| Annual Financials | 2015 | 2016 | 2017 | TTM |
Revenue  | 815 | 1,214 | 1,446 | 0 |
| Expenses | 233 | 339 | 422 | 0 |
| EBITDA | 248 | 383 | 493 | 0 |
| Operating Profit % | 71 % | 72 % | 70 % | 0 % |
| Depreciation | 8 | 10 | 6 | 0 |
| Interest | 334 | 492 | 531 | 0 |
| Profit Before Tax | 241 | 373 | 1,082 | 0 |
| Tax | 79 | 128 | 321 | 0 |
| Net Profit | 162 | 245 | 761 | 0 |
| EPS in ₹ | 37.24 | 9.32 | 27.97 | 0.00 |
AU Small Finance Bank
AU Small Finance Bank
706.65
-4.30
(-0.60%)
Market Cap
52,642.06 Cr
EPS
27.97
PE Ratio
24.27
Dividend Yield
0.14 %
Industry
Banks52 Week High
841.00
52 Week Low
478.35
PB Ratio
3.11
Debt to Equity
0.00
Sector
Small Finance Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from24 analysts
Company News
View All News
AU Small Finance Bank announced the death of Chief Financial Officer Vimal Jain on September 10, 2025, due to cardiac arrest. Jain had been with the bank since 2010, serving for over 15 years and playing a crucial leadership role in the Finance and Accounts function. The bank described him as a pillar of strength who contributed significantly through his vision and leadership during his tenure. AU Small Finance Bank is initiating steps for interim succession and will update regulators on further developments regarding the CFO position.
AU Small Finance Bank executed a block trade on NSE involving approximately 1,007,817 shares at Rs. 705.35 per share, totaling Rs. 71.09 crores. The transaction represents a significant bulk trading activity for the small finance bank.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
706.65 | #1 52,642.06 | #6 24.27 | #7 1,446.00 | #5 19.10 | #1 761 | #1 15.58 | 42.14 | |
46.62 | 9,021.97 | 17.30 | 7,200.60 | 11.40 | 726 | -65.73 | 63.32 | |
54.97 | 6,268.24 | 43.63 | #1 7,223.20 | 30.09 | 147 | -967.44 | 48.64 | |
456.05 | 4,796.58 | 11.35 | 5,485.70 | 17.11 | 501 | -40.27 | 40.17 | |
21.49 | 2,367.36 | 99.59 | 4,364.80 | 21.96 | 24 | -274.31 | 54.59 | |
29.31 | 1,510.72 | 19.65 | 4,329.30 | 35.61 | -521 | -229.30 | 41.28 | |
127.01 | 1,349.92 | 17.04 | 2,171.00 | #1 41.14 | 115 | -49.64 | 53.66 | |
291.60 | 1,319.40 | #1 9.88 | 994.50 | 15.32 | 132 | 6.67 | 47.65 |
Forecast
Actual
Growth Rate
Revenue Growth
19.10 %
Net Income Growth
210.40 %
Cash Flow Change
151.43 %
ROE
67.23 %
ROCE
50.78 %
EBITDA Margin (Avg.)
-1.75 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 |
| Total Assets | 4,823 | 7,933 | 9,812 |
| Fixed Assets | 25 | 30 | 36 |
| Current Assets | 293 | 529 | 779 |
| Capital Work in Progress | 1 | 0 | 240 |
| Investments | 65 | 89 | 2,150 |
| Other Assets | 4,733 | 7,813 | 7,386 |
| Total Liabilities | 4,823 | 7,933 | 9,812 |
| Current Liabilities | 384 | 615 | 753 |
| Non Current Liabilities | 4,439 | 7,318 | 9,059 |
| Total Equity | 838 | 1,071 | 1,988 |
| Reserve & Surplus | 794 | 1,023 | 1,703 |
| Share Capital | 44 | 44 | 284 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 |
| Net Cash Flow | 31 | 278 | 106 |
| Investing Activities | 3 | 39 | -1,800 |
| Operating Activities | -1,125 | -1,719 | 884 |
| Financing Activities | 1,153 | 1,959 | 1,022 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Aug 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Apr 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 28.47 % | 28.41 % | 28.39 % | 28.33 % | 28.23 % | 28.21 % | 26.75 % | 25.58 % | 25.55 % | 25.54 % | 25.53 % | 25.49 % | 25.46 % | 25.45 % | 22.93 % | 22.92 % | 22.90 % | 22.88 % | 22.87 % | 22.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.03 % | 0.03 % | 0.00 % | 41.65 % | 0.03 % | 39.37 % | 35.47 % | 39.58 % | 40.72 % | 39.35 % | 35.58 % | 37.68 % |
| DIIs | 16.22 % | 17.00 % | 16.52 % | 15.73 % | 14.94 % | 14.44 % | 15.98 % | 17.23 % | 20.64 % | 20.63 % | 19.25 % | 19.56 % | 15.22 % | 22.78 % | 21.16 % | 18.44 % | 20.14 % | 21.78 % | 27.17 % | 28.87 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 9.60 % | 10.29 % | 10.15 % | 10.56 % | 10.61 % | 10.75 % | 10.28 % | 8.26 % | 7.93 % | 7.66 % | 7.29 % | 7.03 % | 6.76 % | 7.59 % | 7.05 % | 5.37 % | 5.04 % | 4.90 % | 5.45 % | 5.67 % |
| Others | 45.71 % | 44.30 % | 44.94 % | 45.38 % | 46.22 % | 46.60 % | 46.98 % | 48.92 % | 45.84 % | 46.14 % | 47.93 % | 6.29 % | 52.52 % | 4.81 % | 13.39 % | 13.69 % | 11.20 % | 11.09 % | 8.93 % | 4.92 % |
| No of Share Holders | 1,14,569 | 1,48,324 | 1,44,197 | 1,42,821 | 1,49,884 | 1,70,471 | 1,86,469 | 1,88,507 | 1,79,082 | 1,70,109 | 1,63,552 | 1,59,037 | 1,55,660 | 2,30,172 | 2,30,378 | 1,95,762 | 1,74,101 | 1,89,495 | 1,92,987 | 1,90,119 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.5 | 0.75 | 0.00 | 0.00 | 1 | 1 | 1 | 1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.17 | 0.3 | 0.00 | 0.00 | 0.17 | 0.18 | 0.19 | 0.14 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Jun 2022 |  Bonus | 1:1 | 09 Jun 2022 | 625.68 | 613.20 |
| 30 Jul 2022 |  Dividend | ₹ 0.50 /share | 28 Jul 2022 | 682.65 | 591.80 |
| 14 Jul 2023 | Dividend | ₹ 1.00 /share | 14 Jul 2023 | 664.00 | 759.80 |
| 27 Nov 2023 |  Extraordinary General Meeting | NA | 27 Nov 2023 | 666.70 | 722.10 |
| 12 Jul 2024 | Dividend | ₹ 1.00 /share | 12 Jul 2024 | 609.25 | 633.40 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 692.50 | 631.30 |
| 23 Oct 2024 |  Quarterly Result Announcement | NA | 23 Oct 2024 | 727.35 | 638.50 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 570.05 | 582.40 |
| 22 Apr 2025 | Quarterly Result Announcement | NA | 22 Apr 2025 | 557.05 | 627.00 |
| 04 Jul 2025 | Dividend | ₹ 1.00 /share | 04 Jul 2025 | 627.00 | 811.30 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 819.50 | 794.90 |
| 08 Aug 2025 | Annual General Meeting | NA | 08 Aug 2025 | 809.95 | 743.25 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Demise3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Investor PresentationSep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2025
Aug 12, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 09, 2025
Aug 09, 2025Proceedings Of The 30Th Annual General Meeting Of AU Small Finance Bank LimitedAug 09, 2025
Aug 09, 2025Reserve Bank Of IndiaS In-Principle Approval For Transition From A Small Finance Bank Into Universal BankAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 02, 2025
Aug 02, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 25 2025Jul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 21, 2025
Jul 21, 2025Audio Recording Of Conference Call For Unaudited Financial Results For The Quarter Ended On June 30 2025Jul 20, 2025
Jul 20, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 19 2025Jul 19, 2025
Jul 19, 2025Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On July 19 2025Jul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 17, 2025
Jul 17, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 16, 2025
Jul 16, 2025Notice Of 30Th Annual General Meeting And Integrated Annual Report For FY 2024-25 Of AU Small Finance Bank LimitedJul 16, 2025
Jul 16, 2025Reg. 34 (1) Annual Report.Jul 16, 2025
Jul 16, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 11, 2025
Jul 11, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2025
Jul 11, 2025Board Meeting Intimation for Meeting To Be Held On Saturday July 19 2025Jul 07, 2025
Jul 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 07, 2025
Jul 07, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulation 2015Jul 03, 2025
Jul 03, 2025Closure of Trading WindowJun 30, 2025
Jun 30, 2025AU Small Finance Bank Partners With LIC To Expand Life Insurance Access Across IndiaJun 30, 2025
Jun 30, 2025Fixing Of Record Date For Dividend.Jun 28, 2025
Jun 28, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 28, 2025
Jun 28, 2025Board Meeting Outcome for Outcome Of Board MeetingJun 28, 2025
Jun 28, 2025Board Meeting Intimation for Meeting To Be Held On Saturday June 28 2025Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Jun 04, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2025
May 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 17, 2025
May 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 07, 2025
May 07, 2025Non-Applicability Of Provisions Related To Chapter XII Of SEBI Circular Dated August 10 2021 (Updated As On July 07 2023) W.R.T. Fund Raising By Issuance Of Debt Securities By Large EntitiesApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptApr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 23, 2025
Apr 23, 2025Audio Recording Of Conference Call For Audited Financial Results For The Quarter And Financial Year Ended On March 31 2025Apr 22, 2025
Apr 22, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 22, 2025
Apr 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Of AU Small Finance Bank Limited Held On April 22 2025Apr 22, 2025
Apr 22, 2025Technical Indicators
RSI(14)
Neutral 42.14
ATR(14)
Less Volatile 15.86
STOCH(9,6)
Neutral 32.78
STOCH RSI(14)
Neutral 46.50
MACD(12,26)
Bearish -0.90
ADX(14)
Weak Trend 22.88
UO(9)
Bearish 47.97
ROC(12)
Downtrend And Accelerating -5.16
WillR(14)
Neutral -63.01
Mutual Fund Holdings
Invesco India Mid Cap Fund Direct-Growth 
Edelweiss Mid Cap Direct Plan-Growth 
ICICI Prudential Equity Arbitrage Direct-Growth 
HDFC Mid Cap Fund Direct-Growth 
Bandhan Large & Mid Cap Fund Direct-Growth 
Mirae Asset Large & Midcap Fund Direct-Growth 
UTI Flexi Cap Fund Direct-Growth 
WhiteOak Capital Mid Cap Fund Direct - Growth 
Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
Sundaram Multi-Factor Fund Direct-Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
DSP Quant Fund Direct - Growth 
Nippon India Arbitrage Fund Direct-Growth 
Canara Robeco Mid Cap Fund Direct - Growth 
Tata Arbitrage Fund Direct - Growth About AU Small Finance Bank
AU Small Finance Bank Limited is an Indian banking and financial services company. It offers retail banking, wholesale banking, and treasury operations. The bank provides personal banking services including savings accounts, salary accounts, and fixed deposits. It also offers various types of loans such as car loans, home loans, personal loans, and tractor loans. AU Small Finance Bank operates in India through a network of branches, banking outlets, business correspondents, and ATMs across multiple states and union territories. The bank was formerly known as Au Financiers India Limited and began its banking operations in April 2017 after receiving approval from the Reserve Bank of India to establish a Small Finance Bank.
Listing Date
10 Jul, 2017(8 Years,
4 days)
Website
Chairperson NameHarun Rasid Khan
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