ESAF Small Finance Bank

39.03
-0.28
(-0.71%)
Market Cap (₹ Cr.)
₹2,024
52 Week High
82.40
Book Value
₹
52 Week Low
37.90
PE Ratio
23.53
PB Ratio
0.87
PE for Sector
13.75
PB for Sector
1.50
ROE
17.08 %
ROCE
7.74 %
Dividend Yield
1.78 %
EPS
₹6.96
Industry
Banks
Sector
Banks - Private Sector
comparison:

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
35.61 %
Net Income Growth
40.76 %
Cash Flow Change
275.39 %
ROE
-3.12 %
ROCE
9.97 %
EBITDA Margin (Avg.)
4.19 %

Financial Results

Quarterly Financials
Mar 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Revenue
433
646
738
753
782
868
992
1,022
1,094
1,152
1,138
1,093
Expenses
198
285
355
425
481
457
505
487
567
682
619
892
EBITDA
235
361
383
328
301
411
487
535
527
470
519
201
Operating Profit %
49 %
52 %
49 %
38 %
31 %
41 %
44 %
48 %
42 %
32 %
39 %
11 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
Interest
178
220
242
251
250
275
313
347
377
411
434
456
Profit Before Tax
57
141
142
77
51
136
174
188
150
59
85
-255
Tax
14
36
36
20
14
35
44
48
38
15
22
-65
Net Profit
43
106
106
58
37
101
130
140
112
43
63
-190
EPS in ₹
1.01
2.35
2.36
1.28
0.83
2.26
2.89
3.12
2.43
0.91
1.22
-3.69

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
Total Assets
7,058
9,470
12,339
17,708
20,224
26,087
Fixed Assets
86
116
133
159
188
205
Current Assets
0
0
0
0
0
0
Capital Work in Progress
4
4
6
0
0
3
Investments
1,531
1,734
1,932
4,070
4,889
5,541
Other Assets
5,438
7,616
10,268
13,478
15,147
20,338
Total Liabilities
6,165
8,386
10,987
16,296
18,509
23,595
Current Liabilities
0
0
0
0
0
0
Non Current Liabilities
6,165
8,386
10,987
16,296
18,509
23,595
Total Equity
894
1,084
1,352
1,412
1,715
2,492
Reserve & Surplus
466
656
903
962
1,266
1,977
Share Capital
428
428
449
449
449
515

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
78
-45
1,143
-308
-745
654
Investing Activities
-171
-635
-638
-982
-573
-583
Operating Activities
-239
1,089
1,127
-584
-571
1,001
Financing Activities
488
-499
653
1,259
399
235

Share Holding

% Holding
Jul 2021
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Promoter
74.43 %
63.39 %
63.39 %
63.39 %
63.39 %
63.38 %
FIIs
0.00 %
2.17 %
1.16 %
0.81 %
0.12 %
0.15 %
DIIs
25.57 %
13.13 %
10.99 %
10.26 %
8.90 %
5.56 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
21.31 %
24.47 %
25.53 %
27.58 %
30.91 %

Dividend History

No dividends have been distributed by the company in the past 10 years

Peer Comparison Compare Peers on Screener

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,741.20 13,31,590.25 19.25 4,07,994.78 99.35 65,447 7.60 54.18
1,250.55 8,80,978.56 18.60 2,36,037.73 26.78 45,007 22.51 44.61
1,139.15 3,51,178.91 12.57 1,37,989.36 30.43 26,424 19.36 43.08
1,737.10 3,43,286.38 17.86 94,273.91 38.35 17,977 13.07 44.24
76.06 83,546.16 12.35 30,370.41 20.68 5,814 34.17 36.36
981.45 77,910.99 9.56 55,143.99 23.81 8,977 -39.55 18.50
19.13 61,317.47 34.32 32,960.89 23.98 1,285 147.81 33.25
210.88 50,701.04 12.27 26,781.95 32.27 3,928 10.74 64.79
62.94 47,288.18 20.38 36,256.84 33.32 2,942 -71.62 34.71
593.90 43,885.67 23.31 1,445.99 19.10 761 42.15 39.85

Corporate Action

Technical Indicators

RSI(14)
Neutral
28.62
ATR(14)
Less Volatile
1.45
STOCH(9,6)
Oversold
10.01
STOCH RSI(14)
Oversold
9.83
MACD(12,26)
Bearish
-0.49
ADX(14)
Strong Trend
29.07
UO(9)
Bearish
37.64
ROC(12)
Downtrend And Accelerating
-13.29
WillR(14)
Oversold
-86.08