Kotak Bank

Kotak Bank

2,088.30
+5.10
(0.24%)
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Key Fundamentals
Add Ratio
Market Cap
4,15,277.80 Cr
EPS
111.29
PE Ratio
22.37
Dividend Yield
0.12 %
Industry
Banks
52 Week High
2,301.90
52 Week Low
1,679.05
PB Ratio
2.47
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from37 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+59.46 %
+59.46 %
Hold
Hold+29.73 %
+29.73 %
Sell
Sell+10.81 %
+10.81 %
Forecast For
Actual

Company News

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Caret
positive
Kotak Mahindra Bank's Nomination and Remuneration Committee granted 53,640 Performance Linked Restricted Stock Units (PRSUs) to eligible employees under the PRSU Scheme 2025-Series 02. The units will vest in four equal tranches of 25% each on May 31 of 2027, 2028, 2029, and 2030. Each PRSU entitles the holder to one equity share with a face value of Rs. 5, subject to fulfillment of performance-related conditions. Employees will have a one-year exercise period from each vesting date.
positive
Kotak Mahindra Bank has partnered with District by Zomato to add lifestyle privileges to its Solitaire Credit Card. Cardholders receive exclusive pre-sale access to limited-seat dining experiences by leading chefs and mixologists, including events like NAAR x Dewakan in Kasauli and The Bhog Table by Chef Auroni. Additional benefits include up to 20% dining savings capped at ₹5,000 per bill twice monthly, priority table reservations, and discounted Zomato Gold membership. The invitation-only Solitaire Credit Card launched in July offers high credit limits with no annual fees for members, unlimited lounge access, 10% Airmiles on travel spends via Kotak Unbox, and 3% on other eligible spends. Cardholders can earn up to ₹1 lakh worth of Airmiles per statement cycle, with zero forex markup and fuel surcharge waiver on transactions up to ₹7,500.
neutral
Shanti Ekambaram retired from Kotak Mahindra Bank on October 31, 2025, after completing her term as Deputy Managing Director. Following her retirement, she ceased to be a Director, Deputy Managing Director, and Key Managerial Personnel of the bank. The bank informed stock exchanges BSE and NSE about this leadership change.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
982.30
#1 15,08,847.00
20.13
#1 4,70,915.90
15.42
#1 73,440
9.32
46.65
1,343.00
9,59,328.50
16.84
2,94,586.90
#1 24.81
54,419
2.96
41.32
2,088.30
#3 4,15,277.80
#8 22.37
#4 1,07,095.00
#6 13.60
#4 21,946
#7 -11.41
43.68
1,222.80
3,79,395.70
14.53
1,55,916.90
12.99
28,112
-25.14
56.49
100.42
1,07,975.60
11.61
34,058.70
12.14
7,656
#1 73.37
58.25
22.85
71,682.40
25.41
37,075.60
12.48
2,447
17.24
56.40
797.25
62,111.80
#1 -81.73
56,358.10
2.20
2,575
-132.82
61.80
81.47
59,788.30
48.81
43,478.30
19.92
1,490
64.13
69.39
237.26
58,372.10
14.43
32,030.20
19.60
4,202
-8.27
78.19
153.71
24,762.20
20.18
24,914.80
18.41
2,745
-88.06
37.30
Growth Rate
Revenue Growth
13.60 %
Net Income Growth
22.08 %
Cash Flow Change
7.85 %
ROE
0.72 %
ROCE
7.60 %
EBITDA Margin (Avg.)
8.50 %

Quarterly Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
6,172
6,385
6,729
6,950
7,910
7,867
8,415
7,670
9,954
8,605
9,140
10,105
10,874
9,904
10,829
11,347
13,823
12,130
12,543
13,542
12,085
12,323
13,548
14,671
15,725
12,572
15,343
14,169
16,676
11,569
17,435
18,372
20,767
20,724
21,560
24,083
27,907
28,879
26,880
23,946
27,174
26,704
24,901
Expenses
2,912
2,770
2,567
2,674
3,473
3,253
3,674
2,797
5,031
3,580
3,884
4,391
4,860
3,980
4,391
4,571
6,740
4,943
5,426
6,651
5,492
6,260
6,348
8,096
9,429
7,202
8,532
6,840
8,555
4,879
9,313
9,345
10,548
10,303
10,136
12,484
14,920
12,263
13,094
10,595
13,664
13,123
11,606
EBITDA
1,423
836
1,444
1,501
1,587
1,710
1,872
1,955
2,158
2,094
2,269
2,509
2,671
2,425
2,666
2,836
3,108
3,032
3,062
3,001
2,791
2,435
3,915
3,455
3,364
2,519
3,931
4,411
5,218
3,686
4,747
5,224
5,989
5,586
5,888
5,614
6,775
9,811
6,647
6,180
6,351
6,053
5,963
Operating Profit %
17 %
44 %
49 %
48 %
35 %
41 %
34 %
51 %
11 %
40 %
36 %
31 %
28 %
42 %
40 %
41 %
15 %
40 %
36 %
20 %
35 %
26 %
24 %
0 %
-19 %
10 %
-4 %
21 %
3 %
47 %
7 %
15 %
12 %
20 %
26 %
14 %
2 %
23 %
20 %
36 %
19 %
24 %
33 %
Depreciation
60
88
84
85
88
86
92
93
92
94
95
95
100
109
116
116
118
119
118
112
117
0
0
0
0
0
0
0
131
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
1,837
2,778
2,718
2,776
2,851
2,904
2,869
2,919
2,765
2,931
2,988
3,205
3,344
3,499
3,773
3,941
3,975
4,155
4,054
3,890
3,801
3,628
3,286
3,120
2,933
2,851
2,880
2,919
2,904
3,004
3,375
3,802
4,230
4,834
5,536
5,986
6,212
6,805
7,139
7,171
7,160
7,527
7,333
Profit Before Tax
1,363
748
1,360
1,416
1,499
1,624
1,780
1,861
2,066
2,000
2,174
2,414
2,570
2,316
2,550
2,719
2,991
2,913
2,945
2,890
2,675
2,435
3,915
3,455
3,364
2,519
3,931
4,411
5,087
3,686
4,747
5,224
5,989
5,586
5,888
5,614
6,775
9,811
6,647
6,180
6,351
6,053
5,963
Tax
431
214
406
456
424
539
562
577
635
627
707
786
781
741
803
875
952
981
538
541
769
583
968
853
774
713
942
1,008
1,196
931
1,139
1,229
1,422
1,436
1,427
1,349
1,438
2,363
1,603
1,479
1,418
1,581
1,495
Net Profit
932
534
955
961
1,075
1,086
1,219
1,284
1,431
1,374
1,467
1,628
1,789
1,575
1,747
1,844
2,038
1,932
2,407
2,349
1,905
1,853
2,947
2,602
2,589
1,806
2,989
3,403
3,892
2,755
3,608
3,995
4,566
4,150
4,461
4,265
5,337
7,448
5,044
4,701
4,933
4,472
4,468
EPS in ₹
11.82
5.66
5.42
5.16
5.76
5.82
6.55
6.89
7.63
7.20
7.57
6.53
9.39
8.26
9.17
9.67
10.51
10.12
12.61
12.29
9.71
9.57
14.89
13.14
12.87
9.11
15.07
17.16
19.41
13.88
18.17
20.12
22.78
20.89
22.45
21.46
26.66
37.47
25.37
23.64
24.81
22.49
22.47

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,48,576
2,40,804
2,76,188
3,37,721
3,95,171
4,43,173
4,78,854
5,46,498
6,20,430
7,67,667
8,79,774
Fixed Assets
1,385
1,761
1,759
2,543
2,698
2,675
2,554
2,723
3,075
3,510
3,759
Current Assets
12,970
23,976
38,843
38,204
45,525
78,955
66,444
74,144
62,304
86,727
1,05,556
Capital Work in Progress
0
0
0
0
0
0
0
0
0
0
0
Investments
45,589
70,274
68,462
90,977
1,03,487
1,11,197
1,56,946
1,64,529
1,95,338
2,46,446
2,84,255
Other Assets
1,01,602
1,68,769
2,05,967
2,44,201
2,88,987
3,29,301
3,19,355
3,79,245
4,22,017
5,17,711
5,91,761
Total Liabilities
1,48,576
2,40,804
2,76,188
3,37,721
3,95,171
4,43,173
4,78,854
5,46,498
6,20,430
7,67,667
8,79,774
Current Liabilities
21,702
27,311
31,926
37,312
45,505
49,830
66,877
83,404
88,963
1,16,443
1,28,172
Non Current Liabilities
1,26,874
2,13,493
2,44,262
3,00,408
3,49,666
3,93,343
4,11,978
4,63,094
5,31,467
6,51,224
7,51,603
Total Equity
22,492
33,760
38,967
50,488
58,282
67,137
84,839
97,165
1,12,314
1,29,972
1,57,489
Reserve & Surplus
21,767
32,443
37,570
49,533
56,825
65,678
83,346
95,642
1,10,761
1,28,898
1,56,401
Share Capital
386
917
920
953
1,454
1,457
1,491
1,492
1,493
994
994

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
260
4,696
13,989
-1,188
6,864
32,815
-16,363
4,949
-9,740
22,281
13,855
Investing Activities
-4,467
-2,353
-5,289
-5,475
-3,323
-13,069
-11,172
-10,903
-10,381
-8,919
-25,226
Operating Activities
2,302
5,025
13,223
-10,392
1,822
46,619
4,881
8,308
-1,242
15,685
16,916
Financing Activities
2,426
2,024
6,055
14,679
8,365
-735
-10,072
7,543
1,883
15,515
22,165

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
26.02 %
26.00 %
26.00 %
25.99 %
25.98 %
25.97 %
25.96 %
25.95 %
25.95 %
25.94 %
25.93 %
25.91 %
25.90 %
25.89 %
25.89 %
25.89 %
25.88 %
25.88 %
25.88 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.00 %
40.97 %
0.00 %
37.59 %
33.16 %
33.40 %
32.48 %
32.65 %
32.34 %
29.75 %
DIIs
13.32 %
14.40 %
15.01 %
15.21 %
16.36 %
17.11 %
18.44 %
20.12 %
21.35 %
19.61 %
20.04 %
19.65 %
23.43 %
27.73 %
27.91 %
28.79 %
29.14 %
29.61 %
32.01 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
8.86 %
9.27 %
8.95 %
9.08 %
9.65 %
9.16 %
8.75 %
8.77 %
8.82 %
8.25 %
8.66 %
8.61 %
8.77 %
9.00 %
8.74 %
8.64 %
8.36 %
8.43 %
8.50 %
Others
51.80 %
50.32 %
50.03 %
49.72 %
48.01 %
47.76 %
46.83 %
45.14 %
43.88 %
46.20 %
4.40 %
45.83 %
4.31 %
4.23 %
4.06 %
4.20 %
3.97 %
3.73 %
3.86 %
No of Share Holders
4,23,239
4,92,318
4,75,671
5,30,692
5,79,821
5,64,789
5,54,779
5,43,736
5,82,733
5,60,825
6,35,299
6,34,698
6,81,301
7,82,680
7,39,755
7,46,602
7,05,616
6,90,125
6,91,413

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.6 0.7 0.8 0.00 0.9 1.1 1.5 2 2.5
Dividend Yield (%) 0.00 0.06 0.05 0.06 0.00 0.05 0.06 0.08 0.09 0.12

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
12 Aug 2021 DIVIDEND Dividend
₹ 0.90 /share
11 Aug 2021 1,748.60 1,780.60
12 Aug 2022 DIVIDEND Dividend
₹ 1.10 /share
11 Aug 2022 1,774.35 1,854.15
04 Aug 2023 DIVIDEND Dividend
₹ 1.50 /share
04 Aug 2023 1,937.70 1,823.25
19 Jul 2024 DIVIDEND Dividend
₹ 2.00 /share
19 Jul 2024 1,546.70 1,826.75
03 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
03 Aug 2024 1,852.70 1,804.00
19 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 Oct 2024 1,809.00 1,871.05
18 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Jan 2025 1,772.05 1,758.60
03 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
03 May 2025 2,111.50 2,185.00
18 Jul 2025 DIVIDEND Dividend
₹ 2.50 /share
18 Jul 2025 2,185.00 2,171.95
26 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
26 Jul 2025 2,129.80 2,124.95
02 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Aug 2025 2,147.00 1,992.40
25 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2025 2,100.50 2,187.00

Announcements

Response To Volume Movement Letter Received From BSE Limited2 days ago
Clarification sought from Kotak Mahindra Bank Ltd2 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation2 days ago
Grant Of Performance Linked Restricted Stock Units3 days ago
Cessation Of Ms. Shanti Ekambaram As A Director And The Deputy Managing Director And A Key Managerial Personnel8 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript10 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 28, 2025
Audio Recording Of The Earnings Conference Call On The Consolidated And Standalone Unaudited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 25, 2025
Disclosure Under Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 - UpdatesOct 25, 2025
Compliances-Reg. 54 - Asset Cover details Oct 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 25, 2025
Outcome Of Board Meeting - Consolidated And Standalone Unaudited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 25, 2025
Board Meeting Outcome for Outcome Of Board Meeting - Consolidated And Standalone Unaudited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 20, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 15, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 14, 2025
Update On Amalgamation Of Sonata Finance Private Limited With BSS Microfinance LimitedOct 11, 2025
Board Meeting Intimation for Intimation Of Board Meeting On Saturday October 25 2025Oct 06, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 04, 2025
Grant Of Employee Stock Options/ Performance Linked Restricted Stock UnitsSep 27, 2025
Updated List Of Key Managerial Personnel For The Purpose Of Determining Materiality Of Events Or Information And For Making Disclosures To Stock Exchanges Under Regulation 30(5) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 201Sep 27, 2025
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - Change In Senior Management PersonnelSep 27, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 26, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 11, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 11, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 04, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateSep 01, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 25, 2025
ESG RatingAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 18, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 11, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 04, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 02, 2025
ChairmanS Speech At The Fortieth Annual General Meeting Of The Members Of Kotak Mahindra Bank LimitedAug 02, 2025
ChairmanS Speech At The Fortieth Annual General Meeting Of The Members Of Kotak Mahindra Bank LimitedAug 02, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 01, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 28, 2025
Audio Recording Of The Earnings Conference Call On The Consolidated And Standalone Unaudited Financial Results For The Quarter Ended June 30 2025Jul 26, 2025
Audio Recording Of The Earnings Conference Call On The Consolidated And Standalone Unaudited Financial Results For The Quarter Ended June 30 2025Jul 26, 2025
Compliances-Reg. 54 - Asset Cover details Jul 26, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 26, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Parag Parikh Flexi Cap Fund Direct-Growth
0.00%
-24205055
-4.03%
-3.99%
HDFC Flexi Cap Direct Plan-Growth
0.00%
-18200000
-4.24%
-4.19%
SBI Equity Hybrid Fund Direct Plan-Growth
0.00%
-14000000
-3.53%
-3.55%
SBI Large Cap Direct Plan-Growth
0.00%
-9200000
-3.47%
-3.44%
SBI Focused Fund Direct Plan-Growth
0.00%
-9000000
-4.61%
-4.67%
HDFC Balanced Advantage Fund Direct-Growth
0.00%
-8515792
-1.65%
-1.23%
HDFC Large Cap Fund Direct-Growth
0.00%
-7341626
-3.82%
-3.82%
SBI Contra Direct Plan-Growth
0.00%
-6405768
-2.70%
-2.69%
Kotak Arbitrage Fund Direct-Growth
0.00%
-5731600
-1.60%
-1.49%
ICICI Prudential Multi Asset Fund Direct-Growth
0.00%
-5596340
-1.64%
-1.55%
Aditya Birla Sun Life Large Cap Direct Fund-Growth
0.00%
-5297703
-3.52%
-3.28%
SBI Flexicap Fund Direct-Growth
0.00%
-5129500
-4.54%
-5.39%
HDFC Focused Fund Direct-Growth
0.00%
-5000000
-4.23%
-4.02%
SBI Multicap Fund Direct - Growth
0.00%
-4680000
-4.06%
-4.09%
Aditya Birla Sun Life Flexi Cap Fund Direct-Growth
0.00%
-4619286
-3.96%
-3.94%
SBI Banking & Financial Services Fund Direct-Growth
0.00%
-4091554
-9.38%
-9.58%
Kotak Flexicap Fund Direct-Growth
0.00%
-3700000
-1.36%
-1.35%
SBI ELSS Tax Saver Fund Direct-Growth
0.00%
-3650000
-2.39%
-2.39%
HDFC ELSS Tax Saver Fund Direct Plan-Growth
0.00%
-3500000
-4.19%
-4.15%
ICICI Prudential Balanced Advantage Direct-Growth
0.00%
-3453782
-1.03%
-0.80%
Mirae Asset Large Cap Fund Direct- Growth
0.00%
-3384978
-1.70%
-1.87%
UTI Nifty 50 Index Fund Direct-Growth
0.00%
-3172178
-2.60%
-2.60%
SBI Large & Midcap Fund Direct Plan-Growth
0.00%
-2900000
-1.70%
-1.71%
DSP ELSS Tax Saver Fund Direct Plan-Growth
0.00%
-2866830
-3.41%
-2.95%
Axis Large Cap Fund Direct-Growth
0.00%
-2770381
-1.68%
-1.58%

Technical Indicators

RSI(14)
Neutral
43.68
ATR(14)
Volatile
37.37
STOCH(9,6)
Oversold
10.57
STOCH RSI(14)
Oversold
1.17
MACD(12,26)
Bearish
-16.40
ADX(14)
Weak Trend
24.60
UO(9)
Bearish
39.83
ROC(12)
Downtrend And Accelerating
-5.67
WillR(14)
Oversold
-85.93

About Kotak Bank

Kotak Mahindra Bank Limited is an Indian diversified financial services company. It operates through multiple segments including Corporate/Wholesale Banking, Retail Banking, Treasury, Vehicle Financing, Other Lending Activities, Broking, Advisory and Transactional Services, Asset Management, and Insurance. The bank offers a wide range of products and services such as savings accounts, loans, investment products, insurance, and advisory services. It has a network of branches, ATMs, and micro ATMs across India, as well as international presence with branches in Dubai and Gujarat International Finance Tec-City. The bank has grown through acquisitions and expansions, including the merger with ING Vysya Bank in 2015. Kotak Mahindra Bank has several subsidiaries and associate companies in various financial sectors. The bank has also introduced digital banking initiatives like Kotak 811 and video KYC for account opening.
Chairperson NameChandra Shekhar Rajan