The South Indian Bank Ltd has revised its Marginal Cost of Funds Based Lending Rates (MCLR) for various tenors, with the new rates becoming effective from October 20, 2026.

The bank disclosed this change in a filing to stock exchanges, citing Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The revision applies to lending rates ranging from overnight to one-year tenors.

Revised lending rates

The updated MCLR structure reflects a tiered approach based on the duration of the loan. The following table outlines the specific rates applicable for each tenor:

The data indicates a progressive increase in interest rates as the tenure extends. The spread between the shortest and longest tenors is 130 bps, highlighting the cost differential for longer-term borrowing relative to overnight funds.

Disclosure details

The information was formally communicated by Jimmy Mathew, Company Secretary, on October 17, 2026. The bank confirmed that these revised rates are also hosted on its official website for borrower reference.

South Indian Bank has released the audio recording of its conference call for investors and analysts held on October 16, 2026. The recording provides access to management commentary regarding the bank's recent financial performance and strategic updates.

The event took place at 4:00 pm IST. This disclosure is made pursuant to Regulation 30 and other applicable provisions of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. It serves as a continuation of earlier communications regarding the quarterly earnings call.

Accessing the Recording

Stakeholders can access the full audio recording on the bank's official website under the quarterly earnings section. The document was digitally signed by Jimmy Mathew, Company Secretary, on October 16, 2026.