Karur Vysya Bank

Karur Vysya Bank

248.97
-0.78
(-0.31%)
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Key Fundamentals
Add Ratio
Market Cap
24,055.80 Cr
EPS
24.13
PE Ratio
11.43
Dividend Yield
0.87 %
Industry
Banks
52 Week High
251.95
52 Week Low
154.62
PB Ratio
2.02
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from15 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+93.33 %
+93.33 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+6.67 %
+6.67 %
Forecast For
Actual

Company News

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Caret
positive
Karur Vysya Bank achieved a significant milestone of INR 2 lakh crores in total business for Q2 FY26, with net profit rising 17% year-on-year to INR 574 crores. The bank reported total business of INR 2,03,216 crores, reflecting 15% annual growth, with advances at INR 92,724 crores and deposits at INR 1,10,492 crores, both growing 15% year-on-year. Net interest margin was maintained at 3.77%, down 9 basis points sequentially. The quarter included a major recovery of INR 295 crores from a written-off account, comprising INR 157 crores principal and INR 139 crores interest. Fresh slippages increased to INR 350 crores from INR 188 crores in the previous quarter, with INR 218 crores originating from two corporate accounts that management chose to recognize early. Gross NPAs increased slightly from 0.66% to 0.76%, while net NPAs remained steady at 0.19%. The bank maintained its full-year guidance of 3.7%-3.75% for net interest margins and expects to keep gross NPAs below 1.5%. CASA balances crossed INR 30,000 crores, and the bank opened 7 branches in the first half with plans for 21 more branches during the year.
neutral
Karur Vysya Bank announced its quarterly results for the quarter ended September 30, 2025. The bank reported a net profit of Rs 521.45 crore compared to Rs 573.96 crore in the previous quarter. Interest earned increased to Rs 2,568.55 crore from Rs 2,386.53 crore in the prior quarter. Total income rose to Rs 3,320.29 crore from Rs 3,015.80 crore. Operating expenses stood at Rs 730.07 crore versus Rs 690.46 crore in the previous quarter. The bank's gross NPA ratio improved to 0.76% from 1.10% in the corresponding period last year, while net NPA ratio was 0.19% compared to 0.28% previously. Capital adequacy ratio under Basel III stood at 16.58%. Return on assets was 1.72% on an annualized basis. The bank operates across Treasury, Corporate/Wholesale banking, Retail banking, and other banking operations segments.
positive
Karur Vysya Bank reported net profit of 5.74 billion rupees in Q2, representing a year-over-year increase from 4.74 billion rupees. Revenue grew to 28.08 billion rupees compared to 23.8 billion rupees in the same period last year. The bank's gross non-performing assets (GNPA) ratio increased to 0.76% from 0.66% on a quarter-over-quarter basis, while net non-performing assets (NNPA) ratio remained stable at 0.19%.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,003.55
#1 15,41,487.70
20.54
#1 4,70,915.90
15.42
#1 73,440
9.32
63.97
1,363.10
9,73,686.30
17.10
2,94,586.90
#1 24.81
54,419
2.96
42.07
2,160.80
4,29,695.10
23.13
1,07,095.00
13.60
21,946
-11.41
56.84
1,246.30
3,86,687.00
14.79
1,55,916.90
12.99
28,112
-25.14
66.29
102.18
1,09,868.00
11.79
34,058.70
12.14
7,656
#1 73.37
74.47
22.73
71,306.00
25.27
37,075.60
12.48
2,447
17.24
58.18
799.75
62,306.60
#1 -82.02
56,358.10
2.20
2,575
-132.82
67.73
79.20
58,122.40
45.00
43,478.30
19.92
1,490
64.13
71.13
235.78
58,008.00
14.33
32,030.20
19.60
4,202
-8.27
83.37
175.62
28,291.90
13.78
24,914.80
18.41
2,745
-65.02
64.01
Growth Rate
Revenue Growth
16.68 %
Net Income Growth
20.99 %
Cash Flow Change
51.90 %
ROE
1.88 %
ROCE
8.93 %
EBITDA Margin (Avg.)
5.55 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
5,977
6,150
6,405
6,600
6,779
7,145
6,389
6,357
7,676
9,863
11,508
12,315
Expenses
1,503
1,494
1,887
2,609
2,902
3,112
2,620
2,434
2,965
3,267
3,385
3,673
EBITDA
544
994
969
589
423
391
659
1,050
1,543
2,200
2,705
2,772
Operating Profit %
72 %
73 %
66 %
54 %
50 %
48 %
52 %
56 %
55 %
60 %
65 %
65 %
Depreciation
81
83
86
85
101
119
124
119
106
100
114
0
Interest
3,930
3,662
3,549
3,402
3,453
3,642
3,111
2,872
3,168
4,395
5,418
5,870
Profit Before Tax
472
912
884
504
322
272
534
931
1,437
2,100
2,591
2,772
Tax
7
344
278
158
111
37
175
258
331
495
649
667
Net Profit
464
568
606
346
211
235
359
673
1,106
1,605
1,942
2,105
EPS in ₹
39.86
46.59
9.95
4.78
2.64
2.94
4.50
8.42
13.81
19.99
24.13
25.00

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,453
1,19,367
Fixed Assets
395
417
411
475
545
564
519
464
418
412
451
Current Assets
4,257
5,038
5,624
5,810
5,295
5,813
7,664
7,656
7,698
8,935
11,013
Capital Work in Progress
17
4
8
54
38
23
21
15
17
21
39
Investments
12,375
14,443
14,858
15,803
14,882
15,762
16,019
17,216
18,808
22,344
23,831
Other Assets
40,366
44,122
46,532
50,610
53,876
51,929
58,065
62,377
70,936
82,677
95,046
Total Liabilities
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,453
1,19,367
Current Liabilities
1,315
1,256
1,311
1,376
1,442
1,419
1,857
2,650
3,526
3,822
4,143
Non Current Liabilities
51,837
57,729
60,497
65,565
67,899
66,860
72,767
77,421
86,654
1,01,631
1,15,224
Total Equity
4,246
4,573
5,036
6,264
6,423
6,600
6,960
7,596
8,584
10,040
11,930
Reserve & Surplus
4,124
4,451
4,914
6,119
6,263
6,440
6,800
7,436
8,424
9,879
11,769
Share Capital
122
122
122
145
160
160
160
160
160
161
161

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
71
143
1,454
-36
-612
696
1,928
-1,394
-231
963
2,148
Investing Activities
-102
-92
-84
-170
549
-1,535
-1,379
-1,594
-1,270
-1,297
-2,151
Operating Activities
-309
580
1,611
-550
-1,576
2,504
3,366
296
1,217
2,954
4,487
Financing Activities
482
-346
-74
683
414
-274
-59
-96
-178
-694
-188

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
2.13 %
2.12 %
2.12 %
2.28 %
2.28 %
2.28 %
2.26 %
2.25 %
2.24 %
2.24 %
2.24 %
2.22 %
2.20 %
2.15 %
2.13 %
2.13 %
2.11 %
2.10 %
2.10 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
20.26 %
19.92 %
19.67 %
21.29 %
21.85 %
22.72 %
24.56 %
29.81 %
29.40 %
30.81 %
30.34 %
33.20 %
34.19 %
33.67 %
35.01 %
36.54 %
36.94 %
37.62 %
38.65 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.02 %
0.02 %
0.00 %
0.00 %
0.00 %
0.02 %
0.02 %
0.01 %
Public / Retail
49.62 %
50.40 %
52.46 %
53.39 %
53.06 %
51.93 %
49.09 %
44.54 %
43.72 %
42.55 %
42.53 %
42.13 %
41.26 %
41.61 %
40.48 %
39.51 %
38.91 %
37.99 %
37.21 %
Others
28.00 %
27.55 %
25.75 %
23.04 %
22.81 %
23.07 %
24.10 %
23.39 %
24.63 %
24.41 %
24.89 %
22.44 %
22.33 %
22.58 %
22.38 %
21.82 %
22.02 %
22.27 %
22.02 %
No of Share Holders
0
0
23,149
1,84,878
1,94,336
2,04,045
2,02,252
2,00,256
2,03,830
2,07,639
2,22,316
2,32,052
2,45,953
2,58,964
2,57,300
2,60,387
2,60,949
2,52,957
2,64,784

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 14 2.6 0.6 0.6 0.00 0.5 1.6 2 2.4 2.6
Dividend Yield (%) 17.71 3.42 1.01 3.57 0.00 1.3 1.84 1.31 1.38 1.04

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
13 Oct 2017 RIGHTS Rights
1:6
12 Oct 2017 101.50 99.62
18 Aug 2018 BONUS Bonus
1:10
14 Aug 2018 75.00 82.75
27 Jul 2021 DIVIDEND Dividend
₹ 0.50 /share
23 Jul 2021 49.42 41.25
21 Jul 2022 DIVIDEND Dividend
₹ 1.60 /share
19 Jul 2022 37.08 39.62
08 Aug 2023 DIVIDEND Dividend
₹ 2.00 /share
07 Aug 2023 80.21 103.58
02 Aug 2024 DIVIDEND Dividend
₹ 2.40 /share
01 Aug 2024 158.87 188.12
14 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
14 Aug 2024 174.75 179.21
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 176.04 170.23
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 185.58 181.80
19 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 May 2025 175.25 188.25
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 226.42 225.83
07 Aug 2025 DIVIDEND Dividend
₹ 2.60 /share
07 Aug 2025 188.25 218.12
21 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
21 Aug 2025 225.58 216.21
26 Aug 2025 BONUS Bonus
1:5
26 Aug 2025 216.54 219.75
17 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2025 222.36 226.35

Announcements

Transcript of the Conference Call4 days ago
Schedule of Institutional Investors/Analysts meet6 days ago
Newspaper Publication8 days ago
Audio Recording of the Conference Call held with respects to the Unaudited Financial Results of the Bank for the quarter and half year ended September 30 202510 days ago
Results Press Release for September 30 202510 days ago
Investor PresentationOct 17, 2025
Standalone Financial Results Limited Review Report for September 30 2025Oct 17, 2025
Newspaper PublicationOct 16, 2025
Environmental Social and Governance (ESG) Rating IntimationOct 16, 2025
Schedule of Analysts / Institutional Investors meet / Conference CallOct 14, 2025
Completion of tenure of Non-Executive Independent DirectorOct 13, 2025
Board Meeting Intimation for ResultsOct 10, 2025
Opening of Trading WindowOct 10, 2025
Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.Oct 07, 2025
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Newspaper PublicationOct 06, 2025
Intimation under SEBI (LODR) Regulation 2015 read with Prohibition of Insider Trading Regulations 2015Oct 01, 2025
Press ReleaseSep 29, 2025
Closure of Trading WindowSep 26, 2025
Revision in Base Rate and BPLR of the BankSep 25, 2025
Credit RatingSep 25, 2025
Opening of New BranchSep 25, 2025
Outcome of Board MeetingSep 25, 2025
Appointment of Dr Mythili Vutukuru as an Additional Director of the Bank under Independent CategorySep 25, 2025
Intimation under Regulation 30 of SEBI (LODR) Regulations 2015Sep 23, 2025
Newspaper PublicationSep 22, 2025
Outcome of the Institutional Investor/Analyst meet<BR>Sep 22, 2025
Credit Rating<BR>Sep 17, 2025
Schedule of Institutional Investors/Analysts meetSep 15, 2025
Disclosure under Regulation 30 of SEBI (LODR) Regulations 2015 - Newspaper PublicationSep 09, 2025
KVB expands presence in Coimbatore & MaduraiSep 08, 2025
Outcome of the Institutional Investor/Analyst meetSep 05, 2025
Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Sep 05, 2025
Opening of New BranchesSep 05, 2025
Newspaper PublicationSep 04, 2025
Outcome of Board MeetingAug 29, 2025
Intimation under Regulation 8(2) of SEBI (Prohibition of Insider Trading) Regulations 2015Aug 29, 2025
Disclosure regarding updation in members of Disclosure committee determining materiality of any event or informationAug 29, 2025
Allotment of Bonus Equity SharesAug 28, 2025
Newspaper PublicationAug 23, 2025
Voting Results of Annual General Meeting along with Scrutinizers ReportAug 22, 2025
Proceedings of the 106th Annual General Meeting of the BankAug 21, 2025
Newspaper PublicationAug 14, 2025
Press ReleaseAug 12, 2025
Opening of New BranchesAug 07, 2025
Outcome of Institutional Investor/Analyst meetAug 05, 2025
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) - Newspaper PublicationAug 04, 2025
Newspaper Publication regarding 106th Annual General MeetingAug 01, 2025
Business Responsibility and Sustainability Report (BRSR) for FY 2024-25<BR>Jul 31, 2025
Schedule of Institutional Investors/Analysts meet<BR>Jul 31, 2025
Transcript of the Conference Call<BR>Jul 31, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
HDFC Focused Fund Direct-Growth
1.67%
3240000
0.21%
0.10%
Axis Business Cycles Fund Direct-Growth
0.00%
-794388
-0.75%
-0.75%
Axis Nifty Smallcap 50 Index Fund Direct-Growth
2.73%
693699
2.73%
2.73%
Mirae Asset Small Cap Fund Direct-Growth
3.06%
638267
0.23%
0.38%
Canara Robeco Small Cap Fund Direct - Growth
2.02%
551657
0.02%
0.03%
Baroda BNP Paribas Dividend Yield Fund Direct-Growth
0.00%
-540000
-1.25%
-1.24%
UTI Banking and Financial Services Fund Direct Plan-Growth
3.28%
-400000
-0.82%
-0.91%
Baroda BNP Paribas Balanced Advantage Fund Direct - Growth
1.11%
380000
0.16%
0.52%
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund Direct-Growth
2.73%
321188
2.73%
2.73%
Tata Retirement Savings Fund Progressive Plan Direct-Growth
1.99%
-270000
-0.31%
-0.33%
Motilal Oswal Small Cap Fund Direct - Growth
3.73%
255248
-0.08%
-0.08%
Canara Robeco ELSS Tax Saver Direct- Growth
0.49%
250000
0.05%
0.08%
Franklin India Small Cap Fund Direct-Growth
1.18%
-239510
-0.05%
-0.83%
UTI Mid Cap Fund Direct-Growth
0.99%
232081
0.03%
0.02%
Tata Retirement Savings Fund Moderate Plan Direct-Growth
1.69%
-225000
-0.26%
-0.27%
Kotak Nifty Smallcap 50 Index Fund Direct - Growth
2.73%
207965
2.73%
2.73%
Union Multicap Fund Direct - Growth
1.12%
-141458
-0.40%
-0.42%
ITI Small Cap Fund Direct-Growth
1.99%
-117624
-0.16%
-0.17%
Bajaj Finserv Small Cap Fund Direct-Growth
1.08%
-100127
-0.27%
-0.18%
Union Balanced Advantage Fund Direct - Growth
0.62%
78000
0.12%
0.62%
Baroda BNP Paribas Large & Mid Cap Fund Direct - Growth
1.38%
60000
0.06%
0.34%
Baroda BNP Paribas Flexi Cap Fund Direct - Growth
1.54%
60000
0.10%
0.33%
TRUSTMF Multi Cap Fund Direct-Growth
1.33%
-59028
-0.77%
0.84%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
0.76%
45724
0.17%
0.03%
Quantum Small Cap Fund Direct - Growth
2.90%
45427
0.49%
0.45%

Technical Indicators

RSI(14)
Neutral
72.87
ATR(14)
Less Volatile
6.49
STOCH(9,6)
Overbought
90.36
STOCH RSI(14)
Overbought
86.12
MACD(12,26)
Bullish
2.59
ADX(14)
Strong Trend
43.45
UO(9)
Bearish
61.28
ROC(12)
Uptrend And Accelerating
11.97
WillR(14)
Overbought
-9.04

About Karur Vysya Bank

Karur Vysya Bank Limited is a privately held Indian bank founded in 1916 and headquartered in Karur, Tamil Nadu. It provides a wide range of banking and financial services, including commercial banking and treasury operations. The bank operates in four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. As of March 31, 2024, Karur Vysya Bank has a network of 838 branches, 1,642 ATMs, 620 Bunch Note Recycler Machines, and 217 Self-Service Passbook Kiosks across India. The bank offers various services such as investments, loans, digital banking, and para-banking activities like bancassurance and third-party product distribution.
Chairperson NameMeena Hemchandra