Unifinz Capital India Limited reported a net profit of ₹8714.24 lakh for the financial year ended March 31, 2026, a significant increase from ₹2005.58 lakh in the previous year. Revenue from operations grew to ₹51156.96 lakh, representing a substantial increase of ₹39021.64 lakh compared to the previous year's figure of ₹12135.32 lakh. The company's outstanding financial performance during the year demonstrates the strength of its business model and disciplined execution strategy.

Financial Performance

The company's financial performance for the year ended March 31, 2026, highlights robust growth across key parameters. The Profit After Tax increased to ₹8714.24 lakh from the previous year's profit of ₹2005.58 lakh, indicating an increase of ₹6708.66 lakh due to an increase in operational revenue. The company transferred an amount of ₹1742.85 lakh to reserves under Section 45-IC of the Reserve Bank of India Act, 1934.

Capital Structure and Dividend

During the year, the company increased its authorized share capital from ₹25,00,00,000 to ₹90,00,00,000 divided into 9,00,00,000 equity shares of ₹10 each. The Issued, Subscribed and Paid-up Share Capital stood at ₹44,26,80,850 divided into 4,42,68,085 equity shares of ₹10 each. The company issued 3,54,14,468 bonus equity shares in the proportion of 4:1. Additionally, the company granted 40,50,000 employee stock options under the Unifinz Capital India Limited Employee Stock Option Plan 2025. The company paid an interim dividend of ₹0.50 per Equity Share of ₹10 each for the financial year ended March 31, 2026.

Borrowings and Ratings

During the year under review, the company raised ₹105 crore through the issuance of privately placed listed, rated, senior, secured, redeemable Non-Convertible Debentures. The credit rating agencies assigned a rating of IND BBB-/Stable and Crisil BBB-/Stable to the company's Non-Convertible Debentures and bank loan facilities. The company has not accepted or held any public deposits during the financial year 2025–26.

Unifinz Capital India Limited has allotted 20,000 secured, non-convertible debentures (NCDs) with an aggregate nominal value of ₹20 crore on a private placement basis. The Finance Committee of the Board of Directors approved the allotment on May 29, 2026. The debentures carry a fixed coupon rate of 13% per annum, payable monthly, and are rated 'BBB-/Stable' by CRISIL Ratings Limited.

The NCDs have a face value of ₹10,000 each and were allotted at an issue price of ₹10,032.06 per debenture. This price includes accrued interest of ₹32.06 per debenture, calculated with reference to the record date and interest payment dates of the existing securities under ISIN INE926R07035. The instrument is listed, rated, senior, secured, taxable, transferable, and redeemable.

The debentures will be secured by way of a first ranking exclusive and continuing charge over certain identified book debts and receivables of the company. The value of these hypothecated assets must remain at least 1.20 times the value of the outstanding amounts throughout the tenure. The securities are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.

The tenure of the instrument is 23 months and 21 days from the deemed date of allotment of May 29, 2026. The final redemption date is set for May 20, 2028. In the event of a payment default, the company will pay additional interest at 4% per annum over the standard interest rate on the outstanding principal until the default is cured or the debentures are redeemed.

Key Details of the Allotment