Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank

55.83
-0.65
(-1.15%)
Market Cap
10,846.17 Cr
PE Ratio
15.86
Volume
78,43,521.00
Day High - Low
56.99 - 55.66
52W High-Low
68.00 - 41.32
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Key Fundamentals
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Market Cap
10,846.17 Cr
EPS
3.57
PE Ratio
15.86
PB Ratio
1.63
Book Value
34.56
EBITDA
0.00
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
11.94
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from17 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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positive
Ujjivan SFB Q4FY26 call: ~25% loan growth, ~1.6% RoA, ~8.5% NIM, 56% secured mix targeted for FY27; equity raise up to ₹2,000 crore approved.
neutral
Ujjivan Small Finance Bank has intimated a virtual investor/analyst meeting with Citadel on May 13, 2026, from 2:00 PM to 3:00 PM, to be held in Bangalore.
positive
Ujjivan Small Finance Bank's board approved raising up to ₹2000 Crore via equity shares through preferential issue, private placement, or QIP, subject to shareholder and regulatory approvals.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
990.50
#1 74,111.64
28.48
1,446.00
#1 19.10
#1 761
65.16
47.79
55.83
#2 10,846.17
#3 15.86
#1 6,931.45
#5 -3.74
#2 693
#3 238.13
42.17
67.96
7,754.53
75.94
6,794.24
-5.94
103
#1 405.23
54.17
490.85
5,168.42
16.09
5,352.87
-2.42
326
13.20
64.79
13.49
2,400.58
-2.12
3,378.78
-22.59
-1,151
-6,366.67
45.35
167.33
1,778.55
12.02
2,160.29
-0.49
152
247.04
63.47
29.21
1,506.25
-9.30
3,537.18
-18.30
-166
112.83
62.57
276.90
1,257.65
#1 8.93
1,048.60
5.44
141
17.25
56.22
Growth Rate
Revenue Growth
-3.74 %
Net Income Growth
-4.61 %
Cash Flow Change
27.33 %
ROE
-47.70 %
ROCE
-21.89 %
EBITDA Margin (Avg.)
-32.39 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,201
6,931
Expenses
112
922
983
1,417
1,944
2,603
1,730
2,396
3,406
4,067
EBITDA
5
50
329
539
87
-470
1,558
1,801
1,076
0
Operating Profit %
49 %
37 %
46 %
48 %
31 %
7 %
58 %
58 %
46 %
41 %
Depreciation
5
41
61
73
77
80
90
98
135
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,718
3,060
Profit Before Tax
0
9
268
466
10
-550
1,467
1,702
942
911
Tax
0
2
69
116
2
-136
367
421
216
218
Net Profit
0
7
199
350
8
-415
1,100
1,282
726
693
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
3.75
3.57

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Fixed Assets
137
194
282
280
276
244
265
395
444
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
3,891
Capital Work in Progress
3
4
2
21
5
6
18
32
13
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
11,730
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
35,502
Total Equity & Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Current Liabilities
298
201
377
490
779
754
929
1,176
1,130
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
46,559
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
6,083
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
4,059
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519
1,935

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
687
-225
617
261
595
230
151
210
633
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-865
-1,793
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,593
2,028
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519
398

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
19.51 %
19.56 %
17.04 %
15.45 %
17.23 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
8.47 %
16.83 %
20.13 %
28.68 %
31.13 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
57.16 %
49.41 %
48.35 %
42.79 %
39.25 %
Others
8.54 %
7.24 %
2.57 %
1.98 %
1.99 %
1.93 %
7.43 %
4.13 %
3.92 %
5.96 %
7.58 %
2.12 %
2.06 %
14.86 %
15.33 %
14.91 %
15.08 %
14.86 %
14.21 %
14.47 %
13.08 %
12.39 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630
11,24,090
9,84,265
9,37,143
8,40,960
7,87,997

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.5 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.82 4.36 0.00 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
01 Mar 2023 DIVIDEND Dividend
₹ 0.75 /share
01 Mar 2023 27.30 26.85
14 Jul 2023 DIVIDEND Dividend
₹ 0.50 /share
14 Jul 2023 29.00 41.55
03 Nov 2023 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
03 Nov 2023 49.85 53.05
12 Jul 2024 DIVIDEND Dividend
₹ 1.50 /share
12 Jul 2024 52.71 45.36
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 52.71 43.90
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 40.82 38.07
23 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Jan 2025 34.31 34.41
28 Mar 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
28 Mar 2025 32.07 34.58
30 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Apr 2025 35.66 43.90
27 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Jun 2025 43.51 49.10
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 49.12 47.02
17 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2025 48.30 48.99
22 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jan 2026 58.22 57.76
08 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2026 57.52 62.70

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript3 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication8 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome9 days ago
Enhancement / Revision In The ESOP Scheme Of The Bank9 days ago
Announcement under Regulation 30 (LODR)-Raising of Funds9 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation9 days ago
Financial Results For The Quarter And Year Ended March 31 20269 days ago
Board Meeting Outcome for Outcome Of Board Meeting For Financial Results For The Quarter And Year Ended March 31 20269 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 06, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 04, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 28, 2026
Board Meeting Intimation for Intimation Of Board Meeting To Be Held On May 08 2026 For Approval Of Audited Financial Results Of The Bank For The Year Ended On March 31 2026 And Proposal For Fund RaisingApr 28, 2026
Board Meeting Intimation for Intimation Of Board Meeting To Be Held On May 08 2026 For Approval Of Audited Financial Results Of The Bank For The Year Ended On March 31 2026 And Proposal For Fund RaisingApr 28, 2026
Intimation Of ESG RatingApr 23, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 15, 2026
Update On Universal Banking ApplicationApr 13, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 07, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSApr 04, 2026
Intimation Of ESG Rating Received From NSE Sustainability Ratings And Analytics LimitedApr 03, 2026
Key Business Numbers Q4 FY2025-26Apr 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 25, 2026
Closure of Trading WindowMar 24, 2026
Announcement under Regulation 30 (LODR)-Credit RatingMar 24, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 18, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 16, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 09, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 06, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 05, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 02, 2026
Scrutinizer Report And Voting Results Of Postal BallotFeb 27, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 16, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 05, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 29, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 28, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 23, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2026

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bajaj Finserv Small Cap Fund Direct-Growth
1.73%
-2800000
-1.10%
-1.22%
Canara Robeco Banking And Financial Services Fund Direct-Growth
3.58%
2337500
2.38%
3.58%
JioBlackRock Flexi Cap Fund Direct-Growth
0.24%
1269439
0.24%
0.24%
Groww Small Cap Fund Direct-Growth
3.48%
822203
1.09%
3.48%
Kotak Services Fund Direct-Growth
0.63%
819641
0.63%
0.63%
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
0.99%
-392587
-0.52%
-0.45%
LIC MF Consumption Fund Direct-Growth
1.02%
-360000
-0.38%
-0.43%
The Wealth Company Small Cap Fund Direct-Growth
1.41%
132500
1.41%
1.41%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.05%
208
0.00%
0.00%
Kotak Banking & Financial Services Fund Direct-Growth
2.02%
0
0.00%
0.01%
Samco Multi Cap Fund Direct-Growth
0.40%
0
0.00%
0.40%
Axis Small Cap Fund Direct-Growth
0.53%
0
0.00%
0.02%
Bajaj Finserv ELSS Tax Saver Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bajaj Finserv Flexi Cap Fund Direct-Growth
0.45%
0
0.00%
-1.57%
Bajaj Finserv Multi Asset Allocation Fund Direct-Growth
0.83%
0
0.00%
0.03%
Bajaj Finserv Multi Cap Fund Direct-Growth
1.26%
0
0.00%
-0.04%
Axis Nifty500 Value 50 Index Fund DirectGrowth
0.00%
0
0.00%
0.00%
Bandhan Business Cycle Fund Direct-Growth
0.48%
0
0.00%
0.00%
Bandhan Financial Services Fund Direct-Growth
1.00%
0
0.00%
-0.73%
Bandhan Flexi Cap Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Large & Mid Cap Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Midcap Fund Direct-Growth
0.47%
0
0.00%
-0.01%
Bandhan Multi Asset Allocation Fund Direct-Growth
0.00%
0
0.00%
-0.17%
Bandhan Nifty 500 Value 50 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.05%
0
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
42.17
ATR(14)
Less Volatile
2.36
STOCH(9,6)
Neutral
24.23
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
-0.54
ADX(14)
Weak Trend
13.37
UO(9)
Bearish
36.46
ROC(12)
Downtrend And Accelerating
-0.43
WillR(14)
Oversold
-93.40

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current...more
Listing Date
12 Dec, 2019(6 Years, 36 days)
Chairperson NameB A Prabhakar