Federal Bank

Federal Bank

193.56
-0.02
(-0.01%)
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Market Cap
47,581.50 Cr
EPS
16.98
PE Ratio
11.75
Dividend Yield
0.62 %
Industry
Banks
52 Week High
220.00
52 Week Low
172.66
PB Ratio
1.38
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from33 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+72.73 %
+72.73 %
Hold
Hold+24.24 %
+24.24 %
Sell
Sell+3.03 %
+3.03 %

Company News

View All News
Caret
positive
Federal Bank has appointed Mr. Srinivasan P as Executive Vice President & Head – Business Initiatives (Wholesale Banking) and a Senior Management Personnel, effective August 28, 2025. Srinivasan brings 22 years of banking experience across Corporate Banking, Trade Finance and Digital Transformation Initiatives. He previously served as Regional Head - Multinational Corporates Coverage at HDFC Bank and has worked with ABN AMRO Central Enterprise. He holds an MBA and Bachelor's degree in Chemical Engineering. His expertise includes team leadership, customer acquisition, deal structuring, credit appraisal, business development, risk management, and client engagement with deep understanding of lending, trade finance and treasury solutions.
neutral
Federal Bank shares will trade ex-dividend on Friday, August 22, with Thursday being the last day for investors to purchase shares and qualify for the Rs 1.20 per share dividend payout. The Kerala-headquartered bank set August 22 as the record date for its final dividend for the financial year ended March 31, 2025. The board approved a 60% dividend (Rs 1.20 per equity share of face value Rs 2) for FY2025, subject to shareholder approval at the upcoming Annual General Meeting on August 29, 2025. Federal Bank has maintained consistent dividend payments, distributing Rs 1.20 per share in 2024, Re 1 in 2023, Rs 1.8 in 2022, and Rs 0.7 in 2021. The bank reported weak June quarter results with net profit falling 15% year-on-year to Rs 862 crore, affected by narrowing margins and higher provisions. Net interest margin declined to 2.94% from 3.16% a year earlier, despite 9% growth in advances.
neutral
KVS Manian, MD & CEO of Federal Bank, outlined the bank's strategy to focus on mass affluent customers rather than premium banking segments. The bank reported net profit of Rs 862 crore for the quarter ended June 30, down 16% sequentially due to higher slippages in agriculture and microfinance loan books. Net interest margin declined to 2.94%, down 18 basis points quarter-on-quarter. Manian plans to strengthen three core areas: low-cost liabilities franchise, middle-yielding assets, and fee income through credit cards and wealth management. The bank will take a cautious pause on microfinance for one or two quarters and recently implemented a savings rate cut. Federal Bank aims to maintain its 3-3.20% NIM range while gradually shifting from home and corporate loans to slightly higher-yielding assets like loans against property and used commercial vehicles.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
944.50
#1 14,57,823.70
20.68
#1 4,70,915.90
15.42
#1 73,440
-0.57
27.80
1,394.20
10,06,752.20
19.05
2,94,586.90
#1 24.81
54,419
16.00
34.91
1,942.50
3,91,412.20
20.43
1,07,095.00
13.60
21,946
-39.96
36.79
1,056.20
3,29,179.40
11.82
1,55,916.90
12.99
28,112
-2.90
38.37
89.19
93,599.70
11.82
34,058.70
12.14
7,656
16.37
45.29
19.55
61,314.00
22.47
37,075.60
12.48
2,447
#1 56.72
54.88
751.20
58,651.20
58.12
56,358.10
2.20
2,575
-72.17
37.35
69.49
50,554.50
38.95
43,478.30
19.92
1,490
-29.43
47.53
193.56
#9 47,581.50
#1 11.75
#9 32,030.20
#3 19.60
#6 4,202
#6 -9.24
36.12
162.04
25,991.40
12.65
24,914.80
18.41
2,745
-65.02
38.68

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
19.60 %
Net Income Growth
6.98 %
Cash Flow Change
36.85 %
ROE
-6.69 %
ROCE
3.70 %
EBITDA Margin (Avg.)
-1.67 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
2,984
3,136
3,349
3,502
3,666
3,748
3,835
4,223
4,055
4,071
4,082
4,009
4,049
4,061
4,125
4,171
4,318
4,887
5,263
5,781
6,091
6,548
6,994
7,149
7,664
8,015
8,196
8,155
8,315
Expenses
863
949
925
957
984
1,117
1,031
1,602
1,305
1,493
1,444
1,333
1,562
1,445
1,431
1,363
1,351
1,541
1,544
1,574
1,634
1,661
1,814
1,917
2,048
2,149
2,349
2,265
2,506
EBITDA
416
426
527
591
585
478
598
399
554
419
563
673
487
657
725
778
863
997
1,134
1,269
1,202
1,343
1,420
1,296
1,404
1,473
1,277
1,434
1,270
Operating Profit %
68 %
66 %
69 %
69 %
70 %
67 %
70 %
55 %
63 %
59 %
60 %
62 %
56 %
59 %
60 %
63 %
65 %
64 %
67 %
69 %
69 %
71 %
70 %
70 %
70 %
69 %
68 %
68 %
65 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
1,705
1,761
1,896
1,954
2,097
2,154
2,206
2,221
2,197
2,159
2,076
2,003
2,000
1,960
1,970
2,030
2,104
2,349
2,585
2,938
3,255
3,544
3,760
3,936
4,212
4,394
4,570
4,457
4,540
Profit Before Tax
416
426
527
591
585
478
598
399
554
419
563
673
487
657
725
778
863
997
1,134
1,269
1,202
1,343
1,420
1,296
1,404
1,473
1,277
1,434
1,270
Tax
143
145
186
168
209
51
143
66
140
102
141
146
127
164
181
179
218
252
278
305
309
336
353
300
357
358
326
313
319
Net Profit
273
281
341
423
376
427
454
333
413
317
422
527
361
493
544
599
645
745
856
964
894
1,007
1,067
996
1,047
1,115
951
1,121
951
EPS in ₹
1.38
1.42
1.71
2.13
1.88
2.14
2.27
1.65
2.05
1.58
2.10
2.61
1.79
2.34
2.57
2.79
3.02
3.48
3.99
4.51
4.16
4.35
4.28
3.99
4.21
4.48
3.85
4.44
3.74

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
82,908
91,554
1,15,486
1,39,214
1,60,553
1,83,353
2,04,967
2,26,241
2,68,004
3,17,839
3,60,152
Fixed Assets
446
508
477
452
462
477
504
643
890
996
1,456
Current Assets
6,715
10,570
12,906
15,072
16,861
22,284
32,197
36,391
36,254
37,605
47,663
Capital Work in Progress
27
16
15
10
18
28
13
29
81
67
72
Investments
24,190
21,983
27,912
30,595
31,676
35,715
36,732
39,065
48,702
61,043
66,058
Other Assets
58,246
69,048
87,081
1,08,158
1,28,397
1,47,133
1,67,717
1,86,504
2,18,330
2,55,733
2,92,567
Total Liabilities
82,908
91,554
1,15,486
1,39,214
1,60,553
1,83,353
2,04,967
2,26,241
2,68,004
3,17,839
3,60,152
Current Liabilities
1,953
2,021
2,527
2,641
3,293
3,564
3,789
5,415
6,679
9,299
8,619
Non Current Liabilities
80,955
89,533
1,12,959
1,36,573
1,57,260
1,79,790
2,01,178
2,20,826
2,61,325
3,08,541
3,51,533
Total Equity
7,700
8,064
8,951
12,274
13,579
15,003
16,721
19,561
22,474
30,926
35,453
Reserve & Surplus
7,529
7,720
8,607
11,880
13,101
14,424
16,105
18,835
21,699
29,618
34,047
Share Capital
171
344
345
394
397
399
399
421
423
487
491

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
250
639
2,032
1,741
858
2,704
7,058
1,320
-3,332
1,390
12,403
Investing Activities
-1,364
1,990
-2,384
-1,579
-3,378
-4,688
-3,913
901
-9,860
-8,912
-3,799
Operating Activities
5,158
-1,557
3,431
-5,051
7,873
3,731
11,179
-7,774
489
6,431
8,801
Financing Activities
-3,544
205
985
8,371
-3,637
3,662
-208
8,193
6,038
3,871
7,401

Share Holding

% Holding
Mar 2021
Jun 2021
Jul 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Jul 2023
Sept 2023
Oct 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
0.01 %
29.42 %
29.39 %
28.57 %
28.64 %
27.72 %
26.32 %
26.28 %
26.86 %
DIIs
42.04 %
43.44 %
41.69 %
42.07 %
41.14 %
41.85 %
40.62 %
42.64 %
42.36 %
43.79 %
41.08 %
43.92 %
44.66 %
44.44 %
44.70 %
45.38 %
45.19 %
47.18 %
48.90 %
49.07 %
48.17 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.00 %
Public / Retail
29.82 %
29.32 %
27.89 %
28.97 %
30.27 %
27.78 %
28.10 %
20.52 %
20.32 %
20.68 %
22.94 %
20.15 %
19.15 %
18.69 %
18.38 %
18.80 %
18.79 %
17.89 %
17.58 %
17.53 %
17.78 %
Others
28.14 %
27.24 %
30.42 %
28.96 %
28.59 %
30.37 %
31.28 %
36.83 %
37.31 %
35.53 %
35.97 %
35.92 %
36.19 %
7.45 %
7.53 %
7.24 %
7.38 %
7.20 %
7.20 %
7.12 %
7.18 %
No of Share Holders
5,29,134
5,71,461
5,93,595
6,19,063
7,79,303
7,23,623
7,54,488
6,90,752
7,07,157
7,36,674
8,09,397
8,06,326
7,82,900
7,87,713
7,96,959
8,70,010
8,55,887
8,51,199
8,51,174
8,47,981
8,51,049

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.7 0.9 1 1.4 0.00 0.7 1.8 1 1.2 1.2
Dividend Yield (%) 0.77 1.01 1.04 3.41 0.00 0.72 1.36 0.67 0.62 0.62

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
03 Jul 2021 DIVIDEND Dividend
₹ 0.70 /share
01 Jul 2021 79.65 85.35
21 Jul 2022 DIVIDEND Dividend
₹ 1.80 /share
19 Jul 2022 94.15 105.15
12 Aug 2023 DIVIDEND Dividend
₹ 1.00 /share
11 Aug 2023 139.40 133.20
25 Aug 2024 DIVIDEND Dividend
₹ 1.20 /share
23 Aug 2024 162.50 199.56
31 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Aug 2024 191.37 194.95
28 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Oct 2024 198.62 186.24
27 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
27 Jan 2025 191.55 188.11
30 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Apr 2025 190.44 203.42
02 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 Aug 2025 212.59 195.95
22 Aug 2025 DIVIDEND Dividend
₹ 1.20 /share
22 Aug 2025 203.42 199.43
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 205.21 191.76

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 hour ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 hour ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS3 days ago
Shareholder Meeting / Postal Ballot-Scrutinizers Report4 days ago
Announcement under Regulation 30 (LODR)-Change in Management4 days ago
Shareholder Meeting / Postal Ballot-Outcome of AGM4 days ago
Announcement under Regulation 30 (LODR)-Change in Management5 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS10 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 21, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 18, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 07, 2025
Reg. 34 (1) Annual Report.Aug 07, 2025
Notice Of 94Th Annual General Meeting And Integrated Annual Report Of The Bank For FY 2024-25Aug 07, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 05, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 03, 2025
Audio Recording Of Earnings CallAug 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 02, 2025
Unaudited Financial Results (Consolidated & Standalone) For The Quarter Ended June 30 2025Aug 02, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025

Technical Indicators

RSI(14)
Neutral
36.16
ATR(14)
Less Volatile
3.29
STOCH(9,6)
Oversold
15.47
STOCH RSI(14)
Neutral
28.43
MACD(12,26)
Bearish
-0.01
ADX(14)
Strong Trend
33.34
UO(9)
Bearish
32.50
ROC(12)
Downtrend And Accelerating
-1.33
WillR(14)
Neutral
-71.32

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI ELSS Tax Saver Fund Direct-Growth
1.00%
15000000
1.00%
1.00%
Sundaram Mid Cap Fund Direct-Growth
1.98%
-7200480
-1.27%
-1.17%
SBI Multi Asset Allocation Fund Direct-Growth
1.39%
6500000
1.39%
1.39%
Invesco India Arbitrage Fund Direct-Growth
0.67%
3395000
0.26%
0.57%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.10%
-2870000
-0.31%
-0.05%
HSBC Small Cap Fund Direct-Growth
1.41%
-1996200
-0.30%
-0.55%
Mahindra Manulife Large & Mid Cap Fund Direct - Growth
0.00%
-1790000
-1.38%
-1.38%
Invesco India Smallcap Fund Direct - Growth
1.38%
1782448
0.41%
1.38%
Edelweiss Arbitrage Fund Direct-Growth
0.24%
-1665000
-0.26%
-0.01%
Franklin India Multi Cap Fund Direct-Growth
1.44%
1557512
0.59%
0.60%
ICICI Prudential Multicap Fund Direct Plan-Growth
0.90%
1411567
0.15%
0.42%
Franklin India Mid Cap Fund Direct-Growth
3.11%
-1220800
-0.31%
-0.50%
Invesco India Mid Cap Fund Direct-Growth
3.79%
1181051
-0.07%
-0.09%
SBI Arbitrage Opportunities Fund Direct-Growth
0.21%
1090000
0.04%
0.21%
Nippon India Banking & Financial Services Fund Direct-Growth
2.92%
1000000
0.24%
0.83%
Axis ELSS Tax Saver Direct Plan-Growth
1.06%
804397
0.02%
0.08%
Bajaj Finserv Large and Mid Cap Fund Direct-Growth
0.48%
-792894
-0.82%
-1.74%
Invesco India Multicap Fund Direct-Growth
1.27%
-707136
-0.39%
-0.37%
Nippon India Multi Asset Allocation Fund Direct - Growth
0.33%
-700000
-0.27%
-0.07%
HSBC Multi Cap Fund Direct - Growth
1.38%
-577500
-0.31%
-0.45%
Union Multicap Fund Direct - Growth
1.43%
545215
0.92%
1.43%
UTI Arbitrage Fund Direct-Growth
0.12%
-510000
-0.15%
0.04%
Baroda BNP Paribas Midcap Fund Direct-Growth
1.85%
-500000
-0.56%
-0.51%
Aditya Birla Sun Life Balanced Advantage Fund Direct-Growth
0.62%
482129
0.09%
0.62%
Bandhan Business Cycle Fund Direct-Growth
0.54%
-350000
-0.43%
-0.48%

About Federal Bank

Federal Bank Limited is an Indian commercial bank headquartered in Aluva, Kerala. It operates in treasury, wholesale banking, retail banking, and other banking operations. The bank offers a wide range of services including internet banking, mobile banking, bill payment, depository services, cash management, merchant banking, insurance, and mutual fund products. Federal Bank has a network of 1504 banking outlets across India, including branches in metros, rural, semi-urban and urban areas. It also has 2015 ATMs/Recyclers, a Digital Banking Unit in Kolkata, representative offices in Abu Dhabi and Dubai, and an IFSC Banking Unit in GIFT City. The bank provides retail and corporate banking services, foreign exchange operations, and treasury products. Its segments include Treasury, Corporate/Wholesale Banking, Retail Banking, and other banking operations, serving individuals, small businesses, corporates, trusts, partnership firms, and statutory bodies.
Chairperson NameAbhaya Prasad Hota