Unifinz Capital India Limited reported a net profit of ₹8,714.24 lakh for the financial year ended March 31, 2026, a significant increase of 334% compared to ₹2,005.58 lakh in the previous year. The company's revenue from operations for FY26 stood at ₹51,156.96 lakh, up from ₹12,135.32 lakh in FY25, driven primarily by interest income which grew to ₹51,090.21 lakh. The board approved the audited financial results for the fourth quarter and financial year ended March 31, 2026, at a meeting held on May 27, 2026.

Financial Performance

For the quarter ended March 31, 2026, the company recorded a profit after tax of ₹1,921.63 lakh, compared to ₹737.55 lakh in the same quarter of the previous year. Total revenue from operations for Q4FY26 was ₹15,200.56 lakh, a sharp rise from ₹4,538.08 lakh in Q4FY25. The statutory auditors, M/s. R Gopal & Associates, issued an unmodified opinion on the audited standalone financial results.

The following table summarizes the key financial metrics for the year ended March 31, 2026:

Capital Actions and Fundraising

During the quarter ended March 31, 2026, the company allotted 35,414,468 bonus equity shares of ₹10 each to eligible shareholders. Consequently, earnings per share for the current period have been recalculated and restated for all previous periods. Additionally, the board declared an interim dividend of ₹0.50 per equity share for FY26, amounting to ₹221.34 lakhs, with a record date of April 06, 2026.

The company raised ₹105 crore through the private placement of 13% secured rated listed redeemable non-convertible debentures during the quarter. These NCDs are listed on BSE Limited. The company confirmed that there was no deviation in the utilization of funds raised through these issuances. The asset cover for the debentures was maintained as per the terms of the offer documents.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE926R01012/5be8d05a-f0c9-4ec6-b79b-e1ad9e7ded01.pdf

The Finance Committee of the Board of Directors of Unifinz Capital India Limited, in its meeting held on Thursday, May 21, 2026, approved the issuance of up to 20,000 listed, rated, senior, secured, taxable, transferable, redeemable non-convertible debentures (NCDs) on a private placement basis. The issuance includes a green shoe option of up to 10,000 NCDs. The debentures carry a face value of INR 10,000 each, with an aggregate nominal value of INR 20,00,00,000 (Indian Rupees Twenty Crore). The issue price is INR 10,032.06 per debenture, determined with reference to accrued interest of INR 32.06 per debenture.

Issue Structure and Key Terms

The NCDs are proposed to be listed on the Wholesale Debt Market segment of BSE Limited under the existing ISIN INE926R07035. The table below summarises the key terms of the issue:

Security and Charge Details

The NCDs and outstanding amounts shall be secured on or prior to the Deemed Date of Allotment. Security will be created by way of a first ranking exclusive and continuing charge in favour of the Debenture Trustee over certain identified book debts/receivables of the company. The value of the hypothecated assets shall at all times be at least 1.20 (one decimal two zero) times the value of the outstanding amounts in respect of the debentures.

Interest, Principal, and Default Provisions

Interest on the debentures is payable on a monthly basis. The principal amounts are payable on the Final Redemption Date, i.e., May 20, 2028. The debentures shall be redeemed on a pari passu basis through payment of outstanding principal amounts on the Final Redemption Date. In the event of a payment default, additional interest at 4% (four percent) per annum over the applicable Interest Rate will be payable on the outstanding principal amounts from the date of occurrence of such payment default until the default is cured or the debentures are redeemed, whichever is earlier.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE926R01012/0d77cc75-5b80-413c-9be8-68fa4d6741f5.pdf