AU Small Finance Bank deposits rise 23.5% YoY in Q1FY27
AU Small Finance Bank reported provisional business performance for Q1FY27, with total deposits rising 23.5% YoY to ₹1,57,730 crore and gross loan portfolio increasing 22.6% to ₹1,44,250 crore. CASA deposits grew 21.9% to ₹45,400 crore, while the CASA ratio stood at 28.8%.

*this image is generated using AI for illustrative purposes only.
AU Small Finance Bank reported a 23.5% year-on-year increase in total deposits to ₹1,57,730 crore for the quarter ended June 30, 2026. The gross loan portfolio grew 22.6% to ₹1,44,250 crore during the same period, driven by a rise in gross advances. CASA deposits stood at ₹45,400 crore, reflecting a 21.9% growth compared to the corresponding quarter of the previous year.
The bank's gross advances reached ₹1,40,460 crore, marking a 25.8% increase from ₹1,11,614 crore in Q1FY26. The securitized or assigned portfolio stood at ₹3,790 crore. On a sequential basis, total deposits grew 3.3% from ₹1,52,661 crore as of March 31, 2026, while the gross loan portfolio increased 2.8%.
The CASA ratio was 28.8% for the quarter ended June 30, 2026, compared to 29.2% in the prior year and 28.4% in the preceding quarter. The information is provisional and subject to review by the Audit Committee, Board of Directors, and Statutory Auditors.
Key Business Metrics (Provisional)
| Particulars (in ₹ crore) | 30 Jun 2026 | 30 Jun 2025 | YoY | 31 Mar 2026 | QoQ |
|---|---|---|---|---|---|
| Total deposits | 1,57,730 | 1,27,696 | 23.5% | 1,52,661 | 3.3% |
| CASA deposits | 45,400 | 37,241 | 21.9% | 43,357 | 4.7% |
| CASA ratio | 28.8% | 29.2% | N.A. | 28.4% | N.A. |
| Gross advances | 1,40,460 | 1,11,614 | 25.8% | 1,36,041 | 3.2% |
| Securitized/assigned portfolio | 3,790 | 6,010 | N.A. | 4,286 | N.A. |
| Gross loan portfolio | 1,44,250 | 1,17,624 | 22.6% | 1,40,327 | 2.8% |
The disclosure was submitted in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Regulation 8 of the SEBI (Prohibition of Insider Trading) Regulations, 2015.
Historical Stock Returns for AU Small Finance Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.13% | +2.37% | +8.39% | +5.90% | +29.35% | +103.76% |
How will the slight decline in the CASA ratio impact the bank's cost of funds and net interest margins in the coming quarters?
What strategies will the bank employ to sustain the current high growth rates in gross advances amid potential economic headwinds?
Is the reduction in the securitized or assigned portfolio indicative of a strategic shift towards holding assets on the balance sheet?































