HDFC Life Insurance

720.05
+4.00
(0.56%)
ann
There are 9 new updates from the company1 day ago
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Market Cap
1,54,157.90 Cr
EPS
7.32
PE Ratio
88.29
Dividend Yield
0.28 %
Industry
Insurance
52 Week High
761.20
52 Week Low
511.40
PB Ratio
9.75
Debt to Equity
0.07
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from32 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+87.50 %
+87.50 %
Hold
Hold+12.50 %
+12.50 %
Sell
Sell0.0 %
0.0 %

Company News

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positive
HDFC Life Insurance Company: Q4 Results Show Growth, Motilal Oswal Maintains 'Buy'13 hours ago
HDFC Life reported Q4 FY25 APE of Rs 51.9 billion, up 10% YoY. VNB grew 12% YoY to Rs 13.8 billion. FY25 APE increased 16% YoY to Rs 154.8 billion, with VNB growing 13% YoY to Rs 39.6 billion. Motilal Oswal has raised the target price and maintains a 'Buy' rating.
neutral
HDFC Life Expects Moderate Growth in First Half of FY261 day ago
An executive from HDFC Life has stated that the company anticipates moderate growth in the first half of fiscal year 2026, with growth momentum expected to pick up in the second half. Additionally, the company foresees a potential moderation in unit-linked products over the next 12 months.
positive
HDFC Life Insurance Reports Strong FY25 Performance1 day ago
HDFC Life Insurance reported robust financial results for FY25, with a 13% growth in Value of New Business (VNB) to ₹3,962 crore. The company's VNB margin stood at 25.6%. Market share increased by 70 bps to 11.1% overall and 30 bps to 15.7% in the private sector. Individual APE grew by 18%, supported by increased policy sales and ticket sizes. Assets Under Management (AUM) rose 15% YoY to ₹3,36,282 lakh crore. The company recommended a final dividend of 2.10 rupees per equity share. Q4 results show improved GNPA at 0.07% and increased interest income and net profit compared to the previous year.
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Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
803.20
#1 5,08,023.82
#1 11.71
#1 8,64,897.70
8.57
#1 40,916
16.69
56.25
1,608.20
1,61,160.45
65.05
1,33,665.10
62.23
1,894
71.16
66.54
720.05
#3 1,54,157.90
#4 88.29
#3 1,02,006.60
#4 42.38
#3 1,574
#4 15.50
71.43
595.65
86,089.31
71.55
91,712.50
#1 78.53
851
#1 121.82
59.61
1,218.00
42,034.98
165.62
46,618.30
48.32
393
-59.23
69.81
Growth Rate
Revenue Growth
42.38 %
Net Income Growth
15.04 %
Cash Flow Change
55.76 %
ROE
1.90 %
ROCE
-1.72 %
EBITDA Margin (Avg.)
-50.95 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
5,070
6,812
6,920
10,635
6,490
7,527
7,917
10,679
5,772
10,108
9,535
13,206
7,646
11,632
12,268
15,999
9,944
13,225
14,796
20,351
11,622
14,933
15,376
20,708
12,638
16,893
16,803
23,967
Expenses
6,535
7,685
9,121
14,039
8,205
8,507
11,458
138
14,139
16,224
20,982
19,000
14,619
20,420
14,137
17,228
6,386
22,815
19,787
21,215
23,045
23,557
26,663
27,766
26,623
28,807
16,852
23,814
EBITDA
-1,465
-873
-2,201
-3,404
-1,715
-981
-3,541
10,542
-8,366
-6,116
-11,447
-5,795
-6,973
-8,788
-1,868
-1,229
3,558
-9,590
-4,991
-864
-11,424
-8,624
-11,287
-7,058
-13,985
-11,913
-50
153
Operating Profit %
-31 %
-13 %
-32 %
-37 %
-27 %
-14 %
-46 %
99 %
-147 %
-61 %
-121 %
-47 %
-94 %
-78 %
-16 %
-10 %
35 %
-74 %
-37 %
-9 %
-100 %
-59 %
-75 %
-35 %
-112 %
-73 %
-0 %
0 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
416
294
273
536
443
303
311
407
482
346
307
494
272
292
295
628
378
355
184
525
440
-279
367
450
401
-30
419
500
Tax
35
6
28
171
17
-6
60
95
32
18
43
175
3
16
20
122
17
26
-132
163
23
-658
-1
38
-78
-465
-3
25
Net Profit
381
288
245
365
426
309
251
312
451
328
263
319
270
276
275
506
361
329
316
362
417
378
368
412
479
435
421
475
EPS in ₹
1.89
1.43
1.21
1.81
2.11
1.53
1.24
1.54
2.23
1.62
1.30
1.58
1.33
1.36
1.36
2.48
1.71
1.55
1.48
1.70
1.94
1.76
1.71
1.91
2.23
2.02
1.96
2.21

Balance Sheet

Balance Sheet
2022
2023
2024
Total Assets
2,23,787
2,39,701
2,93,845
Fixed Assets
6,605
997
1,549
Current Assets
6,287
7,259
8,085
Capital Work in Progress
20
31
28
Investments
2,17,192
2,38,843
2,92,284
Other Assets
-30
-170
-16
Total Liabilities
2,23,787
2,39,701
2,93,845
Current Liabilities
6,948
8,369
8,842
Non Current Liabilities
2,08,173
2,26,708
2,79,178
Total Equity
15,613
12,993
14,666
Reserve & Surplus
13,413
10,821
12,065
Share Capital
2,113
2,149
2,151

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
778
1,513
817
2,122
-651
-364
1,429
4,904
-1,203
-3,296
Investing Activities
-3,515
-3,962
-5,177
-4,421
-10,182
-7,789
-8,952
-801
-10,071
-13,614
Operating Activities
4,460
5,688
6,230
6,739
9,868
7,388
9,703
5,943
6,883
10,721
Financing Activities
-168
-212
-236
-196
-337
38
678
-238
1,985
-403

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Jan 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
58.86 %
53.84 %
53.81 %
53.77 %
0.00 %
51.53 %
51.52 %
50.32 %
50.32 %
50.31 %
50.33 %
50.39 %
50.37 %
50.37 %
50.37 %
50.34 %
50.32 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.00 %
0.00 %
0.01 %
30.03 %
26.63 %
25.63 %
25.14 %
DIIs
5.36 %
5.06 %
5.84 %
5.49 %
0.00 %
7.20 %
6.34 %
6.31 %
6.22 %
6.62 %
6.17 %
6.22 %
5.90 %
7.94 %
11.24 %
13.25 %
13.74 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
7.43 %
7.60 %
7.75 %
8.01 %
0.00 %
8.37 %
8.10 %
8.13 %
7.80 %
7.70 %
7.15 %
6.74 %
6.38 %
6.36 %
6.55 %
5.69 %
5.71 %
Others
28.35 %
33.50 %
32.60 %
32.73 %
100.00 %
32.89 %
34.04 %
35.24 %
35.65 %
35.36 %
36.36 %
36.65 %
37.34 %
5.30 %
5.21 %
5.10 %
5.09 %
No of Share Holders
7,42,196
8,08,253
8,56,208
9,15,073
9,15,074
10,34,120
9,98,779
10,35,190
9,92,975
10,05,700
9,26,138
8,75,877
8,44,728
8,58,844
8,92,355
7,83,844
7,91,447

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 1.36 1.63 0.00 2.02 1.7 1.9 2 0.00
Dividend Yield (%) 0.00 0.00 0.36 0.37 0.00 0.38 0.34 0.3 0.29 0.00

Corporate Action

Announcements

Audio Recording Of Earnings Conference Call For The Quarter And Year Ended March 31 20251 day ago
Amendments To The Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive Information1 day ago
Grant Of Stock Options Under Employee Stock Option Scheme1 day ago
Appointment Of Mr Vineet Arora As Whole-Time Director Designated As Executive Director And Chief Business Officer1 day ago
Formulation Of Employee Stock Option Schemes1 day ago
Appointment Of The Secretarial Auditor1 day ago
Corporate Action-Board to consider Dividend1 day ago
Press Release And Investor Presentation - Financial Results FY251 day ago
Board Meeting Outcome for Outcome Of Board Meeting April 17 20251 day ago
Intimation Of Earnings Call - FY257 days ago
Board Meeting Intimation for Approval Of Q4/ FY 26 Financial Results And Other MattersMar 31, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 21, 2025
Grant Of Stock Options Under The Employee Stock Option SchemeMar 13, 2025
Update On Data-Theft IncidentMar 13, 2025
Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor / Analyst MeetFeb 26, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor / Analyst MeetFeb 26, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 19, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor / Analyst MeetFeb 18, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements)Regulations 2015 - Investor / Analyst MeetFeb 14, 2025
Allotment Of NcdsFeb 14, 2025
Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 11, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligation And Disclosure Requirement) Regulation 2015Feb 06, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 05, 2025
Outcome Of The Capital Raising Committee Meeting Held On February 5 2025 - Approval Of Terms Of Issuance Of Non-Convertible DebenturesFeb 05, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 04, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 02, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 01, 2025
Committee Meeting Intimation - Approval Of Terms Of Issuance For Subordinated Debt InstrumentFeb 01, 2025
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 25, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 23, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 22, 2025
Clarification On Increase In Volume In The CompanyS ScripJan 17, 2025
Clarification sought from HDFC Life Insurance Company LtdJan 17, 2025
Audio Recording Of Earnings Conference Call For The Quarter And Nine Months Ended December 31 2024Jan 15, 2025
Integrated Filing (Financial)Jan 15, 2025
Press Release And Investor Presentation- Financial Results 9M FY25Jan 15, 2025
Board Meeting Outcome for Board Meeting Outcome- January 15 2025Jan 15, 2025
Intimation Of Earnings Call - 9M FY25Jan 08, 2025
Board Meeting Intimation for Approval Of Financial Results For The Quarter And Nine Months Ended December 31 2024Dec 31, 2024
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements)Regulations 2015 - Investor / Analyst MeetDec 18, 2024
Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015Dec 14, 2024
Announcement Under Regulation 30 (LODR)-Allotment Of ESOP / ESPSDec 11, 2024
Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationDec 11, 2024
Announcement under Regulation 30 (LODR)-AcquisitionDec 10, 2024
Press NoteNov 28, 2024
Incident ReportingNov 25, 2024
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements)Regulations, 2015 - Investor / Analyst MeetNov 13, 2024
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 07, 2024
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSNov 01, 2024

Technical Indicators

RSI(14)
Neutral
71.43
ATR(14)
Less Volatile
16.74
STOCH(9,6)
Overbought
80.67
STOCH RSI(14)
Overbought
81.00
MACD(12,26)
Bullish
2.12
ADX(14)
Weak Trend
20.19
UO(9)
Bearish
63.60
ROC(12)
Uptrend And Accelerating
5.59
WillR(14)
Overbought
-5.14

About HDFC Life Insurance

HDFC Life Insurance Company Limited is a joint venture between Housing Development Finance Corporation Limited and Abrdn plc. It is a leading long-term life insurance provider in India, offering individual and group insurance solutions across protection, pension, savings, investment, annuity, and health segments. The company operates through participating, non-participating, and unit-linked business lines. It has 498 branches across India and covers both individual and group categories. HDFC Life has subsidiaries in pension fund management and reinsurance. The company completed its Initial Public Offer in 2017 and is listed on the National Stock Exchange of India Limited and BSE Limited. As of March 31, 2022, HDFC Life had 39 individual and 13 group products, along with 7 optional rider benefits. The company's Asset Under Management was Rs 204,170 crore as of that date. In 2022, HDFC Life acquired Exide Life Insurance Company Ltd, which subsequently merged with HDFC Life in October 2022.
Listing Date
17 Nov, 2017(7 Years, 33 days)
Chairperson NameKeki Mistry.