Equitas Small Finance Bank

71.80
+0.48
(0.67%)
Market Cap
8,180.33
Eps
7.12
PE Ratio (TTM)
26.04
Dividend Yield
1.40
Industry
Banks
52 Week High
109.75
52 Week low
61.35
PB Ratio
1.37
Debt to Equity
0.00
Sector
Small Finance Bank
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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negative
Equitas Small Finance Bank: MFI Stress Impacts FY25 Guidance2 days ago
Equitas Small Finance Bank's fiscal year 2025 guidance is affected by stress in the microfinance institution (MFI) sector.
negative
Equitas Small Finance Bank: Q3 Profit Plunges 70% on Higher Provisions5 days ago
Equitas Small Finance Bank reported a 67.2% YoY drop in Q3FY24 net profit to ₹66.3 crore due to higher provisions. NII grew 23.8% YoY to ₹7,433.1 crore. Provisions increased to ₹243 crore from ₹84.4 crore in Q3FY23. Gross NPA slightly rose to 2.97%, while net NPA improved marginally to 0.96%.
positive
Equitas Small Finance Bank Reports Decrease in Q3 Provisions5 days ago
Equitas Small Finance Bank has reported a reduction in its provisions for the third quarter. The bank's provisions decreased to 2.4 billion rupees, down from 3.3 billion rupees in the previous quarter. This represents a quarter-on-quarter improvement in the bank's financial position.
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Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
530.79 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,214
1,784
2,395
2,928
3,613
3,997
4,832
6,285
7,039
Expenses
572
947
994
1,305
1,628
2,123
2,361
2,681
3,721
EBITDA
196
155
440
473
588
453
853
1,198
414
Operating Profit %
42 %
39 %
53 %
51 %
49 %
39 %
43 %
51 %
39 %
Depreciation
32
88
92
97
76
75
85
134
0
Interest
447
682
960
1,150
1,396
1,421
1,617
2,407
2,904
Profit Before Tax
164
68
348
377
511
378
769
1,063
414
Tax
60
36
138
133
127
97
195
264
101
Net Profit
104
32
211
244
384
281
574
799
313
EPS in ₹
1.30
0.32
2.09
2.39
3.53
2.43
4.71
7.12
2.80

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
9,245
13,310
15,763
19,296
24,709
26,948
34,958
45,304
Fixed Assets
274
280
236
211
184
189
338
537
Current Assets
1,321
1,403
1,498
2,899
3,817
2,710
1,929
4,470
Capital Work in Progress
15
1
2
2
1
11
41
68
Investments
1,891
3,857
2,344
2,343
3,705
4,450
6,665
9,065
Other Assets
7,067
9,172
13,181
16,740
20,818
22,297
27,914
35,634
Total Liabilities
9,245
13,310
15,763
19,296
24,709
26,948
34,958
45,304
Current Liabilities
533
482
529
628
749
1,128
1,478
1,418
Non Current Liabilities
8,712
12,828
15,234
18,667
23,960
25,819
33,480
43,886
Total Equity
2,012
2,044
2,254
2,744
3,396
4,246
5,158
5,969
Reserve & Surplus
1,006
1,038
1,248
1,691
2,257
2,994
4,047
4,834
Share Capital
1,006
1,006
1,006
1,053
1,139
1,252
1,111
1,135

Cash Flow

Cash Flow
2012
2013
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
4
39
242
-177
366
173
86
1,276
847
-1,246
-888
2,264
Investing Activities
-3
1
-11
-9
-405
-11
-7
-72
-43
-89
49
-422
Operating Activities
-101
-215
-779
-336
1,334
213
1,799
440
2,044
160
-998
4,298
Financing Activities
108
253
1,032
168
-563
-28
-1,706
908
-1,154
-1,317
60
-1,612

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Feb 2022
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
81.98 %
81.75 %
81.55 %
81.36 %
74.63 %
74.59 %
74.52 %
74.50 %
74.48 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
19.50 %
19.65 %
16.91 %
15.42 %
DIIs
5.87 %
8.04 %
9.76 %
10.44 %
14.74 %
14.46 %
13.41 %
14.51 %
15.36 %
42.98 %
42.98 %
41.08 %
43.30 %
45.21 %
45.42 %
43.67 %
42.62 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
3.86 %
3.89 %
4.53 %
4.82 %
4.56 %
4.81 %
5.46 %
5.34 %
5.50 %
25.80 %
26.46 %
28.75 %
26.92 %
27.69 %
27.60 %
30.92 %
33.09 %
No of Share Holders
0
76,302
89,313
1,03,974
1,13,405
1,19,148
1,27,073
1,34,108
1,35,585
1,29,418
3,24,130
3,62,751
3,61,709
3,72,304
3,81,682
4,44,544
4,57,362

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
595.60 44,320.61 21.92 1,446.00 19.10 761 40.82 52.58
71.80 8,180.33 26.04 6,285.10 30.09 799 -67.18 60.40
37.02 7,161.68 7.42 6,463.90 35.96 1,282 -63.81 62.50
457.65 4,792.23 6.55 4,684.10 26.60 670 -17.76 61.20
31.16 3,432.36 7.12 3,578.80 27.62 498 -55.07 50.88
35.99 1,853.45 21.31 4,260.30 35.61 426 -235.69 38.07
295.80 1,338.40 10.86 862.40 18.87 112 17.65 48.53
123.76 1,315.38 6.23 1,808.10 41.14 216 -41.78 43.10

Corporate Action

Technical Indicators

RSI(14)
Neutral
59.35
ATR(14)
Less Volatile
2.82
STOCH(9,6)
Neutral
57.91
STOCH RSI(14)
Neutral
59.48
MACD(12,26)
Bullish
0.09
ADX(14)
Weak Trend
22.14
UO(9)
Bearish
51.18
ROC(12)
Uptrend And Accelerating
0.75
WillR(14)
Neutral
-22.75