| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 5,070 | 6,812 | 6,920 | 10,635 | 6,490 | 7,527 | 7,917 | 10,679 | 5,772 | 10,108 | 9,535 | 13,206 | 7,646 | 11,632 | 12,268 | 15,999 | 9,944 | 13,225 | 14,796 | 20,351 | 11,622 | 14,933 | 15,376 | 20,708 | 12,638 | 16,893 | 16,803 | 23,967 | 14,704 |
| Expenses | 6,535 | 7,685 | 9,121 | 14,039 | 8,205 | 8,507 | 11,458 | 138 | 14,139 | 16,224 | 20,982 | 19,000 | 14,619 | 20,420 | 14,137 | 17,228 | 6,386 | 22,815 | 19,787 | 21,215 | 23,045 | 23,557 | 26,663 | 27,766 | 26,623 | 28,807 | 16,852 | 23,814 | 29,024 |
| EBITDA | -1,465 | -873 | -2,201 | -3,404 | -1,715 | -981 | -3,541 | 10,542 | -8,366 | -6,116 | -11,447 | -5,795 | -6,973 | -8,788 | -1,868 | -1,229 | 3,558 | -9,590 | -4,991 | -864 | -11,424 | -8,624 | -11,287 | -7,058 | -13,985 | -11,913 | -50 | 153 | -14,320 |
| Operating Profit % | -31 % | -13 % | -32 % | -37 % | -27 % | -14 % | -46 % | 99 % | -147 % | -61 % | -121 % | -47 % | -94 % | -78 % | -16 % | -10 % | 35 % | -74 % | -37 % | -9 % | -100 % | -59 % | -75 % | -35 % | -112 % | -73 % | -0 % | 0 % | -100 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 416 | 294 | 273 | 536 | 443 | 303 | 311 | 407 | 482 | 346 | 307 | 494 | 272 | 292 | 295 | 628 | 378 | 355 | 184 | 525 | 440 | -279 | 367 | 450 | 401 | -30 | 419 | 500 | 604 |
| Tax | 35 | 6 | 28 | 171 | 17 | -6 | 60 | 95 | 32 | 18 | 43 | 175 | 3 | 16 | 20 | 122 | 17 | 26 | -132 | 163 | 23 | -658 | -1 | 38 | -78 | -465 | -3 | 25 | 56 |
| Net Profit | 381 | 288 | 245 | 365 | 426 | 309 | 251 | 312 | 451 | 328 | 263 | 319 | 270 | 276 | 275 | 506 | 361 | 329 | 316 | 362 | 417 | 378 | 368 | 412 | 479 | 435 | 421 | 475 | 548 |
| EPS in ₹ | 1.89 | 1.43 | 1.21 | 1.81 | 2.11 | 1.53 | 1.24 | 1.54 | 2.23 | 1.62 | 1.30 | 1.58 | 1.33 | 1.36 | 1.36 | 2.48 | 1.71 | 1.55 | 1.48 | 1.70 | 1.94 | 1.76 | 1.71 | 1.91 | 2.23 | 2.02 | 1.96 | 2.21 | 2.55 |
HDFC Life Insurance
HDFC Life Insurance
746.25
+6.75
(0.91%)
Market Cap
1,60,794.03 Cr
EPS
8.41
PE Ratio
84.68
Dividend Yield
0.28 %
Industry
Insurance52 Week High
820.75
52 Week Low
584.30
PB Ratio
9.35
Debt to Equity
0.13
Sector
Life Insurance
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from32 analysts
Company News
View All News
HDFC Life anticipates lower growth in FY26 compared to the 18% growth expected in FY25. The company predicts similar growth across all distribution channels for the year. Margins are expected to remain steady in FY26, with potential for growth over a three-year period. The first half of FY26 may see slower growth due to high comparative figures from the previous year, with a possible increase in the second half.
HDFC Life reported a 14% YoY increase in Q1 FY26 standalone net profit to Rs 546 crore. Net premium income rose 16% YoY to Rs 14,466 crore. Market share increased by 70 bps to 12.1% overall and by 40 bps to 17.5% in the private sector. Value of New Business grew 12.7% YoY to Rs 809 crore with margins improving to 25.1%.
HDFC Life Insurance: Expects to Outpace Industry Growth Despite Early-Year Slowdown5 days ago
HDFC Life Insurance anticipates outperforming the industry despite an expected slowdown in the first half of the fiscal year. Q1 APE grew 12.5% YoY to Rs 3,225 crore, doubling the industry's growth rate. The company expects growth to pick up in H2 and aims to maintain VNB margins around 25.1%.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
924.50 | #1 5,84,746.04 | #1 12.08 | #1 4,89,775.00 | 8.57 | #1 48,320 | 37.55 | 45.06 | |
1,789.30 | 1,79,350.72 | 74.24 | 84,059.80 | #1 62.23 | 2,413 | 0.33 | 44.37 | |
746.25 | #3 1,60,794.03 | #4 84.68 | #2 97,385.10 | #4 -4.54 | #3 1,811 | #4 14.47 | 34.77 | |
641.25 | 92,733.65 | 72.59 | 71,350.30 | -22.21 | 1,186 | 34.20 | 43.35 | |
1,544.80 | 53,313.33 | 160.63 | 46,468.90 | 48.32 | 406 | #1 176.45 | 43.75 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
-4.54 %
Net Income Growth
15.04 %
Cash Flow Change
45.48 %
ROE
4.47 %
ROCE
5.26 %
EBITDA Margin (Avg.)
40.91 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 2,23,787 | 2,39,701 | 2,93,845 | 3,39,706 |
| Fixed Assets | 6,605 | 997 | 1,549 | 2,143 |
| Current Assets | 6,287 | 7,259 | 8,085 | 10,026 |
| Capital Work in Progress | 20 | 31 | 28 | 109 |
| Investments | 2,17,192 | 2,38,843 | 2,92,284 | 3,36,399 |
| Other Assets | -30 | -170 | -16 | 1,056 |
| Total Liabilities | 2,23,787 | 2,39,701 | 2,93,845 | 3,39,706 |
| Current Liabilities | 6,948 | 8,369 | 8,842 | 9,705 |
| Non Current Liabilities | 2,08,173 | 2,26,708 | 2,79,178 | 3,23,552 |
| Total Equity | 15,613 | 12,993 | 14,666 | 16,155 |
| Reserve & Surplus | 13,413 | 10,821 | 12,065 | 13,555 |
| Share Capital | 2,113 | 2,149 | 2,151 | 2,153 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 778 | 1,513 | 817 | 2,122 | -651 | -364 | 1,429 | 4,904 | -1,203 | -3,304 | 3,572 |
| Investing Activities | -3,515 | -3,962 | -5,177 | -4,421 | -10,182 | -7,789 | -8,952 | -801 | -10,071 | -13,622 | -13,633 |
| Operating Activities | 4,460 | 5,688 | 6,230 | 6,739 | 9,868 | 7,388 | 9,703 | 5,943 | 6,883 | 10,721 | 15,597 |
| Financing Activities | -168 | -212 | -236 | -196 | -337 | 38 | 678 | -238 | 1,985 | -403 | 1,608 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Jan 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 58.86 % | 53.84 % | 53.81 % | 53.77 % | 0.00 % | 51.53 % | 51.52 % | 50.32 % | 50.32 % | 50.31 % | 50.33 % | 50.39 % | 50.37 % | 50.37 % | 50.37 % | 50.34 % | 50.32 % | 50.32 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.01 % | 0.00 % | 0.00 % | 0.01 % | 30.03 % | 26.63 % | 25.63 % | 25.14 % | 24.95 % |
| DIIs | 5.36 % | 5.06 % | 5.84 % | 5.49 % | 0.00 % | 7.20 % | 6.34 % | 6.31 % | 6.22 % | 6.62 % | 6.17 % | 6.22 % | 5.90 % | 7.94 % | 11.24 % | 13.25 % | 13.74 % | 14.10 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 7.43 % | 7.60 % | 7.75 % | 8.01 % | 0.00 % | 8.37 % | 8.10 % | 8.13 % | 7.80 % | 7.70 % | 7.15 % | 6.74 % | 6.38 % | 6.36 % | 6.55 % | 5.69 % | 5.71 % | 5.58 % |
| Others | 28.35 % | 33.50 % | 32.60 % | 32.73 % | 100.00 % | 32.89 % | 34.04 % | 35.24 % | 35.65 % | 35.36 % | 36.36 % | 36.65 % | 37.34 % | 5.30 % | 5.21 % | 5.10 % | 5.09 % | 5.05 % |
| No of Share Holders | 7,42,196 | 8,08,253 | 8,56,208 | 9,15,073 | 9,15,074 | 10,34,120 | 9,98,779 | 10,35,190 | 9,92,975 | 10,05,700 | 9,26,138 | 8,75,877 | 8,44,728 | 8,58,844 | 8,92,355 | 7,83,844 | 7,91,447 | 7,71,949 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 1.36 | 1.63 | 0.00 | 2.02 | 1.7 | 1.9 | 2 | 2.1 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.36 | 0.37 | 0.00 | 0.38 | 0.34 | 0.3 | 0.29 | 0.28 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 16 Jul 2025 |  Annual General Meeting | NA | 16 Jul 2025 | 716.00 | 757.00 |
| 15 Jul 2025 |  Quarterly Result Announcement | NA | 15 Jul 2025 | 807.35 | 764.75 |
| 20 Jun 2025 |  Dividend | ₹ 2.10 /share | 20 Jun 2025 | 716.00 | 762.00 |
| 17 Apr 2025 | Quarterly Result Announcement | NA | 17 Apr 2025 | 685.55 | 716.00 |
| 15 Jan 2025 | Quarterly Result Announcement | NA | 15 Jan 2025 | 617.40 | 600.20 |
| 15 Oct 2024 | Quarterly Result Announcement | NA | 15 Oct 2024 | 717.25 | 740.60 |
| 15 Jul 2024 | Annual General Meeting | NA | 15 Jul 2024 | 604.45 | 635.60 |
| 21 Jun 2024 | Dividend | ₹ 2.00 /share | 21 Jun 2024 | 604.45 | 589.95 |
| 16 Jun 2023 | Dividend | ₹ 1.90 /share | 16 Jun 2023 | 529.75 | 578.15 |
| 01 Jun 2022 | Dividend | ₹ 1.70 /share | 31 May 2022 | 540.25 | 598.95 |
| 01 Jul 2021 | Dividend | ₹ 2.02 /share | 30 Jun 2021 | 686.35 | 686.40 |
| 17 Jan 2019 |  Change Of Name | NA | 17 Jan 2019 | 387.50 | 387.50 |
Announcements
Shareholder Meeting / Postal Ballot-Scrutinizers Report
3 days ago
3 days agoShareholder Meeting / Postal Ballot-Outcome of AGM4 days ago
4 days agoAudio Recording Of Earnings Conference Call For The Quarter Ended June 30 20255 days ago
5 days agoPress Release And Investor Presentation - Financial Results Q1 FY265 days ago
5 days agoBoard Meeting Outcome for Outcome Of Board Meeting Held On July 15 20255 days ago
5 days agoIntimation Of Earnings Call - Q1FY26Jul 02, 2025
Jul 02, 2025Board Meeting Intimation for Approval Of Financial Results For The Quarter Ended June 30 2025Jun 30, 2025
Jun 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 24, 2025
Jun 24, 2025Reg. 34 (1) Annual Report.Jun 24, 2025
Jun 24, 2025Reg. 34 (1) Annual Report.Jun 24, 2025
Jun 24, 2025Notice Of 25Th Annual General Meeting And Integrated Annual Report FY 2024-25.Jun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 10, 2025
Jun 10, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 10, 2025
Jun 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 05, 2025
Jun 05, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 27, 2025
May 27, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 26, 2025
May 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 08, 2025
May 08, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 05, 2025
May 05, 2025Update On Tenure Of Secretarial AuditorApr 26, 2025
Apr 26, 2025Transcript Of Earnings Conference Call For The Year Ended March 31 2025Apr 25, 2025
Apr 25, 2025Update On Appointment Of The Secretarial AuditorApr 21, 2025
Apr 21, 2025Audio Recording Of Earnings Conference Call For The Quarter And Year Ended March 31 2025Apr 17, 2025
Apr 17, 2025Amendments To The Code Of Practices And Procedures For Fair
Disclosure Of Unpublished Price Sensitive InformationApr 17, 2025
Apr 17, 2025Grant Of Stock Options Under Employee Stock Option SchemeApr 17, 2025
Apr 17, 2025Appointment Of Mr Vineet Arora As Whole-Time Director Designated As Executive Director And Chief Business OfficerApr 17, 2025
Apr 17, 2025Formulation Of Employee Stock Option SchemesApr 17, 2025
Apr 17, 2025Appointment Of The Secretarial AuditorApr 17, 2025
Apr 17, 2025Corporate Action-Board to consider DividendApr 17, 2025
Apr 17, 2025Press Release And Investor Presentation - Financial Results FY25Apr 17, 2025
Apr 17, 2025Board Meeting Outcome for Outcome Of Board Meeting April 17 2025Apr 17, 2025
Apr 17, 2025Intimation Of Earnings Call - FY25Apr 11, 2025
Apr 11, 2025Board Meeting Intimation for Approval Of Q4/ FY 26 Financial Results And Other MattersMar 31, 2025
Mar 31, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 21, 2025
Mar 21, 2025Grant Of Stock Options Under The Employee Stock Option SchemeMar 13, 2025
Mar 13, 2025Update On Data-Theft IncidentMar 13, 2025
Mar 13, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 10, 2025
Mar 10, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor / Analyst MeetFeb 26, 2025
Feb 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSFeb 19, 2025
Feb 19, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Investor / Analyst MeetFeb 18, 2025
Feb 18, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements)Regulations 2015 - Investor / Analyst MeetFeb 14, 2025
Feb 14, 2025Allotment Of NcdsFeb 14, 2025
Feb 14, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 11, 2025
Feb 11, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligation And Disclosure Requirement) Regulation 2015Feb 06, 2025
Feb 06, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 05, 2025
Feb 05, 2025Outcome Of The Capital Raising Committee Meeting Held On February 5 2025 - Approval Of Terms Of Issuance Of Non-Convertible DebenturesFeb 05, 2025
Feb 05, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 04, 2025
Feb 04, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 02, 2025
Feb 02, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 01, 2025
Feb 01, 2025Committee Meeting Intimation - Approval Of Terms Of Issuance For Subordinated Debt InstrumentFeb 01, 2025
Feb 01, 2025Disclosure Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jan 25, 2025
Jan 25, 2025Technical Indicators
RSI(14)
Neutral 34.77
ATR(14)
Volatile 16.18
STOCH(9,6)
Oversold 10.47
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish -6.80
ADX(14)
Weak Trend 18.15
UO(9)
Bearish 35.09
ROC(12)
Downtrend And Accelerating -8.69
WillR(14)
Oversold -96.32
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HDFC Life Insurance Company Limited is a joint venture between Housing Development Finance Corporation Limited and Abrdn plc. It is a leading long-term life insurance provider in India, offering individual and group insurance solutions across protection, pension, savings, investment, annuity, and health segments. The company operates through participating, non-participating, and unit-linked business lines. It has 498 branches across India and covers both individual and group categories. HDFC Life has subsidiaries in pension fund management and reinsurance. The company completed its Initial Public Offer in 2017 and is listed on the National Stock Exchange of India Limited and BSE Limited. As of March 31, 2022, HDFC Life had 39 individual and 13 group products, along with 7 optional rider benefits. The company's Asset Under Management was Rs 204,170 crore as of that date. In 2022, HDFC Life acquired Exide Life Insurance Company Ltd, which subsequently merged with HDFC Life in October 2022.
Listing Date
17 Nov, 2017(7 Years,
34 days)
Website
Chairperson NameKeki Mistry.
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