| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 5,977 | 6,150 | 6,405 | 6,600 | 6,779 | 7,145 | 6,389 | 6,357 | 7,676 | 9,863 | 11,508 | 11,851 |
| Expenses | 1,503 | 1,494 | 1,887 | 2,609 | 2,902 | 3,112 | 2,620 | 2,434 | 2,965 | 3,267 | 3,385 | 3,538 |
| EBITDA | 544 | 994 | 969 | 589 | 423 | 391 | 659 | 1,050 | 1,543 | 2,200 | 2,705 | 2,665 |
| Operating Profit % | 72 % | 73 % | 66 % | 54 % | 50 % | 48 % | 52 % | 56 % | 55 % | 60 % | 65 % | 64 % |
| Depreciation | 81 | 83 | 86 | 85 | 101 | 119 | 124 | 119 | 106 | 100 | 114 | 0 |
| Interest | 3,930 | 3,662 | 3,549 | 3,402 | 3,453 | 3,642 | 3,111 | 2,872 | 3,168 | 4,395 | 5,418 | 5,647 |
| Profit Before Tax | 472 | 912 | 884 | 504 | 322 | 272 | 534 | 931 | 1,437 | 2,100 | 2,591 | 2,665 |
| Tax | 7 | 344 | 278 | 158 | 111 | 37 | 175 | 258 | 331 | 495 | 649 | 661 |
| Net Profit | 464 | 568 | 606 | 346 | 211 | 235 | 359 | 673 | 1,106 | 1,605 | 1,942 | 2,005 |
| EPS in ₹ | 39.86 | 46.59 | 9.95 | 4.78 | 2.64 | 2.94 | 4.50 | 8.42 | 13.81 | 19.99 | 24.13 | 24.90 |
Karur Vysya Bank
Karur Vysya Bank
225.11
+6.54
(2.99%)
Key Fundamentals
Market Cap
21,118.50 Cr
EPS
24.13
PE Ratio
10.45
Dividend Yield
1.00 %
Industry
Banks 52 Week High
231.25
52 Week Low
154.62
PB Ratio
1.76
Debt to Equity
0.00
Sector
Private Bank Analyst Rating and Forecast
- By Refinitiv from15 analysts
Actual
Company News
View All News
Karur Vysya Bank Limited reported total business growth of 15.37% year-over-year, reaching ₹2,03,211 crore. The bank's total deposits increased by 15.29% year-over-year to ₹1,10,492 crore, while advances rose by 15.47% year-over-year to ₹92,719 crore.
Karur Vysya Bank announced a revision in its interest rates effective September 27, 2025. The Base Rate will be reduced from 11.85% to 11.15%, representing a decrease of 70 basis points. The Benchmark Prime Lending Rate (BPLR) will decrease from 16.85% to 16.15%, also a reduction of 70 basis points. The rate changes were communicated to stock exchanges on September 25, 2025.
Karur Vysya Bank appointed Dr. Mythili Vutukuru as an Additional Director in the Independent Category, effective September 24, 2025. Dr. Vutukuru is an Associate Professor in Computer Science and Engineering at IIT Bombay with expertise in computer systems, networking, and cloud computing. Her appointment requires shareholder approval within three months. The bank also appointed Shri R Ganesan as Head of Internal Audit effective October 1, 2025, for a minimum three-year term. Ganesan, who has 34 years of experience with the bank, replaces Shri L Murali who is retiring on September 30, 2025. Additionally, the bank allotted 22,893 equity shares of face value ₹2 each under the KVB ESOS 2018 scheme.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
978.70 | #1 15,09,154.20 | 21.20 | #1 4,70,915.90 | 15.42 | #1 73,440 | -0.57 | 58.60 | |
1,370.30 | 9,82,829.60 | 18.41 | 2,94,586.90 | #1 24.81 | 54,419 | 16.00 | 40.71 | |
2,117.80 | 4,22,953.70 | 22.28 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 64.88 | |
1,180.60 | 3,68,226.00 | 13.50 | 1,55,916.90 | 12.99 | 28,112 | -2.90 | 62.62 | |
91.25 | 99,233.90 | 12.62 | 34,058.70 | 12.14 | 7,656 | 16.37 | 47.48 | |
22.04 | 69,706.10 | 25.21 | 37,075.60 | 12.48 | 2,447 | #1 56.72 | 69.37 | |
740.95 | 58,352.80 | 57.09 | 56,358.10 | 2.20 | 2,575 | -72.17 | 47.18 | |
71.99 | 52,831.20 | 40.17 | 43,478.30 | 19.92 | 1,490 | -29.43 | 57.78 | |
202.61 | 49,001.00 | #1 11.75 | 32,030.20 | 19.60 | 4,202 | -9.24 | 64.93 | |
160.74 | 26,495.60 | 12.93 | 24,914.80 | 18.41 | 2,745 | -65.02 | 44.39 |
Growth Rate
Revenue Growth
16.68 %
Net Income Growth
20.99 %
Cash Flow Change
51.90 %
ROE
1.88 %
ROCE
8.93 %
EBITDA Margin (Avg.)
5.55 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 53,153 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 1,05,453 | 1,19,367 |
| Fixed Assets | 395 | 417 | 411 | 475 | 545 | 564 | 519 | 464 | 418 | 412 | 451 |
| Current Assets | 4,257 | 5,038 | 5,624 | 5,810 | 5,295 | 5,813 | 7,664 | 7,656 | 7,698 | 8,935 | 11,013 |
| Capital Work in Progress | 17 | 4 | 8 | 54 | 38 | 23 | 21 | 15 | 17 | 21 | 39 |
| Investments | 12,375 | 14,443 | 14,858 | 15,803 | 14,882 | 15,762 | 16,019 | 17,216 | 18,808 | 22,344 | 23,831 |
| Other Assets | 40,366 | 44,122 | 46,532 | 50,610 | 53,876 | 51,929 | 58,065 | 62,377 | 70,936 | 82,677 | 95,046 |
| Total Liabilities | 53,153 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 1,05,453 | 1,19,367 |
| Current Liabilities | 1,315 | 1,256 | 1,311 | 1,376 | 1,442 | 1,419 | 1,857 | 2,650 | 3,526 | 3,822 | 4,143 |
| Non Current Liabilities | 51,837 | 57,729 | 60,497 | 65,565 | 67,899 | 66,860 | 72,767 | 77,421 | 86,654 | 1,01,631 | 1,15,224 |
| Total Equity | 4,246 | 4,573 | 5,036 | 6,264 | 6,423 | 6,600 | 6,960 | 7,596 | 8,584 | 10,040 | 11,930 |
| Reserve & Surplus | 4,124 | 4,451 | 4,914 | 6,119 | 6,263 | 6,440 | 6,800 | 7,436 | 8,424 | 9,879 | 11,769 |
| Share Capital | 122 | 122 | 122 | 145 | 160 | 160 | 160 | 160 | 160 | 161 | 161 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 71 | 143 | 1,454 | -36 | -612 | 696 | 1,928 | -1,394 | -231 | 963 | 2,148 |
| Investing Activities | -102 | -92 | -84 | -170 | 549 | -1,535 | -1,379 | -1,594 | -1,270 | -1,297 | -2,151 |
| Operating Activities | -309 | 580 | 1,611 | -550 | -1,576 | 2,504 | 3,366 | 296 | 1,217 | 2,954 | 4,487 |
| Financing Activities | 482 | -346 | -74 | 683 | 414 | -274 | -59 | -96 | -178 | -694 | -188 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 2.13 % | 2.12 % | 2.12 % | 2.28 % | 2.28 % | 2.28 % | 2.26 % | 2.25 % | 2.24 % | 2.24 % | 2.24 % | 2.22 % | 2.20 % | 2.15 % | 2.13 % | 2.13 % | 2.11 % | 2.10 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| DIIs | 20.26 % | 19.92 % | 19.67 % | 21.29 % | 21.85 % | 22.72 % | 24.56 % | 29.81 % | 29.40 % | 30.81 % | 30.34 % | 33.20 % | 34.19 % | 33.67 % | 35.01 % | 36.54 % | 36.94 % | 37.62 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.02 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.02 % | 0.02 % |
| Public / Retail | 49.62 % | 50.40 % | 52.46 % | 53.39 % | 53.06 % | 51.93 % | 49.09 % | 44.54 % | 43.72 % | 42.55 % | 42.53 % | 42.13 % | 41.26 % | 41.61 % | 40.48 % | 39.51 % | 38.91 % | 37.99 % |
| Others | 28.00 % | 27.55 % | 25.75 % | 23.04 % | 22.81 % | 23.07 % | 24.10 % | 23.39 % | 24.63 % | 24.41 % | 24.89 % | 22.44 % | 22.33 % | 22.58 % | 22.38 % | 21.82 % | 22.02 % | 22.27 % |
| No of Share Holders | 0 | 0 | 23,149 | 1,84,878 | 1,94,336 | 2,04,045 | 2,02,252 | 2,00,256 | 2,03,830 | 2,07,639 | 2,22,316 | 2,32,052 | 2,45,953 | 2,58,964 | 2,57,300 | 2,60,387 | 2,60,949 | 2,52,957 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 14 | 2.6 | 0.6 | 0.6 | 0.00 | 0.5 | 1.6 | 2 | 2.4 | 2.6 |
| Dividend Yield (%) | 17.71 | 3.42 | 1.01 | 3.57 | 0.00 | 1.3 | 1.84 | 1.31 | 1.38 | 1.19 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 13 Oct 2017 |  Rights | 1:6 | 12 Oct 2017 | 101.50 | 99.62 |
| 18 Aug 2018 |  Bonus | 1:10 | 14 Aug 2018 | 75.00 | 82.75 |
| 27 Jul 2021 |  Dividend | ₹ 0.50 /share | 23 Jul 2021 | 49.42 | 41.25 |
| 21 Jul 2022 | Dividend | ₹ 1.60 /share | 19 Jul 2022 | 37.08 | 39.62 |
| 08 Aug 2023 | Dividend | ₹ 2.00 /share | 07 Aug 2023 | 80.21 | 103.58 |
| 02 Aug 2024 | Dividend | ₹ 2.40 /share | 01 Aug 2024 | 158.87 | 188.12 |
| 14 Aug 2024 |  Annual General Meeting | NA | 14 Aug 2024 | 174.75 | 179.21 |
| 17 Oct 2024 |  Quarterly Result Announcement | NA | 17 Oct 2024 | 176.04 | 170.23 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 185.58 | 181.80 |
| 19 May 2025 | Quarterly Result Announcement | NA | 19 May 2025 | 175.25 | 188.25 |
| 24 Jul 2025 | Quarterly Result Announcement | NA | 24 Jul 2025 | 226.42 | 225.83 |
| 07 Aug 2025 | Dividend | ₹ 2.60 /share | 07 Aug 2025 | 188.25 | 218.12 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 225.58 | 216.21 |
| 26 Aug 2025 | Bonus | 1:5 | 26 Aug 2025 | 216.54 | 219.75 |
Announcements
Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.
1 day ago
1 day agoDisclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Newspaper Publication2 days ago
2 days agoIntimation under SEBI (LODR) Regulation 2015 read with Prohibition of Insider Trading Regulations 20157 days ago
7 days agoPress Release9 days ago
9 days agoClosure of Trading WindowSep 26, 2025
Sep 26, 2025Revision in Base Rate and BPLR of the BankSep 25, 2025
Sep 25, 2025Credit RatingSep 25, 2025
Sep 25, 2025Opening of New BranchSep 25, 2025
Sep 25, 2025Outcome of Board MeetingSep 25, 2025
Sep 25, 2025Appointment of Dr Mythili Vutukuru as an Additional Director of the Bank under Independent CategorySep 25, 2025
Sep 25, 2025Intimation under Regulation 30 of SEBI (LODR) Regulations 2015Sep 23, 2025
Sep 23, 2025Newspaper PublicationSep 22, 2025
Sep 22, 2025Outcome of the Institutional Investor/Analyst meet<BR>Sep 22, 2025
Sep 22, 2025Credit Rating<BR>Sep 17, 2025
Sep 17, 2025Schedule of Institutional Investors/Analysts meetSep 15, 2025
Sep 15, 2025Disclosure under Regulation 30 of SEBI (LODR) Regulations 2015 - Newspaper PublicationSep 09, 2025
Sep 09, 2025KVB expands presence in Coimbatore & MaduraiSep 08, 2025
Sep 08, 2025Outcome of the Institutional Investor/Analyst meetSep 05, 2025
Sep 05, 2025Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Sep 05, 2025
Sep 05, 2025Opening of New BranchesSep 05, 2025
Sep 05, 2025Newspaper PublicationSep 04, 2025
Sep 04, 2025Outcome of Board MeetingAug 29, 2025
Aug 29, 2025Intimation under Regulation 8(2) of SEBI (Prohibition of Insider Trading) Regulations 2015Aug 29, 2025
Aug 29, 2025Disclosure regarding updation in members of Disclosure committee determining materiality of any event or informationAug 29, 2025
Aug 29, 2025Allotment of Bonus Equity SharesAug 28, 2025
Aug 28, 2025Newspaper PublicationAug 23, 2025
Aug 23, 2025Voting Results of Annual General Meeting along with Scrutinizers ReportAug 22, 2025
Aug 22, 2025Proceedings of the 106th Annual General Meeting of the BankAug 21, 2025
Aug 21, 2025Newspaper PublicationAug 14, 2025
Aug 14, 2025Press ReleaseAug 12, 2025
Aug 12, 2025Opening of New BranchesAug 07, 2025
Aug 07, 2025Outcome of Institutional Investor/Analyst meetAug 05, 2025
Aug 05, 2025Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) - Newspaper PublicationAug 04, 2025
Aug 04, 2025Newspaper Publication regarding 106th Annual General MeetingAug 01, 2025
Aug 01, 2025Business Responsibility and Sustainability Report (BRSR) for FY 2024-25<BR>Jul 31, 2025
Jul 31, 2025Schedule of Institutional Investors/Analysts meet<BR>Jul 31, 2025
Jul 31, 2025Transcript of the Conference Call<BR>Jul 31, 2025
Jul 31, 2025AGM on August 21 2025Jul 31, 2025
Jul 31, 2025Notice of the 106th Annual General Meeting of the Bank and Integrated Annual Report for the FY 2024-25<BR>Jul 31, 2025
Jul 31, 2025Newspaper PublicationJul 30, 2025
Jul 30, 2025Karur Vysya Bank celebrates 109th Founders Day; RBI Deputy Governor Shri Swaminathan J launches Cybersecurity InitiativeJul 25, 2025
Jul 25, 2025Newspaper Publication on Unaudited Financial Results of the Bank for the quarter ended June 30 2025Jul 25, 2025
Jul 25, 2025Audio Recording of the Conference CallJul 25, 2025
Jul 25, 2025Outcome of Board MeetingJul 25, 2025
Jul 25, 2025Results Press Release for June 30 2025Jul 24, 2025
Jul 24, 2025Fixes Record Date for Bonus IssueJul 24, 2025
Jul 24, 2025Investor PresentationJul 24, 2025
Jul 24, 2025Board approves Bonus IssueJul 24, 2025
Jul 24, 2025Standalone Financial Results Limited Review Report for June 30 2025Jul 24, 2025
Jul 24, 2025Newspaper PublicationJul 21, 2025
Jul 21, 2025Mutual Fund Holdings
Nippon India Small Cap Fund Direct- Growth 
HSBC Value Fund Direct-Growth 
Axis Small Cap Fund Direct-Growth 
Canara Robeco Small Cap Fund Direct - Growth 
Invesco India Smallcap Fund Direct - Growth 
Franklin India Small Cap Fund Direct-Growth 
Edelweiss Small Cap Fund Direct - Growth 
PGIM India Midcap Fund Direct-Growth 
Aditya Birla Sun Life Small Cap Fund Direct-Growth 
HDFC Focused Fund Direct-Growth 
Mirae Asset Small Cap Fund Direct-Growth 
Baroda BNP Paribas Multi Cap Fund Direct-Growth 
ITI Small Cap Fund Direct-Growth 
Union Small Cap Fund Direct-Growth 
Kotak Small Cap Fund Direct-Growth 
Tata Retirement Savings Fund Progressive Plan Direct-Growth 
Mahindra Manulife Small Cap Fund Direct - Growth Technical Indicators
RSI(14)
Neutral 57.90
ATR(14)
Less Volatile 5.69
STOCH(9,6)
Neutral 57.18
STOCH RSI(14)
Neutral 67.33
MACD(12,26)
Bullish 0.75
ADX(14)
Weak Trend 20.70
UO(9)
Bearish 52.86
ROC(12)
Downtrend And Accelerating -0.16
WillR(14)
Overbought -11.10
About Karur Vysya Bank
Karur Vysya Bank Limited is a privately held Indian bank founded in 1916 and headquartered in Karur, Tamil Nadu. It provides a wide range of banking and financial services, including commercial banking and treasury operations. The bank operates in four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. As of March 31, 2024, Karur Vysya Bank has a network of 838 branches, 1,642 ATMs, 620 Bunch Note Recycler Machines, and 217 Self-Service Passbook Kiosks across India. The bank offers various services such as investments, loans, digital banking, and para-banking activities like bancassurance and third-party product distribution.
Website
Chairperson NameMeena Hemchandra
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