Suryoday Small Finance Bank

Suryoday Small Finance Bank

148.65
-2.41
(-1.60%)
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Key Fundamentals
Add Ratio
Market Cap
1,580.00 Cr
EPS
10.82
PE Ratio
20.03
Dividend Yield
0.00 %
Industry
Banks
52 Week High
162.95
52 Week Low
97.97
PB Ratio
0.82
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Suryoday Small Finance Bank will hold a Board of Directors meeting on November 6, 2025, to consider and approve the unaudited financial results for the quarter and half-year ended September 30, 2025. The board will also discuss raising funds through various modes including Preferential Allotment, Qualified Institutions Placement, or Private Placement by issuing equity shares, equity linked securities, warrants, or other eligible securities. Additionally, the board will consider issuing debt instruments such as bonds and non-convertible debentures. Both fund-raising and debt issuance proposals are subject to shareholder approval and regulatory approvals. The trading window for designated persons and connected individuals remains closed until 48 hours after the financial results declaration.
positive
Suryoday Small Finance Bank received RBI approval for revised remuneration of its Executive Director. The approval covers fixed remuneration for FY 2025-26 and variable pay for FY 2024-25, staying within limits approved by shareholders at the 17th Annual General Meeting held on September 11, 2025. The RBI granted approval through its letter dated October 20, 2025, in accordance with Regulation 35B of the Banking Regulation Act, 1949.
positive
The Reserve Bank of India has approved the re-appointment of Baskar Babu Ramachandran as Managing Director & CEO of Suryoday Small Finance Bank Limited for a three-year term from January 23, 2026 to January 22, 2029. The 56-year-old executive has been serving as MD & CEO since January 23, 2017, after promoting Suryoday Micro Finance Private Limited in 2008, which later converted into the bank in January 2017. Ramachandran holds a Bachelor's degree in Mechanical Engineering from the University of Madras and an MBA from Pondicherry University. He has extensive experience in the banking and finance sector, having previously worked with GE Capital Transportation Financial Services, HDFC Bank, and Cholamandalam. The bank confirmed that Ramachandran is not related to any other Director or Key Managerial Personnel and is not debarred from holding directorial positions by any regulatory authorities.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
871.95
#1 65,038.60
29.55
1,446.00
19.10
#1 761
-1.80
67.69
52.18
10,108.06
23.47
7,200.60
11.40
726
-47.77
59.93
58.26
6,644.58
#1 -65.19
#1 7,223.20
14.93
147
-967.44
50.54
441.30
4,643.66
11.25
5,485.70
17.11
501
-22.44
34.26
18.38
3,270.76
-9.36
4,364.80
#1 21.96
24
-274.31
44.20
148.65
#6 1,580.00
#6 20.03
#6 2,171.00
#2 20.07
#6 115
#5 -49.64
52.70
29.85
1,538.81
-2.26
4,329.30
1.62
-521
-229.30
34.85
280.90
1,272.09
9.43
994.50
15.32
132
#1 6.67
40.29

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
20.07 %
Net Income Growth
-46.76 %
Cash Flow Change
41.22 %
ROE
-50.08 %
ROCE
-13.96 %
EBITDA Margin (Avg.)
-9.66 %

Yearly Financial Results

Annual Financials
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
200
255
325
597
854
853
1,035
1,281
1,808
2,171
2,217
Expenses
62
114
181
259
414
460
786
700
843
1,124
1,218
EBITDA
43
26
20
148
164
27
-108
144
339
199
98
Operating Profit %
69 %
53 %
37 %
51 %
46 %
41 %
17 %
41 %
47 %
42 %
38 %
Depreciation
1
2
5
6
10
15
19
43
51
56
0
Interest
95
115
123
190
276
366
357
437
627
848
901
Profit Before Tax
42
24
16
143
154
12
-127
101
288
144
98
Tax
14
9
6
52
43
0
-34
23
72
29
18
Net Profit
27
15
10
90
111
12
-93
78
216
115
80
EPS in ₹
7.59
3.01
1.55
13.35
13.41
1.32
-8.76
7.32
20.34
10.82
7.50

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,193
1,604
2,164
3,761
5,365
6,712
8,180
9,861
12,378
15,614
Fixed Assets
2
6
13
18
31
35
66
163
152
156
Current Assets
203
175
251
374
943
751
1,150
1,014
1,481
2,145
Capital Work in Progress
0
2
1
1
8
8
49
1
17
135
Investments
0
594
311
664
808
1,874
2,058
2,570
2,599
3,138
Other Assets
1,190
1,003
1,839
3,078
4,518
4,795
6,007
7,127
9,610
12,187
Total Liabilities
1,193
1,604
2,164
3,761
5,365
6,712
8,180
9,861
12,378
15,614
Current Liabilities
39
60
156
163
185
193
270
344
353
397
Non Current Liabilities
1,154
1,544
2,007
3,598
5,180
6,519
7,910
9,517
12,025
15,217
Total Equity
198
501
540
880
1,066
1,597
1,505
1,585
1,805
1,927
Reserve & Surplus
159
437
472
799
980
1,491
1,399
1,479
1,699
1,821
Share Capital
38
64
68
82
87
106
106
106
106
106

Cash Flow

Cash Flow
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
27
11
72
47
-1
88
97
569
-241
381
-150
350
529
Investing Activities
0
4
3
-2
-120
-84
-14
-167
-280
-158
-266
-263
-1,059
Operating Activities
-7
-71
-145
-350
-231
458
-545
526
-876
-347
-98
935
1,320
Financing Activities
33
79
214
399
350
-285
655
210
915
885
214
-322
268

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
28.02 %
28.02 %
28.01 %
28.01 %
28.01 %
28.01 %
28.01 %
23.30 %
23.30 %
23.30 %
22.40 %
22.40 %
22.40 %
22.39 %
22.30 %
22.30 %
22.44 %
22.44 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.16 %
0.00 %
2.91 %
3.02 %
3.50 %
4.80 %
4.67 %
4.68 %
DIIs
16.37 %
17.08 %
15.89 %
15.74 %
15.36 %
14.17 %
22.52 %
22.19 %
20.93 %
18.67 %
18.38 %
13.00 %
14.04 %
12.65 %
8.00 %
5.89 %
5.66 %
5.93 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
12.83 %
13.63 %
14.75 %
15.17 %
15.66 %
17.23 %
17.56 %
22.44 %
25.06 %
27.33 %
28.76 %
29.13 %
32.28 %
34.18 %
38.84 %
39.83 %
41.42 %
40.73 %
Others
42.78 %
41.27 %
41.35 %
41.08 %
40.97 %
40.59 %
31.92 %
32.07 %
30.71 %
30.69 %
28.30 %
35.46 %
28.37 %
27.77 %
27.35 %
27.18 %
25.81 %
26.22 %
No of Share Holders
0
2,147
1,12,566
1,04,036
98,134
95,101
94,811
95,459
94,321
94,136
94,848
94,235
96,276
1,03,356
1,08,301
1,10,197
1,08,734
1,04,927

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
12 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
12 Sept 2024 197.31 184.31
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 169.80 156.10
23 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Jan 2025 138.87 131.75
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 138.35 127.38
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 140.21 139.80
11 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
11 Sept 2025 128.02 126.65

Announcements

Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For Quarter And Half Year Ended September 30 2025 And Raising Of Funds Through Permissible Modes1 hour ago
Update Regarding Receipt Of The Approval From The Reserve Bank Of India For The Remuneration Payable To The Whole-Time Director Of The Bank2 days ago
Update Regarding Receipt Of The RBI Approval For Re-Appointment Of MD & CEO6 days ago
Announcement under Regulation 30 (LODR)-Change in Management7 days ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20189 days ago
Disclosure Under Regulation 30 Read With Schedule III Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 03, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor UpdateSep 30, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 30, 2025
Closure of Trading WindowSep 26, 2025
Schedule Of Analysts/Institutional Investors MeetSep 23, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 17, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 12, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 11, 2025
Intimation Of Grant Of Stock Options To The Employee Of The BankSep 10, 2025
Schedule Of Analysts/Institutional Investors MeetSep 04, 2025
Schedule Of Analysts/Institutional Investors MeetSep 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Intimation Of Book Closure DateAug 20, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 20, 2025
Notice Of Seventeenth (17Th) Annual General Meeting Along With Annual Report For The Financial Year 2024-25 Aug 20, 2025
Reg. 34 (1) Annual Report.Aug 20, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 20, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 07, 2025
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 31, 2025
Intimation Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Imposition Of Penalty By Sectoral RegulatorJul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Intimation Of Receipt Of Approval Of The Reserve Bank Of India For The Appointment Of Statutory Auditors Of The Bank.Jul 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2025
Board Meeting Outcome for Approval Of The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 24, 2025
Outcome Of The Meeting Of The Board Of Directors Of The Bank Held On July 24 2025-Approval Of The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For The Quarter (Q-1) Ended On June 30 2025 Will Be Held On Thursday July 24 2025Jul 03, 2025
Disclosure Under Regulation 30 Read With Schedule III Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 03, 2025
Closure of Trading WindowJun 27, 2025
Intimation Under Regulations 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 26, 2025
Analysts / Institutional Investors Meet - OutcomeJun 20, 2025
Schedule Of Analysts / Institutional Investors MeetJun 16, 2025
Analysts / Institutional Investors Meet - OutcomeJun 06, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor UpdateJun 06, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bandhan Small Cap Fund Direct-Growth
0.09%
374020
0.03%
0.03%
Axis Aggressive Hybrid Fund Direct-Growth
0.04%
0
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
63.42
ATR(14)
Less Volatile
5.56
STOCH(9,6)
Neutral
28.12
STOCH RSI(14)
Neutral
24.39
MACD(12,26)
Bearish
-0.14
ADX(14)
Strong Trend
30.62
UO(9)
Bearish
49.49
ROC(12)
Downtrend And Accelerating
-0.62
WillR(14)
Neutral
-47.21