Ujjivan Small Finance Bank

35.67
-0.32
(-0.89%)
ann
There are 2 new updates from the company1 day ago
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Market Cap
6,900.52 Cr
EPS
6.65
PE Ratio
7.16
Dividend Yield
1.12 %
Industry
Banks
52 Week High
56.70
52 Week Low
30.88
PB Ratio
1.20
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from12 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy+83.33 %
+83.33 %
Hold+8.33 %
+8.33 %
Sell+8.33 %
+8.33 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
557.90 41,515.22 20.10 1,446.00 19.10 761 40.82 56.43
35.67 6,900.52 7.16 6,463.90 35.96 1,282 -63.81 57.37
57.07 6,502.11 20.93 6,285.10 30.09 799 -67.18 40.72
433.30 4,537.26 6.59 4,684.10 26.60 670 -17.76 52.23
23.31 2,567.66 14.96 3,578.80 27.62 498 -244.79 42.25
26.79 1,379.66 19.65 4,260.30 35.61 426 -288.14 36.46
277.90 1,257.41 10.29 862.40 18.87 112 17.65 50.85
103.52 1,100.26 5.42 1,808.10 41.14 216 -41.78 40.05
Growth Rate
Revenue Growth
35.96 %
Net Income Growth
16.51 %
Cash Flow Change
49.32 %
ROE
-12.63 %
ROCE
11.46 %
EBITDA Margin (Avg.)
-1.07 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,122
Expenses
112
924
1,053
1,533
1,944
2,603
1,730
2,396
3,232
EBITDA
5
48
260
423
87
-470
1,558
1,801
1,286
Operating Profit %
49 %
37 %
43 %
43 %
31 %
7 %
58 %
58 %
49 %
Depreciation
5
41
61
73
77
80
90
98
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,604
Profit Before Tax
0
7
199
350
10
-550
1,467
1,702
1,286
Tax
0
0
0
0
2
-136
367
421
314
Net Profit
0
7
199
350
8
-415
1,100
1,282
972
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
5.00

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Fixed Assets
137
194
282
280
276
244
265
395
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
Capital Work in Progress
3
4
2
21
5
6
18
32
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
Total Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Current Liabilities
298
201
377
490
779
754
929
1,176
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
687
-225
617
261
595
230
151
210
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-854
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,583
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
Others
8.54 %
7.24 %
2.57 %
1.98 %
1.99 %
1.93 %
7.43 %
4.13 %
3.92 %
5.96 %
7.58 %
2.12 %
2.06 %
14.86 %
15.33 %
14.91 %
15.08 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.82 4.21 0.00

Corporate Action

Announcements

Grant Of Stock Options Under The ESOP Scheme 2019
1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Mar 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Mar 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Mar 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper Publication
Mar 07, 2025
Notice Of Extra-Ordinary General Meeting (EGM) Of The Bank
Mar 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper Publication
Mar 06, 2025
Announcement under Regulation 30 (LODR)-Change in Directorate
Mar 05, 2025
Intimation Of Outcome Of Board Meeting
Mar 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Mar 04, 2025
Intimation Of Sale Of NPA And Written Off Loans
Feb 28, 2025
Intimation Of Sale Of NPA And Written Off Loans
Feb 28, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank
Feb 21, 2025
Sale Of NPA And Written Off Loans To ARC
Feb 21, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.
Feb 20, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.
Feb 20, 2025
Intimation Of Action Initiated Or Order Passed
Feb 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Feb 14, 2025
Intimation Of Grant Of Certificate Of Registration By SEBI As Bankers To An Issue
Feb 11, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.
Feb 11, 2025
Announcement under Regulation 30 (LODR)-Change in Management
Feb 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Feb 08, 2025
Filing Of Application To RBI For Universal Banking License
Feb 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Feb 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Jan 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper Publication
Jan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 23, 2025
Integrated Filing (Financial)
Jan 23, 2025
Approval Of The Financial Results Of The Bank For The Quarter Ended December 31 2024
Jan 23, 2025
Ujjivan Small Finance Bank Limited Has Informed The Exchange About Approval Of The Board For Making An Application For Universal Banking License To RBI
Jan 23, 2025
Press Release and Investor Presentation
Jan 23, 2025
Outcome of Board Meeting - Approval of Financial Results
Jan 23, 2025
Board Meeting Outcome for Approval Of The Financial Results Of The Bank For The Quarter Ended December 31 2024
Jan 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Jan 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 07, 2025
Board Meeting Intimation for Approval Of Quarterly Financial Results For The Quarter Ending On December 31 2024
Dec 30, 2024
Closure of Trading Window
Dec 30, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Dec 12, 2024
Intimation Of Receipt Of RBI Approval For Re-Appointment Of Part-Time Chairman Of The Bank
Dec 10, 2024
Change In Persons Authorized To Determine The Materiality Of Events
Dec 06, 2024
Announcement under Regulation 30 (LODR)-Retirement
Nov 30, 2024
Intimation Of Sale Of NPA And Written Off Loans
Nov 27, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Nov 21, 2024
Sale Of NPA And Written Off Loans To ARC
Nov 15, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
Nov 06, 2024

Technical Indicators

RSI(14)
Neutral
59.99
ATR(14)
Volatile
1.24
STOCH(9,6)
Neutral
75.88
STOCH RSI(14)
Overbought
91.65
MACD(12,26)
Bullish
0.26
ADX(14)
Weak Trend
18.03
UO(9)
Bearish
49.88
ROC(12)
Uptrend But Slowing Down
6.20
WillR(14)
Overbought
-16.85

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current accounts, and deposit accounts. As of March 31, 2024, Ujjivan SFB has a network of 629 branches and 596 ATMs across India. The bank provides services in multiple languages through various channels including mobile and internet banking. It has been expanding its presence by opening new branches, ATMs, and retail asset centers, particularly focusing on states like Uttar Pradesh, Gujarat, and Telangana.
Listing Date
12 Dec, 2019(5 Years, 41 days)
Chairperson NameB A Prabhakar