Ujjivan Small Finance Bank

42.10
+2.80
(7.12%)
Market Cap
8,146.37 Cr
EPS
6.65
PE Ratio
7.82
Dividend Yield
1.02 %
Industry
Banks
52 Week High
56.15
52 Week Low
30.88
PB Ratio
1.31
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from12 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+83.33 %
+83.33 %
Hold
Hold+8.33 %
+8.33 %
Sell
Sell+8.33 %
+8.33 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
586.55
#1 43,664.13
21.30
1,446.00
19.10
761
#1 40.82
62.44
42.10
#2 8,146.37
#3 7.82
#1 6,463.90
#2 35.96
#1 1,282
#5 -63.81
74.09
65.11
7,421.64
22.24
6,285.10
30.09
799
-67.18
70.46
501.75
5,270.74
7.05
4,684.10
26.60
670
-17.76
69.69
24.77
2,728.69
14.83
3,578.80
27.62
498
-244.79
55.07
29.10
1,499.24
19.65
4,260.30
35.61
426
-288.14
56.89
127.27
1,352.69
#1 6.13
1,808.10
#1 41.14
216
-41.78
70.54
289.60
1,310.35
10.26
862.40
18.87
112
17.65
58.97
Growth Rate
Revenue Growth
35.96 %
Net Income Growth
16.51 %
Cash Flow Change
49.32 %
ROE
-12.63 %
ROCE
11.46 %
EBITDA Margin (Avg.)
-1.07 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,122
Expenses
112
924
1,053
1,533
1,944
2,603
1,730
2,396
3,232
EBITDA
5
48
260
423
87
-470
1,558
1,801
1,286
Operating Profit %
49 %
37 %
43 %
43 %
31 %
7 %
58 %
58 %
49 %
Depreciation
5
41
61
73
77
80
90
98
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,604
Profit Before Tax
0
7
199
350
10
-550
1,467
1,702
1,286
Tax
0
0
0
0
2
-136
367
421
314
Net Profit
0
7
199
350
8
-415
1,100
1,282
972
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
5.00

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Fixed Assets
137
194
282
280
276
244
265
395
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
Capital Work in Progress
3
4
2
21
5
6
18
32
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
Total Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Current Liabilities
298
201
377
490
779
754
929
1,176
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
687
-225
617
261
595
230
151
210
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-854
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,583
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
Others
8.54 %
7.24 %
2.57 %
1.98 %
1.99 %
1.93 %
7.43 %
4.13 %
3.92 %
5.96 %
7.58 %
2.12 %
2.06 %
14.86 %
15.33 %
14.91 %
15.08 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.82 4.36 0.00

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
Clarification On Query Received From BSE10 days ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 201810 days ago
Compliance Certificate Under Regulation 7(3) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 For The Year Ended March 31 2024.10 days ago
Key Business Numbers For Quarter Ended March 31 2025Apr 04, 2025
Key Business Numbers For Quarter Ended March 31 2025Apr 04, 2025
Intimation Regarding Cautionary LettersMar 31, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 28, 2025
Shareholder Meeting / Postal Ballot-Outcome of EGMMar 28, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 27, 2025
Board Meeting Intimation for Intimation Of Board Meeting To Be Held On April 30 2025 For Approval Of Audited Financial Results Of The Bank For The Year Ending On March 31 2025Mar 26, 2025
Closure of Trading WindowMar 26, 2025
Grant Of Stock Options Under The ESOP Scheme 2019Mar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 07, 2025
Notice Of Extra-Ordinary General Meeting (EGM) Of The BankMar 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 06, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 05, 2025
Intimation Of Outcome Of Board MeetingMar 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 04, 2025
Intimation Of Sale Of NPA And Written Off LoansFeb 28, 2025
Intimation Of Sale Of NPA And Written Off LoansFeb 28, 2025
Intimation Of Action Initiated Or Order Passed Against The BankFeb 21, 2025
Sale Of NPA And Written Off Loans To ARCFeb 21, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.Feb 20, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.Feb 20, 2025
Intimation Of Action Initiated Or Order PassedFeb 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 14, 2025
Intimation Of Grant Of Certificate Of Registration By SEBI As Bankers To An IssueFeb 11, 2025
Intimation Of Action Initiated Or Order Passed Against The Bank.Feb 11, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 10, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 08, 2025
Filing Of Application To RBI For Universal Banking LicenseFeb 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 04, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 23, 2025
Integrated Filing (Financial)Jan 23, 2025
Approval Of The Financial Results Of The Bank For The Quarter Ended December 31 2024Jan 23, 2025
Ujjivan Small Finance Bank Limited Has Informed The Exchange About Approval Of The Board For Making An Application For Universal Banking License To RBIJan 23, 2025
Press Release and Investor PresentationJan 23, 2025
Outcome of Board Meeting - Approval of Financial ResultsJan 23, 2025
Board Meeting Outcome for Approval Of The Financial Results Of The Bank For The Quarter Ended December 31 2024Jan 23, 2025

Technical Indicators

RSI(14)
Neutral
74.09
ATR(14)
Volatile
1.65
STOCH(9,6)
Overbought
93.42
STOCH RSI(14)
Overbought
94.80
MACD(12,26)
Bullish
0.59
ADX(14)
Weak Trend
18.67
UO(9)
Bearish
70.88
ROC(12)
Uptrend And Accelerating
21.36
WillR(14)
Overbought
-4.06

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current accounts, and deposit accounts. As of March 31, 2024, Ujjivan SFB has a network of 629 branches and 596 ATMs across India. The bank provides services in multiple languages through various channels including mobile and internet banking. It has been expanding its presence by opening new branches, ATMs, and retail asset centers, particularly focusing on states like Uttar Pradesh, Gujarat, and Telangana.
Listing Date
12 Dec, 2019(5 Years, 39 days)
Chairperson NameB A Prabhakar