Ujjivan Small Finance Bank

37.02
-0.32
(-0.86%)
Market Cap
7,161.68
Eps
6.65
PE Ratio (TTM)
7.42
Dividend Yield
1.08
Industry
Banks
52 Week High
61.35
52 Week low
30.88
PB Ratio
1.25
Debt to Equity
0.00
Sector
Small Finance Bank
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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Ujjivan Small Finance Bank Applies for Universal Banking License1 day ago
Ujjivan Small Finance Bank has submitted an application to the Reserve Bank of India (RBI) for a universal banking license. This move indicates the bank's intention to expand its operations and offer a wider range of banking services beyond its current small finance bank model.
Growth Rate
Revenue Growth
35.96 %
Net Income Growth
16.51 %
Cash Flow Change
49.32 %
ROE
-12.63 %
ROCE
11.46 %
EBITDA Margin (Avg.)
-1.07 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,122
Expenses
112
924
1,053
1,533
1,944
2,603
1,730
2,396
3,232
EBITDA
5
48
260
423
87
-470
1,558
1,801
1,286
Operating Profit %
49 %
37 %
43 %
43 %
31 %
7 %
58 %
58 %
49 %
Depreciation
5
41
61
73
77
80
90
98
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,604
Profit Before Tax
0
7
199
350
10
-550
1,467
1,702
1,286
Tax
0
0
0
0
2
-136
367
421
314
Net Profit
0
7
199
350
8
-415
1,100
1,282
972
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
5.00

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Fixed Assets
137
194
282
280
276
244
265
395
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
Capital Work in Progress
3
4
2
21
5
6
18
32
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
Total Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
Current Liabilities
298
201
377
490
779
754
929
1,176
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
687
-225
617
261
595
230
151
210
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-854
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,583
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
595.60 44,320.61 21.92 1,446.00 19.10 761 40.82 52.58
71.80 8,180.33 26.04 6,285.10 30.09 799 -67.18 60.40
37.02 7,161.68 7.42 6,463.90 35.96 1,282 -63.81 62.50
457.65 4,792.23 6.55 4,684.10 26.60 670 -17.76 61.20
31.16 3,432.36 7.12 3,578.80 27.62 498 -55.07 50.88
35.99 1,853.45 21.31 4,260.30 35.61 426 -235.69 38.07
295.80 1,338.40 10.86 862.40 18.87 112 17.65 48.53
123.76 1,315.38 6.23 1,808.10 41.14 216 -41.78 43.10

Corporate Action

Technical Indicators

RSI(14)
Neutral
64.92
ATR(14)
Less Volatile
1.31
STOCH(9,6)
Overbought
95.23
STOCH RSI(14)
Overbought
97.85
MACD(12,26)
Bullish
0.46
ADX(14)
Weak Trend
12.62
UO(9)
Bearish
73.22
ROC(12)
Uptrend And Accelerating
8.39
WillR(14)
Overbought
-5.69