Bajaj Housing Finance 's Debenture Allotment Committee, at its meeting held on 4 August 2026, allotted 1,88,500 Secured Redeemable Non-Convertible Debentures (NCDs) at a face value of ₹1,00,000 each, aggregating ₹1,885.0945 crore (including premium) on a private placement basis. The disclosure was made pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The committee meeting commenced at 11.50 a.m. and concluded at 12.10 p.m.

Key Details of the NCD Allotment

The following table summarises the key terms and parameters of the allotted NCDs:

Security and Charge

The repayment of the debentures, interest thereon, Trustees' remuneration, and all other monies relating thereto will be secured by a first pari-passu charge on book debts/loan receivables. The security cover shall be equivalent to 1.00 time the aggregate outstanding value of debentures to be issued under the General Information Document dated 30 June 2026.

Coupon Payment Schedule

Interest on the NCDs will be paid annually, with the principal repaid at maturity. The scheduled payment dates are as follows:

No special rights, interests, or privileges are attached to the instrument, and there are no reported delays or defaults in payment of interest or principal. Details of any letters or comments regarding payment or non-payment are also not applicable at this stage.

Bajaj Housing Finance disclosed on August 4, 2026, that it received an Environmental, Social, and Governance (ESG) rating of 77.4 from SES ESG Research Private Limited. This disclosure is significant for investors tracking the lender’s sustainability metrics and regulatory compliance posture, as it provides an external benchmark for the company’s non-financial performance. The rating was communicated to the stock exchanges via email from the Bombay Stock Exchange (BSE) on August 3, 2026, at 8:03 p.m.

The filing was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. Atul Patni, Company Secretary, signed the intimation submitted to both the BSE and the National Stock Exchange of India Limited (NSE).

Independent Assessment Process

Bajaj Housing Finance explicitly stated that it did not engage SES ESG Research Private Limited for this ESG rating. Instead, the agency independently prepared the report based on data available in the public domain. This distinction is crucial for stakeholders to understand that the rating reflects an unsolicited third-party evaluation rather than a commissioned audit or consultancy report.

Regulatory Context

The disclosure aligns with SEBI’s broader push for transparency in sustainability reporting among listed entities. By mandating the disclosure of such ratings under Regulation 30, regulators aim to provide investors with comparable data on corporate governance and environmental impact. The company’s prompt disclosure within a day of receiving the communication from the BSE demonstrates adherence to timely reporting norms.

What the Numbers Show

The ESG rating of 77.4 serves as a standalone metric without historical context provided in this specific filing. As this is an independent assessment based on public data, it offers an external validation of the company’s disclosed practices. Investors should monitor future filings to determine if this rating represents an improvement, decline, or stability compared to previous assessments, should any be disclosed later.