IDFC First Bank

Market Cap

44,914.50 Cr

EPS

4.30

PE Ratio

22.80

Dividend Yield

0.00 %

Industry

Banks

52 Week High

86.10

52 Week low

56.43

PB Ratio

1.16

Debt to Equity

0.00

Sector

Private Bank

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Analyst Rating

- By Refinitiv from16 analysts

Analysts have suggested that investors can buy this stock

Buy43.75 %

43.75 %

Hold25.00 %

25.00 %

Sell31.25 %

31.25 %

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,687.10	12,90,246.81	18.99	4,07,994.80	99.35	65,447	3.51	55.89
ICICI Bank	1,249.95	8,82,217.19	18.11	2,36,037.70	26.78	45,007	20.25	53.09
Kotak Bank	1,970.55	3,91,777.69	20.07	94,273.90	38.35	17,977	10.23	63.73
Axis Bank	1,017.20	3,14,819.80	11.11	1,37,989.40	30.43	26,424	3.98	50.09
Indusind Bank	1,047.65	81,617.35	11.13	55,144.00	23.81	8,977	-39.07	54.99
IDBI Bank	74.23	79,815.08	10.93	30,370.40	20.68	5,814	28.98	42.54
Yes Bank	18.21	57,088.14	26.10	32,960.90	23.98	1,285	155.32	42.72
Federal Bank	184.38	45,266.11	11.02	26,782.00	32.27	3,928	-10.87	39.36
IDFC First Bank	61.36	44,914.50	22.80	36,256.80	33.32	2,942	-53.53	42.97
Bandhan Bank	136.49	21,988.15	8.67	21,034.20	14.48	2,230	-41.79	31.52

Growth Rate

Revenue Growth

33.32 %

Net Income Growth

18.41 %

Cash Flow Change

223.97 %

ROE

-5.10 %

ROCE

6.79 %

EBITDA Margin (Avg.)

-0.63 %

Quarterly Financial Results

Quarterly Financials	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024	Dec 2024
Revenue	2,577	2,519	3,989	3,971	4,177	4,454	4,778	4,576	4,434	4,091	4,840	4,811	4,932	4,830	5,199	5,385	5,777	6,531	7,064	7,822	8,233	8,766	9,396	9,863	10,363	10,684	11,123
Expenses	470	1,132	3,900	1,863	2,515	1,619	3,827	2,066	2,093	1,814	2,441	2,724	3,894	2,823	2,958	3,031	2,957	3,304	3,612	3,901	4,114	4,377	4,874	5,164	5,417	6,271	6,260
EBITDA	278	-494	-2,428	-407	-955	181	-1,614	118	136	137	190	56	-865	179	391	470	650	760	827	1,094	996	983	930	948	853	245	422
Operating Profit %	80 %	53 %	-5 %	50 %	35 %	61 %	9 %	50 %	47 %	54 %	40 %	32 %	5 %	31 %	33 %	33 %	40 %	40 %	39 %	39 %	40 %	40 %	38 %	37 %	38 %	30 %	33 %
Depreciation	47	51	60	0	0	77	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	1,829	1,882	2,518	2,515	2,617	2,654	2,565	2,392	2,205	2,140	2,208	2,032	1,904	1,828	1,849	1,884	2,170	2,467	2,626	2,827	3,122	3,406	3,592	3,750	4,093	4,169	4,441
Profit Before Tax	231	-545	-2,488	-407	-955	104	-1,614	118	136	137	190	56	-865	179	391	470	650	760	827	1,094	996	983	930	948	853	245	422
Tax	39	-187	-959	-195	-343	781	18	42	36	28	53	-81	-244	68	101	118	165	193	210	278	265	236	198	217	210	33	82
Net Profit	192	-358	-1,529	-212	-612	-677	-1,632	76	100	109	137	137	-621	111	290	352	485	567	617	816	732	747	732	732	643	212	340
EPS in ₹	0.56	-1.05	-3.20	-0.44	-1.28	-1.41	-3.41	0.16	0.20	0.19	0.24	0.24	-1.01	0.18	0.47	0.57	0.78	0.91	0.99	1.30	1.10	1.12	1.04	1.04	0.91	0.28	0.46

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	1,12,064	1,26,382	1,67,099	1,49,159	1,63,072	1,90,146	2,39,882	2,96,210
Fixed Assets	933	797	940	999	1,370	1,448	2,054	2,720
Current Assets	10,326	11,460	19,057	15,292	13,903	22,901	23,475	23,202
Capital Work in Progress	6	3	34	75	65	79	219	95
Investments	50,164	60,904	58,245	45,174	45,182	45,935	60,913	74,500
Other Assets	60,962	64,677	1,07,880	1,02,911	1,16,454	1,42,684	1,76,696	2,18,895
Total Liabilities	1,12,064	1,26,382	1,67,099	1,49,159	1,63,072	1,90,146	2,39,882	2,96,210
Current Liabilities	7,027	5,781	8,563	11,279	10,850	10,561	12,353	12,430
Non Current Liabilities	1,05,037	1,20,601	1,58,536	1,37,880	1,52,222	1,79,584	2,27,529	2,83,780
Total Equity	14,677	15,274	18,199	15,404	17,900	21,082	25,848	32,274
Reserve & Surplus	11,277	11,870	13,418	10,594	12,224	14,864	19,229	25,204
Share Capital	3,399	3,404	4,782	4,810	5,676	6,218	6,618	7,070

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	2,236	-263	4,649	-5,363	1,610	9,929	-1,924	-1,298
Investing Activities	-4,918	-1,027	-494	-3,790	-2,833	-2,961	-11,996	-9,887
Operating Activities	14,128	-5,978	17,364	10,966	14,042	2,679	3,563	11,543
Financing Activities	-6,974	6,742	-12,220	-12,539	-9,598	10,211	6,509	-2,954

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Apr 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Oct 2023	Dec 2023	Mar 2024	Jun 2024	Jul 2024	Sept 2024	Oct 2024	Dec 2024
Promoter	39.98 %	36.60 %	36.56 %	36.52 %	36.51 %	36.49 %	36.48 %	36.47 %	36.38 %	39.99 %	39.93 %	39.37 %	37.51 %	37.45 %	37.43 %	37.37 %	35.39 %	35.37 %	0.00 %	0.00 %
FIIs	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	7.58 %	7.56 %	7.13 %	7.12 %	2.87 %	26.05 %	2.25 %	23.65 %	21.02 %	19.91 %	19.57 %	27.30 %	27.12 %
DIIs	11.13 %	17.10 %	4.02 %	4.24 %	4.39 %	3.89 %	5.43 %	9.32 %	9.63 %	7.69 %	7.72 %	5.59 %	7.10 %	6.00 %	6.81 %	7.93 %	12.82 %	11.74 %	16.20 %	16.14 %
Government	4.61 %	4.22 %	4.21 %	4.21 %	4.21 %	4.20 %	4.20 %	4.23 %	4.22 %	3.98 %	3.97 %	3.91 %	3.73 %	3.72 %	3.72 %	3.72 %	3.52 %	3.52 %	9.17 %	9.17 %
Public / Retail	20.26 %	18.52 %	20.97 %	23.21 %	23.19 %	24.51 %	26.89 %	26.12 %	25.72 %	24.70 %	23.27 %	22.17 %	21.81 %	23.55 %	24.36 %	25.74 %	24.37 %	25.60 %	39.49 %	40.41 %
Others	24.03 %	23.55 %	34.24 %	31.82 %	31.72 %	30.90 %	26.99 %	16.27 %	16.49 %	16.52 %	17.99 %	26.09 %	3.79 %	27.03 %	4.02 %	4.22 %	4.00 %	4.20 %	7.84 %	7.17 %
No of Share Holders	11,83,360	11,82,730	13,46,960	14,49,850	15,17,330	15,68,960	16,39,150	16,11,340	16,42,940	17,08,380	17,37,960	20,38,990	20,93,680	23,82,670	26,11,510	27,63,050	27,63,050	28,56,380	32,04,140	32,94,940