Bajaj Housing Finance AUM rises 24% to ₹1,49,610 crore in Q1 FY27

0 min read     Updated on 03 Jul 2026, 01:23 AM
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Bajaj Housing Finance Limited reported a 24% YoY increase in AUM to ₹1,49,610 crore for Q1 FY27, with gross disbursements reaching ₹19,500 crore. Loan assets grew to ₹1,31,150 crore as of 30 June 2026.

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Bajaj Housing Finance Limited reported a 24% year-on-year increase in assets under management (AUM) to ₹1,49,610 crore as of 30 June 2026, driven by higher disbursements in the quarter ended 30 June 2026. The company's gross disbursements reached approximately ₹19,500 crore in Q1 FY27, compared to ₹14,651 crore in Q1 FY26. Loan assets stood at approximately ₹1,31,150 crore as of 30 June 2026, up from ₹1,05,954 crore as of 30 June 2025.

The AUM growth of approximately ₹8,904 crore in Q1 FY27 reflects the company's expanded lending activities during the period. The figures are provisional and subject to review by the statutory auditors of the company.

Key Financial Metrics

The following table summarises the key financial metrics for Q1 FY27 compared to Q1 FY26:

Metric Q1 FY27 Q1 FY26
Gross Disbursement (₹ crore) 19,500 14,651
Assets Under Management (₹ crore) 1,49,610 1,20,420
Loan Assets (₹ crore) 1,31,150 1,05,954

The disclosure was made to the stock exchanges under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015. Atul Patni, Company Secretary, signed the filing on 2 July 2026.

Historical Stock Returns for Bajaj Housing Finance

1 Day5 Days1 Month6 Months1 Year5 Years
+0.92%+0.80%+5.47%-7.76%-27.06%-46.27%

How will the sustained 24% AUM growth impact the company's capital adequacy ratios and potential need for future capital raising?

What is the outlook for net interest margins given the significant surge in gross disbursements during the quarter?

Will the company maintain this aggressive disbursement pace throughout FY27, or are there anticipated headwinds in the housing finance market?

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Bajaj Housing Finance allots Rs 2,500.85 crore NCDs at 7.64% coupon

1 min read     Updated on 02 Jul 2026, 05:26 AM
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Bajaj Housing Finance has allotted secured redeemable non-convertible debentures aggregating Rs 2,500.8458 crore via private placement. The 2,50,000 NCDs carry a 7.64% annual coupon, mature on 1 July 2030, and are secured by a first pari-passu charge on book debts.

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Bajaj Housing Finance has allotted secured redeemable non-convertible debentures (NCDs) aggregating Rs 2,500.8458 crore on a private placement basis to raise long-term capital. The Debenture Allotment Committee approved the issuance of 2,50,000 NCDs at a face value of Rs 1,00,000 each, carrying a coupon rate of 7.64% per annum. The debentures are secured by a first pari-passu charge on book debts and loan receivables, with the security cover equivalent to 1.00 times the aggregate outstanding value of the debentures to be issued under the General Information Document dated 2 July 2025.

The instruments have a tenure of 1,461 days, maturing on 1 July 2030. Interest payments are scheduled annually on 1 July, with the final interest payment and principal repayment due on the maturity date. The debentures are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited, ensuring liquidity for investors. The ISIN for the issue is INE377Y07664.

Key Details of the Allotment

The following table summarises the key terms of the NCD issuance:

Particulars Details
Size of the issue Rs 2,500.8458 crore
Number of NCDs allotted 2,50,000
Face value Rs 1,00,000 each
Coupon rate 7.64% p.a.
Tenure 1,461 days
Date of allotment 1 July 2026
Date of maturity 1 July 2030
Listing BSE Wholesale Debt Market Segment
ISIN INE377Y07664

Payment Schedule

The interest and principal repayment will occur according to a fixed annual schedule:

Payment Date
1st interest payment 1 July 2027
2nd interest payment 1 July 2028
3rd interest payment 1 July 2029
4th interest payment & principal repayment 1 July 2030

The company confirmed that there are no special rights or privileges attached to the instruments and no history of default in interest or principal payments. The allotment was finalized during a committee meeting held on 1 July 2026.

Historical Stock Returns for Bajaj Housing Finance

1 Day5 Days1 Month6 Months1 Year5 Years
+0.92%+0.80%+5.47%-7.76%-27.06%-46.27%

How will the proceeds from this Rs 2,500 crore issuance be deployed to support Bajaj Housing Finance's loan book growth?

What impact will this long-term debt have on the company's overall cost of funds and net interest margins?

Will this successful private placement pave the way for Bajaj Housing Finance to access public markets for future capital raising?

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