IDFC First Bank

72.72

-0.56

(-0.76%)

Market Cap (₹ Cr.)

₹54,808

52 Week High

98.40

Book Value

₹46

52 Week Low

70.43

PE Ratio

19.23

PB Ratio

1.50

PE for Sector

15.46

PB for Sector

1.77

ROE

9.12 %

ROCE

5.98 %

Dividend Yield

0.00 %

EPS

₹3.82

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

33.32 %

Net Income Growth

18.41 %

Cash Flow Change

223.97 %

ROE

-5.17 %

ROCE

6.96 %

EBITDA Margin (Avg.)

-0.63 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	0	0	92	2,007	1,953	2,188	2,493	2,585	2,280	2,794	2,365	2,515	2,374	2,520	2,453	3,925	3,902	4,104	4,367	4,679	4,576	4,434	4,091	4,839	4,811	4,932	4,880	5,198	5,385	5,777	6,531	7,064	7,822	8,282	8,786	9,396	9,861	10,408
Expenses	0	0	1	213	280	272	313	573	266	336	222	479	689	435	1,104	3,852	1,803	2,448	1,538	3,736	2,076	2,101	1,824	2,452	2,735	3,905	2,834	2,971	3,043	2,971	3,319	3,627	3,918	4,135	4,398	4,895	5,169	5,426
EBITDA	0	-0	91	1,794	1,673	1,916	2,180	2,012	2,013	2,458	2,143	2,035	1,686	2,085	1,349	73	2,099	1,656	2,829	943	2,500	2,333	2,267	2,387	2,076	1,027	2,046	2,227	2,341	2,806	3,212	3,437	3,904	4,147	4,388	4,500	4,692	4,982
Operating Profit %	0 %	0 %	99 %	88 %	85 %	86 %	85 %	75 %	88 %	84 %	90 %	79 %	70 %	81 %	53 %	-5 %	50 %	35 %	62 %	9 %	49 %	47 %	54 %	40 %	31 %	5 %	31 %	33 %	33 %	40 %	39 %	39 %	39 %	40 %	40 %	38 %	37 %	38 %
Depreciation	0	0	0	14	27	28	32	38	37	39	40	41	44	45	49	58	0	0	73	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	1,403	1,399	1,477	1,587	1,730	1,721	1,757	1,758	1,789	1,828	1,831	1,883	2,519	2,516	2,619	2,655	2,566	2,392	2,205	2,141	2,209	2,033	1,905	1,828	1,849	1,884	2,171	2,468	2,627	2,828	3,123	3,406	3,593	3,750	4,094
Profit Before Tax	0	-0	91	377	248	411	560	244	255	662	345	206	-186	208	-583	-2,504	-417	-963	100	-1,623	107	128	126	179	43	-877	218	378	457	636	745	811	1,076	1,024	982	908	942	888
Tax	0	0	32	134	83	147	172	53	80	225	112	60	-228	27	-213	-966	-199	-346	780	16	36	34	25	49	-85	-247	66	97	114	162	189	206	274	259	231	192	217	207
Net Profit	0	-0	60	242	165	265	388	191	176	438	234	146	42	182	-370	-1,538	-218	-617	-680	-1,639	72	94	101	130	128	-630	152	281	343	474	556	605	803	765	751	716	724	681
EPS in ₹	-0.63	-2.42	0.51	0.71	0.49	0.78	1.14	0.56	0.52	1.29	0.69	0.43	0.12	0.53	-1.09	-3.22	-0.46	-1.29	-1.42	-3.43	0.15	0.19	0.18	0.23	0.23	-1.02	0.24	0.45	0.55	0.76	0.89	0.97	1.28	1.16	1.13	1.02	1.02	0.96

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	0	83,216	1,12,160	1,26,520	1,67,185	1,49,200	1,63,144	1,90,182	2,39,942	2,96,115
Fixed Assets	0	644	781	781	917	965	1,201	1,282	1,876	2,525
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	29	5	3	34	73	65	79	214	95
Investments	0	29,729	50,472	61,202	58,475	45,405	45,412	46,145	61,124	74,710
Other Assets	0	52,814	60,902	64,534	1,07,759	1,02,758	1,16,466	1,42,676	1,76,728	2,18,785
Total Liabilities	3	69,583	97,482	1,11,264	1,49,026	1,33,857	1,45,336	1,69,179	2,14,221	2,63,954
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	3	69,583	97,482	1,11,263	1,49,025	1,33,858	1,45,335	1,69,178	2,14,220	2,63,954
Total Equity	-3	13,633	14,678	15,257	18,159	15,343	17,808	21,004	25,721	32,161
Reserve & Surplus	-3	10,240	11,279	11,853	13,378	10,533	12,132	14,786	19,103	25,091
Share Capital	0	3,393	3,399	3,404	4,782	4,810	5,676	6,218	6,618	7,070

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	0	1,612	2,198	-205	4,675	-5,376	1,637	9,930	-1,860	-1,418
Investing Activities	0	7,171	-5,074	-1,008	-412	-3,764	-2,826	-2,884	-11,969	-9,792
Operating Activities	0	-13,034	14,246	-5,941	17,293	10,927	14,062	2,604	3,600	11,328
Financing Activities	0	7,475	-6,974	6,744	-12,206	-12,539	-9,598	10,211	6,509	-2,954

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Apr 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Oct 2023	Dec 2023	Mar 2024	Jun 2024	Jul 2024
Promoter	39.98 %	36.60 %	36.56 %	36.52 %	36.51 %	36.49 %	36.48 %	36.47 %	36.38 %	39.99 %	39.93 %	39.37 %	37.51 %	37.45 %	37.43 %	37.37 %	35.39 %
FIIs	11.88 %	10.33 %	15.09 %	14.76 %	14.77 %	13.48 %	10.99 %	11.70 %	12.20 %	12.18 %	13.73 %	21.61 %	23.32 %	22.05 %	21.40 %	21.02 %	19.91 %
DIIs	11.23 %	19.26 %	11.92 %	10.18 %	10.37 %	9.58 %	10.19 %	17.43 %	17.19 %	14.82 %	14.84 %	8.46 %	9.83 %	8.88 %	9.05 %	7.93 %	12.82 %
Government	4.61 %	4.22 %	4.21 %	4.21 %	4.21 %	4.20 %	4.20 %	4.23 %	4.22 %	3.98 %	3.97 %	3.91 %	3.73 %	3.72 %	3.72 %	3.72 %	3.52 %
Public / Retail	32.31 %	29.58 %	32.22 %	34.33 %	34.15 %	36.24 %	38.14 %	30.17 %	30.01 %	29.05 %	27.54 %	26.65 %	25.61 %	27.89 %	28.39 %	29.96 %	28.37 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,709.50	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	68.04
ICICI Bank	1,291.30	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	71.72
Axis Bank	1,244.05	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.00
Kotak Bank	1,870.45	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	62.75
Indusind Bank	1,485.70	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	66.56
IDBI Bank	88.10	98,201.69	15.61	30,370.41	20.68	5,814	40.90	44.21
Yes Bank	22.91	73,345.03	50.87	32,960.89	23.98	1,285	48.84	43.56
IDFC First Bank	73.07	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	44.94
AU Small Finance Bank	748.90	53,470.73	31.22	1,445.99	19.10	761	29.90	73.55
Federal Bank	185.50	45,169.80	11.22	26,781.95	32.27	3,928	17.18	40.65

Corporate Action

Technical Indicators

RSI(14)

Neutral

44.94

ATR(14)

Volatile

1.44

STOCH(9,6)

Neutral

37.27

STOCH RSI(14)

Neutral

60.48

MACD(12,26)

Bullish

0.01

ADX(14)

Weak Trend

23.01

UO(9)

Bearish

44.58

ROC(12)

Downtrend And Accelerating

-2.96

WillR(14)

Neutral

-67.05