SBI Life Insurance

SBI Life Insurance

1,796.20
-44.50
(-2.42%)
Market Cap
1,80,042.30 Cr
EPS
24.09
PE Ratio
72.27
Dividend Yield
0.15 %
Industry
Insurance
52 Week High
1,936.00
52 Week Low
1,372.55
PB Ratio
10.08
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from32 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+96.88 %
+96.88 %
Hold
Hold+3.13 %
+3.13 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
The Insurance Regulatory and Development Authority of India (IRDAI) has decided not to limit SBI Life's bancassurance business conducted through its parent bank SBI. This regulatory stance allows SBI Life to continue its current bancassurance distribution model without restrictions.
positive
SBI Life Insurance reported quarterly results with profit after tax growing 14% to INR 5.94 billion. The company achieved a Value of New Business margin of 27.4%, up 62 basis points from the previous year. New business premium stood at INR 72.7 billion with a private market share of 21.3%. Individual rated new business premium reached INR 34.7 billion, growing 8% year-on-year. Gross written premium increased 14% to INR 178.14 billion. The protection segment showed strong growth of 53% on APE basis, contributing 11.7% of total APE. The company maintained its solvency ratio at 1.96 against the regulatory requirement of 1.50. Assets under management grew 15% to INR 4.76 trillion. The company added over 31,000 agents and opened 36 new branches during the quarter. Management indicated they expect to maintain mid-teens growth guidance for the year while focusing on improving product mix toward guaranteed non-par savings and protection solutions.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
884.85
#1 5,59,667.40
#1 11.58
#1 8,98,311.90
8.57
#1 48,320
37.55
34.65
1,796.20
#2 1,80,042.30
#3 72.27
#3 84,059.80
#1 62.23
#2 2,413
#5 14.42
45.14
741.70
1,59,813.60
84.91
97,385.10
-4.54
1,811
14.47
37.68
601.05
86,920.20
68.77
71,350.30
-22.21
1,186
34.20
32.95
1,472.50
50,818.20
153.56
46,468.90
48.32
406
#1 176.45
31.14
Forecast
Actual
Growth Rate
Revenue Growth
62.23 %
Net Income Growth
10.07 %
Cash Flow Change
1.63 %
ROE
-3.93 %
ROCE
-13.79 %
EBITDA Margin (Avg.)
-32.90 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
23,473
19,445
30,686
34,224
44,780
44,326
82,780
84,016
82,394
1,33,665
84,060
1,22,566
Expenses
22,537
18,419
29,532
32,802
43,139
42,536
81,140
82,329
80,488
1,31,588
1,15,542
1,19,815
EBITDA
936
1,026
1,154
1,422
1,642
1,790
1,640
1,687
1,906
2,077
-31,482
2,752
Operating Profit %
3 %
4 %
2 %
3 %
3 %
3 %
1 %
1 %
1 %
1 %
-37 %
-48 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
835
874
975
1,185
1,373
1,414
1,543
1,561
1,758
1,942
2,693
2,752
Tax
14
13
20
34
46
-9
87
55
38
48
279
264
Net Profit
820
861
955
1,150
1,327
1,422
1,456
1,506
1,721
1,894
2,413
2,488
EPS in ₹
8.20
8.61
9.55
11.50
13.27
14.22
14.56
15.06
17.19
18.92
24.09
24.80

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
72,211
80,725
99,225
1,18,156
1,42,998
1,62,558
2,22,592
2,68,207
3,09,587
3,92,783
4,57,096
Fixed Assets
265
301
507
511
563
568
894
919
867
1,199
590
Current Assets
4,436
5,016
5,693
6,532
6,641
5,821
7,151
7,616
9,354
11,763
8,557
Capital Work in Progress
7
146
31
70
32
13
2
3
1
6
0
Investments
69,385
77,843
95,830
1,14,436
1,39,325
1,58,813
2,18,756
2,64,832
3,04,334
3,85,590
0
Other Assets
2,554
2,435
2,856
3,139
3,078
3,164
2,941
2,453
4,385
5,989
0
Total Liabilities
72,211
80,725
99,225
1,18,156
1,42,998
1,62,558
2,22,592
2,68,207
3,09,587
3,92,783
4,57,096
Current Liabilities
1,883
2,705
3,014
3,565
3,736
3,022
4,238
5,130
5,013
5,516
6,172
Non Current Liabilities
68,171
75,992
93,673
1,11,628
1,35,421
1,53,815
2,12,192
2,56,585
2,96,569
3,77,874
4,33,938
Total Equity
4,039
4,733
5,552
6,528
7,576
8,743
10,400
11,622
13,018
14,909
16,985
Reserve & Surplus
2,974
3,691
4,465
5,375
6,460
7,884
9,093
10,418
11,924
13,590
15,983
Share Capital
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,001
1,002
1,002

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
2,416
-1,570
-651
1,264
-321
2,114
4,677
10
-1,962
-2,327
Investing Activities
-178
-7,204
-9,032
-8,910
-13,552
-16,986
-19,203
-21,611
-30,203
-31,221
Operating Activities
2,712
5,778
8,525
10,395
13,473
19,299
23,878
21,852
28,656
29,122
Financing Activities
-117
-144
-144
-221
-241
-199
3
-231
-415
-227

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
55.70 %
55.70 %
55.69 %
55.69 %
55.48 %
55.48 %
55.46 %
55.45 %
55.45 %
55.45 %
55.44 %
55.43 %
55.42 %
55.41 %
55.39 %
55.38 %
55.38 %
55.37 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
25.92 %
25.16 %
24.71 %
25.19 %
22.48 %
21.88 %
22.34 %
DIIs
5.95 %
8.67 %
11.03 %
11.50 %
11.95 %
11.98 %
15.65 %
14.94 %
15.08 %
12.78 %
12.89 %
14.63 %
15.41 %
15.89 %
15.32 %
17.92 %
18.67 %
18.24 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
2.49 %
2.35 %
2.34 %
2.45 %
2.47 %
2.41 %
2.30 %
2.24 %
2.14 %
2.01 %
1.96 %
1.90 %
1.86 %
1.90 %
1.94 %
2.09 %
2.02 %
2.01 %
Others
35.87 %
33.29 %
30.94 %
30.36 %
30.09 %
30.13 %
26.58 %
27.36 %
27.32 %
29.76 %
29.71 %
2.12 %
2.15 %
2.09 %
2.16 %
2.13 %
2.05 %
2.04 %
No of Share Holders
3,95,635
3,83,487
3,90,049
4,10,175
4,08,081
4,03,407
3,93,398
3,84,772
3,74,674
3,58,088
3,49,407
3,38,525
3,35,114
3,45,541
3,35,864
3,74,916
3,63,505
3,55,321

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 1.5 2 2 0.00 2.5 2 2.5 2.7 0.00
Dividend Yield (%) 0.00 0.22 0.34 0.31 0.00 0.22 0.18 0.17 0.17 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 1,824.80 1,808.75
24 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Apr 2025 1,488.20 1,615.55
07 Mar 2025 DIVIDEND Dividend
₹ 2.70 /share
07 Mar 2025 1,468.40 1,420.90
17 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Jan 2025 1,445.95 1,513.85
23 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Oct 2024 1,737.45 1,699.05
26 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Aug 2024 1,753.50 1,788.95
16 Mar 2024 DIVIDEND Dividend
₹ 2.70 /share
15 Mar 2024 1,509.65 1,500.50
16 Mar 2023 DIVIDEND Dividend
₹ 2.50 /share
16 Mar 2023 1,128.70 1,067.05
30 Mar 2022 DIVIDEND Dividend
₹ 2.00 /share
29 Mar 2022 1,095.80 1,101.25
06 Apr 2021 DIVIDEND Dividend
₹ 2.50 /share
05 Apr 2021 880.70 872.55

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript2 days ago
Audio Recording - Earnings Calls Q1 Of FY 2025-269 days ago
Announcement Under Regulation 30 (LODR)-Press Release / Media Release9 days ago
Outcome Of The Board Meeting9 days ago
Financial Results For The Quarter Ended June 30 20259 days ago
Board Meeting Outcome for Of Board Meeting Of SBI Life Insurance Company Limited Held On July 24 20259 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 20, 2025
Board Meeting Intimation for Considering And Approving Audited Financial Results For The Quarter Ended June 30 2025Jul 16, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 04, 2025
Closure of Trading WindowJun 26, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJun 14, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 23, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMay 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 02, 2025
Clarification On Significant Movement In PriceApr 28, 2025
Clarification sought from SBI Life Insurance Company LtdApr 28, 2025
Audio Recording - Earnings Calls For Q4 Of FY 2024-25Apr 24, 2025
Announcement Under Regulation 30 - Press Release & Investor PresentationApr 24, 2025
Outcome Of The Board MeetingApr 24, 2025
Board Meeting Outcome for Held On April 24 2025Apr 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 17, 2025
Board Meeting Intimation for Considering And Approving Audited Financial Results For The Quarter And Year Ended March 31 2025Apr 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 08, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 01, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 27, 2025
Closure of Trading WindowMar 26, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 26, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 24, 2025
Announcement under Regulation 30 (LODR)-AcquisitionMar 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 19, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSMar 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMar 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 02, 2025
Intimation Regarding Notice Of Postal Ballot Seeking Approval Of The Members Of SBI Life Insurance Company LimitedMar 01, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Mar 01, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Corporate Action-Board approves DividendFeb 28, 2025
Board Meeting Outcome for Outcome Of Board MeetingFeb 28, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 26, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 24, 2025
Intimation Of Record Date For Declaration Of Interim DividendFeb 24, 2025
Closure of Trading WindowFeb 24, 2025
Board Meeting Intimation for Considering Declaration And Payment Of Interim DividendFeb 24, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 22, 2025
Intimation Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Feb 22, 2025

Technical Indicators

RSI(14)
Neutral
45.14
ATR(14)
Volatile
34.28
STOCH(9,6)
Neutral
71.25
STOCH RSI(14)
Neutral
49.02
MACD(12,26)
Bearish
-1.17
ADX(14)
Weak Trend
12.33
UO(9)
Bearish
50.75
ROC(12)
Downtrend And Accelerating
-1.57
WillR(14)
Neutral
-59.48

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
UTI Nifty200 Momentum 30 Index Fund Direct - Growth
4.87%
2261073
4.87%
4.87%
ICICI Prudential Focused Equity Fund Direct-Growth
0.00%
-1360452
-2.11%
-2.46%
ICICI Prudential Value Direct-Growth
2.13%
978217
0.31%
-0.17%
Kotak Arbitrage Fund Direct-Growth
0.07%
-957375
-0.26%
-0.21%
ICICI Prudential India Opportunities Fund Direct - Growth
2.55%
-836534
-0.61%
-0.65%
Invesco India Arbitrage Fund Direct-Growth
0.27%
-574875
-0.48%
-0.88%
Mirae Asset Large & Midcap Fund Direct-Growth
0.86%
-447468
-0.23%
-0.25%
HDFC Flexi Cap Direct Plan-Growth
4.62%
323000
-0.09%
-0.03%
ICICI Prudential Multi Asset Fund Direct-Growth
0.32%
-304500
-0.10%
-0.24%
ICICI Prudential Equity & Debt Fund Direct-Growth
1.21%
-300000
-0.15%
-0.29%
Aditya Birla Sun Life PSU Equity Fund Direct-Growth
0.96%
297777
0.96%
0.96%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
5.00%
279361
0.45%
-0.41%
Nippon India Nifty Alpha Low Volatility 30 Index Fund Direct - Growth
3.52%
274490
3.52%
3.52%
Motilal Oswal Nifty 200 Momentum 30 Index Fund Direct - Growth
4.86%
256556
4.86%
4.86%
Nippon India Nifty 500 Momentum 50 Index Fund Direct-Growth
4.89%
255061
4.89%
4.89%
Edelweiss Balanced Advantage Fund Direct-Growth
0.00%
-245737
-0.35%
-0.35%
Mirae Asset Large Cap Fund Direct- Growth
1.46%
240280
0.09%
0.10%
Franklin India Large Cap Fund Direct-Growth
1.38%
-231913
-0.58%
-0.55%
DSP ELSS Tax Saver Fund Direct Plan-Growth
1.38%
-231858
-0.26%
-0.25%
Quant PSU Fund Direct - Growth
0.00%
-225000
-5.64%
-5.54%
DSP Equity Opportunities Fund Direct Plan-Growth
1.09%
-208153
-0.28%
-0.31%
HDFC NIFTY200 Momentum 30 Index Fund Direct-Growth
4.86%
201501
4.86%
4.86%
Aditya Birla Sun Life Value Direct Fund-Growth
1.02%
200728
0.57%
0.56%
Bandhan Flexi Cap Fund Direct-Growth
0.48%
200000
0.48%
0.48%
Franklin India Large & Mid Cap Fund Direct-Growth
0.97%
-194664
-1.05%
-1.46%

About SBI Life Insurance

SBI Life Insurance Company Limited is a joint venture between State Bank of India and BNP Paribas Cardif S.A., established in 2001. It offers life insurance products including individual and group policies, covering participating, non-participating, pension, and unit-linked insurance. The company operates through three segments: Participating, Non-Participating, and Linked. SBI Life has a wide distribution network with 992 offices, over 200,000 Insurance Advisors, and nearly 59,000 Certified Insurance Facilitators across India. The company's product portfolio includes savings plans, protection plans, retirement plans, and online insurance options. As of March 31, 2023, SBI Life reported a Gross Written Premium of Rs 673.16 billion, with Assets Under Management of Rs 3,043.35 billion.
Listing Date
03 Oct, 2017(7 Years, 31 days)
Chairperson NameChalla Sreenivasulu Setty