Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank

62.07
-0.99
(-1.57%)
Market Cap
12,032.04 Cr
PE Ratio
24.74
Volume
2,76,76,675.00
Day High - Low
65.00 - 61.70
52W High-Low
68.00 - 30.88
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Key Fundamentals
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Market Cap
12,032.04 Cr
EPS
3.75
PE Ratio
24.74
PB Ratio
1.96
Book Value
32.14
EBITDA
1,076.30
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
11.94
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from16 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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positive
Ujjivan Small Finance Bank announces strategic expansion into mid-corporate segment with new offerings planned for Q4 FY26, marking significant business diversification move.
neutral
Ujjivan Small Finance Bank expects OpEx to asset ratio to remain at 6.7% in Q4, with improvements planned for the next financial year as per management guidance.
neutral
Ujjivan Small Finance Bank projects loan portfolio to reach 30-35% unsecured and 65-70% secured loans by FY2030, with annual 5% progression towards target mix.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
963.55
#1 71,970.64
31.23
1,446.00
19.10
#1 761
26.34
43.78
62.07
#2 12,032.04
#4 24.74
#2 7,200.60
#7 11.40
#2 726
#2 70.99
70.12
69.70
7,950.82
-88.78
#1 7,223.20
14.93
147
#1 86.82
72.90
368.35
3,877.15
9.57
5,485.70
17.11
501
-22.44
28.68
13.68
2,434.39
-3.22
4,364.80
#1 21.96
24
-778.02
35.43
27.99
1,443.09
-2.49
4,329.30
1.62
-521
39.08
59.09
130.49
1,386.98
20.58
2,171.00
20.07
115
9.91
38.02
256.40
1,164.54
#1 8.56
994.50
15.32
132
4.80
31.95

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
11.40 %
Net Income Growth
-43.34 %
Cash Flow Change
27.33 %
ROE
-47.70 %
ROCE
-21.89 %
EBITDA Margin (Avg.)
-16.27 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,201
7,697
Expenses
112
922
983
1,417
1,944
2,603
1,730
2,396
3,406
4,077
EBITDA
5
50
329
539
87
-470
1,558
1,801
1,076
636
Operating Profit %
49 %
37 %
46 %
48 %
31 %
7 %
58 %
58 %
46 %
38 %
Depreciation
5
41
61
73
77
80
90
98
135
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,718
2,984
Profit Before Tax
0
9
268
466
10
-550
1,467
1,702
942
636
Tax
0
2
69
116
2
-136
367
421
216
142
Net Profit
0
7
199
350
8
-415
1,100
1,282
726
494
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
3.75
2.60

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Fixed Assets
137
194
282
280
276
244
265
395
444
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
3,891
Capital Work in Progress
3
4
2
21
5
6
18
32
13
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
11,730
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
35,502
Total Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Current Liabilities
298
201
377
490
779
754
929
1,176
1,130
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
46,559
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
6,083
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
4,059
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519
1,935

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
687
-225
617
261
595
230
151
210
633
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-865
-1,793
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,593
2,028
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519
398

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
19.51 %
19.56 %
17.04 %
15.45 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
8.47 %
16.83 %
20.13 %
28.68 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
57.16 %
49.41 %
48.35 %
42.79 %
Others
8.54 %
7.24 %
2.57 %
1.98 %
1.99 %
1.93 %
7.43 %
4.13 %
3.92 %
5.96 %
7.58 %
2.12 %
2.06 %
14.86 %
15.33 %
14.91 %
15.08 %
14.86 %
14.21 %
14.47 %
13.08 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630
11,24,090
9,84,265
9,37,143
8,40,960

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.5 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.82 4.36 0.00 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
01 Mar 2023 DIVIDEND Dividend
₹ 0.75 /share
01 Mar 2023 27.30 26.85
14 Jul 2023 DIVIDEND Dividend
₹ 0.50 /share
14 Jul 2023 29.00 41.55
03 Nov 2023 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
03 Nov 2023 49.85 53.05
12 Jul 2024 DIVIDEND Dividend
₹ 1.50 /share
12 Jul 2024 52.71 45.36
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 52.71 43.90
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 40.82 38.07
23 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Jan 2025 34.31 34.41
28 Mar 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
28 Mar 2025 32.07 34.58
30 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Apr 2025 35.66 43.90
27 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Jun 2025 43.51 49.10
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 49.12 47.02
17 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2025 48.30 48.99
22 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Jan 2026 58.22 57.76

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript14 hrs ago
Announcement under Regulation 30 (LODR)-Newspaper Publication4 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release5 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation5 days ago
Financial Results For The Quarter Ended December 31 20255 days ago
Board Meeting Outcome for Approval Of Financial Results For The Quarter Ended December 31 20255 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate5 days ago
Grant Of Stock Options Under ESOP Scheme Of The Bank6 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication8 days ago
Announcement under Regulation 30 (LODR)-Change in ManagementJan 14, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJan 09, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 07, 2026
Board Meeting Intimation for Approval Of Financial Results For The Quarter Ended December 31 2025Jan 07, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 04, 2026
Key Business Numbers Q3 FY 2025-26Jan 03, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 22, 2025
Closure of Trading WindowDec 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 27, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 17, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 17, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 17, 2025
Financial Results For The Quarter And Half Year Ended September 30 2025Oct 17, 2025
Board Meeting Outcome for Outcome Of Board Meeting For Approval Of Financial Results For The Quarter And Half Year Ended September 30 2025Oct 17, 2025
Grant Of Stock Options Under The ESOP Scheme Of The BankOct 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 06, 2025
Board Meeting Intimation for Prior Intimation Of Board Meeting To Be Held On October 17 2025Oct 06, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 04, 2025
Key Business Numbers - Q2 FY 2025-26Oct 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 25, 2025
Closure of Trading WindowSep 24, 2025
Grant Of Stock Options Under The ESOP Scheme Of The BankSep 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Axis Flexi Cap Fund Direct-Growth
0.53%
6822014
0.28%
0.53%
ITI Small Cap Fund Direct-Growth
1.01%
5326966
1.01%
1.01%
JM Flexicap Fund Direct Plan-Growth
2.51%
3337945
0.47%
0.47%
Edelweiss Multi Cap Fund Direct - Growth
0.45%
2716797
0.45%
0.45%
Kotak Small Cap Fund Direct-Growth
0.08%
2646610
0.08%
0.08%
Union Focused Fund Direct - Growth
2.79%
2170000
2.79%
2.79%
DSP Banking & Financial Services Fund Direct - Growth
3.08%
1665099
0.41%
1.63%
UTI Small Cap Fund Direct - Growth
1.56%
1401292
0.15%
0.24%
LIC MF Consumption Fund Direct-Growth
1.97%
1400041
1.38%
1.97%
LIC MF Dividend Yield Fund Direct - Growth
0.89%
1161836
0.89%
0.89%
Union Multicap Fund Direct - Growth
1.51%
-1141854
-0.48%
-0.39%
Mahindra Manulife Small Cap Fund Direct - Growth
1.23%
1000000
0.10%
0.17%
ITI Large & Mid Cap Fund Direct-Growth
0.60%
939880
0.60%
0.60%
Bandhan Midcap Fund Direct-Growth
0.25%
914322
0.25%
0.25%
Union Midcap Fund Direct - Growth
1.26%
884482
0.26%
1.26%
Tata Multicap Fund Direct - Growth
0.46%
813753
0.12%
0.46%
Bandhan Flexi Cap Fund Direct-Growth
0.36%
800000
0.04%
0.05%
Union Small Cap Fund Direct-Growth
2.04%
750000
0.22%
0.88%
Samco Special Opportunities Fund Direct - Growth
2.45%
659395
2.45%
2.45%
Union Business Cycle Fund Direct - Growth
1.85%
-596208
-0.58%
-0.40%
LIC MF Large Cap Fund Direct-Growth
0.93%
531951
0.17%
0.40%
LIC MF Multi Asset Allocation Fund Direct-Growth
0.93%
478245
0.21%
0.43%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
1.74%
459286
0.33%
0.55%
Bandhan Small Cap Fund Direct-Growth
0.29%
300000
-0.01%
-0.01%
Bandhan Financial Services Fund Direct-Growth
1.58%
276768
0.09%
0.60%

Technical Indicators

RSI(14)
Neutral
70.12
ATR(14)
Volatile
2.60
STOCH(9,6)
Neutral
62.40
STOCH RSI(14)
Neutral
62.74
MACD(12,26)
Bullish
0.37
ADX(14)
Strong Trend
26.12
UO(9)
Bearish
53.71
ROC(12)
Uptrend And Accelerating
8.33
WillR(14)
Neutral
-41.69

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current...more
Listing Date
12 Dec, 2019(6 Years, 47 days)
Chairperson NameB A Prabhakar