ESAF Small Finance Bank

30.03
+0.26
(0.87%)
Market Cap
1,546.52 Cr
EPS
8.96
PE Ratio
19.65
Dividend Yield
2.35 %
Industry
Banks
52 Week High
65.30
52 Week low
29.06
PB Ratio
0.66
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
535.05 39,814.88 19.21 1,446.00 19.10 761 40.82 36.18
60.84 6,931.63 22.16 6,285.10 30.09 799 -67.18 34.81
32.54 6,295.01 6.35 6,463.90 35.96 1,282 -63.81 37.75
431.55 4,518.93 6.36 4,684.10 26.60 670 -17.76 51.04
26.53 2,922.35 15.79 3,578.80 27.62 498 -244.79 30.14
30.03 1,546.52 19.65 4,260.30 35.61 426 -288.14 20.48
291.95 1,320.98 10.32 862.40 18.87 112 17.65 40.36
119.04 1,265.21 6.17 1,808.10 41.14 216 -41.78 47.06
Growth Rate
Revenue Growth
35.61 %
Net Income Growth
40.79 %
Cash Flow Change
275.39 %
ROE
-3.12 %
ROCE
9.94 %
EBITDA Margin (Avg.)
4.18 %

Yearly Financial Results

Annual Financials
2019
2020
2021
2022
2023
2024
TTM
Revenue
1,141
1,546
1,768
2,148
3,142
4,260
4,444
Expenses
538
646
879
1,248
1,676
2,190
3,074
EBITDA
144
279
170
107
448
621
-394
Operating Profit %
48 %
54 %
46 %
36 %
41 %
43 %
22 %
Depreciation
17
23
29
33
42
51
0
Interest
458
621
720
793
1,017
1,449
1,764
Profit Before Tax
127
256
141
74
406
570
-394
Tax
37
66
36
19
104
145
-99
Net Profit
90
190
105
55
302
426
-295
EPS in ₹
2.37
4.45
2.46
1.22
6.73
8.96
-5.70

Balance Sheet

Balance Sheet
2019
2020
2021
2022
2023
2024
Total Assets
7,058
9,470
12,339
17,708
20,224
26,087
Fixed Assets
86
116
133
159
188
205
Current Assets
884
1,057
2,065
1,776
1,185
1,999
Capital Work in Progress
4
4
6
0
0
3
Investments
1,531
1,734
1,932
4,070
4,889
5,541
Other Assets
5,438
7,616
10,268
13,478
15,147
20,338
Total Liabilities
7,058
9,470
12,339
17,708
20,224
26,087
Current Liabilities
145
154
293
528
489
505
Non Current Liabilities
6,913
9,316
12,046
17,180
19,735
25,582
Total Equity
894
1,084
1,352
1,412
1,715
2,492
Reserve & Surplus
466
656
903
962
1,266
1,977
Share Capital
428
428
450
450
450
515

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
Net Cash Flow
78
-45
1,143
-308
-745
654
Investing Activities
-171
-635
-638
-982
-573
-583
Operating Activities
-239
1,089
1,127
-585
-571
1,001
Financing Activities
488
-499
653
1,259
399
235

Share Holding

% Holding
Jul 2021
Nov 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
74.43 %
63.39 %
63.39 %
63.39 %
63.39 %
63.38 %
63.36 %
FIIs
0.00 %
0.00 %
0.00 %
0.81 %
0.12 %
0.15 %
0.16 %
DIIs
0.00 %
13.13 %
10.27 %
10.26 %
8.90 %
5.56 %
5.03 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
8.08 %
9.53 %
11.06 %
12.84 %
15.78 %
16.19 %
Others
25.57 %
15.40 %
16.81 %
14.47 %
14.75 %
15.13 %
15.26 %
No of Share Holders
85
1,10,769
94,713
1,02,124
1,07,413
1,15,818
1,18,512

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript
5 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication
8 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
9 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release
10 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation
10 days ago
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015
10 days ago
Integrated Filing (Financial)
10 days ago
Unaudited Standalone Financial Results For The Quarter And Nine Months Ended December 31 2024.
10 days ago
Board Meeting Outcome for Outcome Of The Board Meeting Held On February 10 2025
10 days ago
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Feb 04, 2025, 19:00
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Regulatory Action On Aviom India Housing Finance Private Limited
Jan 30, 2025, 17:39
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Jan 24, 2025, 11:33
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 22, 2025, 18:58
Board Meeting Intimation for Considering And Approving The Unaudited Standalone Financial Results Of The Bank For The Quarter Ended December 31 2024.
Jan 14, 2025, 12:25
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 09, 2025, 19:21
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Dec 31, 2024, 16:19
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Dec 30, 2024, 13:31
Closure of Trading Window
Dec 27, 2024, 11:10

Technical Indicators