Bajaj Housing Finance
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Bajaj Housing Finance

95.65
-0.17
(-0.18%)
Market Cap
₹79,698.78 Cr
PE Ratio
33.85
Volume
27,56,938.00
Day High - Low
₹96.35 - ₹95.50
52W High-Low
₹139.60 - ₹92.10
ann
Q1 Quarterly Results are out. Check out the updated financials1 day ago
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Key Fundamentals
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Market Cap
79,698.78 Cr
EPS
2.67
PB Ratio
3.77
Book Value
25.42
EBITDA
8,790.60
Dividend Yield
0.00 %
ROE Growth %
-
Debt to Equity
4.70
Analyst Rating and Forecast
- By Refinitiv from10 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy
Buy+10.00 %
+10.00 %
Hold
Hold+30.00 %
+30.00 %
Sell
Sell+60.00 %
+60.00 %
Forecast For
Actual

Company News

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positive
Bajaj Housing Finance conducted an investor/analyst group meeting in Mumbai, sharing a comprehensive presentation covering industry landscape, company overview, and strategic priorities. The presentation highlighted the company's AUM growth of 24% reaching ₹1,26,749 crores, market share expansion from 1.0% to 1.6%, and outlined medium-term guidance including 21-23% AUM growth with targets for 5% market share in incremental home loan originations.
neutral
Bajaj Housing Finance plans to sell 166.6 million equity shares to meet minimum public shareholding requirements. The selling period is scheduled from December 2, 2025, to February 28, 2026, affecting existing shareholders and potential investors.
neutral
Bajaj Housing Finance Limited has allotted 50,000 secured redeemable non-convertible debentures (NCDs) with a face value of Rs 1,00,000 each, totaling Rs 504.48 crore through private placement. The NCDs carry a coupon rate of 7.10% per annum with annual interest payments starting October 16, 2025, and will mature on October 16, 2028. The debentures are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited. The NCDs are secured by a first pari-passu charge on book debts and loan receivables, with security cover equivalent to 1.00 times the aggregate outstanding value of debentures. The allotment was approved by the company's Debenture Allotment Committee.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
95.65
#1 79,698.78
#10 33.85
#2 9,576.00
#4 25.71
#2 2,163
#7 17.85
24.91
533.00
29,318.36
#1 5.32
#1 28,110.70
3.05
#1 5,443
1.63
36.08
906.15
23,605.98
10.91
7,691.60
8.99
1,936
23.82
51.76
488.50
21,156.58
21.34
3,108.90
20.17
912
17.14
45.19
291.15
14,576.08
17.42
1,798.40
27.62
751
24.51
54.22
149.73
12,403.00
9.42
8,683.30
0.68
-1,808
#1 111.17
34.57
1,565.00
12,388.75
25.15
2,020.70
25.46
491
14.85
46.84
916.00
12,196.92
13.01
3,879.60
10.07
857
18.87
59.12
1,169.70
12,113.48
27.29
1,539.20
33.09
382
43.06
57.52
857.95
9,285.26
20.85
1,175.90
#1 36.51
378
35.41
45.65
Growth Rate
Revenue Growth
25.71 %
Net Income Growth
24.94 %
Cash Flow Change
-16.95 %
ROE
-23.39 %
ROCE
0.34 %
EBITDA Margin (Avg.)
1.45 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
2025
TTM
Revenue
265
3,155
3,767
5,665
7,618
9,576
10,330
Expenses
44
555
626
721
724
785
933
EBITDA
221
2,601
3,141
4,945
6,894
8,791
9,397
Operating Profit %
83 %
82 %
83 %
87 %
90 %
92 %
91 %
Depreciation
2
22
26
33
40
41
44
Interest
162
1,966
2,155
3,211
4,693
5,979
6,331
Profit Before Tax
57
613
960
1,700
2,161
2,770
3,022
Tax
15
160
250
442
430
607
680
Net Profit
42
453
710
1,258
1,731
2,163
2,361
EPS in ₹
1.12
0.93
1.45
1.88
2.58
2.67
2.80

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
2025
Total Assets
3,137
37,858
48,527
64,654
81,827
1,02,809
Fixed Assets
9
79
97
113
123
141
Current Assets
80
1,079
683
426
413
577
Capital Work in Progress
0
0
2
0
1
1
Investments
251
3,266
1,248
2,001
1,939
2,533
Other Assets
2,878
34,514
47,180
62,540
79,765
1,00,135
Total Liabilities
3,137
37,858
48,527
64,654
81,827
1,02,809
Current Liabilities
169
3,087
4,291
960
4,034
3,835
Non Current Liabilities
2,410
28,739
37,495
53,191
65,560
79,027
Total Equity
559
6,032
6,741
10,503
12,234
19,947
Reserve & Surplus
70
1,149
1,858
3,791
5,521
11,619
Share Capital
488
4,883
4,883
6,712
6,712
8,328

Cash Flow

Cash Flow
2020
2021
2022
2023
2024
2025
Net Cash Flow
55
-197
-55
-313
-30
-2
Investing Activities
-69
-797
2,197
-611
-555
-798
Operating Activities
-1,024
-5,076
-12,481
-14,332
-14,600
-17,075
Financing Activities
1,149
5,676
10,229
14,630
15,125
17,870

Share Holding

% Holding
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
100.00 %
88.75 %
88.75 %
88.75 %
88.70 %
88.70 %
FIIs
0.00 %
1.67 %
1.11 %
1.12 %
1.04 %
0.90 %
DIIs
0.00 %
1.94 %
0.82 %
0.72 %
0.60 %
0.54 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
7.01 %
8.60 %
8.62 %
8.69 %
8.87 %
Others
0.00 %
0.63 %
0.72 %
0.79 %
0.96 %
0.99 %
No of Share Holders
7
17,34,270
26,45,570
26,05,370
25,10,340
24,45,280

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 150.60 139.33
27 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
27 Jan 2025 126.08 109.15
23 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Apr 2025 121.60 131.16
23 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
23 Jul 2025 122.05 121.46
23 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Jul 2025 131.16 121.46
06 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Nov 2025 109.43 109.60

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome6 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation7 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
Please Find Attached Herewith Intimation With Respect To Proposed Sale Of Equity Shares Of The Company In The Open Market Held By The Promoters For Achieving Minimum Public Shareholding10 days ago
Announcement under Regulation 30 (LODR)-Issue of SecuritiesNov 13, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 12, 2025
Submission Of Half-Yearly Report For FY 2025-26Nov 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 06, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 06, 2025
Unaudited Financial Results For The Quarter And Half Year Ended 30 September 2025Nov 06, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On 06 November 2025Nov 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Board Meeting Intimation for Considering And Approving Unaudited Standalone Financial Results For The Quarter And Half Year Ended 30 September 2025Oct 18, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesOct 13, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Information Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Read With Schedule A Of Regulation 8 Of SEBI (Prohibition Of Insider Trading) Regulations 2015Oct 03, 2025
Closure of Trading WindowSep 26, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 16, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Sep 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 02, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 28, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 26, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportJul 24, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 24, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 23, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 23, 2025
Unaudited Financial Results For The Quarter Ended 30 June 2025Jul 23, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On 23 July 2025Jul 23, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 17, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 11, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 07, 2025
Information Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Read With Schedule A Of Regulation 8 Of SEBI (Prohibition Of Insider Trading) Regulations 2015Jul 03, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 01, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 01, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jun 30, 2025
Notice Of 17Th Annual General Meeting Scheduled On 23 July 2025Jun 30, 2025
Reg. 34 (1) Annual Report.Jun 30, 2025
Closure of Trading WindowJun 30, 2025
Board Meeting Intimation for Considering And Approving The Unaudited Financial Results Of The Company For The Quarter Ending 30 June 2025.Jun 30, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJun 12, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
HDFC Large Cap Fund Direct-Growth
0.03%
-1709200
-0.05%
-0.05%
ICICI Prudential Nifty Next 50 Index Direct-Growth
0.42%
38511
-0.02%
-0.03%
UTI Nifty Next 50 Index Fund Direct - Growth
0.42%
29814
-0.02%
-0.03%
SBI Nifty Next 50 Index Fund Direct - Growth
0.42%
16782
-0.02%
-0.03%
Kotak Nifty Next 50 Index Fund Direct - Growth
0.42%
15139
-0.02%
-0.03%
HDFC NIFTY Next 50 Index Fund Direct - Growth
0.42%
14058
-0.02%
-0.03%
DSP Nifty Next 50 Index Fund Direct - Growth
0.42%
-11948
-0.02%
-0.03%
Navi Nifty Next 50 Index Fund Direct - Growth
0.43%
7578
-0.01%
-0.02%
HDFC NIFTY 100 Equal Weight Index Fund Direct - Growth
0.93%
-7535
-0.04%
-0.07%
JioBlackRock Nifty Next 50 Index Fund Direct-Growth
0.42%
6837
-0.02%
-0.03%
Kotak Nifty 100 Equal Weight Index Fund Direct-Growth
0.93%
5359
-0.04%
-0.10%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.05%
3595
0.00%
0.00%
Motilal Oswal Nifty Next 50 Index Fund Direct - Growth
0.42%
3018
-0.02%
-0.03%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.19%
2884
-0.01%
-0.01%
Edelweiss Nifty Next 50 Index Fund Direct - Growth
0.42%
2819
-0.02%
-0.03%
Axis Nifty Next 50 Index Fund Direct-Growth
0.40%
2612
-0.03%
-0.05%
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth
0.03%
1511
0.00%
0.00%
Aditya Birla Sun Life Nifty Next 50 Index Fund Direct-Growth
0.42%
1257
-0.03%
-0.03%
Kotak BSE Housing Index Fund Direct - Growth
1.50%
1253
0.02%
-0.07%
Axis Nifty 100 Index Fund Direct-Growth
0.07%
-932
0.00%
-0.01%
HDFC NIFTY 100 Index Fund Direct-Growth
0.07%
878
0.00%
-0.01%
Bandhan Nifty 100 Index Fund Direct-Growth
0.07%
632
0.00%
-0.01%
SBI Nifty 500 Index Fund Direct-Growth
0.05%
-611
0.00%
0.00%
UTI BSE Housing Index Fund Direct - Growth
1.50%
-450
-0.03%
-0.07%
HDFC Nifty LargeMidcap 250 Index Fund Direct-Growth
0.03%
-406
-0.01%
-0.01%

Technical Indicators

RSI(14)
Neutral
24.91
ATR(14)
Less Volatile
1.98
STOCH(9,6)
Oversold
16.71
STOCH RSI(14)
Neutral
61.83
MACD(12,26)
Bearish
-0.60
ADX(14)
Strong Trend
41.39
UO(9)
Bearish
38.49
ROC(12)
Downtrend And Accelerating
-8.71
WillR(14)
Neutral
-75.28