Karur Vysya Bank

Karur Vysya Bank

246.86
-0.21
(-0.08%)
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Key Fundamentals
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Market Cap
23,851.93 Cr
EPS
24.13
PE Ratio
11.37
Dividend Yield
0.87 %
Industry
Banks
52 Week High
258.50
52 Week Low
154.62
PB Ratio
1.87
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from15 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+93.33 %
+93.33 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+6.67 %
+6.67 %
Forecast For
Actual

Company News

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positive
Karur Vysya Bank has revised its Marginal Cost of Funds Based Lending Rates (MCLR) downward by 25 basis points across all tenors, with overnight MCLR reducing from 9.15% to 8.90% and one-year MCLR decreasing from 9.45% to 9.20%. The revised rates will be effective from November 22, 2025, potentially making loans cheaper for borrowers and affecting the bank's lending portfolio.
neutral
Karur Vysya Bank has issued a postal ballot notice seeking shareholder approval for appointing Dr. Mythili Vutukuru as Non-Executive Independent Director for three years from September 24, 2025 to September 23, 2028. The remote e-voting process will be conducted from November 21, 2025 to December 20, 2025, with Dr. Vutukuru bringing Information Technology expertise as an Associate Professor at IIT Bombay and member of NSE Clearing's Standing Committee on Technology.
neutral
Karur Vysya Bank's Board approved the allotment of 1,54,722 equity shares with face value of ₹2 each under the KVB ESOS 2011-2018 Scheme during its board meeting. The decision affects employees participating in the stock option scheme and represents the bank's execution of its employee compensation program.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,008.35
#1 15,48,860.69
20.66
#1 4,70,915.90
15.42
#1 73,440
9.32
54.88
1,373.90
9,81,400.95
17.35
2,94,586.90
#1 24.81
54,419
2.96
49.33
2,100.40
4,17,683.97
22.45
1,07,095.00
13.60
21,946
-11.41
45.38
1,281.10
3,97,484.30
15.26
1,55,916.90
12.99
28,112
-25.14
68.34
100.66
1,08,233.68
11.88
34,058.70
12.14
7,656
#1 73.37
53.05
22.35
70,113.87
25.16
37,075.60
12.48
2,447
17.24
47.55
845.80
65,894.25
#1 -85.07
56,358.10
2.20
2,575
-132.82
63.68
250.00
61,506.49
14.89
32,030.20
19.60
4,202
-8.27
74.15
78.50
57,608.68
47.26
43,478.30
19.92
1,490
64.13
49.49
150.05
24,172.63
19.85
24,914.80
18.41
2,745
-88.06
34.75
Growth Rate
Revenue Growth
16.68 %
Net Income Growth
20.99 %
Cash Flow Change
51.90 %
ROE
1.88 %
ROCE
8.93 %
EBITDA Margin (Avg.)
5.55 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
5,977
6,150
6,405
6,600
6,779
7,145
6,389
6,357
7,676
9,863
11,508
12,315
Expenses
1,503
1,494
1,887
2,609
2,902
3,112
2,620
2,434
2,965
3,267
3,385
3,673
EBITDA
544
994
969
589
423
391
659
1,050
1,543
2,200
2,705
2,772
Operating Profit %
72 %
73 %
66 %
54 %
50 %
48 %
52 %
56 %
55 %
60 %
65 %
65 %
Depreciation
81
83
86
85
101
119
124
119
106
100
114
0
Interest
3,930
3,662
3,549
3,402
3,453
3,642
3,111
2,872
3,168
4,395
5,418
5,870
Profit Before Tax
472
912
884
504
322
272
534
931
1,437
2,100
2,591
2,772
Tax
7
344
278
158
111
37
175
258
331
495
649
667
Net Profit
464
568
606
346
211
235
359
673
1,106
1,605
1,942
2,105
EPS in ₹
39.86
46.59
9.95
4.78
2.64
2.94
4.50
8.42
13.81
19.99
24.13
25.00

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,453
1,19,367
Fixed Assets
395
417
411
475
545
564
519
464
418
412
451
Current Assets
4,257
5,038
5,624
5,810
5,295
5,813
7,664
7,656
7,698
8,935
11,013
Capital Work in Progress
17
4
8
54
38
23
21
15
17
21
39
Investments
12,375
14,443
14,858
15,803
14,882
15,762
16,019
17,216
18,808
22,344
23,831
Other Assets
40,366
44,122
46,532
50,610
53,876
51,929
58,065
62,377
70,936
82,677
95,046
Total Liabilities
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,453
1,19,367
Current Liabilities
1,315
1,256
1,311
1,376
1,442
1,419
1,857
2,650
3,526
3,822
4,143
Non Current Liabilities
51,837
57,729
60,497
65,565
67,899
66,860
72,767
77,421
86,654
1,01,631
1,15,224
Total Equity
4,246
4,573
5,036
6,264
6,423
6,600
6,960
7,596
8,584
10,040
11,930
Reserve & Surplus
4,124
4,451
4,914
6,119
6,263
6,440
6,800
7,436
8,424
9,879
11,769
Share Capital
122
122
122
145
160
160
160
160
160
161
161

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
71
143
1,454
-36
-612
696
1,928
-1,394
-231
963
2,148
Investing Activities
-102
-92
-84
-170
549
-1,535
-1,379
-1,594
-1,270
-1,297
-2,151
Operating Activities
-309
580
1,611
-550
-1,576
2,504
3,366
296
1,217
2,954
4,487
Financing Activities
482
-346
-74
683
414
-274
-59
-96
-178
-694
-188

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
2.13 %
2.12 %
2.12 %
2.28 %
2.28 %
2.28 %
2.26 %
2.25 %
2.24 %
2.24 %
2.24 %
2.22 %
2.20 %
2.15 %
2.13 %
2.13 %
2.11 %
2.10 %
2.10 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
20.26 %
19.92 %
19.67 %
21.29 %
21.85 %
22.72 %
24.56 %
29.81 %
29.40 %
30.81 %
30.34 %
33.20 %
34.19 %
33.67 %
35.01 %
36.54 %
36.94 %
37.62 %
38.65 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.02 %
0.02 %
0.00 %
0.00 %
0.00 %
0.02 %
0.02 %
0.01 %
Public / Retail
49.62 %
50.40 %
52.46 %
53.39 %
53.06 %
51.93 %
49.09 %
44.54 %
43.72 %
42.55 %
42.53 %
42.13 %
41.26 %
41.61 %
40.48 %
39.51 %
38.91 %
37.99 %
37.21 %
Others
28.00 %
27.55 %
25.75 %
23.04 %
22.81 %
23.07 %
24.10 %
23.39 %
24.63 %
24.41 %
24.89 %
22.44 %
22.33 %
22.58 %
22.38 %
21.82 %
22.02 %
22.27 %
22.02 %
No of Share Holders
0
0
23,149
1,84,878
1,94,336
2,04,045
2,02,252
2,00,256
2,03,830
2,07,639
2,22,316
2,32,052
2,45,953
2,58,964
2,57,300
2,60,387
2,60,949
2,52,957
2,64,784

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 14 2.6 0.6 0.6 0.00 0.5 1.6 2 2.4 2.6
Dividend Yield (%) 17.71 3.42 1.01 3.57 0.00 1.3 1.84 1.31 1.38 1.05

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
13 Oct 2017 RIGHTS Rights
1:6
12 Oct 2017 101.78 99.51
18 Aug 2018 BONUS Bonus
1:10
14 Aug 2018 74.85 83.00
27 Jul 2021 DIVIDEND Dividend
₹ 0.50 /share
23 Jul 2021 49.37 41.29
21 Jul 2022 DIVIDEND Dividend
₹ 1.60 /share
19 Jul 2022 37.08 39.67
08 Aug 2023 DIVIDEND Dividend
₹ 2.00 /share
07 Aug 2023 80.29 103.71
02 Aug 2024 DIVIDEND Dividend
₹ 2.40 /share
01 Aug 2024 158.67 188.29
14 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
14 Aug 2024 175.11 179.12
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 175.90 170.04
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 185.66 181.71
19 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 May 2025 175.38 188.12
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 226.46 226.08
07 Aug 2025 DIVIDEND Dividend
₹ 2.60 /share
07 Aug 2025 188.12 218.17
21 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
21 Aug 2025 225.62 216.29
26 Aug 2025 BONUS Bonus
1:5
26 Aug 2025 216.71 219.96
17 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2025 222.10 226.50

Announcements

Revision in Marginal Cost of Funds Based Lending Rates (MCLR)2 days ago
Newspaper Publication4 days ago
Outcome of Institutional Investor/Analyst Meet4 days ago
Notice of Postal Ballot4 days ago
Karur Vysya Bank joins National Finance Olympiad to Promote Financial Literacy in Schools5 days ago
Newspaper Publication5 days ago
Outcome of Board Meeting6 days ago
Schedule of Institutional Investors/Analysts meetNov 13, 2025
Karur Vysya Bank Extends CSR Support for Integrated Palliative and Geriatric Care Facility in VisakhapatnamNov 11, 2025
Karur Vysya Bank opens new branch in MaduraiNov 11, 2025
Opening of New BranchNov 07, 2025
Newspaper PublicationNov 04, 2025
Outcome of the Institutional Investor/Analyst meetOct 29, 2025
Transcript of the Conference CallOct 25, 2025
Schedule of Institutional Investors/Analysts meetOct 22, 2025
Newspaper PublicationOct 20, 2025
Audio Recording of the Conference Call held with respects to the Unaudited Financial Results of the Bank for the quarter and half year ended September 30 2025Oct 18, 2025
Results Press Release for September 30 2025Oct 18, 2025
Investor PresentationOct 17, 2025
Standalone Financial Results Limited Review Report for September 30 2025Oct 17, 2025
Newspaper PublicationOct 16, 2025
Environmental Social and Governance (ESG) Rating IntimationOct 16, 2025
Schedule of Analysts / Institutional Investors meet / Conference CallOct 14, 2025
Completion of tenure of Non-Executive Independent DirectorOct 13, 2025
Board Meeting Intimation for ResultsOct 10, 2025
Opening of Trading WindowOct 10, 2025
Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.Oct 07, 2025
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Newspaper PublicationOct 06, 2025
Intimation under SEBI (LODR) Regulation 2015 read with Prohibition of Insider Trading Regulations 2015Oct 01, 2025
Press ReleaseSep 29, 2025
Closure of Trading WindowSep 26, 2025
Revision in Base Rate and BPLR of the BankSep 25, 2025
Credit RatingSep 25, 2025
Opening of New BranchSep 25, 2025
Outcome of Board MeetingSep 25, 2025
Appointment of Dr Mythili Vutukuru as an Additional Director of the Bank under Independent CategorySep 25, 2025
Intimation under Regulation 30 of SEBI (LODR) Regulations 2015Sep 23, 2025
Newspaper PublicationSep 22, 2025
Outcome of the Institutional Investor/Analyst meet<BR>Sep 22, 2025
Credit Rating<BR>Sep 17, 2025
Schedule of Institutional Investors/Analysts meetSep 15, 2025
Disclosure under Regulation 30 of SEBI (LODR) Regulations 2015 - Newspaper PublicationSep 09, 2025
KVB expands presence in Coimbatore & MaduraiSep 08, 2025
Outcome of the Institutional Investor/Analyst meetSep 05, 2025
Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Sep 05, 2025
Opening of New BranchesSep 05, 2025
Newspaper PublicationSep 04, 2025
Outcome of Board MeetingAug 29, 2025
Intimation under Regulation 8(2) of SEBI (Prohibition of Insider Trading) Regulations 2015Aug 29, 2025
Disclosure regarding updation in members of Disclosure committee determining materiality of any event or informationAug 29, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Kotak Small Cap Fund Direct-Growth
0.77%
3474879
0.50%
0.49%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.00%
-1801056
-0.38%
-0.40%
DSP Banking & Financial Services Fund Direct - Growth
0.96%
602302
0.96%
0.96%
Motilal Oswal Small Cap Fund Direct - Growth
3.81%
-510872
0.08%
-0.01%
Aditya Birla Sun Life Small Cap Fund Direct-Growth
1.81%
500000
0.38%
0.34%
Mahindra Manulife Aggressive Hybrid Fund Direct - Growth
0.00%
-432000
-0.49%
-0.50%
HDFC Value Fund Direct Plan-Growth
0.99%
-306036
0.00%
-0.03%
HDFC Banking & Financial Services Fund Direct - Growth
2.30%
-287433
0.05%
-0.04%
ITI Small Cap Fund Direct-Growth
1.91%
-286901
-0.08%
-0.24%
HSBC Multi Cap Fund Direct - Growth
1.16%
265050
0.22%
0.19%
HSBC Small Cap Fund Direct-Growth
2.14%
265049
0.26%
0.21%
Mahindra Manulife Large Cap Fund Direct - Growth
0.00%
-216000
-0.65%
-0.66%
UTI Banking and Financial Services Fund Direct Plan-Growth
3.25%
-200000
-0.03%
-0.84%
Capitalmind Flexi Cap Fund Direct - Growth
2.52%
192810
2.52%
2.52%
TRUSTMF Small Cap Fund Direct-Growth
2.67%
-103319
0.00%
-0.15%
Samco Multi Asset Allocation Fund Direct-Growth
0.65%
95129
0.65%
0.42%
Axis Value Fund Direct-Growth
0.66%
49357
0.14%
0.11%
ITI Value Fund Direct - Growth
1.18%
39225
0.36%
0.32%
Samco Flexi Cap Fund Direct - Growth
3.56%
-37857
0.33%
0.24%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
1.11%
17777
0.11%
0.04%
ITI Multi Cap Fund Direct - Growth
1.40%
17170
0.16%
0.07%
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth
1.12%
16371
0.11%
0.05%
Kotak Banking & Financial Services Fund Direct - Growth
2.11%
-13899
0.13%
0.04%
WhiteOak Capital Banking & Financial Services Fund Direct - Growth
0.76%
-10466
0.00%
0.17%
TRUSTMF Multi Cap Fund Direct-Growth
1.43%
8633
0.11%
-0.66%

Technical Indicators

RSI(14)
Neutral
55.00
ATR(14)
Volatile
6.24
STOCH(9,6)
Neutral
52.72
STOCH RSI(14)
Oversold
18.06
MACD(12,26)
Bearish
-1.23
ADX(14)
Strong Trend
44.12
UO(9)
Bearish
43.80
ROC(12)
Downtrend And Accelerating
-1.55
WillR(14)
Neutral
-75.95

About Karur Vysya Bank

Karur Vysya Bank Limited is a privately held Indian bank founded in 1916 and headquartered in Karur, Tamil Nadu. It provides a wide range of banking and financial services, including commercial banking and treasury operations. The bank operates in four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. As of March 31, 2024, Karur Vysya Bank has a network of 838 branches, 1,642 ATMs, 620 Bunch Note Recycler Machines, and 217 Self-Service Passbook Kiosks across India. The bank offers various services such as investments, loans, digital banking, and para-banking activities like bancassurance and third-party product distribution.
Chairperson NameMeena Hemchandra