| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,214 | 1,784 | 2,395 | 2,928 | 3,613 | 3,997 | 4,832 | 6,285 | 6,312 | 7,454 |
| Expenses | 572 | 947 | 994 | 1,305 | 1,628 | 2,123 | 2,361 | 2,681 | 3,964 | 4,365 |
| EBITDA | 196 | 155 | 440 | 473 | 588 | 453 | 853 | 1,198 | 0 | -134 |
| Operating Profit % | 42 % | 39 % | 53 % | 51 % | 49 % | 39 % | 43 % | 51 % | 37 % | 33 % |
| Depreciation | 32 | 88 | 92 | 97 | 76 | 75 | 85 | 134 | 0 | 0 |
| Interest | 447 | 682 | 960 | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 | 3,224 |
| Profit Before Tax | 164 | 68 | 348 | 377 | 511 | 378 | 769 | 1,063 | 199 | -134 |
| Tax | 60 | 36 | 138 | 133 | 127 | 97 | 195 | 264 | 52 | -32 |
| Net Profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 | -103 |
| EPS in ₹ | 1.30 | 0.32 | 2.09 | 2.39 | 3.53 | 2.43 | 4.71 | 7.12 | 1.29 | -0.90 |
Equitas Small Finance Bank
Equitas Small Finance Bank
52.94
-1.48
(-2.72%)
There are new updates from the company1 day ago
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Market Cap
6,036.80 Cr
EPS
1.29
PE Ratio
43.63
Dividend Yield
0.00 %
Industry
Banks52 Week High
86.90
52 Week Low
52.52
PB Ratio
0.99
Debt to Equity
0.00
Sector
Small Finance Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from18 analysts
Company News
View All News
Equitas Small Finance Bank Publishes Q1 FY26 Earnings Call Transcript3 days ago
Equitas Small Finance Bank Limited has made available the transcript of its Q1 FY26 earnings call held on August 08, 2025, on the company's website. The bank notified the National Stock Exchange of India Limited and BSE Limited about the availability of the transcript through a letter dated August 14, 2025. The transcript can be accessed through a link provided on the bank's investor relations webpage.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
750.60 | #1 55,916.10 | 25.66 | 1,446.00 | 19.10 | #1 761 | #1 15.58 | 49.02 | |
41.67 | 8,064.00 | 15.26 | #1 7,200.60 | 11.40 | 726 | -65.73 | 33.16 | |
52.94 | #3 6,036.80 | #7 43.63 | #2 6,311.73 | #3 30.09 | #4 147 | #8 -967.44 | 24.67 | |
461.40 | 4,852.90 | 11.18 | 5,485.70 | 17.11 | 501 | -40.27 | 42.39 | |
20.45 | 2,252.80 | 99.59 | 4,364.80 | 21.96 | 24 | -274.31 | 30.15 | |
29.62 | 1,526.70 | 19.65 | 3,862.22 | 35.61 | -521 | -229.30 | 33.49 | |
126.87 | 1,348.40 | 16.75 | 1,953.75 | #1 41.14 | 115 | -49.64 | 43.07 | |
297.25 | 1,345.00 | #1 10.08 | 994.50 | 15.32 | 132 | 6.67 | 46.69 |
Forecast
Actual
Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
530.79 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 9,984 |
| Fixed Assets | 274 | 280 | 236 | 211 | 184 | 189 | 338 | 537 | 696 |
| Current Assets | 1,321 | 1,403 | 1,498 | 2,899 | 3,817 | 2,710 | 1,929 | 4,470 | 0 |
| Capital Work in Progress | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 | 0 |
| Investments | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 |
| Other Assets | 7,067 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 | 0 |
| Total Liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 9,984 |
| Current Liabilities | 533 | 482 | 529 | 628 | 749 | 1,128 | 1,478 | 1,418 | 0 |
| Non Current Liabilities | 8,712 | 12,828 | 15,234 | 18,667 | 23,960 | 25,819 | 33,480 | 43,886 | 6,192 |
| Total Equity | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 | 6,073 |
| Reserve & Surplus | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 |
| Share Capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 |
Cash Flow
| Cash Flow | 2012 | 2013 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 4 | 39 | 242 | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 |
| Investing Activities | -3 | 1 | -11 | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -422 |
| Operating Activities | -101 | -215 | -779 | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 160 | -998 | 4,298 |
| Financing Activities | 108 | 253 | 1,032 | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,612 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Feb 2022 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 81.98 % | 81.75 % | 81.55 % | 81.36 % | 74.63 % | 74.59 % | 74.52 % | 74.50 % | 74.48 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 19.50 % | 19.65 % | 16.91 % | 15.42 % | 16.47 % | 16.30 % |
| DIIs | 5.87 % | 8.04 % | 9.76 % | 10.44 % | 14.74 % | 14.46 % | 13.41 % | 14.51 % | 15.36 % | 42.98 % | 42.98 % | 41.08 % | 43.30 % | 45.21 % | 45.42 % | 43.67 % | 42.62 % | 42.70 % | 47.13 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.86 % | 3.89 % | 4.53 % | 4.82 % | 4.56 % | 4.81 % | 5.46 % | 5.34 % | 5.50 % | 25.80 % | 26.46 % | 28.75 % | 26.92 % | 27.69 % | 27.60 % | 30.92 % | 33.09 % | 32.03 % | 28.80 % |
| Others | 8.29 % | 6.32 % | 4.16 % | 3.38 % | 6.07 % | 6.13 % | 6.61 % | 5.65 % | 4.67 % | 31.22 % | 30.56 % | 30.17 % | 29.78 % | 7.60 % | 7.33 % | 8.50 % | 8.87 % | 8.79 % | 7.77 % |
| No of Share Holders | 0 | 76,302 | 89,313 | 1,03,974 | 1,13,405 | 1,19,148 | 1,27,073 | 1,34,108 | 1,35,585 | 1,29,418 | 3,24,130 | 3,62,751 | 3,61,709 | 3,72,304 | 3,81,682 | 4,44,544 | 4,57,362 | 4,48,261 | 4,33,820 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1 | 1 | 1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.08 | 1.82 | 1.89 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Sept 2025 |  Annual General Meeting | NA | 10 Sept 2025 | 67.40 | 52.94 |
| 08 Aug 2025 |  Quarterly Result Announcement | NA | 08 Aug 2025 | 59.71 | 56.97 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 56.70 | 68.95 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 73.90 | 66.23 |
| 08 Nov 2024 | Quarterly Result Announcement | NA | 08 Nov 2024 | 66.32 | 70.41 |
| 10 Sept 2024 | Annual General Meeting | NA | 10 Sept 2024 | 88.62 | 81.65 |
| 09 Aug 2024 |  Dividend | ₹ 1.00 /share | 09 Aug 2024 | 100.55 | 78.93 |
| 28 Jul 2023 | Dividend | ₹ 1.00 /share | 28 Jul 2023 | 75.03 | 99.15 |
| 29 Mar 2016 |  Change Of Name | NA | 29 Mar 2016 | 0.00 | 0.00 |
Announcements
Reg. 34 (1) Annual Report.
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoSocial Media Communication Regarding Special Window For Re-Lodgment Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank Limited (The Bank)3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome3 days ago
3 days agoNotice Of Ninth Annual General Meeting Of Equitas Small Finance Bank Limited On September 102025 At 11:00 A.M.3 days ago
3 days agoBusiness Responsibility and Sustainability Reporting (BRSR)3 days ago
3 days agoRegulation 34 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations20153 days ago
3 days agoNewspaper Publication - Unaudited Financial Results For The Quarter Ended June 30 20258 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
9 days agoUnaudited Financial Results For The Quarter Ended June 3020259 days ago
9 days agoBoard Meeting Outcome for Outcome Of Board Meeting Held On August 0820259 days ago
9 days agoDisclosure In Terms Of The SEBI Master Circular For Issue And Listing Of Non-Convertible Securities Securitized Debt Instruments Security Receipts Municipal Debt Securities And Commercial Paper Dated May 22 2024 (Erstwhile August 10 2021) - Chapter XIV- CAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-RetirementJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-AllotmentJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 29, 2025
Jul 29, 2025Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter Ended June 302025Jul 29, 2025
Jul 29, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On July 212025Jul 21, 2025
Jul 21, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Reg.Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 17, 2025
Jul 17, 2025Board Meeting Intimation for Intimation Of Meeting Of Board Of Directors To Be Held On July 212025Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2025
Jul 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 05, 2025
Jul 05, 2025Business Update For The Quarter Ended June 30 2025Jul 04, 2025
Jul 04, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 30, 2025
Jun 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On June 272025Jun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 21, 2025
Jun 21, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 21, 2025
Jun 21, 2025Closure of Trading WindowJun 19, 2025
Jun 19, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJun 17, 2025
Jun 17, 2025Grant Of Stock OptionsJun 17, 2025
Jun 17, 2025 Intimation Of Allotment Of 73704 Equity Shares Pursuant To Exercise Of Employees Stock Options Under The ESFB Employee Stock Option Scheme 2019 (ESOP Scheme)Jun 04, 2025
Jun 04, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations2015Jun 03, 2025
Jun 03, 2025Board Meeting Outcome for Outcome Of Board Meeting-Raising Of Funds Through Issue Of SecuritiesMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Raising of FundsMay 30, 2025
May 30, 2025Board Meeting Intimation for Consideration And Approval Of The Proposal For Raising Of FundsMay 22, 2025
May 22, 2025Closure of Trading WindowMay 22, 2025
May 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
May 17, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 16, 2025
May 16, 2025Schedule Of Analyst/Institutional Investors Meet To Be Attended By The Representatives Of The BankMay 14, 2025
May 14, 2025Re-Submission Of Audited Financial Results For The Period Ended March 31 2025 In Machine Readable FormMay 12, 2025
May 12, 2025Technical Indicators
RSI(14)
Neutral 24.67
ATR(14)
Volatile 1.81
STOCH(9,6)
Oversold 17.81
STOCH RSI(14)
Neutral 37.33
MACD(12,26)
Bearish -0.41
ADX(14)
Strong Trend 27.21
UO(9)
Bearish 37.46
ROC(12)
Downtrend And Accelerating -11.13
WillR(14)
Oversold -95.72
Mutual Fund Holdings
SBI ELSS Tax Saver Fund Direct-Growth 
Mirae Asset ELSS Tax Saver Fund Direct-Growth 
UTI Banking and Financial Services Fund Direct Plan-Growth 
Invesco India Contra Fund Direct-Growth 
ICICI Prudential Multicap Fund Direct Plan-Growth 
PGIM India Small Cap Fund Direct - Growth 
Bandhan Multi Asset Allocation Fund Direct-Growth 
HDFC Children's Fund Direct Plan 
Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth 
ITI Value Fund Direct - Growth 
Quantum Small Cap Fund Direct - Growth 
LIC MF Banking & Financial Services Fund Direct-Growth 
Groww Nifty Total Market Index Fund Direct - Growth 
Angel One Nifty Total Market Index Fund Direct - Growth 
Franklin India Small Cap Fund Direct-Growth 
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth About Equitas Small Finance Bank
Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(4 Years,
46 days)
Website
Chairperson NameAnil Kumar Sharma
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