DCB Bank

Market Cap (₹ Cr.)

₹3,844

52 Week High

163.45

Book Value

₹

52 Week Low

109.90

PE Ratio

7.12

PB Ratio

0.80

PE for Sector

15.31

PB for Sector

1.76

ROE

10.57 %

ROCE

6.59 %

Dividend Yield

1.02 %

EPS

₹17.25

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

26.59 %

Net Income Growth

15.12 %

Cash Flow Change

20.81 %

ROE

3.66 %

ROCE

10.98 %

EBITDA Margin (Avg.)

5.33 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	425	467	465	477	510	531	568	614	612	651	652	686	734	784	809	872	926	944	981	991	1,012	951	959	1,024	967	967	967	996	1,035	1,042	1,099	1,167	1,302	1,345	1,413	1,498	1,581	1,632
Expenses	122	132	142	144	160	165	178	195	202	218	219	237	246	248	241	254	250	266	273	285	340	277	303	360	337	384	332	362	342	335	359	388	417	407	412	427	434	463
EBITDA	303	336	323	333	349	366	390	419	410	434	433	449	488	537	568	617	677	679	707	706	672	674	656	664	630	582	635	635	693	706	740	779	885	938	1,001	1,071	1,147	1,170
Operating Profit %	68 %	67 %	66 %	66 %	64 %	65 %	65 %	65 %	63 %	62 %	63 %	61 %	62 %	65 %	67 %	67 %	70 %	69 %	69 %	68 %	62 %	68 %	66 %	59 %	60 %	55 %	62 %	59 %	63 %	65 %	64 %	64 %	65 %	67 %	68 %	69 %	70 %	69 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	249	264	266	269	279	294	316	341	329	333	339	360	385	428	454	484	526	553	566	575	578	566	545	535	526	537	546	533	539	575	589	626	693	767	830	900	937	993
Profit Before Tax	54	72	56	63	70	72	74	79	81	101	94	88	103	108	114	134	151	126	141	131	94	107	112	130	104	46	89	102	153	131	152	153	191	171	171	171	210	177
Tax	-9	25	20	22	0	25	26	27	29	36	35	31	39	39	41	48	54	45	50	34	25	28	29	33	26	12	24	26	40	34	39	40	49	44	44	44	54	46
Net Profit	63	47	37	41	70	47	48	51	53	65	59	57	64	70	73	86	96	81	91	97	69	79	82	96	78	34	65	75	113	97	112	114	142	127	127	127	156	131
EPS in ₹	2.23	1.66	1.30	1.45	2.45	1.65	1.71	1.80	1.85	2.17	1.91	1.85	2.08	2.26	2.38	2.78	3.11	2.62	2.95	3.12	2.22	2.56	2.65	3.10	2.51	1.09	2.09	2.43	3.65	3.12	3.61	3.66	4.57	4.07	4.07	4.06	4.98	4.20

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	16,132	19,119	24,046	30,222	35,792	38,505	39,602	44,793	52,366	63,037
Fixed Assets	237	248	489	494	526	546	569	608	783	841
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	0	0	0	0	0	0	53	44	24
Investments	3,962	4,333	5,818	6,219	7,844	7,742	8,414	9,051	12,583	16,211
Other Assets	11,933	14,537	17,740	23,509	27,422	30,218	30,620	35,081	38,957	45,961
Total Liabilities	14,544	17,326	21,842	27,414	32,676	35,083	35,844	40,744	47,800	57,966
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	14,544	17,326	21,841	27,414	32,676	35,083	35,844	40,744	47,800	57,966
Total Equity	1,589	1,792	2,205	2,808	3,116	3,422	3,759	4,049	4,566	5,071
Reserve & Surplus	1,307	1,508	1,920	2,500	2,806	3,112	3,448	3,738	4,255	4,758
Share Capital	282	284	285	308	310	310	311	311	312	313

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	30	172	301	1,180	421	752	-507	1,051	-1,722	697
Investing Activities	-29	-41	-71	-59	-76	-72	-79	-157	-165	-133
Operating Activities	-496	220	240	230	-281	171	-1,502	1,606	-1,566	-1,240
Financing Activities	554	-6	132	1,009	779	654	1,075	-398	8	2,070

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	14.88 %	14.88 %	14.87 %	14.87 %	14.86 %	14.85 %	14.85 %	14.85 %	14.83 %	14.82 %	14.81 %	14.80 %	14.77 %	14.75 %
FIIs	13.04 %	12.15 %	10.86 %	9.24 %	8.82 %	12.45 %	12.51 %	12.44 %	12.27 %	12.30 %	12.74 %	13.02 %	12.75 %	14.65 %
DIIs	40.54 %	38.54 %	38.33 %	39.62 %	38.70 %	37.62 %	37.51 %	39.45 %	39.96 %	39.78 %	38.99 %	34.22 %	29.66 %	27.61 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	31.54 %	34.44 %	35.94 %	36.27 %	37.63 %	35.08 %	35.13 %	33.26 %	32.93 %	33.10 %	33.45 %	37.96 %	42.82 %	42.99 %

Show % Change

Dividend History

No dividends have been distributed by the company in the past 10 years

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,726.20	13,21,281.25	19.38	4,07,994.78	99.35	65,447	38.58	58.56
ICICI Bank	1,274.40	8,96,811.94	19.79	2,36,037.73	26.78	45,007	13.15	52.18
Axis Bank	1,226.65	3,81,228.13	14.26	1,37,989.36	30.43	26,424	5.79	51.89
Kotak Bank	1,879.40	3,68,279.34	19.75	94,273.91	38.35	17,977	79.47	57.88
Indusind Bank	1,409.70	1,12,798.20	12.50	55,143.99	23.81	8,977	2.18	41.79
IDBI Bank	87.78	93,803.96	14.91	30,370.41	20.68	5,814	40.90	42.48
Yes Bank	22.42	70,499.14	48.89	32,960.89	23.98	1,285	48.84	32.57
IDFC First Bank	73.44	55,641.60	19.52	36,256.84	33.32	2,942	-12.15	48.43
AU Small Finance Bank	732.70	55,020.76	32.12	1,445.99	19.10	761	29.90	62.00
Federal Bank	197.12	48,235.42	11.97	26,781.95	32.27	3,928	17.18	63.59