| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
Revenue  | 1,214 | 1,784 | 2,395 | 2,928 | 3,613 | 3,997 | 4,832 | 6,285 | 7,223 |
| Expenses | 572 | 947 | 994 | 1,305 | 1,628 | 2,123 | 2,361 | 2,681 | 3,964 |
| EBITDA | 196 | 155 | 440 | 473 | 588 | 453 | 853 | 1,198 | 199 |
| Operating Profit % | 42 % | 39 % | 53 % | 51 % | 49 % | 39 % | 43 % | 51 % | 37 % |
| Depreciation | 32 | 88 | 92 | 97 | 76 | 75 | 85 | 134 | 0 |
| Interest | 447 | 682 | 960 | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 |
| Profit Before Tax | 164 | 68 | 348 | 377 | 511 | 378 | 769 | 1,063 | 199 |
| Tax | 60 | 36 | 138 | 133 | 127 | 97 | 195 | 264 | 52 |
| Net Profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 |
| EPS in ₹ | 1.30 | 0.32 | 2.09 | 2.39 | 3.53 | 2.43 | 4.71 | 7.12 | 1.30 |
Equitas Small Finance Bank
63.61
+0.01
(0.02%)
Market Cap
7,250.70 Cr
EPS
7.12
PE Ratio
49.34
Dividend Yield
0.00 %
Industry
Banks52 Week High
107.80
52 Week Low
52.52
PB Ratio
1.20
Debt to Equity
0.00
Sector
Small Finance Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from18 analysts
Company News
View All News
Equitas Small Finance Bank: Board Approves ₹1,250 Crore QIP Fund Raise1 day ago
Equitas Small Finance Bank's board has approved a fund raise of up to ₹1,250 crore through a qualified institutional placement (QIP), subject to shareholder and regulatory approvals. The bank's Q4 net profit declined to ₹42.1 crore, while net interest income increased by 5% to ₹829.5 crore. GNPA ratio improved to 2.89%, and capital adequacy ratio stood at 23.1%.
Equitas Small Finance Bank Approves Fundraising of Up to ₹1250 Crore via NCDs1 day ago
Equitas Small Finance Bank has approved a fundraising initiative of up to ₹1250 crore through the issuance of Non-Convertible Debentures (NCDs). This decision represents a significant financial move for the bank, potentially aimed at strengthening its capital base or funding expansion plans.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
693.05 | #1 51,592.20 | 24.52 | 1,446.00 | 19.10 | 761 | #1 35.88 | 59.77 | |
43.03 | 8,326.30 | 11.47 | #1 6,463.90 | 35.96 | #1 1,282 | -74.70 | 50.04 | |
63.61 | #3 7,250.70 | #7 49.34 | #2 6,285.10 | #4 30.09 | #2 799 | #5 -79.72 | 50.22 | |
482.70 | 5,070.60 | #1 10.13 | 4,684.10 | 26.60 | 670 | -61.61 | 47.01 | |
23.06 | 2,540.30 | 105.00 | 3,578.80 | 27.62 | 498 | -98.12 | 41.74 | |
31.04 | 1,599.20 | 19.65 | 4,260.30 | 35.61 | 426 | -523.09 | 61.41 | |
140.44 | 1,492.70 | 13.02 | 1,808.10 | #1 41.14 | 216 | -155.59 | 65.25 | |
297.05 | 1,344.10 | 10.21 | 862.40 | 18.87 | 112 | 21.28 | 57.67 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
530.79 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 |
| Fixed Assets | 274 | 280 | 236 | 211 | 184 | 189 | 338 | 537 |
| Current Assets | 1,321 | 1,403 | 1,498 | 2,899 | 3,817 | 2,710 | 1,929 | 4,470 |
| Capital Work in Progress | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 |
| Investments | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 |
| Other Assets | 7,067 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 |
| Total Liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 |
| Current Liabilities | 533 | 482 | 529 | 628 | 749 | 1,128 | 1,478 | 1,418 |
| Non Current Liabilities | 8,712 | 12,828 | 15,234 | 18,667 | 23,960 | 25,819 | 33,480 | 43,886 |
| Total Equity | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 |
| Reserve & Surplus | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 |
| Share Capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 |
Cash Flow
| Cash Flow | 2012 | 2013 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 4 | 39 | 242 | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 |
| Investing Activities | -3 | 1 | -11 | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -422 |
| Operating Activities | -101 | -215 | -779 | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 160 | -998 | 4,298 |
| Financing Activities | 108 | 253 | 1,032 | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,612 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Feb 2022 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 81.98 % | 81.75 % | 81.55 % | 81.36 % | 74.63 % | 74.59 % | 74.52 % | 74.50 % | 74.48 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 19.50 % | 19.65 % | 16.91 % | 15.42 % | 16.47 % |
| DIIs | 5.87 % | 8.04 % | 9.76 % | 10.44 % | 14.74 % | 14.46 % | 13.41 % | 14.51 % | 15.36 % | 42.98 % | 42.98 % | 41.08 % | 43.30 % | 45.21 % | 45.42 % | 43.67 % | 42.62 % | 42.70 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.86 % | 3.89 % | 4.53 % | 4.82 % | 4.56 % | 4.81 % | 5.46 % | 5.34 % | 5.50 % | 25.80 % | 26.46 % | 28.75 % | 26.92 % | 27.69 % | 27.60 % | 30.92 % | 33.09 % | 32.03 % |
| Others | 8.29 % | 6.32 % | 4.16 % | 3.38 % | 6.07 % | 6.13 % | 6.61 % | 5.65 % | 4.67 % | 31.22 % | 30.56 % | 30.17 % | 29.78 % | 7.60 % | 7.33 % | 8.50 % | 8.87 % | 8.79 % |
| No of Share Holders | 0 | 76,302 | 89,313 | 1,03,974 | 1,13,405 | 1,19,148 | 1,27,073 | 1,34,108 | 1,35,585 | 1,29,418 | 3,24,130 | 3,62,751 | 3,61,709 | 3,72,304 | 3,81,682 | 4,44,544 | 4,57,362 | 4,48,261 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1 | 1 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.08 | 1.82 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Apr 2025 |  Quarterly Result Announcement | NA | 30 Apr 2025 | 56.70 | 68.95 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 73.90 | 66.23 |
| 08 Nov 2024 | Quarterly Result Announcement | NA | 08 Nov 2024 | 66.32 | 70.41 |
| 10 Sept 2024 |  Annual General Meeting | NA | 10 Sept 2024 | 88.62 | 81.65 |
| 09 Aug 2024 |  Dividend | ₹ 1.00 /share | 09 Aug 2024 | 100.55 | 78.93 |
| 28 Jul 2023 | Dividend | ₹ 1.00 /share | 28 Jul 2023 | 75.03 | 99.15 |
| 29 Mar 2016 |  Change Of Name | NA | 29 Mar 2016 | 0.00 | 0.00 |
Announcements
Board Meeting Outcome for Outcome Of Board Meeting-Raising Of Funds Through Issue Of Securities
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Raising of Funds1 day ago
1 day agoBoard Meeting Intimation for Consideration And Approval Of The Proposal For Raising Of Funds9 days ago
9 days agoClosure of Trading Window9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
May 17, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 16, 2025
May 16, 2025Schedule Of Analyst/Institutional Investors Meet To Be Attended By The Representatives Of The BankMay 14, 2025
May 14, 2025Re-Submission Of Audited Financial Results For The Period Ended March 31 2025 In Machine Readable FormMay 12, 2025
May 12, 2025Schedule Of Analyst/Institutional Investor MeetingMay 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 03, 2025
May 03, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 02, 2025
May 02, 2025Newspaper Publication-Audited Financial Results For The Quarter And Financial Year Ended March 312025May 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 30, 2025
Apr 30, 2025Audited Financials Results For The Quarter And Year Ended March 31 2025Apr 30, 2025
Apr 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On April 30225Apr 30, 2025
Apr 30, 2025Grant Of Employee Stock Options Under ESFB Employee Stock Option Scheme 2019Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 11, 2025
Apr 11, 2025Board Meeting Intimation for Consideration And Approval Of The Audited Financial Results Of The Bank For The Quarter And Financial Year Ended March 31 2025Apr 11, 2025
Apr 11, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 07, 2025
Apr 07, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 05, 2025
Apr 05, 2025Disclosure Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Business Update For The Quarter/Year Ended March 31 2025Apr 04, 2025
Apr 04, 2025Press Release Dated April 3 2025 On The Appointment On Mr. Balaji Nuthalapadi As Executive DirectorApr 03, 2025
Apr 03, 2025Board Meeting Outcome for Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 - Outcome Of Board Meeting Held On March 28 2025Mar 28, 2025
Mar 28, 2025Closure of Trading WindowMar 27, 2025
Mar 27, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 07, 2025
Mar 07, 2025Schedule Of Analyst / Institutional Investor MeetingMar 05, 2025
Mar 05, 2025Announcement under Regulation 30 (LODR)-Credit RatingFeb 28, 2025
Feb 28, 2025Schedule Of Analyst/Institutional Investor MeetingFeb 10, 2025
Feb 10, 2025Schedule Of Analyst/Institutional Investor MeetFeb 07, 2025
Feb 07, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 07, 2025
Feb 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 04, 2025
Feb 04, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Feb 01, 2025Action(S) Taken Or Orders PassedFeb 01, 2025
Feb 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 31, 2025
Jan 31, 2025Integrated Filing (Financial)Jan 31, 2025
Jan 31, 2025Board Meeting Outcome for Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 31, 2025
Jan 31, 2025Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Credit RatingJan 29, 2025
Jan 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 17, 2025
Jan 17, 2025Board Meeting Intimation for Unaudited Financial Results For The Quarter And Nine Months Ended December 312024Jan 17, 2025
Jan 17, 2025Integrated Filing (Governance)Jan 13, 2025
Jan 13, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 07, 2025
Jan 07, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 03, 2025
Jan 03, 2025Closure of Trading WindowDec 27, 2024
Dec 27, 2024Technical Indicators
RSI(14)
Neutral 50.22
ATR(14)
Less Volatile 1.94
STOCH(9,6)
Neutral 27.67
STOCH RSI(14)
Neutral 21.98
MACD(12,26)
Bearish -0.18
ADX(14)
Weak Trend 16.14
UO(9)
Bearish 42.33
ROC(12)
Downtrend And Accelerating -0.59
WillR(14)
Neutral -77.51
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Mirae Asset Banking and Financial Services Fund Direct - Growth | 3627240 | 1.25% | 1.25% | 1.25% | Apr 2025 | |
 ITI Value Fund Direct - Growth | 439381 | 0.98% | 0.98% | 0.98% | Apr 2025 | |
 Nippon India Banking & Financial Services Fund Direct-Growth | 19854430 | 1.91% | 0.70% | 0.57% | Apr 2025 | |
 Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct - Growth | 187038 | 3.78% | 0.58% | 0.33% | Apr 2025 | |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series III Direct-Growth | 382570 | 3.65% | 0.54% | 0.31% | Apr 2025 | |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series VI Direct - Growth | 180840 | 3.58% | 0.53% | 0.30% | Apr 2025 | |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct - Growth | 141618 | 3.38% | 0.52% | 0.33% | Apr 2025 | |
 Sundaram Long Term Tax Advantage Fund Series IV Direct - Growth | 101192 | 3.33% | 0.50% | 0.30% | Apr 2025 | |
 JM Flexicap Fund Direct Plan-Growth | 16678704 | 1.99% | 0.49% | 0.32% | Apr 2025 | |
| Sundaram Long Term Tax Advantage Fund Series III Direct - Growth | 149355 | 3.22% | 0.48% | 0.27% | Apr 2025 | |
 Quantum Small Cap Fund Direct - Growth | 372573 | 2.17% | 0.45% | 0.33% | Apr 2025 | |
| JM Small Cap Fund Direct - Growth | 1948620 | 2.07% | 0.45% | 0.34% | Apr 2025 | |
 UTI Small Cap Fund Direct - Growth | 4457958 | 0.70% | -0.39% | -0.52% | Apr 2025 | |
| Mirae Asset Small Cap Fund Direct-Growth | 2406229 | 1.16% | 0.38% | 0.19% | Apr 2025 | |
| Sundaram Financial Services Opportunities Fund Direct-Growth | 7238410 | 3.18% | 0.37% | 0.07% | Apr 2025 | |
 Franklin India Smaller Companies Fund Direct-Growth | 48064081 | 2.57% | 0.36% | 0.14% | Apr 2025 | |
 SBI Long Term Advantage Fund Series VI Direct - Growth | 952000 | 2.37% | 0.35% | 0.18% | Apr 2025 | |
 LIC MF Banking & Financial Services Fund Direct-Growth | 130865 | 0.33% | 0.33% | 0.33% | Apr 2025 | |
| Mirae Asset ELSS Tax Saver Fund Direct-Growth | 12348356 | 0.33% | 0.33% | 0.33% | Apr 2025 | |
| Nippon India Value Fund Direct-Growth | 9868155 | 0.79% | 0.32% | 0.27% | Apr 2025 | |
| Sundaram Small Cap Fund Direct-Growth | 9377207 | 2.05% | 0.31% | 0.12% | Apr 2025 | |
| Nippon India Equity Hybrid Fund Direct-Growth | 2442378 | 0.43% | 0.29% | 0.28% | Apr 2025 | |
 HDFC Small Cap Fund Direct- Growth | 65023564 | 1.41% | 0.25% | 0.12% | Apr 2025 | |
| HDFC Banking & Financial Services Fund Direct - Growth | 11171025 | 1.86% | 0.21% | 0.03% | Apr 2025 | |
| Franklin India Prima Fund Direct-Growth | 23580355 | 1.34% | 0.21% | 0.08% | Apr 2025 |
About Equitas Small Finance Bank
Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(4 Years,
30 days)
Website
Chairperson NameAnil Kumar Sharma
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
