| Annual Financials | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | TTM |
Revenue  | 226 | 1,579 | 2,038 | 3,026 | 3,108 | 3,173 | 4,754 | 6,464 | 7,201 | 8,039 | 8,452 |
| Expenses | 112 | 922 | 983 | 1,417 | 1,944 | 2,603 | 1,730 | 2,396 | 3,406 | 3,923 | 4,121 |
| EBITDA | 5 | 50 | 329 | 539 | 87 | -470 | 1,558 | 1,801 | 1,076 | 1,056 | 1,196 |
| Operating Profit % | 49 % | 37 % | 46 % | 48 % | 31 % | 7 % | 58 % | 58 % | 46 % | 43 % | 44 % |
| Depreciation | 5 | 41 | 61 | 73 | 77 | 80 | 90 | 98 | 135 | 145 | 0 |
| Interest | 109 | 607 | 725 | 1,070 | 1,078 | 1,039 | 1,467 | 2,268 | 2,718 | 3,060 | 3,135 |
| Profit Before Tax | 0 | 9 | 268 | 466 | 10 | -550 | 1,467 | 1,702 | 942 | 911 | 1,196 |
| Tax | 0 | 2 | 69 | 116 | 2 | -136 | 367 | 421 | 216 | 218 | 290 |
| Net Profit | 0 | 7 | 199 | 350 | 8 | -415 | 1,100 | 1,282 | 726 | 693 | 906 |
| EPS in ₹ | 0.00 | 0.05 | 1.20 | 2.19 | 0.05 | -2.40 | 5.82 | 6.65 | 3.75 | 3.57 | 4.70 |
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
69.59
-0.76
(-1.08%)
Market Cap
13,537.04 Cr
PE Ratio
15.05
Volume
1,13,03,955.00
Day High - Low
71.00 - 68.72
52W High-Low
73.29 - 41.32
Key Fundamentals
Market Cap
13,537.04 Cr
EPS
3.57
PE Ratio
15.05
PB Ratio
2.03
Book Value
34.54
EBITDA
1,055.70
Dividend Yield
0.00 %
Industry
Banks Sector
Small Finance Bank Return on Equity
10.16
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from19 analysts
Actual
Company News
View All News
Ujjivan Small Finance Bank Limited will host a virtual investor and analyst meeting with Kotak Mahindra AMC on July 31, 2026, at 11:00 AM IST. The session aims to discuss business updates without sharing unpublished price-sensitive information.
Ujjivan SFB files Q1FY27 results
Jul 24, 2026
Jul 24, 2026Ujjivan Small Finance Bank Limited has published its unaudited financial results for the quarter ended June 30, 2026, on the NSE and BSE.
Ujjivan Small Finance Bank Eyes 30% Bulk Deposit CapJul 23, 2026
Ujjivan Small Finance Bank plans to maintain bulk deposits at 30% of its total deposits, signaling a deliberate strategy to manage its funding mix.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,051.30 | #1 78,714.99 | 27.45 | 1,446.00 | #1 19.10 | #1 761 | 37.03 | 54.99 | |
69.59 | #2 13,537.04 | #3 15.05 | #1 8,039.00 | #4 11.64 | #2 693 | #1 206.69 | 61.89 | |
75.76 | 8,664.84 | 17.13 | 6,794.24 | -5.94 | 103 | 182.04 | 47.48 | |
572.55 | 6,031.30 | 15.99 | 5,352.87 | -2.42 | 326 | 52.31 | 66.12 | |
14.46 | 2,573.19 | -2.73 | 3,809.70 | -12.72 | -1,151 | 85.85 | 49.41 | |
41.72 | 2,152.55 | -420.40 | 4,348.20 | 0.44 | -166 | 198.65 | 68.19 | |
162.68 | 1,729.12 | 9.00 | 2,520.00 | 16.08 | 152 | 113.03 | 39.28 | |
296.35 | 1,346.37 | #1 8.88 | 1,146.90 | 15.32 | 141 | 29.06 | 52.88 |
Growth Rate
Revenue Growth
11.64 %
Net Income Growth
-4.61 %
Cash Flow Change
-9.12 %
ROE
-14.91 %
ROCE
-10.04 %
EBITDA Margin (Avg.)
-2.85 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 8,436 | 9,473 | 13,742 | 18,411 | 20,381 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
| Fixed Assets | 137 | 194 | 282 | 280 | 276 | 244 | 265 | 395 | 444 | 457 |
| Current Assets | 941 | 630 | 1,337 | 1,631 | 2,880 | 2,562 | 2,964 | 3,119 | 3,891 | 4,335 |
| Capital Work in Progress | 3 | 4 | 2 | 21 | 5 | 6 | 18 | 32 | 13 | 36 |
| Investments | 1,447 | 1,233 | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 9,766 | 11,730 | 12,724 |
| Other Assets | 6,849 | 8,042 | 11,931 | 15,715 | 17,583 | 19,210 | 24,524 | 30,230 | 35,502 | 44,324 |
| Total Equity & Liabilities | 8,436 | 9,473 | 13,742 | 18,411 | 20,381 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
| Current Liabilities | 298 | 201 | 377 | 490 | 779 | 754 | 929 | 1,176 | 1,130 | 1,321 |
| Non Current Liabilities | 8,138 | 9,272 | 13,365 | 17,921 | 19,602 | 22,858 | 32,388 | 39,247 | 46,559 | 56,220 |
| Total Equity | 1,640 | 1,647 | 1,820 | 3,188 | 3,219 | 2,803 | 4,209 | 5,614 | 6,083 | 6,816 |
| Reserve & Surplus | 0 | 7 | 180 | 1,238 | 1,247 | 832 | 2,003 | 3,610 | 4,059 | 4,776 |
| Share Capital | 1,640 | 1,640 | 1,640 | 1,928 | 1,928 | 1,928 | 2,155 | 519 | 1,935 | 1,943 |
Cash Flow
| Cash Flow | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
| Net Cash Flow | 687 | -225 | 617 | 261 | 595 | 230 | 151 | 210 | 633 | 274 |
| Investing Activities | -161 | -101 | -148 | -757 | -1,356 | -841 | -2,096 | -865 | -1,793 | -2,481 |
| Operating Activities | -7,084 | 2,314 | 478 | 242 | 2,657 | 2,554 | 1,060 | 1,593 | 2,028 | 1,843 |
| Financing Activities | 7,931 | -2,439 | 287 | 776 | -706 | -1,484 | 1,186 | -519 | 398 | 911 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | May 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 83.32 % | 83.32 % | 83.32 % | 83.32 % | 83.32 % | 83.32 % | 73.68 % | 73.68 % | 73.67 % | 73.67 % | 73.66 % | 73.60 % | 73.52 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 3.70 % | 3.49 % | 26.95 % | 24.68 % | 20.63 % | 17.88 % | 19.51 % | 19.56 % | 17.04 % | 15.45 % | 17.23 % | 16.81 % |
| DIIs | 0.04 % | 0.01 % | 0.01 % | 0.01 % | 0.00 % | 0.00 % | 6.66 % | 8.21 % | 8.35 % | 7.08 % | 2.76 % | 3.99 % | 2.32 % | 7.79 % | 7.33 % | 6.50 % | 6.57 % | 8.47 % | 16.83 % | 20.13 % | 28.68 % | 31.13 % | 33.45 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 8.11 % | 9.43 % | 14.10 % | 14.69 % | 14.69 % | 14.75 % | 12.23 % | 13.98 % | 14.05 % | 13.29 % | 16.00 % | 16.59 % | 18.61 % | 50.40 % | 52.66 % | 57.96 % | 60.46 % | 57.16 % | 49.41 % | 48.35 % | 42.79 % | 39.25 % | 37.83 % |
| Others | 8.54 % | 7.24 % | 2.57 % | 1.98 % | 1.99 % | 1.93 % | 7.43 % | 4.13 % | 3.92 % | 5.96 % | 7.58 % | 2.12 % | 2.06 % | 14.86 % | 15.33 % | 14.91 % | 15.08 % | 14.86 % | 14.21 % | 14.47 % | 13.08 % | 12.39 % | 11.91 % |
| No of Share Holders | 1,83,419 | 1,98,053 | 2,49,034 | 2,61,782 | 2,70,300 | 2,72,548 | 2,60,099 | 2,76,665 | 2,78,288 | 2,94,885 | 4,52,749 | 5,98,080 | 6,90,424 | 7,99,937 | 9,14,077 | 10,68,320 | 11,38,630 | 11,24,090 | 9,84,265 | 9,37,143 | 8,40,960 | 7,87,997 | 7,67,649 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.25 | 1.5 | 0.00 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.82 | 4.36 | 0.00 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 01 Mar 2023 |  Dividend | ₹ 0.75 /share | 01 Mar 2023 | 27.30 | 26.85 |
| 14 Jul 2023 | Dividend | ₹ 0.50 /share | 14 Jul 2023 | 29.00 | 41.55 |
| 03 Nov 2023 |  Extraordinary General Meeting | NA | 03 Nov 2023 | 49.85 | 53.05 |
| 12 Jul 2024 | Dividend | ₹ 1.50 /share | 12 Jul 2024 | 52.71 | 45.36 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 52.71 | 43.90 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 40.82 | 38.07 |
| 23 Jan 2025 | Quarterly Result Announcement | NA | 23 Jan 2025 | 34.31 | 34.41 |
| 28 Mar 2025 | Extraordinary General Meeting | NA | 28 Mar 2025 | 32.07 | 34.58 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 35.66 | 43.90 |
| 27 Jun 2025 | Annual General Meeting | NA | 27 Jun 2025 | 43.51 | 49.10 |
| 24 Jul 2025 | Quarterly Result Announcement | NA | 24 Jul 2025 | 49.12 | 47.02 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 48.30 | 48.99 |
| 22 Jan 2026 | Quarterly Result Announcement | NA | 22 Jan 2026 | 58.22 | 57.76 |
| 08 May 2026 | Quarterly Result Announcement | NA | 08 May 2026 | 57.52 | 62.70 |
| 23 Jul 2026 | Quarterly Result Announcement | NA | 23 Jul 2026 | 61.34 | 65.06 |
| 24 Jul 2026 | Annual General Meeting | NA | 24 Jul 2026 | 56.91 | 68.78 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoIntimation Of ESG Rating Received From ESG Risk Assessments And Insights Limited8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript8 days ago
8 days agoShareholder Meeting / Postal Ballot-Scrutinizers ReportJul 24, 2026
Jul 24, 2026Shareholder Meeting / Postal Ballot-Outcome of AGMJul 24, 2026
Jul 24, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 24, 2026
Jul 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2026
Jul 23, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJul 23, 2026
Jul 23, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 23, 2026
Jul 23, 2026Financial Results For The Quarter Ended June 30 2026Jul 23, 2026
Jul 23, 2026Board Meeting Outcome for Financial Results For The Quarter Ended June 30 2026Jul 23, 2026
Jul 23, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 16, 2026
Jul 16, 2026Grant Of Stock Options Under ESOP Scheme Of The BankJul 15, 2026
Jul 15, 2026Response To Institutional Investor Advisory Services India Voting Recommendation Letter Dated July 9 2026 Received On July 11 2026Jul 14, 2026
Jul 14, 2026ESG Rating Received From SES ESG Research Pvt. Ltd. For FY 2025-26Jul 13, 2026
Jul 13, 2026Rumour verification - Regulation 30(11)Jul 09, 2026
Jul 09, 2026Clarification sought from Ujjivan Small Finance Bank LtdJul 09, 2026
Jul 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 08, 2026
Jul 08, 2026Board Meeting Intimation for Approval Of Financial Results For The Quarter Ended June 30 2026Jul 03, 2026
Jul 03, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 03, 2026
Jul 03, 2026Key Business Update Q1 FY 2026-27Jul 02, 2026
Jul 02, 2026Clarification On Email Received From BSE Seeking Clarification On Significant Increase In The Volume Of Our SecurityJul 01, 2026
Jul 01, 2026Clarification sought from Ujjivan Small Finance Bank LtdJul 01, 2026
Jul 01, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 01, 2026
Jul 01, 2026Business Responsibility and Sustainability Reporting (BRSR)Jun 30, 2026
Jun 30, 2026Reg. 34 (1) Annual Report.Jun 30, 2026
Jun 30, 2026Intimation About Dispatch Of Notice Of The Annual General Meeting To Be Held On July 24 2026Jun 30, 2026
Jun 30, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 29, 2026
Jun 29, 2026Closure of Trading WindowJun 24, 2026
Jun 24, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 19, 2026
Jun 19, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 17, 2026
Jun 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 15, 2026
Jun 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 10, 2026
Jun 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 09, 2026
Jun 09, 2026Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 06, 2026
Jun 06, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 05, 2026
Jun 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 04, 2026
Jun 04, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 26, 2026
May 26, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 26, 2026
May 26, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 21, 2026
May 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 15, 2026
May 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2026
May 14, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 14, 2026
May 14, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 14, 2026
May 14, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 12, 2026
May 12, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 09, 2026
May 09, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 08, 2026
May 08, 2026Enhancement / Revision In The ESOP Scheme Of The BankMay 08, 2026
May 08, 2026Announcement under Regulation 30 (LODR)-Raising of FundsMay 08, 2026
May 08, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 65.20
ATR(14)
Volatile 2.71
STOCH(9,6)
Neutral 77.35
STOCH RSI(14)
Neutral 51.78
MACD(12,26)
Bullish 0.06
ADX(14)
Strong Trend 47.76
UO(9)
Bearish 45.61
ROC(12)
Uptrend And Accelerating 8.43
WillR(14)
Neutral -25.48
About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current...more
Listing Date
12 Dec, 2019(6 Years, 7 Months, 25 Days)
Website
Chairperson NameB A Prabhakar
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