| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
Revenue  | 1,214 | 1,784 | 2,395 | 2,928 | 3,613 | 3,997 | 4,832 | 6,285 | 6,312 |
| Expenses | 572 | 947 | 994 | 1,305 | 1,628 | 2,123 | 2,361 | 2,681 | 3,964 |
| EBITDA | 196 | 155 | 440 | 473 | 588 | 453 | 853 | 1,198 | 0 |
| Operating Profit % | 42 % | 39 % | 53 % | 51 % | 49 % | 39 % | 43 % | 51 % | 37 % |
| Depreciation | 32 | 88 | 92 | 97 | 76 | 75 | 85 | 134 | 0 |
| Interest | 447 | 682 | 960 | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 |
| Profit Before Tax | 164 | 68 | 348 | 377 | 511 | 378 | 769 | 1,063 | 199 |
| Tax | 60 | 36 | 138 | 133 | 127 | 97 | 195 | 264 | 52 |
| Net Profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 |
| EPS in ₹ | 1.30 | 0.32 | 2.09 | 2.39 | 3.53 | 2.43 | 4.71 | 7.12 | 1.29 |
Equitas Small Finance Bank
Equitas Small Finance Bank
57.80
+0.51
(0.89%)
There are 2 new updates from the company2 hours ago
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Market Cap
6,590.95 Cr
EPS
1.29
PE Ratio
44.43
Dividend Yield
0.00 %
Industry
Banks52 Week High
86.90
52 Week Low
52.52
PB Ratio
1.08
Debt to Equity
0.00
Sector
Small Finance Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from18 analysts
Company News
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Equitas Small Finance Bank Limited has received listing approval for 50,000 non-convertible debentures worth Rs 500 crores. The bonds are rated, unsecured, subordinated, and redeemable Lower Tier II instruments with a face value of Rs 1 lakh each, issued through private placement. The debentures were allotted on July 31, 2025, and listed on BSE on August 4, 2025. The bonds carry ratings of IND AA- from India Ratings and CARE AA- from Care Ratings, both with stable outlook. Interest payments are scheduled annually at Rs 9,600 per debenture, with the first payment due July 31, 2026. The bonds will mature on July 31, 2030. The bank has no history of defaults on other debt securities.
Equitas Small Finance Bank Senior President Rohit Phadke Retires4 days ago
Equitas Small Finance Bank announced the retirement of Mr. Rohit Phadke, Senior President and Senior Management Personnel, effective from the close of business hours on July 31, 2025. The bank communicated this development to the National Stock Exchange and BSE Limited, providing the required details under SEBI regulations for changes in senior management personnel.
Equitas Small Finance Bank has successfully raised ₹500 crore through the allotment of Tier II Non-Convertible Debentures (NCDs). This capital raising exercise will strengthen the bank's Tier II capital base.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
742.50 | #1 55,312.72 | 25.68 | 1,446.00 | 19.10 | #1 761 | #1 15.58 | 45.13 | |
43.83 | 8,482.05 | 16.08 | #1 7,200.60 | 11.40 | 726 | -65.73 | 38.37 | |
57.80 | #3 6,590.95 | #7 44.43 | #2 6,311.73 | #3 30.09 | #4 147 | #6 -79.72 | 27.49 | |
460.55 | 4,843.91 | 11.20 | 4,709.79 | 26.60 | 501 | -40.27 | 40.93 | |
20.37 | 2,243.98 | 99.59 | 4,364.80 | 27.62 | 24 | -274.31 | 20.86 | |
30.61 | 1,577.72 | 19.65 | 3,862.22 | 35.61 | -521 | -523.09 | 37.10 | |
321.20 | 1,453.33 | #1 10.92 | 994.50 | 15.32 | 132 | 6.67 | 62.76 | |
127.62 | 1,356.41 | 16.76 | 1,953.75 | #1 41.14 | 115 | -49.64 | 33.04 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
530.79 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 9,984 |
| Fixed Assets | 274 | 280 | 236 | 211 | 184 | 189 | 338 | 537 | 696 |
| Current Assets | 1,321 | 1,403 | 1,498 | 2,899 | 3,817 | 2,710 | 1,929 | 4,470 | 0 |
| Capital Work in Progress | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 | 0 |
| Investments | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 |
| Other Assets | 7,067 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 | 0 |
| Total Liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 9,984 |
| Current Liabilities | 533 | 482 | 529 | 628 | 749 | 1,128 | 1,478 | 1,418 | 0 |
| Non Current Liabilities | 8,712 | 12,828 | 15,234 | 18,667 | 23,960 | 25,819 | 33,480 | 43,886 | 6,192 |
| Total Equity | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 | 6,073 |
| Reserve & Surplus | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 |
| Share Capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 |
Cash Flow
| Cash Flow | 2012 | 2013 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 4 | 39 | 242 | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 |
| Investing Activities | -3 | 1 | -11 | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -422 |
| Operating Activities | -101 | -215 | -779 | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 160 | -998 | 4,298 |
| Financing Activities | 108 | 253 | 1,032 | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,612 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Feb 2022 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 81.98 % | 81.75 % | 81.55 % | 81.36 % | 74.63 % | 74.59 % | 74.52 % | 74.50 % | 74.48 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 19.50 % | 19.65 % | 16.91 % | 15.42 % | 16.47 % | 16.30 % |
| DIIs | 5.87 % | 8.04 % | 9.76 % | 10.44 % | 14.74 % | 14.46 % | 13.41 % | 14.51 % | 15.36 % | 42.98 % | 42.98 % | 41.08 % | 43.30 % | 45.21 % | 45.42 % | 43.67 % | 42.62 % | 42.70 % | 47.13 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.86 % | 3.89 % | 4.53 % | 4.82 % | 4.56 % | 4.81 % | 5.46 % | 5.34 % | 5.50 % | 25.80 % | 26.46 % | 28.75 % | 26.92 % | 27.69 % | 27.60 % | 30.92 % | 33.09 % | 32.03 % | 28.80 % |
| Others | 8.29 % | 6.32 % | 4.16 % | 3.38 % | 6.07 % | 6.13 % | 6.61 % | 5.65 % | 4.67 % | 31.22 % | 30.56 % | 30.17 % | 29.78 % | 7.60 % | 7.33 % | 8.50 % | 8.87 % | 8.79 % | 7.77 % |
| No of Share Holders | 0 | 76,302 | 89,313 | 1,03,974 | 1,13,405 | 1,19,148 | 1,27,073 | 1,34,108 | 1,35,585 | 1,29,418 | 3,24,130 | 3,62,751 | 3,61,709 | 3,72,304 | 3,81,682 | 4,44,544 | 4,57,362 | 4,48,261 | 4,33,820 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1 | 1 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.08 | 1.82 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Sept 2025 |  Annual General Meeting | NA | 10 Sept 2025 | 67.40 | 57.29 |
| 08 Aug 2025 |  Quarterly Result Announcement | NA | 08 Aug 2025 | 59.71 | 57.29 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 56.70 | 68.95 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 73.90 | 66.23 |
| 08 Nov 2024 | Quarterly Result Announcement | NA | 08 Nov 2024 | 66.32 | 70.41 |
| 10 Sept 2024 | Annual General Meeting | NA | 10 Sept 2024 | 88.62 | 81.65 |
| 09 Aug 2024 |  Dividend | ₹ 1.00 /share | 09 Aug 2024 | 100.55 | 78.93 |
| 28 Jul 2023 | Dividend | ₹ 1.00 /share | 28 Jul 2023 | 75.03 | 99.15 |
| 29 Mar 2016 |  Change Of Name | NA | 29 Mar 2016 | 0.00 | 0.00 |
Announcements
Disclosure In Terms Of The SEBI Master Circular For Issue And Listing Of Non-Convertible Securities Securitized Debt Instruments Security Receipts Municipal Debt Securities And Commercial Paper Dated May 22 2024 (Erstwhile August 10 2021) - Chapter XIV- C
2 hours ago
2 hours agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPS20 hours ago
20 hours agoAnnouncement under Regulation 30 (LODR)-Retirement4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Allotment4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
6 days agoBoard Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter Ended June 3020257 days ago
7 days ago Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On July 212025Jul 21, 2025
Jul 21, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Reg.Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 17, 2025
Jul 17, 2025Board Meeting Intimation for Intimation Of Meeting Of Board Of Directors To Be Held On July 212025Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2025
Jul 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 05, 2025
Jul 05, 2025Business Update For The Quarter Ended June 30 2025Jul 04, 2025
Jul 04, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 30, 2025
Jun 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On June 272025Jun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 21, 2025
Jun 21, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 21, 2025
Jun 21, 2025Closure of Trading WindowJun 19, 2025
Jun 19, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJun 17, 2025
Jun 17, 2025Grant Of Stock OptionsJun 17, 2025
Jun 17, 2025 Intimation Of Allotment Of 73704 Equity Shares Pursuant To Exercise Of Employees Stock Options Under The ESFB Employee Stock Option Scheme 2019 (ESOP Scheme)Jun 04, 2025
Jun 04, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations2015Jun 03, 2025
Jun 03, 2025Board Meeting Outcome for Outcome Of Board Meeting-Raising Of Funds Through Issue Of SecuritiesMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Raising of FundsMay 30, 2025
May 30, 2025Board Meeting Intimation for Consideration And Approval Of The Proposal For Raising Of FundsMay 22, 2025
May 22, 2025Closure of Trading WindowMay 22, 2025
May 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
May 17, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 16, 2025
May 16, 2025Schedule Of Analyst/Institutional Investors Meet To Be Attended By The Representatives Of The BankMay 14, 2025
May 14, 2025Re-Submission Of Audited Financial Results For The Period Ended March 31 2025 In Machine Readable FormMay 12, 2025
May 12, 2025Schedule Of Analyst/Institutional Investor MeetingMay 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 03, 2025
May 03, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 02, 2025
May 02, 2025Newspaper Publication-Audited Financial Results For The Quarter And Financial Year Ended March 312025May 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 01, 2025
May 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 30, 2025
Apr 30, 2025Audited Financials Results For The Quarter And Year Ended March 31 2025Apr 30, 2025
Apr 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On April 30225Apr 30, 2025
Apr 30, 2025Grant Of Employee Stock Options Under ESFB Employee Stock Option Scheme 2019Apr 29, 2025
Apr 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 11, 2025
Apr 11, 2025Board Meeting Intimation for Consideration And Approval Of The Audited Financial Results Of The Bank For The Quarter And Financial Year Ended March 31 2025Apr 11, 2025
Apr 11, 2025Technical Indicators
RSI(14)
Neutral 27.49
ATR(14)
Less Volatile 1.68
STOCH(9,6)
Oversold 8.56
STOCH RSI(14)
Oversold 5.22
MACD(12,26)
Bearish -0.51
ADX(14)
Weak Trend 18.71
UO(9)
Bullish 24.12
ROC(12)
Downtrend And Accelerating -9.16
WillR(14)
Oversold -91.76
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Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(4 Years,
34 days)
Website
Chairperson NameAnil Kumar Sharma
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