Utkarsh Small Finance Bank

Utkarsh Small Finance Bank

21.91
+0.02
(0.09%)
ann
There are new updates from the company17 hours ago
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Market Cap
2,411.40 Cr
EPS
0.22
PE Ratio
99.45
Dividend Yield
0.00 %
Industry
Banks
52 Week High
51.36
52 Week Low
21.25
PB Ratio
0.81
Debt to Equity
0.00
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+50.00 %
+50.00 %
Hold
Hold+50.00 %
+50.00 %
Sell
Sell0.0 %
0.0 %

Company News

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neutral
Utkarsh Small Finance Bank Schedules Board Meeting for Q1 FY2026 Results on August 2, 20252 days ago
Utkarsh Small Finance Bank will hold a Board meeting on August 2, 2025, to consider and approve unaudited financial results for the quarter ended June 30, 2025. The bank has scheduled an earnings conference call on August 4, 2025, at 4:00 PM IST to discuss the quarterly results. Senior management including Managing Director and CEO Govind Singh, Executive Director Pramod Kumar Dubey, and CFO Sarjukumar Pravin Simaria will represent the bank during the call. The trading window will reopen on August 5, 2025, which is 48 hours after the declaration of financial results.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
741.05
#1 55,238.20
25.30
1,446.00
19.10
#1 761
#1 15.58
40.26
43.22
8,567.20
16.21
#1 7,200.60
11.40
726
-65.73
33.54
57.05
6,757.40
45.88
6,311.73
30.09
147
-79.72
26.00
460.10
4,984.80
11.56
4,709.79
26.60
501
-40.27
40.16
21.91
#5 2,411.40
#8 99.45
#5 3,764.93
#4 27.62
#7 24
#7 -98.12
31.99
31.21
1,605.60
19.65
3,862.22
35.61
-521
-523.09
38.90
303.70
1,377.50
#1 10.30
994.50
15.32
132
6.67
53.40
127.80
1,343.50
16.81
1,953.75
#1 41.14
115
-49.64
34.96
Forecast
Actual
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
23.02 %
Cash Flow Change
-36.99 %
ROE
-17.21 %
ROCE
3.29 %
EBITDA Margin (Avg.)
0.66 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
Revenue
562
939
1,406
1,706
2,034
2,804
3,579
3,765
Expenses
390
392
551
783
1,125
1,234
1,562
2,595
EBITDA
-78
165
276
181
121
595
725
0
Operating Profit %
25 %
56 %
58 %
50 %
39 %
51 %
51 %
31 %
Depreciation
16
16
25
30
41
59
65
0
Interest
251
382
580
742
788
976
1,293
1,742
Profit Before Tax
-95
149
250
151
80
536
659
28
Tax
-32
55
64
40
18
131
162
4
Net Profit
-63
94
187
112
62
405
498
24
EPS in ₹
-0.92
1.37
2.49
1.46
0.70
4.52
4.79
0.22

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
4,524
6,239
9,404
12,138
15,064
19,117
23,903
5,345
Fixed Assets
87
87
110
125
286
302
301
387
Current Assets
639
604
1,761
1,368
2,109
2,799
3,442
0
Capital Work in Progress
1
3
22
56
1
2
10
0
Investments
661
862
1,192
2,314
2,348
2,859
3,680
4,958
Other Assets
3,775
5,287
8,081
9,643
12,429
15,955
19,912
0
Total Liabilities
4,524
6,239
9,404
12,138
15,064
19,117
23,903
5,345
Current Liabilities
129
245
475
654
845
1,057
1,462
0
Non Current Liabilities
4,395
5,994
8,930
11,484
14,218
18,060
22,441
4,574
Total Equity
412
773
1,020
1,368
1,572
2,000
2,973
2,975
Reserve & Surplus
-58
36
260
520
677
1,104
1,874
1,873
Share Capital
470
737
759
848
896
896
1,100
1,102

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
-52
1,097
-444
702
645
511
Investing Activities
-171
-322
-533
-739
-693
-620
Operating Activities
211
115
-84
1,329
1,573
991
Financing Activities
-92
1,304
172
111
-235
140

Share Holding

% Holding
Jul 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
69.28 %
69.28 %
69.16 %
69.06 %
69.02 %
68.94 %
68.93 %
68.92 %
68.92 %
FIIs
0.00 %
2.07 %
0.00 %
0.87 %
0.95 %
0.99 %
1.34 %
0.99 %
1.85 %
DIIs
10.34 %
13.00 %
9.93 %
9.82 %
10.61 %
10.01 %
8.23 %
7.03 %
2.78 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
Public / Retail
4.60 %
6.47 %
9.28 %
11.26 %
11.84 %
13.46 %
14.41 %
15.54 %
17.94 %
Others
15.78 %
9.19 %
11.63 %
8.99 %
7.58 %
6.59 %
7.10 %
7.50 %
8.49 %
No of Share Holders
37,957
1,63,614
1,92,791
2,22,044
2,15,133
2,27,886
2,40,592
2,43,613
2,48,311

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.27 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
02 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 Aug 2025 22.71 21.91
03 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
03 May 2025 25.20 24.75
14 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Feb 2025 31.43 29.53
09 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 Nov 2024 41.16 40.86
22 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
22 Jul 2024 53.92 50.01
12 Jul 2024 DIVIDEND Dividend
₹ 0.50 /share
12 Jul 2024 58.78 50.08

Announcements

Announcement under Regulation 30 (LODR)-Newspaper Publication17 hours ago
Business Responsibility and Sustainability Reporting (BRSR)1 day ago
Notice Of The 9Th Annual General Meeting And Annual Report For FY 2024-251 day ago
Reg. 34 (1) Annual Report.1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Board Meeting Intimation for Intimation Of Board Meeting Of Utkarsh Small Finance Bank Limited Scheduled To Be Held On August 02 2025.2 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication3 days ago
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 21, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 20, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 15, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJul 14, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 08, 2025
Announcement under Regulation 30 (LODR)-Scheme of ArrangementJul 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 05, 2025
Business Updates For Quarter Ended June 30 2025Jul 05, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 01, 2025
Closure of Trading WindowJun 27, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJun 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 13, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 12, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJun 12, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 09, 2025
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors Held On June 07 2025Jun 07, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 04, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMay 27, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMay 27, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMay 22, 2025
Announcement Under Regulation 30 (LODR)-Analyst/Investor Meet - OutcomeMay 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 09, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 05, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 05, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 03, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 03, 2025
Board Meeting Outcome for Outcome Of Board MeetingMay 03, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 29, 2025
Board Meeting Intimation for To Consider And Approve The Financial Results For The Period Ended March 31 2025Apr 29, 2025
Business Updates March 2025Apr 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 02, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 01, 2025
Closure of Trading WindowMar 31, 2025
Update On Re-Appointment Of Part-Time Non-Executive ChairmanMar 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 11, 2025

Technical Indicators

RSI(14)
Neutral
31.99
ATR(14)
Less Volatile
0.64
STOCH(9,6)
Oversold
13.58
STOCH RSI(14)
Neutral
24.05
MACD(12,26)
Bearish
-0.13
ADX(14)
Weak Trend
12.77
UO(9)
Bullish
29.69
ROC(12)
Downtrend And Accelerating
-7.40
WillR(14)
Oversold
-93.04