Ujjivan Small Finance Bank
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Ujjivan Small Finance Bank

55.61
+4.35
(8.49%)
Market Cap
10,779.79 Cr
PE Ratio
20.22
Volume
2,48,67,820.00
Day High - Low
56.00 - 51.29
52W High-Low
68.00 - 32.88
ann
There are 1 new updates from the company1 day ago
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Key Fundamentals
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Market Cap
10,779.79 Cr
EPS
3.75
PE Ratio
20.22
PB Ratio
1.60
Book Value
32.10
EBITDA
1,076.30
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
11.94
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from17 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Ujjivan Small Finance Bank has scheduled investor/analyst meetings from March 17-25, 2026, including sessions with Kotak Institutional Equities, Emkay Global, Dam Capital, and Bowhead.
neutral
Ujjivan Small Finance Bank allotted 18,18,422 equity shares under ESOP 2019 scheme, increasing paid-up capital from Rs. 19,40,89,59,920 to Rs. 19,42,71,44,140 following board committee approval on March 05, 2026.
positive
Ujjivan Small Finance Bank successfully passes special resolution appointing Mr. Aniruddha Paul as Independent Director through postal ballot with 99.99% approval from valid votes cast.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
930.15
#1 69,475.89
29.19
1,446.00
19.10
#1 761
26.34
45.06
55.61
#2 10,779.79
#4 20.22
#2 7,200.60
#7 11.40
#2 726
#2 70.99
47.07
58.15
6,633.29
-94.63
#1 7,223.20
14.93
147
35.75
37.42
359.25
3,781.36
11.67
5,485.70
17.11
501
-91.24
46.79
12.12
2,156.78
-2.22
4,364.80
#1 21.96
24
-123.08
34.05
127.12
1,351.16
19.68
2,171.00
20.07
115
9.91
47.31
23.47
1,210.05
-3.21
4,329.30
1.62
-521
#1 103.37
24.85
239.15
1,086.19
#1 7.72
994.50
15.32
132
1.18
31.77
Growth Rate
Revenue Growth
11.40 %
Net Income Growth
-43.34 %
Cash Flow Change
27.33 %
ROE
-47.70 %
ROCE
-21.89 %
EBITDA Margin (Avg.)
-16.27 %

Yearly Financial Results

Annual Financials
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
226
1,579
2,038
3,026
3,108
3,173
4,754
6,464
7,201
7,697
Expenses
112
922
983
1,417
1,944
2,603
1,730
2,396
3,406
4,077
EBITDA
5
50
329
539
87
-470
1,558
1,801
1,076
636
Operating Profit %
49 %
37 %
46 %
48 %
31 %
7 %
58 %
58 %
46 %
38 %
Depreciation
5
41
61
73
77
80
90
98
135
0
Interest
109
607
725
1,070
1,078
1,039
1,467
2,268
2,718
2,984
Profit Before Tax
0
9
268
466
10
-550
1,467
1,702
942
636
Tax
0
2
69
116
2
-136
367
421
216
142
Net Profit
0
7
199
350
8
-415
1,100
1,282
726
494
EPS in ₹
0.00
0.05
1.20
2.19
0.05
-2.40
5.82
6.65
3.75
2.60

Balance Sheet

Balance Sheet
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Fixed Assets
137
194
282
280
276
244
265
395
444
Current Assets
941
630
1,337
1,631
2,880
2,562
2,964
3,119
3,891
Capital Work in Progress
3
4
2
21
5
6
18
32
13
Investments
1,447
1,233
1,527
2,396
2,516
4,153
8,510
9,766
11,730
Other Assets
6,849
8,042
11,931
15,715
17,583
19,210
24,524
30,230
35,502
Total Equity & Liabilities
8,436
9,473
13,742
18,411
20,381
23,612
33,317
40,422
47,689
Current Liabilities
298
201
377
490
779
754
929
1,176
1,130
Non Current Liabilities
8,138
9,272
13,365
17,921
19,602
22,858
32,388
39,247
46,559
Total Equity
1,640
1,647
1,820
3,188
3,219
2,803
4,209
5,614
6,083
Reserve & Surplus
0
7
180
1,238
1,247
832
2,003
3,610
4,059
Share Capital
1,640
1,640
1,640
1,928
1,928
1,928
2,155
519
1,935

Cash Flow

Cash Flow
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
687
-225
617
261
595
230
151
210
633
Investing Activities
-161
-101
-148
-757
-1,356
-841
-2,096
-865
-1,793
Operating Activities
-7,084
2,314
478
242
2,657
2,554
1,060
1,593
2,028
Financing Activities
7,931
-2,439
287
776
-706
-1,484
1,186
-519
398

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
May 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
83.32 %
73.68 %
73.68 %
73.67 %
73.67 %
73.66 %
73.60 %
73.52 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.70 %
3.49 %
26.95 %
24.68 %
20.63 %
17.88 %
19.51 %
19.56 %
17.04 %
15.45 %
DIIs
0.04 %
0.01 %
0.01 %
0.01 %
0.00 %
0.00 %
6.66 %
8.21 %
8.35 %
7.08 %
2.76 %
3.99 %
2.32 %
7.79 %
7.33 %
6.50 %
6.57 %
8.47 %
16.83 %
20.13 %
28.68 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.11 %
9.43 %
14.10 %
14.69 %
14.69 %
14.75 %
12.23 %
13.98 %
14.05 %
13.29 %
16.00 %
16.59 %
18.61 %
50.40 %
52.66 %
57.96 %
60.46 %
57.16 %
49.41 %
48.35 %
42.79 %
Others
8.54 %
7.24 %
2.57 %
1.98 %
1.99 %
1.93 %
7.43 %
4.13 %
3.92 %
5.96 %
7.58 %
2.12 %
2.06 %
14.86 %
15.33 %
14.91 %
15.08 %
14.86 %
14.21 %
14.47 %
13.08 %
No of Share Holders
1,83,419
1,98,053
2,49,034
2,61,782
2,70,300
2,72,548
2,60,099
2,76,665
2,78,288
2,94,885
4,52,749
5,98,080
6,90,424
7,99,937
9,14,077
10,68,320
11,38,630
11,24,090
9,84,265
9,37,143
8,40,960

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 1.25 1.5 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.82 4.36 0.00 0.00

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 hrs ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 06, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 05, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 02, 2026
Scrutinizer Report And Voting Results Of Postal BallotFeb 27, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 17, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 16, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 05, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 29, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 29, 2026
Shareholder Meeting / Postal Ballot-Notice of Postal BallotJan 28, 2026
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 27, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 23, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2026
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 22, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 22, 2026
Financial Results For The Quarter Ended December 31 2025Jan 22, 2026
Board Meeting Outcome for Approval Of Financial Results For The Quarter Ended December 31 2025Jan 22, 2026
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 22, 2026
Grant Of Stock Options Under ESOP Scheme Of The BankJan 21, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 19, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJan 14, 2026
Announcement under Regulation 30 (LODR)-Credit RatingJan 09, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 07, 2026
Board Meeting Intimation for Approval Of Financial Results For The Quarter Ended December 31 2025Jan 07, 2026
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 04, 2026
Key Business Numbers Q3 FY 2025-26Jan 03, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 22, 2025
Closure of Trading WindowDec 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 03, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSDec 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 04, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 30, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 27, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 21, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Motilal Oswal Financial Services Fund Direct-Growth
2.95%
800000
2.95%
2.95%
Mahindra Manulife Banking & Financial Services Fund Direct-Growth
2.88%
375000
0.10%
1.19%
Kotak Dividend Yield Fund Direct-Growth
0.92%
350000
0.92%
0.92%
LIC MF Consumption Fund Direct-Growth
1.45%
-316267
-0.58%
-0.52%
Bajaj Finserv Banking And Financial Services Fund Direct-Growth
1.44%
100000
-0.05%
0.22%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.05%
59
-0.01%
0.01%
ITI Small Cap Fund Direct-Growth
1.08%
0
0.00%
-0.28%
Union Large & Midcap Fund Direct - Growth
1.28%
0
0.00%
-0.19%
Aditya Birla Sun Life Small Cap Fund Direct-Growth
1.76%
0
0.00%
-0.27%
Aditya Birla Sun Life Special Opportunities Fund Direct-Growth
1.49%
0
0.00%
0.52%
Angel One Nifty Total Market Index Fund Direct - Growth
0.05%
0
0.00%
-0.01%
Axis Flexi Cap Fund Direct-Growth
0.76%
0
0.00%
0.01%
Axis Multicap Fund Direct-Growth
0.58%
0
0.00%
-0.09%
Axis Nifty500 Value 50 Index Fund DirectGrowth
0.00%
0
0.00%
0.00%
Axis Small Cap Fund Direct-Growth
0.54%
0
0.00%
-0.08%
Axis Value Fund Direct-Growth
0.68%
0
0.00%
-0.13%
Bajaj Finserv ELSS Tax Saver Fund Direct-Growth
0.00%
0
0.00%
-0.63%
Bajaj Finserv Flexi Cap Fund Direct-Growth
2.05%
0
0.00%
-0.41%
Bajaj Finserv Multi Asset Allocation Fund Direct-Growth
0.66%
0
0.00%
-0.14%
Bajaj Finserv Multi Cap Fund Direct-Growth
1.18%
0
0.00%
-0.20%
Bajaj Finserv Small Cap Fund Direct-Growth
2.95%
0
-0.54%
0.16%
Bandhan Business Cycle Fund Direct-Growth
0.22%
0
0.00%
0.22%
Bandhan Financial Services Fund Direct-Growth
1.66%
0
0.00%
-0.08%
Bandhan Flexi Cap Fund Direct-Growth
0.00%
0
0.00%
-0.24%
Bandhan Large & Mid Cap Fund Direct-Growth
0.00%
0
0.00%
0.00%

Technical Indicators

RSI(14)
Neutral
33.75
ATR(14)
Less Volatile
2.56
STOCH(9,6)
Oversold
16.46
STOCH RSI(14)
Oversold
6.21
MACD(12,26)
Bearish
-0.79
ADX(14)
Weak Trend
23.50
UO(9)
Bearish
42.71
ROC(12)
Downtrend And Accelerating
-16.79
WillR(14)
Oversold
-85.37

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited is an Indian mass market focused small finance bank serving financially underserved segments. It operates through three segments: Treasury, Retail Banking, and Corporate/Wholesale Banking. The bank offers various financial products including micro banking loans, agriculture loans, housing loans, personal loans, vehicle loans, savings accounts, current...more
Listing Date
12 Dec, 2019(6 Years, 35 days)
Chairperson NameB A Prabhakar