Unifinz Capital India Limited has completed the allotment of ₹50 crore worth of Non-Convertible Debentures (NCDs) on a private placement basis. The Asset Liability Management Committee approved the issuance on July 28, 2026, finalizing the deal for 50,000 secured debentures with a face value of ₹10,000 each. This funding move strengthens the company’s capital structure, supported by a credit rating of "IND BBB-/Stable" from India Ratings and Research Private Limited.

The debentures carry a fixed coupon rate of 12% per annum, payable monthly. They have a tenor of 18 months, with the deemed date of allotment set as July 28, 2026, and the final redemption date scheduled for January 28, 2028. The instruments are listed on the Wholesale Debt Market segment of BSE Limited. In the event of a payment default, the company is obligated to pay additional interest at 4% per annum over the coupon rate on the outstanding principal until the default is cured.

Key Details of the NCD Issuance

The issue is secured by a first-ranking exclusive charge on identified book debts and receivables of the company in favor of the debenture trustee. The value of these hypothecated assets must be maintained at least 1.15 times the outstanding amount of the debentures until full redemption. The issuance complies with the Securities and Exchange Board of India (SEBI) Listing Regulations, specifically Regulations 30 and 51 read with Schedule III.

Ritu Tomar, Company Secretary and Compliance Officer, signed the disclosure on behalf of Unifinz Capital India Limited. The allotment follows earlier intimation regarding the outcome of the Board Meeting dated March 28, 2026, and the committee meeting dated July 21, 2026.

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Unifinz Capital India Limited conducted its 43rd Annual General Meeting on July 2, 2026, adopting the audited financial statements for the financial year ended March 31, 2026. The meeting, held via video conferencing, was attended by 27 members representing 91,52,767 equity shares, constituting the requisite quorum. Chairperson Mr. Manish Aggarwal highlighted the company's operational and financial performance during FY 2025-26, noting growth in revenue, profitability, and loan assets, alongside the declaration of an interim dividend.

The business transacted at the meeting included five key resolutions. Shareholders approved the re-appointment of Mr. Manish Aggarwal as Director, who retires by rotation and is eligible for re-appointment. Additionally, M/s Akash & Co., Practicing Company Secretaries, were appointed as Secretarial Auditors, with their remuneration fixed by the Board.

In significant financial decisions, the AGM passed a special resolution to increase the borrowing limits of the company under Section 180(1)(c) of the Companies Act, 2013. Shareholders also approved the creation of charges on the properties of the company under Section 180(1)(a) of the Companies Act, 2013. These resolutions empower the board to secure necessary funding for future operations.

Mr. Akash Goel, Proprietor of M/s Akash & Co., served as the Scrutinizer for the voting process. Remote e-voting was facilitated by NSDL from June 29, 2026, until July 1, 2026, with e-voting facilities also available during the meeting and for 30 minutes post-conclusion. The consolidated voting results are set to be declared within two working days of the AGM's conclusion and will be available on the company's website and BSE Limited.

The meeting concluded at 03:38 P.M. after addressing shareholder queries, which were answered by Mr. Kaushik Chatterjee, CEO. The statutory registers, including the register of contracts with related parties and the register of directors and key managerial personnel, remained open for inspection during the meeting as mandated by the Companies Act, 2013.

Resolutions Passed at the 43rd AGM