Indusind Bank

Indusind Bank

799.75
+29.70
(3.86%)
ann
Company has added their latest Transcript1 day ago
Viewcross
right
hide
Key Fundamentals
Add Ratio
Market Cap
59,992.70 Cr
EPS
33.07
PE Ratio
-79.04
Dividend Yield
0.00 %
Industry
Banks
52 Week High
1,098.60
52 Week Low
606.00
PB Ratio
0.93
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from36 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy
Buy+16.67 %
+16.67 %
Hold
Hold+30.56 %
+30.56 %
Sell
Sell+52.78 %
+52.78 %
Forecast For
Actual

Company News

View All News
Caret
negative
Arun Khurana, deputy chief at IndusInd Bank, has deposited 50% of alleged insider trading gains with India's markets regulator SEBI, leading to the lifting of restrictions on his bank accounts. IndusInd Bank experienced a crisis involving governance and accounting irregularities, resulting in the departures of CEO Sumant Kathpalia and deputy Khurana. Six bank officials, including Khurana, were investigated by SEBI for insider trading and were barred from securities markets while ordered to deposit alleged illegal gains totaling 197.8 million rupees. The Securities Appellate Tribunal granted partial relief to Khurana in a September 25 order, requiring him to deposit half of the alleged gains to SEBI.
neutral
IndusInd Bank reported a net loss of 4.4 billion rupees in Q2, an improvement from the 13.25 billion rupees loss in the same period last year. Revenue declined to 116 billion rupees compared to 127 billion rupees year-over-year. The bank's asset quality showed marginal improvement with Gross Non-Performing Assets (GNPA) at 3.6% versus 3.64% in the previous quarter, while Net Non-Performing Assets (NNPA) decreased to 1.04% from 1.12% quarter-over-quarter.
negative
IndusInd Bank announced quarterly results showing a net loss of ₹437 crores in Q2 FY26 compared to a net profit of ₹1,331 crores in Q2 FY25. Net Interest Income declined to ₹4,409 crores from ₹5,347 crores year-over-year. Net Interest Margin compressed to 3.32% from 4.08% in the same quarter last year. Deposits decreased to ₹3,89,600 crores from ₹4,12,397 crores. The bank consolidated its balance sheet by reducing wholesale deposits and being cautious on microfinance disbursements. Asset quality showed mixed trends with Gross NPA improving to 3.60% from 3.64% in June 2025, while Net NPA decreased to 1.04% from 1.12%. The bank accelerated write-offs and increased provisions on microfinance as a prudent measure due to industry cyclical pressures. Capital Adequacy Ratio improved to 17.10% from 16.51% last year. MD & CEO Rajiv Anand stated the bank's core pre-provision operating profit remained stable quarter-on-quarter at Rs. 1,940 crores.
View more
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,003.55
#1 15,40,566.10
20.52
#1 4,70,915.90
15.42
#1 73,440
9.32
63.97
1,363.10
9,84,043.90
17.28
2,94,586.90
#1 24.81
54,419
2.96
42.07
2,160.80
4,27,269.00
23.01
1,07,095.00
13.60
21,946
-11.41
56.84
1,246.30
3,89,107.10
14.89
1,55,916.90
12.99
28,112
-25.14
66.29
102.18
1,02,975.80
11.07
34,058.70
12.14
7,656
#1 73.37
74.47
22.73
71,431.40
25.30
37,075.60
12.48
2,447
17.24
58.18
799.75
#7 59,992.70
#1 -79.04
#5 56,358.10
#10 2.20
#8 2,575
#10 -132.82
67.73
235.78
57,579.90
14.22
32,030.20
19.60
4,202
-8.27
83.37
79.20
57,263.80
44.35
43,478.30
19.92
1,490
64.13
71.13
175.62
27,715.20
13.50
24,914.80
18.41
2,745
-65.02
64.01
Growth Rate
Revenue Growth
2.20 %
Net Income Growth
-71.31 %
Cash Flow Change
207.99 %
ROE
-72.04 %
ROCE
-16.94 %
EBITDA Margin (Avg.)
-12.25 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
6,370
6,755
7,232
7,550
8,625
8,878
9,075
9,159
8,682
8,732
8,887
9,200
9,298
9,492
9,615
9,763
10,113
10,719
11,534
12,174
12,940
13,530
13,968
14,707
14,988
14,871
15,156
11,343
14,421
13,260
Expenses
1,863
2,118
2,247
3,285
2,347
2,751
3,150
4,587
4,161
3,945
3,942
4,052
3,946
3,984
4,013
3,970
3,877
3,910
3,950
4,096
4,237
4,424
4,619
4,753
4,947
5,753
5,726
6,770
5,989
6,645
EBITDA
1,561
1,402
1,510
506
2,160
1,886
1,714
416
669
888
1,110
1,263
1,342
1,515
1,658
1,918
2,180
2,403
2,622
2,727
2,840
2,935
3,073
3,131
2,902
1,780
1,857
-3,013
807
-584
Operating Profit %
63 %
61 %
61 %
45 %
66 %
62 %
57 %
38 %
42 %
45 %
46 %
45 %
48 %
48 %
48 %
49 %
53 %
55 %
58 %
59 %
61 %
61 %
60 %
61 %
61 %
55 %
55 %
36 %
51 %
43 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,946
3,235
3,475
3,759
4,117
4,241
4,210
4,155
3,853
3,899
3,835
3,885
4,011
3,992
3,944
3,875
4,057
4,406
4,962
5,351
5,863
6,171
6,277
6,822
7,139
7,339
7,573
7,586
7,624
7,199
Profit Before Tax
1,561
1,402
1,510
506
2,160
1,886
1,714
416
669
888
1,110
1,263
1,342
1,515
1,658
1,918
2,180
2,403
2,622
2,727
2,840
2,935
3,073
3,131
2,902
1,780
1,857
-3,013
807
-584
Tax
525
482
525
147
728
485
405
101
159
225
280
337
325
369
417
517
549
598
658
684
715
733
772
782
731
448
455
-684
203
-147
Net Profit
1,036
920
985
360
1,433
1,401
1,309
315
510
663
830
926
1,016
1,147
1,242
1,401
1,631
1,805
1,964
2,043
2,125
2,202
2,302
2,349
2,171
1,331
1,402
-2,329
604
-437
EPS in ₹
17.25
15.32
16.37
5.96
20.68
20.22
18.89
4.55
7.36
9.30
10.97
12.11
13.14
14.81
16.04
18.08
21.05
23.29
25.33
26.34
27.38
28.36
29.60
30.19
27.89
17.09
18.01
-29.90
7.75
-5.61

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,42,898
1,78,650
2,21,628
2,77,821
3,07,229
3,62,903
4,01,967
4,57,837
5,15,094
5,54,107
Fixed Assets
1,218
1,307
1,313
1,688
1,792
1,801
1,834
1,944
2,127
2,309
Current Assets
19,005
27,178
24,879
29,778
37,686
77,124
88,190
81,018
61,616
90,268
Capital Work in Progress
38
28
25
22
79
75
95
135
197
188
Investments
34,056
36,704
50,078
59,268
59,938
69,653
70,930
83,076
1,06,487
1,14,457
Other Assets
1,07,587
1,40,611
1,70,211
2,16,843
2,45,419
2,91,374
3,29,109
3,72,682
4,06,284
4,37,154
Total Liabilities
1,42,898
1,78,650
2,21,628
2,77,821
3,07,229
3,62,903
4,01,967
4,57,837
5,15,094
5,54,107
Current Liabilities
7,205
8,976
7,856
8,944
9,700
12,210
13,268
17,701
19,689
24,706
Non Current Liabilities
1,35,693
1,69,674
2,13,772
2,68,876
2,97,529
3,50,694
3,88,699
4,40,136
4,95,405
5,29,402
Total Equity
17,697
20,648
23,843
26,687
34,748
43,501
48,026
55,005
63,208
64,836
Reserve & Surplus
17,088
20,034
23,229
26,073
33,371
42,722
47,236
54,184
62,326
63,914
Share Capital
595
598
600
603
694
773
775
776
778
779

Cash Flow

Cash Flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-667
8,516
-5,412
1,568
1,271
40,556
11,975
-11,808
-19,869
22,468
Investing Activities
-258
-285
-217
-633
1,445
-324
-395
-481
-703
-685
Operating Activities
-2,927
11,569
-20,700
-6,389
-12,907
44,976
16,672
-12,442
-16,925
18,278
Financing Activities
2,517
-2,768
15,505
8,590
12,733
-4,096
-4,302
1,115
-2,242
4,876

Share Holding

% Holding
Feb 2021
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
16.56 %
16.55 %
16.54 %
16.54 %
16.53 %
16.52 %
16.51 %
16.51 %
16.51 %
16.50 %
16.49 %
16.47 %
16.45 %
16.40 %
16.38 %
16.36 %
16.29 %
15.83 %
15.82 %
15.82 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.24 %
0.12 %
0.00 %
41.48 %
0.50 %
40.24 %
38.40 %
34.10 %
24.74 %
29.53 %
33.69 %
34.32 %
DIIs
17.32 %
18.06 %
17.70 %
18.66 %
20.10 %
21.71 %
20.90 %
20.37 %
25.08 %
27.01 %
26.71 %
28.66 %
22.77 %
28.59 %
30.18 %
35.08 %
42.81 %
36.70 %
33.56 %
31.95 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
7.58 %
8.29 %
7.85 %
7.12 %
8.80 %
8.37 %
8.00 %
7.33 %
7.37 %
7.83 %
7.91 %
7.43 %
7.57 %
7.96 %
8.55 %
8.37 %
10.10 %
11.23 %
9.90 %
11.09 %
Others
58.54 %
57.10 %
57.91 %
57.69 %
54.57 %
53.39 %
54.58 %
55.78 %
50.81 %
48.54 %
48.89 %
5.97 %
52.71 %
6.81 %
6.49 %
6.09 %
6.07 %
6.71 %
7.03 %
6.82 %
No of Share Holders
3,65,965
4,20,350
3,96,295
3,38,496
4,71,815
4,43,112
4,31,031
3,58,251
3,45,137
3,78,303
3,64,290
3,60,027
3,59,685
3,98,181
4,17,359
4,39,052
6,39,709
7,71,743
6,95,674
7,01,711

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 6 7.5 7.5 0.00 5 8.5 14 16.5 0.00
Dividend Yield (%) 0.00 0.33 0.42 2.13 0.00 0.53 0.8 0.9 2.54 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
19 Aug 2021 DIVIDEND Dividend
₹ 5.00 /share
17 Aug 2021 939.00 989.65
12 Aug 2022 DIVIDEND Dividend
₹ 8.50 /share
11 Aug 2022 987.45 1,079.20
02 Jun 2023 DIVIDEND Dividend
₹ 14.00 /share
02 Jun 2023 1,115.90 1,291.25
28 Jun 2024 DIVIDEND Dividend
₹ 16.50 /share
28 Jun 2024 1,474.65 1,503.00
27 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Aug 2024 1,455.25 1,385.95
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 1,346.55 1,274.30
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 971.45 957.05
21 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 May 2025 780.30 782.25
28 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jul 2025 865.10 823.70
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 842.85 746.60
18 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Oct 2025 747.55 751.45

Announcements

Announcement under Regulation 30 (LODR)-Newspaper Publication1 hour ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript1 day ago
Announcement under Regulation 30 (LODR)-Newspaper Publication8 days ago
Audio Recording Of Earnings Call9 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation10 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release10 days ago
Financial Results For Quarter Ended September 30 202510 days ago
Grant Of Stock Options Under The Employee Stock Option Scheme Of The Bank (ESOP Scheme)Oct 17, 2025
Clarification On News ItemOct 17, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 10, 2025
Board Meeting Intimation for Approval Of The Unaudited Consolidated And Standalone Financial Results For The Quarter And Half Year Ended September 30 2025Oct 06, 2025
Half-Yearly Statement Containing Details Of Debt Securities As On September 30 2025Oct 06, 2025
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 04, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 30, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 23, 2025
Grant Of Stock Options Under The Employee Stock Option Scheme Of The BankSep 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 22, 2025
Intimation Under Regulations 60(2) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 19, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 15, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 15, 2025
Closure of Trading WindowSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 01, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 29, 2025
Appointment Of Secretarial AuditorAug 29, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 29, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 29, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 25, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Analysts/Institutional Investors MeetAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 08, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 07, 2025
Notice Of 31St Annual General Meeting And The Integrated Annual Report For FY 2024-25Aug 07, 2025
Reg. 34 (1) Annual Report.Aug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 04, 2025
Transcript Of Earnings CallAug 01, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Kotak Arbitrage Fund Direct-Growth
0.25%
-2974300
-0.31%
-0.38%
Invesco India Arbitrage Fund Direct-Growth
1.45%
2899400
0.73%
0.74%
Edelweiss Arbitrage Fund Direct-Growth
1.43%
1575000
0.71%
0.71%
Mirae Asset Large & Midcap Fund Direct-Growth
1.38%
1520428
0.25%
0.36%
UTI Nifty 50 Index Fund Direct-Growth
0.00%
-1410509
-0.44%
-0.47%
HDFC NIFTY 50 Index Fund Direct -Growth
0.00%
-1219254
-0.44%
-0.47%
Mirae Asset ELSS Tax Saver Fund Direct-Growth
1.55%
1082834
0.28%
0.32%
Mirae Asset Midcap Fund Direct - Growth
1.76%
932084
0.36%
0.53%
ICICI Prudential Nifty 50 Index Direct Plan-Growth
0.00%
-827804
-0.44%
-0.47%
Tata Arbitrage Fund Direct - Growth
1.23%
727300
0.25%
0.68%
SBI Nifty Index Direct Plan-Growth
0.00%
-596966
-0.44%
-0.47%
Franklin India Focused Equity Fund Direct-Growth
1.26%
-550000
-0.34%
-0.45%
DSP Nifty 50 Equal Weight Index Fund Direct - Growth
0.00%
-548401
-1.81%
-1.96%
Parag Parikh Flexi Cap Fund Direct-Growth
0.04%
525700
0.03%
0.03%
Bandhan Large & Mid Cap Fund Direct-Growth
0.34%
500000
0.34%
0.20%
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth
1.34%
481023
1.34%
1.34%
ICICI Prudential Large & Mid Cap Fund Direct Plan-Growth
2.06%
410771
0.05%
-0.15%
HDFC NIFTY50 Equal Weight Index Fund Direct - Growth
0.00%
-374442
-1.81%
-1.96%
Nippon India Nifty Midcap 150 Index Fund Direct - Growth
1.35%
356762
1.35%
1.35%
UTI Arbitrage Fund Direct-Growth
0.81%
334600
0.26%
0.47%
ICICI Prudential Multi Asset Fund Direct-Growth
0.61%
300000
0.00%
-0.07%
ICICI Prudential Equity & Debt Fund Direct-Growth
0.56%
272388
0.03%
-0.02%
SBI Arbitrage Opportunities Fund Direct-Growth
0.63%
-254800
-0.01%
-0.08%
SBI Nifty50 Equal Weight Index Fund Direct - Growth
0.00%
-249588
-1.82%
-1.96%
ICICI Prudential India Opportunities Fund Direct - Growth
0.56%
217350
0.03%
-0.01%

Technical Indicators

RSI(14)
Neutral
58.52
ATR(14)
Volatile
17.27
STOCH(9,6)
Neutral
72.46
STOCH RSI(14)
Overbought
82.24
MACD(12,26)
Bullish
2.92
ADX(14)
Weak Trend
13.17
UO(9)
Bearish
61.53
ROC(12)
Uptrend And Accelerating
3.93
WillR(14)
Overbought
-4.27

About Indusind Bank

IndusInd Bank Limited is one of the largest private sector banks in India, offering a wide range of financial services. The bank operates through various business divisions including Corporate Banking, Retail Banking, Treasury, Foreign Exchange Operations, Investment Banking, and Capital Markets. It provides multi-channel facilities such as ATMs, net banking, mobile banking, and international debit cards. IndusInd Bank has a network of 2,984 branches and 2,956 ATMs across India as of March 2024. The bank's balance sheet crossed Rs 5 lakh crore, with deposits of Rs 3,84,586 crores and loans of Rs 3,43,298 crores. Its total income stood at Rs 30,012 crores as of March 2024. The bank offers products like microfinance, personal loans, vehicle loans, credit cards, and SME loans. It also provides wealth management services, managing Assets Under Management of Rs 2,50,540 Crores through various investment products.
Chairperson NameSunil Mehta