| Annual Financials | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 1,597 | 1,368 | 2,425 | 2,733 | 3,050 | 3,700 | 4,684 | 5,447 | 6,375 | 6,622 |
| Expenses | 2,760 | 2,404 | 1,322 | 1,331 | 1,627 | 1,960 | 2,222 | 2,596 | 3,213 | 3,406 |
| EBITDA | -2,327 | -1,850 | 123 | 167 | 86 | 325 | 576 | 534 | 402 | 380 |
| Operating Profit % | -78 % | -92 % | 34 % | 47 % | 40 % | 36 % | 45 % | 44 % | 40 % | 40 % |
| Depreciation | 84 | 99 | 93 | 83 | 81 | 69 | 62 | 61 | 75 | 0 |
| Interest | 1,164 | 814 | 980 | 1,235 | 1,337 | 1,415 | 1,886 | 2,317 | 2,760 | 2,837 |
| Profit Before Tax | -2,411 | -1,949 | 30 | 84 | 5 | 256 | 514 | 474 | 326 | 380 |
| Tax | 93 | 0 | 0 | 0 | 0 | 0 | -155 | -28 | 0 | 0 |
| Net Profit | -2,504 | -1,949 | 30 | 84 | 5 | 256 | 670 | 501 | 326 | 380 |
| EPS in ₹ | -787.88 | -471.84 | 6.21 | 16.62 | 1.06 | 47.47 | 90.85 | 47.89 | 31.02 | 36.10 |
Jana Small Finance Bank
Jana Small Finance Bank
482.40
-6.90
(-1.41%)
Market Cap
5,101.50 Cr
PE Ratio
13.64
Volume
7,95,611.00
Day High - Low
493.15 - 465.70
52W High-Low
606.95 - 330.00
Key Fundamentals
Market Cap
5,101.50 Cr
EPS
31.02
PE Ratio
13.64
PB Ratio
1.16
Book Value
422.47
EBITDA
401.90
Dividend Yield
0.00 %
Industry
Banks Sector
Small Finance Bank Return on Equity
7.30
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from3 analysts
Actual
Company News
View All News
Jana Small Finance Bank conducted its 20th Annual General Meeting on September 29, 2026, via video conferencing. The meeting was chaired by Mrs. Chitra Talwar with 55 members present.
Jana Small Finance Bank appoints Rajeev K as Head of Internal Audit effective September 28, 2026, succeeding Ramachandran who retires after seven years of service.
Jana SFB re-appoints K S Raman as ED
Sep 17, 2026
Sep 17, 2026Jana Small Finance Bank re-appoints K S Raman as Executive Director for three years starting Jan 1, 2027, following RBI approval.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
987.00 | #1 74,122.69 | 26.70 | 1,446.00 | #1 19.10 | #1 761 | 37.03 | 37.00 | |
65.60 | 12,798.93 | 14.51 | #1 8,039.00 | 11.64 | 693 | #1 206.69 | 49.58 | |
68.41 | 7,826.97 | 15.45 | 7,867.80 | 8.92 | 103 | 182.04 | 39.38 | |
482.40 | #4 5,101.50 | #3 13.64 | #3 6,374.80 | #2 17.03 | #3 326 | #6 52.31 | 37.17 | |
13.43 | 2,389.90 | -2.60 | 3,809.70 | -12.72 | -1,151 | 85.85 | 38.14 | |
43.40 | 2,239.91 | -443.70 | 4,348.20 | 0.44 | -166 | 198.65 | 60.59 | |
143.55 | 1,525.79 | #1 8.05 | 2,520.00 | 16.08 | 152 | 113.03 | 38.79 | |
277.50 | 1,261.66 | 8.68 | 1,146.90 | 15.32 | 141 | 29.06 | 45.61 |
Growth Rate
Revenue Growth
17.03 %
Net Income Growth
-34.90 %
Cash Flow Change
-85.43 %
ROE
-40.07 %
ROCE
-10.34 %
EBITDA Margin (Avg.)
-5.24 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 9,749 | 9,446 | 14,145 | 19,091 | 20,189 | 25,644 | 32,710 | 38,467 | 47,448 |
| Fixed Assets | 360 | 332 | 259 | 211 | 171 | 123 | 139 | 150 | 191 |
| Current Assets | 1,338 | 1,427 | 1,278 | 2,569 | 1,945 | 2,535 | 2,564 | 5,029 | 3,424 |
| Capital Work in Progress | 25 | 2 | 1 | 1 | 1 | 5 | 3 | 3 | 8 |
| Investments | 1,998 | 1,468 | 2,650 | 4,698 | 5,065 | 5,221 | 6,738 | 5,945 | 9,812 |
| Other Assets | 7,367 | 7,644 | 11,234 | 14,181 | 14,952 | 20,295 | 25,831 | 32,369 | 37,437 |
| Total Equity & Liabilities | 9,749 | 9,446 | 14,145 | 19,091 | 20,189 | 25,644 | 32,710 | 38,467 | 47,448 |
| Current Liabilities | 558 | 488 | 550 | 763 | 938 | 1,235 | 1,350 | 1,362 | 1,696 |
| Non Current Liabilities | 9,191 | 8,959 | 13,594 | 18,328 | 19,251 | 24,409 | 31,360 | 37,105 | 45,751 |
| Total Equity | 1,529 | 674 | 1,044 | 1,127 | 1,201 | 1,797 | 3,577 | 4,118 | 4,470 |
| Reserve & Surplus | 1,490 | 477 | 843 | 926 | 999 | 1,452 | 3,473 | 4,013 | 4,365 |
| Share Capital | 39 | 197 | 201 | 201 | 201 | 325 | 105 | 105 | 105 |
Cash Flow
| Cash Flow | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 51 | -188 | 1,266 | -711 | 532 | -39 | 2,421 | -1,899 |
| Investing Activities | -231 | -285 | -1,266 | -1,330 | -435 | -780 | -321 | -4,133 |
| Operating Activities | 2,771 | 949 | 615 | 859 | -1,137 | 708 | 4,073 | 594 |
| Financing Activities | -2,489 | -852 | 1,917 | -240 | 2,104 | 34 | -1,331 | 1,641 |
Share Holding
| % Holding | Mar 2021 | Jul 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 42.08 % | 33.76 % | 22.54 % | 22.54 % | 22.54 % | 22.38 % | 22.35 % | 22.28 % | 21.88 % | 21.87 % | 21.86 % | 21.85 % | 16.94 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 1.02 % | 1.09 % | 0.51 % | 0.89 % | 0.28 % | 1.21 % | 4.11 % | 4.31 % | 4.01 % |
| DIIs | 0.00 % | 0.00 % | 7.12 % | 17.69 % | 17.73 % | 17.99 % | 18.46 % | 15.88 % | 16.03 % | 14.81 % | 14.89 % | 16.27 % | 16.35 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 15.88 % | 16.63 % | 16.49 % | 17.43 % | 19.20 % | 21.00 % | 21.75 % | 22.64 % | 21.59 % | 24.05 % | 24.10 % |
| Others | 57.92 % | 66.24 % | 54.47 % | 43.14 % | 42.21 % | 41.11 % | 39.48 % | 39.94 % | 40.07 % | 39.48 % | 37.55 % | 33.52 % | 38.60 % |
| No of Share Holders | 43 | 86 | 174 | 72,042 | 49,178 | 51,033 | 52,297 | 52,412 | 53,351 | 51,129 | 51,546 | 50,785 | 49,932 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 18 Jun 2018 |  Change Of Name | NA | 18 Jun 2018 | 0.00 | 0.00 |
| 19 Jun 2024 |  Annual General Meeting | NA | 19 Jun 2024 | 620.10 | 714.70 |
| 21 Oct 2024 |  Quarterly Result Announcement | NA | 21 Oct 2024 | 579.75 | 528.50 |
| 21 Jan 2025 | Quarterly Result Announcement | NA | 21 Jan 2025 | 409.05 | 387.25 |
| 29 Apr 2025 | Quarterly Result Announcement | NA | 29 Apr 2025 | 505.10 | 516.15 |
| 22 Jul 2025 | Quarterly Result Announcement | NA | 22 Jul 2025 | 490.85 | 498.50 |
| 29 Aug 2025 | Annual General Meeting | NA | 29 Aug 2025 | 498.50 | 490.70 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 472.70 | 461.40 |
| 06 Feb 2026 | Quarterly Result Announcement | NA | 06 Feb 2026 | 373.70 | 346.10 |
| 29 Apr 2026 | Quarterly Result Announcement | NA | 29 Apr 2026 | 468.90 | 491.65 |
| 11 Jun 2026 |  Extraordinary General Meeting | NA | 11 Jun 2026 | 489.05 | 466.80 |
| 15 Jul 2026 | Quarterly Result Announcement | NA | 15 Jul 2026 | 468.80 | 489.95 |
| 29 Sept 2026 | Annual General Meeting | NA | 29 Sept 2026 | 534.20 | 499.20 |
Announcements
Shareholder Meeting / Postal Ballot-Scrutinizers Report4 days ago
4 days agoShareholder Meeting / Postal Ballot-Outcome of AGM4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Change in Management5 days ago
5 days agoRumour verification - Regulation 30(11)8 days ago
8 days agoClarification sought from Jana Small Finance Bank Ltd8 days ago
8 days agoClosure of Trading Window9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 18, 2026
Sep 18, 2026Re-Appointment Of Mr. K S Raman As An Executive Director Of Jana Small Finance Bank LimitedSep 17, 2026
Sep 17, 2026Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerSep 07, 2026
Sep 07, 2026Business Responsibility and Sustainability Reporting (BRSR)Sep 04, 2026
Sep 04, 2026Reg. 34 (1) Annual Report.Sep 04, 2026
Sep 04, 2026Notice Of 20Th Annual General MeetingSep 04, 2026
Sep 04, 2026Shri U T Khader HonBle Minister For Health & Family Welfare And Minister For Minority Affairs Haj And Waqf Government Of Karnataka Inaugurated The 828Th Branch Of Jana Small Finance Bank In Mangalore.Aug 29, 2026
Aug 29, 2026Rumour verification - Regulation 30(11)Aug 25, 2026
Aug 25, 2026Clarification sought from Jana Small Finance Bank LtdAug 25, 2026
Aug 25, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 13, 2026
Aug 13, 2026Announcement under Regulation 30 (LODR)-RetirementJul 28, 2026
Jul 28, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 21, 2026
Jul 21, 2026Receipt Of IBA Technology Award For Identity & Access Management At The IBA CISO Summit & Citations 2026Jul 17, 2026
Jul 17, 2026Shri Gautam Kumar Dak HonBle Minister Of State For Cooperative & Civil Aviation Government Of Rajasthan Inaugurated The 826Th Branch Of Jana Small Finance Bank In Jaipur.Jul 17, 2026
Jul 17, 2026Disclosure of divergence in the asset classification and provisioning by banksJul 17, 2026
Jul 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 15, 2026
Jul 15, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 15, 2026
Jul 15, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 15, 2026
Jul 15, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJul 15, 2026
Jul 15, 2026Outcome Of Board Meeting - Financial Results - June 30 2026Jul 15, 2026
Jul 15, 2026Board Meeting Outcome for Outcome Of Board Meeting - Financial Results - June 30 2026Jul 15, 2026
Jul 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2026
Jul 14, 2026Credit Update - Care Ratings Limited - No Change In Credit Rating Assigned On 17Th February 2026Jul 10, 2026
Jul 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 10, 2026
Jul 10, 2026Receipt Of Best Data Quality Awards From Transunion CIBIL At The Annual Conference 2026Jul 04, 2026
Jul 04, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJul 03, 2026
Jul 03, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2026
Jul 03, 2026Board Meeting Intimation for Considering The Unaudited Financial Results For The Quarter Ended 30Th June 2026Jul 01, 2026
Jul 01, 2026Announcement under Regulation 30 (LODR)-Credit RatingJul 01, 2026
Jul 01, 2026Closure of Trading WindowJun 25, 2026
Jun 25, 2026Announcement under Regulation 30 (LODR)-AllotmentJun 24, 2026
Jun 24, 2026Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 22, 2026
Jun 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 18, 2026
Jun 18, 2026Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationJun 12, 2026
Jun 12, 2026Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJun 12, 2026
Jun 12, 2026Shareholder Meeting / Postal Ballot-Outcome of EGMJun 11, 2026
Jun 11, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2026
Jun 09, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 05, 2026
Jun 05, 2026Intimation Regarding Modifications To The Notice Of Extra-Ordinary General Meeting Pursuant To Observations Received From National Stock Exchange Of India LimitedJun 05, 2026
Jun 05, 2026Recognition Of Jana Small Finance Banks CSR Initiatives By The Government Of HaryanaMay 30, 2026
May 30, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 29, 2026
May 29, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 22, 2026
May 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2026
May 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 20, 2026
May 20, 2026Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Angel One Nifty Total Market Index Fund Direct-Growth | 0.02% | 0 | 0.00% | 0.00% | |
 Bandhan Nifty Total Market Index Fund Direct-Growth | 0.02% | 0 | 0.00% | 0.00% | |
 Groww Nifty Total Market Index Fund Direct-Growth | 0.02% | 0 | 0.00% | 0.00% | |
 ITI ELSS Tax Saver Fund Direct-Growth | 0.00% | 0 | 0.00% | 0.00% | |
 JM Mid Cap Fund Direct-Growth | 0.87% | 0 | 0.00% | -0.20% | |
JM Small Cap Fund Direct-Growth | 2.37% | 0 | 0.00% | -0.52% | |
JM Value Fund Direct Plan-Growth | 2.70% | 0 | 0.00% | -0.46% | |
 Kotak Balanced Advantage Fund Direct-Growth | 0.16% | 0 | 0.00% | 0.10% | |
Kotak Special Opportunities Fund Direct-Growth | 2.42% | 0 | 0.00% | 0.22% | |
 Mirae Asset Nifty Total Market Index Fund Direct-Growth | 0.02% | 0 | 0.00% | 0.00% | |
 Motilal Oswal BSE 1000 Index Fund Direct-Growth | 0.02% | 0 | 0.00% | 0.01% | |
Motilal Oswal Nifty Microcap 250 Index Fund Direct-Growth | 0.34% | 0 | 0.00% | -0.05% |
Technical Indicators
RSI(14)
Neutral 37.17
ATR(14)
Volatile 24.99
STOCH(9,6)
Neutral 36.76
STOCH RSI(14)
Neutral 30.25
MACD(12,26)
Bearish -3.89
ADX(14)
Weak Trend 17.70
UO(9)
Bearish 43.83
ROC(12)
Downtrend And Accelerating -1.28
WillR(14)
Oversold -80.42
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