Unifinz Capital India Limited has allotted 20,000 secured, non-convertible debentures (NCDs) with an aggregate nominal value of ₹20 crore on a private placement basis. The Finance Committee of the Board of Directors approved the allotment on May 29, 2026. The debentures carry a fixed coupon rate of 13% per annum, payable monthly, and are rated 'BBB-/Stable' by CRISIL Ratings Limited.

The NCDs have a face value of ₹10,000 each and were allotted at an issue price of ₹10,032.06 per debenture. This price includes accrued interest of ₹32.06 per debenture, calculated with reference to the record date and interest payment dates of the existing securities under ISIN INE926R07035. The instrument is listed, rated, senior, secured, taxable, transferable, and redeemable.

The debentures will be secured by way of a first ranking exclusive and continuing charge over certain identified book debts and receivables of the company. The value of these hypothecated assets must remain at least 1.20 times the value of the outstanding amounts throughout the tenure. The securities are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.

The tenure of the instrument is 23 months and 21 days from the deemed date of allotment of May 29, 2026. The final redemption date is set for May 20, 2028. In the event of a payment default, the company will pay additional interest at 4% per annum over the standard interest rate on the outstanding principal until the default is cured or the debentures are redeemed.

Key Details of the Allotment

Unifinz Capital India Limited reported a net profit of ₹8,714.24 lakh for the financial year ended March 31, 2026, a significant increase of 334% compared to ₹2,005.58 lakh in the previous year. The company's revenue from operations for FY26 stood at ₹51,156.96 lakh, up from ₹12,135.32 lakh in FY25, driven primarily by interest income which grew to ₹51,090.21 lakh. The board approved the audited financial results for the fourth quarter and financial year ended March 31, 2026, at a meeting held on May 27, 2026.

Financial Performance

For the quarter ended March 31, 2026, the company recorded a profit after tax of ₹1,921.63 lakh, compared to ₹737.55 lakh in the same quarter of the previous year. Total revenue from operations for Q4FY26 was ₹15,200.56 lakh, a sharp rise from ₹4,538.08 lakh in Q4FY25. The statutory auditors, M/s. R Gopal & Associates, issued an unmodified opinion on the audited standalone financial results.

The following table summarizes the key financial metrics for the year ended March 31, 2026:

Capital Actions and Fundraising

During the quarter ended March 31, 2026, the company allotted 35,414,468 bonus equity shares of ₹10 each to eligible shareholders. Consequently, earnings per share for the current period have been recalculated and restated for all previous periods. Additionally, the board declared an interim dividend of ₹0.50 per equity share for FY26, amounting to ₹221.34 lakhs, with a record date of April 06, 2026.

The company raised ₹105 crore through the private placement of 13% secured rated listed redeemable non-convertible debentures during the quarter. These NCDs are listed on BSE Limited. The company confirmed that there was no deviation in the utilization of funds raised through these issuances. The asset cover for the debentures was maintained as per the terms of the offer documents.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE926R01012/5be8d05a-f0c9-4ec6-b79b-e1ad9e7ded01.pdf