au small finance bank will transfer the final dividend declared for FY 2018-19 and the corresponding equity shares to the Investor Education and Protection Fund (IEPF) on or before September 27, 2026. This action follows the requirement under Section 124(6) of the Companies Act, 2013 and the IEPF Authority (Accounting, Audit, Transfer and Refund) Rules, 2016, as the dividend has remained unclaimed for a period of seven consecutive years.

The Bank stated that shareholders who have not encashed the dividend for FY 2018-19 must submit an application to claim the amount on or before August 28, 2026. Failure to lodge a valid claim by this deadline will result in the transfer of both the unclaimed dividend and the associated equity shares to the IEPF authority without further notice. Once transferred, shareholders can only claim these assets from the IEPF Authority by filing e-form IEPF-5 on the Ministry of Corporate Affairs website.

A separate communication has been dispatched to all affected shareholders regarding the impending transfer. The Bank has clarified that no claim will lie against it once the dividend and shares are transferred to the IEPF. Details of the unclaimed dividend and the list of shareholders whose shares are liable for transfer are available on the Bank's website.

Key Dates and Actions

Shareholders seeking information or clarification can contact the Registrar and Transfer Agent, MUFG Intime India Private Limited, or the Bank's investor relations team. The newspaper advertisement regarding this notice was published in the Financial Express and Nafa Nuksan on May 27, 2026.

AU Small Finance Bank has collaborated with Intellect Design Arena, a global leader in AI-First, enterprise-grade financial technology, adopting its Purple Fabric platform. The partnership aims to accelerate the bank's journey towards becoming an AI-first bank and build a scalable, technology-led banking franchise powered by enterprise-wide intelligence.

The adoption of the Purple Fabric platform marks a significant milestone in the integration of enterprise AI within the Indian banking sector. By leveraging this technology, the bank intends to embed intelligence across customer journeys, operations, and decision-making processes. The platform is designed to provide a scalable foundation for enterprise-wide AI, built on model flexibility and domain-driven intelligence.

Strategic Objectives and Capabilities

The collaboration focuses on establishing a robust AI architecture that goes beyond ecosystem constraints to enable domain-driven innovation at scale. To accelerate this journey, the bank will utilize PF Credit agents, which are AI-powered decision engines. These agents are capable of analyzing customer data in real time, automating credit assessments, and enabling faster, more consistent lending decisions.

The Purple Fabric platform enables the bank to build and scale domain-specific AI agents across various business functions. It provides access to a multi-model LLM Hub, offering freedom of model choice, and allows for the processing and operationalization of unstructured data at an enterprise scale. Furthermore, the platform ensures seamless integration with existing technological ecosystems to modernize commercial banking offerings.

Operational Scale and Market Presence

AU Small Finance Bank operates a wide network of over 2,790 banking touchpoints across 21 States and 4 Union Territories. The bank serves over 1.2 crore customers and is supported by a workforce of 59,200+ employees. As of 31st March 2026, the bank reported significant financial metrics, including shareholders’ funds of ₹19,974 cr and a deposit base of ₹1,52,661 cr.

Leadership Commentary

Sanjay Agarwal, Founder, MD & CEO of AU Small Finance Bank, emphasized the bank's vision to become an AI-first bank by embedding intelligence into every layer of its business. He stated that the solution enables domain-led innovation at scale, helping the bank make faster decisions, strengthen risk assessment, and deliver personalized experiences to customers.

Ramanan SV, CEO-India & South Asia at Intellect Design Arena, highlighted that the real challenge in enterprise AI is scaling it into everyday business operations with consistency. He noted that Purple Fabric addresses this by providing a scalable foundation that brings together model flexibility, domain-driven intelligence, and enterprise-grade data orchestration.