPAs worth INR 79.5 crores to an asset reconstruction company for INR 32.6 crores and completed assignment of business loan portfolio worth INR 115.6 crores, reducing unsecured lending exposure to less than 1%. Net interest income grew 10.9% year-on-year while operating profit increased 10.1%. The company secured ECBs totaling $150 million and improved its cost of borrowing by 37 basis points quarter-on-quarter to 8.19%.
Fedbank Financial Services has outlined a growth strategy targeting over 25% AUM expansion. The company plans to focus on gold and mortgage-led business expansion while working to improve asset quality. The strategy emphasizes maintaining strong return on equity through technology-driven rural market penetration.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,066.60 | #1 6,63,689.90 | 37.64 | #1 69,724.80 | 26.81 | #1 16,780 | 21.81 | 58.54 | |
299.30 | 1,90,149.50 | 116.44 | 2,078.90 | 12.09 | 1,613 | 0.86 | 38.06 | |
816.35 | 1,53,556.10 | 15.56 | 41,859.50 | 19.61 | 9,423 | 7.47 | 88.94 | |
1,703.90 | 1,43,366.00 | 30.90 | 26,152.80 | 34.67 | 4,260 | 19.82 | 56.26 | |
3,230.00 | 1,29,674.30 | 21.15 | 20,324.50 | 34.04 | 5,352 | 65.12 | 59.36 | |
872.00 | 82,974.70 | 43.27 | 18,637.10 | 6.60 | 1,916 | 9.99 | 39.93 | |
4,808.00 | 53,418.70 | 27.12 | 8,563.00 | 17.53 | 1,813 | 11.90 | 63.61 | |
2,800.10 | 47,558.30 | #1 11.65 | 4,612.20 | #1 76.63 | 4,241 | -14.01 | 30.26 | |
313.25 | 43,540.80 | 17.65 | 18,530.50 | 16.03 | 2,261 | 45.15 | 66.84 | |
463.60 | 36,124.10 | 172.93 | 4,222.80 | 34.17 | -98 | #1 115.75 | 35.96 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
28.15 %
Net Income Growth
-7.97 %
Cash Flow Change
-26.05 %
ROE
-18.30 %
ROCE
0.59 %
EBITDA Margin (Avg.)
-9.92 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 |
| Fixed Assets | 46 | 107 | 133 | 154 | 146 | 146 | 189 |
| Current Assets | 80 | 245 | 727 | 211 | 223 | 1,167 | 1,403 |
| Capital Work in Progress | 0 | 0 | 1 | 1 | 1 | 0 | 1 |
| Investments | 13 | 41 | 33 | 514 | 681 | 751 | 404 |
| Other Assets | 2,092 | 3,938 | 5,300 | 5,887 | 8,244 | 10,241 | 12,656 |
| Total Liabilities | 2,151 | 4,086 | 5,466 | 6,556 | 9,071 | 11,138 | 13,250 |
| Current Liabilities | 343 | 354 | 633 | 713 | 965 | 1,238 | 1,948 |
| Non Current Liabilities | 1,350 | 3,041 | 3,998 | 4,689 | 6,750 | 7,639 | 8,755 |
| Total Equity | 459 | 691 | 835 | 1,154 | 1,356 | 2,261 | 2,547 |
| Reserve & Surplus | 229 | 417 | 544 | 832 | 1,034 | 1,891 | 2,175 |
| Share Capital | 230 | 273 | 290 | 322 | 322 | 369 | 373 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -5 | 133 | 384 | -460 | 28 | 92 | 539 |
| Investing Activities | -55 | -69 | -71 | -417 | -130 | -100 | 329 |
| Operating Activities | -445 | -1,397 | -371 | -578 | -1,474 | -776 | -978 |
| Financing Activities | 495 | 1,599 | 826 | 535 | 1,632 | 967 | 1,187 |
Share Holding
| % Holding | Feb 2022 | Nov 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 73.31 % | 61.65 % | 61.65 % | 61.58 % | 61.35 % | 61.16 % | 61.04 % | 61.03 % | 60.97 % | 60.88 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 1.05 % | 0.85 % | 0.63 % | 0.52 % | 0.49 % | 0.78 % | 1.17 % |
| DIIs | 0.00 % | 9.59 % | 9.82 % | 23.17 % | 23.44 % | 22.56 % | 21.36 % | 20.81 % | 20.11 % | 19.36 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 11.22 % | 10.60 % | 10.29 % | 10.41 % | 12.25 % | 13.85 % | 14.34 % | 14.52 % | 14.98 % |
| Others | 26.69 % | 17.54 % | 17.93 % | 3.90 % | 3.96 % | 3.39 % | 3.23 % | 3.33 % | 3.62 % | 3.61 % |
| No of Share Holders | 18 | 2,58,731 | 1,68,184 | 1,55,066 | 1,46,526 | 1,46,611 | 1,52,749 | 1,49,276 | 1,43,731 | 1,27,424 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 22 Feb 2024 |  Extraordinary General Meeting | NA | 22 Feb 2024 | 131.00 | 129.75 |
| 19 Sept 2024 |  Annual General Meeting | NA | 19 Sept 2024 | 119.65 | 119.45 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 111.20 | 108.10 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 97.85 | 95.05 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 92.66 | 89.31 |
| 13 Jun 2025 | Extraordinary General Meeting | NA | 13 Jun 2025 | 84.94 | 115.17 |
| 28 Jul 2025 | Quarterly Result Announcement | NA | 28 Jul 2025 | 125.54 | 126.18 |
| 29 Sept 2025 | Annual General Meeting | NA | 29 Sept 2025 | 141.90 | 148.50 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 162.55 | 150.65 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call TranscriptOct 25, 2025
Oct 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 18, 2025
Oct 18, 2025Statement Of Deviation In Utilisation Of Funds Raised Pursuant To Reg 32 Of SEBI (LODR) Regulations 2015Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media Release (Revised)Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 17, 2025
Oct 17, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On October 17 2025 And Submission Of The Unaudited Financial Results Under IND AS For The Quarter And Half Year Ended September 30 2025Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 16, 2025
Oct 16, 2025Intimation Of Grant Of Stock Options Under "Fedbank Financial Services Limited- Employees Stock Options Scheme 2018"Oct 15, 2025
Oct 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 14, 2025
Oct 14, 2025Board Meeting Intimation for Inter-Alia Considering And Approving The Unaudited Financial Results Of The Company For The Quarter Ended September 30 2025.Oct 07, 2025
Oct 07, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 30, 2025
Sep 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 29, 2025
Sep 29, 2025Intimation Of Sale Of Non-Performing Small-Ticket LAP/Home Loans (Including Technically Written Off Loans).Sep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 24, 2025
Sep 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 23, 2025
Sep 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 06, 2025
Sep 06, 2025Business Responsibility and Sustainability Reporting (BRSR)Sep 05, 2025
Sep 05, 2025Reg. 34 (1) Annual Report.Sep 05, 2025
Sep 05, 2025Notice Of 30Th Annual General Meeting Of The Company Scheduled To Be Held On Monday September 29 2025Sep 05, 2025
Sep 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 04, 2025
Sep 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 04, 2025
Sep 04, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 04, 2025
Sep 04, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 04, 2025
Sep 04, 2025Revised Outcome Of The Board Meeting Held On August 25 2025Aug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Aug 26, 2025Board Meeting Outcome for Outcome For The Board Meeting Held On August 25 2025 Pursuant To The Provisions Of The SEBI (LODR) Regulations 2015Aug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 22, 2025
Aug 22, 2025Board Meeting Intimation for Board Meeting Intimation For Consideration And Approval Of Offer And Issue Non-Convertible Debentures (Ncds) Not Exceeding INR 2500 Crores Subject To The Approval Of The Shareholders.Aug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 04, 2025
Aug 04, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Bandhan Small Cap Fund Direct-Growth | 0.00% | -7377916 | -0.72% | -0.71% | |
 Taurus Flexi Cap Fund Direct - Growth | 0.00% | -251905 | -1.10% | -0.70% | |
 Bajaj Finserv Small Cap Fund Direct-Growth | 0.00% | -24175 | -0.03% | 0.00% | |
 Bajaj Finserv Large and Mid Cap Fund Direct-Growth | 0.00% | -22186 | -0.02% | 0.00% | |
| Bajaj Finserv Multi Cap Fund Direct-Growth | 0.00% | -17684 | -0.03% | 0.00% | |
 Edelweiss Recently Listed IPO Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Nippon India Banking & Financial Services Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 WhiteOak Capital Banking & Financial Services Fund Direct - Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 37.60
ATR(14)
Volatile 5.95
STOCH(9,6)
Neutral 24.05
STOCH RSI(14)
Neutral 22.34
MACD(12,26)
Bearish -1.29
ADX(14)
Weak Trend 24.60
UO(9)
Bearish 30.63
ROC(12)
Downtrend And Accelerating -8.84
WillR(14)
Oversold -97.03
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