| Annual Financials | 2015 | 2016 | 2017 | TTM |
Revenue  | 815 | 1,214 | 1,446 | 0 |
| Expenses | 233 | 339 | 422 | 0 |
| EBITDA | 248 | 383 | 493 | 0 |
| Operating Profit % | 71 % | 72 % | 70 % | 0 % |
| Depreciation | 8 | 10 | 6 | 0 |
| Interest | 334 | 492 | 531 | 0 |
| Profit Before Tax | 241 | 373 | 1,082 | 0 |
| Tax | 79 | 128 | 321 | 0 |
| Net Profit | 162 | 245 | 761 | 0 |
| EPS in ₹ | 37.24 | 9.32 | 27.97 | 0.00 |
AU Small Finance Bank
AU Small Finance Bank
908.70
+27.70
(3.14%)
Key Fundamentals
Market Cap
67,779.80 Cr
EPS
27.97
PE Ratio
31.19
Dividend Yield
0.11 %
Industry
Banks 52 Week High
892.65
52 Week Low
478.35
PB Ratio
3.74
Debt to Equity
0.00
Sector
Small Finance Bank Analyst Rating and Forecast
- By Refinitiv from25 analysts
Actual
Company News
View All News
AU Small Finance Bank executed a block trade on the National Stock Exchange involving approximately 1,283,437 shares at a price of Rs. 883.20 per share. The total transaction value amounted to Rs. 113.35 crores.
AU Small Finance Bank Allots 76,959 Equity Shares Under Employee Stock Option Plans9 days ago
AU Small Finance Bank has allotted 76,959 equity shares with a face value of Rs. 10 each following the exercise of Employee Stock Options across four ESOP schemes. The allotment includes 1,932 shares under ESOP 2016, 15,656 shares under ESOP 2018, 43,182 shares under ESOP 2020, and 16,189 shares under ESOP 2023. As a result of this allotment, the bank's paid-up equity share capital has increased from Rs. 7,46,27,17,780 to Rs. 7,46,34,87,370.
Rajeev Yadav, Deputy CEO of AU Small Finance Bank Limited, resigned from his position on October 27, 2025, to pursue other opportunities. The bank accepted his resignation, and he was relieved from services at the close of business hours on October 31, 2025. Yadav had served with the bank for 18 months in his role as Deputy CEO and Senior Management Personnel.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
908.70 | #1 67,779.80 | #8 31.19 | #7 1,446.00 | #3 19.10 | #1 761 | #3 -1.80 | 77.89 | |
52.38 | 10,146.80 | 24.34 | 7,200.60 | 11.40 | 726 | -47.77 | 59.44 | |
60.58 | 6,909.20 | #1 -75.84 | #1 7,223.20 | 14.93 | 147 | #1 86.82 | 61.05 | |
476.25 | 5,011.40 | 12.19 | 5,485.70 | 17.11 | 501 | -22.44 | 55.35 | |
16.89 | 3,005.60 | -8.55 | 4,364.80 | #1 21.96 | 24 | -274.31 | 38.07 | |
143.28 | 1,522.90 | 23.44 | 2,171.00 | 20.07 | 115 | -33.04 | 45.12 | |
27.48 | 1,416.60 | -2.13 | 4,329.30 | 1.62 | -521 | -229.30 | 38.29 | |
272.50 | 1,234.00 | 9.06 | 994.50 | 15.32 | 132 | 4.80 | 38.90 |
Growth Rate
Revenue Growth
19.10 %
Net Income Growth
210.40 %
Cash Flow Change
151.43 %
ROE
67.23 %
ROCE
50.78 %
EBITDA Margin (Avg.)
-1.75 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 |
| Total Assets | 4,823 | 7,933 | 9,812 |
| Fixed Assets | 25 | 30 | 36 |
| Current Assets | 293 | 529 | 779 |
| Capital Work in Progress | 1 | 0 | 240 |
| Investments | 65 | 89 | 2,150 |
| Other Assets | 4,733 | 7,813 | 7,386 |
| Total Liabilities | 4,823 | 7,933 | 9,812 |
| Current Liabilities | 384 | 615 | 753 |
| Non Current Liabilities | 4,439 | 7,318 | 9,059 |
| Total Equity | 838 | 1,071 | 1,988 |
| Reserve & Surplus | 794 | 1,023 | 1,703 |
| Share Capital | 44 | 44 | 284 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 |
| Net Cash Flow | 31 | 278 | 106 |
| Investing Activities | 3 | 39 | -1,800 |
| Operating Activities | -1,125 | -1,719 | 884 |
| Financing Activities | 1,153 | 1,959 | 1,022 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Aug 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Apr 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 28.47 % | 28.41 % | 28.39 % | 28.33 % | 28.23 % | 28.21 % | 26.75 % | 25.58 % | 25.55 % | 25.54 % | 25.53 % | 25.49 % | 25.46 % | 25.45 % | 22.93 % | 22.92 % | 22.90 % | 22.88 % | 22.87 % | 22.85 % | 22.82 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.03 % | 0.00 % | 41.65 % | 0.03 % | 39.37 % | 35.47 % | 39.58 % | 40.72 % | 39.35 % | 35.58 % | 37.68 % | 34.49 % |
| DIIs | 16.22 % | 17.00 % | 16.52 % | 15.73 % | 14.94 % | 14.44 % | 15.98 % | 17.23 % | 20.64 % | 20.63 % | 19.25 % | 19.56 % | 15.22 % | 22.78 % | 21.16 % | 18.44 % | 20.14 % | 21.78 % | 27.17 % | 28.87 % | 31.90 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 9.60 % | 10.29 % | 10.15 % | 10.56 % | 10.61 % | 10.75 % | 10.28 % | 8.26 % | 7.93 % | 7.66 % | 7.29 % | 7.03 % | 6.76 % | 7.59 % | 7.05 % | 5.37 % | 5.04 % | 4.90 % | 5.45 % | 5.67 % | 5.86 % |
| Others | 45.71 % | 44.30 % | 44.94 % | 45.38 % | 46.22 % | 46.60 % | 46.98 % | 48.92 % | 45.84 % | 46.14 % | 47.93 % | 6.29 % | 52.52 % | 4.81 % | 13.39 % | 13.69 % | 11.20 % | 11.09 % | 8.93 % | 4.92 % | 4.92 % |
| No of Share Holders | 1,14,569 | 1,48,324 | 1,44,197 | 1,42,821 | 1,49,884 | 1,70,471 | 1,86,469 | 1,88,507 | 1,79,082 | 1,70,109 | 1,63,552 | 1,59,037 | 1,55,660 | 2,30,172 | 2,30,378 | 1,95,762 | 1,74,101 | 1,89,495 | 1,92,987 | 1,90,119 | 1,91,508 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.5 | 0.75 | 0.00 | 0.00 | 1 | 1 | 1 | 1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.17 | 0.3 | 0.00 | 0.00 | 0.17 | 0.18 | 0.19 | 0.11 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Jun 2022 |  Bonus | 1:1 | 09 Jun 2022 | 625.68 | 613.20 |
| 30 Jul 2022 |  Dividend | ₹ 0.50 /share | 28 Jul 2022 | 682.65 | 591.80 |
| 14 Jul 2023 | Dividend | ₹ 1.00 /share | 14 Jul 2023 | 664.00 | 759.80 |
| 27 Nov 2023 |  Extraordinary General Meeting | NA | 27 Nov 2023 | 666.70 | 722.10 |
| 12 Jul 2024 | Dividend | ₹ 1.00 /share | 12 Jul 2024 | 609.25 | 633.40 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 692.50 | 631.30 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 727.35 | 638.50 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 570.05 | 582.40 |
| 22 Apr 2025 | Quarterly Result Announcement | NA | 22 Apr 2025 | 557.05 | 627.00 |
| 04 Jul 2025 | Dividend | ₹ 1.00 /share | 04 Jul 2025 | 627.00 | 811.30 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 819.50 | 794.90 |
| 08 Aug 2025 | Annual General Meeting | NA | 08 Aug 2025 | 809.95 | 743.25 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 763.25 | 797.00 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Change in Management9 days ago
9 days agoIntimation For Change Of Website Domain Name Of AU Small Finance Bank LimitedOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 21, 2025
Oct 21, 2025Transcript Of Conference Call For Financial Result For The Quarter And Half Year Ended On September 30 2025Oct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Oct 18, 2025Audio Recording Of Conference Call For Unaudited Financial Results For The Quarter And Half Year Ended On September 30 2025Oct 18, 2025
Oct 18, 2025Amendment In The Code Of Fair Disclosure And Conduct And Policy For Determination And Sharing Of Information For Legitimate PurposeOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 17, 2025
Oct 17, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On October 17 2025Oct 17, 2025
Oct 17, 2025Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On October 17 2025Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 11, 2025
Oct 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 07, 2025
Oct 07, 2025Board Meeting Intimation for Meeting To Be Held On Friday October 17 2025Oct 07, 2025
Oct 07, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulation 2015Oct 03, 2025
Oct 03, 2025Closure of Trading WindowSep 29, 2025
Sep 29, 2025Update In Contact Details Of Authorised Kmps To Determine Materiality Of Events/Information And Make Disclosures To Stock ExchangesSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 16, 2025
Sep 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 11, 2025
Sep 11, 2025Announcement under Regulation 30 (LODR)-DemiseSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Investor PresentationSep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2025
Aug 12, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 09, 2025
Aug 09, 2025Proceedings Of The 30Th Annual General Meeting Of AU Small Finance Bank LimitedAug 09, 2025
Aug 09, 2025Reserve Bank Of IndiaS In-Principle Approval For Transition From A Small Finance Bank Into Universal BankAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 02, 2025
Aug 02, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 25 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 21, 2025
Jul 21, 2025Audio Recording Of Conference Call For Unaudited Financial Results For The Quarter Ended On June 30 2025Jul 20, 2025
Jul 20, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 19 2025Jul 19, 2025
Jul 19, 2025Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 19 2025Jul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 17, 2025
Jul 17, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 16, 2025
Jul 16, 2025Notice Of 30Th Annual General Meeting And Integrated Annual Report For FY 2024-25 Of AU Small Finance Bank LimitedJul 16, 2025
Jul 16, 2025Reg. 34 (1) Annual Report.Jul 16, 2025
Jul 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 11, 2025
Jul 11, 2025Mutual Fund Holdings
HDFC Mid Cap Fund Direct-Growth 
Nippon India Growth Mid Cap Fund Direct- Growth 
Kotak Flexicap Fund Direct-Growth 
DSP Midcap Direct Plan-Growth 
Invesco India Mid Cap Fund Direct-Growth 
Aditya Birla Sun Life Flexi Cap Fund Direct-Growth 
Mirae Asset Large & Midcap Fund Direct-Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
Edelweiss Mid Cap Direct Plan-Growth 
Sundaram Mid Cap Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 77.89
ATR(14)
Volatile 20.04
STOCH(9,6)
Neutral 77.32
STOCH RSI(14)
Neutral 52.75
MACD(12,26)
Bullish 1.81
ADX(14)
Strong Trend 46.33
UO(9)
Bearish 62.47
ROC(12)
Uptrend And Accelerating 5.03
WillR(14)
Overbought -0.84
About AU Small Finance Bank
AU Small Finance Bank Limited is an Indian banking and financial services company. It offers retail banking, wholesale banking, and treasury operations. The bank provides personal banking services including savings accounts, salary accounts, and fixed deposits. It also offers various types of loans such as car loans, home loans, personal loans, and tractor loans. AU Small Finance Bank operates in India through a network of branches, banking outlets, business correspondents, and ATMs across multiple states and union territories. The bank was formerly known as Au Financiers India Limited and began its banking operations in April 2017 after receiving approval from the Reserve Bank of India to establish a Small Finance Bank.
Listing Date
10 Jul, 2017(8 Years,
0 days)
Website
Chairperson NameHarun Rasid Khan
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