Indusind Bank

Indusind Bank

740.95
-8.05
(-1.07%)
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Key Fundamentals
Add Ratio
Market Cap
58,352.80 Cr
EPS
33.07
PE Ratio
57.09
Dividend Yield
0.00 %
Industry
Banks
52 Week High
1,374.45
52 Week Low
606.00
PB Ratio
0.89
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from36 analysts
SELL
Analysts have suggested that investors can sell this stock
Buy
Buy+13.89 %
+13.89 %
Hold
Hold+33.33 %
+33.33 %
Sell
Sell+52.78 %
+52.78 %
Forecast For
Actual

Company News

View All News
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negative
An IndusInd Bank official's wife traded Kesoram Industries shares in 2023 after learning about UltraTech's acquisition negotiations, violating insider trading norms. The official gained this information through client meetings as part of regular business operations. An internal bank investigation revealed the wife purchased Kesoram shares worth over ₹38 crore, earning gains of ₹3.26 crore. The official's family members also traded shares of other IBL borrower companies, generating profits exceeding ₹32 crore. The official shared acquisition details with senior colleagues via email in November 2023, indicating JM Financial was hired as advisor for Kesoram's sale to UltraTech. UltraTech's board approved the arrangement scheme on November 30, 2023. SEBI has issued an interim order and is conducting a detailed examination of insider trading allegations. IndusInd Bank stated it investigates such allegations and takes appropriate action based on internal policies.
negative
IndusInd Bank reported a 2% sequential decline in both net advances and deposits for the quarter ended September 30. Net advances fell to Rs 3.3 lakh crore while deposits dropped to Rs 3.9 lakh crore compared to the previous quarter. The bank's current and savings account ratio decreased to 30.8% from 31.5% in the prior quarter. The bank appointed Viral Damania as chief financial officer effective September 22, bringing over 27 years of banking experience from his previous role as CFO at Bank of America India. Santosh Kumar will return to his deputy CFO position. This marks the second senior appointment under Managing Director and CEO Rajiv Anand, who took charge on August 25. The CFO appointment follows the resignation of the previous CFO in January and subsequent accounting issues identified in the bank's derivatives portfolio and microfinance business.
negative
IndusInd Bank reported declining business performance with net advances falling 8% year-on-year to ₹3.27 lakh crore and net deposits dropping 5% year-on-year to ₹3.89 lakh crore. The bank's CASA ratio weakened to 30.80% from 35.90% a year earlier. For the quarter ended June 2025, net profit declined 72% year-on-year to ₹604 crore, though it exceeded estimates of ₹525 crore. Net interest income came in at ₹4,640 crore, beating expectations of ₹4,207 crore, while net interest margin improved sequentially to 3.46% from 2.25%. Asset quality deteriorated with gross NPAs rising to 3.64% from 3.1% in the previous quarter and net NPAs increasing to 1.12% from 0.95%. The bank's shares closed at ₹747.55, up 0.52%.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
978.70
#1 15,09,154.20
21.20
#1 4,70,915.90
15.42
#1 73,440
-0.57
58.60
1,370.30
9,82,829.60
18.41
2,94,586.90
#1 24.81
54,419
16.00
40.71
2,117.80
4,22,953.70
22.28
1,07,095.00
13.60
21,946
-39.96
64.88
1,180.60
3,68,226.00
13.50
1,55,916.90
12.99
28,112
-2.90
62.62
91.25
99,233.90
12.62
34,058.70
12.14
7,656
16.37
47.48
22.04
69,706.10
25.21
37,075.60
12.48
2,447
#1 56.72
69.37
740.95
#7 58,352.80
#10 57.09
#5 56,358.10
#10 2.20
#8 2,575
#10 -72.17
47.18
71.99
52,831.20
40.17
43,478.30
19.92
1,490
-29.43
57.78
202.61
49,001.00
#1 11.75
32,030.20
19.60
4,202
-9.24
64.93
160.74
26,495.60
12.93
24,914.80
18.41
2,745
-65.02
44.39

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
2.20 %
Net Income Growth
-71.31 %
Cash Flow Change
207.99 %
ROE
-72.04 %
ROCE
-16.94 %
EBITDA Margin (Avg.)
-12.25 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
6,370
6,755
7,232
7,550
8,625
8,878
9,075
9,159
8,682
8,732
8,887
9,200
9,298
9,492
9,615
9,763
10,113
10,719
11,534
12,174
12,940
13,530
13,968
14,707
14,988
14,871
15,156
11,343
14,421
Expenses
1,863
2,118
2,247
3,285
2,347
2,751
3,150
4,587
4,161
3,945
3,942
4,052
3,946
3,984
4,013
3,970
3,877
3,910
3,950
4,096
4,237
4,424
4,619
4,753
4,947
5,753
5,726
6,770
5,989
EBITDA
1,561
1,402
1,510
506
2,160
1,886
1,714
416
669
888
1,110
1,263
1,342
1,515
1,658
1,918
2,180
2,403
2,622
2,727
2,840
2,935
3,073
3,131
2,902
1,780
1,857
-3,013
807
Operating Profit %
63 %
61 %
61 %
45 %
66 %
62 %
57 %
38 %
42 %
45 %
46 %
45 %
48 %
48 %
48 %
49 %
53 %
55 %
58 %
59 %
61 %
61 %
60 %
61 %
61 %
55 %
55 %
36 %
51 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,946
3,235
3,475
3,759
4,117
4,241
4,210
4,155
3,853
3,899
3,835
3,885
4,011
3,992
3,944
3,875
4,057
4,406
4,962
5,351
5,863
6,171
6,277
6,822
7,139
7,339
7,573
7,586
7,624
Profit Before Tax
1,561
1,402
1,510
506
2,160
1,886
1,714
416
669
888
1,110
1,263
1,342
1,515
1,658
1,918
2,180
2,403
2,622
2,727
2,840
2,935
3,073
3,131
2,902
1,780
1,857
-3,013
807
Tax
525
482
525
147
728
485
405
101
159
225
280
337
325
369
417
517
549
598
658
684
715
733
772
782
731
448
455
-684
203
Net Profit
1,036
920
985
360
1,433
1,401
1,309
315
510
663
830
926
1,016
1,147
1,242
1,401
1,631
1,805
1,964
2,043
2,125
2,202
2,302
2,349
2,171
1,331
1,402
-2,329
604
EPS in ₹
17.25
15.32
16.37
5.96
20.68
20.22
18.89
4.55
7.36
9.30
10.97
12.11
13.14
14.81
16.04
18.08
21.05
23.29
25.33
26.34
27.38
28.36
29.60
30.19
27.89
17.09
18.01
-29.90
7.75

Balance Sheet

Balance Sheet
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,42,898
1,78,650
2,21,628
2,77,821
3,07,229
3,62,903
4,01,967
4,57,837
5,15,094
5,54,107
Fixed Assets
1,218
1,307
1,313
1,688
1,792
1,801
1,834
1,944
2,127
2,309
Current Assets
19,005
27,178
24,879
29,778
37,686
77,124
88,190
81,018
61,616
90,268
Capital Work in Progress
38
28
25
22
79
75
95
135
197
188
Investments
34,056
36,704
50,078
59,268
59,938
69,653
70,930
83,076
1,06,487
1,14,457
Other Assets
1,07,587
1,40,611
1,70,211
2,16,843
2,45,419
2,91,374
3,29,109
3,72,682
4,06,284
4,37,154
Total Liabilities
1,42,898
1,78,650
2,21,628
2,77,821
3,07,229
3,62,903
4,01,967
4,57,837
5,15,094
5,54,107
Current Liabilities
7,205
8,976
7,856
8,944
9,700
12,210
13,268
17,701
19,689
24,706
Non Current Liabilities
1,35,693
1,69,674
2,13,772
2,68,876
2,97,529
3,50,694
3,88,699
4,40,136
4,95,405
5,29,402
Total Equity
17,697
20,648
23,843
26,687
34,748
43,501
48,026
55,005
63,208
64,836
Reserve & Surplus
17,088
20,034
23,229
26,073
33,371
42,722
47,236
54,184
62,326
63,914
Share Capital
595
598
600
603
694
773
775
776
778
779

Cash Flow

Cash Flow
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-667
8,516
-5,412
1,568
1,271
40,556
11,975
-11,808
-19,869
22,468
Investing Activities
-258
-285
-217
-633
1,445
-324
-395
-481
-703
-685
Operating Activities
-2,927
11,569
-20,700
-6,389
-12,907
44,976
16,672
-12,442
-16,925
18,278
Financing Activities
2,517
-2,768
15,505
8,590
12,733
-4,096
-4,302
1,115
-2,242
4,876

Share Holding

% Holding
Feb 2021
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
16.56 %
16.55 %
16.54 %
16.54 %
16.53 %
16.52 %
16.51 %
16.51 %
16.51 %
16.50 %
16.49 %
16.47 %
16.45 %
16.40 %
16.38 %
16.36 %
16.29 %
15.83 %
15.82 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.24 %
0.12 %
0.00 %
41.48 %
0.50 %
40.24 %
38.40 %
34.10 %
24.74 %
29.53 %
33.69 %
DIIs
17.32 %
18.06 %
17.70 %
18.66 %
20.10 %
21.71 %
20.90 %
20.37 %
25.08 %
27.01 %
26.71 %
28.66 %
22.77 %
28.59 %
30.18 %
35.08 %
42.81 %
36.70 %
33.56 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
7.58 %
8.29 %
7.85 %
7.12 %
8.80 %
8.37 %
8.00 %
7.33 %
7.37 %
7.83 %
7.91 %
7.43 %
7.57 %
7.96 %
8.55 %
8.37 %
10.10 %
11.23 %
9.90 %
Others
58.54 %
57.10 %
57.91 %
57.69 %
54.57 %
53.39 %
54.58 %
55.78 %
50.81 %
48.54 %
48.89 %
5.97 %
52.71 %
6.81 %
6.49 %
6.09 %
6.07 %
6.71 %
7.03 %
No of Share Holders
3,65,965
4,20,350
3,96,295
3,38,496
4,71,815
4,43,112
4,31,031
3,58,251
3,45,137
3,78,303
3,64,290
3,60,027
3,59,685
3,98,181
4,17,359
4,39,052
6,39,709
7,71,743
6,95,674

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 6 7.5 7.5 0.00 5 8.5 14 16.5 0.00
Dividend Yield (%) 0.00 0.33 0.42 2.13 0.00 0.53 0.8 0.9 2.54 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
19 Aug 2021 DIVIDEND Dividend
₹ 5.00 /share
17 Aug 2021 939.00 989.65
12 Aug 2022 DIVIDEND Dividend
₹ 8.50 /share
11 Aug 2022 987.45 1,079.20
02 Jun 2023 DIVIDEND Dividend
₹ 14.00 /share
02 Jun 2023 1,115.90 1,291.25
28 Jun 2024 DIVIDEND Dividend
₹ 16.50 /share
28 Jun 2024 1,474.65 1,503.00
27 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Aug 2024 1,455.25 1,385.95
24 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Oct 2024 1,346.55 1,274.30
31 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
31 Jan 2025 971.45 957.05
21 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 May 2025 780.30 782.25
28 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
28 Jul 2025 865.10 823.70
29 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Aug 2025 842.85 746.60

Announcements

Board Meeting Intimation for Approval Of The Unaudited Consolidated And Standalone Financial Results For The Quarter And Half Year Ended September 30 20252 days ago
Half-Yearly Statement Containing Details Of Debt Securities As On September 30 20252 days ago
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 20154 days ago
Announcement under Regulation 30 (LODR)-Change in Management8 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release9 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 23, 2025
Grant Of Stock Options Under The Employee Stock Option Scheme Of The BankSep 22, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 22, 2025
Intimation Under Regulations 60(2) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 19, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 15, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseSep 15, 2025
Closure of Trading WindowSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeSep 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementSep 01, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 29, 2025
Appointment Of Secretarial AuditorAug 29, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 29, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 29, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 25, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 24, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 21, 2025
Analysts/Institutional Investors MeetAug 19, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 14, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 08, 2025
Business Responsibility and Sustainability Reporting (BRSR)Aug 07, 2025
Notice Of 31St Annual General Meeting And The Integrated Annual Report For FY 2024-25Aug 07, 2025
Reg. 34 (1) Annual Report.Aug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 06, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 04, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 04, 2025
Transcript Of Earnings CallAug 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 31, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJul 28, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 28, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 28, 2025
Unaudited Consolidated And Standalone Financial Results For The Quarter Ended June 30 2025Jul 28, 2025
Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 25, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 25, 2025
Grant Of Stock Options Under The Employee Stock Option Scheme Of The BankJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 23, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Value Direct-Growth
0.00%
-6746159
-0.93%
-0.61%
HDFC Balanced Advantage Fund Direct-Growth
0.00%
-6708756
-0.49%
-0.53%
ICICI Prudential Large & Mid Cap Fund Direct Plan-Growth
0.00%
-6429806
-2.01%
-2.21%
Mirae Asset Large & Midcap Fund Direct-Growth
0.00%
-6159529
-1.14%
-1.02%
Kotak Arbitrage Fund Direct-Growth
0.00%
-5447400
-0.56%
-0.63%
Kotak Multicap Fund Direct - Growth
0.00%
-5382727
-2.07%
-2.28%
ICICI Prudential Multi Asset Fund Direct-Growth
0.00%
-5368262
-0.61%
-0.68%
Mirae Asset ELSS Tax Saver Fund Direct-Growth
0.00%
-4364726
-1.26%
-1.23%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.00%
-3794000
-1.19%
-1.15%
HDFC Large and Mid Cap Fund Direct- Growth
0.00%
-3767539
-1.07%
-1.14%
SBI Arbitrage Opportunities Fund Direct-Growth
0.00%
-3637200
-0.65%
-0.71%
Mirae Asset Large Cap Fund Direct- Growth
0.00%
-3596620
-0.67%
-0.72%
ICICI Prudential Equity & Debt Fund Direct-Growth
0.00%
-3282014
-0.54%
-0.59%
Mirae Asset Midcap Fund Direct - Growth
0.00%
-3172930
-1.40%
-1.23%
Nippon India Value Fund Direct-Growth
0.00%
-2744522
-2.36%
-2.50%
Franklin India Focused Equity Fund Direct-Growth
0.00%
-2650000
-1.60%
-1.70%
Tata Arbitrage Fund Direct - Growth
0.00%
-2464000
-0.98%
-0.55%
Invesco India Arbitrage Fund Direct-Growth
0.00%
-2440200
-0.72%
-0.71%
ICICI Prudential Equity Arbitrage Direct-Growth
0.00%
-2317000
-0.53%
-0.44%
ICICI Prudential Balanced Advantage Direct-Growth
0.00%
-2277793
-0.26%
-0.28%
Nippon India Banking & Financial Services Fund Direct-Growth
0.00%
-2164124
-2.29%
-2.95%
Nippon India Arbitrage Fund Direct-Growth
0.00%
-2145500
-1.02%
-0.99%
ICICI Prudential India Opportunities Fund Direct - Growth
0.00%
-2122998
-0.53%
-0.57%
Invesco India Contra Fund Direct-Growth
0.00%
-2048242
-0.80%
-0.85%
ICICI Prudential Infrastructure Direct-Growth
0.00%
-1974016
-1.91%
-1.99%

Technical Indicators

RSI(14)
Neutral
50.36
ATR(14)
Less Volatile
16.88
STOCH(9,6)
Neutral
60.05
STOCH RSI(14)
Overbought
93.27
MACD(12,26)
Bullish
3.09
ADX(14)
Weak Trend
16.06
UO(9)
Bearish
45.04
ROC(12)
Uptrend And Accelerating
1.84
WillR(14)
Neutral
-20.58

About Indusind Bank

IndusInd Bank Limited is one of the largest private sector banks in India, offering a wide range of financial services. The bank operates through various business divisions including Corporate Banking, Retail Banking, Treasury, Foreign Exchange Operations, Investment Banking, and Capital Markets. It provides multi-channel facilities such as ATMs, net banking, mobile banking, and international debit cards. IndusInd Bank has a network of 2,984 branches and 2,956 ATMs across India as of March 2024. The bank's balance sheet crossed Rs 5 lakh crore, with deposits of Rs 3,84,586 crores and loans of Rs 3,43,298 crores. Its total income stood at Rs 30,012 crores as of March 2024. The bank offers products like microfinance, personal loans, vehicle loans, credit cards, and SME loans. It also provides wealth management services, managing Assets Under Management of Rs 2,50,540 Crores through various investment products.
Chairperson NameSunil Mehta