Jana Small Finance Bank

Jana Small Finance Bank

496.30
+10.95
(2.26%)
Market Cap
5,104.80 Cr
EPS
47.89
PE Ratio
11.80
Dividend Yield
0.00 %
Industry
Banks
52 Week High
619.70
52 Week Low
363.80
PB Ratio
1.24
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+50.00 %
+50.00 %
Hold
Hold+50.00 %
+50.00 %
Sell
Sell0.0 %
0.0 %

Company News

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Caret
neutral
Jana Small Finance Bank announced senior management changes effective August 18, 2025. Asheesh Maroo joins as Chief Credit Officer, bringing 30 years of experience in business and credit risk from YES Bank, ICICI Bank, and Birla Global. Rajesh Sharma joins as Chief Operating Officer with 34 years of experience in operations and customer services from HDFC Bank and Corporation Bank. Ganesh Nagarajan resigned from his position as Chief Operations Officer, with his last working day scheduled for November 17, 2025, citing relocation to Chennai due to family health issues including his wife's medical complications and his 80-year-old mother's health concerns.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
742.05
#1 56,035.30
25.69
1,446.00
19.10
#1 761
#1 15.58
44.90
43.71
8,480.10
16.06
7,200.60
11.40
726
-65.73
46.14
54.88
6,262.50
43.63
#1 7,223.20
30.09
147
-967.44
35.83
496.30
#4 5,104.80
#2 11.80
#3 5,485.70
#6 17.11
#3 501
#3 -40.27
61.09
21.41
2,359.60
99.59
4,364.80
21.96
24
-274.31
46.87
29.47
1,541.60
19.65
3,862.22
35.61
-521
-229.30
34.40
131.17
1,363.40
17.13
1,953.75
#1 41.14
115
-49.64
52.52
301.95
1,354.50
#1 10.13
994.50
15.32
132
6.67
51.35
Forecast
Actual
Growth Rate
Revenue Growth
17.11 %
Net Income Growth
-25.11 %
Cash Flow Change
475.46 %
ROE
-34.94 %
ROCE
-1.23 %
EBITDA Margin (Avg.)
-1.12 %

Yearly Financial Results

Annual Financials
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
1,597
1,368
2,425
2,733
3,050
3,700
4,684
5,486
5,646
Expenses
2,760
2,404
1,322
1,331
1,627
1,960
2,222
2,635
2,816
EBITDA
-2,327
-1,850
123
167
86
325
576
534
415
Operating Profit %
-78 %
-92 %
34 %
47 %
40 %
36 %
45 %
44 %
41 %
Depreciation
84
99
93
83
81
69
62
61
0
Interest
1,164
814
980
1,235
1,337
1,415
1,886
2,317
2,414
Profit Before Tax
-2,411
-1,949
30
84
5
256
514
474
415
Tax
93
0
0
0
0
0
-155
-28
-17
Net Profit
-2,504
-1,949
30
84
5
256
670
501
433
EPS in ₹
-787.88
-471.84
6.21
16.62
1.06
47.47
90.85
47.89
41.30

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
9,749
9,446
14,145
19,091
20,189
25,644
32,710
38,464
Fixed Assets
360
332
259
211
171
123
139
150
Current Assets
1,338
1,427
1,278
2,569
1,945
2,535
2,564
5,025
Capital Work in Progress
25
2
1
1
1
5
3
3
Investments
1,998
1,468
2,650
4,698
5,065
5,221
6,738
5,945
Other Assets
7,367
7,644
11,234
14,181
14,952
20,295
25,831
32,366
Total Liabilities
9,749
9,446
14,145
19,091
20,189
25,644
32,710
38,464
Current Liabilities
558
488
550
763
938
1,235
1,350
1,359
Non Current Liabilities
9,191
8,959
13,594
18,328
19,251
24,409
31,360
37,105
Total Equity
1,529
674
1,044
1,127
1,201
1,797
3,577
4,118
Reserve & Surplus
1,490
477
843
926
999
1,452
3,473
4,013
Share Capital
39
197
201
201
201
325
105
105

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
51
-188
1,266
-711
532
-39
2,421
Investing Activities
-231
-285
-1,266
-1,330
-435
-780
-321
Operating Activities
2,771
949
615
859
-1,137
708
4,073
Financing Activities
-2,489
-852
1,917
-240
2,104
34
-1,331

Share Holding

% Holding
Mar 2021
Jul 2023
Feb 2024
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
42.08 %
33.76 %
22.54 %
22.54 %
22.54 %
22.38 %
22.35 %
22.28 %
21.88 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
1.02 %
1.09 %
0.51 %
0.89 %
0.28 %
DIIs
0.00 %
0.00 %
7.12 %
17.69 %
17.73 %
17.99 %
18.46 %
15.88 %
16.03 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
0.00 %
15.88 %
16.63 %
16.49 %
17.43 %
19.20 %
21.00 %
21.75 %
Others
57.92 %
66.24 %
54.47 %
43.14 %
42.21 %
41.11 %
39.48 %
39.94 %
40.07 %
No of Share Holders
43
86
174
72,042
49,178
51,033
52,297
52,412
53,351

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 498.50 485.35
18 Jun 2018 CHANGE OF NAME Change Of Name
NA
18 Jun 2018 0.00 0.00
19 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
19 Jun 2024 620.10 714.70
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 579.75 528.50
21 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jan 2025 409.05 387.25
29 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Apr 2025 505.10 516.15
22 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jul 2025 490.85 498.50

Announcements

Announcement under Regulation 30 (LODR)-Change in Management4 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 05, 2025
Reg. 34 (1) Annual Report.Aug 05, 2025
Notice Of 19Th Annual General MeetingAug 05, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 04, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 22, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 22, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 22, 2025
Board Meeting Outcome for Financial Results For 30-June-2025Jul 22, 2025
Financials Results For 30-June-2025Jul 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2025
Board Meeting Intimation for Please Find Attached Board Meeting IntimationJul 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 11, 2025
Details Of Company Secretary And Compliance Officer And Registrar And Share Transfer Agent (RTA) Of The BankJul 11, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 13, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 11, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 11, 2025
Submission Of Application To The Reserve Bank Of India For Voluntary Transition From Small Finance Bank To Universal BankJun 09, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 16, 2025
Imposition Of Penalty By The Reserve Bank Of IndiaMay 09, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 06, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Apr 30, 2025
Appointment Of Secretarial AuditorApr 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 29, 2025
Integrated Filing (Financial)Apr 29, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2025
Board Meeting Outcome for Outcome Of Board Meeting For Audited Results As On 31-March-2025Apr 29, 2025

Technical Indicators

RSI(14)
Neutral
61.09
ATR(14)
Volatile
16.15
STOCH(9,6)
Neutral
64.67
STOCH RSI(14)
Overbought
81.62
MACD(12,26)
Bullish
3.95
ADX(14)
Weak Trend
15.87
UO(9)
Bearish
63.16
ROC(12)
Uptrend And Accelerating
6.33
WillR(14)
Overbought
-11.67