Bajaj Housing Finance

116.41
+0.54
(0.47%)
Market Cap
96,947.96
Eps
2.58
PE Ratio (TTM)
49.30
Dividend Yield
0.00
Industry
Financial Services
52 Week High
188.50
52 Week low
103.10
PB Ratio
5.14
Debt to Equity
5.40
Sector
Housing Finance
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

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negative
Bajaj Housing Finance: HSBC Cuts Price Target, Predicts Further 15% Drop2 days ago
HSBC maintains 'reduce' rating on Bajaj Housing Finance, lowering price target to ₹90 from ₹110. The stock has already fallen 44% from its post-listing high. Q3 results show 25% increase in Net Interest Income and net profit. HSBC expects slower EPS growth due to pressure on AUM growth, margins, and credit costs. 50% of analysts covering the stock have a 'sell' rating.
positive
Bajaj Housing Finance Reports Strong Q3 Financial Results2 days ago
Bajaj Housing Finance has announced its financial results for the third quarter. The company's net profit increased to 5.5 billion rupees, up from 4.4 billion rupees in the same quarter last year and 5.45 billion rupees in the previous quarter. Revenue also saw significant growth, reaching 24.5 billion rupees compared to 19.46 billion rupees in the corresponding quarter of the previous year.
positive
Bajaj Housing Finance: Q3 Profit Soars 25% to ₹548 Crore2 days ago
Bajaj Housing Finance reported a 25% increase in net profit to ₹548.02 crore for Q3 FY2024-25. Net Interest Income also rose by 25% to ₹2,321.9 crore compared to the same quarter last year.
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Growth Rate
Revenue Growth
34.46 %
Net Income Growth
37.64 %
Cash Flow Change
-7.65 %
ROE
18.11 %
ROCE
14.27 %
EBITDA Margin (Avg.)
3.68 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
TTM
Revenue
265
3,155
3,767
5,665
7,618
9,064
Expenses
44
555
626
721
724
778
EBITDA
221
2,601
3,141
4,945
6,894
8,287
Operating Profit %
83 %
82 %
83 %
87 %
90 %
91 %
Depreciation
2
22
26
33
40
40
Interest
162
1,966
2,155
3,211
4,693
5,708
Profit Before Tax
57
613
960
1,700
2,161
2,539
Tax
15
160
250
442
430
578
Net Profit
42
453
710
1,258
1,731
1,958
EPS in ₹
1.12
0.93
1.45
1.88
2.58
2.50

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
Total Assets
3,137
37,858
48,527
64,654
81,827
Fixed Assets
9
79
97
113
123
Current Assets
80
1,079
683
426
413
Capital Work in Progress
0
0
2
0
1
Investments
251
3,266
1,248
2,001
1,939
Other Assets
2,878
34,514
47,180
62,540
79,765
Total Liabilities
3,137
37,858
48,527
64,654
81,827
Current Liabilities
169
3,087
4,291
960
4,034
Non Current Liabilities
2,410
28,739
37,495
53,191
65,560
Total Equity
559
6,032
6,741
10,503
12,234
Reserve & Surplus
70
1,149
1,858
3,791
5,521
Share Capital
488
4,883
4,883
6,712
6,712

Cash Flow

Cash Flow
2020
2021
2022
2023
2024
Net Cash Flow
55
-197
-55
-313
-30
Investing Activities
-69
-797
2,197
-611
273
Operating Activities
-1,024
-5,076
-12,461
-14,332
-15,428
Financing Activities
1,149
5,676
10,209
14,630
15,125

Share Holding

% Holding
Jun 2024
Sept 2024
Dec 2024
Promoter
100.00 %
88.75 %
88.75 %
FIIs
0.00 %
1.67 %
1.11 %
DIIs
0.00 %
1.94 %
0.82 %
Government
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
7.01 %
8.60 %
No of Share Holders
7
17,34,270
26,45,570

Dividend History

Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
116.11 96,698.11 49.30 7,617.70 34.46 1,731 25.40 46.54
572.35 31,482.86 6.47 27,277.80 20.02 4,760 11.40 48.54
871.50 22,646.38 12.41 7,057.10 8.08 1,508 42.82 48.82
395.90 17,050.60 20.55 2,587.00 26.60 750 15.31 45.71
293.75 14,682.04 21.38 1,416.80 24.98 612 22.97 49.06
1,705.00 13,494.01 27.27 2,020.70 25.46 491 14.85 53.13
144.21 10,680.85 7.99 8,624.80 -1.16 1,217 -1,026.41 42.32
666.45 8,874.06 10.67 3,524.70 28.49 751 6.00 36.06
974.10 8,735.70 25.44 1,156.50 45.36 306 23.60 37.36
650.95 7,002.43 22.07 861.40 42.10 248 49.67 42.84

Corporate Action

Technical Indicators

RSI(14)
Neutral
46.54
ATR(14)
Volatile
4.47
STOCH(9,6)
Neutral
29.03
STOCH RSI(14)
Neutral
66.67
MACD(12,26)
Bullish
0.30
ADX(14)
Strong Trend
28.67
UO(9)
Bearish
44.82
ROC(12)
Uptrend And Accelerating
3.34
WillR(14)
Neutral
-27.85