Fedbank Financial Services submits FY26 sustainability report
- Fedbank Financial Services reported ₹2,226.61 crore turnover and ₹20,153 crore AUM for FY26
- Gold loans account for 51% of the lending portfolio, with mortgaged loans at 48%
- Employee headcount stands at 5,303, with turnover rising to 47.17% due to expansion
- Scope 2 emissions increased to 7,295.40 MT CO2e amid branch network growth
- Customer complaints rose to 1,275, reflecting improved grievance mechanism awareness
*this image is generated using AI for illustrative purposes only.
Fedbank Financial Services submitted its Business Responsibility and Sustainability Report for FY26 to the stock exchanges on September 4, 2026. The filing outlines the company’s operational footprint, employee demographics, and environmental impact for the financial year ended March 31, 2026.
The NBFC reported a turnover of ₹2,226.61 crore and a net worth of ₹2,926.10 crore. As of March 31, 2026, the company operated 757 branches across 17 states with an Assets Under Management (AUM) of approximately ₹20,153 crore. The lending portfolio is dominated by gold loans, which constitute 51% of total turnover, followed by mortgaged loans at 48%.
Workforce and Governance
Fedbank Financial Services employed 5,303 permanent employees, comprising 84% males and 16% females. The company also engaged 412 non-permanent workers. The Board of Directors includes two women, representing 20% of the total board strength.
Employee turnover for permanent staff rose to 47.17% in FY26, up from 43.65% in FY25. The company attributed this increase to expansion-led hiring and separations alongside normal attrition trends. No differently abled employees were recorded in the workforce.
Environmental Impact
Total energy consumption increased to 37,241.59 GJ from 29,511.60 GJ in the previous year, driven by branch network expansion. Scope 1 emissions stood at 338.92 metric tonnes CO2e, while Scope 2 emissions rose to 7,295.40 metric tonnes CO2e. Water withdrawal from third-party sources totaled 89,432 kilolitres.
| Metric | FY26 | FY25 |
|---|---|---|
| Total Energy Consumption (GJ) | 37,241.59 | 29,511.60 |
| Scope 1 Emissions (MT CO2e) | 338.92 | 226.40 |
| Scope 2 Emissions (MT CO2e) | 7,295.40 | 5,938.00 |
| Water Withdrawal (KL) | 89,432 | 77,509 |
Customer Grievances
The company received 1,275 customer complaints during FY26, compared to 493 in FY25. Of these, 79 remained pending at year-end but were resolved in subsequent months. The increase in complaints was linked to enhanced awareness initiatives regarding grievance redressal mechanisms. No monetary penalties or regulatory fines were reported during the period.
Historical Stock Returns for Fedbank Financial Services
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.23% | -1.90% | -6.34% | +14.25% | +0.15% | +6.14% |
How will Fedbank plan to mitigate the rising employee turnover rate of 47.17% to ensure operational stability amidst its aggressive branch expansion?
Given that gold loans constitute 51% of turnover, what strategies is Fedbank employing to diversify its lending portfolio and reduce dependency on gold price volatility?
What specific initiatives will Fedbank implement to curb the significant year-over-year increase in Scope 2 emissions and overall energy consumption?
20
Access 50+ Readymade Screeners 
Use 200+ Custom Filters 
Get Full Market Insights 
