Pine Labs has appointed Jayaram Karthik as its Chief Operations Officer. The veteran business leader brings over 25 years of experience across operations, risk, analytics, and technology.

Leadership background

Karthik joins the company with a proven track record of helping businesses scale while maintaining speed and trust. His professional history covers prominent organisations across financial services, technology, and commerce:

• American Express — financial services and payments
• Citibank — banking and financial operations
• Amazon — technology and e-commerce
• Tata — diversified conglomerate
• Razorpay — fintech and digital payments

He has held leadership positions at these firms, leading large-scale operational transformation and strengthening operating models.

Appointment details

In this role, Karthik will lead operations and merchant experiences across India and international markets. He will build technology-enabled operating models to deliver seamless journeys across the group. The appointment aims to strengthen operational capabilities for the company's next phase of growth.

B Amrish Rau, CEO of Pine Labs, noted that building a unified operational excellence model is central to scaling the company's footprint across more than 20 countries. He highlighted Karthik's expertise in streamlining complex processes for high-growth businesses.

Karthik stated that the next competitive advantage in fintech involves turning complexity into simplicity for customers through a combination of technology, operations, and experience.

Pine Labs Limited informed stock exchanges on August 25, 2026, that it has dispatched letters containing weblinks to the FY26 Annual Report for shareholders who do not have registered email addresses. This disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The company complied with Regulation 36(1)(b) of the SEBI Listing Regulations by sending these physical or electronic letters to members whose email IDs are not registered with the company, Registrar and Transfer Agent (RTA), or depositories. Shareholders holding shares in physical form are reminded that the company does not currently have any shares held in physical mode, but they can register their email ID by contacting KFin Technologies Limited.

Accessing the Annual Report

Shareholders can access the Notice for the Twenty Eighth Annual General Meeting (AGM) and the Integrated Annual Report for FY26 through multiple channels. Those with registered emails received the documents electronically. Others can use the weblinks provided in the letter or visit the following portals:

Members wishing to obtain a physical copy of the Annual Report may write to cosecy@pinelabs.com , mentioning their Folio No., DP ID, and Client ID.

AGM and E-Voting Details

The 28th AGM is scheduled for Wednesday, September 16, 2026, at 12:00 pm via Video Conference or Other Audio Visual Means (VC/OAVM). The remote e-voting facility will operate from Saturday, September 12, 2026, at 9:00 am to Tuesday, September 15, 2026, at 5:00 pm. The cut-off date for eligibility is Wednesday, September 9, 2026.

Neerav Mehta, Company Secretary and Compliance Officer, signed the intimation. Members are advised to update their PAN and KYC details with KFin Technologies Limited to remain eligible for services.