Bajaj Housing Finance Limited received an independent environmental, social and governance (ESG) rating of 71.44 from Niche Ninety Nine Capability and Certifications (OPC) Private Limited.

The rating was communicated to the company via email from the Bombay Stock Exchange on September 17, 2026, at 6:49 pm. Bajaj Housing Finance disclosed the development in a filing with stock exchanges on September 18, 2026.

Independent Assessment

The company clarified that it did not engage Niche for the ESG assessment. The rating agency prepared the report independently using data available in the public domain.

The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026.

Atul Patni, Company Secretary of Bajaj Housing Finance, signed the intimation.

Bajaj Housing Finance Ltd has allotted ₹495.53 crore worth of secured redeemable non-convertible debentures (NCDs) on a private placement basis. The allotment was approved by the Debenture Allotment Committee on September 18, 2026.

The issuance aims to raise capital through long-term debt instruments, with the proceeds secured against the company's loan receivables. The debentures carry a fixed coupon rate and are proposed for listing on the Wholesale Debt Market Segment of BSE Limited.

Issue Details

The company allotted 50,000 NCDs, each with a face value of ₹1,00,000. The aggregate issue size includes discount and accrued interest. Key terms of the issuance are outlined below:

Security and Repayment

The repayment of principal and payment of interest are secured by a first pari-passu charge on the company's book debts and loan receivables. The security cover is equivalent to 1.00 times the aggregate outstanding value of the debentures.

Interest payments will be made annually, commencing on August 4, 2027. The final interest payment and principal repayment are scheduled for August 4, 2036. There have been no defaults in the payment of interest or principal amounts associated with this instrument.

What the Numbers Show

The issuance reflects a reliance on secured debt financing to fund operations or asset growth. By securing the debentures against book debts/loan receivables, the company links its debt servicing capacity directly to its core lending portfolio performance. The residual tenure of nearly ten years indicates a focus on long-term liability management rather than short-term liquidity needs.