ESAF Small Finance Bank

31.04
+0.14
(0.45%)
ann
There are new updates from the company18 hours ago
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Market Cap
1,599.20 Cr
EPS
8.96
PE Ratio
19.65
Dividend Yield
0.00 %
Industry
Banks
52 Week High
57.00
52 Week Low
24.31
PB Ratio
0.82
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
693.05
#1 51,592.20
24.52
1,446.00
19.10
761
#1 35.88
59.77
43.03
8,326.30
11.47
#1 6,463.90
35.96
#1 1,282
-74.70
50.04
63.61
7,250.70
49.34
6,285.10
30.09
799
-79.72
50.22
482.70
5,070.60
#1 10.13
4,684.10
26.60
670
-61.61
47.01
23.06
2,540.30
105.00
3,578.80
27.62
498
-98.12
41.74
31.04
#6 1,599.20
#5 19.65
#4 4,260.30
#3 35.61
#6 426
#8 -523.09
61.41
140.44
1,492.70
13.02
1,808.10
#1 41.14
216
-155.59
65.25
297.05
1,344.10
10.21
862.40
18.87
112
21.28
57.67

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
35.61 %
Net Income Growth
40.79 %
Cash Flow Change
275.39 %
ROE
-3.12 %
ROCE
9.94 %
EBITDA Margin (Avg.)
4.18 %

Yearly Financial Results

Annual Financials
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,141
1,546
1,768
2,148
3,142
4,260
4,329
Expenses
538
646
879
1,248
1,676
2,190
3,212
EBITDA
144
279
170
107
448
621
-693
Operating Profit %
48 %
54 %
46 %
36 %
41 %
43 %
16 %
Depreciation
17
23
29
33
42
51
0
Interest
458
621
720
793
1,017
1,449
1,811
Profit Before Tax
127
256
141
74
406
570
-693
Tax
37
66
36
19
104
145
-172
Net Profit
90
190
105
55
302
426
-521
EPS in ₹
2.37
4.45
2.46
1.22
6.73
8.96
-10.10

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
Total Assets
7,058
9,470
12,339
17,708
20,224
26,087
Fixed Assets
86
116
133
159
188
205
Current Assets
884
1,057
2,065
1,776
1,185
1,999
Capital Work in Progress
4
4
6
0
0
3
Investments
1,531
1,734
1,932
4,070
4,889
5,541
Other Assets
5,438
7,616
10,268
13,478
15,147
20,338
Total Liabilities
7,058
9,470
12,339
17,708
20,224
26,087
Current Liabilities
145
154
293
528
489
505
Non Current Liabilities
6,913
9,316
12,046
17,180
19,735
25,582
Total Equity
894
1,084
1,352
1,412
1,715
2,492
Reserve & Surplus
466
656
903
962
1,266
1,977
Share Capital
428
428
450
450
450
515

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
78
-45
1,143
-308
-745
654
Investing Activities
-171
-635
-638
-982
-573
-583
Operating Activities
-239
1,089
1,127
-585
-571
1,001
Financing Activities
488
-499
653
1,259
399
235

Share Holding

% Holding
Jul 2021
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
74.43 %
63.39 %
63.39 %
63.39 %
63.39 %
63.38 %
63.36 %
63.31 %
FIIs
0.00 %
0.00 %
0.00 %
0.81 %
0.12 %
0.15 %
0.16 %
0.27 %
DIIs
0.00 %
13.13 %
10.27 %
10.26 %
8.90 %
5.56 %
5.03 %
5.00 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
8.08 %
9.53 %
11.06 %
12.84 %
15.78 %
16.19 %
16.17 %
Others
25.57 %
15.40 %
16.81 %
14.47 %
14.75 %
15.13 %
15.26 %
15.24 %
No of Share Holders
85
1,10,769
94,713
1,02,124
1,07,413
1,15,818
1,18,512
1,16,912

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.7 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.85 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 28.53 31.02
10 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
10 Feb 2025 37.15 36.27
13 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Nov 2024 44.30 42.91
14 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
14 Aug 2024 52.25 50.96
07 Aug 2024 DIVIDEND Dividend
₹ 0.70 /share
07 Aug 2024 60.40 49.97
29 Dec 2023 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Dec 2023 69.00 68.88

Announcements

Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 18 hours ago
Compliances-Reg.24(A)-Annual Secretarial Compliance5 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 19, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 17, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 16, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015May 16, 2025
Intimation On Grant Of Stock Options Under ESAF Employee Stock Option Scheme 2019May 16, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 16, 2025
Audited Standalone Financial Results For The Quarter And Year Ended March 31 2025.May 16, 2025
Outcome Of The Board Meeting Held On May 16 2025.May 16, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On May 16 2025May 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2025
Board Meeting Intimation for Considering And Approving The Audited Standalone Financial Results Of The Bank For The Quarter And Financial Year Ended March 31 2025.May 12, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD May 05, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Apr 04, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 03, 2025
Key Business Updates For The Year Ended March 31 2025.Apr 02, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 31, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 28, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 28, 2025
Closure of Trading WindowMar 26, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On March 21 2025.Mar 21, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 20, 2025
Board Meeting Intimation for Considering The Proposal To Raise Funds By Way Of Issuance Of Non-Convertible Debentures (Tier II Bonds) On Preferential Basis By Way Of Private Placement.Mar 18, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 17, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 04, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 27, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 15, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeFeb 11, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseFeb 10, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationFeb 10, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Feb 10, 2025
Integrated Filing (Financial)Feb 10, 2025
Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2024.Feb 10, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On February 10 2025Feb 10, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Feb 04, 2025
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Regulatory Action On Aviom India Housing Finance Private LimitedJan 30, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2025
Board Meeting Intimation for Considering And Approving The Unaudited Standalone Financial Results Of The Bank For The Quarter Ended December 31 2024.Jan 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Dec 31, 2024
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Dec 30, 2024
Closure of Trading WindowDec 27, 2024
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCDDec 04, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 25, 2024

Technical Indicators

RSI(14)
Neutral
61.41
ATR(14)
Less Volatile
0.94
STOCH(9,6)
Neutral
50.55
STOCH RSI(14)
Neutral
77.31
MACD(12,26)
Bullish
0.03
ADX(14)
Weak Trend
12.15
UO(9)
Bearish
55.00
ROC(12)
Downtrend And Accelerating
-0.42
WillR(14)
Neutral
-26.29

Mutual Fund Holdings

Funding HouseNo of SharesCurrent Holding %1M Change %3M Change %Month
Bandhan Nifty Total Market Index Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Groww Nifty Total Market Index Fund Direct - Growth
0
0.00%
0.00%
0.00%
Apr 2025
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0
0.00%
0.00%
0.00%
Apr 2025
Motilal Oswal Nifty Microcap 250 Index Fund Direct - Growth
0
0.00%
0.00%
-0.08%
Apr 2025