| Annual Financials | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 557 | 632 | 726 | 862 | 995 | 1,029 |
| Expenses | 174 | 209 | 227 | 248 | 304 | 336 |
| EBITDA | 70 | 101 | 145 | 165 | 192 | 177 |
| Operating Profit % | 66 % | 64 % | 66 % | 69 % | 67 % | 64 % |
| Depreciation | 17 | 16 | 21 | 17 | 17 | 0 |
| Interest | 313 | 323 | 354 | 449 | 498 | 516 |
| Profit Before Tax | 54 | 85 | 124 | 148 | 175 | 177 |
| Tax | 13 | 22 | 31 | 37 | 44 | 44 |
| Net Profit | 41 | 63 | 94 | 112 | 132 | 134 |
| EPS in ₹ | 12.04 | 18.41 | 27.35 | 30.65 | 29.18 | 29.60 |
Capital Small Finance Bank
Capital Small Finance Bank
281.60
+4.40
(1.59%)
Key Fundamentals
Market Cap
1,255.30 Cr
EPS
29.18
PE Ratio
9.43
Dividend Yield
1.44 %
Industry
Banks 52 Week High
330.65
52 Week Low
250.00
PB Ratio
0.92
Debt to Equity
0.00
Sector
Small Finance Bank Analyst Rating and Forecast
- By Refinitiv from2 analysts
Actual
Company News
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Capital Small Finance Bank reported a 17.7% year-over-year increase in gross advances and a 6.3% quarter-over-quarter growth. The bank's total deposits grew by 19.8% year-over-year and 2.3% quarter-over-quarter. The growth figures indicate expansion in both lending activities and deposit mobilization for the small finance bank.
Capital Small Finance Bank Seeks Shareholder Approval for Director Appointment via Postal BallotSep 23, 2025
Capital Small Finance Bank has issued a postal ballot notice seeking shareholder approval for the appointment of Mr. Bhavdeep Sardana as a Non-Executive Non-Independent Director. The Board appointed Sardana as an Additional Director effective August 04, 2025, and now requires member approval for regularization. The 50-year-old executive serves as Sr. VP & CEO of The Sukhjit Starch & Chemicals Limited and brings 30 years of experience in agro-based food industries. He will receive annual remuneration of ₹9,00,000 plus sitting fees and expense reimbursements. The e-voting period runs from September 24 to October 23, 2025, with results to be announced by October 25, 2025. Sardana holds 1,28,391 equity shares (0.28%) in the bank along with his spouse and serves on boards of multiple companies including Kuantum Papers Limited and Avon Cycles Limited.
Capital Small Finance Bank Seeks Reclassification of 14 Promoter Entities to Public Shareholders
Sep 23, 2025
Sep 23, 2025Capital Small Finance Bank has applied to BSE and NSE for reclassification of 14 entities from Promoter/Promoter Group category to Public shareholders category. The entities include Dinesh Gupta holding 2,95,920 shares (0.65%), Dinesh Gupta HUF with 30,333 shares (0.07%), and 12 other promoter group members including family members and companies. The combined shareholding of all 14 entities represents 0.74% of the bank's total shares. Several entities in the list currently hold zero shares. The application was submitted on September 23, 2025.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
870.70 | #1 64,247.90 | 29.55 | 1,446.00 | 19.10 | #1 761 | -1.80 | 78.85 | |
51.90 | 9,732.30 | 23.47 | 7,200.60 | 11.40 | 726 | -47.77 | 62.97 | |
58.22 | 6,694.80 | #1 -65.19 | #1 7,223.20 | 14.93 | 147 | -967.44 | 64.02 | |
444.60 | 4,614.20 | 11.25 | 5,485.70 | 17.11 | 501 | -22.44 | 28.65 | |
18.36 | 3,297.50 | -9.36 | 4,364.80 | #1 21.96 | 24 | -274.31 | 51.28 | |
148.81 | 1,605.60 | 20.03 | 2,171.00 | 20.07 | 115 | -49.64 | 63.42 | |
29.82 | 1,503.80 | -2.26 | 4,329.30 | 1.62 | -521 | -229.30 | 51.31 | |
281.60 | #8 1,255.30 | #4 9.43 | #8 994.50 | #5 15.32 | #5 132 | #1 6.67 | 41.86 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
15.32 %
Net Income Growth
18.03 %
Cash Flow Change
141.17 %
ROE
5.48 %
ROCE
3.58 %
EBITDA Margin (Avg.)
-2.54 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 6,371 | 7,154 | 7,991 | 9,295 | 10,108 |
| Fixed Assets | 87 | 84 | 83 | 84 | 88 |
| Current Assets | 1,342 | 1,072 | 983 | 1,424 | 1,104 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 |
| Investments | 1,212 | 1,357 | 1,489 | 1,706 | 1,819 |
| Other Assets | 5,072 | 5,713 | 6,420 | 7,506 | 8,200 |
| Total Liabilities | 6,371 | 7,154 | 7,991 | 9,295 | 10,108 |
| Current Liabilities | 83 | 91 | 98 | 148 | 124 |
| Non Current Liabilities | 6,289 | 7,063 | 7,893 | 9,147 | 9,983 |
| Total Equity | 451 | 516 | 611 | 1,197 | 1,340 |
| Reserve & Surplus | 417 | 482 | 576 | 1,152 | 1,295 |
| Share Capital | 34 | 34 | 34 | 45 | 45 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 111 | 90 | 359 | -344 | 94 | 173 | 68 |
| Investing Activities | -31 | -23 | -12 | -13 | -202 | -165 | -57 |
| Operating Activities | 8 | -80 | 174 | -211 | 75 | 116 | 280 |
| Financing Activities | 134 | 192 | 197 | -120 | 222 | 223 | -155 |
Share Holding
| % Holding | Oct 2021 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 23.57 % | 24.01 % | 18.85 % | 18.85 % | 18.85 % | 18.85 % | 18.84 % | 18.77 % | 18.77 % | 18.77 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.38 % | 1.33 % | 1.33 % | 1.36 % | 1.29 % | 1.34 % |
| DIIs | 0.00 % | 0.00 % | 31.16 % | 17.54 % | 33.10 % | 32.59 % | 31.73 % | 31.32 % | 31.86 % | 31.51 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 27.29 % | 27.29 % | 24.10 % | 24.72 % | 25.10 % | 25.55 % | 24.91 % | 25.07 % |
| Others | 76.43 % | 75.99 % | 22.70 % | 36.32 % | 22.57 % | 22.51 % | 23.00 % | 23.01 % | 23.18 % | 23.31 % |
| No of Share Holders | 1,553 | 1,645 | 1,26,764 | 1,862 | 89,964 | 82,280 | 76,543 | 73,880 | 70,112 | 68,325 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.2 | 1.2 | 4 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.34 | 0.46 | 1.44 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 27 May 2016 |  Change Of Name | NA | 27 May 2016 | 0.00 | 0.00 |
| 16 Aug 2024 |  Dividend | ₹ 1.20 /share | 16 Aug 2024 | 384.40 | 304.10 |
| 30 Aug 2024 |  Annual General Meeting | NA | 30 Aug 2024 | 347.60 | 297.00 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 296.65 | 286.45 |
| 29 Jan 2025 | Quarterly Result Announcement | NA | 29 Jan 2025 | 300.20 | 292.55 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 305.90 | 303.75 |
| 24 Jul 2025 | Quarterly Result Announcement | NA | 24 Jul 2025 | 280.55 | 321.65 |
| 25 Jul 2025 | Dividend | ₹ 4.00 /share | 25 Jul 2025 | 303.75 | 315.85 |
| 01 Aug 2025 | Annual General Meeting | NA | 01 Aug 2025 | 297.05 | 304.45 |
Announcements
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Oct 08, 2025Business Update - Key Business Highlights For The Period Ended September 30 2025Oct 03, 2025
Oct 03, 2025Intimation Regarding Change In Domain Name Of The Website Of The BankSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 24, 2025
Sep 24, 2025Closure of Trading WindowSep 24, 2025
Sep 24, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotSep 23, 2025
Sep 23, 2025Disclosure Under Regulation 31A (8) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 23, 2025
Sep 23, 2025Disclosure Under Regulation 31A (8) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 18, 2025
Sep 18, 2025Intimation Regarding Receipt Of Request Letter Regarding Re Classification Of Promoter Under Regulation 31 ASep 12, 2025
Sep 12, 2025Corrigendum To Outcome Of NRC- September 01 2025Sep 02, 2025
Sep 02, 2025Outcome Of NRC- September 01 2025Sep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 29, 2025
Aug 29, 2025Grant Of ESOPAug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Resignation of DirectorAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 02, 2025
Aug 02, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 01, 2025
Aug 01, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Jul 25, 2025Corrigendum To Outcome Of Board Meeting Dated July 24 2025 And Appointment Of Mr. Bhavdeep Sardana As Additional Director Dated July 24 2025Jul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 24, 2025
Jul 24, 2025Financial Results As On June 30 2025Jul 24, 2025
Jul 24, 2025Board Meeting Outcome for Outcome Of Board MeetingJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 17, 2025
Jul 17, 2025Board Meeting Intimation for Board Meeting Intimation Quarterly Unaudited Financial ResultsJul 17, 2025
Jul 17, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 09, 2025
Jul 09, 2025Compliances-Reg. 50 (2) - Intimation to the Exchange about meeting under 50(2)Jul 08, 2025
Jul 08, 2025Intimation Under Regulation 30 Of The SEBI (LODR) Regulations 2015Jul 08, 2025
Jul 08, 2025Regulation 53 (1) Annual Report.Jul 08, 2025
Jul 08, 2025Reg. 34 (1) Annual Report.Jul 08, 2025
Jul 08, 2025Notice Convening The 26Th Annual General Meeting - August 01 2025Jul 08, 2025
Jul 08, 2025Communication To Shareholders - Intimation On Tax Deduction On DividendJul 07, 2025
Jul 07, 2025Disclosure Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Business UpdateJul 03, 2025
Jul 03, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2025
Jun 23, 2025Closure of Trading WindowJun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Jun 16, 2025Publication Of Notice In Newspapers For Transfer Of Equity Shares To Investor Education And Protection Fund (IEPF) Authority
May 31, 2025
May 31, 2025Intimation Of Date Of Annual General Meeting (AGM) And Record Date For Payment Of
Dividend For The Financial Year 2024-25
May 31, 2025
May 31, 2025Intimation Under Regulation 8(2) Of The Securities And Exchange Board Of India (Prohibition
Of Insider Trading) Regulations 2015 (SEBI PIT Regulations).
May 31, 2025
May 31, 2025Intimation Of Date Of Annual General Meeting (AGM) And Record Date For Payment Of
Dividend For The Financial Year 2024-25
May 31, 2025
May 31, 2025Intimation Of Date Of Annual General Meeting (AGM) And Record Date For Payment Of
Dividend For The Financial Year 2024-25
May 31, 2025
May 31, 2025Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 31, 2025
May 31, 2025Announcement under Regulation 30 (LODR)-Date of payment of DividendMay 31, 2025
May 31, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 360 ONE Balanced Hybrid Fund Direct - Growth | 0.39% | 0 | -0.02% | -0.04% | |
| 360 ONE FlexiCap Fund Direct - Growth | 0.79% | 0 | -0.05% | -0.10% | |
 Nippon India Small Cap Fund Direct- Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 41.86
ATR(14)
Volatile 6.24
STOCH(9,6)
Neutral 20.92
STOCH RSI(14)
Neutral 57.99
MACD(12,26)
Bullish 0.34
ADX(14)
Weak Trend 11.80
UO(9)
Bearish 31.95
ROC(12)
Downtrend And Accelerating -3.14
WillR(14)
Neutral -75.44
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