CSB Bank Limited has announced amendments to its Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information, following regulatory compliance requirements under SEBI guidelines.

Board Approval and Regulatory Compliance

The Board of Directors of CSB Bank approved the amendments during their meeting held on January 28, 2026. The amendments were made pursuant to Regulation 8(2) of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, which mandates annual review and updates to fair disclosure practices.

Document Availability and Transparency

The bank has ensured transparency by making the updated code readily accessible to stakeholders. The complete document is available on the bank's official website through a dedicated link. This initiative demonstrates the bank's commitment to maintaining proper disclosure standards and regulatory compliance.

Stock Exchange Communication

CSB Bank formally communicated the amendments to both major stock exchanges where its shares are listed. The notification was sent to BSE Limited, where the bank trades under scrip code 542867, and the National Stock Exchange of India Ltd., where it is listed under the symbol CSBBANK.

The communication was signed by Sijo Varghese, Company Secretary, and includes digital authentication for document integrity. The bank has also made this intimation available on its corporate website for broader stakeholder access.

CSB Bank has released its asset quality metrics for the third quarter, revealing changes in its non-performing asset ratios. The private sector bank's performance indicators show mixed trends in asset quality management during the reporting period.

Asset Quality Performance

The bank's asset quality metrics demonstrate quarter-on-quarter changes across key parameters. The data reflects the bank's current position in managing its loan portfolio and credit risk.

| Asset Quality Metric: | Q3 Performance | Previous Quarter | Change || | ---: | :--- | :--- | :--- | | Gross NPA Ratio: | 1.96% | 1.81% | +0.15% | | Net NPA Ratio: | 0.67% | 0.52% | +0.15% |

Key Observations

The Gross Non-Performing Assets ratio increased to 1.96% in the third quarter, compared to 1.81% in the previous quarter, indicating a quarter-on-quarter rise of 15 basis points. This metric represents the percentage of gross advances that have turned non-performing.

Similarly, the Net Non-Performing Assets ratio reached 0.67% versus 0.52% in the preceding quarter, showing an increase of 15 basis points. The NNPA ratio accounts for provisions made against non-performing assets and provides insight into the bank's actual exposure to credit losses.

Asset Quality Analysis

Both GNPA and NNPA ratios have shown an upward trajectory during the quarter, suggesting some pressure on asset quality. The parallel movement in both ratios indicates that the increase in gross NPAs has translated proportionally to net NPAs, reflecting the bank's provisioning practices during this period.