Indusind Bank

1,482.30

+15.95

(1.09%)

Market Cap (₹ Cr.)

₹1,14,313

52 Week High

1,694.50

Book Value

₹806

52 Week Low

1,329.20

PE Ratio

12.67

PB Ratio

1.82

PE for Sector

15.46

PB for Sector

1.77

ROE

14.20 %

ROCE

7.20 %

Dividend Yield

1.13 %

EPS

₹115.87

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

23.81 %

Net Income Growth

20.61 %

Cash Flow Change

-36.03 %

ROE

4.96 %

ROCE

14.90 %

EBITDA Margin (Avg.)

4.24 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	3,278	3,485	3,581	3,839	4,120	4,364	4,456	4,716	5,041	5,303	5,396	5,474	5,859	6,370	6,755	7,232	7,550	8,625	8,877	9,074	9,159	8,681	8,731	8,947	9,199	9,291	9,491	9,614	9,760	10,111	10,719	11,534	12,171	12,939	13,530	13,968	14,699	14,988
Expenses	881	943	1,029	1,129	1,243	1,326	1,363	1,449	1,737	1,663	1,669	1,653	1,782	1,863	2,118	2,247	3,284	2,347	2,774	3,161	4,607	4,226	3,966	3,992	4,119	3,994	4,028	4,119	4,020	3,911	3,934	3,956	4,097	4,238	4,451	4,623	4,749	4,972
EBITDA	2,397	2,542	2,552	2,710	2,877	3,038	3,093	3,267	3,305	3,640	3,727	3,821	4,076	4,507	4,637	4,986	4,266	6,278	6,103	5,913	4,551	4,455	4,765	4,955	5,081	5,298	5,463	5,495	5,740	6,199	6,785	7,578	8,074	8,701	9,078	9,345	9,950	10,016
Operating Profit %	66 %	65 %	63 %	62 %	61 %	61 %	61 %	61 %	55 %	60 %	60 %	61 %	62 %	63 %	61 %	61 %	45 %	66 %	61 %	57 %	38 %	41 %	45 %	45 %	44 %	47 %	47 %	47 %	49 %	52 %	55 %	58 %	59 %	61 %	60 %	60 %	61 %	60 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	1,654	1,743	1,703	1,826	1,939	2,034	2,025	2,121	2,163	2,361	2,387	2,392	2,643	2,946	3,235	3,475	3,759	4,117	4,241	4,211	4,155	3,853	3,899	3,835	3,885	4,011	3,992	3,944	3,875	4,057	4,406	4,962	5,351	5,863	6,171	6,277	6,822	7,139
Profit Before Tax	743	799	848	884	938	1,003	1,068	1,146	1,142	1,279	1,340	1,429	1,434	1,561	1,402	1,510	507	2,160	1,862	1,702	396	602	866	1,120	1,196	1,287	1,471	1,551	1,865	2,143	2,379	2,616	2,723	2,838	2,907	3,068	3,128	2,877
Tax	248	274	288	303	317	342	364	396	390	442	460	492	481	525	482	525	147	728	479	402	94	142	219	267	320	312	358	390	504	539	592	656	682	715	726	770	781	725
Net Profit	495	525	560	581	620	661	704	751	752	837	880	936	953	1,036	920	985	360	1,433	1,383	1,300	302	461	647	853	876	975	1,114	1,161	1,361	1,603	1,787	1,959	2,041	2,124	2,181	2,298	2,347	2,152
EPS in ₹	9.36	9.90	9.54	9.80	10.43	11.11	11.81	12.57	12.57	13.98	14.70	15.62	15.88	17.25	15.32	16.37	5.98	20.68	19.97	18.76	4.35	6.64	9.07	11.27	11.45	12.60	14.39	15.00	17.57	20.69	23.05	25.27	26.30	27.37	28.10	29.56	30.16	27.65

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	1,11,787	1,42,897	1,78,648	2,21,626	2,77,819	3,07,058	3,62,973	4,01,975	4,57,804	5,14,935
Fixed Assets	1,120	1,218	1,307	1,313	1,688	1,742	1,734	1,754	1,857	2,001
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	38	37	28	25	22	78	75	95	135	197
Investments	22,878	34,054	36,702	50,077	59,266	59,980	69,695	70,971	83,116	1,06,527
Other Assets	87,751	1,07,587	1,40,611	1,70,211	2,16,843	2,45,258	2,91,469	3,29,156	3,72,695	4,06,211
Total Liabilities	1,01,143	1,25,201	1,58,002	1,97,784	2,51,133	2,72,352	3,19,608	3,54,278	4,03,182	4,52,138
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	1,01,143	1,25,201	1,58,002	1,97,784	2,51,133	2,72,351	3,19,608	3,54,278	4,03,182	4,52,138
Total Equity	10,645	17,696	20,646	23,842	26,686	34,707	43,365	47,697	54,622	62,797
Reserve & Surplus	10,115	17,101	20,048	23,241	26,083	34,013	42,592	46,923	53,846	62,019
Share Capital	529	595	598	600	603	694	773	775	776	778

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	4,010	-667	8,516	-5,412	1,568	1,220	40,324	11,947	-11,763	-19,710
Investing Activities	-276	-258	-285	-217	-633	526	-226	-351	-441	-625
Operating Activities	-1,421	-2,927	11,569	-20,700	-6,389	-12,039	44,646	16,600	-12,438	-16,843
Financing Activities	5,707	2,517	-2,768	15,505	8,590	12,733	-4,096	-4,302	1,115	-2,242

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Feb 2021	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	16.56 %	16.55 %	16.54 %	16.54 %	16.53 %	16.52 %	16.51 %	16.51 %	16.51 %	16.50 %	16.49 %	16.47 %	16.45 %	16.40 %	16.38 %
FIIs	52.33 %	50.91 %	52.05 %	51.44 %	47.65 %	46.33 %	45.83 %	46.90 %	44.55 %	42.04 %	42.06 %	41.01 %	41.96 %	39.79 %	37.98 %
DIIs	17.35 %	18.10 %	17.75 %	18.97 %	20.22 %	21.84 %	21.03 %	22.60 %	25.32 %	27.13 %	26.99 %	29.13 %	27.20 %	29.04 %	30.60 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	13.76 %	14.43 %	13.66 %	13.05 %	15.60 %	15.30 %	16.63 %	13.99 %	13.63 %	14.34 %	14.46 %	13.39 %	14.39 %	14.77 %	15.04 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,710.75	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	68.04
ICICI Bank	1,291.95	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	71.72
Axis Bank	1,244.25	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.00
Kotak Bank	1,870.00	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	62.75
Indusind Bank	1,484.95	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	66.56
IDBI Bank	88.29	98,201.69	15.61	30,370.41	20.68	5,814	40.90	44.21
Yes Bank	22.90	73,345.03	50.87	32,960.89	23.98	1,285	48.84	43.56
IDFC First Bank	73.02	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	44.94
AU Small Finance Bank	749.20	53,470.73	31.22	1,445.99	19.10	761	29.90	73.55
Federal Bank	185.44	45,169.80	11.22	26,781.95	32.27	3,928	17.18	40.65

Corporate Action

Technical Indicators

RSI(14)

Neutral

66.56

ATR(14)

Volatile

24.53

STOCH(9,6)

Neutral

79.88

STOCH RSI(14)

Overbought

93.48

MACD(12,26)

Bullish

6.38

ADX(14)

Weak Trend

22.36

UO(9)

Bearish

59.53

ROC(12)

Uptrend But Slowing Down

2.15

WillR(14)

Overbought

-9.59