The Finance Committee of the Board of Directors of Unifinz Capital India Limited, in its meeting held on Wednesday, May 13, 2026, approved the issuance of 45,000 listed, rated, senior, secured, taxable, transferable, redeemable non-convertible debentures (NCDs) denominated in Indian Rupees on a private placement basis. The NCDs carry a face value of INR 10,000 each, aggregating to a nominal value of INR 45,00,00,000 (Indian Rupees Forty-Five Crore). The meeting commenced at 11:00 A.M. and concluded at 11:30 A.M.

Issue Structure and Key Terms

The issue includes a green shoe option of up to 30,000 additional NCDs, each with a face value of INR 10,000, aggregating to INR 30,00,00,000 (Indian Rupees Thirty Crore), or such other number of NCDs and amount as may be agreed. The debentures are proposed to be listed on the Wholesale Debt Market segment of BSE Limited. The table below summarises the key terms of the issue:

Security and Charge Details

The NCDs and outstanding amounts in respect of the debentures shall be secured on or prior to the Deemed Date of Allotment. Security will be created by way of a first ranking exclusive and continuing charge in favour of the Debenture Trustee over certain identified book debts/receivables of the company, pursuant to an unattested deed of hypothecation. The value of the hypothecated assets shall at all times, commencing from the Deemed Date of Allotment and until the debentures are fully redeemed, be at least 1.20 (one decimal two zero) times the value of the outstanding amounts in respect of the debentures.

Interest, Principal, and Default Provisions

Interest on the debentures is payable by the company on a monthly basis in accordance with the Transaction Documents. The principal amounts are payable on the Final Redemption Date, i.e., May 20, 2028. The debentures shall be redeemed on a pari passu basis by the company through payment of outstanding principal amounts on the Final Redemption Date in accordance with the debenture trust deed (DTD) and other Transaction Documents.

In the event of a payment default, additional interest at 4% (four percent) per annum over the applicable Interest Rate will be payable on the outstanding principal amounts from the date of occurrence of such payment default until the default is cured or the debentures are redeemed, whichever is earlier. All rights, interests, and privileges of the debenture holders are set out in the DTD executed or to be executed between the company and the Debenture Trustee, along with the other Transaction Documents.

Regulatory Disclosure

The intimation has been made under Regulations 30 & 51 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure is in reference to the company's earlier letter dated May 8, 2026, and is in compliance with relevant SEBI master circulars. The information is also available on the company's website at https://www.unifinz.in .

Unifinz Capital India Limited has allotted 35,000 non-convertible debentures (NCDs) aggregating an aggregate nominal value of INR 35,00,00,000 (INR 35 crore) following a Finance Committee meeting held on May 12, 2026. The allotment was made on a private placement basis under the existing International Securities Identification Number (ISIN) INE926R07027, and the debentures are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.

Key Terms of the NCD Issuance

The NCDs are described as listed, rated, senior, secured, taxable, transferable, and redeemable instruments denominated in Indian Rupees. The issue price of INR 10,067.68 per debenture was determined with reference to accrued interest of INR 67.68 per debenture, taking into account the record date and interest payment dates of NCDs issued under the existing ISIN. The following table summarises the key parameters of the issuance:

Interest and Principal Payment Structure

The NCDs carry a fixed coupon rate of 13% per annum, with interest payable on a monthly basis in accordance with the applicable transaction documents. The principal amounts in respect of the debentures are payable by the company on the Final Redemption Date, i.e., April 23, 2028. In the event of a payment default, additional interest at 4% per annum over the applicable interest rate will be payable on the outstanding principal amounts from the date of occurrence of such payment default until the default is cured or the debentures are redeemed, whichever is earlier.

Security and Charge Structure

The debentures are secured by way of a first ranking exclusive and continuing charge created in favour of the debenture trustee over certain identified book debts and receivables of the company, pursuant to an unattested deed of hypothecation. The value of the hypothecated assets is required to be maintained at all times at least 1.20 times the value of the outstanding amounts in respect of the debentures, commencing from the deemed date of allotment until the debentures are fully redeemed. The debentures shall be redeemed on a pari passu basis by the company through payment of outstanding principal amounts on the Final Redemption Date, in accordance with the debenture trust deed and other transaction documents.

Regulatory Compliance and Disclosure

The allotment was intimated to BSE Limited pursuant to Regulations 30 and 51 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was made in accordance with the SEBI master circular bearing reference number SEBI/HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026, and the master circular for non-convertible securities bearing reference number SEBI/HO/DDHS/DDHS-PoD-1/P/CIR/2025/000000103 dated July 11, 2025. The Finance Committee meeting commenced at 11:30 A.M. and concluded at 12:10 P.M. on May 12, 2026, with the intimation signed by Ritu Tomar, Company Secretary and Compliance Officer.