Utkarsh Small Finance Bank

23.06
+0.09
(0.39%)
Market Cap
2,540.30 Cr
EPS
4.79
PE Ratio
105.00
Dividend Yield
0.00 %
Industry
Banks
52 Week High
55.50
52 Week Low
21.25
PB Ratio
0.86
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+50.00 %
+50.00 %
Hold
Hold+50.00 %
+50.00 %
Sell
Sell0.0 %
0.0 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
693.05
#1 51,592.20
24.52
1,446.00
19.10
761
#1 35.88
59.77
43.03
8,326.30
11.47
#1 6,463.90
35.96
#1 1,282
-74.70
50.04
63.61
7,250.70
49.34
6,285.10
30.09
799
-79.72
50.22
482.70
5,070.60
#1 10.13
4,684.10
26.60
670
-61.61
47.01
23.06
#5 2,540.30
#8 105.00
#5 3,578.80
#5 27.62
#5 498
#6 -98.12
41.74
31.04
1,599.20
19.65
4,260.30
35.61
426
-523.09
61.41
140.44
1,492.70
13.02
1,808.10
#1 41.14
216
-155.59
65.25
297.05
1,344.10
10.21
862.40
18.87
112
21.28
57.67
Forecast
Actual
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
23.02 %
Cash Flow Change
-36.99 %
ROE
-17.21 %
ROCE
3.29 %
EBITDA Margin (Avg.)
0.66 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
562
939
1,406
1,706
2,034
2,804
3,579
4,365
Expenses
390
392
551
783
1,125
1,234
1,562
2,595
EBITDA
-78
165
276
181
121
595
725
28
Operating Profit %
25 %
56 %
58 %
50 %
39 %
51 %
51 %
31 %
Depreciation
16
16
25
30
41
59
65
0
Interest
251
382
580
742
788
976
1,293
1,742
Profit Before Tax
-95
149
250
151
80
536
659
28
Tax
-32
55
64
40
18
131
162
4
Net Profit
-63
94
187
112
62
405
498
24
EPS in ₹
-0.92
1.37
2.49
1.46
0.70
4.52
4.79
0.20

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
Total Assets
4,524
6,239
9,404
12,138
15,064
19,117
23,903
Fixed Assets
87
87
110
125
286
302
301
Current Assets
639
604
1,761
1,368
2,109
2,799
3,442
Capital Work in Progress
1
3
22
56
1
2
10
Investments
661
862
1,192
2,314
2,348
2,859
3,680
Other Assets
3,775
5,287
8,081
9,643
12,429
15,955
19,912
Total Liabilities
4,524
6,239
9,404
12,138
15,064
19,117
23,903
Current Liabilities
129
245
475
654
845
1,057
1,462
Non Current Liabilities
4,395
5,994
8,930
11,484
14,218
18,060
22,441
Total Equity
412
773
1,020
1,368
1,572
2,000
2,973
Reserve & Surplus
-58
36
260
520
677
1,104
1,874
Share Capital
470
737
759
848
896
896
1,100

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
-52
1,097
-444
702
645
511
Investing Activities
-171
-322
-533
-739
-693
-620
Operating Activities
211
115
-84
1,329
1,573
991
Financing Activities
-92
1,304
172
111
-235
140

Share Holding

% Holding
Jul 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
69.28 %
69.28 %
69.16 %
69.06 %
69.02 %
68.94 %
68.93 %
68.92 %
FIIs
0.00 %
2.07 %
0.00 %
0.87 %
0.95 %
0.99 %
1.34 %
0.99 %
DIIs
10.34 %
13.00 %
9.93 %
9.82 %
10.61 %
10.01 %
8.23 %
7.03 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
Public / Retail
4.60 %
6.47 %
9.28 %
11.26 %
11.84 %
13.46 %
14.41 %
15.54 %
Others
15.78 %
9.19 %
11.63 %
8.99 %
7.58 %
6.59 %
7.10 %
7.50 %
No of Share Holders
37,957
1,63,614
1,92,791
2,22,044
2,15,133
2,27,886
2,40,592
2,43,613

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.27 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
03 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
03 May 2025 25.20 24.75
14 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Feb 2025 31.43 29.53
09 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 Nov 2024 41.16 40.86
22 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Jul 2024 53.92 50.01
12 Jul 2024 DIVIDEND Dividend
₹ 0.50 /share
12 Jul 2024 58.78 50.08

Announcements

Announcement under Regulation 30 (LODR)-Change in Directorate4 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate4 days ago
Announcement under Regulation 30 (LODR)-Credit Rating9 days ago
Announcement Under Regulation 30 (LODR)-Analyst/Investor Meet - OutcomeMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 09, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 05, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 05, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 03, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 03, 2025
Board Meeting Outcome for Outcome Of Board MeetingMay 03, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 29, 2025
Board Meeting Intimation for To Consider And Approve The Financial Results For The Period Ended March 31 2025Apr 29, 2025
Business Updates March 2025Apr 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 02, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 01, 2025
Closure of Trading WindowMar 31, 2025
Update On Re-Appointment Of Part-Time Non-Executive ChairmanMar 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 11, 2025
Board Meeting Outcome for Outcome Of Board MeetingMar 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 01, 2025
Notice Of Postal BallotFeb 28, 2025
Board Meeting Outcome for Outcome Of Board Meeting For Approval Of Raising FundsFeb 26, 2025
Board Meeting Intimation for Issuance Of Equity SharesFeb 23, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 17, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 15, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 14, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationFeb 14, 2025
Integrated Filing (Financial)Feb 14, 2025
Board Meeting Outcome for Outcome Of Board Meeting For Approval Of Financial Results For Q3 2025Feb 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2025
Board Meeting Intimation for Consider And Approve Unaudited Financial Results Of The Bank For The Quarter And Nine Months Ended On December 31 2024Feb 11, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 05, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 18, 2025
Certificate Under SEBI (Depositories And Participants) Regulation 2018Jan 17, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 16, 2025
Business Updates For The Quarter & Nine Months Ended December 31 2024Jan 06, 2025
Announcement under Regulation 30 (LODR)-Scheme of ArrangementJan 03, 2025
Intimation Of Sale Of Unsecured Stressed MFI Loan Portfolio To ARCDec 31, 2024
Sale Of Unsecured Stressed MFI Loan Portfolio To ARCDec 27, 2024

Technical Indicators

RSI(14)
Neutral
41.74
ATR(14)
Less Volatile
0.77
STOCH(9,6)
Oversold
19.29
STOCH RSI(14)
Neutral
25.30
MACD(12,26)
Bearish
-0.05
ADX(14)
Weak Trend
12.32
UO(9)
Bearish
34.14
ROC(12)
Downtrend And Accelerating
-4.16
WillR(14)
Oversold
-90.06

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
Mirae Asset Banking and Financial Services Fund Direct - Growth
8740526
1.11%
0.07%
-0.13%
Apr 2025
Mirae Asset Midcap Fund Direct - Growth
10020246
0.16%
-0.02%
-0.05%
Apr 2025
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth
1819637
0.13%
0.01%
-0.01%
Apr 2025
Mirae Asset Balanced Advantage Fund Direct - Growth
493519
0.07%
0.01%
0.00%
Apr 2025
Groww Nifty Total Market Index Fund Direct - Growth
0
0.00%
0.00%
0.00%
Apr 2025
Aditya Birla Sun Life Retirement Fund - The 30s Plan Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Bank of India Small Cap Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Edelweiss Recently Listed IPO Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
LIC MF Banking & Financial Services Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Aditya Birla Sun Life Retirement Fund - The 40s Plan Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Bandhan Nifty Total Market Index Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Mirae Asset ELSS Tax Saver Fund Direct-Growth
26415927
0.26%
0.00%
-0.04%
Apr 2025
Aditya Birla Sun Life Multi-Cap Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Mirae Asset Multi Asset Allocation Fund Direct - Growth
459932
0.06%
0.00%
0.00%
Apr 2025
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth
0
0.00%
0.00%
-0.12%
Apr 2025
Motilal Oswal Quant Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025