Equitas Small Finance Bank

56.08
-1.21
(-2.11%)
Market Cap
6,389.31 Cr
EPS
7.12
PE Ratio
20.94
Dividend Yield
1.74 %
Industry
Banks
52 Week High
107.80
52 Week low
54.80
PB Ratio
1.10
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from16 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy75.00 %
75.00 %
Hold12.50 %
12.50 %
Sell12.50 %
12.50 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
491.80 36,596.50 18.39 1,446.00 19.10 761 40.82 30.36
35.28 6,825.07 7.01 6,463.90 35.96 1,282 -63.81 57.76
56.08 6,389.31 20.94 6,285.10 30.09 799 -67.18 35.75
417.20 4,368.67 6.15 4,684.10 26.60 670 -17.76 47.20
21.56 2,374.89 13.41 3,578.80 27.62 498 -244.79 25.88
26.24 1,351.34 19.65 4,260.30 35.61 426 -288.14 29.10
258.95 1,171.67 9.37 862.40 18.87 112 17.65 35.42
98.81 1,050.20 5.02 1,808.10 41.14 216 -41.78 30.55
Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
530.79 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,214
1,784
2,395
2,928
3,613
3,997
4,832
6,285
7,039
Expenses
572
947
994
1,305
1,628
2,123
2,361
2,681
3,721
EBITDA
196
155
440
473
588
453
853
1,198
414
Operating Profit %
42 %
39 %
53 %
51 %
49 %
39 %
43 %
51 %
39 %
Depreciation
32
88
92
97
76
75
85
134
0
Interest
447
682
960
1,150
1,396
1,421
1,617
2,407
2,904
Profit Before Tax
164
68
348
377
511
378
769
1,063
414
Tax
60
36
138
133
127
97
195
264
101
Net Profit
104
32
211
244
384
281
574
799
313
EPS in ₹
1.30
0.32
2.09
2.39
3.53
2.43
4.71
7.12
2.80

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
9,245
13,310
15,763
19,296
24,709
26,948
34,958
45,304
Fixed Assets
274
280
236
211
184
189
338
537
Current Assets
1,321
1,403
1,498
2,899
3,817
2,710
1,929
4,470
Capital Work in Progress
15
1
2
2
1
11
41
68
Investments
1,891
3,857
2,344
2,343
3,705
4,450
6,665
9,065
Other Assets
7,067
9,172
13,181
16,740
20,818
22,297
27,914
35,634
Total Liabilities
9,245
13,310
15,763
19,296
24,709
26,948
34,958
45,304
Current Liabilities
533
482
529
628
749
1,128
1,478
1,418
Non Current Liabilities
8,712
12,828
15,234
18,667
23,960
25,819
33,480
43,886
Total Equity
2,012
2,044
2,254
2,744
3,396
4,246
5,158
5,969
Reserve & Surplus
1,006
1,038
1,248
1,691
2,257
2,994
4,047
4,834
Share Capital
1,006
1,006
1,006
1,053
1,139
1,252
1,111
1,135

Cash Flow

Cash Flow
2012
2013
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
4
39
242
-177
366
173
86
1,276
847
-1,246
-888
2,264
Investing Activities
-3
1
-11
-9
-405
-11
-7
-72
-43
-89
49
-422
Operating Activities
-101
-215
-779
-336
1,334
213
1,799
440
2,044
160
-998
4,298
Financing Activities
108
253
1,032
168
-563
-28
-1,706
908
-1,154
-1,317
60
-1,612

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Feb 2022
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
81.98 %
81.75 %
81.55 %
81.36 %
74.63 %
74.59 %
74.52 %
74.50 %
74.48 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
19.50 %
19.65 %
16.91 %
15.42 %
DIIs
5.87 %
8.04 %
9.76 %
10.44 %
14.74 %
14.46 %
13.41 %
14.51 %
15.36 %
42.98 %
42.98 %
41.08 %
43.30 %
45.21 %
45.42 %
43.67 %
42.62 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.86 %
3.89 %
4.53 %
4.82 %
4.56 %
4.81 %
5.46 %
5.34 %
5.50 %
25.80 %
26.46 %
28.75 %
26.92 %
27.69 %
27.60 %
30.92 %
33.09 %
Others
8.29 %
6.32 %
4.16 %
3.38 %
6.07 %
6.13 %
6.61 %
5.65 %
4.67 %
31.22 %
30.56 %
30.17 %
29.78 %
7.60 %
7.33 %
8.50 %
8.87 %
No of Share Holders
0
76,302
89,313
1,03,974
1,13,405
1,19,148
1,27,073
1,34,108
1,35,585
1,29,418
3,24,130
3,62,751
3,61,709
3,72,304
3,81,682
4,44,544
4,57,362

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
10 days ago
Schedule Of Analyst / Institutional Investor Meeting
Mar 05, 2025, 16:36
Announcement under Regulation 30 (LODR)-Credit Rating
Feb 28, 2025, 20:15
Announcement under Regulation 30 (LODR)-Credit Rating
Feb 28, 2025, 20:15
Schedule Of Analyst/Institutional Investor Meeting
Feb 10, 2025, 13:19
Schedule Of Analyst/Institutional Investor Meet
Feb 07, 2025, 17:57
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Feb 07, 2025, 17:22
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Feb 04, 2025, 15:05
Announcement under Regulation 30 (LODR)-Newspaper Publication
Feb 01, 2025, 17:41
Action(S) Taken Or Orders Passed
Feb 01, 2025, 11:30
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 31, 2025, 21:42
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Jan 31, 2025, 14:57
Announcement under Regulation 30 (LODR)-Investor Presentation
Jan 31, 2025, 14:47
Integrated Filing (Financial)
Jan 31, 2025, 13:52
Board Meeting Outcome for Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024
Jan 31, 2025, 13:45
Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2024
Jan 31, 2025, 13:40
Announcement under Regulation 30 (LODR)-Credit Rating
Jan 29, 2025, 16:05
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 17, 2025, 16:49
Board Meeting Intimation for Unaudited Financial Results For The Quarter And Nine Months Ended December 312024
Jan 17, 2025, 16:44
Integrated Filing (Governance)
Jan 13, 2025, 11:50
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Jan 07, 2025, 13:14
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 03, 2025, 15:05
Closure of Trading Window
Dec 27, 2024, 15:39
Disclosure Under SEBI Master Circular No. SEBI/HO/DDHS/Pod1/P/CIR/2023/119 Dated August 10, 2021 As Amended From Time To Time
Dec 10, 2024, 12:38
Order Under Section 74 Of Gujrat Goods And Services Tax (GGST) Act, 2017
Dec 08, 2024, 12:06
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Dec 07, 2024, 14:35
Announcement under Regulation 30 (LODR)-Allotment
Dec 05, 2024, 13:40
Schedule Of Analyst/Institutional Investor Meet
Dec 03, 2024, 12:24
Schedule Of Analyst/Institutional Investor Meet
Nov 29, 2024, 16:03
Schedule Of Investor/Analyst Meet
Nov 22, 2024, 15:25
Schedule Of Investor Meet To Be Attended By The Representatives Of The Bank
Nov 13, 2024, 17:40
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Nov 13, 2024, 17:31
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 09, 2024, 21:33
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Nov 08, 2024, 21:55
Announcement under Regulation 30 (LODR)-Investor Presentation
Nov 08, 2024, 16:05
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Nov 08, 2024, 15:39
Unaudited Standalone Financial Results For The Quarter And Half Year Ended September 30, 2024
Nov 08, 2024, 15:20
Board Meeting Outcome for Outcome Of Board Meeting Held Today I.E. November 08, 2024
Nov 08, 2024, 15:16
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Nov 07, 2024, 18:36
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Oct 23, 2024, 16:50
Board Meeting Intimation for Approval Of The Unaudited Financial Results Of The Bank For The Quarter And Half-Year Ended September 30, 2024
Oct 23, 2024, 16:44
Grant Of Employee Stock Options Under ESFB Employee Stock Option Scheme, 2019
Oct 23, 2024, 14:25
Announcement under Regulation 30 (LODR)-Credit Rating
Oct 08, 2024, 10:36
Allotment Of Shares Under ESOP
Oct 07, 2024, 18:01
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Oct 07, 2024, 14:23
Business Updates For The Quarter Ended September 30, 2024
Oct 05, 2024, 12:46
Closure of Trading Window
Sep 26, 2024, 16:42
Announcement under Regulation 30 (LODR)-Credit Rating
Sep 24, 2024, 18:05
Schedule Of Investors Meet/Conference
Sep 21, 2024, 12:24
Announcement under Regulation 30 (LODR)-Change in Directorate
Sep 20, 2024, 18:05

Technical Indicators

RSI(14)
Neutral
38.59
ATR(14)
Less Volatile
2.42
STOCH(9,6)
Neutral
51.60
STOCH RSI(14)
Overbought
85.32
MACD(12,26)
Bullish
0.21
ADX(14)
Strong Trend
31.79
UO(9)
Bearish
46.66
ROC(12)
Downtrend But Slowing Down
-3.08
WillR(14)
Neutral
-64.33

About Equitas Small Finance Bank

Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(4 Years, 43 days)
Chairperson NameAnil Kumar Sharma