Karur Vysya Bank

Karur Vysya Bank

260.00
-0.60
(-0.23%)
ann
Q1 Quarterly Results are out. Check out the updated financials2 days ago
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Market Cap
20,929.86 Cr
EPS
24.13
PE Ratio
10.48
Dividend Yield
1.00 %
Industry
Banks
52 Week High
277.50
52 Week Low
185.55
PB Ratio
1.76
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from14 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+92.86 %
+92.86 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+7.14 %
+7.14 %

Company News

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positive
Karur Vysya Bank celebrated its 109th Founder's Day in Karur with RBI Deputy Governor Shri Swaminathan J as the Chief Guest. The event was attended by customers, Board of Directors, founding family members, and employees. As part of the celebrations, Shri Swaminathan J remotely launched KVB's Cybersecurity Awareness Initiative in Trichy, designed to promote digital safety and responsible financial practices among the public. The initiative will reach various sections of society through mass media campaigns, offline and branch activations, and workshops across schools, colleges, workplaces, residential communities, and senior citizen forums. Managing Director & CEO Shri Ramesh Babu emphasized the bank's commitment to serving with integrity and creating awareness for digital security. The celebration also featured the unveiling of a brand film showcasing the bank's 109-year journey from its humble beginnings to becoming a modern, tech-driven financial institution with a national footprint.
positive
Karur Vysya Bank's Board of Directors approved several key decisions. The 106th Annual General Meeting is scheduled for August 21, 2025, via video conferencing. The Board approved increasing authorized share capital from ₹200 crore to ₹250 crore, divided into 125 crore equity shares of ₹2 each, subject to shareholder approval. A new employee stock option scheme KVB-ESOS-2025 was approved, covering 3 crore equity shares with options vesting between 1-3 years and exercise period of maximum 2 years. The Board allotted 25,141 equity shares to employees under existing ESOS schemes, 15,697 shares to MD & CEO B Ramesh Babu, and 21,884 shares to senior management as part of variable pay for FY 2023-24. M/s. S.A.E. & Associates LLP was appointed as Secretarial Auditors for FY 2025-26 to FY 2029-30 at ₹2.25 lakh per annum. The record date for proposed dividend for FY 2024-25 was fixed as August 7, 2025, with dividend payment scheduled on or after August 22, 2025, subject to shareholder approval.
positive
Karur Vysya Bank Reports 15.27% Business Growth and 13.51% Net Profit Rise in Q1 Results4 days ago
Karur Vysya Bank announced its quarterly results showing total business growth of 15.27% year-over-year to Rs 1,96,024 crore. Net profit increased 13.51% to Rs 521 crore compared to Rs 459 crore in the corresponding quarter. Deposits grew 15.49% to Rs 1,06,650 crore while advances rose 15.01% to Rs 89,374 crore. The bank's Net Interest Margin declined to 3.86% from 4.14% in the previous year quarter. Asset quality improved with Gross NPA at 0.66% and Net NPA at 0.19%. Capital Adequacy Ratio stood at 17.36% with Tier 1 at 16.33%. The CASA ratio was 27.48% and Cost to Income ratio at 47.24%. The board approved bonus shares in 1:5 proportion subject to shareholder approval. Managing Director Ramesh Babu noted the bank successfully front-loaded growth in the first quarter and achieved sustained performance across growth, profitability, and asset quality metrics.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
2,008.50
#1 15,40,100.46
21.79
#1 4,70,915.90
15.42
#1 73,440
-0.57
55.80
1,488.40
10,61,977.26
19.92
1,86,331.00
26.78
55,507
16.00
65.10
1,966.60
3,91,014.50
19.13
1,07,095.00
13.60
21,946
-39.96
26.79
1,073.60
3,32,931.67
#1 12.10
1,55,916.90
12.99
28,112
-2.90
22.01
92.30
99,244.67
12.67
34,058.70
12.14
7,656
16.37
38.20
802.05
62,484.18
24.92
48,667.70
23.81
2,575
-199.14
36.00
19.33
60,624.05
22.54
30,918.80
23.98
2,447
#1 56.72
36.90
70.72
51,859.75
35.00
43,478.30
19.92
1,490
-29.43
38.85
206.00
50,634.35
12.29
28,106.10
#1 32.27
4,201
12.48
39.95
175.03
28,196.83
13.97
21,948.20
14.48
2,745
-65.02
43.91
Forecast
Actual
Growth Rate
Revenue Growth
28.49 %
Net Income Growth
45.09 %
Cash Flow Change
142.69 %
ROE
23.97 %
ROCE
20.35 %
EBITDA Margin (Avg.)
8.96 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
5,977
6,150
6,405
6,600
6,779
7,145
6,389
6,357
7,676
9,863
9,678
11,851
Expenses
1,503
1,494
1,887
2,609
2,902
3,112
2,620
2,434
2,965
3,267
3,499
3,538
EBITDA
544
994
969
589
423
391
659
1,050
1,543
2,200
0
2,665
Operating Profit %
72 %
73 %
66 %
54 %
50 %
48 %
52 %
56 %
55 %
60 %
64 %
64 %
Depreciation
81
83
86
85
101
119
124
119
106
100
0
0
Interest
3,930
3,662
3,549
3,402
3,453
3,642
3,111
2,872
3,168
4,395
5,418
5,647
Profit Before Tax
472
912
884
504
322
272
534
931
1,437
2,100
2,591
2,665
Tax
7
344
278
158
111
37
175
258
331
495
649
661
Net Profit
464
568
606
346
211
235
359
673
1,106
1,605
1,942
2,005
EPS in ₹
39.86
46.59
9.95
4.78
2.64
2.94
4.50
8.42
13.81
19.99
24.13
24.90

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,585
24,321
Fixed Assets
395
417
411
475
545
564
519
464
418
412
490
Current Assets
4,257
5,038
5,624
5,810
5,295
5,813
7,664
7,656
7,698
9,067
0
Capital Work in Progress
17
4
8
54
38
23
21
15
17
21
0
Investments
12,375
14,443
14,858
15,803
14,882
15,762
16,019
17,216
18,808
22,344
23,831
Other Assets
40,366
44,122
46,532
50,610
53,876
51,929
58,065
62,377
70,936
82,809
0
Total Liabilities
53,153
58,985
61,808
66,941
69,340
68,278
74,623
80,071
90,179
1,05,585
24,321
Current Liabilities
1,315
1,256
1,311
1,376
1,442
1,419
1,857
2,650
3,526
3,954
0
Non Current Liabilities
51,837
57,729
60,497
65,565
67,899
66,860
72,767
77,421
86,654
1,01,631
12,714
Total Equity
4,246
4,573
5,036
6,264
6,423
6,600
6,960
7,596
8,584
10,040
11,930
Reserve & Surplus
4,124
4,451
4,914
6,119
6,263
6,440
6,800
7,436
8,424
9,879
11,769
Share Capital
122
122
122
145
160
160
160
160
160
161
161

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
71
143
1,454
-36
-612
696
1,928
-1,394
-231
963
Investing Activities
-102
-92
-84
-170
549
-1,535
-1,379
-1,594
-1,270
-1,297
Operating Activities
-309
580
1,611
-550
-1,576
2,504
3,366
296
1,217
2,954
Financing Activities
482
-346
-74
683
414
-274
-59
-96
-178
-694

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
2.13 %
2.12 %
2.12 %
2.28 %
2.28 %
2.28 %
2.26 %
2.25 %
2.24 %
2.24 %
2.24 %
2.22 %
2.20 %
2.15 %
2.13 %
2.13 %
2.11 %
2.10 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
DIIs
20.26 %
19.92 %
19.67 %
21.29 %
21.85 %
22.72 %
24.56 %
29.81 %
29.40 %
30.81 %
30.34 %
33.20 %
34.19 %
33.67 %
35.01 %
36.54 %
36.94 %
37.62 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.02 %
0.02 %
0.00 %
0.00 %
0.00 %
0.02 %
0.02 %
Public / Retail
49.62 %
50.40 %
52.46 %
53.39 %
53.06 %
51.93 %
49.09 %
44.54 %
43.72 %
42.55 %
42.53 %
42.13 %
41.26 %
41.61 %
40.48 %
39.51 %
38.91 %
37.99 %
Others
28.00 %
27.55 %
25.75 %
23.04 %
22.81 %
23.07 %
24.10 %
23.39 %
24.63 %
24.41 %
24.89 %
22.44 %
22.33 %
22.58 %
22.38 %
21.82 %
22.02 %
22.27 %
No of Share Holders
0
0
23,149
1,84,878
1,94,336
2,04,045
2,02,252
2,00,256
2,03,830
2,07,639
2,22,316
2,32,052
2,45,953
2,58,964
2,57,300
2,60,387
2,60,949
2,52,957

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 14 2.6 0.6 0.6 0.00 0.5 1.6 2 2.4 0.00
Dividend Yield (%) 14.76 2.85 0.84 2.97 0.00 1.08 1.57 1.09 1.15 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
21 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
21 Aug 2025 270.75 260.60
24 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
24 Jul 2025 271.75 271.30
19 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
19 May 2025 210.46 225.75
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 222.79 218.05
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 211.08 204.05
14 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
14 Aug 2024 210.13 214.95
02 Aug 2024 DIVIDEND Dividend
₹ 2.40 /share
01 Aug 2024 190.40 225.95
08 Aug 2023 DIVIDEND Dividend
₹ 2.00 /share
07 Aug 2023 96.35 124.45
21 Jul 2022 DIVIDEND Dividend
₹ 1.60 /share
19 Jul 2022 44.50 47.55
27 Jul 2021 DIVIDEND Dividend
₹ 0.50 /share
23 Jul 2021 59.30 49.50
18 Aug 2018 BONUS Bonus
1:10
14 Aug 2018 90.00 99.30
13 Oct 2017 RIGHTS Rights
1:6
12 Oct 2017 121.80 119.55

Announcements

Karur Vysya Bank celebrates 109th Founders Day; RBI Deputy Governor Shri Swaminathan J launches Cybersecurity Initiative2 days ago
Newspaper Publication on Unaudited Financial Results of the Bank for the quarter ended June 30 20253 days ago
Audio Recording of the Conference Call3 days ago
Outcome of Board Meeting3 days ago
Results Press Release for June 30 20254 days ago
Fixes Record Date for Bonus Issue4 days ago
Investor Presentation4 days ago
Board approves Bonus Issue4 days ago
Standalone Financial Results Limited Review Report for June 30 20254 days ago
Newspaper Publication7 days ago
Board to consider Bonus Issue9 days ago
Schedule of Analysts / Institutional Investors meet / Conference Call<BR>Jul 17, 2025
Opening of Trading WindowJul 10, 2025
Board Meeting Intimation for ResultsJul 10, 2025
Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Jul 07, 2025
Execution of agreement with M/s. Kshema General Insurance company as an additional Bancassurance partner under Non-Life Insurance businessJul 01, 2025
Intimation under SEBI (LODR) Regulation 2015 read with Prohibition of Insider Trading Regulations 2015Jul 01, 2025
Allotment of Equity SharesJun 27, 2025
Intimation pursuant to Banks Internal Code of Conduct for Prevention of Insider Trading - Closure of Trading WindowJun 27, 2025
Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015Jun 25, 2025
Credit Rating IntimationJun 20, 2025
Credit Rating IntimationJun 20, 2025
Credit Rating IntimationJun 13, 2025
Environmental Social and Governance (ESG) Rating IntimationJun 10, 2025
Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Jun 06, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Outcome of the Institutional Investor/Analyst meet<BR>May 30, 2025
Transcript of the Conference Call held with respect to the Audited Financial Results of the Bank for the quarter and year ended March 31 2025May 23, 2025
Schedule of Institutional Investors/Analysts meet<BR>May 23, 2025
Completion of tenure of Executive DirectorMay 22, 2025
Credit Rating IntimationMay 20, 2025
Newspaper Publication on Audited Financial Results of the Bank for the quarter and year ended March 31 2025May 20, 2025
Results Press Release for March 31 2025May 20, 2025
Audio Recording of the Conference CallMay 20, 2025
Outcome of Board MeetingMay 20, 2025
Investor PresentationMay 19, 2025
Board recommends DividendMay 19, 2025
Standalone Financial Results Auditors Report for March 31 2025May 19, 2025
Scrutinisers Report and Declaration of Postal Ballot (Remote e-Voting) ResultsMay 19, 2025
Schedule of Analysts / Institutional Investors meet / Conference Call<BR>May 12, 2025
Approval from Reserve Bank of India for Re-appointment of Dr. Meena Hemchandra as Part-time Chairperson of the BankMay 10, 2025
Execution of agreement with M/s. Life Insurance Corporation of India (LIC) as an additional Bancassurance partner under Life Insurance businessMay 09, 2025
Opening of Trading WindowMay 07, 2025
Board to consider Audited Financial Results & DividendMay 07, 2025
Changes in Senior Management Personnels of the BankMay 02, 2025
Outcome of Board MeetingMay 02, 2025
Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015Apr 19, 2025
Newspaper Publication regarding dispatch of Postal Ballot Notice and Remote e-voting instructionsApr 19, 2025
Postal Ballot NoticeApr 16, 2025
Revision in EBR-R of the BankApr 09, 2025

Technical Indicators

RSI(14)
Neutral
47.85
ATR(14)
Less Volatile
7.14
STOCH(9,6)
Neutral
36.58
STOCH RSI(14)
Oversold
7.18
MACD(12,26)
Bearish
-2.36
ADX(14)
Strong Trend
36.51
UO(9)
Bearish
35.53
ROC(12)
Downtrend And Accelerating
-4.10
WillR(14)
Oversold
-87.50

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Canara Robeco ELSS Tax Saver Direct- Growth
0.40%
1370670
0.40%
0.40%
Canara Robeco Small Cap Fund Direct - Growth
2.00%
1187782
0.46%
0.51%
Tata India Innovation Fund Direct-Growth
1.26%
835064
1.26%
1.26%
Baroda BNP Paribas Balanced Advantage Fund Direct - Growth
0.30%
500000
0.30%
0.30%
Baroda BNP Paribas Large & Mid Cap Fund Direct - Growth
0.69%
425000
0.69%
0.69%
Union Flexi Cap Fund Direct-Growth
1.57%
410000
0.61%
0.59%
Axis ELSS Tax Saver Direct Plan-Growth
0.61%
403087
0.12%
0.12%
Kotak Banking & Financial Services Fund Direct - Growth
2.04%
330000
0.87%
1.06%
TRUSTMF Small Cap Fund Direct-Growth
2.75%
321885
1.07%
0.81%
Baroda BNP Paribas Flexi Cap Fund Direct - Growth
0.61%
300000
0.61%
0.61%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct - Growth
2.63%
275938
2.63%
2.63%
Motilal Oswal Small Cap Fund Direct - Growth
3.58%
272555
0.56%
0.25%
Axis Quant Fund Direct-Growth
0.00%
-226572
-0.52%
-1.90%
Kotak Small Cap Fund Direct-Growth
0.03%
197256
0.03%
0.03%
Franklin India Small Cap Fund Direct-Growth
2.65%
-139874
0.36%
0.21%
Mahindra Manulife Aggressive Hybrid Fund Direct - Growth
0.85%
-130000
-0.06%
-0.08%
Union Aggressive Hybrid Fund Direct - Growth
1.61%
122437
0.66%
0.65%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.87%
100730
0.15%
0.17%
UTI Multi Cap Fund Direct-Growth
2.12%
100000
0.22%
2.12%
Invesco India Smallcap Fund Direct - Growth
2.04%
90631
0.23%
0.08%
Mahindra Manulife Large Cap Fund Direct - Growth
1.15%
-85000
-0.16%
-0.19%
ITI Small Cap Fund Direct-Growth
2.17%
82888
0.35%
0.21%
Motilal Oswal Quant Fund Direct-Growth
0.00%
-57719
-0.89%
-0.97%
ITI Multi Cap Fund Direct - Growth
1.34%
46278
0.26%
0.20%
Axis Business Cycles Fund Direct-Growth
0.72%
46141
0.16%
0.15%

About Karur Vysya Bank

Karur Vysya Bank Limited is a privately held Indian bank founded in 1916 and headquartered in Karur, Tamil Nadu. It provides a wide range of banking and financial services, including commercial banking and treasury operations. The bank operates in four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. As of March 31, 2024, Karur Vysya Bank has a network of 838 branches, 1,642 ATMs, 620 Bunch Note Recycler Machines, and 217 Self-Service Passbook Kiosks across India. The bank offers various services such as investments, loans, digital banking, and para-banking activities like bancassurance and third-party product distribution.
Chairperson NameMeena Hemchandra