| Annual Financials | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 200 | 255 | 325 | 597 | 854 | 853 | 1,035 | 1,281 | 1,808 | 2,171 | 2,217 |
| Expenses | 62 | 114 | 181 | 259 | 414 | 460 | 786 | 700 | 843 | 1,124 | 1,218 |
| EBITDA | 43 | 26 | 20 | 148 | 164 | 27 | -108 | 144 | 339 | 199 | 98 |
| Operating Profit % | 69 % | 53 % | 37 % | 51 % | 46 % | 41 % | 17 % | 41 % | 47 % | 42 % | 38 % |
| Depreciation | 1 | 2 | 5 | 6 | 10 | 15 | 19 | 43 | 51 | 56 | 0 |
| Interest | 95 | 115 | 123 | 190 | 276 | 366 | 357 | 437 | 627 | 848 | 901 |
| Profit Before Tax | 42 | 24 | 16 | 143 | 154 | 12 | -127 | 101 | 288 | 144 | 98 |
| Tax | 14 | 9 | 6 | 52 | 43 | 0 | -34 | 23 | 72 | 29 | 18 |
| Net Profit | 27 | 15 | 10 | 90 | 111 | 12 | -93 | 78 | 216 | 115 | 80 |
| EPS in ₹ | 7.59 | 3.01 | 1.55 | 13.35 | 13.41 | 1.32 | -8.76 | 7.32 | 20.34 | 10.82 | 7.50 |
Suryoday Small Finance Bank
Suryoday Small Finance Bank
148.65
-2.41
(-1.60%)
Key Fundamentals
Market Cap
1,580.00 Cr
EPS
10.82
PE Ratio
20.03
Dividend Yield
0.00 %
Industry
Banks 52 Week High
162.95
52 Week Low
97.97
PB Ratio
0.82
Debt to Equity
0.00
Sector
Small Finance Bank Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
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Suryoday Small Finance Bank will hold a Board of Directors meeting on November 6, 2025, to consider and approve the unaudited financial results for the quarter and half-year ended September 30, 2025. The board will also discuss raising funds through various modes including Preferential Allotment, Qualified Institutions Placement, or Private Placement by issuing equity shares, equity linked securities, warrants, or other eligible securities. Additionally, the board will consider issuing debt instruments such as bonds and non-convertible debentures. Both fund-raising and debt issuance proposals are subject to shareholder approval and regulatory approvals. The trading window for designated persons and connected individuals remains closed until 48 hours after the financial results declaration.
Suryoday Small Finance Bank Receives RBI Approval for Executive Director's Revised Remuneration
2 days ago
2 days agoSuryoday Small Finance Bank received RBI approval for revised remuneration of its Executive Director. The approval covers fixed remuneration for FY 2025-26 and variable pay for FY 2024-25, staying within limits approved by shareholders at the 17th Annual General Meeting held on September 11, 2025. The RBI granted approval through its letter dated October 20, 2025, in accordance with Regulation 35B of the Banking Regulation Act, 1949.
The Reserve Bank of India has approved the re-appointment of Baskar Babu Ramachandran as Managing Director & CEO of Suryoday Small Finance Bank Limited for a three-year term from January 23, 2026 to January 22, 2029. The 56-year-old executive has been serving as MD & CEO since January 23, 2017, after promoting Suryoday Micro Finance Private Limited in 2008, which later converted into the bank in January 2017. Ramachandran holds a Bachelor's degree in Mechanical Engineering from the University of Madras and an MBA from Pondicherry University. He has extensive experience in the banking and finance sector, having previously worked with GE Capital Transportation Financial Services, HDFC Bank, and Cholamandalam. The bank confirmed that Ramachandran is not related to any other Director or Key Managerial Personnel and is not debarred from holding directorial positions by any regulatory authorities.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
871.95 | #1 65,038.60 | 29.55 | 1,446.00 | 19.10 | #1 761 | -1.80 | 67.69 | |
52.18 | 10,108.06 | 23.47 | 7,200.60 | 11.40 | 726 | -47.77 | 59.93 | |
58.26 | 6,644.58 | #1 -65.19 | #1 7,223.20 | 14.93 | 147 | -967.44 | 50.54 | |
441.30 | 4,643.66 | 11.25 | 5,485.70 | 17.11 | 501 | -22.44 | 34.26 | |
18.38 | 3,270.76 | -9.36 | 4,364.80 | #1 21.96 | 24 | -274.31 | 44.20 | |
148.65 | #6 1,580.00 | #6 20.03 | #6 2,171.00 | #2 20.07 | #6 115 | #5 -49.64 | 52.70 | |
29.85 | 1,538.81 | -2.26 | 4,329.30 | 1.62 | -521 | -229.30 | 34.85 | |
280.90 | 1,272.09 | 9.43 | 994.50 | 15.32 | 132 | #1 6.67 | 40.29 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
20.07 %
Net Income Growth
-46.76 %
Cash Flow Change
41.22 %
ROE
-50.08 %
ROCE
-13.96 %
EBITDA Margin (Avg.)
-9.66 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,193 | 1,604 | 2,164 | 3,761 | 5,365 | 6,712 | 8,180 | 9,861 | 12,378 | 15,614 |
| Fixed Assets | 2 | 6 | 13 | 18 | 31 | 35 | 66 | 163 | 152 | 156 |
| Current Assets | 203 | 175 | 251 | 374 | 943 | 751 | 1,150 | 1,014 | 1,481 | 2,145 |
| Capital Work in Progress | 0 | 2 | 1 | 1 | 8 | 8 | 49 | 1 | 17 | 135 |
| Investments | 0 | 594 | 311 | 664 | 808 | 1,874 | 2,058 | 2,570 | 2,599 | 3,138 |
| Other Assets | 1,190 | 1,003 | 1,839 | 3,078 | 4,518 | 4,795 | 6,007 | 7,127 | 9,610 | 12,187 |
| Total Liabilities | 1,193 | 1,604 | 2,164 | 3,761 | 5,365 | 6,712 | 8,180 | 9,861 | 12,378 | 15,614 |
| Current Liabilities | 39 | 60 | 156 | 163 | 185 | 193 | 270 | 344 | 353 | 397 |
| Non Current Liabilities | 1,154 | 1,544 | 2,007 | 3,598 | 5,180 | 6,519 | 7,910 | 9,517 | 12,025 | 15,217 |
| Total Equity | 198 | 501 | 540 | 880 | 1,066 | 1,597 | 1,505 | 1,585 | 1,805 | 1,927 |
| Reserve & Surplus | 159 | 437 | 472 | 799 | 980 | 1,491 | 1,399 | 1,479 | 1,699 | 1,821 |
| Share Capital | 38 | 64 | 68 | 82 | 87 | 106 | 106 | 106 | 106 | 106 |
Cash Flow
| Cash Flow | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 27 | 11 | 72 | 47 | -1 | 88 | 97 | 569 | -241 | 381 | -150 | 350 | 529 |
| Investing Activities | 0 | 4 | 3 | -2 | -120 | -84 | -14 | -167 | -280 | -158 | -266 | -263 | -1,059 |
| Operating Activities | -7 | -71 | -145 | -350 | -231 | 458 | -545 | 526 | -876 | -347 | -98 | 935 | 1,320 |
| Financing Activities | 33 | 79 | 214 | 399 | 350 | -285 | 655 | 210 | 915 | 885 | 214 | -322 | 268 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 28.02 % | 28.02 % | 28.01 % | 28.01 % | 28.01 % | 28.01 % | 28.01 % | 23.30 % | 23.30 % | 23.30 % | 22.40 % | 22.40 % | 22.40 % | 22.39 % | 22.30 % | 22.30 % | 22.44 % | 22.44 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.16 % | 0.00 % | 2.91 % | 3.02 % | 3.50 % | 4.80 % | 4.67 % | 4.68 % |
| DIIs | 16.37 % | 17.08 % | 15.89 % | 15.74 % | 15.36 % | 14.17 % | 22.52 % | 22.19 % | 20.93 % | 18.67 % | 18.38 % | 13.00 % | 14.04 % | 12.65 % | 8.00 % | 5.89 % | 5.66 % | 5.93 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 12.83 % | 13.63 % | 14.75 % | 15.17 % | 15.66 % | 17.23 % | 17.56 % | 22.44 % | 25.06 % | 27.33 % | 28.76 % | 29.13 % | 32.28 % | 34.18 % | 38.84 % | 39.83 % | 41.42 % | 40.73 % |
| Others | 42.78 % | 41.27 % | 41.35 % | 41.08 % | 40.97 % | 40.59 % | 31.92 % | 32.07 % | 30.71 % | 30.69 % | 28.30 % | 35.46 % | 28.37 % | 27.77 % | 27.35 % | 27.18 % | 25.81 % | 26.22 % |
| No of Share Holders | 0 | 2,147 | 1,12,566 | 1,04,036 | 98,134 | 95,101 | 94,811 | 95,459 | 94,321 | 94,136 | 94,848 | 94,235 | 96,276 | 1,03,356 | 1,08,301 | 1,10,197 | 1,08,734 | 1,04,927 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 12 Sept 2024 |  Annual General Meeting | NA | 12 Sept 2024 | 197.31 | 184.31 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 169.80 | 156.10 |
| 23 Jan 2025 | Quarterly Result Announcement | NA | 23 Jan 2025 | 138.87 | 131.75 |
| 08 May 2025 | Quarterly Result Announcement | NA | 08 May 2025 | 138.35 | 127.38 |
| 24 Jul 2025 | Quarterly Result Announcement | NA | 24 Jul 2025 | 140.21 | 139.80 |
| 11 Sept 2025 | Annual General Meeting | NA | 11 Sept 2025 | 128.02 | 126.65 |
Announcements
Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For Quarter And Half Year Ended September 30 2025 And Raising Of Funds Through Permissible Modes1 hour ago
1 hour agoUpdate Regarding Receipt Of The Approval From The Reserve Bank Of India For The Remuneration Payable To The Whole-Time Director Of The Bank2 days ago
2 days agoUpdate Regarding Receipt Of The RBI Approval For Re-Appointment Of MD & CEO6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Change in Management7 days ago
7 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20189 days ago
9 days agoDisclosure Under Regulation 30 Read With Schedule III Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 03, 2025
Oct 03, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor UpdateSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 30, 2025
Sep 30, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Schedule Of Analysts/Institutional Investors MeetSep 23, 2025
Sep 23, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 17, 2025
Sep 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 17, 2025
Sep 17, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 12, 2025
Sep 12, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 11, 2025
Sep 11, 2025Intimation Of Grant Of Stock Options To The Employee Of The BankSep 10, 2025
Sep 10, 2025Schedule Of Analysts/Institutional Investors MeetSep 04, 2025
Sep 04, 2025Schedule Of Analysts/Institutional Investors MeetSep 03, 2025
Sep 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 21, 2025
Aug 21, 2025Intimation Of Book Closure DateAug 20, 2025
Aug 20, 2025Business Responsibility and Sustainability Reporting (BRSR)Aug 20, 2025
Aug 20, 2025Notice Of Seventeenth (17Th) Annual General Meeting Along
With Annual Report For The Financial Year 2024-25
Aug 20, 2025
Aug 20, 2025Reg. 34 (1) Annual Report.Aug 20, 2025
Aug 20, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 20, 2025
Aug 20, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 14, 2025
Aug 14, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 07, 2025
Aug 07, 2025Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 31, 2025
Jul 31, 2025Intimation Under Regulation 30 Of The SEBI (LODR) Regulations 2015 - Imposition Of Penalty By Sectoral RegulatorJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Jul 30, 2025Intimation Of Receipt Of Approval Of The Reserve Bank Of India For The Appointment Of Statutory Auditors Of The Bank.Jul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 24, 2025
Jul 24, 2025Board Meeting Outcome for Approval Of The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 24, 2025
Jul 24, 2025Outcome Of The Meeting Of The Board Of Directors Of The Bank Held On July 24 2025-Approval Of The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025Jul 24, 2025
Jul 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 15, 2025
Jul 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 14, 2025
Jul 14, 2025Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For The Quarter (Q-1) Ended On June 30 2025 Will Be Held On Thursday July 24 2025Jul 03, 2025
Jul 03, 2025Disclosure Under Regulation 30 Read With Schedule III Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 03, 2025
Jul 03, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Intimation Under Regulations 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jun 26, 2025
Jun 26, 2025Analysts / Institutional Investors Meet - OutcomeJun 20, 2025
Jun 20, 2025Schedule Of Analysts / Institutional Investors MeetJun 16, 2025
Jun 16, 2025Analysts / Institutional Investors Meet - OutcomeJun 06, 2025
Jun 06, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor UpdateJun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 03, 2025
Jun 03, 2025Mutual Fund Holdings
| Funding House | Current Holding % | 1M Change | 1M Change % | 3M Change % | Last 6M Trend |
|---|---|---|---|---|---|
 Bandhan Small Cap Fund Direct-Growth | 0.09% | 374020 | 0.03% | 0.03% | |
 Axis Aggressive Hybrid Fund Direct-Growth | 0.04% | 0 | 0.00% | 0.00% |
Technical Indicators
RSI(14)
Neutral 63.42
ATR(14)
Less Volatile 5.56
STOCH(9,6)
Neutral 28.12
STOCH RSI(14)
Neutral 24.39
MACD(12,26)
Bearish -0.14
ADX(14)
Strong Trend 30.62
UO(9)
Bearish 49.49
ROC(12)
Downtrend And Accelerating -0.62
WillR(14)
Neutral -47.21
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