Utkarsh Small Finance Bank

30.84
+0.81
(2.70%)
Market Cap
3,397.11
Eps
4.79
PE Ratio (TTM)
7.12
Dividend Yield
1.66
Industry
Banks
52 Week High
68.30
52 Week low
27.43
PB Ratio
1.06
Debt to Equity
0.00
Sector
Small Finance Bank
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
23.02 %
Cash Flow Change
-36.99 %
ROE
-17.21 %
ROCE
3.29 %
EBITDA Margin (Avg.)
0.66 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
562
939
1,406
1,706
2,034
2,804
3,579
4,065
Expenses
358
447
615
823
1,125
1,234
1,562
1,950
EBITDA
-47
110
212
141
121
595
725
615
Operating Profit %
31 %
49 %
53 %
48 %
39 %
51 %
51 %
47 %
Depreciation
16
16
25
30
41
59
65
0
Interest
251
382
580
742
788
976
1,293
1,501
Profit Before Tax
-63
94
187
112
80
536
659
615
Tax
0
0
0
0
18
131
162
150
Net Profit
-63
94
187
112
62
405
498
465
EPS in ₹
-0.92
1.37
2.49
1.46
0.70
4.52
4.79
4.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
4,524
6,236
9,404
12,138
15,064
19,117
23,903
Fixed Assets
87
87
110
125
286
302
301
Current Assets
639
604
1,761
1,368
2,109
2,799
3,442
Capital Work in Progress
1
3
0
56
1
2
10
Investments
661
862
1,192
2,314
2,348
2,859
3,680
Other Assets
3,775
5,284
8,102
9,643
12,429
15,955
19,912
Total Liabilities
4,524
6,236
9,404
12,138
15,064
19,117
23,903
Current Liabilities
129
243
475
654
845
1,057
1,462
Non Current Liabilities
4,395
5,994
8,930
11,484
14,218
18,060
22,441
Total Equity
412
773
1,020
1,368
1,572
2,000
2,973
Reserve & Surplus
-58
36
260
520
677
1,104
1,874
Share Capital
470
737
759
848
896
896
1,100

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
-52
1,097
-444
702
645
511
Investing Activities
-171
-322
-533
-739
-693
-620
Operating Activities
211
115
-84
1,329
1,573
991
Financing Activities
-92
1,304
172
111
-235
140

Share Holding

% Holding
Jul 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
69.28 %
69.28 %
69.16 %
69.06 %
69.02 %
68.94 %
68.93 %
FIIs
0.00 %
2.07 %
0.00 %
0.87 %
0.95 %
0.99 %
1.34 %
DIIs
10.34 %
13.00 %
9.93 %
9.82 %
10.61 %
10.01 %
8.23 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
Public / Retail
4.60 %
6.47 %
9.28 %
11.26 %
11.84 %
13.46 %
14.41 %
No of Share Holders
37,957
1,63,614
1,92,791
2,22,044
2,15,133
2,27,886
2,40,592

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
596.10 44,357.81 21.92 1,446.00 19.10 761 40.82 54.41
71.85 8,186.02 26.04 6,285.10 30.09 799 -67.18 59.35
37.08 7,173.29 7.42 6,463.90 35.96 1,282 -63.81 64.92
448.90 4,700.61 6.55 4,684.10 26.60 670 -17.76 56.13
30.80 3,392.70 7.12 3,578.80 27.62 498 -55.07 43.50
35.89 1,848.30 21.31 4,260.30 35.61 426 -235.69 34.41
302.80 1,370.08 10.86 862.40 18.87 112 17.65 56.60
124.00 1,317.93 6.23 1,808.10 41.14 216 -41.78 41.88

Corporate Action

Technical Indicators

RSI(14)
Neutral
43.50
ATR(14)
Less Volatile
1.12
STOCH(9,6)
Neutral
66.57
STOCH RSI(14)
Overbought
83.50
MACD(12,26)
Bullish
0.27
ADX(14)
Strong Trend
40.22
UO(9)
Bearish
56.63
ROC(12)
Downtrend And Accelerating
-2.37
WillR(14)
Neutral
-32.64