Suryoday Small Finance Bank

Suryoday Small Finance Bank

138.53
+5.10
(3.82%)
ann
There are new updates from the company1 day ago
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Key Fundamentals
Add Ratio
Market Cap
1,418.20 Cr
EPS
10.82
PE Ratio
22.58
Dividend Yield
0.00 %
Industry
Banks
52 Week High
161.48
52 Week Low
97.97
PB Ratio
0.74
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Anshuman Pund has resigned from his position as Chief Information Security Officer at Suryoday Small Finance Bank. His resignation letter was dated August 11, 2025, stating his intention to pursue opportunities outside the bank. His last working day was November 10, 2025. The bank had previously informed stock exchanges about this resignation on October 16, 2025.
positive
Suryoday Small Finance Bank aims to boost MSME lending and expand its secured portfolio. The Vikas loan franchise now comprises 70% of the bank's loan book. The bank plans to drive digital growth through secured credit cards and UPI credit offerings. It will promote CASA and fixed deposit mobilization through digital channels. The bank is strengthening risk coverage under the CGFMU scheme as part of its sustainable and customer-centric growth strategy.
negative
Suryoday Small Finance Bank's Board approved unaudited financial results for Q2 and half-year ended September 30, 2025. The bank reported net profit of Rs 30.41 crore for Q2 compared to Rs 45.39 crore in the same quarter last year. Half-year net profit stood at Rs 65.69 crore versus Rs 115.45 crore in the previous year. Gross NPA ratio increased to 5.93% from 3.03% year-on-year, while net NPA ratio rose to 3.80% from 0.80%. The Board also approved fundraising of up to Rs 1,000 crore through various modes including preferential allotment, QIP, private placement, or rights issue, subject to shareholder and regulatory approvals. Capital adequacy ratio stood at 23.41%. The bank benefited from Credit Guarantee Fund for Micro Units scheme, which reduced provisions by Rs 37.49 crore for the quarter.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
882.05
#1 66,340.20
30.27
1,446.00
19.10
#1 761
-1.80
63.32
51.00
9,885.30
23.72
7,200.60
11.40
726
-47.77
52.73
57.93
6,653.70
#1 -72.50
#1 7,223.20
14.93
147
#1 86.82
47.97
446.30
4,822.50
11.43
5,485.70
17.11
501
-22.44
42.19
16.46
2,872.20
-8.33
4,364.80
#1 21.96
24
-274.31
37.30
27.00
1,430.00
-2.10
4,329.30
1.62
-521
39.08
36.70
138.53
#7 1,418.20
#6 22.58
#6 2,171.00
#2 20.07
#6 115
#6 -33.04
42.77
270.00
1,230.70
9.07
994.50
15.32
132
4.80
38.05
Growth Rate
Revenue Growth
20.07 %
Net Income Growth
-46.76 %
Cash Flow Change
41.22 %
ROE
-50.08 %
ROCE
-13.96 %
EBITDA Margin (Avg.)
-9.66 %

Yearly Financial Results

Annual Financials
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
200
255
325
597
854
853
1,035
1,281
1,808
2,171
2,261
Expenses
62
114
181
259
414
460
786
700
843
1,124
1,229
EBITDA
43
26
20
148
164
27
-108
144
339
199
77
Operating Profit %
69 %
53 %
37 %
51 %
46 %
41 %
17 %
41 %
47 %
42 %
38 %
Depreciation
1
2
5
6
10
15
19
43
51
56
0
Interest
95
115
123
190
276
366
357
437
627
848
955
Profit Before Tax
42
24
16
143
154
12
-127
101
288
144
77
Tax
14
9
6
52
43
0
-34
23
72
29
12
Net Profit
27
15
10
90
111
12
-93
78
216
115
65
EPS in ₹
7.59
3.01
1.55
13.35
13.41
1.32
-8.76
7.32
20.34
10.82
6.10

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,193
1,604
2,164
3,761
5,365
6,712
8,180
9,861
12,378
15,614
Fixed Assets
2
6
13
18
31
35
66
163
152
156
Current Assets
203
175
251
374
943
751
1,150
1,014
1,481
2,145
Capital Work in Progress
0
2
1
1
8
8
49
1
17
135
Investments
0
594
311
664
808
1,874
2,058
2,570
2,599
3,138
Other Assets
1,190
1,003
1,839
3,078
4,518
4,795
6,007
7,127
9,610
12,187
Total Liabilities
1,193
1,604
2,164
3,761
5,365
6,712
8,180
9,861
12,378
15,614
Current Liabilities
39
60
156
163
185
193
270
344
353
397
Non Current Liabilities
1,154
1,544
2,007
3,598
5,180
6,519
7,910
9,517
12,025
15,217
Total Equity
198
501
540
880
1,066
1,597
1,505
1,585
1,805
1,927
Reserve & Surplus
159
437
472
799
980
1,491
1,399
1,479
1,699
1,821
Share Capital
38
64
68
82
87
106
106
106
106
106

Cash Flow

Cash Flow
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
27
11
72
47
-1
88
97
569
-241
381
-150
350
529
Investing Activities
0
4
3
-2
-120
-84
-14
-167
-280
-158
-266
-263
-1,059
Operating Activities
-7
-71
-145
-350
-231
458
-545
526
-876
-347
-98
935
1,320
Financing Activities
33
79
214
399
350
-285
655
210
915
885
214
-322
268

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
28.02 %
28.02 %
28.01 %
28.01 %
28.01 %
28.01 %
28.01 %
23.30 %
23.30 %
23.30 %
22.40 %
22.40 %
22.40 %
22.39 %
22.30 %
22.30 %
22.44 %
22.44 %
22.44 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.16 %
0.00 %
2.91 %
3.02 %
3.50 %
4.80 %
4.67 %
4.68 %
4.66 %
DIIs
16.37 %
17.08 %
15.89 %
15.74 %
15.36 %
14.17 %
22.52 %
22.19 %
20.93 %
18.67 %
18.38 %
13.00 %
14.04 %
12.65 %
8.00 %
5.89 %
5.66 %
5.93 %
6.62 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
12.83 %
13.63 %
14.75 %
15.17 %
15.66 %
17.23 %
17.56 %
22.44 %
25.06 %
27.33 %
28.76 %
29.13 %
32.28 %
34.18 %
38.84 %
39.83 %
41.42 %
40.73 %
40.08 %
Others
42.78 %
41.27 %
41.35 %
41.08 %
40.97 %
40.59 %
31.92 %
32.07 %
30.71 %
30.69 %
28.30 %
35.46 %
28.37 %
27.77 %
27.35 %
27.18 %
25.81 %
26.22 %
26.20 %
No of Share Holders
0
2,147
1,12,566
1,04,036
98,134
95,101
94,811
95,459
94,321
94,136
94,848
94,235
96,276
1,03,356
1,08,301
1,10,197
1,08,734
1,04,927
1,02,098

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
12 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
12 Sept 2024 197.31 184.31
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 169.80 156.10
23 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Jan 2025 138.87 131.75
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 138.35 127.38
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 140.21 139.80
11 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
11 Sept 2025 128.02 126.65
06 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2025 151.06 152.20

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript9 hours ago
Schedule Of Analysts/Institutional Investors Meet1 day ago
Update On Change In Senior Management Personnel2 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation6 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation6 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Outcome Of The Meeting Of The Board Of Directors Of The Bank Held On November 06 2025 - Approval Of The Unaudited Financial Results Of The Bank For The Quarter (Q-2) And Half Year Ended September 30 20256 days ago
Board Meeting Outcome for Outcome Of The Meeting Of The Board Of Directors Of The Bank Held On November 06 2025 - Approval Of The Unaudited Financial Results Of The Bank For The Quarter (Q-2) And Half Year Ended September 30 20256 days ago
Intimation Pursuant To Regulation 30 And Other Applicable Provisions Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Change Of Domain Name Of BankOct 27, 2025
Update Regarding Receipt Of Approval From The Reserve Bank Of India For The Remuneration Payable To The Managing Director & CEO Of The BankOct 24, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 23, 2025
Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For Quarter And Half Year Ended September 30 2025 And Raising Of Funds Through Permissible ModesOct 23, 2025
Update Regarding Receipt Of The Approval From The Reserve Bank Of India For The Remuneration Payable To The Whole-Time Director Of The BankOct 21, 2025
Update Regarding Receipt Of The RBI Approval For Re-Appointment Of MD & CEOOct 16, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 16, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Disclosure Under Regulation 30 Read With Schedule III Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 03, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor UpdateSep 30, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 30, 2025
Closure of Trading WindowSep 26, 2025
Schedule Of Analysts/Institutional Investors MeetSep 23, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 17, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 12, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 11, 2025
Intimation Of Grant Of Stock Options To The Employee Of The BankSep 10, 2025
Schedule Of Analysts/Institutional Investors MeetSep 04, 2025
Schedule Of Analysts/Institutional Investors MeetSep 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Intimation Of Book Closure DateAug 20, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 20, 2025
Notice Of Seventeenth (17Th) Annual General Meeting Along With Annual Report For The Financial Year 2024-25 Aug 20, 2025
Reg. 34 (1) Annual Report.Aug 20, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 20, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 07, 2025
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 31, 2025
Intimation Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Imposition Of Penalty By Sectoral RegulatorJul 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Intimation Of Receipt Of Approval Of The Reserve Bank Of India For The Appointment Of Statutory Auditors Of The Bank.Jul 28, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bandhan Small Cap Fund Direct-Growth
0.10%
24552
0.01%
0.04%
Axis Aggressive Hybrid Fund Direct-Growth
0.04%
0
0.00%
0.01%

Technical Indicators

RSI(14)
Neutral
35.68
ATR(14)
Less Volatile
6.80
STOCH(9,6)
Neutral
30.62
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
-2.66
ADX(14)
Strong Trend
31.56
UO(9)
Bearish
43.05
ROC(12)
Downtrend And Accelerating
-10.34
WillR(14)
Oversold
-83.44