AU Small Finance Bank
948.75
+0.05(+0.01%)
Market Cap₹- Cr
PE Ratio-
IndustryBanks
Company Performance:
1D+0.01%
1M+7.78%
6M+30.83%
1Y+59.28%
5Y+115.51%
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More news about AU Small Finance Bank
20Oct 25
AU Small Finance Bank Unveils Financial Targets: Loan Growth and Credit Cost Projections
AU Small Finance Bank has announced key financial targets during a conference call update. The bank aims to keep credit costs below 1% of average total assets, achieve loan growth of 2-2.5 times nominal GDP, and maintain a cost-to-income ratio below 60%. These targets reflect the bank's focus on risk management, expansion in lending, and operational efficiency.
17Oct 25
AU Small Finance Bank Reports Resilient Q2 FY26 Performance Amid Mixed Economic Sentiment
AU Small Finance Bank (AUSFB) announced its Q2 FY26 results, showing strong deposit and loan growth but slight pressure on profitability. Total deposits increased by 20.8% YoY to ₹132,509 Cr, while the gross loan portfolio grew 17% YoY to ₹122,877 Cr. Net Interest Income rose 9% YoY to ₹2,144 Cr, but net profit decreased by 2% YoY to ₹561 Cr. The bank's GNPA ratio increased to 2.41%, up 43 bps. AUSFB recently received in-principle approval from RBI to transition into a universal bank, marking a significant milestone in its growth trajectory.
17Oct 25
AU Small Finance Bank Reports Strong Q2 Results, Reappoints CEO
AU Small Finance Bank reported a net profit of ₹571.21 crore for Q2 and ₹1,142.73 crore for H1 FY2026. The bank maintained strong financial metrics with Gross NPAs at 2.41%, Net NPAs at 0.88%, and a Capital Adequacy Ratio of 19.42%. The Board approved the re-appointment of Sanjay Agarwal as MD & CEO for three years, subject to approvals. Notably, the bank received in-principle approval from RBI for transition to Universal Bank status. CARE Ratings reaffirmed the bank's credit ratings, with Long-Term Debt Instruments at CARE AA; Stable and Short-term Instruments at CARE A1+.
06Oct 25
AU Small Finance Bank Reports Robust Growth in Deposits and Advances
AU Small Finance Bank has shown significant growth in key business metrics. The bank's deposits increased by 20.8% year-over-year, while gross advances grew by 22.4%. This double-digit growth in both areas indicates the bank's strong market position and effective business expansion strategies. The growth in deposits suggests increasing customer trust, while the rise in advances points to robust credit demand and the bank's capacity to expand its loan portfolio.
03Oct 25
AU Small Finance Bank Reports Robust 20.8% Growth in Deposits for Q2
AU Small Finance Bank announced provisional Q2 FY24 results, showing robust growth. Total deposits increased by 20.8% YoY to ₹1,32,510.00 crores, while gross advances grew 22.4% YoY to ₹1,17,520.00 crores. CASA deposits rose 9.7% YoY to ₹38,960.00 crores, though the CASA ratio declined to 29.4% from 32.4% last year. The gross loan portfolio, including securitized and assigned portfolios, expanded by 17.0% YoY to ₹1,22,870.00 crores. Quarter-on-quarter growth was also positive across key metrics. The bank noted these figures are provisional and subject to review.
29Sept 25
Small Finance Banks Face Microfinance Stress as ESAF Reports Significant Losses
ESAF Small Finance Bank, along with peers Suryoday and Utkarsh, is experiencing significant challenges in its microfinance portfolio. Approximately 20% of their microloan portfolios are at risk, with ESAF's portfolio at risk standing at 19.73%. ESAF sold ₹362 crore worth of loans to asset reconstruction companies and wrote off ₹371 crore in the June quarter, resulting in reported losses. The bank's gross Non-Performing Asset ratio is 7.48%. CareEdge lowered ESAF's Tier 2 bonds rating to 'A-/negative'. Despite these challenges, ESAF's financial performance shows revenue growth of 51.73% and net profit increase of 37.22% year-over-year.
22Sept 25
AU Small Finance Bank and Zaggle Join Forces to Launch Innovative Co-branded Cards
AU Small Finance Bank and Zaggle Prepaid Ocean Services Limited have formed a strategic partnership to launch co-branded retail credit and prepaid cards. The collaboration introduces retail credit cards with TPAP integration and AI-powered recommendations, commercial credit cards utilizing AU SFB's underwriting and Zaggle's enterprise network, and co-branded prepaid cards for corporate clients offering tax benefits. The partnership aims to expand services and reach, with Zaggle introducing AU SFB to its southern regional corporate network.
18Sept 25
AU Small Finance Bank Unveils AU KOSMO Credit Card with UPI Payment Capability
AU Small Finance Bank has introduced the AU KOSMO Credit Card, developed in partnership with Kiwi. This RuPay network card allows UPI payments without a physical card, offers rewards on UPI transactions, and includes a 1% fuel surcharge waiver. The card targets first-time credit users, young professionals, and tech-savvy consumers with no annual or renewal fees. This launch aligns with the bank's strategy for financial inclusion and capitalizes on the growing UPI and RuPay ecosystems in India.
17Sept 25
AU Small Finance Bank Executes Rs. 66.30 Crore Block Trade, Allots Employee Stock Options
AU Small Finance Bank conducted a block trade of 941,745 shares at Rs. 704 per share on NSE, totaling Rs. 66.30 crores. The bank also allotted 212,992 equity shares under various ESOP schemes, increasing its paid-up equity share capital to Rs. 746,11,12,220.
10Sept 25
AU Small Finance Bank CFO Vimal Jain Passes Away
AU Small Finance Bank announced the sudden death of its Chief Financial Officer, Vimal Jain, on September 10, 2025, due to a cardiac arrest. Jain had been with the bank since 2010, serving for 15 years. The bank described him as a 'pillar of strength' and acknowledged his significant contributions to the Finance and Accounts function. Known for his perseverance and leadership, Jain created a strong team that will carry forward his vision. The bank has initiated steps for interim succession and will update regulators on developments regarding the CFO position.
10Sept 25
AU Small Finance Bank Executes Rs. 71.09 Crore Block Trade on NSE
AU Small Finance Bank conducted a significant block trade on the National Stock Exchange (NSE), involving 1,007,817 shares at Rs. 705.35 per share. The total transaction value amounted to Rs. 71.09 crores. This substantial trade could indicate investor interest or strategic movements in the bank's shareholding, although specific reasons for the trade were not disclosed.
28Aug 25
Unity Bank and BharatPe Unveil Innovative EMI-Based Credit Card on RuPay Network
Unity Small Finance Bank, in partnership with BharatPe, has introduced India's first EMI-based credit card on the RuPay network. The card offers flexible payment options, including EMIs up to 12 months, rewards on EMI transactions, and UPI integration. It features no joining or annual fees, complimentary lounge access, and health check-ups. The fully digital application process is managed through the BharatPe app, targeting both salaried and self-employed individuals.
14Aug 25
SMBC Asia Rising Fund Acquires 4.99% Stake in Shivalik Small Finance Bank for $7 Million
Shivalik Small Finance Bank has secured a $7 million investment from SMBC Asia Rising Fund, acquiring a 4.99% stake and valuing the bank at ₹1,200 crore. This investment is part of a larger ₹100 crore equity raise, with existing investors contributing an additional ₹40 crore. The bank, serving over 900,000 customers across 79 branches, reported ₹423 crore in revenue and a ₹6,700 crore business size. The funds will be used to strengthen technology infrastructure and expand workforce. The capital infusion is expected to increase the bank's capital adequacy ratio from 19% to 24%, supporting its 35-40% business expansion targets.
08Aug 25
AU Small Finance Bank Secures RBI Nod for Universal Bank Transition
AU Small Finance Bank (AU SFB) has received in-principle approval from the Reserve Bank of India (RBI) to transition into a universal bank within 18 months. This makes AU SFB the first small finance bank in India to receive such approval. The RBI mandates that the 21.4% stake held by Managing Director Sanjay Agarwal, his family, and other promoters must be transferred to a non-financial holding company. AU SFB reports shareholders' funds of ₹17,800 crore, a deposit base of ₹127,696 crore, a total loan portfolio of ₹117,624 crore, and a balance sheet size of ₹160,000 crore. The transition is expected to strengthen the bank's brand acceptance and broaden access to diversified deposit sources.
04Aug 25
AU Small Finance Bank Partners with SBI Life Insurance to Expand Insurance Accessibility Across India
AU Small Finance Bank and SBI Life Insurance have formed a strategic partnership to enhance nationwide access to comprehensive insurance solutions. AU SFB will distribute SBI Life's insurance products across its 2,505 banking touchpoints in 21 states and 4 union territories. The collaboration aims to provide a unified banking and insurance experience, offering protection plans, savings and investment solutions, child-focused policies, money-back policies, and retirement plans. This partnership supports the government's 'Insurance for All by 2047' mission and seeks to extend financial protection to underserved markets across India.
31Jul 25
AU Small Finance Bank Executes Block Trade Worth Rs. 52.63 Crores on NSE
AU Small Finance Bank executed a significant block trade on the National Stock Exchange (NSE). The transaction involved 705,463 shares traded at Rs. 746.10 per share, totaling Rs. 52.63 crores. This large-scale trade suggests continued institutional investor interest in the bank, which is known for serving underbanked and unbanked segments with various financial products and services.
25Jul 25
AU Small Finance Bank Designates Four Senior Executives as SMPs, Reports Q1 Results
AU Small Finance Bank has appointed four senior executives as Senior Management Personnel. The bank reported mixed Q1 results with 18% YoY loan growth to ₹1,17,000 crore and 31% YoY deposit growth to ₹1,27,000 crore. Net Interest Margin declined to 5.40%, while Profit After Tax grew 16% YoY to ₹581 crore. Wheels Financing and Commercial Banking segments showed strong growth, but unsecured lending faced challenges. The bank increased its credit cost expectations to around 1% of average total assets for the fiscal year, with microfinance and credit card segments experiencing difficulties.
25Jul 25
AU Small Finance Bank Reports 16% PAT Growth Amid Margin Pressure and Elevated Credit Costs in Q1
AU Small Finance Bank's Q1 profit grew 16% YoY to INR 581.00 crores. Deposits increased 31% YoY to INR 1,27,000.00 crores, while loans grew 18% YoY to INR 1,17,000.00 crores. Net interest margin compressed to 5.40% from 5.80% QoQ. Credit costs rose due to stress in microfinance and southern mortgage portfolio. Retail-secured assets grew 20% YoY, led by 26% growth in wheels business. Commercial banking segment grew 30% YoY. Unsecured lending faced challenges. Management expects margin improvement from Q3 and maintains 1.80% ROA guidance for FY27.
21Jul 25
AU Small Finance Bank Shares Plunge 7.5% Despite Q1 Profit Growth, Asset Quality Concerns Weigh
AU Small Finance Bank's stock fell 7.51% to Rs 735.20, its lowest since June 6, despite reporting a 15.6% increase in Q1 net profit to Rs 581.00 crore. The bank saw growth in Net Interest Income, operating profit, and total revenue. However, asset quality concerns emerged with increased fresh slippages, higher Gross and Net NPAs, and a surge in provisions. Management cited stress in credit cards, microfinance, and commercial banking portfolios. The stock has experienced four consecutive sessions of losses, with trading volume 3.4 times the 30-day average.
19Jul 25
AU Small Finance Bank Reports 16% Surge in Q1 Net Profit, Revenue Up 16.2% with Mixed Asset Quality Results
AU Small Finance Bank announced its Q1 financial results, showing a 16% increase in net profit to ₹5.80 billion and a 16.2% rise in revenue to ₹43.80 billion. The bank's asset quality metrics were mixed, with GNPA ratio increasing to 2.47% and NNPA ratio rising to 0.88% quarter-on-quarter. Provisions decreased to ₹5.30 billion. The Board of Directors approved these results on July 19.
04Jul 25
AU Small Finance Bank Reports Robust Growth in Q1: Deposits Up 31%, Gross Advances Rise 23.1%
AU Small Finance Bank's Q1 update shows significant growth: total deposits up 31% year-over-year, gross loans increased by 23.1% to ₹1,11,000.00 crore, and CASA deposits rose 16.2% to ₹37,240.00 crore. However, CASA ratio decreased to 29.2% from 32.9% last year.
02Jul 25
AU Small Finance Bank Bolsters Leadership and Shifts Strategic Focus to Mumbai
AU Small Finance Bank has appointed two new independent directors, Nandkumar Saravade and Jagajit Mangal Prasad, to its board. The bank has also announced key management changes and positioned Mumbai as its strategic center for future growth across various domains. This move to focus on Mumbai could potentially open up new opportunities for business expansion, talent acquisition, and market penetration.
30Jun 25
AU Small Finance Bank Teams Up with LIC to Boost Life Insurance Accessibility
AU Small Finance Bank has formed a strategic partnership with Life Insurance Corporation of India (LIC) to improve the availability of life insurance products across India. This collaboration aims to enhance financial inclusion by combining AU Small Finance Bank's network with LIC's comprehensive life insurance offerings. The partnership is expected to provide customers with increased accessibility to insurance products, convenience through integrated banking and insurance services, and expanded financial solutions. For AU Small Finance Bank, this move represents a strategy to diversify its services and potentially increase revenue streams.
28Jun 25
AU Small Finance Bank Approves Fund Raising Limits of Rs 11,000 Crore
AU Small Finance Bank's board has approved fund-raising limits totaling Rs 11,000 crore. This includes Rs 5,000 crore through private placement, QIP, or preferential allotment, and Rs 6,000 crore via bonds or NCDs. The bank also appointed Jagajit Mangal Prasad as a Non-Executive Independent Director, effective July 1, 2025. These decisions are subject to shareholder approval.
25Jun 25
Au Small Finance Bank to Discuss Annual Fund Raising Strategy on June 28
AU Small Finance Bank's board will meet on June 28 to deliberate on the bank's annual fund raising strategy. This meeting could shape the bank's financial trajectory for the coming fiscal year and demonstrates the bank's proactive approach to financial planning.
25Jun 25
AU Small Finance Bank Sees Block Trade of 3.04 Lakh Shares Worth ₹24.50 Crore
A significant block trade of approximately 3.04 lakh shares of AU Small Finance Bank Ltd. occurred on the National Stock Exchange (NSE). The transaction, valued at ₹24.50 crore, was executed at ₹804.50 per share. This large-scale trade indicates continued interest in the bank among institutional investors and large traders. AU Small Finance Bank, a scheduled commercial bank since April 2017, focuses on retail and small business banking in semi-urban and rural areas.
09Jun 25
AU Small Finance Bank Shares: Significant Block Trades Worth ₹40.47 Crore Executed
AU Small Finance Bank witnessed two major block trades on the NSE. The first trade involved 315,597 shares at ₹757.05 per share, totaling ₹23.89 crore. The second trade saw 217,415 shares change hands at ₹762.40 per share, amounting to ₹16.58 crore. In total, 533,012 shares were traded for a combined value of ₹40.47 crore. These substantial trades may indicate significant moves by institutional investors or large shareholders.
02Jun 25
AU Small Finance Bank: Tata AIG General Insurance Acquires 0.12% Stake for Rs 62 Crore
Tata AIG General Insurance acquired a 0.12% stake in AU Small Finance Bank through a block deal, purchasing 9.01 lakh shares at Rs 693.00 per share. AU SFB's Q4 results showed impressive growth with a 57% YoY increase in net interest income and a 36% jump in net profit. The bank's revenue rose by 49.27% to ₹5,031.30 crore, while net profit reached ₹503.70 crore. For the full fiscal year, AU SFB reported a 33.12% increase in revenue to ₹12,300.60 crore and a 7.48% rise in net profit to ₹1,534.70 crore.
02Jun 25
AU Small Finance Bank Sees Large Block Trade of 1.25 Million Shares
A significant block trade of approximately 1.25 million shares of AU Small Finance Bank Ltd. occurred on the National Stock Exchange. The transaction involved 1,245,292 shares at Rs. 697.40 per share, totaling Rs. 86.85 crore. This large-scale trade could potentially influence market sentiment and trading patterns in the short term.
04May 25
AU Small Finance Bank: Private Equity Firms Set to Offload Shares Worth Rs 600 Crore
Several private equity firms, including True North, Indium IV, and Silver Leaf Oak, are planning to sell shares of AU Small Finance Bank worth up to Rs 600 crore through block deals. The floor price is set at Rs 650 per share, a 4% discount to the current market price. Investec has been appointed as the banker for this transaction.
23Apr 25
AU Small Finance Bank Reports Strong FY25 Results with 32% Profit Growth; Mixed Analyst Views Post Q4
AU Small Finance Bank announced robust financial results for FY 2024-25, with net profit increasing 32% to ₹2,106.00 crore. Total income grew 52% to ₹18,590.00 crore, while deposits and gross loan portfolio expanded by 27% and 20% respectively. Asset quality improved with gross NPA at 2.28% and net NPA at 0.74%. The bank's shares rose 5% following the results announcement, though analyst opinions remain mixed.
22Apr 25
AU Small Finance Bank Reports Strong FY25 Performance, Mixed Q4 Results
AU Small Finance Bank (AU SFB) announced strong financial results for FY25, with net profit rising 32% to ₹2,106.00 crore. Total income grew by 52% to ₹18,590.00 crore, while Net Interest Income increased by 55% to ₹8,012.00 crore. The bank's asset quality improved with GNPA at 2.28% and NNPA at 0.74%. Key performance indicators showed improvement, with ROA at 1.50% and ROE at 13.10%. Total deposits grew by 27% to ₹124,269.00 crore, and the gross loan portfolio increased by 20% to ₹115,704.00 crore. The bank maintained a strong capital adequacy ratio of 20.10%. A dividend of ₹1.00 per share was recommended for FY25.
21Apr 25
AU Small Finance Bank Sets Date for Q4 and FY25 Results Announcement
AU Small Finance Bank has scheduled its Q4 and FY25 financial results release for April 22, 2025. The board will meet to approve the audited results and consider dividend recommendations. An earnings call with analysts and investors is set for 5:30 PM IST on the same day, offering insights into the bank's performance and future outlook.
03Apr 25
AU Small Finance Bank Reports 10.7% Q4 Deposit Growth, Approves ₹1,500 Crore Tier II Bond Issuance
AU Small Finance Bank (AUSFB) has reported a 10.7% quarter-on-quarter increase in total deposits, reaching ₹124,270.00 crore as of March 31, 2025. This represents a 27.2% year-on-year growth. CASA deposits rose by 5.4% quarter-on-quarter to ₹36,250.00 crore, though the CASA ratio declined to 29.2%. Gross advances grew by 7.7% quarter-on-quarter to ₹108,780.00 crore. The bank has also approved the issuance of Tier II Bonds up to ₹1,500.00 crore to strengthen its capital base. These figures reflect the impact of the merger with Fincare SFB, effective April 1, 2024.
01Apr 25
Au Small Finance Bank Bolsters Capital Base with 7.70 Billion Rupee Tier-II Bond Issuance
Au Small Finance Bank has successfully raised ₹7.70 billion ($92.4 million) through Tier-II bonds, strengthening its capital position. The bank has shown significant growth over the past five years, with total assets increasing by 159.65%, total equity by 186.96%, and investments by 154.34%. This capital boost is expected to enhance the bank's capital adequacy, support growth initiatives, reflect investor confidence, and improve competitive positioning in the banking sector.
29Mar 25
AU Small Finance Bank Bolsters Capital with ₹770 Crore Tier-II Bond Issue
AU Small Finance Bank has successfully raised ₹770 crore by issuing tier-II bonds. The bank allotted 77,000 Unsecured, Rated, Listed, Redeemable, Subordinated, Non-Convertible Lower Tier II Bonds with a face value of ₹1,00,000 each. The bonds have a 10-year tenure, a 9.20% coupon rate, and will be listed on the BSE's Wholesale Debt Market segment. Major investors include HDFC Bank, Nippon India Mutual Fund, insurance companies, and pension funds. This fundraising is expected to boost the bank's capital adequacy ratio by approximately 1%, strengthening its financial position.
21Mar 25
AU Small Finance Bank Refutes Rumors, Affirms CFO's Position and RBI Application Status
AU Small Finance Bank has denied rumors about its CFO's resignation and a special RBI audit. The bank confirmed that CFO Vimal Jain remains in his position. Their application for Universal Bank status is under standard RBI evaluation. AU SFB expressed concern over persistent market rumors since its F&O inclusion in 2021, emphasizing its strong governance with 7 out of 10 independent directors. The bank plans to approach authorities to address false narratives affecting share prices and public trust.
13Mar 25
AU Small Finance Bank Sees Significant Block Trade on NSE
AU Small Finance Bank (AUSFB) experienced a significant block trade on the NSE, with 604,368 shares changing hands at Rs. 507.80 per share, totaling Rs. 30.69 crores. This transaction occurs as the bank conducts a postal ballot for special business matters, with e-voting scheduled from March 12 to April 10, 2025. The block trade's size suggests potential shifts in institutional holdings or strategic moves by large shareholders, while the postal ballot demonstrates the bank's commitment to shareholder engagement and regulatory compliance.
07Mar 25
AU Small Finance Bank Announces ₹1,500 Crore Bond Issuance Plan
AU Small Finance Bank plans to issue bonds worth ₹1,500 crore (15 billion rupees) to strengthen its capital position and support potential growth initiatives. The bank has also scheduled meetings with analysts and institutional investors in Mumbai for March 2025, showcasing its engagement with the investment community.
21Feb 25
HDFC Mutual Fund Boosts Stake in AU Small Finance Bank Amid Strong Q3 Performance
HDFC Mutual Fund has increased its stake in AU Small Finance Bank to 5.52% by acquiring 50,86,927 shares. This comes as AU SFB reported a 41% year-on-year growth in net profit for Q3 FY25. The bank's revenue surged by 48.89% to ₹4,731.9 crore, while net profit rose to ₹528.5 crore. Despite strong financials, there are concerns about asset quality deterioration. The stock market initially reacted negatively but has since rebounded.
19Feb 25
AU Small Finance Bank Sees Significant Block Trade Worth Rs. 85.92 Crores on NSE
AU Small Finance Bank witnessed a significant block trade on the NSE, involving 1,709,307 shares at Rs. 502.65 per share, totaling Rs. 85.92 crores. This large transaction has drawn attention from investors and analysts, potentially indicating institutional interest or changes in major shareholdings. While the identities of the traders remain undisclosed, the trade's size suggests it could impact short-term market dynamics for the bank's stock.
AU Small Finance Bank
948.75
+0.05
(+0.01%)
1 Year Returns:+59.28%