PMC Fincorp FY26 net profit falls 57% to ₹615.21 lakh
PMC Fincorp Limited reported a 57.1% decline in net profit to ₹615.21 lakh for FY26, with revenue falling to ₹1,850.40 lakh due to the absence of profit on sale of investments. For Q4FY26, the company posted a net loss of ₹40.79 lakh. The board approved the audited results on May 28, 2026, and the company allotted warrants worth ₹589.50 lakh during the year.

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PMC Fincorp Limited reported a 57.1% decline in net profit to ₹615.21 lakh for the financial year ended March 31, 2026, compared to ₹1,434.98 lakh in the previous year. The non-deposit taking non-banking financial company recorded a total revenue from operations of ₹1,850.40 lakh for FY26, a decrease from ₹2,162.96 lakh in FY25. The decline in revenue was primarily driven by the absence of profit on the sale of investments, which stood at ₹666.36 lakh in the prior year, while interest income rose to ₹1,824.06 lakh from ₹1,388.04 lakh.
For the quarter ended March 31, 2026, the company reported a net loss of ₹40.79 lakh, contrasting with a net profit of ₹84.67 lakh in the corresponding quarter of the previous year. Total revenue for the quarter stood at ₹377.86 lakh, up from ₹330.01 lakh in Q4FY25. Total expenses for the year increased to ₹970.81 lakh from ₹310.04 lakh in the previous year, largely due to a profit on the sale of investments recorded at ₹412.92 lakh compared to nil in the prior year.
The board of directors approved the audited standalone financial results at a meeting held on May 28, 2026. M/s Sunil K. Gupta & Associates, Statutory Auditors, issued an unmodified opinion on the financial results. The company's net worth as of March 31, 2026, stood at ₹18,569.72 lakh, while the debt-equity ratio was 0.00.
Financial Performance for FY26
| Particulars | Year Ended March 31, 2026 (₹ in Lakhs) | Year Ended March 31, 2025 (₹ in Lakhs) |
|---|---|---|
| Total Revenue from Operations | 1,850.40 | 2,162.96 |
| Interest Income | 1,824.06 | 1,388.04 |
| Profit on Sale of Investments | - | 666.36 |
| Total Expenses | 970.81 | 310.04 |
| Profit for the Period | 615.21 | 1,434.98 |
Key Metrics
| Metric | March 31, 2026 | March 31, 2025 |
|---|---|---|
| Earnings Per Share (Basic) | ₹0.09 | ₹0.20 |
| Net Worth (₹ in Lakhs) | 18,569.72 | 16,902.86 |
| Book Value | 2.61 | 2.37 |
During the year, the company allotted 9,00,00,000 fully convertible warrants at an issue price of ₹2.62 per warrant, raising ₹589.50 lakh. The funds were utilized to augment the capital base and for general corporate purposes with no deviation from the stated objects.
Historical Stock Returns for PMC Fincorp
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.52% | +2.12% | -2.03% | +8.43% | -17.52% | +14.20% |
How does PMC Fincorp plan to utilize its zero debt-equity ratio and strong capital base to drive future growth?
What strategic initiatives will the company implement to reduce operational expenses following the significant year-over-year increase?
Will the company continue to rely on investment sales to boost profitability, or focus solely on core interest income?


































