Bajaj Housing Finance Limited has published its Business Responsibility and Sustainability Report for the financial year 2025-26, outlining its performance on environmental, social, and governance (ESG) parameters. The filing, submitted to the BSE and NSE, details the company's adherence to the National Guidelines on Responsible Business Conduct (NGRBCs) and includes an independent assurance statement from SGS India Private Limited.

The report covers the company's operations, which are entirely focused on financial and insurance services, accounting for 100% of its turnover. As of 31 March 2026, the company employed 4,756 individuals across 226 offices located in 18 states and 2 union territories. The data indicates a workforce composition of 92.26% male and 7.74% female employees.

Environmental Performance

The company disclosed its environmental footprint, reporting total Scope 1 and Scope 2 greenhouse gas emissions of 2,446.90 metric tonnes of CO2e. The energy consumption for the period stood at 15,742.20 Giga Joules, with 0% sourced from renewable energy. Water consumption totaled 37,760 kilolitres, resulting in a water intensity of 3.39 per rupee of turnover.

Waste management data revealed a total generation of 11.36 metric tonnes, comprising plastic, e-waste, bio-medical, and battery waste. The company reported that 1.72 metric tonnes of waste were recovered through recycling or re-use operations, while 9.64 metric tonnes were disposed of via other methods.

Social and Governance Metrics

On the social front, the company reported spending 0.04% of its total revenue on employee well-being measures. The median remuneration for the Whole-time Director was ₹17.80 crore, while non-executive directors received a median of ₹0.62 crore. The report also noted that gross wages paid to females constituted 4.39% of the total wages paid.

The company recorded one complaint under the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013, which was upheld. No instances of data breaches involving customer personally identifiable information were reported during the year.

Assurance and Compliance

SGS India Private Limited provided reasonable assurance for the BRSR core indicators and limited assurance for the non-core indicators. The assurance engagement confirmed that the information presented in the report is complete, accurate, and reliable in all material respects. The company affirmed compliance with all relevant environmental norms applicable to its business nature and reported no fines or penalties for non-compliance.

Bajaj Housing Finance Limited reported a 24% year-on-year increase in assets under management (AUM) to ₹1,49,610 crore as of 30 June 2026, driven by higher disbursements in the quarter ended 30 June 2026. The company's gross disbursements reached approximately ₹19,500 crore in Q1 FY27, compared to ₹17,506 crore in Q1 FY26. Loan assets stood at approximately ₹1,31,150 crore as of 30 June 2026, up from ₹1,05,954 crore as of 30 June 2025.

The AUM growth of approximately ₹8,904 crore in Q1 FY27 reflects the company's expanded lending activities during the period. The figures are provisional and subject to review by the statutory auditors of the company.

Key Financial Metrics

The following table summarises the key financial metrics for Q1 FY27 compared to Q1 FY26:

The disclosure was made to the stock exchanges under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015. Atul Patni, Company Secretary, signed the filing on 2 July 2026.