| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,214 | 1,784 | 2,395 | 2,928 | 3,613 | 3,997 | 4,832 | 6,285 | 7,223 | 7,454 |
| Expenses | 572 | 947 | 994 | 1,305 | 1,628 | 2,123 | 2,361 | 2,681 | 3,816 | 4,365 |
| EBITDA | 196 | 155 | 440 | 473 | 588 | 453 | 853 | 1,198 | 347 | -134 |
| Operating Profit % | 42 % | 39 % | 53 % | 51 % | 49 % | 39 % | 43 % | 51 % | 40 % | 33 % |
| Depreciation | 32 | 88 | 92 | 97 | 76 | 75 | 85 | 134 | 148 | 0 |
| Interest | 447 | 682 | 960 | 1,150 | 1,396 | 1,421 | 1,617 | 2,407 | 3,060 | 3,224 |
| Profit Before Tax | 164 | 68 | 348 | 377 | 511 | 378 | 769 | 1,063 | 199 | -134 |
| Tax | 60 | 36 | 138 | 133 | 127 | 97 | 195 | 264 | 52 | -32 |
| Net Profit | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | 147 | -103 |
| EPS in ₹ | 1.30 | 0.32 | 2.09 | 2.39 | 3.53 | 2.43 | 4.71 | 7.12 | 1.29 | -0.90 |
Equitas Small Finance Bank
Equitas Small Finance Bank
52.53
-0.10
(-0.19%)
There are new updates from the company1 day ago
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Market Cap
5,990.01 Cr
EPS
1.29
PE Ratio
43.63
Dividend Yield
1.90 %
Industry
Banks52 Week High
86.90
52 Week Low
50.00
PB Ratio
0.99
Debt to Equity
0.00
Sector
Small Finance Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from17 analysts
Company News
View All News
Equitas Small Finance Bank Makes Q4FY23 Earnings Call Transcript Available1 day ago
Equitas Small Finance Bank has made the transcript of its earnings call available on its website. The earnings call was held on May 6, 2023, to discuss Q4FY23 results with investors and analysts. The bank notified stock exchanges NSE and BSE about the transcript availability through a regulatory communication dated May 8, 2023. The transcript can be accessed through a link provided on the bank's investor relations webpage.
Equitas Small Finance Bank Limited has been granted an Authorized Dealer Category-I (AD-I) License by the Reserve Bank of India to deal in foreign exchange. The license was granted under Section 10 (1) of the Foreign Exchange Management Act, 1999 and is subject to conditions imposed by RBI. This authorization enables the bank to conduct foreign exchange transactions as an authorized dealer.
Equitas Small Finance Bank launched its enhanced Mobile Banking App called 'Equitas 2.0' to mark its 9th anniversary in banking. The upgraded app offers features including online account opening, fixed deposit booking, FD and RD management, IPO and mutual fund access, card management, utility payments, goal-based deposits, and reward redemption. MD & CEO Vasudevan P N stated the app strengthens their digital presence and demonstrates their technology team's dedication. Executive Director Balaji Nuthalapadi mentioned plans to develop the platform into a comprehensive super app that will integrate e-commerce, ticketing, and entertainment services for customers.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
694.30 | #1 51,722.05 | 23.74 | 1,446.00 | 19.10 | #1 761 | #1 15.58 | 32.46 | |
42.57 | 8,238.21 | 15.78 | 7,200.60 | 11.40 | 726 | -65.73 | 44.86 | |
52.53 | #3 5,990.01 | #7 43.63 | #1 7,223.20 | #3 30.09 | #4 147 | #8 -967.44 | 38.60 | |
488.30 | 5,135.78 | 11.87 | 5,485.70 | 17.11 | 501 | -40.27 | 54.90 | |
21.31 | 2,347.53 | 99.59 | 4,364.80 | 21.96 | 24 | -274.31 | 50.60 | |
29.10 | 1,499.89 | 19.65 | 4,329.30 | 35.61 | -521 | -229.30 | 39.15 | |
302.85 | 1,370.30 | #1 10.05 | 994.50 | 15.32 | 132 | 6.67 | 50.94 | |
122.33 | 1,300.18 | 16.58 | 2,171.00 | #1 41.14 | 115 | -49.64 | 45.63 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
30.09 %
Net Income Growth
39.30 %
Cash Flow Change
-49.48 %
ROE
20.41 %
ROCE
12.15 %
EBITDA Margin (Avg.)
12.17 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 52,836 |
| Fixed Assets | 274 | 280 | 236 | 211 | 184 | 189 | 338 | 537 | 531 |
| Current Assets | 1,321 | 1,403 | 1,498 | 2,899 | 3,817 | 2,710 | 1,929 | 4,470 | 6,409 |
| Capital Work in Progress | 15 | 1 | 2 | 2 | 1 | 11 | 41 | 68 | 165 |
| Investments | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | 9,289 |
| Other Assets | 7,067 | 9,172 | 13,181 | 16,740 | 20,818 | 22,297 | 27,914 | 35,634 | 42,851 |
| Total Liabilities | 9,245 | 13,310 | 15,763 | 19,296 | 24,709 | 26,948 | 34,958 | 45,304 | 52,836 |
| Current Liabilities | 533 | 482 | 529 | 628 | 749 | 1,128 | 1,478 | 1,418 | 1,519 |
| Non Current Liabilities | 8,712 | 12,828 | 15,234 | 18,667 | 23,960 | 25,819 | 33,480 | 43,886 | 51,316 |
| Total Equity | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 | 6,073 |
| Reserve & Surplus | 1,006 | 1,038 | 1,248 | 1,691 | 2,257 | 2,994 | 4,047 | 4,834 | 4,933 |
| Share Capital | 1,006 | 1,006 | 1,006 | 1,053 | 1,139 | 1,252 | 1,111 | 1,135 | 1,140 |
Cash Flow
| Cash Flow | 2012 | 2013 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 4 | 39 | 242 | -177 | 366 | 173 | 86 | 1,276 | 847 | -1,246 | -888 | 2,264 | 1,957 |
| Investing Activities | -3 | 1 | -11 | -9 | -405 | -11 | -7 | -72 | -43 | -89 | 49 | -360 | -239 |
| Operating Activities | -101 | -215 | -779 | -336 | 1,334 | 213 | 1,799 | 440 | 2,044 | 160 | -998 | 3,834 | 1,937 |
| Financing Activities | 108 | 253 | 1,032 | 168 | -563 | -28 | -1,706 | 908 | -1,154 | -1,317 | 60 | -1,210 | 259 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Feb 2022 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 81.98 % | 81.75 % | 81.55 % | 81.36 % | 74.63 % | 74.59 % | 74.52 % | 74.50 % | 74.48 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 19.50 % | 19.65 % | 16.91 % | 15.42 % | 16.47 % | 16.30 % |
| DIIs | 5.87 % | 8.04 % | 9.76 % | 10.44 % | 14.74 % | 14.46 % | 13.41 % | 14.51 % | 15.36 % | 42.98 % | 42.98 % | 41.08 % | 43.30 % | 45.21 % | 45.42 % | 43.67 % | 42.62 % | 42.70 % | 47.13 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 3.86 % | 3.89 % | 4.53 % | 4.82 % | 4.56 % | 4.81 % | 5.46 % | 5.34 % | 5.50 % | 25.80 % | 26.46 % | 28.75 % | 26.92 % | 27.69 % | 27.60 % | 30.92 % | 33.09 % | 32.03 % | 28.80 % |
| Others | 8.29 % | 6.32 % | 4.16 % | 3.38 % | 6.07 % | 6.13 % | 6.61 % | 5.65 % | 4.67 % | 31.22 % | 30.56 % | 30.17 % | 29.78 % | 7.60 % | 7.33 % | 8.50 % | 8.87 % | 8.79 % | 7.77 % |
| No of Share Holders | 0 | 76,302 | 89,313 | 1,03,974 | 1,13,405 | 1,19,148 | 1,27,073 | 1,34,108 | 1,35,585 | 1,29,418 | 3,24,130 | 3,62,751 | 3,61,709 | 3,72,304 | 3,81,682 | 4,44,544 | 4,57,362 | 4,48,261 | 4,33,820 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1 | 1 | 1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.08 | 1.82 | 1.9 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Sept 2025 |  Annual General Meeting | NA | 10 Sept 2025 | 67.40 | 52.53 |
| 29 Mar 2016 |  Change Of Name | NA | 29 Mar 2016 | 0.00 | 0.00 |
| 28 Jul 2023 |  Dividend | ₹ 1.00 /share | 28 Jul 2023 | 75.03 | 99.15 |
| 09 Aug 2024 | Dividend | ₹ 1.00 /share | 09 Aug 2024 | 100.55 | 78.93 |
| 10 Sept 2024 | Annual General Meeting | NA | 10 Sept 2024 | 88.62 | 81.65 |
| 08 Nov 2024 |  Quarterly Result Announcement | NA | 08 Nov 2024 | 66.32 | 70.41 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 73.90 | 66.23 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 56.70 | 68.95 |
| 08 Aug 2025 | Quarterly Result Announcement | NA | 08 Aug 2025 | 59.71 | 56.97 |
Announcements
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release2 days ago
2 days agoSocial Media Communication Regarding Special Window For Re-Lodgment Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank Limited8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication10 days ago
10 days agoSchedule Of Investor ConferenceAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 20, 2025
Aug 20, 2025Reg. 34 (1) Annual Report.Aug 16, 2025
Aug 16, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Social Media Communication Regarding Special Window For Re-Lodgment Of Transfer Requests Of Physical Shares Of Equitas Small Finance Bank Limited (The Bank)Aug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2025
Aug 14, 2025Notice Of Ninth Annual General Meeting Of Equitas Small Finance Bank Limited On September 102025 At 11:00 A.M.Aug 14, 2025
Aug 14, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 14, 2025
Aug 14, 2025Regulation 34 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations2015Aug 14, 2025
Aug 14, 2025Newspaper Publication - Unaudited Financial Results For The Quarter Ended June 30 2025Aug 09, 2025
Aug 09, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 08, 2025
Aug 08, 2025Unaudited Financial Results For The Quarter Ended June 302025Aug 08, 2025
Aug 08, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On August 082025Aug 08, 2025
Aug 08, 2025Disclosure In Terms Of The SEBI Master Circular For Issue And Listing Of Non-Convertible Securities Securitized Debt Instruments Security Receipts Municipal Debt Securities And Commercial Paper Dated May 22 2024 (Erstwhile August 10 2021) - Chapter XIV- CAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 04, 2025
Aug 04, 2025Announcement under Regulation 30 (LODR)-RetirementJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-AllotmentJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 29, 2025
Jul 29, 2025Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter Ended June 302025Jul 29, 2025
Jul 29, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Jul 22, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On July 212025Jul 21, 2025
Jul 21, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 -Reg.Jul 17, 2025
Jul 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 17, 2025
Jul 17, 2025Board Meeting Intimation for Intimation Of Meeting Of Board Of Directors To Be Held On July 212025Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 11, 2025
Jul 11, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingJul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 05, 2025
Jul 05, 2025Business Update For The Quarter Ended June 30 2025Jul 04, 2025
Jul 04, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 30, 2025
Jun 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On June 272025Jun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 21, 2025
Jun 21, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 21, 2025
Jun 21, 2025Closure of Trading WindowJun 19, 2025
Jun 19, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJun 17, 2025
Jun 17, 2025Grant Of Stock OptionsJun 17, 2025
Jun 17, 2025 Intimation Of Allotment Of 73704 Equity Shares Pursuant To Exercise Of Employees Stock Options Under The ESFB Employee Stock Option Scheme 2019 (ESOP Scheme)Jun 04, 2025
Jun 04, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations2015Jun 03, 2025
Jun 03, 2025Board Meeting Outcome for Outcome Of Board Meeting-Raising Of Funds Through Issue Of SecuritiesMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Raising of FundsMay 30, 2025
May 30, 2025Technical Indicators
RSI(14)
Neutral 38.23
ATR(14)
Less Volatile 1.61
STOCH(9,6)
Neutral 27.04
STOCH RSI(14)
Overbought 86.00
MACD(12,26)
Bullish 0.23
ADX(14)
Strong Trend 36.31
UO(9)
Bearish 38.50
ROC(12)
Downtrend And Accelerating -3.81
WillR(14)
Neutral -57.76
Mutual Fund Holdings
HDFC Small Cap Fund Direct- Growth 
Franklin India Small Cap Fund Direct-Growth 
SBI ELSS Tax Saver Fund Direct-Growth 
Mirae Asset ELSS Tax Saver Fund Direct-Growth 
Canara Robeco Small Cap Fund Direct - Growth 
Nippon India Banking & Financial Services Fund Direct-Growth 
JM Flexicap Fund Direct Plan-Growth 
DSP Small Cap Direct Plan-Growth 
Sundaram Small Cap Fund Direct-Growth 
ICICI Prudential Banking and Financial Services Direct Plan-Growth 
UTI Small Cap Fund Direct - Growth About Equitas Small Finance Bank
Equitas Small Finance Bank Limited is an Indian banking company that operates in three segments: Treasury, Wholesale Banking, and Retail Banking. The bank focuses on providing financial services to underserved individuals and micro and small enterprises. Its offerings include microfinance, commercial vehicle finance, home finance, loan against property, corporate finance, and various deposit accounts. The bank also provides non-credit services such as ATM-cum-debit cards, insurance, mutual funds, and FASTag issuance. Equitas Small Finance Bank operates through 964 banking outlets and 365 ATMs across 18 states and union territories in India. The company has undergone several name changes and amalgamations since its inception in 1993, ultimately becoming Equitas Small Finance Bank Limited in 2016 when it commenced operations as a small finance bank.
Listing Date
02 Nov, 2020(4 Years,
36 days)
Website
Chairperson NameAnil Kumar Sharma
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