Fedbank Financial Services Limited has announced the grant of 6,70,000 stock options to 6 eligible employees under its Employee Stock Option Scheme 2018 (ESOS-2018). The grant was approved by the majority of members of the company's Nomination and Remuneration Committee (NRC) during their meeting held on January 20, 2026.

Stock Option Grant Details

The comprehensive stock option grant encompasses several key parameters that define the structure and terms of the employee benefit program.

Vesting and Exercise Timeline

The stock options come with structured vesting and exercise provisions designed to ensure long-term employee retention and performance alignment.

The vesting schedule ensures that options will vest not earlier than 1 year and not later than the maximum vesting period of 4 years from the date of grant. Once vested, employees have a 3-year window to exercise their options.

Regulatory Compliance

The stock option grant maintains full compliance with regulatory requirements and industry standards. The scheme operates in accordance with the Securities and Exchange Board of India (Share Based Employee Benefits and Sweat Equity) Regulations, 2021. The disclosure has been made pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring transparency for stakeholders.

Current Status

As this represents a fresh grant of options, several parameters remain at initial stages:

• No options have been exercised yet
• No money has been realized from option exercises
• No shares have been issued as a result of option exercises
• No options have lapsed
• No variations in option terms have occurred

The stock option grant reflects the company's commitment to employee retention and motivation through equity participation, aligning employee interests with long-term shareholder value creation.

Fedbank Financial Services has delivered exceptional financial results for the third quarter, showcasing remarkable growth in profitability while facing some challenges in asset quality metrics. The financial services company reported a substantial increase in net profit while maintaining steady revenue momentum, though recent data indicates sequential deterioration in key asset quality parameters.

Outstanding Profit Performance

The company's net profit performance stood out as the highlight of the quarterly results. Fedbank Financial Services achieved a remarkable transformation in its bottom line, demonstrating significant improvement in operational efficiency and business execution.

Asset Quality Metrics Show Sequential Pressure

The latest quarterly data reveals some pressure on asset quality parameters. The company's asset quality metrics showed sequential deterioration during the quarter, indicating challenges in maintaining credit quality standards.

Revenue Growth and Business Expansion

The company maintained steady revenue growth trajectory during the quarter. Total revenue reached ₹555.00 crores, representing a year-on-year increase of 4.13% from ₹533.00 crores recorded in the corresponding quarter of the previous year. This consistent revenue performance indicates stable business operations and sustained customer engagement across the company's financial services portfolio.

Mixed Performance Indicators

While the company achieved exceptional profit growth of 368%, the sequential increase in both GNPA and NNPA ratios presents a mixed picture of operational performance. The significant disparity between revenue growth and profit expansion highlights substantial improvements in operational efficiency, though the deterioration in asset quality metrics warrants attention from investors and stakeholders.