PMC Fincorp Limited has announced its unaudited standalone financial results for the quarter and nine months ended December 31, 2025, showing a notable decline in profitability compared to previous periods. The Board of Directors approved these results during a meeting held on February 14, 2026.

Financial Performance Overview

The company's financial performance for Q3FY26 reflects significant challenges, with key metrics showing substantial declines across multiple parameters.

Revenue Analysis

The company's revenue composition for Q3FY26 showed mixed performance across different income streams. Interest income, the primary revenue source, declined to ₹464.94 lakhs from ₹479.19 lakhs in the previous quarter. Other significant contributors included net gain on fair value changes of ₹15.47 lakhs and other income of ₹12.70 lakhs.

Nine-Month Performance

For the nine months ended December 31, 2025, PMC Fincorp's performance showed a contrasting trend compared to the corresponding period last year.

Expense Management

Total expenses for Q3FY26 increased significantly to ₹394.06 lakhs compared to ₹241.52 lakhs in Q2FY26. The major expense components included finance costs of ₹88.18 lakhs, employee benefits expense of ₹28.70 lakhs, and other expenses of ₹79.62 lakhs. Notably, the company reported a loss on sale of investments amounting to ₹195.90 lakhs during the quarter.

Key Financial Ratios

The company maintained stable financial ratios despite the profit decline:

Corporate Governance

The financial results underwent a limited review by the company's statutory auditors, M/s Sunil K. Gupta & Associates. The audit committee reviewed and the Board of Directors approved these results in compliance with Regulation 33 of SEBI Listing Obligations and Disclosure Requirements Regulations, 2015. The board meeting commenced at 01:00 P.M. IST and concluded at 01:40 P.M. IST on February 14, 2026.

The company has made these financial results available on its website at www.pmcfincorp.com and will also be accessible through the BSE website, ensuring transparency and accessibility for stakeholders and investors.

PMC Fincorp Limited has announced that its Board of Directors will meet on February 14, 2026, to review and approve the company's unaudited standalone financial results for the third quarter of fiscal year 2026. The meeting notification was submitted to BSE Limited on February 4, 2026, in compliance with regulatory requirements.

Board Meeting Details

The scheduled board meeting will focus on considering and approving the unaudited standalone financial results for both the quarter and nine months ended December 31, 2025. This announcement has been made pursuant to Regulations 29 and 33 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Trading Window Restrictions

In accordance with insider trading regulations, PMC Fincorp Limited has implemented a trading window closure for its equity shares. The restriction period extends from January 1, 2026 to February 16, 2026, both days inclusive. This measure has been taken pursuant to the company's Code of Conduct to Regulate, Monitor and Report Trading by Designated Persons and their Immediate Relatives, in line with SEBI (Prohibition of Insider Trading) Regulations, 2015.

Corporate Information

The official communication was signed by Kailash, Company Secretary and Compliance Officer (Membership No.: ACS 51199), and submitted digitally on February 4, 2026. PMC Fincorp Limited operates with its corporate office located at Flat No. 201 & 202, 2nd Floor, Rattan Jyoti Building, 18, Rajendra Place, New Delhi, while maintaining its registered office in Rampur, Uttar Pradesh.