| Annual Financials | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
Revenue  | 1,597 | 1,368 | 2,425 | 2,733 | 3,050 | 3,700 | 4,684 | 5,486 | 5,353 |
| Expenses | 2,760 | 2,404 | 1,322 | 1,331 | 1,627 | 1,960 | 2,222 | 2,635 | 3,289 |
| EBITDA | -2,327 | -1,850 | 123 | 167 | 86 | 325 | 576 | 534 | 0 |
| Operating Profit % | -78 % | -92 % | 34 % | 47 % | 40 % | 36 % | 45 % | 44 % | 39 % |
| Depreciation | 84 | 99 | 93 | 83 | 81 | 69 | 62 | 61 | 0 |
| Interest | 1,164 | 814 | 980 | 1,235 | 1,337 | 1,415 | 1,886 | 2,317 | 2,760 |
| Profit Before Tax | -2,411 | -1,949 | 30 | 84 | 5 | 256 | 514 | 474 | 326 |
| Tax | 93 | 0 | 0 | 0 | 0 | 0 | -155 | -28 | 0 |
| Net Profit | -2,504 | -1,949 | 30 | 84 | 5 | 256 | 670 | 501 | 326 |
| EPS in ₹ | -787.88 | -471.84 | 6.21 | 16.62 | 1.06 | 47.47 | 90.85 | 47.89 | 31.02 |
Jana Small Finance Bank
Jana Small Finance Bank
490.85
-7.85
(-1.57%)
Market Cap
5,168.42 Cr
PE Ratio
16.09
Volume
5,43,022.00
Day High - Low
504.00 - 480.60
52W High-Low
552.50 - 330.00
Key Fundamentals
Market Cap
5,168.42 Cr
EPS
31.02
PE Ratio
16.09
PB Ratio
1.18
Book Value
420.94
EBITDA
0.00
Dividend Yield
0.00 %
Industry
Banks Sector
Small Finance Bank Return on Equity
12.18
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from3 analysts
Actual
Company News
View All News
Jana Small Finance Bank reports Q4 FY26 PAT of ₹140 crores, meeting guidance. Assets grow 23% YoY, secured book at 72.6%, and net credit cost falls to 0.47%.
Jana Small Finance Bank reports audited Q4FY26 results with PAT of ₹140 crores, GNPA improved to 2.33%, and Gross Loan Portfolio growing 23% year-over-year to ₹36,289 crores.
Jana Small Finance Bank submitted auditor's report for security cover certificate for Q4FY26 to BSE and NSE on April 29, 2026. Batliboi & Purohit provided limited assurance on asset book values and covenant compliance.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
990.50 | #1 74,111.64 | 28.48 | 1,446.00 | #1 19.10 | #1 761 | 65.16 | 47.79 | |
55.83 | 10,846.17 | 15.86 | #1 6,931.45 | -3.74 | 693 | 238.13 | 42.17 | |
67.96 | 7,754.53 | 75.94 | 6,794.24 | -5.94 | 103 | #1 405.23 | 54.17 | |
490.85 | #4 5,168.42 | #4 16.09 | #3 5,352.87 | #4 -2.42 | #3 326 | #7 13.20 | 64.79 | |
13.49 | 2,400.58 | -2.12 | 3,378.78 | -22.59 | -1,151 | -6,366.67 | 45.35 | |
167.33 | 1,778.55 | 12.02 | 2,160.29 | -0.49 | 152 | 247.04 | 63.47 | |
29.21 | 1,506.25 | -9.30 | 3,537.18 | -18.30 | -166 | 112.83 | 62.57 | |
276.90 | 1,257.65 | #1 8.93 | 1,048.60 | 5.44 | 141 | 17.25 | 56.22 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-2.42 %
Net Income Growth
-34.90 %
Cash Flow Change
475.46 %
ROE
-34.94 %
ROCE
-1.23 %
EBITDA Margin (Avg.)
-37.69 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 9,749 | 9,446 | 14,145 | 19,091 | 20,189 | 25,644 | 32,710 | 38,464 |
| Fixed Assets | 360 | 332 | 259 | 211 | 171 | 123 | 139 | 150 |
| Current Assets | 1,338 | 1,427 | 1,278 | 2,569 | 1,945 | 2,535 | 2,564 | 5,025 |
| Capital Work in Progress | 25 | 2 | 1 | 1 | 1 | 5 | 3 | 3 |
| Investments | 1,998 | 1,468 | 2,650 | 4,698 | 5,065 | 5,221 | 6,738 | 5,945 |
| Other Assets | 7,367 | 7,644 | 11,234 | 14,181 | 14,952 | 20,295 | 25,831 | 32,366 |
| Total Equity & Liabilities | 9,749 | 9,446 | 14,145 | 19,091 | 20,189 | 25,644 | 32,710 | 38,464 |
| Current Liabilities | 558 | 488 | 550 | 763 | 938 | 1,235 | 1,350 | 1,359 |
| Non Current Liabilities | 9,191 | 8,959 | 13,594 | 18,328 | 19,251 | 24,409 | 31,360 | 37,105 |
| Total Equity | 1,529 | 674 | 1,044 | 1,127 | 1,201 | 1,797 | 3,577 | 4,118 |
| Reserve & Surplus | 1,490 | 477 | 843 | 926 | 999 | 1,452 | 3,473 | 4,013 |
| Share Capital | 39 | 197 | 201 | 201 | 201 | 325 | 105 | 105 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 51 | -188 | 1,266 | -711 | 532 | -39 | 2,421 |
| Investing Activities | -231 | -285 | -1,266 | -1,330 | -435 | -780 | -321 |
| Operating Activities | 2,771 | 949 | 615 | 859 | -1,137 | 708 | 4,073 |
| Financing Activities | -2,489 | -852 | 1,917 | -240 | 2,104 | 34 | -1,331 |
Share Holding
| % Holding | Mar 2021 | Jul 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 42.08 % | 33.76 % | 22.54 % | 22.54 % | 22.54 % | 22.38 % | 22.35 % | 22.28 % | 21.88 % | 21.87 % | 21.86 % | 21.85 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.02 % | 1.09 % | 0.51 % | 0.89 % | 0.28 % | 1.21 % | 4.11 % | 4.31 % |
| DIIs | 0.00 % | 0.00 % | 7.12 % | 17.69 % | 17.73 % | 17.99 % | 18.46 % | 15.88 % | 16.03 % | 14.81 % | 14.89 % | 16.27 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 15.88 % | 16.63 % | 16.49 % | 17.43 % | 19.20 % | 21.00 % | 21.75 % | 22.64 % | 21.59 % | 24.05 % |
| Others | 57.92 % | 66.24 % | 54.47 % | 43.14 % | 42.21 % | 41.11 % | 39.48 % | 39.94 % | 40.07 % | 39.48 % | 37.55 % | 33.52 % |
| No of Share Holders | 43 | 86 | 174 | 72,042 | 49,178 | 51,033 | 52,297 | 52,412 | 53,351 | 51,129 | 51,546 | 50,785 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 18 Jun 2018 |  Change Of Name | NA | 18 Jun 2018 | 0.00 | 0.00 |
| 19 Jun 2024 |  Annual General Meeting | NA | 19 Jun 2024 | 620.10 | 714.70 |
| 21 Oct 2024 |  Quarterly Result Announcement | NA | 21 Oct 2024 | 579.75 | 528.50 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 409.05 | 387.25 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 505.10 | 516.15 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 490.85 | 498.50 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 498.50 | 490.70 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 472.70 | 461.40 |
| 06 Feb 2026 | Quarterly Result Announcement | NA | 06 Feb 2026 | 373.70 | 346.10 |
| 29 Apr 2026 | Quarterly Result Announcement | NA | 29 Apr 2026 | 468.90 | 491.65 |
Announcements
Board Meeting Intimation for Consideration Of Fund Raising
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript8 days ago
8 days agoCompliances-Reg.24(A)-Annual Secretarial Compliance9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeApr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseApr 29, 2026
Apr 29, 2026Financial Results 31-March-2026Apr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Investor PresentationApr 29, 2026
Apr 29, 2026Board Meeting Outcome for Outcome Of The Board MeetingApr 29, 2026
Apr 29, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 27, 2026
Apr 27, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 24, 2026
Apr 24, 2026Board Meeting Intimation for Consideration And Approval Of Financial Results For The Quarter And Year Ended 31St March 2026Apr 24, 2026
Apr 24, 2026Clarification Regarding Volume MovementApr 22, 2026
Apr 22, 2026Clarification sought from Jana Small Finance Bank LtdApr 22, 2026
Apr 22, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 02, 2026
Apr 02, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2026
Mar 25, 2026Closure of Trading WindowMar 25, 2026
Mar 25, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 24, 2026
Mar 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateMar 20, 2026
Mar 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 19, 2026
Mar 19, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 17, 2026
Mar 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 18, 2026
Feb 18, 2026Announcement under Regulation 30 (LODR)-Credit RatingFeb 18, 2026
Feb 18, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 11, 2026
Feb 11, 2026Announcement under Regulation 30 (LODR)-RetirementFeb 10, 2026
Feb 10, 2026Audio Recording Of The Investor Meet For The Quarter Ended 31St December 2025Feb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Investor PresentationFeb 06, 2026
Feb 06, 2026Outcome Of The Board Meeting Financial Results Of The Bank For The Quarter And Nine Months Ended December 31 2025Feb 06, 2026
Feb 06, 2026Board Meeting Outcome for Outcome Of Board Meeting - Financial Results December 31 2025Feb 06, 2026
Feb 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 05, 2026
Feb 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2026
Feb 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 02, 2026
Feb 02, 2026Board Meeting Intimation for Considering And Approving The Unaudited Financial Results For The Quarter Ended 31St December 2025Jan 24, 2026
Jan 24, 2026Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jan 09, 2026
Jan 09, 2026Compliance Certificate For The Period Ended 31St December 2025Jan 08, 2026
Jan 08, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 08, 2026
Jan 08, 2026Closure of Trading WindowDec 29, 2025
Dec 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 19, 2025
Dec 19, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 17, 2025
Dec 17, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotNov 24, 2025
Nov 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementNov 20, 2025
Nov 20, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 11, 2025
Nov 11, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Nov 04, 2025Update On Application To The Reserve Bank Of India For Voluntary Transition From Small Finance Bank To Universal BankOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 27, 2025
Oct 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 23, 2025
Oct 23, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotOct 23, 2025
Oct 23, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.01% | 6 | 0.00% | 0.00% | |
 ITI ELSS Tax Saver Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Mirae Asset Nifty Total Market Index Fund Direct-Growth | 0.01% | 0 | 0.00% | 0.00% | |
 Angel One Nifty Total Market Index Fund Direct-Growth | 0.01% | 0 | 0.00% | 0.00% | |
 JM Midcap Fund Direct-Growth | 1.16% | 0 | 0.00% | 0.07% | |
JM Small Cap Fund Direct-Growth | 3.06% | 0 | 0.00% | 0.15% | |
JM Value Fund Direct Plan-Growth | 3.06% | 0 | 0.00% | 0.31% | |
 Kotak Special Opportunities Fund Direct-Growth | 1.97% | 0 | 0.00% | 0.36% | |
 Groww Nifty Total Market Index Fund Direct-Growth | 0.01% | 0 | 0.00% | 0.00% | |
 Bandhan Nifty Total Market Index Fund Direct-Growth | 0.01% | 0 | 0.00% | 0.00% | |
Motilal Oswal Nifty Microcap 250 Index Fund Direct-Growth | 0.31% | 0 | 0.00% | 0.01% | |
 Quant BFSI Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
Quant Multi Cap Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
Quant Small Cap Fund Direct Plan-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 Samco Special Opportunities Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 67.98
ATR(14)
Less Volatile 25.13
STOCH(9,6)
Neutral 58.86
STOCH RSI(14)
Neutral 39.67
MACD(12,26)
Bullish 0.91
ADX(14)
Strong Trend 25.99
UO(9)
Bearish 53.82
ROC(12)
Uptrend And Accelerating 4.53
WillR(14)
Overbought -10.54
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