Utkarsh Small Finance Bank

45.82
+0.84
(1.87%)
Market Cap (₹ Cr.)
₹4,958
52 Week High
68.30
Book Value
₹
52 Week Low
44.81
PE Ratio
9.40
PB Ratio
1.67
PE for Sector
15.31
PB for Sector
1.76
ROE
16.74 %
ROCE
8.17 %
Dividend Yield
1.11 %
EPS
₹4.79
Industry
Banks
Sector
Banks - Private Sector
comparison:

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
23.02 %
Cash Flow Change
-36.99 %
ROE
-17.23 %
ROCE
3.27 %
EBITDA Margin (Avg.)
0.65 %

Financial Results

Quarterly Financials
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Revenue
655
677
712
760
812
861
889
1,016
1,071
Expenses
312
334
342
305
369
392
413
452
492
EBITDA
344
343
370
456
443
469
476
564
579
Operating Profit %
45 %
45 %
47 %
56 %
49 %
48 %
49 %
50 %
49 %
Depreciation
0
0
0
0
0
0
0
0
0
Interest
222
226
247
282
298
315
324
356
393
Profit Before Tax
122
117
122
174
145
154
152
208
186
Tax
33
30
29
40
37
40
36
49
49
Net Profit
89
88
94
134
108
114
116
160
137
EPS in ₹
1.00
0.98
1.04
1.49
1.20
1.17
1.14
1.45
1.25

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
4,524
6,236
9,404
12,138
15,064
19,117
23,903
Fixed Assets
87
87
110
125
286
301
301
Current Assets
0
0
0
0
0
0
0
Capital Work in Progress
1
3
0
56
1
2
10
Investments
661
862
1,192
2,314
2,348
2,859
3,679
Other Assets
3,775
5,284
8,102
9,643
12,429
15,955
19,912
Total Liabilities
4,112
5,464
8,385
10,770
13,491
17,117
20,930
Current Liabilities
0
0
0
0
0
0
0
Non Current Liabilities
4,112
5,464
8,385
10,770
13,491
17,117
20,930
Total Equity
412
773
1,020
1,368
1,572
2,000
2,973
Reserve & Surplus
-58
36
260
520
677
1,104
1,874
Share Capital
470
737
759
848
896
896
1,099

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
-52
1,097
-444
702
645
511
Investing Activities
-171
-322
-532
-739
-693
-620
Operating Activities
211
115
-83
1,329
1,573
991
Financing Activities
-92
1,304
172
111
-235
140

Share Holding

% Holding
Jul 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Promoter
69.28 %
69.28 %
69.16 %
69.06 %
69.02 %
FIIs
3.05 %
2.07 %
0.74 %
0.87 %
0.95 %
DIIs
12.78 %
13.00 %
11.30 %
9.82 %
10.61 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
Public / Retail
14.89 %
15.65 %
18.79 %
20.25 %
19.42 %

Dividend History

No dividends have been distributed by the company in the past 10 years

Peer Comparison Compare Peers on Screener

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,726.20 13,21,281.25 19.38 4,07,994.78 99.35 65,447 38.58 58.56
1,274.40 8,96,811.94 19.79 2,36,037.73 26.78 45,007 13.15 52.18
1,226.65 3,81,228.13 14.26 1,37,989.36 30.43 26,424 5.79 51.89
1,879.40 3,68,279.34 19.75 94,273.91 38.35 17,977 79.47 57.88
1,409.70 1,12,798.20 12.50 55,143.99 23.81 8,977 2.18 41.79
87.78 93,803.96 14.91 30,370.41 20.68 5,814 40.90 42.48
22.42 70,499.14 48.89 32,960.89 23.98 1,285 48.84 32.57
73.44 55,641.60 19.52 36,256.84 33.32 2,942 -12.15 48.43
732.70 55,020.76 32.12 1,445.99 19.10 761 29.90 62.00
197.12 48,235.42 11.97 26,781.95 32.27 3,928 17.18 63.59

Corporate Action

Technical Indicators

RSI(14)
Neutral
37.47
ATR(14)
Volatile
1.03
STOCH(9,6)
Neutral
34.69
STOCH RSI(14)
Neutral
46.69
MACD(12,26)
Bearish
-0.14
ADX(14)
Strong Trend
33.14
UO(9)
Bullish
29.27
ROC(12)
Downtrend But Slowing Down
-4.78
WillR(14)
Neutral
-72.63