bajaj housing finance has allotted Secured Redeemable Non-Convertible Debentures (NCDs) aggregating Rs 1,501.0655 crore on a private placement basis to raise capital. The Debenture Allotment Committee approved the issuance of 1,50,000 NCDs at a face value of Rs 1,00,000 each. The instruments carry a coupon rate of 7.53% per annum, with interest payments scheduled annually starting 28 September 2026. The debentures have a tenure of 1,179 days and are set to mature on 28 September 2029.

The NCDs will be secured by a first pari-passu charge on book debts and loan receivables, ensuring the security cover is equivalent to 1.00 time the aggregate outstanding value of the debentures. The company intends to list these debentures on the Wholesale Debt Market Segment of BSE Limited. The allotment was finalized during a committee meeting held on 7 July 2026.

Key Details of the Allotment

Payment Schedule

The repayment structure includes annual interest payments and principal repayment at maturity. The first interest payment is due on 28 September 2026, followed by subsequent payments on the same date in 2027 and 2028. The final installment, comprising the fourth interest payment and the principal repayment, is scheduled for 28 September 2029.

Bajaj Housing Finance Limited reported a 24% year-on-year increase in assets under management (AUM) to ₹1,49,610 crore as of 30 June 2026, driven by higher disbursements in the quarter ended 30 June 2026. The company's gross disbursements reached approximately ₹19,500 crore in Q1 FY27, compared to ₹17,506 crore in Q1 FY26. Loan assets stood at approximately ₹1,31,150 crore as of 30 June 2026, up from ₹1,05,954 crore as of 30 June 2025.

The AUM growth of approximately ₹8,904 crore in Q1 FY27 reflects the company's expanded lending activities during the period. The figures are provisional and subject to review by the statutory auditors of the company.

Key Financial Metrics

The following table summarises the key financial metrics for Q1 FY27 compared to Q1 FY26:

The disclosure was made to the stock exchanges under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015. Atul Patni, Company Secretary, signed the filing on 2 July 2026.