| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,588 | 1,919 | 2,325 | 2,724 | 3,392 | 3,928 | 3,904 | 3,965 | 4,610 | 5,836 | 7,221 | 7,874 |
| Expenses | 443 | 549 | 700 | 867 | 949 | 1,114 | 1,223 | 1,357 | 1,423 | 1,586 | 1,927 | 2,205 |
| EBITDA | 231 | 291 | 346 | 440 | 551 | 543 | 509 | 453 | 705 | 816 | 930 | 897 |
| Operating Profit % | 69 % | 68 % | 66 % | 64 % | 69 % | 69 % | 65 % | 61 % | 66 % | 70 % | 70 % | 69 % |
| Depreciation | 23 | 30 | 39 | 53 | 44 | 51 | 57 | 64 | 77 | 94 | 101 | 0 |
| Interest | 914 | 1,079 | 1,279 | 1,418 | 1,892 | 2,272 | 2,172 | 2,155 | 2,483 | 3,434 | 4,364 | 4,772 |
| Profit Before Tax | 208 | 261 | 307 | 386 | 507 | 492 | 453 | 390 | 628 | 722 | 829 | 897 |
| Tax | 17 | 67 | 107 | 141 | 181 | 154 | 117 | 102 | 162 | 186 | 213 | 228 |
| Net Profit | 191 | 195 | 200 | 245 | 325 | 338 | 336 | 288 | 466 | 536 | 615 | 670 |
| EPS in ₹ | 7.21 | 6.86 | 7.01 | 8.02 | 10.53 | 10.90 | 10.82 | 9.26 | 14.96 | 17.18 | 19.63 | 21.30 |
DCB Bank
DCB Bank
173.66
+11.40
(7.03%)
Key Fundamentals
Market Cap
5,473.00 Cr
EPS
19.63
PE Ratio
8.34
Dividend Yield
0.76 %
Industry
Banks 52 Week High
176.00
52 Week Low
101.41
PB Ratio
0.98
Debt to Equity
0.00
Sector
Private Bank Analyst Rating and Forecast
- By Refinitiv from18 analysts
Actual
Company News
View All News
DCB Bank has issued and allotted 4,97,170 equity shares of Rs. 10 each to its employees under the Employee Stock Option Plan (ESOP) on November 6, 2025. Following this allotment, the bank's issued and paid-up share capital has increased from 321,215,127 equity shares to 321,712,297 equity shares of Rs. 10 each. The bank informed BSE and NSE about this development in compliance with SEBI listing regulations.
DCB Bank announced its highest ever quarterly profit of INR 184 crores for Q2 FY26, with earnings per share reaching 5.84. Total deposits grew 18.79% year-on-year to INR 64,777 crores, while advances increased 19.14% to INR 52,975 crores, marking five consecutive quarters of high growth. The bank improved its net interest margin from 3.2% to 3.23% despite repo rate cuts, as cost of deposits decreased by 16 basis points to 6.96%. Credit costs remained low at 31 basis points for the quarter. The bank reduced its employee base by 9% (1,118 employees) while maintaining growth, leading to cost-to-average assets declining to 2.43%. Management expects full-year credit costs to remain below 45 basis points and projects ROE targets of 13.5% for FY27 and 14.5% for FY28. The co-lending book represents 16.22% of total advances, with management planning to reduce this to below 15% by year-end.
DCB Bank Shares Surge 13.5% on Strong Quarterly Results, Achieving Best Single-Day Gain Since April 2022
Oct 20, 2025
Oct 20, 2025DCB Bank shares jumped 13.5% following the release of its September quarter results. The bank reported 17% growth in Net Interest Income to ₹596 crore compared to ₹509 crore in the same quarter last year. Net profit increased 19% to ₹184 crore, while provisions nearly halved sequentially. Key performance drivers included credit costs declining to 0.31% from 0.59% in the June quarter, well below the bank's projected range of 45-55 basis points. Net Interest Margins expanded by 3 basis points to 3.23% despite rate cut pressures, with the bank targeting margins between 3.5%-3.65%. All 22 analysts covering the stock maintain buy ratings, with consensus price targets suggesting 15.6% upside potential. The stock closed 12.5% higher at ₹145.1, extending year-to-date gains to 20%.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
982.30 | #1 15,08,847.00 | 20.13 | #1 4,70,915.90 | 15.42 | #1 73,440 | 9.32 | 46.65 | |
1,343.00 | 9,59,328.50 | 16.84 | 2,94,586.90 | #1 24.81 | 54,419 | 2.96 | 41.32 | |
2,088.30 | 4,15,277.80 | 22.37 | 1,07,095.00 | 13.60 | 21,946 | -11.41 | 43.68 | |
1,222.80 | 3,79,395.70 | 14.53 | 1,55,916.90 | 12.99 | 28,112 | -25.14 | 56.49 | |
100.42 | 1,07,975.60 | 11.61 | 34,058.70 | 12.14 | 7,656 | #1 73.37 | 58.25 | |
22.85 | 71,682.40 | 25.41 | 37,075.60 | 12.48 | 2,447 | 17.24 | 56.40 | |
797.25 | 62,111.80 | #1 -81.73 | 56,358.10 | 2.20 | 2,575 | -132.82 | 61.80 | |
81.47 | 59,788.30 | 48.81 | 43,478.30 | 19.92 | 1,490 | 64.13 | 69.39 | |
237.26 | 58,372.10 | 14.43 | 32,030.20 | 19.60 | 4,202 | -8.27 | 78.19 | |
153.71 | 24,762.20 | 20.18 | 24,914.80 | 18.41 | 2,745 | -88.06 | 37.30 |
Growth Rate
Revenue Growth
23.73 %
Net Income Growth
14.79 %
Cash Flow Change
-190.94 %
ROE
2.27 %
ROCE
2.58 %
EBITDA Margin (Avg.)
0.66 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 16,132 | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,793 | 52,366 | 63,037 | 76,810 |
| Fixed Assets | 237 | 248 | 489 | 494 | 526 | 546 | 569 | 608 | 783 | 841 | 832 |
| Current Assets | 1,459 | 1,573 | 1,871 | 3,094 | 3,765 | 4,779 | 4,727 | 5,755 | 4,419 | 4,898 | 4,579 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 53 | 44 | 24 | 66 |
| Investments | 3,962 | 4,333 | 5,818 | 6,219 | 7,844 | 7,742 | 8,414 | 9,051 | 12,583 | 16,211 | 20,150 |
| Other Assets | 11,934 | 14,537 | 17,740 | 23,509 | 27,422 | 30,218 | 30,620 | 35,081 | 38,957 | 45,961 | 55,762 |
| Total Liabilities | 16,132 | 19,119 | 24,046 | 30,222 | 35,792 | 38,505 | 39,602 | 44,793 | 52,366 | 63,037 | 76,810 |
| Current Liabilities | 771 | 1,253 | 1,277 | 1,481 | 1,518 | 1,305 | 1,657 | 1,970 | 2,443 | 2,393 | 1,973 |
| Non Current Liabilities | 15,362 | 17,866 | 22,770 | 28,741 | 34,274 | 37,200 | 37,945 | 42,822 | 49,923 | 60,644 | 74,837 |
| Total Equity | 1,589 | 1,792 | 2,205 | 2,808 | 3,116 | 3,422 | 3,759 | 4,049 | 4,566 | 5,071 | 5,691 |
| Reserve & Surplus | 1,303 | 1,506 | 1,918 | 2,498 | 2,805 | 3,111 | 3,447 | 3,737 | 4,252 | 4,755 | 5,373 |
| Share Capital | 282 | 284 | 285 | 308 | 310 | 310 | 311 | 311 | 312 | 313 | 314 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 30 | 172 | 301 | 1,180 | 421 | 753 | -507 | 1,051 | -1,722 | 698 | -367 |
| Investing Activities | -29 | -41 | -71 | -59 | -76 | -72 | -79 | -157 | -165 | -1,858 | -2,792 |
| Operating Activities | -496 | 220 | 240 | 230 | -281 | 171 | -1,502 | 1,606 | -1,566 | 485 | -441 |
| Financing Activities | 554 | -6 | 132 | 1,009 | 779 | 654 | 1,075 | -398 | 8 | 2,070 | 2,865 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 14.88 % | 14.87 % | 14.87 % | 14.87 % | 14.86 % | 14.85 % | 14.85 % | 14.85 % | 14.83 % | 14.82 % | 14.81 % | 14.80 % | 14.77 % | 14.75 % | 14.73 % | 14.72 % | 14.70 % | 14.69 % | 14.66 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 13.02 % | 12.75 % | 14.65 % | 11.06 % | 10.86 % | 9.64 % | 11.69 % | 10.49 % |
| DIIs | 30.25 % | 28.25 % | 28.47 % | 29.76 % | 28.34 % | 28.89 % | 37.51 % | 39.45 % | 39.96 % | 39.78 % | 30.29 % | 34.22 % | 29.66 % | 27.61 % | 26.65 % | 27.89 % | 29.18 % | 31.80 % | 31.94 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 22.39 % | 24.45 % | 26.12 % | 26.23 % | 27.09 % | 25.79 % | 24.93 % | 23.46 % | 23.08 % | 23.00 % | 23.32 % | 27.44 % | 32.91 % | 34.21 % | 38.01 % | 37.13 % | 36.60 % | 32.03 % | 33.03 % |
| Others | 32.48 % | 32.42 % | 30.54 % | 29.14 % | 29.72 % | 30.46 % | 22.71 % | 22.25 % | 22.12 % | 22.40 % | 31.58 % | 10.52 % | 9.91 % | 8.78 % | 9.54 % | 9.40 % | 9.88 % | 9.79 % | 9.88 % |
| No of Share Holders | 1,78,348 | 1,97,950 | 2,00,163 | 1,97,806 | 1,98,227 | 1,92,576 | 1,90,680 | 1,80,741 | 1,80,310 | 1,70,186 | 1,72,619 | 1,85,692 | 2,48,471 | 2,42,749 | 2,47,961 | 2,38,570 | 2,34,219 | 2,09,881 | 2,04,998 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.5 | 0.75 | 1 | 0.00 | 0.00 | 1 | 1.25 | 1.25 | 1.35 |
| Dividend Yield (%) | 0.00 | 0.31 | 0.37 | 1.05 | 0.00 | 0.00 | 0.93 | 1.05 | 1.12 | 0.78 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 15 Jun 2022 |  Dividend | ₹ 1.00 /share | 14 Jun 2022 | 77.95 | 78.05 |
| 15 Jun 2023 | Dividend | ₹ 1.25 /share | 15 Jun 2023 | 111.70 | 121.40 |
| 10 May 2024 | Dividend | ₹ 1.25 /share | 10 May 2024 | 123.90 | 128.20 |
| 12 Jun 2024 |  Annual General Meeting | NA | 12 Jun 2024 | 123.90 | 131.94 |
| 24 Oct 2024 |  Quarterly Result Announcement | NA | 24 Oct 2024 | 114.60 | 111.84 |
| 24 Jan 2025 | Quarterly Result Announcement | NA | 24 Jan 2025 | 115.31 | 115.40 |
| 25 Apr 2025 | Quarterly Result Announcement | NA | 25 Apr 2025 | 123.43 | 129.10 |
| 04 Jul 2025 | Dividend | ₹ 1.35 /share | 04 Jul 2025 | 129.10 | 144.32 |
| 31 Jul 2025 | Quarterly Result Announcement | NA | 31 Jul 2025 | 146.21 | 141.95 |
| 06 Aug 2025 | Annual General Meeting | NA | 06 Aug 2025 | 142.67 | 131.40 |
| 17 Oct 2025 | Quarterly Result Announcement | NA | 17 Oct 2025 | 129.37 | 129.90 |
Announcements
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 17, 2025
Oct 17, 2025Board Meeting Outcome for Unaudited Financial Results For The Quarter And Half Year Ended September 30 2025Oct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 14, 2025
Oct 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-AllotmentOct 10, 2025
Oct 10, 2025Board Meeting Intimation for Considering And Approving The Unaudited Financial Results Of The Bank For The Quarter And Half Year Ended September 30 2025.Oct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 06, 2025
Oct 06, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 06, 2025
Oct 06, 2025Intimation Regarding Grant Of Approval By The Reserve Bank Of India (RBI) To Aga Khan Fund For Economic Development S.A. To Acquire Up To 6058394 Equity Shares Of DCB Bank Limited (The Bank)Sep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 24, 2025
Sep 24, 2025Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations)Sep 17, 2025
Sep 17, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 16, 2025
Sep 16, 2025Closure of Trading WindowSep 15, 2025
Sep 15, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 03, 2025
Sep 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 02, 2025
Sep 02, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2025
Aug 12, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 06, 2025
Aug 06, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 06, 2025
Aug 06, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 31, 2025
Jul 31, 2025Revised Code Of Practices And Procedures For Fair Disclosure Of Unpublished Price Sensitive InformationJul 31, 2025
Jul 31, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 31, 2025
Jul 31, 2025Unaudited Financial Results Of DCB Bank Limited (The Bank) For The Quarter Ended June 30 2025Jul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-AllotmentJul 24, 2025
Jul 24, 2025Board Meeting Intimation for Considering And Approving The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025.Jul 22, 2025
Jul 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 16, 2025
Jul 16, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 14, 2025
Jul 14, 2025Reg. 34 (1) Annual Report.Jul 14, 2025
Jul 14, 2025Notice Of 30Th Annual General Meeting Of DCB Bank Limited (The Bank) And Annual Report For Financial Year 2024-25 (FY 2024-25)Jul 14, 2025
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RSI(14)
Overbought 81.79
ATR(14)
Volatile 6.56
STOCH(9,6)
Neutral 78.33
STOCH RSI(14)
Neutral 78.44
MACD(12,26)
Bullish 1.53
ADX(14)
Strong Trend 44.45
UO(9)
Bearish 64.39
ROC(12)
Uptrend And Accelerating 19.95
WillR(14)
Overbought -4.85
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