| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 2,577 | 2,519 | 3,989 | 3,971 | 4,177 | 4,454 | 4,778 | 4,576 | 4,434 | 4,091 | 4,840 | 4,811 | 4,932 | 4,830 | 5,199 | 5,385 | 5,777 | 6,531 | 7,064 | 7,822 | 8,233 | 8,766 | 9,396 | 9,863 | 10,363 | 10,684 | 11,123 | 11,308 | 11,869 | 11,828 |
| Expenses | 470 | 1,132 | 3,900 | 1,863 | 2,515 | 1,619 | 3,827 | 2,066 | 2,093 | 1,814 | 2,441 | 2,724 | 3,894 | 2,823 | 2,958 | 3,031 | 2,957 | 3,304 | 3,612 | 3,901 | 4,114 | 4,377 | 4,874 | 5,164 | 5,417 | 6,271 | 6,260 | 6,459 | 6,589 | 6,581 |
| EBITDA | 278 | -494 | -2,428 | -407 | -955 | 181 | -1,614 | 118 | 136 | 137 | 190 | 56 | -865 | 179 | 391 | 470 | 650 | 760 | 827 | 1,094 | 996 | 983 | 930 | 948 | 853 | 245 | 422 | 344 | 571 | 424 |
| Operating Profit % | 80 % | 53 % | -5 % | 50 % | 35 % | 61 % | 9 % | 50 % | 47 % | 54 % | 40 % | 32 % | 5 % | 31 % | 33 % | 33 % | 40 % | 40 % | 39 % | 39 % | 40 % | 40 % | 38 % | 37 % | 38 % | 30 % | 33 % | 31 % | 32 % | 34 % |
| Depreciation | 47 | 51 | 60 | 0 | 0 | 77 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 1,829 | 1,882 | 2,518 | 2,515 | 2,617 | 2,654 | 2,565 | 2,392 | 2,205 | 2,140 | 2,208 | 2,032 | 1,904 | 1,828 | 1,849 | 1,884 | 2,170 | 2,467 | 2,626 | 2,827 | 3,122 | 3,406 | 3,592 | 3,750 | 4,093 | 4,169 | 4,441 | 4,505 | 4,709 | 4,824 |
| Profit Before Tax | 231 | -545 | -2,488 | -407 | -955 | 104 | -1,614 | 118 | 136 | 137 | 190 | 56 | -865 | 179 | 391 | 470 | 650 | 760 | 827 | 1,094 | 996 | 983 | 930 | 948 | 853 | 245 | 422 | 344 | 571 | 424 |
| Tax | 39 | -187 | -959 | -195 | -343 | 781 | 18 | 42 | 36 | 28 | 53 | -81 | -244 | 68 | 101 | 118 | 165 | 193 | 210 | 278 | 265 | 236 | 198 | 217 | 210 | 33 | 82 | 49 | 118 | 76 |
| Net Profit | 192 | -358 | -1,529 | -212 | -612 | -677 | -1,632 | 76 | 100 | 109 | 137 | 137 | -621 | 111 | 290 | 352 | 485 | 567 | 617 | 816 | 732 | 747 | 732 | 732 | 643 | 212 | 340 | 296 | 454 | 348 |
| EPS in ₹ | 0.56 | -1.05 | -3.20 | -0.44 | -1.28 | -1.41 | -3.41 | 0.16 | 0.20 | 0.19 | 0.24 | 0.24 | -1.01 | 0.18 | 0.47 | 0.57 | 0.78 | 0.91 | 0.99 | 1.30 | 1.10 | 1.12 | 1.04 | 1.04 | 0.91 | 0.28 | 0.46 | 0.40 | 0.62 | 0.35 |
IDFC First Bank
IDFC First Bank
78.20
+1.43
(1.86%)
Company has added their latest Transcript1 day ago
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Key Fundamentals
Market Cap
57,946.30 Cr
EPS
2.04
PE Ratio
44.42
Dividend Yield
0.29 %
Industry
Banks 52 Week High
80.10
52 Week Low
52.46
PB Ratio
1.39
Debt to Equity
0.00
Sector
Private Bank Analyst Rating and Forecast
- By Refinitiv from18 analysts
Actual
Company News
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IDFC FIRST Bank reported a profit after tax of INR 352 crores for Q2 FY26, marking a 76% year-on-year growth driven by core income growth and reduced provisioning. Total customer deposits grew 23.4% YoY to INR 2.69 lakh crores, while loans and advances increased 19.7% to INR 2.67 lakh crores. The bank's gross NPA improved to 1.86% from 1.97% in the previous quarter, with net NPA at 0.52%. Net interest margin declined 12 basis points sequentially to 5.59% due to repo rate changes and asset mix shifts, including a decline in microfinance business from INR 8,300 crores to INR 7,300 crores. Credit cards crossed 4 million issuances with the book reaching INR 8,600 crores. Management indicated that microfinance issues are largely resolved and expects margins to improve in Q3 and Q4, targeting above 5.8% by Q4. The bank opened 25 new branches, bringing the total to 1,041 branches, and maintained a capital adequacy ratio of 14.34%.
IDFC First Bank shares rallied 3.3% to Rs 74.27 after reporting a 75.5% year-on-year increase in standalone net profit to Rs 352.31 crore for Q2 FY26, compared to Rs 200.69 crore in the previous year. Net interest income grew 6.8% to Rs 5,112.57 crore, though net interest margin declined 59 basis points to 5.59%. The bank's total customer business expanded 21.6% to Rs 5,35,673 crore, with loans growing 19.7% and deposits rising 23.4%. Asset quality remained stable with gross NPA at 1.86% and net NPA at 0.52%. CASA deposits increased 26.8% with the ratio improving to 50.07%. MD and CEO V Vaidyanathan noted that MFI business stress appears resolved and operating leverage is improving. Motilal Oswal maintained a 'Neutral' rating with a target price of Rs 280, projecting 20% loan growth CAGR over FY25-28.
IDFC First Bank reported a net profit of 3.5 billion rupees for the quarter, representing a 75% increase from 2 billion rupees in the same period last year. The bank's revenue grew to 99.4 billion rupees compared to 89 billion rupees year-over-year, marking an 11.7% increase.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
994.75 | #1 15,49,551.90 | 20.35 | #1 4,70,915.90 | 15.42 | #1 73,440 | 9.32 | 59.36 | |
1,377.70 | 9,74,114.90 | 17.25 | 2,94,586.90 | #1 24.81 | 54,419 | 2.96 | 46.27 | |
2,187.00 | 4,42,581.10 | 22.71 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 63.26 | |
1,241.90 | 3,90,565.30 | 14.75 | 1,55,916.90 | 12.99 | 28,112 | -25.14 | 67.07 | |
93.93 | 1,01,180.10 | 10.85 | 34,058.70 | 12.14 | 7,656 | #1 73.37 | 55.55 | |
22.67 | 71,274.60 | 25.20 | 37,075.60 | 12.48 | 2,447 | 17.24 | 57.72 | |
755.05 | 59,178.60 | #1 -77.48 | 56,358.10 | 2.20 | 2,575 | -132.82 | 52.10 | |
78.20 | #8 57,946.30 | #10 44.42 | #6 43,478.30 | #2 19.92 | #10 1,490 | #2 64.13 | 69.26 | |
227.40 | 56,059.50 | 13.82 | 32,030.20 | 19.60 | 4,202 | -8.27 | 78.93 | |
170.00 | 27,597.60 | 13.33 | 24,914.80 | 18.41 | 2,745 | -65.02 | 57.51 |
Growth Rate
Revenue Growth
19.92 %
Net Income Growth
-49.35 %
Cash Flow Change
25.32 %
ROE
-57.13 %
ROCE
-7.19 %
EBITDA Margin (Avg.)
-9.56 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,12,064 | 1,26,382 | 1,67,099 | 1,49,159 | 1,63,072 | 1,90,146 | 2,39,882 | 2,96,210 | 3,43,909 |
| Fixed Assets | 933 | 797 | 940 | 999 | 1,370 | 1,448 | 2,054 | 2,720 | 2,802 |
| Current Assets | 10,326 | 11,460 | 19,057 | 15,292 | 13,903 | 22,901 | 23,475 | 23,202 | 26,527 |
| Capital Work in Progress | 6 | 3 | 34 | 75 | 65 | 79 | 219 | 95 | 74 |
| Investments | 50,164 | 60,904 | 58,245 | 45,174 | 45,182 | 45,935 | 60,913 | 74,500 | 80,505 |
| Other Assets | 60,962 | 64,677 | 1,07,880 | 1,02,911 | 1,16,454 | 1,42,684 | 1,76,696 | 2,18,895 | 2,60,528 |
| Total Liabilities | 1,12,064 | 1,26,382 | 1,67,099 | 1,49,159 | 1,63,072 | 1,90,146 | 2,39,882 | 2,96,210 | 3,43,909 |
| Current Liabilities | 7,027 | 5,781 | 8,563 | 11,279 | 10,850 | 10,561 | 12,353 | 12,430 | 14,759 |
| Non Current Liabilities | 1,05,037 | 1,20,601 | 1,58,536 | 1,37,880 | 1,52,222 | 1,79,584 | 2,27,529 | 2,83,780 | 3,29,150 |
| Total Equity | 14,677 | 15,274 | 18,199 | 15,404 | 17,900 | 21,082 | 25,848 | 32,274 | 38,156 |
| Reserve & Surplus | 11,277 | 11,870 | 13,418 | 10,594 | 12,224 | 14,864 | 19,229 | 25,204 | 30,834 |
| Share Capital | 3,399 | 3,404 | 4,782 | 4,810 | 5,676 | 6,218 | 6,618 | 7,070 | 7,322 |
Cash Flow
| Cash Flow | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 2,236 | -263 | 4,649 | -5,363 | 1,610 | 9,929 | -1,924 | -1,298 | 2,618 |
| Investing Activities | -4,918 | -1,027 | -494 | -3,790 | -2,833 | -2,961 | -11,996 | -9,887 | -3,174 |
| Operating Activities | 14,128 | -5,978 | 17,364 | 10,966 | 14,042 | 2,679 | 3,563 | 11,543 | 14,465 |
| Financing Activities | -6,974 | 6,742 | -12,220 | -12,539 | -9,598 | 10,211 | 6,509 | -2,954 | -8,673 |
Share Holding
| % Holding | Mar 2021 | Apr 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Oct 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Jul 2024 | Sept 2024 | Oct 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Aug 2025 | Sept 2025 |
| Promoter | 39.98 % | 36.60 % | 36.56 % | 36.52 % | 36.51 % | 36.49 % | 36.48 % | 36.47 % | 36.38 % | 39.99 % | 39.93 % | 39.37 % | 37.51 % | 37.45 % | 37.43 % | 37.37 % | 35.39 % | 35.37 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 7.58 % | 7.56 % | 7.13 % | 7.12 % | 2.87 % | 26.05 % | 2.25 % | 23.65 % | 21.02 % | 19.91 % | 19.57 % | 27.30 % | 27.12 % | 25.68 % | 23.80 % | 0.00 % | 24.63 % |
| DIIs | 11.13 % | 17.10 % | 4.02 % | 4.24 % | 4.39 % | 3.89 % | 5.43 % | 9.32 % | 9.63 % | 7.69 % | 7.72 % | 5.59 % | 7.10 % | 6.00 % | 6.81 % | 7.93 % | 12.82 % | 11.74 % | 16.20 % | 16.14 % | 19.30 % | 23.40 % | 24.04 % | 24.32 % |
| Government | 4.61 % | 4.22 % | 4.21 % | 4.21 % | 4.21 % | 4.20 % | 4.20 % | 4.23 % | 4.22 % | 3.98 % | 3.97 % | 3.91 % | 3.73 % | 3.72 % | 3.72 % | 3.72 % | 3.52 % | 3.52 % | 9.17 % | 9.17 % | 9.16 % | 9.15 % | 9.15 % | 9.14 % |
| Public / Retail | 20.26 % | 18.52 % | 20.97 % | 23.21 % | 23.19 % | 24.51 % | 26.89 % | 26.12 % | 25.72 % | 24.70 % | 23.27 % | 22.17 % | 21.81 % | 23.55 % | 24.36 % | 25.74 % | 24.37 % | 25.60 % | 39.49 % | 40.41 % | 39.04 % | 37.15 % | 36.20 % | 35.61 % |
| Others | 24.03 % | 23.55 % | 34.24 % | 31.82 % | 31.72 % | 30.90 % | 26.99 % | 16.27 % | 16.49 % | 16.52 % | 17.99 % | 26.09 % | 3.79 % | 27.03 % | 4.02 % | 4.22 % | 4.00 % | 4.20 % | 7.84 % | 7.17 % | 6.82 % | 6.50 % | 30.61 % | 6.29 % |
| No of Share Holders | 11,83,360 | 11,82,730 | 13,46,960 | 14,49,850 | 15,17,330 | 15,68,960 | 16,39,150 | 16,11,340 | 16,42,940 | 17,08,380 | 17,37,960 | 20,38,990 | 20,93,680 | 23,82,670 | 26,11,510 | 27,63,050 | 27,63,050 | 28,56,380 | 32,04,140 | 32,94,940 | 32,78,260 | 31,54,470 | 30,93,010 | 30,40,720 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.75 | 0.75 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.25 |
| Dividend Yield (%) | 0.00 | 1.58 | 1.35 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.32 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Oct 2018 |  Change Of Name | NA | 24 Oct 2018 | 34.40 | 34.40 |
| 17 May 2024 |  Extraordinary General Meeting | NA | 17 May 2024 | 78.06 | 77.04 |
| 30 Aug 2024 |  Annual General Meeting | NA | 30 Aug 2024 | 71.73 | 73.24 |
| 26 Oct 2024 |  Quarterly Result Announcement | NA | 26 Oct 2024 | 73.02 | 65.53 |
| 25 Jan 2025 | Quarterly Result Announcement | NA | 25 Jan 2025 | 61.78 | 62.27 |
| 26 Apr 2025 | Quarterly Result Announcement | NA | 26 Apr 2025 | 57.00 | 66.15 |
| 11 Jul 2025 |  Dividend | ₹ 0.25 /share | 11 Jul 2025 | 66.15 | 76.64 |
| 26 Jul 2025 | Quarterly Result Announcement | NA | 26 Jul 2025 | 71.91 | 70.70 |
| 29 Jul 2025 | Annual General Meeting | NA | 29 Jul 2025 | 77.86 | 70.72 |
| 18 Oct 2025 | Quarterly Result Announcement | NA | 18 Oct 2025 | 69.98 | 71.91 |
Announcements
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Credit Rating3 days ago
3 days agoAudio Recording Of Earnings Call (Q2-FY26)5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation6 days ago
6 days agoCompliance Under Regulations 32 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 For Quarter Ended September 30 2025.6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
6 days agoBoard Meeting Outcome for Outcome Of Board Meeting - October 18 20256 days ago
6 days agoFinancial Results Of The Bank For The Quarter And Half Year Ended September 30 2025.6 days ago
6 days agoGrant Of Stock Options Under IDFC FIRST Bank Limited -Employee Stock Option Scheme.9 days ago
9 days agoEarnings Call For Period Ended September 30 202510 days ago
10 days agoDisclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Oct 10, 2025
Oct 10, 2025Earnings Call For Period Ended September 30 2025Oct 10, 2025
Oct 10, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-AllotmentOct 08, 2025
Oct 08, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Oct 07, 2025Grant Of Stock Options Under IDFC FIRST Bank Limited -Employee Stock Option Scheme.Oct 06, 2025
Oct 06, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 01, 2025
Oct 01, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Board Meeting Intimation for Board Meeting Intimation For Considering And Approving The Unaudited Standalone And Consolidated Financial Results Of The Bank For The Quarter And Half Year Ended September 30 2025Sep 26, 2025
Sep 26, 2025Announcement Under Regulation 30 (LODR)- UpdatesSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 09, 2025
Sep 09, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 22, 2025
Aug 22, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Aug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-AllotmentAug 19, 2025
Aug 19, 2025Schedule Of Analysts / Institutional Investors Meets - IntimationAug 12, 2025
Aug 12, 2025Update On Fund RaiseAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Aug 08, 2025Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011Aug 05, 2025
Aug 05, 2025Grant Of Stock Options Under IDFC FIRST Bank Limited -Employee Stock Option Scheme.Aug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-AllotmentAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 31, 2025
Jul 31, 2025Schedule Of Analysts / Institutional Investors Meets - IntimationJul 31, 2025
Jul 31, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMJul 29, 2025
Jul 29, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 28, 2025
Jul 28, 2025Audio Recording Of Earnings Call (Q1-FY26)Jul 27, 2025
Jul 27, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 26, 2025
Jul 26, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 26, 2025
Jul 26, 2025Financial Results Of The Bank For The Quarter Ended June 30 2025.Jul 26, 2025
Jul 26, 2025Update On Fund RaiseJul 19, 2025
Jul 19, 2025Earnings Call For Period Ended June 30 2025Jul 17, 2025
Jul 17, 2025Grant Of Stock Options Under IDFC FIRST Bank Limited -Employee Stock Option Scheme.Jul 16, 2025
Jul 16, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 09, 2025
Jul 09, 2025Newspaper Publication Regarding Dispatch Of Notice Of The Annual General Meeting (AGM) Integrated Annual Report Of The Bank For Financial Year 2024-25 And E-Voting Related Matters.Jul 07, 2025
Jul 07, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 05, 2025
Jul 05, 2025Mutual Fund Holdings
HSBC Arbitrage Fund Direct-Growth 
Invesco India Arbitrage Fund Direct-Growth 
Nippon India Arbitrage Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
ICICI Prudential Equity Arbitrage Direct-Growth 
Parag Parikh Flexi Cap Fund Direct-Growth 
HDFC Multi Cap Fund Direct - Growth 
Sundaram Mid Cap Fund Direct-Growth 
ITI Mid Cap Fund Direct - Growth 
UTI Mid Cap Fund Direct-Growth 
Edelweiss Arbitrage Fund Direct-Growth 
Baroda BNP Paribas Dividend Yield Fund Direct-Growth 
Bandhan Arbitrage Fund Direct-Growth 
Axis Arbitrage Fund Direct-Growth 
Mahindra Manulife Mid Cap Fund Direct - Growth 
Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
Bajaj Finserv Arbitrage Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 73.23
ATR(14)
Volatile 1.74
STOCH(9,6)
Neutral 69.39
STOCH RSI(14)
Overbought 99.03
MACD(12,26)
Bullish 0.68
ADX(14)
Weak Trend 21.79
UO(9)
Bearish 55.56
ROC(12)
Uptrend And Accelerating 11.07
WillR(14)
Overbought -10.06
About IDFC First Bank
IDFC First Bank Limited is a universal bank headquartered in Mumbai, India. It was granted approval by the Reserve Bank of India in 2014 and began operations in 2015. The bank provides a wide range of banking and financial services, including retail banking, wholesale banking, digital banking, and treasury operations. IDFC First Bank has a national presence with 944 branches, 754 Corporate Business Correspondent branches, and 1,164 ATMs across India as of March 31, 2024. The bank offers corporate banking, trade finance, treasury products, SME banking, wealth management, NRI banking, and other financial services. It has expanded its retail lending operations and built a diverse customer base. The bank has undergone mergers and acquisitions, including the amalgamation with Capital First in 2018 and the recent merger with IDFC Limited in 2023-24.
Chairperson NameSanjeeb Chaudhuri
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