DCB Bank Limited has submitted its disclosure of related party transactions for the half year ended March 31, 2026, in compliance with Regulation 23(9) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was filed with BSE Limited and National Stock Exchange of India Limited on April 24, 2026. The total value of transactions during the reporting period amounted to Rs. 151.37 crore. The related party transactions encompassed various categories including deposits taken, interest paid, forex remittances, loans, and issuance of bank guarantees. These transactions were conducted with multiple related parties classified as promoters and promoter group entities, key managerial personnel (KMP), directors, relatives of KMP and directors, and private companies in which directors serve as directors. The disclosure was signed by Rubi Chaturvedi, Company Secretary & Compliance Officer of DCB Bank Limited. ## Key Related Party Transactions The transactions were spread across several categories of related parties. Platinum Jubilee Investments Limited, classified as promoter and promoter group, had deposits taken amounting to Rs. 6.81 crore with interest payments of Rs. 0.35 crore. Platinum Jubilee Publishers Ltd, also from the promoter group, recorded deposits of Rs. 0.17 crore and interest payments of Rs. 0.01 crore. Among key managerial personnel, Praveen Achuthan Kutty had deposits of Rs. 3.36 crore with interest payments of Rs. 0.19 crore. Krishnan Sridhar Seshadri maintained deposits of Rs. 8.66 crore with interest payments of Rs. 0.55 crore. Ravi Kumar Vadlamani held deposits of Rs. 2.98 crore with interest payments of Rs. 0.13 crore. ## Transactions with Directors and Their Relatives Several directors and their relatives engaged in transactions with the bank. Suhail Amin Nathani, classified as a related party effective February 18, 2026, maintained deposits of Rs. 6.23 crore with interest payments of Rs. 0.20 crore. Amyn Asgarali Jassani held deposits of Rs. 0.79 crore with interest payments of Rs. 0.03 crore. Farokh Nariman Subedar, who ceased to be a related party on October 14, 2025, had deposits of Rs. 0.56 crore and interest payments of Rs. 0.11 crore. Private companies in which directors serve as directors also participated in related party transactions. Aga Khan Foundation, India maintained deposits of Rs. 40.16 crore with interest payments of Rs. 1.78 crore and bank guarantees of Rs. 4.47 crore. Cancare Trust held deposits of Rs. 32.88 crore with interest payments of Rs. 1.41 crore. Agakhan Rural Support Programme (India) recorded deposits of Rs. 19.49 crore with interest payments of Rs. 0.79 crore. ## Summary of Transaction Values The following table provides a summary of significant related party transactions during the reporting period: | Related Party | Relationship | Transaction Type | Value (Rs. crore) | | ---: | :--- | :--- | :--- | | Aga Khan Foundation, India | Private company (Director is director) | Deposits Taken | 40.16 | | Cancare Trust | Private company (Director is director) | Deposits Taken | 32.88 | | Agakhan Rural Support Programme (India) | Private company (Director is director) | Deposits Taken | 19.49 | | Krishnan Sridhar Seshadri | KMP | Deposits Taken | 8.66 | | Platinum Jubilee Investments Limited | Promoter & Promoter Group | Deposits Taken | 6.81 | | Suhail Amin Nathani | Director | Deposits Taken | 6.23 | | Aga Khan Foundation, India | Private company (Director is director) | Issuance of Bank Guarantee | 4.47 | | Praveen Achuthan Kutty | KMP | Deposits Taken | 3.36 | The disclosure notes that acceptance of fixed deposits by the bank are at terms uniformly acceptable to the public. Additionally, all deposits by KMP are paid interest as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, which allows additional interest of 1% per annum over and above the rate of interest mentioned in the schedule of interest rates on savings or term deposits of bank staff and their exclusive associations.

DCB Bank has successfully completed the allotment of 16,000 equity shares under its Employee Stock Option Plan, increasing the bank's paid-up share capital. The regulatory filing was properly submitted to both BSE and NSE with appropriate compliance documentation.

DCB Bank Limited has scheduled a board meeting for April 24, 2026, to approve audited financial results for Q4FY26 and FY26 ended March 31, 2026, along with dividend recommendations. The board will also consider significant fund raising proposals including Basel III compliant Tier II bonds through private placement and equity shares via Qualified Institutional Placement, demonstrating the bank's strategic capital enhancement initiatives.

DCB Bank Limited announced the retirement of Independent Director Ms. Lakshmy Chandrasekaran (DIN: 00240466) effective from close of business hours on April 13, 2026, following completion of her term. The bank notified stock exchanges under Regulation 30 of SEBI Listing Regulations and acknowledged her contributions during her tenure.

DCB Bank Limited has announced a special window for transfer and dematerialisation of physical shares from February 5, 2026 to February 4, 2027, covering securities sold or purchased prior to April 1, 2023. The bank has also launched the Second 100 Days Campaign 'Saksham Maveshak' from April 1, 2026 to July 9, 2026, targeting shareholders with unpaid dividends from FY 2019-2020 to FY 2024-2025. The initiatives focus on facilitating share transfers, KYC updates, and preventing transfer of unpaid dividends to IEPF Authority.

DCB Bank has completed the dispatch of its postal ballot notice dated March 18, 2026, and published newspaper advertisements confirming the same. The bank seeks shareholder approval for appointing three independent directors and one non-independent director, along with amending Article 140B of its Articles of Association. The remote e-voting process runs from April 08 to May 07, 2026, with results to be declared by May 11, 2026.

DCB Bank has published comprehensive newspaper advertisements and sent individual notices to shareholders regarding the transfer of unclaimed FY 2018-19 dividends and corresponding equity shares to IEPF Authority on July 7, 2026. The bank filed regulatory notices with stock exchanges and provided detailed claim procedures for both physical and demat shareholders, with sample unclaimed amounts of ₹225.00 per affected shareholder.

DCB Bank Limited has allotted 88,310 equity shares of Rs.10/- each to employees under its ESOP on March 18, 2026. The allotment increased the bank's paid-up share capital from 321,813,467 shares to 321,901,777 shares. The transaction was completed in compliance with SEBI regulations and represents the bank's employee incentive initiative.

DCB Bank Limited has received Reserve Bank of India approval on March 16, 2026, for amendments to Article 140B of its Articles of Association. The key change allows whole-time directors to be subject to retirement by rotation with Board of Directors approval, replacing the earlier provision that exempted them from such rotation. This amendment enhances the bank's governance framework by providing greater flexibility in managing executive tenure while maintaining regulatory compliance.

DCB Bank Limited's board approved Mr. Pushan Mahapatra's appointment as Additional & Non-Executive Independent Director for three years from March 10, 2026, subject to shareholder approval. The board also recommended him for Non-Executive Part Time Chairman, pending RBI approval. With over 40 years of banking experience including 35 years with SBI group and leadership roles at SBI General Insurance, Mr. Mahapatra brings significant expertise in retail banking, corporate banking, technology, and compliance to strengthen DCB Bank's leadership structure.

DCB Bank Limited participated in an investor conference organized by Kotak Securities Limited on February 26, 2026, engaging with 14 institutional investors including major asset management companies and insurance firms. The bank disclosed this participation under SEBI Regulation 30, confirming that only publicly available information was shared during the interactions. The conference included participation from prominent institutions such as Axis Asset Management, HDFC Life Insurance, and Aditya Birla Sun Life AMC.

DCB Bank Limited's Board of Directors approved the reappointment of Mr. Krishnan Sridhar Seshadri as Whole Time Director for one year from June 13, 2026 to June 12, 2027, during a meeting held on February 17, 2026. The reappointment, recommended by the Nomination and Remuneration Committee, is subject to RBI approval and shareholder consent. Mr. Seshadri, who has served as Chief Risk Officer since May 2017, brings over 40 years of banking experience and holds an M.Com. degree and CAIIB certification.

DCB Bank Limited has appointed Mr. Suhail Nathani as Additional and Non-Executive Independent Director for a three-year term starting February 18, 2026, subject to shareholder approval. Mr. Nathani is Co-Founder and Managing Partner of Economic Laws Practice with over three decades of international experience in M&A, Competition, Trade, Regulatory and International Law. He brings extensive governance experience from his roles as Independent Director on boards of listed companies across diverse sectors and his involvement with various not-for-profit organizations.

DCB Bank Limited has appointed Mr. Shaffiq Mansurali Dharamshi as Additional and Non-Executive Director effective February 18, 2026, following board approval on February 17, 2026. Mr. Dharamshi brings over twenty years of senior banking management experience in the Middle East and Africa, currently serving as Head of Banking for AKFED. He previously served as DCB Bank's Non-Executive Director from January 2015 to January 2023. The bank will seek shareholder approval for this appointment as per regulatory requirements.

DCB Bank Limited has allotted 30,150 equity shares of Rs.10/- each to employees under its ESOP on February 17, 2026. The allotment increased the bank's paid-up share capital from 321,783,317 to 321,813,467 equity shares. The bank has informed stock exchanges about this development in compliance with SEBI regulations, demonstrating its commitment to employee engagement through equity participation schemes.

DCB Bank Limited allotted 38,400 equity shares of Rs.10 each to employees under its ESOP on January 27, 2026. This increased the bank's paid-up share capital from 321,744,917 to 321,783,317 equity shares. The bank informed stock exchanges in compliance with SEBI regulations, with the communication signed by Company Secretary Rubi Chaturvedi.

DBS Bank's Senior Investment Strategist Joanne Goh advises maintaining equity exposure despite geopolitical risks, recommending diversification through alternative assets like private equity and gold rather than broad market reduction. She identifies opportunities in India's domestic sectors including infrastructure, capital goods, manufacturing, and banking, supported by government spending and policy initiatives. Goh advocates for a barbell strategy combining growth investments with income-generating assets, while highlighting selective opportunities in IT and banking sectors.

DCB Bank reported strong Q3 FY26 results with net profit growing 22% YoY to ₹184.74 crore and total income rising 12.3% to ₹2,082.30 crore. Asset quality improved significantly with gross NPA ratio declining to 2.72% from 3.11% previously. The bank completed a ₹83 crore preferential allotment to promoter AKFED and recorded property revaluation surplus of ₹106.83 crore during the quarter.

CRISIL Ratings reaffirmed DCB Bank's credit ratings at 'AA-/Stable/A1+' on January 21, 2026, while enhancing the Certificate of Deposits programme to ₹2,000 crore from ₹1,500 crore. The bank demonstrates healthy capitalization with overall CAR at 16.40% and net advances of ₹52,975 crore as of September 30, 2025, though challenges include average earnings profile and lower CASA ratio at 23.50%.

DCB Bank will conduct its board meeting on January 23, 2026, to consider Q3FY26 unaudited financial results, followed by an earnings call at 18:30 IST. The bank has provided multiple dial-in options including international toll-free numbers and pre-registration facilities, with call recordings to be available on the bank's website.

DCB Bank has issued an additional 32,620 equity shares under its Employee Stock Option Plan on December 26, 2025, following a previous allotment of 4.97 lakh shares in November. The cumulative ESOP expansion demonstrates the bank's strategic commitment to employee ownership and talent retention in the competitive banking sector.

DCB Bank reports steady growth with a 21.02% increase in advances and 20.13% in deposits over the last six quarters. The bank has improved cost efficiency, reducing its cost-to-average assets ratio to 2.59%. It aims for 18-20% annual growth in the next two years, focusing on expanding from a lender to a full-service banker for self-employed and MSME segments. Key strategies include deposit growth, technology adoption, and capital conservation. Future targets include maintaining a capital adequacy ratio of 15.50% to 17.00% and achieving a Return on Equity of 13.50% to 14.50%.

DCB Bank announced its highest ever quarterly profit of INR 184 crores for Q2 FY26, with earnings per share at 5.84. The bank saw significant growth in deposits (18.79% YoY) and advances (19.14% YoY). Net interest margin improved to 3.23%, while credit costs remained low at 31 basis points. Operational efficiency improved with a 9% reduction in employee base. The bank set ROE targets of 13.5% for FY27 and 14.5% for FY28. The co-lending book currently represents 16.22% of total advances, with plans to reduce it below 15% by fiscal year-end.

DCB Bank's shares closed 12.5% higher at ₹145.1 following the release of its September quarter results. The bank reported a 17% YoY increase in Net Interest Income to ₹596 crore and a 19% rise in Net Profit to ₹184 crore. Net Interest Margin improved by 3 bps to 3.23%. Asset quality showed significant improvement with credit costs declining to 0.31%. All 22 analysts covering the stock maintain buy ratings, with consensus price targets suggesting a 15.6% upside potential.

DCB Bank has announced plans to double its balance sheet within 3 to 3.5 years, projecting 18-20% advances growth with a focus on the MSME segment. The bank aims to improve profitability through granular secured loans and a low credit cost model. In partnership with Credilio, DCB Bank has launched the Novio Secured Credit Card, a RuPay card targeting India's new-to-credit population. The card is UPI-integrated, backed by a fixed deposit, and aims to reach 5 million users in three years.

DCB Bank's Board has approved an amendment to Article 140B of its Articles of Association, allowing Wholetime Directors to be subject to retirement by rotation with Board approval. This change, pending RBI and shareholder approval, could impact the tenure of top executives. The amendment aims to enhance governance, align with market practices, and provide more flexibility in leadership management. The existing clause of immediate cessation if no longer a Director remains unchanged.

DCB Bank announced Q2 FY2026 results with Profit After Tax of ₹184 crores, up 18% year-on-year. The bank saw 19% growth in both advances and deposits. Asset quality improved with Gross NPA at 2.91% and Net NPA at 1.21%. The bank completed a preferential allotment of 60,58,394 shares to its promoter, Aga Khan Fund for Economic Development S.A (AKFED), at ₹137 per share, raising ₹83 crore.

Mr. Farokh N. Subedar, Part Time Non-Executive Chairperson and Independent Director of DCB Bank Limited, will retire on October 14, 2025, upon completing his term. The bank announced this change in a filing with stock exchanges, complying with SEBI regulations. DCB Bank expressed appreciation for Mr. Subedar's contributions during his tenure.

DCB Bank Limited has raised INR 82.99 crore by allotting 60,58,394 equity shares to its promoter, the Aga Khan Fund for Economic Development S.A. The shares were issued at INR 137 per share, including a premium of INR 127. This preferential allotment has increased the bank's paid-up equity share capital from INR 315.16 crore to INR 321.22 crore, with the total number of equity shares rising from 31.52 crore to 32.12 crore. The new shares will have equal ranking with existing equity shares and are pending listing on BSE and NSE.

DCB Bank, in partnership with fintech platform ZET, has introduced a co-branded secured credit card on the RuPay network. The card is backed by a fixed deposit and supports UPI payments, targeting first-time borrowers and underserved customers. It aims to address India's credit gap, where nearly half of adults lack formal credit access. The card offers the potential to build a 700+ credit score in 30-45 days while allowing customers to earn interest on their deposits. This initiative could significantly expand access to formal credit in India, especially in smaller towns and semi-urban markets through digital onboarding.

The Reserve Bank of India (RBI) has approved Aga Khan Fund for Economic Development S.A. (AKFED) to acquire 60,58,394 equity shares of DCB Bank through a preferential issue. The acquisition comes with a 5-year lock-in period and conditions to maintain AKFED's holding below the post-allotment level. DCB Bank will proceed with the allotment process in compliance with regulatory requirements.

The Reserve Bank Integrated Ombudsman at Bhubaneswar has directed DCB Bank to reverse ₹30 lakh to a complainant's loan account and pay ₹1 lakh as compensation for deficiency in services. The order highlighted operational lapses and deficiencies in the bank's internal control mechanisms. DCB Bank is considering an appeal against the decision.