Bajaj Housing Finance allots ₹753.28 crore NCDs at 7.53% coupon

Bajaj Housing Finance has completed the private placement of 75,000 Secured Redeemable Non-Convertible Debentures (NCDs), aggregating to ₹753.2837 crore including discount and accrued interest. The Debenture Allotment Committee finalized the allotment on August 10, 2026, securing long-term funding for the housing finance company through a regulated private placement route.

The issuance was disclosed pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The debentures carry a face value of ₹1,00,000 each and are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited. The instrument is identified by ISIN INE377Y07672 (Re-issue).

NCD Allotment Details

The key parameters of the secured debt issuance are outlined below:

Parameter:	Details
Instrument Type:	Secured Redeemable Non-Convertible Debentures (NCDs)
Number of NCDs Allocated:	75,000
Total Value:	₹753.2837 crore
Coupon Rate:	7.53% p.a.
Tenure:	1,145 days (Residual)
Date of Allotment:	August 10, 2026
Date of Maturity:	September 28, 2029
Listing Venue:	Wholesale Debt Market Segment of BSE Limited

Security and Repayment Structure

The repayment of principal and interest on these debentures is secured by a first pari-passu charge on the company’s book debts and loan receivables. The security cover provided is equivalent to 1.00 times the aggregate outstanding value of the debentures issued under the General Information Document dated June 30, 2026.

Investors will receive annual coupon payments. The first interest payment is scheduled for September 28, 2026, followed by subsequent payments on September 28, 2027, and September 28, 2028. The final interest payment along with the full principal repayment is due on September 28, 2029. The company has confirmed that there are no special rights or privileges attached to the instrument, nor any history of delayed payments or defaults concerning this security.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+0.43%	-0.82%	-2.29%	-4.94%	-26.50%	-48.87%

Bajaj Housing Finance Limited disclosed on August 7, 2026, that it has been assigned an ESG Rating of 68 by ESG Risk Assessments & Insights Limited. The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. This independent assessment provides stakeholders with a benchmark for the lender’s environmental, social, and governance practices, although the company emphasized that the rating was not commissioned by its management.

The communication regarding the rating was received via email from the Bombay Stock Exchange (BSE) on August 6, 2026, at 7:12 p.m. Bajaj Housing Finance Limited explicitly stated that it has not engaged ESG Risk Assessments & Insights Limited for this ESG Rating. Instead, the agency independently prepared the report based on data available in the public domain. This distinction is material for investors assessing the objectivity and methodology behind the score, as unsolicited ratings may rely solely on publicly accessible information without direct management input or verification.

Key Details of the ESG Rating

Parameter	Detail
Rating Agency	ESG Risk Assessments & Insights Limited
ESG Rating Assigned	68
Engagement Status	Not engaged by the company
Data Source	Public domain
Disclosure Regulation	Regulation 30 of SEBI LODR Regulations
Reference Circular	SEBI Master Circular HO/49/14/14(7)2025-CFD-POD2/I/3762/2026

The filing was signed by Atul Patni, Company Secretary of Bajaj Housing Finance Limited, on August 7, 2026. The notice was addressed to the Listing Departments of both the BSE Limited and the National Stock Exchange of India Limited. The company’s BSE code is 544252, and its NSE symbol is BAJAJHFL - EQ.

Regulatory Compliance and Disclosure

The intimation serves as a mandatory compliance measure under SEBI’s listing regulations, which require listed entities to disclose significant developments, including third-party ratings that may impact investor perception. By clarifying that the rating was unsolicited, Bajaj Housing Finance Limited ensures transparency regarding the provenance of the data. The SEBI Master Circular referenced in the filing, issued on January 30, 2026, underscores the regulator’s focus on standardized ESG disclosures across listed entities.

Investors should note that the rating of 68 is a standalone metric provided by the assessment agency. The company did not provide additional context or commentary on specific ESG initiatives or performance drivers that contributed to this score. The disclosure aims to keep the market informed of external evaluations while maintaining clarity on the company’s non-involvement in the assessment process.