| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 5,977 | 6,150 | 6,405 | 6,600 | 6,779 | 7,145 | 6,389 | 6,357 | 7,676 | 9,863 | 11,508 | 11,851 |
| Expenses | 1,503 | 1,494 | 1,887 | 2,609 | 2,902 | 3,112 | 2,620 | 2,434 | 2,965 | 3,267 | 3,385 | 3,538 |
| EBITDA | 544 | 994 | 969 | 589 | 423 | 391 | 659 | 1,050 | 1,543 | 2,200 | 2,705 | 2,665 |
| Operating Profit % | 72 % | 73 % | 66 % | 54 % | 50 % | 48 % | 52 % | 56 % | 55 % | 60 % | 65 % | 64 % |
| Depreciation | 81 | 83 | 86 | 85 | 101 | 119 | 124 | 119 | 106 | 100 | 114 | 0 |
| Interest | 3,930 | 3,662 | 3,549 | 3,402 | 3,453 | 3,642 | 3,111 | 2,872 | 3,168 | 4,395 | 5,418 | 5,647 |
| Profit Before Tax | 472 | 912 | 884 | 504 | 322 | 272 | 534 | 931 | 1,437 | 2,100 | 2,591 | 2,665 |
| Tax | 7 | 344 | 278 | 158 | 111 | 37 | 175 | 258 | 331 | 495 | 649 | 661 |
| Net Profit | 464 | 568 | 606 | 346 | 211 | 235 | 359 | 673 | 1,106 | 1,605 | 1,942 | 2,005 |
| EPS in ₹ | 39.86 | 46.59 | 9.95 | 4.78 | 2.64 | 2.94 | 4.50 | 8.42 | 13.81 | 19.99 | 24.13 | 24.90 |
Karur Vysya Bank
Karur Vysya Bank
206.10
+3.14
(1.55%)
Market Cap
19,909.13 Cr
EPS
24.13
PE Ratio
9.78
Dividend Yield
1.07 %
Industry
Banks52 Week High
231.25
52 Week Low
154.62
PB Ratio
1.64
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from14 analysts
Company News
View All News
Karur Vysya Bank opened three new branches on September 8, 2025, in Madurai, Coimbatore, and Visakhapatnam, expanding its presence in Tamil Nadu and Andhra Pradesh. The bank also revised its Marginal Cost of Funds Based Lending Rates (MCLR) effective September 7, 2025, reducing rates across all tenors. The overnight MCLR decreased by 10 basis points from 9.25% to 9.15%, while the one-year MCLR dropped from 9.55% to 9.45%. One-month and three-month MCLR rates were reduced from 9.40% to 9.30%, and six-month MCLR decreased from 9.55% to 9.45%.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
963.40 | #1 14,77,453.60 | 20.91 | #1 4,70,915.90 | 15.42 | #1 73,440 | -0.57 | 40.15 | |
1,402.80 | 10,00,901.44 | 18.98 | 2,94,586.90 | #1 24.81 | 54,419 | 16.00 | 40.83 | |
1,945.50 | 3,86,819.24 | 20.25 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 39.36 | |
1,055.90 | 3,27,442.76 | 11.69 | 1,55,916.90 | 12.99 | 28,112 | -2.90 | 36.13 | |
88.87 | 95,556.60 | 12.13 | 34,058.70 | 12.14 | 7,656 | 16.37 | 45.01 | |
20.44 | 64,105.30 | 23.31 | 37,075.60 | 12.48 | 2,447 | #1 56.72 | 63.61 | |
757.05 | 58,978.42 | 58.27 | 56,358.10 | 2.20 | 2,575 | -72.17 | 40.72 | |
72.60 | 53,238.38 | 40.82 | 43,478.30 | 19.92 | 1,490 | -29.43 | 59.53 | |
190.52 | 46,829.40 | #1 11.52 | 32,030.20 | 19.60 | 4,202 | -9.24 | 29.34 | |
163.34 | 26,313.61 | 12.74 | 24,914.80 | 18.41 | 2,745 | -65.02 | 40.66 |
Forecast
Actual
Growth Rate
Revenue Growth
16.68 %
Net Income Growth
20.99 %
Cash Flow Change
51.90 %
ROE
1.88 %
ROCE
8.93 %
EBITDA Margin (Avg.)
5.55 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 53,153 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 1,05,453 | 1,19,367 |
| Fixed Assets | 395 | 417 | 411 | 475 | 545 | 564 | 519 | 464 | 418 | 412 | 451 |
| Current Assets | 4,257 | 5,038 | 5,624 | 5,810 | 5,295 | 5,813 | 7,664 | 7,656 | 7,698 | 8,935 | 11,013 |
| Capital Work in Progress | 17 | 4 | 8 | 54 | 38 | 23 | 21 | 15 | 17 | 21 | 39 |
| Investments | 12,375 | 14,443 | 14,858 | 15,803 | 14,882 | 15,762 | 16,019 | 17,216 | 18,808 | 22,344 | 23,831 |
| Other Assets | 40,366 | 44,122 | 46,532 | 50,610 | 53,876 | 51,929 | 58,065 | 62,377 | 70,936 | 82,677 | 95,046 |
| Total Liabilities | 53,153 | 58,985 | 61,808 | 66,941 | 69,340 | 68,278 | 74,623 | 80,071 | 90,179 | 1,05,453 | 1,19,367 |
| Current Liabilities | 1,315 | 1,256 | 1,311 | 1,376 | 1,442 | 1,419 | 1,857 | 2,650 | 3,526 | 3,822 | 4,143 |
| Non Current Liabilities | 51,837 | 57,729 | 60,497 | 65,565 | 67,899 | 66,860 | 72,767 | 77,421 | 86,654 | 1,01,631 | 1,15,224 |
| Total Equity | 4,246 | 4,573 | 5,036 | 6,264 | 6,423 | 6,600 | 6,960 | 7,596 | 8,584 | 10,040 | 11,930 |
| Reserve & Surplus | 4,124 | 4,451 | 4,914 | 6,119 | 6,263 | 6,440 | 6,800 | 7,436 | 8,424 | 9,879 | 11,769 |
| Share Capital | 122 | 122 | 122 | 145 | 160 | 160 | 160 | 160 | 160 | 161 | 161 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 71 | 143 | 1,454 | -36 | -612 | 696 | 1,928 | -1,394 | -231 | 963 | 2,148 |
| Investing Activities | -102 | -92 | -84 | -170 | 549 | -1,535 | -1,379 | -1,594 | -1,270 | -1,297 | -2,151 |
| Operating Activities | -309 | 580 | 1,611 | -550 | -1,576 | 2,504 | 3,366 | 296 | 1,217 | 2,954 | 4,487 |
| Financing Activities | 482 | -346 | -74 | 683 | 414 | -274 | -59 | -96 | -178 | -694 | -188 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 2.13 % | 2.12 % | 2.12 % | 2.28 % | 2.28 % | 2.28 % | 2.26 % | 2.25 % | 2.24 % | 2.24 % | 2.24 % | 2.22 % | 2.20 % | 2.15 % | 2.13 % | 2.13 % | 2.11 % | 2.10 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| DIIs | 20.26 % | 19.92 % | 19.67 % | 21.29 % | 21.85 % | 22.72 % | 24.56 % | 29.81 % | 29.40 % | 30.81 % | 30.34 % | 33.20 % | 34.19 % | 33.67 % | 35.01 % | 36.54 % | 36.94 % | 37.62 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.01 % | 0.02 % | 0.02 % | 0.00 % | 0.00 % | 0.00 % | 0.02 % | 0.02 % |
| Public / Retail | 49.62 % | 50.40 % | 52.46 % | 53.39 % | 53.06 % | 51.93 % | 49.09 % | 44.54 % | 43.72 % | 42.55 % | 42.53 % | 42.13 % | 41.26 % | 41.61 % | 40.48 % | 39.51 % | 38.91 % | 37.99 % |
| Others | 28.00 % | 27.55 % | 25.75 % | 23.04 % | 22.81 % | 23.07 % | 24.10 % | 23.39 % | 24.63 % | 24.41 % | 24.89 % | 22.44 % | 22.33 % | 22.58 % | 22.38 % | 21.82 % | 22.02 % | 22.27 % |
| No of Share Holders | 0 | 0 | 23,149 | 1,84,878 | 1,94,336 | 2,04,045 | 2,02,252 | 2,00,256 | 2,03,830 | 2,07,639 | 2,22,316 | 2,32,052 | 2,45,953 | 2,58,964 | 2,57,300 | 2,60,387 | 2,60,949 | 2,52,957 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 14 | 2.6 | 0.6 | 0.6 | 0.00 | 0.5 | 1.6 | 2 | 2.4 | 2.6 |
| Dividend Yield (%) | 17.71 | 3.42 | 1.01 | 3.57 | 0.00 | 1.3 | 1.84 | 1.31 | 1.38 | 1.26 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 13 Oct 2017 |  Rights | 1:6 | 12 Oct 2017 | 101.50 | 99.62 |
| 18 Aug 2018 |  Bonus | 1:10 | 14 Aug 2018 | 75.00 | 82.75 |
| 27 Jul 2021 |  Dividend | ₹ 0.50 /share | 23 Jul 2021 | 49.42 | 41.25 |
| 21 Jul 2022 | Dividend | ₹ 1.60 /share | 19 Jul 2022 | 37.08 | 39.62 |
| 08 Aug 2023 | Dividend | ₹ 2.00 /share | 07 Aug 2023 | 80.21 | 103.58 |
| 02 Aug 2024 | Dividend | ₹ 2.40 /share | 01 Aug 2024 | 158.87 | 188.12 |
| 14 Aug 2024 |  Annual General Meeting | NA | 14 Aug 2024 | 174.75 | 179.21 |
| 17 Oct 2024 |  Quarterly Result Announcement | NA | 17 Oct 2024 | 176.04 | 170.23 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 185.58 | 181.80 |
| 19 May 2025 | Quarterly Result Announcement | NA | 19 May 2025 | 175.25 | 188.25 |
| 24 Jul 2025 | Quarterly Result Announcement | NA | 24 Jul 2025 | 226.42 | 225.83 |
| 07 Aug 2025 | Dividend | ₹ 2.60 /share | 07 Aug 2025 | 188.25 | 218.12 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 225.58 | 216.21 |
| 26 Aug 2025 | Bonus | 1:5 | 26 Aug 2025 | 216.54 | 219.75 |
Announcements
Outcome of the Institutional Investor/Analyst meet
1 day ago
1 day agoRevision in Marginal Cost of Funds Based Lending Rates (MCLR)1 day ago
1 day agoOpening of New Branches1 day ago
1 day agoNewspaper Publication2 days ago
2 days agoOutcome of Board Meeting8 days ago
8 days agoIntimation under Regulation 8(2) of SEBI (Prohibition of Insider Trading) Regulations 20158 days ago
8 days agoDisclosure regarding updation in members of Disclosure committee determining materiality of any event or information8 days ago
8 days agoAllotment of Bonus Equity Shares9 days ago
9 days agoNewspaper PublicationAug 23, 2025
Aug 23, 2025Voting Results of Annual General Meeting along with Scrutinizers ReportAug 22, 2025
Aug 22, 2025Proceedings of the 106th Annual General Meeting of the BankAug 21, 2025
Aug 21, 2025Newspaper PublicationAug 14, 2025
Aug 14, 2025Press ReleaseAug 12, 2025
Aug 12, 2025Opening of New BranchesAug 07, 2025
Aug 07, 2025Outcome of Institutional Investor/Analyst meetAug 05, 2025
Aug 05, 2025Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) - Newspaper PublicationAug 04, 2025
Aug 04, 2025Newspaper Publication regarding 106th Annual General MeetingAug 01, 2025
Aug 01, 2025Business Responsibility and Sustainability Report (BRSR) for FY 2024-25<BR>Jul 31, 2025
Jul 31, 2025Schedule of Institutional Investors/Analysts meet<BR>Jul 31, 2025
Jul 31, 2025Transcript of the Conference Call<BR>Jul 31, 2025
Jul 31, 2025AGM on August 21 2025Jul 31, 2025
Jul 31, 2025Notice of the 106th Annual General Meeting of the Bank and Integrated Annual Report for the FY 2024-25<BR>Jul 31, 2025
Jul 31, 2025Newspaper PublicationJul 30, 2025
Jul 30, 2025Karur Vysya Bank celebrates 109th Founders Day; RBI Deputy Governor Shri Swaminathan J launches Cybersecurity InitiativeJul 25, 2025
Jul 25, 2025Newspaper Publication on Unaudited Financial Results of the Bank for the quarter ended June 30 2025Jul 25, 2025
Jul 25, 2025Audio Recording of the Conference CallJul 25, 2025
Jul 25, 2025Outcome of Board MeetingJul 25, 2025
Jul 25, 2025Results Press Release for June 30 2025Jul 24, 2025
Jul 24, 2025Fixes Record Date for Bonus IssueJul 24, 2025
Jul 24, 2025Investor PresentationJul 24, 2025
Jul 24, 2025Board approves Bonus IssueJul 24, 2025
Jul 24, 2025Standalone Financial Results Limited Review Report for June 30 2025Jul 24, 2025
Jul 24, 2025Newspaper PublicationJul 21, 2025
Jul 21, 2025Board to consider Bonus IssueJul 19, 2025
Jul 19, 2025Schedule of Analysts / Institutional Investors meet / Conference Call<BR>Jul 17, 2025
Jul 17, 2025Opening of Trading WindowJul 10, 2025
Jul 10, 2025Board Meeting Intimation for ResultsJul 10, 2025
Jul 10, 2025Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Jul 07, 2025
Jul 07, 2025Execution of agreement with M/s. Kshema General Insurance company as an additional Bancassurance partner under Non-Life Insurance businessJul 01, 2025
Jul 01, 2025Intimation under SEBI (LODR) Regulation 2015 read with Prohibition of Insider Trading Regulations 2015Jul 01, 2025
Jul 01, 2025Allotment of Equity SharesJun 27, 2025
Jun 27, 2025Intimation pursuant to Banks Internal Code of Conduct for Prevention of Insider Trading - Closure of Trading WindowJun 27, 2025
Jun 27, 2025Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015Jun 25, 2025
Jun 25, 2025Credit Rating IntimationJun 20, 2025
Jun 20, 2025Credit Rating IntimationJun 20, 2025
Jun 20, 2025Credit Rating IntimationJun 13, 2025
Jun 13, 2025Environmental Social and Governance (ESG) Rating IntimationJun 10, 2025
Jun 10, 2025Revision in Marginal Cost of Funds Based Lending Rates (MCLR)Jun 06, 2025
Jun 06, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Outcome of the Institutional Investor/Analyst meet<BR>May 30, 2025
May 30, 2025Technical Indicators
RSI(14)
Neutral 33.47
ATR(14)
Less Volatile 5.78
STOCH(9,6)
Oversold 8.58
STOCH RSI(14)
Oversold 1.05
MACD(12,26)
Bearish -1.42
ADX(14)
Weak Trend 14.37
UO(9)
Bearish 32.54
ROC(12)
Downtrend But Slowing Down -7.19
WillR(14)
Oversold -88.98
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Aditya Birla Sun Life Small Cap Fund Direct-Growth 
Baroda BNP Paribas Multi Cap Fund Direct-Growth 
ITI Small Cap Fund Direct-Growth About Karur Vysya Bank
Karur Vysya Bank Limited is a privately held Indian bank founded in 1916 and headquartered in Karur, Tamil Nadu. It provides a wide range of banking and financial services, including commercial banking and treasury operations. The bank operates in four business segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. As of March 31, 2024, Karur Vysya Bank has a network of 838 branches, 1,642 ATMs, 620 Bunch Note Recycler Machines, and 217 Self-Service Passbook Kiosks across India. The bank offers various services such as investments, loans, digital banking, and para-banking activities like bancassurance and third-party product distribution.
Website
Chairperson NameMeena Hemchandra
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