Unifinz Capital India Limited has allotted 35,000 non-convertible debentures (NCDs) aggregating an aggregate nominal value of INR 35,00,00,000 (INR 35 crore) following a Finance Committee meeting held on May 12, 2026. The allotment was made on a private placement basis under the existing International Securities Identification Number (ISIN) INE926R07027, and the debentures are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.

Key Terms of the NCD Issuance

The NCDs are described as listed, rated, senior, secured, taxable, transferable, and redeemable instruments denominated in Indian Rupees. The issue price of INR 10,067.68 per debenture was determined with reference to accrued interest of INR 67.68 per debenture, taking into account the record date and interest payment dates of NCDs issued under the existing ISIN. The following table summarises the key parameters of the issuance:

Interest and Principal Payment Structure

The NCDs carry a fixed coupon rate of 13% per annum, with interest payable on a monthly basis in accordance with the applicable transaction documents. The principal amounts in respect of the debentures are payable by the company on the Final Redemption Date, i.e., April 23, 2028. In the event of a payment default, additional interest at 4% per annum over the applicable interest rate will be payable on the outstanding principal amounts from the date of occurrence of such payment default until the default is cured or the debentures are redeemed, whichever is earlier.

Security and Charge Structure

The debentures are secured by way of a first ranking exclusive and continuing charge created in favour of the debenture trustee over certain identified book debts and receivables of the company, pursuant to an unattested deed of hypothecation. The value of the hypothecated assets is required to be maintained at all times at least 1.20 times the value of the outstanding amounts in respect of the debentures, commencing from the deemed date of allotment until the debentures are fully redeemed. The debentures shall be redeemed on a pari passu basis by the company through payment of outstanding principal amounts on the Final Redemption Date, in accordance with the debenture trust deed and other transaction documents.

Regulatory Compliance and Disclosure

The allotment was intimated to BSE Limited pursuant to Regulations 30 and 51 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made in accordance with the SEBI master circular bearing reference number SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and the master circular for non-convertible securities bearing reference number SEBI/HO/DDHS/DDHS-PoD-1/P/CIR/2025/000000103 dated July 11, 2025. The Finance Committee meeting commenced at 11:30 A.M. and concluded at 12:10 P.M. on May 12, 2026, with the intimation signed by Ritu Tomar, Company Secretary and Compliance Officer.

Unifinz Capital India Limited has notified BSE of an upcoming Finance Committee meeting of its Board of Directors, scheduled for Wednesday, May 13, 2026, at the company's corporate office. The meeting has been convened in compliance with Regulation 29 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("SEBI LODR Regulations").

Finance Committee Meeting: Key Agenda

The primary agenda of the Finance Committee meeting is to consider and approve the proposal for raising funds through the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. The following table summarises the key details of the proposed fundraise:

Regulatory and Shareholder Approvals

The proposed NCD issuance is within the overall borrowing limit that was approved by the shareholders of the company at its Annual General Meeting held on July 30, 2025. The Board of Directors had previously approved the proposal for this fundraise at its meeting held on March 28, 2026. The Finance Committee meeting on May 13, 2026 is being held to formally consider and approve the specific terms of the issuance within the framework already sanctioned by both the Board and shareholders.

Disclosure and Compliance

The intimation was submitted to BSE Limited on May 8, 2026, and was signed by Ritu Tomar, Company Secretary and Compliance Officer of Unifinz Capital India Limited. The disclosure was made in accordance with Regulation 29 and other applicable regulations under the SEBI LODR Regulations, ensuring timely and transparent communication to the stock exchange ahead of the scheduled committee meeting.